Southpoint Financial Services, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Southpoint Financial Services, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southpoint Financial Services, Inc. 5955 Shiloh Road East, Suite 200 Lawrenceville, GA 30005 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,151 |
| Total Mortgage Loan Application Amount | $214,105,000 |
| Average Mortgage Loan Application Amount | $188,000 |
| Highest Mortgage Loan Application Amount | $905,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Southpoint Financial Services, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southpoint Financial Services, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Southpoint Financial Services, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southpoint Financial Services, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Southpoint Financial Services, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southpoint Financial Services, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Rosa County Florida | 51 | $ 10,605,000 | $ 207,000 | $ 71,000 |
| Chatham County Georgia | 40 | $ 6,500,000 | $ 162,000 | $ 59,000 |
| Gwinnett County Georgia | 34 | $ 6,650,000 | $ 195,000 | $ 69,000 |
| Fulton County Georgia | 33 | $ 7,415,000 | $ 224,000 | $ 129,000 |
| Cobb County Georgia | 31 | $ 7,435,000 | $ 239,000 | $ 85,000 |
| Greenwood County South Carolina | 26 | $ 2,740,000 | $ 105,000 | $ 52,000 |
| Coffee County Georgia | 22 | $ 3,760,000 | $ 170,000 | $ 84,000 |
| DeKalb County Georgia | 20 | $ 3,520,000 | $ 176,000 | $ 82,000 |
| Bradford County Florida | 19 | $ 3,035,000 | $ 159,000 | $ 64,000 |
| Orange County Florida | 18 | $ 3,540,000 | $ 196,000 | $ 59,000 |
| Henry County Georgia | 18 | $ 3,690,000 | $ 205,000 | $ 65,000 |
| Darlington County South Carolina | 18 | $ 1,900,000 | $ 105,000 | $ 46,000 |
| Harris County Texas | 18 | $ 4,740,000 | $ 263,000 | $ 128,000 |
| Hillsborough County Florida | 13 | $ 2,535,000 | $ 195,000 | $ 72,000 |
| Bulloch County Georgia | 13 | $ 2,295,000 | $ 176,000 | $ 66,000 |
| Upson County Georgia | 13 | $ 1,505,000 | $ 115,000 | $ 63,000 |
| Coweta County Georgia | 12 | $ 2,220,000 | $ 185,000 | $ 63,000 |
| Georgetown County South Carolina | 12 | $ 1,400,000 | $ 116,000 | $ 50,000 |
| Broward County Florida | 11 | $ 2,485,000 | $ 225,000 | $ 101,000 |
| Miami-Dade County Florida | 10 | $ 2,440,000 | $ 244,000 | $ 77,000 |
| Fayette County Georgia | 10 | $ 2,390,000 | $ 239,000 | $ 90,000 |
| Horry County South Carolina | 10 | $ 1,600,000 | $ 160,000 | $ 63,000 |
| Clayton County Georgia | 9 | $ 1,265,000 | $ 140,000 | $ 49,000 |
| Effingham County Georgia | 9 | $ 1,355,000 | $ 150,000 | $ 56,000 |
| Osceola County Florida | 8 | $ 1,690,000 | $ 211,000 | $ 71,000 |
| Palm Beach County Florida | 8 | $ 2,560,000 | $ 320,000 | $ 109,000 |
| Douglas County Georgia | 8 | $ 1,600,000 | $ 200,000 | $ 80,000 |
| Forsyth County Georgia | 8 | $ 2,660,000 | $ 332,000 | $ 124,000 |
| Orangeburg County South Carolina | 8 | $ 800,000 | $ 100,000 | $ 42,000 |
| Davidson County Tennessee | 8 | $ 1,550,000 | $ 193,000 | $ 72,000 |
| Montgomery County Texas | 8 | $ 2,970,000 | $ 371,000 | $ 273,000 |
| Lake County Florida | 7 | $ 1,535,000 | $ 219,000 | $ 106,000 |
| Pasco County Florida | 7 | $ 1,635,000 | $ 233,000 | $ 65,000 |
| Union County Florida | 7 | $ 1,065,000 | $ 152,000 | $ 54,000 |
| Bibb County Georgia | 7 | $ 1,685,000 | $ 240,000 | $ 97,000 |
| Newton County Georgia | 7 | $ 1,135,000 | $ 162,000 | $ 53,000 |
| Prince George's County Maryland | 7 | $ 1,715,000 | $ 245,000 | $ 98,000 |
| Brevard County Florida | 6 | $ 950,000 | $ 158,000 | $ 50,000 |
| Clay County Florida | 6 | $ 1,160,000 | $ 193,000 | $ 89,000 |
| Okaloosa County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 62,000 |
| Volusia County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 39,000 |
| Bleckley County Georgia | 6 | $ 870,000 | $ 145,000 | $ 139,000 |
| Cherokee County Georgia | 6 | $ 1,290,000 | $ 215,000 | $ 67,000 |
| Dodge County Georgia | 6 | $ 680,000 | $ 113,000 | $ 73,000 |
| Guilford County North Carolina | 6 | $ 1,550,000 | $ 258,000 | $ 110,000 |
| Abbeville County South Carolina | 6 | $ 1,160,000 | $ 193,000 | $ 78,000 |
| Florence County South Carolina | 6 | $ 490,000 | $ 81,000 | $ 59,000 |
| Laurens County South Carolina | 6 | $ 900,000 | $ 150,000 | $ 102,000 |
| Sumner County Tennessee | 6 | $ 1,290,000 | $ 215,000 | $ 57,000 |
| Fort Bend County Texas | 6 | $ 1,060,000 | $ 176,000 | $ 86,000 |
| Collier County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 62,000 |
| Escambia County Florida | 5 | $ 595,000 | $ 119,000 | $ 40,000 |
| Polk County Florida | 5 | $ 785,000 | $ 157,000 | $ 66,000 |
| Houston County Georgia | 5 | $ 1,275,000 | $ 255,000 | $ 104,000 |
| Marion County Georgia | 5 | $ 745,000 | $ 149,000 | $ 53,000 |
| Rockdale County Georgia | 5 | $ 865,000 | $ 173,000 | $ 75,000 |
| Knox County Kentucky | 5 | $ 575,000 | $ 115,000 | $ 51,000 |
| Wake County North Carolina | 5 | $ 1,155,000 | $ 231,000 | $ 69,000 |
| Lehigh County Pennsylvania | 5 | $ 635,000 | $ 127,000 | $ 50,000 |
