Southstar Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Southstar Funding, Llc 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southstar Funding, Llc 400 Northrdige Road, Suite 1000 Atlanta, GA 30350 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 95,719 |
| Total Mortgage Loan Application Amount | $13,799,686,000 |
| Average Mortgage Loan Application Amount | $114,333 |
| Highest Mortgage Loan Application Amount | $5,338,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Southstar Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southstar Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Southstar Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southstar Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Southstar Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southstar Funding, Llc's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 8,307 | $ 1,102,720,000 | $ 132,000 | $ 72,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2,651 | $ 520,165,000 | $ 196,000 | $ 100,000 |
| ORLANDO-KISSIMMEE, FL | 2,581 | $ 443,682,000 | $ 171,000 | $ 83,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2,512 | $ 425,252,000 | $ 169,000 | $ 81,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2,387 | $ 563,059,000 | $ 192,000 | $ 92,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,964 | $ 303,687,000 | $ 157,000 | $ 96,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,875 | $ 298,433,000 | $ 159,000 | $ 93,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 1,853 | $ 174,553,000 | $ 94,000 | $ 62,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,785 | $ 368,995,000 | $ 206,000 | $ 105,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,731 | $ 255,484,000 | $ 147,000 | $ 94,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 1,641 | $ 362,738,000 | $ 221,000 | $ 119,000 |
| MEMPHIS, TN-MS-AR | 1,467 | $ 155,649,000 | $ 122,333 | $ 64,666 |
| DENVER-AURORA, CO | 1,459 | $ 218,246,000 | $ 149,000 | $ 93,000 |
| LAS VEGAS-PARADISE, NV | 1,323 | $ 245,898,000 | $ 185,000 | $ 105,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,308 | $ 373,947,000 | $ 285,000 | $ 125,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 1,186 | $ 118,076,000 | $ 99,000 | $ 63,000 |
| DALLAS-PLANO-IRVING, TX | 1,052 | $ 114,897,000 | $ 109,000 | $ 71,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,046 | $ 113,921,000 | $ 108,000 | $ 64,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 1,046 | $ 300,049,000 | $ 276,500 | $ 113,500 |
| ST. LOUIS, MO-IL | 1,045 | $ 102,695,000 | $ 81,500 | $ 64,500 |
| INDIANAPOLIS-CARMEL, IN | 1,025 | $ 114,944,000 | $ 112,000 | $ 69,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 992 | $ 131,669,000 | $ 167,500 | $ 108,500 |
| SAN ANTONIO, TX | 972 | $ 87,149,000 | $ 89,000 | $ 64,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 923 | $ 101,999,000 | $ 105,000 | $ 69,000 |
| BALTIMORE-TOWSON, MD | 895 | $ 132,713,000 | $ 148,000 | $ 83,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 875 | $ 92,220,000 | $ 105,000 | $ 64,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 861 | $ 185,711,000 | $ 215,000 | $ 100,000 |
| KANSAS CITY, MO-KS | 857 | $ 69,194,000 | $ 83,500 | $ 65,000 |
| JACKSONVILLE, FL | 844 | $ 116,420,000 | $ 137,000 | $ 77,000 |
| CAPE CORAL-FORT MYERS, FL | 785 | $ 140,374,000 | $ 178,000 | $ 99,000 |
