Southern Trust Mortgage, Llc
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for Southern Trust Mortgage, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Southern Trust Mortgage, Llc 150 Boush Street #400 Norfolk, VA 23510 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,104 |
| Total Mortgage Loan Application Amount | $935,943,000 |
| Average Mortgage Loan Application Amount | $265,200 |
| Highest Mortgage Loan Application Amount | $2,960,000 |
| Average Applicant Income | $125,240 |
| Highest Applicant Income | $1,388,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Virginia Beach County Virginia | 337 | $ 80,695,000 | $ 239,000 | $ 81,000 |
| Loudoun County Virginia | 274 | $ 97,361,000 | $ 355,000 | $ 100,000 |
| Prince George's County Maryland | 268 | $ 93,784,000 | $ 349,000 | $ 106,000 |
| Anne Arundel County Maryland | 244 | $ 57,938,000 | $ 237,000 | $ 97,000 |
| Baltimore County Maryland | 218 | $ 42,161,000 | $ 193,000 | $ 68,000 |
| Chesterfield County Virginia | 216 | $ 40,343,000 | $ 186,000 | $ 66,000 |
| Charleston County South Carolina | 150 | $ 46,105,000 | $ 307,000 | $ 168,000 |
| Henrico County Virginia | 133 | $ 27,320,000 | $ 205,000 | $ 63,000 |
| Howard County Maryland | 123 | $ 32,508,000 | $ 264,000 | $ 92,000 |
| Chesapeake County Virginia | 113 | $ 22,844,000 | $ 202,000 | $ 78,000 |
| Lynchburg County Virginia | 112 | $ 12,789,000 | $ 114,000 | $ 51,000 |
| Bedford County Virginia | 93 | $ 13,862,000 | $ 149,000 | $ 57,000 |
| Norfolk County Virginia | 92 | $ 15,300,000 | $ 166,000 | $ 51,000 |
| Baltimore City County Maryland | 76 | $ 10,620,000 | $ 139,000 | $ 72,000 |
| Campbell County Virginia | 66 | $ 7,498,000 | $ 113,000 | $ 48,000 |
| Fauquier County Virginia | 61 | $ 19,734,000 | $ 323,000 | $ 85,000 |
| Pulaski County Virginia | 59 | $ 5,960,000 | $ 101,000 | $ 47,000 |
| Dare County North Carolina | 58 | $ 21,534,000 | $ 371,000 | $ 162,000 |
| Fairfax County Virginia | 57 | $ 16,034,000 | $ 281,000 | $ 87,000 |
| Dinwiddie County Virginia | 53 | $ 7,457,000 | $ 140,000 | $ 45,000 |
| Montgomery County Virginia | 53 | $ 6,728,000 | $ 126,000 | $ 45,000 |
| Roanoke City County Virginia | 46 | $ 4,823,000 | $ 104,000 | $ 45,000 |
| Richmond City County Virginia | 45 | $ 8,534,000 | $ 189,000 | $ 93,000 |
| Suffolk County Virginia | 37 | $ 7,741,000 | $ 209,000 | $ 59,000 |
| Charles County Maryland | 32 | $ 7,904,000 | $ 247,000 | $ 98,000 |
| Montgomery County Maryland | 32 | $ 11,304,000 | $ 353,000 | $ 180,000 |
| Colonial Heights County Virginia | 31 | $ 4,222,000 | $ 136,000 | $ 51,000 |
| Roanoke County Virginia | 31 | $ 3,947,000 | $ 127,000 | $ 56,000 |
| Carroll County Maryland | 29 | $ 6,361,000 | $ 219,000 | $ 87,000 |
| Portsmouth County Virginia | 29 | $ 3,687,000 | $ 127,000 | $ 48,000 |
| Prince George County Virginia | 28 | $ 4,701,000 | $ 167,000 | $ 63,000 |
| Gwinnett County Georgia | 27 | $ 5,559,000 | $ 205,000 | $ 78,000 |
| Amherst County Virginia | 25 | $ 3,538,000 | $ 141,000 | $ 47,000 |
| Prince William County Virginia | 25 | $ 7,581,000 | $ 303,000 | $ 77,000 |
| Newport News County Virginia | 24 | $ 5,987,000 | $ 249,000 | $ 86,000 |
| Petersburg County Virginia | 24 | $ 2,189,000 | $ 91,000 | $ 48,000 |
| Albemarle County Virginia | 22 | $ 4,964,000 | $ 225,000 | $ 103,000 |
| James City County Virginia | 21 | $ 5,677,000 | $ 270,000 | $ 63,000 |
| Berkeley County South Carolina | 20 | $ 3,774,000 | $ 188,000 | $ 81,000 |
| Hopewell County Virginia | 18 | $ 1,885,000 | $ 104,000 | $ 40,000 |
| Frederick County Maryland | 16 | $ 3,553,000 | $ 222,000 | $ 72,000 |
