Southstate Bank, National Association Mortgage Lending & HMDA Data, 2020

In 2020, Southstate Bank, National Association of Winter Haven, FL reported 27,167 mortgage applications totaling $7.1 billion, up 153% from 2019. The average application was for $260,325, and applicants reported an average income of $152,423. 71% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (4,356), Tampa-St. Petersburg-Clearwater, FL (1,481) and Charleston-North Charleston, SC (1,399) (applications in parentheses).

Mortgage Company & Address Southstate Bank, National Association
1101 1st Street South
Winter Haven, FL 33880
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 27,167
Total Mortgage Loan Application Amount $7,072,265,000
Average Mortgage Loan Application Amount $260,325
Highest Mortgage Loan Application Amount $24,005,000
Average Applicant Income $152,423
Highest Applicant Income $8,169,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southstate Bank, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southstate Bank, National Association by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,284 $ 511,360,000 $ 398,255 $ 219,000
Charleston, South Carolina 968 $ 318,830,000 $ 329,369 $ 219,000
Polk, Florida 824 $ 117,280,000 $ 142,330 $ 105,000
DeKalb, Georgia 776 $ 264,160,000 $ 340,412 $ 157,000
Sarasota, Florida 715 $ 215,885,000 $ 301,937 $ 173,000
Hillsborough, Florida 689 $ 164,405,000 $ 238,613 $ 133,000
Cobb, Georgia 672 $ 199,040,000 $ 296,190 $ 155,000
Manatee, Florida 612 $ 149,530,000 $ 244,330 $ 147,000
Mecklenburg, North Carolina 599 $ 252,205,000 $ 421,043 $ 267,000
Greenville, South Carolina 592 $ 164,620,000 $ 278,074 $ 162,000
Horry, South Carolina 537 $ 95,165,000 $ 177,216 $ 117,000
Baldwin, Alabama 535 $ 165,265,000 $ 308,906 $ 198,000
Beaufort, South Carolina 516 $ 162,680,000 $ 315,271 $ 194,000
Madison, Alabama 514 $ 190,580,000 $ 370,778 $ 156,000
Gwinnett, Georgia 469 $ 120,435,000 $ 256,791 $ 106,000
Indian River, Florida 449 $ 117,605,000 $ 261,926 $ 147,000
Orange, Florida 442 $ 111,330,000 $ 251,877 $ 160,000
Pinellas, Florida 423 $ 90,585,000 $ 214,148 $ 129,000
Columbia, Georgia 418 $ 110,060,000 $ 263,301 $ 127,000
Lee, Alabama 417 $ 101,085,000 $ 242,410 $ 158,000
York, South Carolina 392 $ 97,450,000 $ 248,596 $ 155,000
St. Lucie, Florida 389 $ 82,815,000 $ 212,892 $ 126,000
Chatham, Georgia 380 $ 115,360,000 $ 303,578 $ 173,000
St. Johns, Florida 350 $ 93,070,000 $ 265,914 $ 193,000
Volusia, Florida 343 $ 53,325,000 $ 155,466 $ 115,000
Jefferson, Alabama 309 $ 110,995,000 $ 359,207 $ 222,000
Pasco, Florida 296 $ 44,840,000 $ 151,486 $ 84,000
Berkeley, South Carolina 271 $ 79,045,000 $ 291,678 $ 161,000
Floyd, Georgia 265 $ 56,565,000 $ 213,452 $ 111,000
Anderson, South Carolina 265 $ 53,665,000 $ 202,509 $ 113,000
Richmond, Georgia 254 $ 51,120,000 $ 201,259 $ 112,000
Duval, Florida 249 $ 79,285,000 $ 318,413 $ 195,000
Richland, South Carolina 248 $ 51,810,000 $ 208,911 $ 148,000
Lake, Florida 245 $ 32,895,000 $ 134,265 $ 94,000
Osceola, Florida 242 $ 38,150,000 $ 157,644 $ 102,000
Marion, Florida 238 $ 34,020,000 $ 142,941 $ 105,000
Cherokee, Georgia 231 $ 64,395,000 $ 278,766 $ 128,000
Pickens, South Carolina 223 $ 53,115,000 $ 238,183 $ 120,000
Brunswick, North Carolina 222 $ 68,030,000 $ 306,441 $ 169,000
Highlands, Florida 218 $ 24,440,000 $ 112,110 $ 69,000
Palm Beach, Florida 203 $ 69,635,000 $ 343,029 $ 205,000
Martin, Florida 195 $ 58,595,000 $ 300,487 $ 172,000
Lexington, South Carolina 190 $ 47,990,000 $ 252,578 $ 137,000
Oconee, South Carolina 188 $ 58,060,000 $ 308,829 $ 207,000
Forsyth, Georgia 187 $ 59,655,000 $ 319,010 $ 142,000
Seminole, Florida 172 $ 34,430,000 $ 200,174 $ 137,000
Collier, Florida 166 $ 53,620,000 $ 323,012 $ 166,000
Miami-Dade, Florida 160 $ 44,310,000 $ 276,937 $ 191,000