| BIRMINGHAM-HOOVER, AL | 775 | $ 82,649,000 | $ 106,000 | $ 63,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 770 | $ 123,282,000 | $ 160,000 | $ 84,000 |
| COLUMBUS, OH | 739 | $ 84,063,000 | $ 113,000 | $ 71,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 712 | $ 208,614,000 | $ 292,000 | $ 127,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 690 | $ 86,594,000 | $ 125,000 | $ 69,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 649 | $ 124,596,000 | $ 191,000 | $ 118,000 |
| NEWARK-UNION, NJ-PA | 630 | $ 132,010,000 | $ 155,500 | $ 84,500 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 609 | $ 61,318,000 | $ 101,333 | $ 65,000 |
| RICHMOND, VA | 580 | $ 71,282,000 | $ 122,000 | $ 69,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 569 | $ 157,679,000 | $ 277,000 | $ 128,000 |
| BOSTON-QUINCY, MA | 551 | $ 137,799,000 | $ 250,000 | $ 99,000 |
| PHILADELPHIA, PA | 522 | $ 66,790,000 | $ 127,000 | $ 80,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 507 | $ 76,897,000 | $ 151,000 | $ 78,000 |
| SAVANNAH, GA | 501 | $ 61,365,000 | $ 122,000 | $ 69,000 |
| BATON ROUGE, LA | 490 | $ 44,848,000 | $ 91,000 | $ 58,000 |
| FORT WORTH-ARLINGTON, TX | 478 | $ 39,003,000 | $ 81,000 | $ 65,000 |
| COLUMBIA, SC | 474 | $ 50,862,000 | $ 107,000 | $ 74,000 |
| LAKELAND, FL | 454 | $ 57,514,000 | $ 126,000 | $ 71,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 431 | $ 142,568,000 | $ 330,000 | $ 161,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 422 | $ 78,736,000 | $ 181,000 | $ 78,500 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 416 | $ 61,746,000 | $ 148,000 | $ 80,000 |
| RALEIGH-CARY, NC | 402 | $ 46,033,000 | $ 114,000 | $ 67,000 |
| SPRINGFIELD, MA | 394 | $ 45,974,000 | $ 116,000 | $ 55,000 |
| SARASOTA-BRADENTON-VENICE, FL | 377 | $ 74,660,000 | $ 198,000 | $ 91,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 369 | $ 52,836,000 | $ 143,000 | $ 95,000 |
| TULSA, OK | 366 | $ 32,792,000 | $ 89,000 | $ 66,000 |
| COLORADO SPRINGS, CO | 362 | $ 47,875,000 | $ 132,000 | $ 83,000 |
| WORCESTER, MA | 362 | $ 61,253,000 | $ 169,000 | $ 76,000 |
| AKRON, OH | 342 | $ 38,494,000 | $ 112,000 | $ 68,000 |
| AUSTIN-ROUND ROCK, TX | 340 | $ 35,549,000 | $ 104,000 | $ 67,000 |
| ESSEX COUNTY, MA | 328 | $ 72,695,000 | $ 221,000 | $ 91,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 328 | $ 57,368,000 | $ 174,000 | $ 91,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 327 | $ 44,949,000 | $ 137,000 | $ 113,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 320 | $ 77,720,000 | $ 242,000 | $ 103,000 |
| WILMINGTON, DE-MD-NJ | 311 | $ 39,749,000 | $ 118,333 | $ 82,000 |
| EDISON, NJ | 306 | $ 65,523,000 | $ 214,000 | $ 108,000 |
| KNOXVILLE, TN | 303 | $ 24,606,000 | $ 81,000 | $ 49,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 290 | $ 66,240,000 | $ 228,000 | $ 98,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 290 | $ 35,216,000 | $ 119,500 | $ 86,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 289 | $ 68,643,000 | $ 237,000 | $ 93,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 289 | $ 31,710,000 | $ 109,000 | $ 70,000 |
| NEW HAVEN-MILFORD, CT | 275 | $ 45,365,000 | $ 164,000 | $ 70,000 |
| NASSAU-SUFFOLK, NY | 274 | $ 70,163,000 | $ 256,000 | $ 123,000 |
| MOBILE, AL | 273 | $ 22,758,000 | $ 83,000 | $ 53,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 263 | $ 27,567,000 | $ 106,000 | $ 60,500 |
| PITTSBURGH, PA | 261 | $ 25,757,000 | $ 98,000 | $ 73,000 |