| Currituck County North Carolina | 16 | $ 8,953,000 | $ 559,000 | $ 205,000 |
| Clarke County Virginia | 16 | $ 3,602,000 | $ 225,000 | $ 75,000 |
| Jefferson County West Virginia | 16 | $ 3,388,000 | $ 211,000 | $ 59,000 |
| Calvert County Maryland | 15 | $ 4,386,000 | $ 292,000 | $ 77,000 |
| Gloucester County Virginia | 15 | $ 3,302,000 | $ 220,000 | $ 52,000 |
| Hanover County Virginia | 15 | $ 2,915,000 | $ 194,000 | $ 90,000 |
| Pittsylvania County Virginia | 15 | $ 1,515,000 | $ 101,000 | $ 45,000 |
| Hampton County Virginia | 14 | $ 2,342,000 | $ 167,000 | $ 78,000 |
| District of Columbia County District Of Columbia | 13 | $ 5,192,000 | $ 399,000 | $ 137,000 |
| Frederick County Virginia | 13 | $ 2,360,000 | $ 181,000 | $ 75,000 |
| Harford County Maryland | 12 | $ 3,338,000 | $ 278,000 | $ 135,000 |
| Queen Anne's County Maryland | 12 | $ 3,064,000 | $ 255,000 | $ 66,000 |
| Dorchester County South Carolina | 11 | $ 2,812,000 | $ 255,000 | $ 116,000 |
| Powhatan County Virginia | 11 | $ 2,533,000 | $ 230,000 | $ 65,000 |
| Worcester County Maryland | 10 | $ 2,210,000 | $ 221,000 | $ 242,000 |
| Alexandria County Virginia | 10 | $ 4,476,000 | $ 447,000 | $ 171,000 |
| Bedford City County Virginia | 10 | $ 1,863,000 | $ 186,000 | $ 71,000 |
| Salem County Virginia | 10 | $ 1,206,000 | $ 120,000 | $ 45,000 |
| Warren County Virginia | 10 | $ 1,569,000 | $ 156,000 | $ 80,000 |
| Culpeper County Virginia | 9 | $ 2,270,000 | $ 252,000 | $ 84,000 |
| Floyd County Virginia | 9 | $ 1,152,000 | $ 128,000 | $ 62,000 |
| Isle of Wight County Virginia | 9 | $ 1,839,000 | $ 204,000 | $ 100,000 |
| Spotsylvania County Virginia | 9 | $ 2,453,000 | $ 272,000 | $ 69,000 |
| York County Virginia | 9 | $ 1,769,000 | $ 196,000 | $ 100,000 |
| Glynn County Georgia | 8 | $ 2,241,000 | $ 280,000 | $ 116,000 |
| Horry County South Carolina | 8 | $ 1,283,000 | $ 160,000 | $ 68,000 |
| Manassas County Virginia | 8 | $ 1,854,000 | $ 231,000 | $ 52,000 |
| Nelson County Virginia | 8 | $ 1,933,000 | $ 241,000 | $ 157,000 |
| Sussex County Delaware | 7 | $ 2,412,000 | $ 344,000 | $ 291,000 |
| King William County Virginia | 7 | $ 1,342,000 | $ 191,000 | $ 85,000 |
| Chatham County Georgia | 6 | $ 667,000 | $ 111,000 | $ 117,000 |
| Fulton County Georgia | 6 | $ 2,778,000 | $ 463,000 | $ 375,000 |
| Wilkes County North Carolina | 6 | $ 552,000 | $ 92,000 | $ 34,000 |
| Beaufort County South Carolina | 6 | $ 1,195,000 | $ 199,000 | $ 248,000 |
| Accomack County Virginia | 6 | $ 804,000 | $ 134,000 | $ 46,000 |
| Amelia County Virginia | 6 | $ 985,000 | $ 164,000 | $ 50,000 |
| Appomattox County Virginia | 6 | $ 692,000 | $ 115,000 | $ 36,000 |
| Goochland County Virginia | 6 | $ 1,809,000 | $ 301,000 | $ 120,000 |
| Habersham County Georgia | 5 | $ 1,523,000 | $ 304,000 | $ 108,000 |
| Lincoln County North Carolina | 5 | $ 530,000 | $ 106,000 | $ 33,000 |
| Arlington County Virginia | 5 | $ 1,810,000 | $ 362,000 | $ 115,000 |
| Botetourt County Virginia | 5 | $ 897,000 | $ 179,000 | $ 77,000 |
| Franklin County Virginia | 5 | $ 1,242,000 | $ 248,000 | $ 90,000 |
| New Kent County Virginia | 5 | $ 1,086,000 | $ 217,000 | $ 87,000 |
| Orange County Virginia | 5 | $ 661,000 | $ 132,000 | $ 67,000 |
| Berkeley County West Virginia | 5 | $ 807,000 | $ 161,000 | $ 76,000 |
| Hampshire County West Virginia | 5 | $ 1,078,000 | $ 215,000 | $ 111,000 |
| Bay County Florida | 4 | $ 598,000 | $ 149,000 | $ 56,000 |
| Camden County Georgia | 4 | $ 607,000 | $ 151,000 | $ 51,000 |
| DeKalb County Georgia | 4 | $ 504,000 | $ 126,000 | $ 43,000 |
| Talbot County Maryland | 4 | $ 1,432,000 | $ 358,000 | $ 195,000 |