Dorchester, South Carolina 160 $ 26,790,000 $ 167,437 $ 141,000
Aiken, South Carolina 153 $ 29,885,000 $ 195,326 $ 123,000
Putnam, Florida 151 $ 25,325,000 $ 167,715 $ 72,000
Broward, Florida 147 $ 47,545,000 $ 323,435 $ 209,000
Monroe, Florida 147 $ 52,855,000 $ 359,557 $ 210,000
Georgetown, South Carolina 143 $ 35,685,000 $ 249,545 $ 178,000
Orangeburg, South Carolina 142 $ 20,320,000 $ 143,098 $ 88,000
Lee, Florida 140 $ 29,770,000 $ 212,642 $ 158,000
Bibb, Georgia 130 $ 30,450,000 $ 234,230 $ 150,000
Brevard, Florida 125 $ 29,665,000 $ 237,320 $ 158,000
Wake, North Carolina 114 $ 29,870,000 $ 262,017 $ 153,000
Florence, South Carolina 114 $ 18,060,000 $ 158,421 $ 114,000
Okeechobee, Florida 112 $ 17,550,000 $ 156,696 $ 88,000
Limestone, Alabama 111 $ 36,135,000 $ 325,540 $ 155,000
Gaston, North Carolina 105 $ 18,285,000 $ 174,142 $ 124,000
Escambia, Florida 104 $ 35,390,000 $ 340,288 $ 202,000
Coweta, Georgia 101 $ 25,215,000 $ 249,653 $ 125,000
Spartanburg, South Carolina 101 $ 21,905,000 $ 216,881 $ 134,000
Bryan, Georgia 99 $ 22,505,000 $ 227,323 $ 110,000
Hall, Georgia 99 $ 22,475,000 $ 227,020 $ 103,000
Carroll, Georgia 96 $ 23,120,000 $ 240,833 $ 107,000
Paulding, Georgia 95 $ 25,305,000 $ 266,368 $ 118,000
Alachua, Florida 93 $ 19,555,000 $ 210,268 $ 192,000
New Hanover, North Carolina 88 $ 27,700,000 $ 314,772 $ 158,000
Union, North Carolina 88 $ 27,080,000 $ 307,727 $ 198,000
Jasper, South Carolina 88 $ 14,540,000 $ 165,227 $ 70,000
Flagler, Florida 85 $ 14,505,000 $ 170,647 $ 94,000
Charlotte, Florida 84 $ 13,760,000 $ 163,809 $ 128,000
Colleton, South Carolina 79 $ 13,025,000 $ 164,873 $ 123,000
Gordon, Georgia 77 $ 14,445,000 $ 187,597 $ 93,000
Hernando, Florida 73 $ 14,545,000 $ 199,246 $ 84,000
Troup, Georgia 70 $ 9,440,000 $ 134,857 $ 83,000
Habersham, Georgia 69 $ 11,455,000 $ 166,014 $ 113,000
Shelby, Alabama 63 $ 18,065,000 $ 286,746 $ 170,000
Effingham, Georgia 60 $ 13,190,000 $ 219,833 $ 93,000
Henry, Georgia 59 $ 15,435,000 $ 261,610 $ 108,000
Laurens, Georgia 59 $ 11,545,000 $ 195,677 $ 106,000
Sumter, Florida 57 $ 8,105,000 $ 142,192 $ 99,000
Bartow, Georgia 56 $ 12,760,000 $ 227,857 $ 93,000
Fannin, Georgia 56 $ 14,100,000 $ 251,785 $ 173,000
Jackson, Georgia 55 $ 13,245,000 $ 240,818 $ 107,000
Whitfield, Georgia 54 $ 8,930,000 $ 165,370 $ 85,000
Citrus, Florida 52 $ 7,860,000 $ 151,153 $ 103,000
Clay, Florida 52 $ 16,080,000 $ 309,230 $ 159,000
Monroe, Georgia 47 $ 14,265,000 $ 303,510 $ 180,000
Greenwood, South Carolina 46 $ 6,820,000 $ 148,260 $ 140,000
Nassau, Florida 45 $ 15,005,000 $ 333,444 $ 156,000
Clayton, Georgia 45 $ 8,195,000 $ 182,111 $ 60,000
Gilmer, Georgia 45 $ 9,445,000 $ 209,888 $ 140,000
Chambers, Alabama 44 $ 3,640,000 $ 82,727 $ 63,000
Laurens, South Carolina 44 $ 7,430,000 $ 168,863 $ 119,000
Tallapoosa, Alabama 42 $ 13,860,000 $ 330,000 $ 276,000
Calhoun, South Carolina 42 $ 8,120,000 $ 193,333 $ 91,000
Lancaster, South Carolina 42 $ 10,820,000 $ 257,619 $ 150,000
Barrow, Georgia 40 $ 15,630,000 $ 390,750 $ 85,000
Union, Georgia 40 $ 8,590,000 $ 214,750 $ 130,000
Tift, Georgia 39 $ 7,105,000 $ 182,179 $ 83,000
Fayette, Georgia 38 $ 13,420,000 $ 353,157 $ 313,000
Glynn, Georgia 38 $ 10,460,000 $ 275,263 $ 154,000
Houston, Georgia 37 $ 9,255,000 $ 250,135 $ 135,000
Iredell, North Carolina 37 $ 15,255,000 $ 412,297 $ 214,000
Dawson, Georgia 35 $ 7,995,000 $ 228,428 $ 129,000
Abbeville, South Carolina 33 $ 4,275,000 $ 129,545 $ 97,000
Edgefield, South Carolina 33 $ 7,515,000 $ 227,727 $ 101,000
Santa Rosa, Florida 32 $ 5,510,000 $ 172,187 $ 138,000
Douglas, Georgia 32 $ 6,310,000 $ 197,187 $ 74,000
Polk, Georgia 31 $ 5,975,000 $ 192,741 $ 80,000
Darlington, South Carolina 31 $ 3,225,000 $ 104,032 $ 86,000
Newberry, South Carolina 31 $ 5,975,000 $ 192,741 $ 115,000
