Southbank
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Southbank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2022.

Mortgage Company & Address Southbank
118 Jefferson Street
Huntsville, AL 35801
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,304
Total Mortgage Loan Application Amount $313,480,000
Average Mortgage Loan Application Amount $156,405
Highest Mortgage Loan Application Amount $990,000
Average Applicant Income $79,513
Highest Applicant Income $2,200,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Southbank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Madison County Alabama 637 $ 80,634,000 $ 126,000 $ 65,000
Wake County North Carolina 526 $ 90,551,000 $ 172,000 $ 61,000
Durham County North Carolina 207 $ 28,894,000 $ 139,000 $ 47,000
Lauderdale County Alabama 194 $ 17,868,000 $ 92,000 $ 43,000
Colbert County Alabama 112 $ 10,475,000 $ 93,000 $ 39,000
Lafayette County Mississippi 97 $ 12,444,000 $ 128,000 $ 66,000
Alcorn County Mississippi 86 $ 8,904,000 $ 103,000 $ 45,000
Limestone County Alabama 38 $ 4,535,000 $ 119,000 $ 44,000
Orange County North Carolina 34 $ 7,537,000 $ 221,000 $ 72,000
McNairy County Tennessee 32 $ 3,182,000 $ 99,000 $ 42,000
Morgan County Alabama 25 $ 2,798,000 $ 111,000 $ 58,000
Mississippi County Arkansas 22 $ 691,000 $ 31,000 $ 37,000
Johnston County North Carolina 21 $ 2,916,000 $ 138,000 $ 38,000
Tishomingo County Mississippi 18 $ 1,310,000 $ 72,000 $ 48,000
Granville County North Carolina 14 $ 1,625,000 $ 116,000 $ 30,000
New Hanover County North Carolina 14 $ 3,643,000 $ 260,000 $ 303,000
Chatham County North Carolina 11 $ 2,560,000 $ 232,000 $ 112,000
Marshall County Alabama 10 $ 1,205,000 $ 120,000 $ 68,000
Hardin County Tennessee 9 $ 1,967,000 $ 218,000 $ 97,000
Franklin County North Carolina 8 $ 1,660,000 $ 207,000 $ 92,000
Jackson County Alabama 6 $ 684,000 $ 114,000 $ 57,000
Carteret County North Carolina 6 $ 957,000 $ 159,000 $ 122,000
Vance County North Carolina 6 $ 660,000 $ 110,000 $ 48,000
Fulton County Georgia 5 $ 693,000 $ 138,000 $ 51,000
Brunswick County North Carolina 5 $ 1,165,000 $ 233,000 $ 142,000
Lincoln County Tennessee 5 $ 502,000 $ 100,000 $ 38,000
Baldwin County Alabama 4 $ 664,000 $ 166,000 $ 134,000
Franklin County Alabama 4 $ 443,000 $ 110,000 $ 67,000
Jefferson County Alabama 4 $ 824,000 $ 206,000 $ 37,000
Macon County Illinois 4 $ 419,000 $ 104,000 $ 57,000
Horry County South Carolina 4 $ 394,000 $ 98,000 $ 105,000
Cullman County Alabama 3 $ 270,000 $ 90,000 $ 212,000
Lawrence County Alabama 3 $ 241,000 $ 80,000 $ 47,000
Shelby County Alabama 3 $ 534,000 $ 178,000 $ 75,000
Tuscaloosa County Alabama 3 $ 465,000 $ 155,000 $ 91,000
Johnson County Kansas 3 $ 425,000 $ 141,000 $ 60,000
Prentiss County Mississippi 3 $ 236,000 $ 78,000 $ 38,000
Jackson County Missouri 3 $ 512,000 $ 170,000 $ 62,000
Onslow County North Carolina 3 $ 297,000 $ 99,000 $ 67,000
Pitt County North Carolina 3 $ 225,000 $ 75,000 $ 96,000
Watauga County North Carolina 3 $ 798,000 $ 266,000 $ 136,000
Franklin County Tennessee 3 $ 393,000 $ 131,000 $ 99,000
DeKalb County Alabama 2 $ 197,000 $ 98,000 $ 41,000
Craighead County Arkansas 2 $ 170,000 $ 85,000 $ 72,000
Palm Beach County Florida 2 $ 466,000 $ 233,000 $ 116,000