| McMinn County Tennessee | 5 | $ 435,000 | $ 87,000 | $ 46,000 |
| Williamson County Tennessee | 5 | $ 1,215,000 | $ 243,000 | $ 82,000 |
| Denton County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 104,000 |
| Lee County Florida | 4 | $ 940,000 | $ 235,000 | $ 51,000 |
| Manatee County Florida | 4 | $ 620,000 | $ 155,000 | $ 48,000 |
| St. Lucie County Florida | 4 | $ 770,000 | $ 192,000 | $ 58,000 |
| Bryan County Georgia | 4 | $ 690,000 | $ 172,000 | $ 62,000 |
| Dougherty County Georgia | 4 | $ 450,000 | $ 112,000 | $ 64,000 |
| Paulding County Georgia | 4 | $ 860,000 | $ 215,000 | $ 51,000 |
| Treutlen County Georgia | 4 | $ 540,000 | $ 135,000 | $ 110,000 |
| Pulaski County Kentucky | 4 | $ 490,000 | $ 122,000 | $ 45,000 |
| Whitley County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 56,000 |
| Montgomery County Maryland | 4 | $ 930,000 | $ 232,000 | $ 77,000 |
| Cumberland County North Carolina | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
| Mecklenburg County North Carolina | 4 | $ 900,000 | $ 225,000 | $ 92,000 |
| Bucks County Pennsylvania | 4 | $ 970,000 | $ 242,000 | $ 101,000 |
| Lancaster County Pennsylvania | 4 | $ 700,000 | $ 175,000 | $ 109,000 |
| Charleston County South Carolina | 4 | $ 1,070,000 | $ 267,000 | $ 96,000 |
| Greenville County South Carolina | 4 | $ 750,000 | $ 187,000 | $ 62,000 |
| Rutherford County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 55,000 |
| Collin County Texas | 4 | $ 1,140,000 | $ 285,000 | $ 148,000 |
| Dallas County Texas | 4 | $ 550,000 | $ 137,000 | $ 78,000 |
| Clay County Alabama | 3 | $ 335,000 | $ 111,000 | $ 46,000 |
| Madison County Alabama | 3 | $ 655,000 | $ 218,000 | $ 84,000 |
| Duval County Florida | 3 | $ 675,000 | $ 225,000 | $ 92,000 |
| Madison County Florida | 3 | $ 195,000 | $ 65,000 | $ 37,000 |
| Marion County Florida | 3 | $ 435,000 | $ 145,000 | $ 52,000 |
| Pinellas County Florida | 3 | $ 735,000 | $ 245,000 | $ 73,000 |
| Sarasota County Florida | 3 | $ 525,000 | $ 175,000 | $ 57,000 |
| Walton County Florida | 3 | $ 775,000 | $ 258,000 | $ 74,000 |
| Barrow County Georgia | 3 | $ 415,000 | $ 138,000 | $ 48,000 |
| Bartow County Georgia | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Meriwether County Georgia | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Monroe County Georgia | 3 | $ 615,000 | $ 205,000 | $ 97,000 |
| Schley County Georgia | 3 | $ 525,000 | $ 175,000 | $ 87,000 |
| Spalding County Georgia | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Boone County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 88,000 |
| Laurel County Kentucky | 3 | $ 335,000 | $ 111,000 | $ 50,000 |
| Tyrrell County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 171,000 |
| Allegheny County Pennsylvania | 3 | $ 515,000 | $ 171,000 | $ 67,000 |
| Berks County Pennsylvania | 3 | $ 545,000 | $ 181,000 | $ 54,000 |
| Northampton County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 64,000 |
| Philadelphia County Pennsylvania | 3 | $ 435,000 | $ 145,000 | $ 45,000 |
| Shelby County Tennessee | 3 | $ 765,000 | $ 255,000 | $ 95,000 |
| Trousdale County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 57,000 |
| Travis County Texas | 3 | $ 735,000 | $ 245,000 | $ 79,000 |
| Jefferson County Alabama | 2 | $ 340,000 | $ 170,000 | $ 56,000 |
| Tuscaloosa County Alabama | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Flagler County Florida | 2 | $ 420,000 | $ 210,000 | $ 66,000 |
| Putnam County Florida | 2 | $ 260,000 | $ 130,000 | $ 24,000 |
| Appling County Georgia | 2 | $ 160,000 | $ 80,000 | $ 44,000 |
| Columbia County Georgia | 2 | $ 710,000 | $ 355,000 | $ 92,000 |
| Gilmer County Georgia | 2 | $ 250,000 | $ 125,000 | $ 31,000 |
| White County Georgia | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| Bullitt County Kentucky | 2 | $ 430,000 | $ 215,000 | $ 71,000 |
| Fayette County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 61,000 |
| Madison County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 49,000 |
| Russell County Kentucky | 2 | $ 270,000 | $ 135,000 | $ 36,000 |
| Woodford County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 45,000 |
| Baltimore County Maryland | 2 | $ 360,000 | $ 180,000 | $ 109,000 |
| Frederick County Maryland | 2 | $ 450,000 | $ 225,000 | $ 119,000 |
| Buncombe County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 60,000 |
| Gaston County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 49,000 |
| New Hanover County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Person County North Carolina | 2 | $ 240,000 | $ 120,000 | $ 67,000 |
| Wilkes County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Cuyahoga County Ohio | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
| Richland County Ohio | 2 | $ 320,000 | $ 160,000 | $ 71,000 |
| Chester County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 82,000 |
| Luzerne County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 64,000 |
| Beaufort County South Carolina | 2 | $ 320,000 | $ 160,000 | $ 41,000 |
| Dorchester County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 78,000 |