| GREENSBORO-HIGH POINT, NC | 235 | $ 20,960,000 | $ 89,000 | $ 66,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 233 | $ 19,157,000 | $ 82,500 | $ 57,000 |
| GREENVILLE, SC | 229 | $ 24,499,000 | $ 106,000 | $ 57,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 229 | $ 9,378,000 | $ 36,500 | $ 59,500 |
| CAMDEN, NJ | 226 | $ 30,176,000 | $ 133,000 | $ 83,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 226 | $ 32,099,000 | $ 142,000 | $ 89,000 |
| NAPLES-MARCO ISLAND, FL | 224 | $ 58,993,000 | $ 263,000 | $ 123,000 |
| DES MOINES-WEST DES MOINES, IA | 222 | $ 10,366,000 | $ 46,000 | $ 62,000 |
| COLUMBUS, GA-AL | 216 | $ 20,100,000 | $ 89,500 | $ 53,500 |
| SALT LAKE CITY, UT | 213 | $ 27,300,000 | $ 128,000 | $ 90,000 |
| HUNTSVILLE, AL | 197 | $ 20,990,000 | $ 106,000 | $ 64,000 |
| LAREDO, TX | 196 | $ 15,799,000 | $ 80,000 | $ 48,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 189 | $ 62,336,000 | $ 329,000 | $ 141,000 |
| JACKSON, MS | 185 | $ 17,726,000 | $ 95,000 | $ 67,000 |
| MONTGOMERY, AL | 185 | $ 18,733,000 | $ 101,000 | $ 58,000 |
| OKLAHOMA CITY, OK | 185 | $ 15,395,000 | $ 83,000 | $ 74,000 |
| TACOMA, WA | 185 | $ 19,593,000 | $ 105,000 | $ 94,000 |
| ALBUQUERQUE, NM | 184 | $ 17,547,000 | $ 95,000 | $ 74,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 182 | $ 19,561,000 | $ 107,000 | $ 74,000 |
| STOCKTON, CA | 182 | $ 41,544,000 | $ 228,000 | $ 137,000 |
| CHATTANOOGA, TN-GA | 176 | $ 13,464,000 | $ 76,000 | $ 60,500 |
| SHREVEPORT-BOSSIER CITY, LA | 175 | $ 10,491,000 | $ 59,000 | $ 56,000 |
| DAYTON, OH | 169 | $ 14,767,000 | $ 87,000 | $ 67,000 |
| GARY, IN | 163 | $ 15,595,000 | $ 95,000 | $ 63,000 |
| MODESTO, CA | 157 | $ 27,468,000 | $ 174,000 | $ 111,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 150 | $ 16,173,000 | $ 147,500 | $ 77,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 150 | $ 26,786,000 | $ 182,500 | $ 86,000 |
| FAYETTEVILLE, NC | 148 | $ 9,897,000 | $ 66,000 | $ 57,000 |
| SPRINGFIELD, MO | 146 | $ 13,903,000 | $ 95,000 | $ 60,000 |
| RENO-SPARKS, NV | 142 | $ 22,140,000 | $ 155,000 | $ 99,000 |
| MACON, GA | 140 | $ 16,728,000 | $ 119,000 | $ 55,000 |
| MANCHESTER-NASHUA, NH | 138 | $ 21,306,000 | $ 154,000 | $ 85,000 |
| BAKERSFIELD, CA | 137 | $ 21,094,000 | $ 153,000 | $ 96,000 |
| OCALA, FL | 137 | $ 16,436,000 | $ 119,000 | $ 66,000 |
| DURHAM, NC | 134 | $ 16,018,000 | $ 119,000 | $ 86,000 |
| FLINT, MI | 134 | $ 15,194,000 | $ 113,000 | $ 68,000 |
| GRAND RAPIDS-WYOMING, MI | 133 | $ 14,629,000 | $ 109,000 | $ 66,000 |
| TOLEDO, OH | 130 | $ 13,469,000 | $ 103,000 | $ 77,000 |
| TUCSON, AZ | 129 | $ 18,568,000 | $ 143,000 | $ 86,000 |
| ATHENS-CLARKE COUNTY, GA | 128 | $ 13,669,000 | $ 106,000 | $ 52,000 |
| WILMINGTON, NC | 127 | $ 17,827,000 | $ 140,000 | $ 88,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 126 | $ 15,772,000 | $ 125,000 | $ 89,000 |
| GREELEY, CO | 125 | $ 13,159,000 | $ 105,000 | $ 73,000 |
| PUNTA GORDA, FL | 121 | $ 21,664,000 | $ 179,000 | $ 88,000 |
| FORT WAYNE, IN | 120 | $ 7,081,000 | $ 59,000 | $ 51,000 |
| TALLAHASSEE, FL | 120 | $ 12,886,000 | $ 107,000 | $ 74,000 |
| WINSTON-SALEM, NC | 120 | $ 10,731,000 | $ 89,000 | $ 56,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 118 | $ 18,385,000 | $ 155,000 | $ 96,000 |
| GAINESVILLE, GA | 114 | $ 15,594,000 | $ 136,000 | $ 74,000 |
| PROVO-OREM, UT | 114 | $ 20,592,000 | $ 180,000 | $ 108,000 |