Walton, Florida 30 $ 21,280,000 $ 709,333 $ 534,000
Clarke, Georgia 29 $ 6,665,000 $ 229,827 $ 200,000
Walton, Georgia 29 $ 6,265,000 $ 216,034 $ 98,000
Jones, Georgia 27 $ 6,035,000 $ 223,518 $ 108,000
Cabarrus, North Carolina 27 $ 8,075,000 $ 299,074 $ 175,000
Craven, North Carolina 27 $ 4,945,000 $ 183,148 $ 79,000
Rabun, Georgia 25 $ 4,755,000 $ 190,200 $ 226,000
Pender, North Carolina 25 $ 7,295,000 $ 291,800 $ 202,000
Hart, Georgia 24 $ 6,580,000 $ 274,166 $ 220,000
Morgan, Alabama 23 $ 4,675,000 $ 203,260 $ 123,000
Liberty, Georgia 23 $ 3,475,000 $ 151,086 $ 63,000
Oconee, Georgia 23 $ 7,255,000 $ 315,434 $ 198,000
Towns, Georgia 23 $ 4,595,000 $ 199,782 $ 103,000
Crisp, Georgia 22 $ 4,030,000 $ 183,181 $ 87,000
Jackson, North Carolina 22 $ 11,960,000 $ 543,636 $ 604,000
Lincoln, North Carolina 22 $ 7,330,000 $ 333,181 $ 349,000
Pitt, North Carolina 22 $ 4,020,000 $ 182,727 $ 120,000
Randolph, Alabama 21 $ 4,435,000 $ 211,190 $ 129,000
Pickens, Georgia 21 $ 5,395,000 $ 256,904 $ 115,000
Henrico, Virginia 21 $ 5,485,000 $ 261,190 $ 193,000
Bay, Florida 20 $ 5,880,000 $ 294,000 $ 245,000
Hendry, Florida 20 $ 2,440,000 $ 122,000 $ 58,000
Buncombe, North Carolina 20 $ 5,690,000 $ 284,500 $ 163,000
Bulloch, Georgia 19 $ 4,025,000 $ 211,842 $ 101,000
Tattnall, Georgia 19 $ 2,705,000 $ 142,368 $ 82,000
White, Georgia 19 $ 2,585,000 $ 136,052 $ 92,000
Bamberg, South Carolina 19 $ 2,325,000 $ 122,368 $ 73,000
Fairfield, South Carolina 19 $ 2,835,000 $ 149,210 $ 84,000
Saluda, South Carolina 19 $ 3,345,000 $ 176,052 $ 111,000
Sumter, South Carolina 19 $ 1,795,000 $ 94,473 $ 61,000
DeSoto, Florida 18 $ 6,560,000 $ 364,444 $ 144,000
Stephens, Georgia 18 $ 3,130,000 $ 173,888 $ 104,000
Rowan, North Carolina 18 $ 4,090,000 $ 227,222 $ 113,000
Kershaw, South Carolina 18 $ 4,040,000 $ 224,444 $ 152,000
Murray, Georgia 17 $ 2,885,000 $ 169,705 $ 91,000
Rockdale, Georgia 17 $ 4,705,000 $ 276,764 $ 128,000
Orange, North Carolina 17 $ 3,725,000 $ 219,117 $ 178,000
Mobile, Alabama 16 $ 3,760,000 $ 235,000 $ 156,000
Greene, Georgia 16 $ 6,530,000 $ 408,125 $ 274,000
Clarendon, South Carolina 16 $ 2,490,000 $ 155,625 $ 144,000
McCormick, South Carolina 16 $ 4,100,000 $ 256,250 $ 115,000
Durham, North Carolina 15 $ 3,335,000 $ 222,333 $ 149,000
Hampton, South Carolina 15 $ 1,475,000 $ 98,333 $ 58,000
Heard, Georgia 14 $ 3,840,000 $ 274,285 $ 119,000
Onslow, North Carolina 14 $ 3,330,000 $ 237,857 $ 127,000
Chesterfield, Virginia 14 $ 3,280,000 $ 234,285 $ 140,000
Cullman, Alabama 13 $ 4,055,000 $ 311,923 $ 261,000
Burke, Georgia 13 $ 1,945,000 $ 149,615 $ 185,000
Meriwether, Georgia 13 $ 2,535,000 $ 195,000 $ 135,000
Putnam, Georgia 13 $ 4,435,000 $ 341,153 $ 510,000
Union, South Carolina 13 $ 1,235,000 $ 95,000 $ 55,000
Williamsburg, South Carolina 13 $ 1,495,000 $ 115,000 $ 88,000
Elmore, Alabama 12 $ 6,000,000 $ 500,000 $ 397,000
Marshall, Alabama 12 $ 2,940,000 $ 245,000 $ 136,000
Okaloosa, Florida 12 $ 4,180,000 $ 348,333 $ 166,000
Banks, Georgia 12 $ 1,700,000 $ 141,666 $ 64,000
Lincoln, Georgia 12 $ 2,770,000 $ 230,833 $ 132,000
Wayne, North Carolina 12 $ 2,390,000 $ 199,166 $ 100,000
Lincoln, Tennessee 12 $ 2,110,000 $ 175,833 $ 74,000
Williamson, Tennessee 12 $ 5,480,000 $ 456,666 $ 252,000
Franklin, Georgia 11 $ 1,845,000 $ 167,727 $ 77,000
Harris, Georgia 11 $ 2,295,000 $ 208,636 $ 80,000
Worth, Georgia 11 $ 2,475,000 $ 225,000 $ 86,000
Carteret, North Carolina 11 $ 2,535,000 $ 230,454 $ 139,000
Cleveland, North Carolina 11 $ 1,755,000 $ 159,545 $ 83,000
Haywood, North Carolina 11 $ 3,255,000 $ 295,909 $ 149,000
Transylvania, North Carolina 11 $ 5,285,000 $ 480,454 $ 450,000
Watauga, North Carolina 11 $ 3,795,000 $ 345,000 $ 289,000
Chester, South Carolina 11 $ 2,035,000 $ 185,000 $ 114,000
Clay, Alabama 10 $ 2,060,000 $ 206,000 $ 96,000
Lauderdale, Alabama 10 $ 1,620,000 $ 162,000 $ 181,000