| Sumter County South Carolina | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
| Williamsburg County South Carolina | 2 | $ 210,000 | $ 105,000 | $ 37,000 |
| Dickson County Tennessee | 2 | $ 300,000 | $ 150,000 | $ 56,000 |
| Greene County Tennessee | 2 | $ 190,000 | $ 95,000 | $ 30,000 |
| Macon County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 52,000 |
| Meigs County Tennessee | 2 | $ 210,000 | $ 105,000 | $ 65,000 |
| Washington County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Wilson County Tennessee | 2 | $ 600,000 | $ 300,000 | $ 74,000 |
| Brazoria County Texas | 2 | $ 460,000 | $ 230,000 | $ 132,000 |
| El Paso County Texas | 2 | $ 790,000 | $ 395,000 | $ 190,000 |
| Galveston County Texas | 2 | $ 540,000 | $ 270,000 | $ 114,000 |
| Hays County Texas | 2 | $ 640,000 | $ 320,000 | $ 180,000 |
| Hidalgo County Texas | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Tarrant County Texas | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Loudoun County Virginia | 2 | $ 820,000 | $ 410,000 | $ 103,000 |
| Prince William County Virginia | 2 | $ 480,000 | $ 240,000 | $ 59,000 |
| Barbour County Alabama | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Blount County Alabama | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Butler County Alabama | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Covington County Alabama | 1 | $ 185,000 | $ 185,000 | $ 164,000 |
| Cullman County Alabama | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Elmore County Alabama | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Etowah County Alabama | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lawrence County Alabama | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Mobile County Alabama | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Shelby County Alabama | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| St. Clair County Alabama | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Alachua County Florida | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Hernando County Florida | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| Monroe County Florida | 1 | $ 435,000 | $ 435,000 | $ 126,000 |
| Nassau County Florida | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Seminole County Florida | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Bacon County Georgia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Butts County Georgia | 1 | $ 165,000 | $ 165,000 | $ 99,000 |
| Carroll County Georgia | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Chattooga County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Clarke County Georgia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Colquitt County Georgia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Dawson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 168,000 |
| Early County Georgia | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| Emanuel County Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Floyd County Georgia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Gordon County Georgia | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Habersham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 64,000 |
| Hall County Georgia | 1 | $ 165,000 | $ 165,000 | $ 89,000 |
| Haralson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Harris County Georgia | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Hart County Georgia | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Heard County Georgia | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Jasper County Georgia | 1 | $ 205,000 | $ 205,000 | $ 120,000 |
| Jeff Davis County Georgia | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Jefferson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 55,000 |
| Jenkins County Georgia | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Jones County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Laurens County Georgia | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Madison County Georgia | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| McDuffie County Georgia | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| McIntosh County Georgia | 1 | $ 205,000 | $ 205,000 | $ 59,000 |
| Miller County Georgia | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Pickens County Georgia | 1 | $ 355,000 | $ 355,000 | $ 50,000 |
| Pike County Georgia | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Pulaski County Georgia | 1 | $ 75,000 | $ 75,000 | $ 63,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Stephens County Georgia | 1 | $ 355,000 | $ 355,000 | $ 41,000 |
| Stewart County Georgia | 1 | $ 85,000 | $ 85,000 | $ 62,000 |
| Sumter County Georgia | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Taylor County Georgia | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Telfair County Georgia | 1 | $ 305,000 | $ 305,000 | $ 107,000 |
| Thomas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Tift County Georgia | 1 | $ 185,000 | $ 185,000 | $ 89,000 |