| VALLEJO-FAIRFIELD, CA | 111 | $ 27,967,000 | $ 251,000 | $ 108,000 |
| MCALLEN-EDINBURG-MISSION, TX | 109 | $ 9,234,000 | $ 84,000 | $ 56,000 |
| ASHEVILLE, NC | 108 | $ 15,184,000 | $ 140,000 | $ 81,000 |
| BOISE CITY-NAMPA, ID | 108 | $ 10,444,000 | $ 96,000 | $ 77,000 |
| FLORENCE, SC | 108 | $ 7,332,000 | $ 67,000 | $ 44,000 |
| FRESNO, CA | 106 | $ 16,770,000 | $ 158,000 | $ 90,000 |
| DOVER, DE | 105 | $ 10,901,000 | $ 103,000 | $ 81,000 |
| YORK-HANOVER, PA | 105 | $ 9,588,000 | $ 91,000 | $ 75,000 |
| WICHITA, KS | 103 | $ 5,195,000 | $ 50,000 | $ 58,000 |
| CANTON-MASSILLON, OH | 101 | $ 10,720,000 | $ 106,000 | $ 65,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 101 | $ 40,392,000 | $ 399,000 | $ 163,000 |
| LAKE CHARLES, LA | 100 | $ 7,195,000 | $ 71,000 | $ 57,000 |
| LANSING-EAST LANSING, MI | 98 | $ 10,759,000 | $ 109,000 | $ 63,000 |
| TUSCALOOSA, AL | 96 | $ 10,623,000 | $ 110,000 | $ 65,000 |
| BRUNSWICK, GA | 95 | $ 11,646,000 | $ 122,000 | $ 57,000 |
| PEORIA, IL | 94 | $ 4,528,000 | $ 48,000 | $ 52,000 |
| ATLANTIC CITY, NJ | 93 | $ 14,392,000 | $ 154,000 | $ 74,000 |
| BROWNSVILLE-HARLINGEN, TX | 93 | $ 6,598,000 | $ 70,000 | $ 55,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 92 | $ 3,002,000 | $ 31,500 | $ 51,500 |
| CLARKSVILLE, TN-KY | 91 | $ 8,294,000 | $ 84,500 | $ 60,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 89 | $ 6,489,000 | $ 66,500 | $ 44,000 |
| NORWICH-NEW LONDON, CT | 87 | $ 13,623,000 | $ 156,000 | $ 75,000 |
| FORT COLLINS-LOVELAND, CO | 86 | $ 12,442,000 | $ 144,000 | $ 82,000 |
| ROCHESTER, NY | 84 | $ 2,875,000 | $ 34,000 | $ 50,000 |
| SCRANTON--WILKES-BARRE, PA | 84 | $ 7,369,000 | $ 87,000 | $ 49,000 |
| SIOUX FALLS, SD | 84 | $ 4,730,000 | $ 56,000 | $ 67,000 |
| AUBURN-OPELIKA, AL | 82 | $ 8,249,000 | $ 100,000 | $ 70,000 |
| CORPUS CHRISTI, TX | 82 | $ 7,636,000 | $ 93,000 | $ 75,000 |
| OLYMPIA, WA | 82 | $ 7,371,000 | $ 89,000 | $ 90,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 81 | $ 26,762,000 | $ 330,000 | $ 118,000 |
| OGDEN-CLEARFIELD, UT | 80 | $ 10,039,000 | $ 125,000 | $ 71,000 |
| BOULDER, CO | 79 | $ 13,591,000 | $ 172,000 | $ 107,000 |
| JACKSON, TN | 79 | $ 5,458,000 | $ 69,000 | $ 49,000 |
| WARNER ROBINS, GA | 78 | $ 7,106,000 | $ 91,000 | $ 59,000 |
| PANAMA CITY-LYNN HAVEN, FL | 77 | $ 14,619,000 | $ 189,000 | $ 131,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 77 | $ 14,296,000 | $ 185,000 | $ 100,000 |
| ROANOKE, VA | 74 | $ 6,700,000 | $ 90,000 | $ 65,000 |
| SPARTANBURG, SC | 74 | $ 6,814,000 | $ 92,000 | $ 59,000 |
| TRENTON-EWING, NJ | 74 | $ 9,829,000 | $ 132,000 | $ 80,000 |
| DOTHAN, AL | 70 | $ 6,843,000 | $ 97,000 | $ 65,000 |
| DULUTH, MN-WI | 70 | $ 4,564,000 | $ 53,000 | $ 51,000 |
| LAS CRUCES, NM | 69 | $ 4,670,000 | $ 67,000 | $ 77,000 |
| BARNSTABLE TOWN, MA | 68 | $ 17,259,000 | $ 253,000 | $ 105,000 |
| HONOLULU, HI | 68 | $ 18,173,000 | $ 267,000 | $ 167,000 |
| ANCHORAGE, AK | 67 | $ 6,368,000 | $ 95,000 | $ 104,000 |
| ANDERSON, SC | 67 | $ 4,998,000 | $ 74,000 | $ 48,000 |
| EL PASO, TX | 66 | $ 3,971,000 | $ 60,000 | $ 80,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 66 | $ 7,162,000 | $ 108,000 | $ 59,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 65 | $ 8,787,000 | $ 139,500 | $ 76,000 |
| CEDAR RAPIDS, IA | 64 | $ 1,884,000 | $ 29,000 | $ 55,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 64 | $ 13,869,000 | $ 216,000 | $ 133,000 |