Montgomery, Alabama 10 $ 2,010,000 $ 201,000 $ 123,000
Baldwin, Georgia 10 $ 2,070,000 $ 207,000 $ 110,000
Dougherty, Georgia 10 $ 2,120,000 $ 212,000 $ 112,000
Newton, Georgia 10 $ 2,180,000 $ 218,000 $ 73,000
Catawba, North Carolina 10 $ 3,280,000 $ 328,000 $ 135,000
Franklin, North Carolina 10 $ 1,820,000 $ 182,000 $ 132,000
Johnston, North Carolina 10 $ 1,650,000 $ 165,000 $ 82,000
Fairfax, Virginia 10 $ 3,380,000 $ 338,000 $ 182,000
Russell, Alabama 9 $ 1,315,000 $ 146,111 $ 81,000
Tuscaloosa, Alabama 9 $ 2,605,000 $ 289,444 $ 181,000
Camden, Georgia 9 $ 1,595,000 $ 177,222 $ 93,000
Henderson, North Carolina 9 $ 1,875,000 $ 208,333 $ 145,000
Macon, North Carolina 9 $ 2,275,000 $ 252,777 $ 195,000
Prince William, Virginia 9 $ 2,775,000 $ 308,333 $ 106,000
Dale, Alabama 8 $ 550,000 $ 68,750 $ 57,000
Jackson, Alabama 8 $ 2,810,000 $ 351,250 $ 109,000
Glades, Florida 8 $ 1,270,000 $ 158,750 $ 143,000
Long, Georgia 8 $ 1,510,000 $ 188,750 $ 82,000
Turner, Georgia 8 $ 1,330,000 $ 166,250 $ 88,000
Columbus, North Carolina 8 $ 780,000 $ 97,500 $ 47,000
Chesterfield, South Carolina 8 $ 590,000 $ 73,750 $ 54,000
Lee, South Carolina 8 $ 730,000 $ 91,250 $ 55,000
Davidson, Tennessee 8 $ 3,390,000 $ 423,750 $ 245,000
Hamilton, Tennessee 8 $ 2,420,000 $ 302,500 $ 163,000
Winston, Alabama 7 $ 2,665,000 $ 380,714 $ 264,000
Hardee, Florida 7 $ 1,145,000 $ 163,571 $ 175,000
Butts, Georgia 7 $ 1,195,000 $ 170,714 $ 185,000
Haralson, Georgia 7 $ 1,135,000 $ 162,142 $ 126,000
McDuffie, Georgia 7 $ 1,605,000 $ 229,285 $ 84,000
Morgan, Georgia 7 $ 1,945,000 $ 277,857 $ 116,000
Spalding, Georgia 7 $ 1,195,000 $ 170,714 $ 54,000
Beaufort, North Carolina 7 $ 865,000 $ 123,571 $ 82,000
Chatham, North Carolina 7 $ 985,000 $ 140,714 $ 169,000
Forsyth, North Carolina 7 $ 1,675,000 $ 239,285 $ 158,000
Lenoir, North Carolina 7 $ 1,235,000 $ 176,428 $ 103,000
Dillon, South Carolina 7 $ 485,000 $ 69,285 $ 70,000
Leon, Florida 6 $ 1,770,000 $ 295,000 $ 130,000
Levy, Florida 6 $ 720,000 $ 120,000 $ 101,000
Catoosa, Georgia 6 $ 880,000 $ 146,666 $ 68,000
Chattooga, Georgia 6 $ 860,000 $ 143,333 $ 134,000
Coffee, Georgia 6 $ 380,000 $ 63,333 $ 50,000
Colquitt, Georgia 6 $ 930,000 $ 155,000 $ 55,000
Jefferson, Georgia 6 $ 500,000 $ 83,333 $ 59,000
Madison, Georgia 6 $ 1,270,000 $ 211,666 $ 76,000
Walker, Georgia 6 $ 1,430,000 $ 238,333 $ 134,000
Middlesex, Massachusetts 6 $ 2,210,000 $ 368,333 $ 245,000
Cherokee, North Carolina 6 $ 1,610,000 $ 268,333 $ 103,000
Clay, North Carolina 6 $ 1,290,000 $ 215,000 $ 95,000
Rutherford, North Carolina 6 $ 1,230,000 $ 205,000 $ 160,000
Marion, South Carolina 6 $ 570,000 $ 95,000 $ 58,000
Wilson, Tennessee 6 $ 1,460,000 $ 243,333 $ 77,000
Goochland, Virginia 6 $ 5,320,000 $ 886,666 $ 554,000
Richmond City, Virginia 6 $ 1,400,000 $ 233,333 $ 158,000
Calhoun, Alabama 5 $ 695,000 $ 139,000 $ 59,000
Cherokee, Alabama 5 $ 1,115,000 $ 223,000 $ 176,000
Houston, Alabama 5 $ 685,000 $ 137,000 $ 92,000
St. Clair, Alabama 5 $ 1,085,000 $ 217,000 $ 226,000
Crawford, Georgia 5 $ 675,000 $ 135,000 $ 80,000
Dooly, Georgia 5 $ 615,000 $ 123,000 $ 75,000
Lamar, Georgia 5 $ 905,000 $ 181,000 $ 131,000
Treutlen, Georgia 5 $ 725,000 $ 145,000 $ 72,000
Twiggs, Georgia 5 $ 595,000 $ 119,000 $ 66,000
Cumberland, North Carolina 5 $ 935,000 $ 187,000 $ 81,000
Harnett, North Carolina 5 $ 585,000 $ 117,000 $ 72,000
Polk, North Carolina 5 $ 1,585,000 $ 317,000 $ 241,000
Stanly, North Carolina 5 $ 1,735,000 $ 347,000 $ 260,000
Barnwell, South Carolina 5 $ 895,000 $ 179,000 $ 58,000
Cherokee, South Carolina 5 $ 745,000 $ 149,000 $ 56,000
Sevier, Tennessee 5 $ 2,325,000 $ 465,000 $ 117,000
Hanover, Virginia 5 $ 1,145,000 $ 229,000 $ 119,000
Blount, Alabama 4 $ 920,000 $ 230,000 $ 85,000
Cleburne, Alabama 4 $ 710,000 $ 177,500 $ 106,000