| Towns County Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Troup County Georgia | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Walker County Georgia | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Walton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Webster County Georgia | 1 | $ 245,000 | $ 245,000 | $ 125,000 |
| Wilcox County Georgia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Barren County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Christian County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 44,000 |
| Clay County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Daviess County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Grant County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Hardin County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Jefferson County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 114,000 |
| Allegany County Maryland | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Anne Arundel County Maryland | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Calvert County Maryland | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Carroll County Maryland | 1 | $ 175,000 | $ 175,000 | $ 26,000 |
| Howard County Maryland | 1 | $ 405,000 | $ 405,000 | $ 97,000 |
| Wicomico County Maryland | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Alexander County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Anson County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 96,000 |
| Beaufort County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Cabarrus County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 157,000 |
| Caldwell County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Carteret County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Catawba County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Currituck County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 65,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Harnett County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Haywood County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Henderson County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 181,000 |
| Iredell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 74,000 |
| Johnston County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 66,000 |
| Lee County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 55,000 |
| Lincoln County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Onslow County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Rutherford County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Surry County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Union County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 800,000 |
| Wayne County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Delaware County Ohio | 1 | $ 345,000 | $ 345,000 | $ 231,000 |
| Franklin County Ohio | 1 | $ 205,000 | $ 205,000 | $ 84,000 |
| Greene County Ohio | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Lake County Ohio | 1 | $ 155,000 | $ 155,000 | $ 130,000 |
| Licking County Ohio | 1 | $ 195,000 | $ 195,000 | $ 104,000 |
| Mahoning County Ohio | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Montgomery County Ohio | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Stark County Ohio | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Union County Ohio | 1 | $ 205,000 | $ 205,000 | $ 41,000 |
| Washington County Ohio | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Bedford County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Bradford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Dauphin County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Erie County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| Fulton County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 106,000 |
| Mercer County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
| Pike County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 88,000 |
| Susquehanna County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Union County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Wyoming County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Berkeley County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Cherokee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Clarendon County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Lee County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Lexington County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Marion County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 45,000 |
| Pickens County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Spartanburg County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| York County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Blount County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 30,000 |
| Cumberland County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| DeKalb County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 55,000 |
| Franklin County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Hamilton County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 44,000 |
| Knox County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Montgomery County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 22,000 |