| LINCOLN, NE | 64 | $ 1,798,000 | $ 28,000 | $ 63,000 |
| READING, PA | 64 | $ 6,566,000 | $ 102,000 | $ 66,000 |
| ROCHESTER, MN | 64 | $ 5,951,000 | $ 92,000 | $ 73,000 |
| LEXINGTON-FAYETTE, KY | 63 | $ 5,672,000 | $ 90,000 | $ 77,000 |
| SANTA ROSA-PETALUMA, CA | 61 | $ 18,798,000 | $ 308,000 | $ 126,000 |
| FARGO, ND-MN | 60 | $ 4,129,000 | $ 65,000 | $ 59,500 |
| KALAMAZOO-PORTAGE, MI | 59 | $ 5,743,000 | $ 97,000 | $ 66,000 |
| SEBASTIAN-VERO BEACH, FL | 59 | $ 10,756,000 | $ 182,000 | $ 109,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 58 | $ 9,956,000 | $ 171,000 | $ 85,000 |
| PUEBLO, CO | 58 | $ 5,122,000 | $ 88,000 | $ 86,000 |
| ST. CLOUD, MN | 58 | $ 6,329,000 | $ 109,000 | $ 83,000 |
| MERCED, CA | 56 | $ 12,120,000 | $ 216,000 | $ 119,000 |
| ROCKFORD, IL | 56 | $ 4,250,000 | $ 75,000 | $ 53,000 |
| GAINESVILLE, FL | 55 | $ 6,272,000 | $ 114,000 | $ 79,000 |
| HICKORY-LENOIR-MORGANTON, NC | 54 | $ 5,459,000 | $ 101,000 | $ 65,000 |
| YUBA CITY, CA | 54 | $ 6,445,000 | $ 119,000 | $ 92,000 |
| VALDOSTA, GA | 52 | $ 6,480,000 | $ 124,000 | $ 50,000 |
| VISALIA-PORTERVILLE, CA | 52 | $ 4,783,000 | $ 91,000 | $ 87,000 |
| ANN ARBOR, MI | 51 | $ 10,085,000 | $ 197,000 | $ 90,000 |
| GULFPORT-BILOXI, MS | 51 | $ 5,274,000 | $ 103,000 | $ 57,000 |
| BISMARCK, ND | 50 | $ 4,249,000 | $ 84,000 | $ 71,000 |
| LAFAYETTE, IN | 49 | $ 3,257,000 | $ 66,000 | $ 53,000 |
| MORRISTOWN, TN | 49 | $ 2,905,000 | $ 59,000 | $ 46,000 |
| JOPLIN, MO | 48 | $ 3,213,000 | $ 66,000 | $ 56,000 |
| ALBANY, GA | 47 | $ 4,345,000 | $ 92,000 | $ 64,000 |
| ANDERSON, IN | 47 | $ 3,487,000 | $ 74,000 | $ 40,000 |
| SALISBURY, MD | 47 | $ 4,615,000 | $ 98,000 | $ 63,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 47 | $ 3,034,000 | $ 77,500 | $ 49,000 |
| YUMA, AZ | 47 | $ 3,691,000 | $ 78,000 | $ 65,000 |
| LANCASTER, PA | 46 | $ 4,997,000 | $ 108,000 | $ 65,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 46 | $ 4,772,000 | $ 103,000 | $ 52,000 |
| GREEN BAY, WI | 45 | $ 3,459,000 | $ 76,000 | $ 65,000 |
| ELIZABETHTOWN, KY | 44 | $ 3,363,000 | $ 76,000 | $ 68,000 |
| FLORENCE-MUSCLE SHOALS, AL | 44 | $ 3,695,000 | $ 83,000 | $ 54,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 44 | $ 3,877,000 | $ 88,000 | $ 62,000 |
| HATTIESBURG, MS | 43 | $ 4,023,000 | $ 93,000 | $ 69,000 |
| LAFAYETTE, LA | 43 | $ 3,646,000 | $ 84,000 | $ 74,000 |
| MANSFIELD, OH | 43 | $ 3,712,000 | $ 86,000 | $ 75,000 |
| BURLINGTON, NC | 41 | $ 4,626,000 | $ 112,000 | $ 78,000 |
| ST. GEORGE, UT | 41 | $ 6,722,000 | $ 163,000 | $ 97,000 |
| EVANSVILLE, IN-KY | 39 | $ 3,136,000 | $ 75,500 | $ 52,000 |
| HINESVILLE-FORT STEWART, GA | 39 | $ 2,745,000 | $ 70,000 | $ 54,000 |
| SPRINGFIELD, IL | 39 | $ 2,160,000 | $ 55,000 | $ 57,000 |
| ERIE, PA | 38 | $ 1,899,000 | $ 49,000 | $ 56,000 |
| ALBANY-SCHENECTADY-TROY, NY | 37 | $ 4,185,000 | $ 113,000 | $ 78,000 |
| DECATUR, AL | 37 | $ 3,461,000 | $ 93,000 | $ 59,000 |
| FAIRBANKS, AK | 37 | $ 2,246,000 | $ 60,000 | $ 78,000 |
| SPRINGFIELD, OH | 37 | $ 2,413,000 | $ 65,000 | $ 56,000 |
| APPLETON, WI | 36 | $ 2,756,000 | $ 76,000 | $ 54,000 |
| EL CENTRO, CA | 36 | $ 4,403,000 | $ 122,000 | $ 62,000 |
| SALEM, OR | 35 | $ 1,990,000 | $ 56,000 | $ 89,000 |
| GRAND JUNCTION, CO | 34 | $ 1,860,000 | $ 54,000 | $ 80,000 |
| MONROE, LA | 34 | $ 3,223,000 | $ 94,000 | $ 59,000 |