Talladega, Alabama 4 $ 710,000 $ 177,500 $ 90,000
District of Columbia, District Of Columbia 4 $ 1,850,000 $ 462,500 $ 205,000
Franklin, Florida 4 $ 1,620,000 $ 405,000 $ 220,000
Ben Hill, Georgia 4 $ 570,000 $ 142,500 $ 55,000
Cook, Georgia 4 $ 720,000 $ 180,000 $ 56,000
Johnson, Georgia 4 $ 620,000 $ 155,000 $ 81,000
Lowndes, Georgia 4 $ 750,000 $ 187,500 $ 102,000
Muscogee, Georgia 4 $ 840,000 $ 210,000 $ 106,000
Peach, Georgia 4 $ 950,000 $ 237,500 $ 196,000
Pulaski, Georgia 4 $ 400,000 $ 100,000 $ 250,000
Cook, Illinois 4 $ 1,410,000 $ 352,500 $ 280,000
Granville, North Carolina 4 $ 840,000 $ 210,000 $ 62,000
Loudoun, Virginia 4 $ 2,120,000 $ 530,000 $ 204,000
Bibb, Alabama 3 $ 915,000 $ 305,000 $ 97,000
Henry, Alabama 3 $ 255,000 $ 85,000 $ 77,000
Lawrence, Alabama 3 $ 175,000 $ 58,333 $ 47,000
Pima, Arizona 3 $ 565,000 $ 188,333 $ 51,000
Douglas, Colorado 3 $ 995,000 $ 331,666 $ 290,000
Jefferson, Florida 3 $ 845,000 $ 281,666 $ 96,000
Appling, Georgia 3 $ 545,000 $ 181,666 $ 81,000
Atkinson, Georgia 3 $ 485,000 $ 161,666 $ 97,000
Bleckley, Georgia 3 $ 585,000 $ 195,000 $ 98,000
Dodge, Georgia 3 $ 565,000 $ 188,333 $ 76,000
Elbert, Georgia 3 $ 345,000 $ 115,000 $ 47,000
Evans, Georgia 3 $ 275,000 $ 91,666 $ 41,000
Lee, Georgia 3 $ 505,000 $ 168,333 $ 96,000
Lumpkin, Georgia 3 $ 555,000 $ 185,000 $ 114,000
Oglethorpe, Georgia 3 $ 375,000 $ 125,000 $ 83,000
Screven, Georgia 3 $ 315,000 $ 105,000 $ 146,000
Toombs, Georgia 3 $ 585,000 $ 195,000 $ 80,000
Wilkinson, Georgia 3 $ 275,000 $ 91,666 $ 64,000
Marion, Indiana 3 $ 585,000 $ 195,000 $ 150,000
Worcester, Massachusetts 3 $ 805,000 $ 268,333 $ 110,000
Alamance, North Carolina 3 $ 675,000 $ 225,000 $ 130,000
Alleghany, North Carolina 3 $ 565,000 $ 188,333 $ 137,000
Ashe, North Carolina 3 $ 415,000 $ 138,333 $ 102,000
Greene, North Carolina 3 $ 635,000 $ 211,666 $ 95,000
Madison, North Carolina 3 $ 1,845,000 $ 615,000 $ 497,000
Moore, North Carolina 3 $ 545,000 $ 181,666 $ 173,000
Robeson, North Carolina 3 $ 225,000 $ 75,000 $ 47,000
Sampson, North Carolina 3 $ 355,000 $ 118,333 $ 85,000
Johnson, Tennessee 3 $ 845,000 $ 281,666 $ 584,000
Shelby, Tennessee 3 $ 605,000 $ 201,666 $ 184,000
Harris, Texas 3 $ 425,000 $ 141,666 $ 48,000
Alexandria, Virginia 3 $ 1,235,000 $ 411,666 $ 364,000
Chesapeake, Virginia 3 $ 1,315,000 $ 438,333 $ 164,000
Stafford, Virginia 3 $ 705,000 $ 235,000 $ 125,000
Virginia Beach, Virginia 3 $ 905,000 $ 301,666 $ 173,000
King, Washington 3 $ 1,895,000 $ 631,666 $ 215,000
Jefferson, West Virginia 3 $ 725,000 $ 241,666 $ 103,000
Autauga, Alabama 2 $ 290,000 $ 145,000 $ 67,000
Butler, Alabama 2 $ 80,000 $ 40,000 $ 15,000
DeKalb, Alabama 2 $ 170,000 $ 85,000 $ 51,000
Escambia, Alabama 2 $ 290,000 $ 145,000 $ 50,000
Macon, Alabama 2 $ 530,000 $ 265,000 $ 104,000
Pickens, Alabama 2 $ 610,000 $ 305,000 $ 126,000
Maricopa, Arizona 2 $ 670,000 $ 335,000 $ 240,000
Benton, Arkansas 2 $ 800,000 $ 400,000 $ 159,000
Boulder, Colorado 2 $ 700,000 $ 350,000 $ 186,000
El Paso, Colorado 2 $ 450,000 $ 225,000 $ 0
Fairfield, Connecticut 2 $ 1,110,000 $ 555,000 $ 350,000
Middlesex, Connecticut 2 $ 550,000 $ 275,000 $ 57,000
Baker, Florida 2 $ 450,000 $ 225,000 $ 162,000
Bradford, Florida 2 $ 190,000 $ 95,000 $ 77,000
Columbia, Florida 2 $ 90,000 $ 45,000 $ 65,000
Gilchrist, Florida 2 $ 250,000 $ 125,000 $ 65,000
Gulf, Florida 2 $ 550,000 $ 275,000 $ 175,000
Brantley, Georgia 2 $ 290,000 $ 145,000 $ 107,000
Clay, Georgia 2 $ 310,000 $ 155,000 $ 57,000
Early, Georgia 2 $ 320,000 $ 160,000 $ 56,000
Hancock, Georgia 2 $ 490,000 $ 245,000 $ 141,000
Irwin, Georgia 2 $ 180,000 $ 90,000 $ 93,000
Jasper, Georgia 2 $ 690,000 $ 345,000 $ 388,000
Marion, Georgia 2 $ 220,000 $ 110,000 $ 70,000
Taylor, Georgia 2 $ 220,000 $ 110,000 $ 27,000
Telfair, Georgia 2 $ 170,000 $ 85,000 $ 46,000