| Cabarrus County North Carolina | 4 | $ 963,000 | $ 240,000 | $ 739,000 |
| Cleveland County North Carolina | 4 | $ 301,000 | $ 75,000 | $ 29,000 |
| Pasquotank County North Carolina | 4 | $ 533,000 | $ 133,000 | $ 42,000 |
| Wake County North Carolina | 4 | $ 703,000 | $ 175,000 | $ 42,000 |
| Georgetown County South Carolina | 4 | $ 815,000 | $ 203,000 | $ 134,000 |
| Caroline County Virginia | 4 | $ 771,000 | $ 192,000 | $ 240,000 |
| Fairfax City County Virginia | 4 | $ 1,588,000 | $ 397,000 | $ 140,000 |
| Northampton County Virginia | 4 | $ 1,011,000 | $ 252,000 | $ 74,000 |
| Radford County Virginia | 4 | $ 315,000 | $ 78,000 | $ 60,000 |
| Winchester County Virginia | 4 | $ 462,000 | $ 115,000 | $ 113,000 |
| New Castle County Delaware | 3 | $ 620,000 | $ 206,000 | $ 91,000 |
| Barrow County Georgia | 3 | $ 653,000 | $ 217,000 | $ 80,000 |
| Cobb County Georgia | 3 | $ 649,000 | $ 216,000 | $ 253,000 |
| Forsyth County Georgia | 3 | $ 977,000 | $ 325,000 | $ 108,000 |
| Hall County Georgia | 3 | $ 804,000 | $ 268,000 | $ 168,000 |
| Kent County Maryland | 3 | $ 723,000 | $ 241,000 | $ 102,000 |
| Brunswick County North Carolina | 3 | $ 293,000 | $ 97,000 | $ 41,000 |
| Gates County North Carolina | 3 | $ 391,000 | $ 130,000 | $ 50,000 |
| Guilford County North Carolina | 3 | $ 466,000 | $ 155,000 | $ 81,000 |
| Union County North Carolina | 3 | $ 460,000 | $ 153,000 | $ 49,000 |
| Giles County Virginia | 3 | $ 369,000 | $ 123,000 | $ 42,000 |
| Louisa County Virginia | 3 | $ 520,000 | $ 173,000 | $ 106,000 |
| Mathews County Virginia | 3 | $ 1,262,000 | $ 420,000 | $ 401,000 |
| Nottoway County Virginia | 3 | $ 249,000 | $ 83,000 | $ 66,000 |
| Southampton County Virginia | 3 | $ 405,000 | $ 135,000 | $ 60,000 |
| Waynesboro County Virginia | 3 | $ 381,000 | $ 127,000 | $ 60,000 |
| Wythe County Virginia | 3 | $ 250,000 | $ 83,000 | $ 62,000 |
| Fairfield County Connecticut | 2 | $ 157,000 | $ 78,000 | $ 59,000 |
| Collier County Florida | 2 | $ 880,000 | $ 440,000 | $ 291,000 |
| Monroe County Florida | 2 | $ 479,000 | $ 239,000 | $ 484,000 |
| Walton County Florida | 2 | $ 1,244,000 | $ 622,000 | $ 90,000 |
| Bryan County Georgia | 2 | $ 247,000 | $ 123,000 | $ 58,000 |
| Garrett County Maryland | 2 | $ 250,000 | $ 125,000 | $ 88,000 |
| Washington County Maryland | 2 | $ 303,000 | $ 151,000 | $ 47,000 |
| Wicomico County Maryland | 2 | $ 272,000 | $ 136,000 | $ 94,000 |
| Barnstable County Massachusetts | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Alamance County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Catawba County North Carolina | 2 | $ 175,000 | $ 87,000 | $ 31,000 |
| Durham County North Carolina | 2 | $ 229,000 | $ 114,000 | $ 35,000 |
| Gaston County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 46,000 |
| Iredell County North Carolina | 2 | $ 764,000 | $ 382,000 | $ 131,000 |
| McDowell County North Carolina | 2 | $ 174,000 | $ 87,000 | $ 33,000 |
| Mecklenburg County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 55,000 |
| York County Pennsylvania | 2 | $ 452,000 | $ 226,000 | $ 82,000 |
| Aiken County South Carolina | 2 | $ 225,000 | $ 112,000 | $ 40,000 |
| York County South Carolina | 2 | $ 277,000 | $ 138,000 | $ 24,000 |
| Bland County Virginia | 2 | $ 371,000 | $ 185,000 | $ 63,000 |
| Charlottesville County Virginia | 2 | $ 329,000 | $ 164,000 | $ 129,000 |
| Falls Church County Virginia | 2 | $ 552,000 | $ 276,000 | $ 59,000 |
| Franklin City County Virginia | 2 | $ 294,000 | $ 147,000 | $ 42,000 |
| Halifax County Virginia | 2 | $ 201,000 | $ 100,000 | $ 31,000 |
| Madison County Virginia | 2 | $ 394,000 | $ 197,000 | $ 93,000 |