| RAPID CITY, SD | 34 | $ 2,988,000 | $ 87,000 | $ 62,000 |
| SALINAS, CA | 34 | $ 11,428,000 | $ 336,000 | $ 124,000 |
| WINCHESTER, VA-WV | 34 | $ 4,988,000 | $ 174,500 | $ 88,000 |
| DALTON, GA | 33 | $ 2,587,000 | $ 78,000 | $ 50,000 |
| ELKHART-GOSHEN, IN | 33 | $ 2,296,000 | $ 69,000 | $ 69,000 |
| HARRISBURG-CARLISLE, PA | 33 | $ 3,852,000 | $ 116,000 | $ 80,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 33 | $ 2,148,000 | $ 77,500 | $ 56,000 |
| MADISON, WI | 33 | $ 3,418,000 | $ 103,000 | $ 55,000 |
| MEDFORD, OR | 33 | $ 6,566,000 | $ 198,000 | $ 151,000 |
| MUNCIE, IN | 33 | $ 2,965,000 | $ 89,000 | $ 53,000 |
| SYRACUSE, NY | 33 | $ 2,750,000 | $ 83,000 | $ 77,000 |
| CLEVELAND, TN | 32 | $ 2,804,000 | $ 87,000 | $ 53,000 |
| BATTLE CREEK, MI | 31 | $ 2,410,000 | $ 77,000 | $ 58,000 |
| BEND, OR | 31 | $ 4,731,000 | $ 152,000 | $ 120,000 |
| HOLLAND-GRAND HAVEN, MI | 31 | $ 4,084,000 | $ 131,000 | $ 85,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 31 | $ 1,807,000 | $ 58,000 | $ 66,000 |
| PRESCOTT, AZ | 31 | $ 4,169,000 | $ 134,000 | $ 88,000 |
| SUMTER, SC | 31 | $ 2,843,000 | $ 91,000 | $ 50,000 |
| TOPEKA, KS | 31 | $ 1,826,000 | $ 58,000 | $ 52,000 |
| WATERLOO-CEDAR FALLS, IA | 31 | $ 1,081,000 | $ 34,000 | $ 48,000 |
| CHARLOTTESVILLE, VA | 30 | $ 5,141,000 | $ 171,000 | $ 95,000 |
| MADERA, CA | 30 | $ 5,048,000 | $ 168,000 | $ 92,000 |
| SIOUX CITY, IA-NE-SD | 30 | $ 1,211,000 | $ 50,333 | $ 31,333 |
| ANNISTON-OXFORD, AL | 29 | $ 2,210,000 | $ 76,000 | $ 54,000 |
| JACKSONVILLE, NC | 29 | $ 2,147,000 | $ 74,000 | $ 57,000 |
| ROME, GA | 29 | $ 2,496,000 | $ 86,000 | $ 80,000 |
| BUFFALO-NIAGARA FALLS, NY | 28 | $ 1,513,000 | $ 54,000 | $ 70,000 |
| JANESVILLE, WI | 28 | $ 1,429,000 | $ 51,000 | $ 51,000 |
| KINGSTON, NY | 28 | $ 4,301,000 | $ 153,000 | $ 123,000 |
| MONROE, MI | 28 | $ 3,050,000 | $ 108,000 | $ 73,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 27 | $ 4,346,000 | $ 127,500 | $ 72,500 |
| LAWTON, OK | 27 | $ 2,174,000 | $ 80,000 | $ 50,000 |
| PASCAGOULA, MS | 27 | $ 2,227,000 | $ 82,000 | $ 82,000 |
| RACINE, WI | 27 | $ 2,116,000 | $ 78,000 | $ 54,000 |
| REDDING, CA | 27 | $ 4,296,000 | $ 159,000 | $ 107,000 |
| GOLDSBORO, NC | 26 | $ 1,579,000 | $ 60,000 | $ 57,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 26 | $ 1,550,000 | $ 61,000 | $ 42,333 |
| LUBBOCK, TX | 25 | $ 1,286,000 | $ 51,000 | $ 62,000 |
| ROCKY MOUNT, NC | 25 | $ 1,549,000 | $ 61,000 | $ 63,000 |
| SANTA BARBARA-SANTA MARIA, CA | 25 | $ 7,883,000 | $ 315,000 | $ 121,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 24 | $ 2,560,000 | $ 106,000 | $ 54,000 |
| EAU CLAIRE, WI | 24 | $ 1,423,000 | $ 59,000 | $ 48,000 |
| GADSDEN, AL | 24 | $ 1,978,000 | $ 82,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 24 | $ 1,797,000 | $ 74,000 | $ 52,000 |
| NAPA, CA | 24 | $ 7,949,000 | $ 331,000 | $ 206,000 |
| TERRE HAUTE, IN | 24 | $ 1,604,000 | $ 66,000 | $ 69,000 |
| JOHNSON CITY, TN | 23 | $ 1,908,000 | $ 82,000 | $ 63,000 |
| KANKAKEE-BRADLEY, IL | 23 | $ 2,158,000 | $ 93,000 | $ 65,000 |
| TYLER, TX | 23 | $ 1,626,000 | $ 70,000 | $ 58,000 |
| COLUMBUS, IN | 22 | $ 2,535,000 | $ 115,000 | $ 57,000 |
| GREENVILLE, NC | 22 | $ 1,854,000 | $ 84,000 | $ 63,000 |
| JACKSON, MI | 22 | $ 2,582,000 | $ 117,000 | $ 71,000 |
| MIDLAND, TX | 22 | $ 1,495,000 | $ 67,000 | $ 67,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 22 | $ 6,213,000 | $ 282,000 | $ 121,000 |