Thomas, Georgia 2 $ 590,000 $ 295,000 $ 185,000
Warren, Georgia 2 $ 350,000 $ 175,000 $ 57,000
Washington, Georgia 2 $ 300,000 $ 150,000 $ 44,000
Wheeler, Georgia 2 $ 300,000 $ 150,000 $ 85,000
DuPage, Illinois 2 $ 830,000 $ 415,000 $ 148,000
Jefferson, Kentucky 2 $ 610,000 $ 305,000 $ 350,000
Iberia, Louisiana 2 $ 500,000 $ 250,000 $ 141,000
Hampshire, Massachusetts 2 $ 450,000 $ 225,000 $ 88,000
Suffolk, Massachusetts 2 $ 690,000 $ 345,000 $ 117,000
Livingston, Michigan 2 $ 520,000 $ 260,000 $ 86,000
Oakland, Michigan 2 $ 390,000 $ 195,000 $ 122,000
Wayne, Michigan 2 $ 450,000 $ 225,000 $ 243,000
Rankin, Mississippi 2 $ 550,000 $ 275,000 $ 168,000
Essex, New Jersey 2 $ 670,000 $ 335,000 $ 218,000
Avery, North Carolina 2 $ 870,000 $ 435,000 $ 323,000
Bladen, North Carolina 2 $ 210,000 $ 105,000 $ 51,000
Dare, North Carolina 2 $ 610,000 $ 305,000 $ 218,000
Davie, North Carolina 2 $ 520,000 $ 260,000 $ 398,000
Duplin, North Carolina 2 $ 200,000 $ 100,000 $ 40,000
Yadkin, North Carolina 2 $ 170,000 $ 85,000 $ 51,000
Yancey, North Carolina 2 $ 930,000 $ 465,000 $ 98,000
Washington, Rhode Island 2 $ 520,000 $ 260,000 $ 68,000
Allendale, South Carolina 2 $ 100,000 $ 50,000 $ 15,000
Rutherford, Tennessee 2 $ 920,000 $ 460,000 $ 124,000
Travis, Texas 2 $ 520,000 $ 260,000 $ 163,000
Dinwiddie, Virginia 2 $ 80,000 $ 40,000 $ 145,000
Spotsylvania, Virginia 2 $ 610,000 $ 305,000 $ 97,000
Suffolk, Virginia 2 $ 230,000 $ 115,000 $ 63,000
Chilton, Alabama 1 $ 205,000 $ 205,000 $ 159,000
Clarke, Alabama 1 $ 45,000 $ 45,000 $ 338,000
Coffee, Alabama 1 $ 235,000 $ 235,000 $ 80,000
Colbert, Alabama 1 $ 25,000 $ 25,000 $ 68,000
Conecuh, Alabama 1 $ 225,000 $ 225,000 $ 114,000
Dallas, Alabama 1 $ 135,000 $ 135,000 $ 37,000
Etowah, Alabama 1 $ 65,000 $ 65,000 $ 38,000
Pike, Alabama 1 $ 55,000 $ 55,000 $ 28,000
Walker, Alabama 1 $ 105,000 $ 105,000 $ 53,000
Pinal, Arizona 1 $ 185,000 $ 185,000 $ 83,000
Carroll, Arkansas 1 $ 175,000 $ 175,000 $ 96,000
Washington, Arkansas 1 $ 425,000 $ 425,000 $ 300,000
Monterey, California 1 $ 515,000 $ 515,000 $ 380,000
San Luis Obispo, California 1 $ 515,000 $ 515,000 $ 185,000
Santa Clara, California 1 $ 855,000 $ 855,000 $ 147,000
Shasta, California 1 $ 375,000 $ 375,000 $ 232,000
Stanislaus, California 1 $ 415,000 $ 415,000 $ 130,000
Denver, Colorado 1 $ 315,000 $ 315,000 $ 60,000
Eagle, Colorado 1 $ 825,000 $ 825,000 $ 798,000
Garfield, Colorado 1 $ 445,000 $ 445,000 $ 233,000
Larimer, Colorado 1 $ 305,000 $ 305,000 $ 148,000
Las Animas, Colorado 1 $ 285,000 $ 285,000 $ 0
Mesa, Colorado 1 $ 315,000 $ 315,000 $ 163,000
Hartford, Connecticut 1 $ 75,000 $ 75,000 $ 61,000
New Haven, Connecticut 1 $ 365,000 $ 365,000 $ 263,000
Dixie, Florida 1 $ 35,000 $ 35,000 $ 19,000
Lafayette, Florida 1 $ 75,000 $ 75,000 $ 73,000
Madison, Florida 1 $ 65,000 $ 65,000 $ 37,000
Taylor, Florida 1 $ 75,000 $ 75,000 $ 195,000
Union, Florida 1 $ 45,000 $ 45,000 $ 72,000
Wakulla, Florida 1 $ 105,000 $ 105,000 $ 152,000
Bacon, Georgia 1 $ 65,000 $ 65,000 $ 29,000
Brooks, Georgia 1 $ 65,000 $ 65,000 $ 105,000
Candler, Georgia 1 $ 175,000 $ 175,000 $ 70,000
Charlton, Georgia 1 $ 45,000 $ 45,000 $ 108,000
Jeff Davis, Georgia 1 $ 105,000 $ 105,000 $ 60,000
Jenkins, Georgia 1 $ 85,000 $ 85,000 $ 107,000
McIntosh, Georgia 1 $ 245,000 $ 245,000 $ 145,000
Montgomery, Georgia 1 $ 325,000 $ 325,000 $ 129,000
Pierce, Georgia 1 $ 115,000 $ 115,000 $ 135,000
Pike, Georgia 1 $ 285,000 $ 285,000 $ 65,000
Randolph, Georgia 1 $ 295,000 $ 295,000 $ 121,000
Sumter, Georgia 1 $ 225,000 $ 225,000 $ 150,000
Lake, Illinois 1 $ 165,000 $ 165,000 $ 70,000
Lee, Illinois 1 $ 175,000 $ 175,000 $ 163,000
McHenry, Illinois 1 $ 165,000 $ 165,000 $ 143,000
Tazewell, Illinois 1 $ 115,000 $ 115,000 $ 61,000
Will, Illinois 1 $ 275,000 $ 275,000 $ 252,000
Polk, Iowa 1 $ 175,000 $ 175,000 $ 66,000