Pinellas County Florida 2 $ 577,000 $ 288,000 $ 118,000
Walton County Florida 2 $ 633,000 $ 316,000 $ 170,000
Fannin County Georgia 2 $ 208,000 $ 104,000 $ 71,000
Monroe County Indiana 2 $ 336,000 $ 168,000 $ 89,000
Putnam County Indiana 2 $ 145,000 $ 72,000 $ 41,000
Oakland County Michigan 2 $ 500,000 $ 250,000 $ 122,000
Yalobusha County Mississippi 2 $ 272,000 $ 136,000 $ 64,000
Alamance County North Carolina 2 $ 300,000 $ 150,000 $ 68,000
Cumberland County North Carolina 2 $ 498,000 $ 249,000 $ 133,000
Forsyth County North Carolina 2 $ 153,000 $ 76,000 $ 30,000
Harnett County North Carolina 2 $ 267,000 $ 133,000 $ 38,000
Mecklenburg County North Carolina 2 $ 289,000 $ 144,000 $ 72,000
Moore County North Carolina 2 $ 278,000 $ 139,000 $ 161,000
Tulsa County Oklahoma 2 $ 168,000 $ 84,000 $ 16,000
Giles County Tennessee 2 $ 345,000 $ 172,000 $ 114,000
Shelby County Tennessee 2 $ 281,000 $ 140,000 $ 161,000
Warren County Tennessee 2 $ 126,000 $ 63,000 $ 168,000
Fairfax County Virginia 2 $ 640,000 $ 320,000 $ 168,000
Autauga County Alabama 1 $ 101,000 $ 101,000 $ 0
Calhoun County Alabama 1 $ 53,000 $ 53,000 $ 60,000
Mobile County Alabama 1 $ 212,000 $ 212,000 $ 54,000
Montgomery County Alabama 1 $ 58,000 $ 58,000 $ 57,000
Tallapoosa County Alabama 1 $ 194,000 $ 194,000 $ 173,000
Winston County Alabama 1 $ 37,000 $ 37,000 $ 52,000
Benton County Arkansas 1 $ 82,000 $ 82,000 $ 61,000
Alameda County California 1 $ 199,000 $ 199,000 $ 64,000
Humboldt County California 1 $ 200,000 $ 200,000 $ 50,000
Boulder County Colorado 1 $ 535,000 $ 535,000 $ 230,000
Brevard County Florida 1 $ 104,000 $ 104,000 $ 80,000
Broward County Florida 1 $ 546,000 $ 546,000 $ 255,000
Collier County Florida 1 $ 87,000 $ 87,000 $ 73,000
Lake County Florida 1 $ 65,000 $ 65,000 $ 84,000
Lee County Florida 1 $ 158,000 $ 158,000 $ 75,000
Martin County Florida 1 $ 160,000 $ 160,000 $ 118,000
Miami-Dade County Florida 1 $ 65,000 $ 65,000 $ 36,000
Okaloosa County Florida 1 $ 295,000 $ 295,000 $ 81,000
Pasco County Florida 1 $ 40,000 $ 40,000 $ 65,000
Santa Rosa County Florida 1 $ 410,000 $ 410,000 $ 113,000
Seminole County Florida 1 $ 129,000 $ 129,000 $ 50,000
DeKalb County Georgia 1 $ 98,000 $ 98,000 $ 60,000
Forsyth County Georgia 1 $ 222,000 $ 222,000 $ 103,000
Hall County Georgia 1 $ 40,000 $ 40,000 $ 132,000
Coles County Illinois 1 $ 110,000 $ 110,000 $ 53,000
Madison County Illinois 1 $ 40,000 $ 40,000 $ 65,000
Miami County Kansas 1 $ 28,000 $ 28,000 $ 61,000
Barnstable County Massachusetts 1 $ 298,000 $ 298,000 $ 105,000
DeSoto County Mississippi 1 $ 146,000 $ 146,000 $ 72,000
Hinds County Mississippi 1 $ 110,000 $ 110,000 $ 0
Lee County Mississippi 1 $ 151,000 $ 151,000 $ 23,000
Oktibbeha County Mississippi 1 $ 111,000 $ 111,000 $ 80,000
Panola County Mississippi 1 $ 34,000 $ 34,000 $ 34,000
Rankin County Mississippi 1 $ 107,000 $ 107,000 $ 62,000
Union County Mississippi 1 $ 85,000 $ 85,000 $ 56,000
Yazoo County Mississippi 1 $ 5,000 $ 5,000 $ 61,000
Bernalillo County New Mexico 1 $ 107,000 $ 107,000 $ 62,000
Kings County New York 1 $ 281,000 $ 281,000 $ 80,000
Avery County North Carolina 1 $ 124,000 $ 124,000 $ 86,000
Columbus County North Carolina 1 $ 113,000 $ 113,000 $ 34,000