| YAKIMA, WA | 22 | $ 871,000 | $ 39,000 | $ 75,000 |
| CHARLESTON, WV | 21 | $ 2,471,000 | $ 117,000 | $ 72,000 |
| FORT SMITH, AR-OK | 21 | $ 1,830,000 | $ 84,500 | $ 56,000 |
| MOUNT VERNON-ANACORTES, WA | 21 | $ 2,398,000 | $ 114,000 | $ 77,000 |
| MUSKEGON-NORTON SHORES, MI | 21 | $ 1,536,000 | $ 73,000 | $ 58,000 |
| WACO, TX | 21 | $ 1,319,000 | $ 62,000 | $ 38,000 |
| CHEYENNE, WY | 20 | $ 1,606,000 | $ 80,000 | $ 77,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 20 | $ 1,548,000 | $ 77,000 | $ 59,000 |
| LYNCHBURG, VA | 20 | $ 1,653,000 | $ 82,000 | $ 74,000 |
| BELLINGHAM, WA | 19 | $ 3,096,000 | $ 162,000 | $ 147,000 |
| BLOOMINGTON-NORMAL, IL | 19 | $ 1,300,000 | $ 68,000 | $ 85,000 |
| COLUMBIA, MO | 19 | $ 1,590,000 | $ 83,000 | $ 57,000 |
| FLAGSTAFF, AZ | 19 | $ 3,809,000 | $ 200,000 | $ 78,000 |
| GRAND FORKS, ND-MN | 19 | $ 541,000 | $ 30,000 | $ 49,000 |
| NILES-BENTON HARBOR, MI | 19 | $ 1,848,000 | $ 97,000 | $ 67,000 |
| ST. JOSEPH, MO-KS | 19 | $ 1,379,000 | $ 89,000 | $ 66,000 |
| WILLIAMSPORT, PA | 19 | $ 453,000 | $ 23,000 | $ 46,000 |
| BANGOR, ME | 18 | $ 985,000 | $ 54,000 | $ 52,000 |
| BREMERTON-SILVERDALE, WA | 18 | $ 2,754,000 | $ 153,000 | $ 119,000 |
| CHAMPAIGN-URBANA, IL | 18 | $ 891,000 | $ 49,000 | $ 61,000 |
| COEUR D'ALENE, ID | 18 | $ 1,781,000 | $ 98,000 | $ 51,000 |
| OSHKOSH-NEENAH, WI | 18 | $ 691,000 | $ 38,000 | $ 56,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 17 | $ 1,760,000 | $ 103,000 | $ 69,000 |
| CHICO, CA | 17 | $ 3,194,000 | $ 187,000 | $ 99,000 |
| CUMBERLAND, MD-WV | 17 | $ 1,767,000 | $ 97,000 | $ 56,000 |
| SANTA FE, NM | 17 | $ 4,076,000 | $ 239,000 | $ 161,000 |
| TEXARKANA, TX-TEXARKANA, AR | 17 | $ 750,000 | $ 64,000 | $ 48,000 |
| BEAUMONT-PORT ARTHUR, TX | 16 | $ 1,127,000 | $ 70,000 | $ 64,000 |
| FOND DU LAC, WI | 16 | $ 1,230,000 | $ 76,000 | $ 49,000 |
| IDAHO FALLS, ID | 16 | $ 1,429,000 | $ 89,000 | $ 62,000 |
| SANTA CRUZ-WATSONVILLE, CA | 16 | $ 5,686,000 | $ 355,000 | $ 163,000 |
| SPOKANE, WA | 16 | $ 1,275,000 | $ 79,000 | $ 74,000 |
| ALEXANDRIA, LA | 15 | $ 1,270,000 | $ 84,000 | $ 82,000 |
| AMES, IA | 15 | $ 698,000 | $ 46,000 | $ 84,000 |
| EUGENE-SPRINGFIELD, OR | 15 | $ 1,406,000 | $ 93,000 | $ 58,000 |
| JEFFERSON CITY, MO | 15 | $ 941,000 | $ 62,000 | $ 66,000 |
| BINGHAMTON, NY | 14 | $ 425,000 | $ 30,000 | $ 66,000 |
| BLOOMINGTON, IN | 14 | $ 1,256,000 | $ 89,000 | $ 58,000 |
| LA CROSSE, WI-MN | 14 | $ 573,000 | $ 33,000 | $ 39,000 |
| LEBANON, PA | 14 | $ 1,353,000 | $ 96,000 | $ 61,000 |
| SHEBOYGAN, WI | 14 | $ 717,000 | $ 51,000 | $ 53,000 |
| WENATCHEE, WA | 14 | $ 1,014,000 | $ 72,000 | $ 39,000 |
| KOKOMO, IN | 13 | $ 1,319,000 | $ 101,000 | $ 49,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 13 | $ 1,166,000 | $ 89,000 | $ 59,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 715,000 | $ 59,000 | $ 128,000 |
| DECATUR, IL | 12 | $ 169,000 | $ 14,000 | $ 44,000 |
| JOHNSTOWN, PA | 12 | $ 433,000 | $ 36,000 | $ 50,000 |
| LEWISTON-AUBURN, ME | 12 | $ 1,433,000 | $ 119,000 | $ 74,000 |
| LIMA, OH | 12 | $ 1,017,000 | $ 84,000 | $ 77,000 |
| LONGVIEW, TX | 12 | $ 681,000 | $ 56,000 | $ 39,000 |
| MISSOULA, MT | 12 | $ 841,000 | $ 70,000 | $ 62,000 |
| POCATELLO, ID | 12 | $ 419,000 | $ 34,000 | $ 60,000 |
| SANDUSKY, OH | 12 | $ 1,541,000 | $ 128,000 | $ 79,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 12 | $ 1,353,000 | $ 98,500 | $ 54,000 |