Boone, Kentucky 1 $ 325,000 $ 325,000 $ 182,000
Clark, Kentucky 1 $ 135,000 $ 135,000 $ 85,000
Ascension, Louisiana 1 $ 295,000 $ 295,000 $ 200,000
East Baton Rouge, Louisiana 1 $ 235,000 $ 235,000 $ 169,000
Jefferson Davis, Louisiana 1 $ 95,000 $ 95,000 $ 36,000
Lafayette, Louisiana 1 $ 325,000 $ 325,000 $ 487,000
Orleans, Louisiana 1 $ 375,000 $ 375,000 $ 597,000
St. Tammany, Louisiana 1 $ 495,000 $ 495,000 $ 225,000
Anne Arundel, Maryland 1 $ 375,000 $ 375,000 $ 244,000
Baltimore, Maryland 1 $ 265,000 $ 265,000 $ 215,000
Prince George's, Maryland 1 $ 315,000 $ 315,000 $ 86,000
Queen Anne's, Maryland 1 $ 285,000 $ 285,000 $ 150,000
St. Mary's, Maryland 1 $ 255,000 $ 255,000 $ 0
Barnstable, Massachusetts 1 $ 385,000 $ 385,000 $ 227,000
Bristol, Massachusetts 1 $ 385,000 $ 385,000 $ 165,000
Essex, Massachusetts 1 $ 435,000 $ 435,000 $ 332,000
Allegan, Michigan 1 $ 205,000 $ 205,000 $ 58,000
Houghton, Michigan 1 $ 145,000 $ 145,000 $ 252,000
Kent, Michigan 1 $ 315,000 $ 315,000 $ 214,000
Mason, Michigan 1 $ 335,000 $ 335,000 $ 263,000
Washtenaw, Michigan 1 $ 445,000 $ 445,000 $ 305,000
Anoka, Minnesota 1 $ 325,000 $ 325,000 $ 98,000
Washington, Minnesota 1 $ 205,000 $ 205,000 $ 66,000
Alcorn, Mississippi 1 $ 95,000 $ 95,000 $ 34,000
Clay, Mississippi 1 $ 75,000 $ 75,000 $ 107,000
George, Mississippi 1 $ 45,000 $ 45,000 $ 33,000
Hinds, Mississippi 1 $ 275,000 $ 275,000 $ 98,000
Itawamba, Mississippi 1 $ 105,000 $ 105,000 $ 120,000
Jackson, Mississippi 1 $ 165,000 $ 165,000 $ 145,000
Madison, Mississippi 1 $ 245,000 $ 245,000 $ 230,000
Marshall, Mississippi 1 $ 15,000 $ 15,000 $ 31,000
Monroe, Mississippi 1 $ 75,000 $ 75,000 $ 92,000
Panola, Mississippi 1 $ 95,000 $ 95,000 $ 68,000
Pontotoc, Mississippi 1 $ 155,000 $ 155,000 $ 80,000
Tippah, Mississippi 1 $ 115,000 $ 115,000 $ 43,000
Webster, Mississippi 1 $ 75,000 $ 75,000 $ 78,000
Jackson, Missouri 1 $ 75,000 $ 75,000 $ 262,000
Jefferson, Missouri 1 $ 235,000 $ 235,000 $ 161,000
St. Louis City, Missouri 1 $ 95,000 $ 95,000 $ 66,000
Lincoln, Montana 1 $ 485,000 $ 485,000 $ 84,000
Clark, Nevada 1 $ 515,000 $ 515,000 $ 178,000
Washoe, Nevada 1 $ 505,000 $ 505,000 $ 233,000
Hillsborough, New Hampshire 1 $ 215,000 $ 215,000 $ 53,000
Sullivan, New Hampshire 1 $ 325,000 $ 325,000 $ 636,000
Bergen, New Jersey 1 $ 235,000 $ 235,000 $ 84,000
Mercer, New Jersey 1 $ 375,000 $ 375,000 $ 124,000
Kings, New York 1 $ 515,000 $ 515,000 $ 152,000
Nassau, New York 1 $ 255,000 $ 255,000 $ 87,000
Burke, North Carolina 1 $ 155,000 $ 155,000 $ 157,000
Davidson, North Carolina 1 $ 75,000 $ 75,000 $ 46,000
Graham, North Carolina 1 $ 275,000 $ 275,000 $ 266,000
Guilford, North Carolina 1 $ 135,000 $ 135,000 $ 121,000
Halifax, North Carolina 1 $ 135,000 $ 135,000 $ 59,000
Hoke, North Carolina 1 $ 95,000 $ 95,000 $ 136,000
Jones, North Carolina 1 $ 235,000 $ 235,000 $ 80,000
Martin, North Carolina 1 $ 45,000 $ 45,000 $ 32,000
Nash, North Carolina 1 $ 85,000 $ 85,000 $ 34,000
Person, North Carolina 1 $ 155,000 $ 155,000 $ 0
Randolph, North Carolina 1 $ 365,000 $ 365,000 $ 1,217,000
Rockingham, North Carolina 1 $ 55,000 $ 55,000 $ 105,000
Swain, North Carolina 1 $ 825,000 $ 825,000 $ 205,000
Lake, Ohio 1 $ 215,000 $ 215,000 $ 171,000
Montgomery, Ohio 1 $ 215,000 $ 215,000 $ 205,000
Oklahoma, Oklahoma 1 $ 145,000 $ 145,000 $ 97,000
Tulsa, Oklahoma 1 $ 255,000 $ 255,000 $ 0
Hood River, Oregon 1 $ 455,000 $ 455,000 $ 146,000
Multnomah, Oregon 1 $ 465,000 $ 465,000 $ 287,000
Lancaster, Pennsylvania 1 $ 325,000 $ 325,000 $ 276,000
Lebanon, Pennsylvania 1 $ 325,000 $ 325,000 $ 101,000
Montgomery, Pennsylvania 1 $ 315,000 $ 315,000 $ 156,000
Susquehanna, Pennsylvania 1 $ 135,000 $ 135,000 $ 164,000
Washington, Pennsylvania 1 $ 705,000 $ 705,000 $ 276,000
Newport, Rhode Island 1 $ 265,000 $ 265,000 $ 618,000
Marlboro, South Carolina 1 $ 115,000 $ 115,000 $ 44,000