Guilford County North Carolina 1 $ 48,000 $ 48,000 $ 216,000
Halifax County North Carolina 1 $ 73,000 $ 73,000 $ 114,000
Lee County North Carolina 1 $ 68,000 $ 68,000 $ 0
Pender County North Carolina 1 $ 157,000 $ 157,000 $ 94,000
Person County North Carolina 1 $ 98,000 $ 98,000 $ 63,000
Rowan County North Carolina 1 $ 294,000 $ 294,000 $ 80,000
Wayne County North Carolina 1 $ 90,000 $ 90,000 $ 32,000
Wilson County North Carolina 1 $ 126,000 $ 126,000 $ 0
Franklin County Ohio 1 $ 257,000 $ 257,000 $ 115,000
Darlington County South Carolina 1 $ 148,000 $ 148,000 $ 51,000
Florence County South Carolina 1 $ 197,000 $ 197,000 $ 65,000
Greenville County South Carolina 1 $ 280,000 $ 280,000 $ 131,000
Spartanburg County South Carolina 1 $ 249,000 $ 249,000 $ 106,000
Davidson County Tennessee 1 $ 129,000 $ 129,000 $ 64,000
Knox County Tennessee 1 $ 125,000 $ 125,000 $ 32,000
Loudon County Tennessee 1 $ 254,000 $ 254,000 $ 63,000
Wayne County Tennessee 1 $ 55,000 $ 55,000 $ 26,000
Williamson County Tennessee 1 $ 323,000 $ 323,000 $ 250,000
Bexar County Texas 1 $ 73,000 $ 73,000 $ 200,000
Albemarle County Virginia 1 $ 127,000 $ 127,000 $ 44,000
Loudoun County Virginia 1 $ 320,000 $ 320,000 $ 80,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Southbank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 1,591 $223,603,000 $189,714 $853,000 $90,523 $2,200,000
Home Purchase (one-to-four family) 690 $89,529,000 $127,307 $990,000 $70,923 $1,583,000
Home Improvement (one-to-four family) 23 $348,000 $49,333 $127,000 $39,666 $72,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,006 $274,648,000 $174,300 $990,000 $85,700 $2,200,000
Black 202 $26,837,000 $131,727 $580,000 $71,181 $216,000
Asian or Pacific Islander 66 $8,977,000 $171,250 $378,000 $76,750 $214,000
Hispanic 16 $1,651,000 $139,333 $228,000 $56,333 $96,000
Not applicable 8 $668,000 $83,000 $186,000 $36,000 $110,000
American Indian or Alaskan Native 3 $323,000 $107,000 $130,000 $59,000 $123,000
Other 2 $270,000 $135,000 $180,000 $76,500 $95,000
Information not provided by applicant in mail or telephone application 1 $106,000 $106,000 $106,000 $44,000 $44,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,008 $278,548,000 $179,500 $990,000 $90,454 $2,200,000
FHA-insured (Federal Housing Administration) 187 $20,710,000 $104,000 $177,000 $37,500 $136,000
VA-guaranteed (Veterans Administration) 109 $14,222,000 $137,000 $248,000 $56,200 $137,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,128 $291,905,000 $181,904 $990,000 $82,000 $2,200,000
Application Withdrawn By Applicant 128 $16,672,000 $137,375 $600,000 $82,500 $294,000
Application Denied By Financial Institution 17 $650,000 $83,250 $152,000 $38,000 $62,000
File Closed For Incompleteness 16 $2,481,000 $171,000 $300,000 $65,500 $164,000
Application Approved But Not Accepted 15 $1,772,000 $94,000 $305,000 $53,333 $157,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 12 $178,000 $25,500 $72,000 $30,500 $61,000
Debt-To-Income Ratio 3 $260,000 $86,666 $152,000 $32,666 $62,000
Unverifiable Information 2 $212,000 $106,000 $150,000 $39,500 $40,000
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

Download the Alabama Lender List