| Putnam County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Rhea County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Robertson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 108,000 |
| Anderson County Texas | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Atascosa County Texas | 1 | $ 205,000 | $ 205,000 | $ 99,000 |
| Bell County Texas | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Bexar County Texas | 1 | $ 355,000 | $ 355,000 | $ 157,000 |
| Brazos County Texas | 1 | $ 175,000 | $ 175,000 | $ 39,000 |
| Cameron County Texas | 1 | $ 145,000 | $ 145,000 | $ 168,000 |
| Cherokee County Texas | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Coryell County Texas | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Ector County Texas | 1 | $ 135,000 | $ 135,000 | $ 69,000 |
| Ellis County Texas | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Freestone County Texas | 1 | $ 225,000 | $ 225,000 | $ 39,000 |
| Gregg County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Hockley County Texas | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Hopkins County Texas | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| McLennan County Texas | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Polk County Texas | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Somervell County Texas | 1 | $ 215,000 | $ 215,000 | $ 238,000 |
| Van Zandt County Texas | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Walker County Texas | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Ward County Texas | 1 | $ 125,000 | $ 125,000 | $ 165,000 |
| Wilson County Texas | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Charlottesville County Virginia | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Fairfax County Virginia | 1 | $ 445,000 | $ 445,000 | $ 168,000 |
| Fauquier County Virginia | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Henrico County Virginia | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Southampton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Suffolk County Virginia | 1 | $ 325,000 | $ 325,000 | $ 86,000 |
| Adams County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 69,000 |
| Dodge County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Southpoint Financial Services, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 512 | $89,690,000 | $175,000 | $905,000 | $69,000 | $563,000 |
| Cash-out Refinancing | 450 | $87,240,000 | $193,000 | $785,000 | $78,000 | $800,000 |
| Refinancing | 189 | $37,175,000 | $196,000 | $455,000 | $80,000 | $319,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 701 | $131,695,000 | $187,000 | $905,000 | $77,000 | $800,000 |
| Black or African American | 321 | $57,045,000 | $177,000 | $455,000 | $67,000 | $352,000 |
| Hispanic | 76 | $14,910,000 | $196,000 | $505,000 | $78,000 | $563,000 |
| Asian | 39 | $7,955,000 | $203,000 | $445,000 | $89,000 | $231,000 |
| Not Provided | 7 | $1,325,000 | $189,000 | $325,000 | $69,000 | $106,000 |
| American Indian or Alaskan Native | 5 | $745,000 | $149,000 | $185,000 | $81,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $430,000 | $215,000 | $235,000 | $49,000 | $51,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 503 | $86,295,000 | $171,000 | $445,000 | $64,000 | $275,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 408 | $85,500,000 | $209,000 | $905,000 | $97,000 | $800,000 |
| VA-guaranteed (Veterans Administration) | 150 | $31,660,000 | $211,000 | $595,000 | $68,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 90 | $10,650,000 | $118,000 | $235,000 | $45,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 801 | $146,735,000 | $183,000 | $595,000 | $73,000 | $360,000 |
| Application Withdrawn By Applicant | 247 | $47,515,000 | $192,000 | $905,000 | $77,000 | $800,000 |
| Application Denied By Financial Institution | 74 | $13,700,000 | $185,000 | $505,000 | $79,000 | $563,000 |
| Application Approved But Not Accepted | 25 | $5,235,000 | $209,000 | $445,000 | $86,000 | $275,000 |
| File Closed For Incompleteness | 2 | $310,000 | $155,000 | $175,000 | $49,000 | $61,000 |
| Preapproval Approved but not Accepted | 2 | $610,000 | $305,000 | $375,000 | $91,000 | $99,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,077 | $200,405,000 | $186,000 | $905,000 | $74,000 | $800,000 |
| Credit History | 26 | $4,580,000 | $176,000 | $405,000 | $70,000 | $380,000 |
| Collateral | 22 | $4,130,000 | $187,000 | $355,000 | $74,000 | $154,000 |
| Debt-To-Income Ratio | 14 | $1,980,000 | $141,000 | $215,000 | $44,000 | $94,000 |
| Unverifiable Information | 5 | $1,365,000 | $273,000 | $505,000 | $62,000 | $86,000 |
| Employment History | 4 | $1,100,000 | $275,000 | $505,000 | $341,000 | $563,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $285,000 | $57,000 | $64,000 |
| Other | 1 | $155,000 | $155,000 | $155,000 | $46,000 | $46,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southpoint Financial Services, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southpoint Financial Services, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.