Anderson, Tennessee 1 $ 145,000 $ 145,000 $ 100,000
Carter, Tennessee 1 $ 125,000 $ 125,000 $ 245,000
Fayette, Tennessee 1 $ 515,000 $ 515,000 $ 441,000
Franklin, Tennessee 1 $ 825,000 $ 825,000 $ 518,000
Hamblen, Tennessee 1 $ 115,000 $ 115,000 $ 106,000
Hardin, Tennessee 1 $ 115,000 $ 115,000 $ 66,000
Loudon, Tennessee 1 $ 105,000 $ 105,000 $ 43,000
Madison, Tennessee 1 $ 105,000 $ 105,000 $ 25,000
Maury, Tennessee 1 $ 1,665,000 $ 1,665,000 $ 600,000
Montgomery, Tennessee 1 $ 235,000 $ 235,000 $ 174,000
Sumner, Tennessee 1 $ 115,000 $ 115,000 $ 266,000
Trousdale, Tennessee 1 $ 305,000 $ 305,000 $ 88,000
Washington, Tennessee 1 $ 125,000 $ 125,000 $ 115,000
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Mortgage Loan Application Detail Totals for Southstate Bank, National Association in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 13,459 $3,773,555,000 $280,000 $24,005,000 $138,000 $5,410,000
Refinancing 7,026 $2,017,750,000 $287,000 $7,005,000 $169,000 $8,169,000
Cash-out Refinancing 2,617 $719,655,000 $274,000 $3,005,000 $147,000 $7,772,000
Home Improvement 2,085 $259,285,000 $124,000 $3,005,000 $157,000 $2,160,000
Other Purpose 1,980 $302,020,000 $152,000 $2,005,000 $194,000 $6,826,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 20,023 $5,106,405,000 $255,000 $3,405,000 $157,000 $8,169,000
Not Provided 3,084 $917,320,000 $297,000 $3,505,000 $171,000 $5,068,000
Black or African American 1,540 $329,280,000 $213,000 $2,005,000 $96,000 $2,040,000
Hispanic 1,350 $289,490,000 $214,000 $1,555,000 $110,000 $1,175,000
Asian 746 $214,190,000 $287,000 $3,005,000 $152,000 $2,130,000
Not applicable 261 $175,265,000 $671,000 $24,005,000 $0 $0
American Indian or Alaskan Native 82 $19,050,000 $232,000 $2,855,000 $105,000 $722,000
Native Hawaiian or Other Pacific Islander 20 $5,050,000 $252,000 $495,000 $113,000 $410,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 25,079 $6,557,705,000 $261,000 $24,005,000 $158,000 $8,169,000
FHA-insured (Federal Housing Administration) 1,131 $243,295,000 $215,000 $455,000 $72,000 $707,000
VA-guaranteed (Veterans Administration) 767 $239,735,000 $312,000 $1,255,000 $105,000 $414,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 190 $31,530,000 $165,000 $385,000 $52,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 19,364 $5,233,920,000 $270,000 $24,005,000 $157,000 $7,772,000
Application Withdrawn By Applicant 3,731 $1,066,045,000 $285,000 $4,205,000 $175,000 $8,169,000
Application Denied By Financial Institution 3,408 $638,630,000 $187,000 $7,005,000 $97,000 $3,600,000
Application Approved But Not Accepted 479 $81,645,000 $170,000 $2,505,000 $129,000 $2,922,000
File Closed For Incompleteness 183 $51,335,000 $280,000 $2,005,000 $152,000 $1,084,000
Loan Purchased By The Institution 2 $690,000 $345,000 $485,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 23,759 $6,433,635,000 $270,000 $24,005,000 $159,000 $8,169,000
Debt-To-Income Ratio 1,450 $237,990,000 $164,000 $3,005,000 $65,000 $664,000
Credit History 824 $112,170,000 $136,000 $1,505,000 $87,000 $840,000
Credit Application Incomplete 399 $113,145,000 $283,000 $3,005,000 $157,000 $2,160,000
Collateral 385 $85,485,000 $222,000 $3,845,000 $162,000 $1,297,000
Other 162 $47,140,000 $290,000 $7,005,000 $219,000 $3,600,000
Employment History 94 $15,730,000 $167,000 $515,000 $76,000 $466,000
Insufficient Cash (Downpayment, Closing Cost) 49 $17,865,000 $364,000 $2,905,000 $116,000 $1,085,000
Unverifiable Information 45 $9,105,000 $202,000 $965,000 $162,000 $2,305,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstate Bank, National Association's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southstate Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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