| Rappahannock County Virginia | 2 | $ 544,000 | $ 272,000 | $ 67,000 |
| Shenandoah County Virginia | 2 | $ 342,000 | $ 171,000 | $ 26,000 |
| Stafford County Virginia | 2 | $ 579,000 | $ 289,000 | $ 89,000 |
| Sussex County Virginia | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Washington County Virginia | 2 | $ 199,000 | $ 99,000 | $ 89,000 |
| Westmoreland County Virginia | 2 | $ 312,000 | $ 156,000 | $ 68,000 |
| Broward County Florida | 1 | $ 1,348,000 | $ 1,348,000 | $ 118,000 |
| Hillsborough County Florida | 1 | $ 244,000 | $ 244,000 | $ 169,000 |
| Palm Beach County Florida | 1 | $ 412,000 | $ 412,000 | $ 1,229,000 |
| Santa Rosa County Florida | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Sarasota County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Volusia County Florida | 1 | $ 180,000 | $ 180,000 | $ 90,000 |
| Cherokee County Georgia | 1 | $ 164,000 | $ 164,000 | $ 51,000 |
| Clarke County Georgia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Clayton County Georgia | 1 | $ 219,000 | $ 219,000 | $ 80,000 |
| Dawson County Georgia | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Effingham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Gilmer County Georgia | 1 | $ 225,000 | $ 225,000 | $ 250,000 |
| Liberty County Georgia | 1 | $ 150,000 | $ 150,000 | $ 113,000 |
| Pickens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Putnam County Georgia | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Rockdale County Georgia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
| Upson County Georgia | 1 | $ 53,000 | $ 53,000 | $ 20,000 |
| Walker County Georgia | 1 | $ 192,000 | $ 192,000 | $ 71,000 |
| Walton County Georgia | 1 | $ 332,000 | $ 332,000 | $ 199,000 |
| Dorchester County Maryland | 1 | $ 248,000 | $ 248,000 | $ 138,000 |
| Steuben County New York | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Ashe County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 54,000 |
| Avery County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 23,000 |
| Beaufort County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Burke County North Carolina | 1 | $ 79,000 | $ 79,000 | $ 24,000 |
| Camden County North Carolina | 1 | $ 349,000 | $ 349,000 | $ 182,000 |
| Carteret County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 46,000 |
| Jackson County North Carolina | 1 | $ 460,000 | $ 460,000 | $ 132,000 |
| Johnston County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Lee County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 109,000 |
| Madison County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Moore County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 150,000 |
| New Hanover County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 87,000 |
| Onslow County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 76,000 |
| Randolph County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 38,000 |
| Rowan County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 23,000 |
| Rutherford County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 30,000 |
| Scotland County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 82,000 |
| Anderson County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 51,000 |
| Cherokee County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Chesterfield County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 42,000 |
| Darlington County South Carolina | 1 | $ 121,000 | $ 121,000 | $ 40,000 |
| Florence County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 46,000 |
| Kershaw County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 23,000 |
| Oconee County South Carolina | 1 | $ 213,000 | $ 213,000 | $ 153,000 |
| Richland County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 150,000 |
| Union County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Craig County Virginia | 1 | $ 126,000 | $ 126,000 | $ 33,000 |
| Cumberland County Virginia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fluvanna County Virginia | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Highland County Virginia | 1 | $ 340,000 | $ 340,000 | $ 286,000 |
| King and Queen County Virginia | 1 | $ 162,000 | $ 162,000 | $ 0 |
| King George County Virginia | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Lunenburg County Virginia | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Manassas Park County Virginia | 1 | $ 296,000 | $ 296,000 | $ 115,000 |
| Mecklenburg County Virginia | 1 | $ 44,000 | $ 44,000 | $ 26,000 |
| Prince Edward County Virginia | 1 | $ 64,000 | $ 64,000 | $ 57,000 |
| Richmond County Virginia | 1 | $ 113,000 | $ 113,000 | $ 50,000 |
| Rockingham County Virginia | 1 | $ 304,000 | $ 304,000 | $ 193,000 |
| Surry County Virginia | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
| Tazewell County Virginia | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Williamsburg County Virginia | 1 | $ 357,000 | $ 357,000 | $ 1,388,000 |
| Hardy County West Virginia | 1 | $ 206,000 | $ 206,000 | $ 73,000 |
| Marion County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Nicholas County West Virginia | 1 | $ 59,000 | $ 59,000 | $ 159,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Southern Trust Mortgage, Llc in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,560 | $569,798,000 | $274,333 | $2,960,000 | $116,833 | $1,388,000 |
| Refinancing | 1,539 | $365,178,000 | $266,100 | $2,000,000 | $138,700 | $935,000 |
| Home Improvement | 5 | $967,000 | $225,666 | $435,000 | $114,000 | $177,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,099 | $696,294,000 | $254,461 | $2,000,000 | $120,461 | $1,388,000 |
| Black or African American | 643 | $155,114,000 | $216,666 | $2,960,000 | $73,444 | $1,374,000 |
| Asian | 130 | $31,386,000 | $184,200 | $1,000,000 | $126,800 | $696,000 |
| Hispanic | 113 | $22,851,000 | $217,000 | $685,000 | $69,750 | $250,000 |
| Not Provided | 102 | $26,741,000 | $228,666 | $1,463,000 | $97,833 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $2,789,000 | $246,500 | $650,000 | $91,500 | $260,000 |
| American Indian or Alaskan Native | 5 | $768,000 | $153,500 | $167,000 | $88,500 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,474 | $846,144,000 | $246,000 | $2,960,000 | $115,153 | $1,388,000 |
| FHA-insured (Federal Housing Administration) | 478 | $62,451,000 | $141,750 | $317,000 | $53,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 152 | $27,348,000 | $206,333 | $360,000 | $60,666 | $148,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,593 | $823,714,000 | $227,461 | $2,960,000 | $108,384 | $1,388,000 |
| Application Withdrawn By Applicant | 231 | $50,733,000 | $222,714 | $1,000,000 | $97,714 | $1,229,000 |
| Application Denied By Financial Institution | 185 | $39,094,000 | $349,000 | $1,348,000 | $79,000 | $668,000 |
| File Closed For Incompleteness | 48 | $9,910,000 | $207,500 | $787,000 | $77,000 | $273,000 |
| Application Approved But Not Accepted | 47 | $12,492,000 | $262,000 | $980,000 | $97,200 | $396,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $89,000 | $89,000 | $89,000 | $12,000 | $12,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $168,000 | $168,000 | $168,000 | $42,000 | $42,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.