| HANFORD-CORCORAN, CA | 11 | $ 1,201,000 | $ 109,000 | $ 89,000 |
| JONESBORO, AR | 11 | $ 990,000 | $ 90,000 | $ 54,000 |
| LONGVIEW, WA | 11 | $ 501,000 | $ 45,000 | $ 65,000 |
| OCEAN CITY, NJ | 11 | $ 3,747,000 | $ 340,000 | $ 212,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 11 | $ 372,000 | $ 37,500 | $ 38,500 |
| ALTOONA, PA | 10 | $ 352,000 | $ 35,000 | $ 58,000 |
| AMARILLO, TX | 10 | $ 412,000 | $ 41,000 | $ 71,000 |
| BILLINGS, MT | 10 | $ 527,000 | $ 52,000 | $ 62,000 |
| DANVILLE, IL | 10 | $ 323,000 | $ 32,000 | $ 57,000 |
| DUBUQUE, IA | 10 | $ 526,000 | $ 52,000 | $ 66,000 |
| HARRISONBURG, VA | 10 | $ 1,326,000 | $ 132,000 | $ 66,000 |
| ODESSA, TX | 10 | $ 631,000 | $ 63,000 | $ 34,000 |
| PINE BLUFF, AR | 10 | $ 767,000 | $ 76,000 | $ 57,000 |
| PITTSFIELD, MA | 10 | $ 1,604,000 | $ 160,000 | $ 76,000 |
| SAN ANGELO, TX | 10 | $ 354,000 | $ 35,000 | $ 70,000 |
| SHERMAN-DENISON, TX | 10 | $ 894,000 | $ 89,000 | $ 80,000 |
| UTICA-ROME, NY | 10 | $ 369,000 | $ 36,000 | $ 37,000 |
| ABILENE, TX | 9 | $ 467,000 | $ 51,000 | $ 48,000 |
| CORVALLIS, OR | 9 | $ 1,103,000 | $ 122,000 | $ 50,000 |
| WICHITA FALLS, TX | 9 | $ 228,000 | $ 25,000 | $ 40,000 |
| BAY CITY, MI | 8 | $ 551,000 | $ 68,000 | $ 30,000 |
| VICTORIA, TX | 8 | $ 608,000 | $ 76,000 | $ 71,000 |
| BOWLING GREEN, KY | 7 | $ 818,000 | $ 116,000 | $ 43,000 |
| FARMINGTON, NM | 7 | $ 563,000 | $ 80,000 | $ 78,000 |
| GLENS FALLS, NY | 7 | $ 1,013,000 | $ 144,000 | $ 97,000 |
| GREAT FALLS, MT | 7 | $ 155,000 | $ 22,000 | $ 53,000 |
| LOGAN, UT-ID | 7 | $ 1,045,000 | $ 149,000 | $ 20,000 |
| STATE COLLEGE, PA | 7 | $ 1,126,000 | $ 160,000 | $ 115,000 |
| WAUSAU, WI | 7 | $ 420,000 | $ 60,000 | $ 27,000 |
| WHEELING, WV-OH | 7 | $ 947,000 | $ 135,000 | $ 92,000 |
| ELMIRA, NY | 6 | $ 291,000 | $ 48,000 | $ 116,000 |
| IOWA CITY, IA | 6 | $ 204,000 | $ 34,000 | $ 89,000 |
| LAWRENCE, KS | 6 | $ 731,000 | $ 121,000 | $ 49,000 |
| CASPER, WY | 5 | $ 212,000 | $ 42,000 | $ 59,000 |
| DANVILLE, VA | 5 | $ 455,000 | $ 91,000 | $ 77,000 |
| LEWISTON, ID-WA | 5 | $ 370,000 | $ 65,500 | $ 49,000 |
| MORGANTOWN, WV | 4 | $ 241,000 | $ 60,000 | $ 86,000 |
| CARSON CITY, NV | 3 | $ 190,000 | $ 63,000 | $ 101,000 |
| ITHACA, NY | 3 | $ 303,000 | $ 101,000 | $ 58,000 |
| OWENSBORO, KY | 3 | $ 502,000 | $ 167,000 | $ 79,000 |
| HOT SPRINGS, AR | 2 | $ 346,000 | $ 173,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Southstar Funding, Llc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 65,289 | $8,310,870,000 | $127,000 | $5,338,000 | $77,000 | $2,406,000 |
| Refinancing | 30,429 | $5,488,780,000 | $180,000 | $2,594,000 | $90,000 | $6,000,000 |
| Home Improvement | 1 | $36,000 | $36,000 | $36,000 | $65,000 | $65,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 41,402 | $5,651,497,000 | $136,000 | $2,594,000 | $84,000 | $6,000,000 |
| Black or African American | 22,658 | $3,060,466,000 | $135,000 | $2,145,000 | $71,000 | $1,222,000 |
| Hispanic | 15,527 | $2,529,372,000 | $162,000 | $1,310,000 | $82,000 | $2,406,000 |
| Not Provided | 12,560 | $1,864,756,000 | $148,000 | $2,000,000 | $83,000 | $2,035,000 |
| Asian | 2,674 | $549,819,000 | $205,000 | $5,338,000 | $99,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 531 | $93,374,000 | $175,000 | $1,050,000 | $107,000 | $2,155,000 |
| American Indian or Alaskan Native | 367 | $50,402,000 | $137,000 | $1,190,000 | $85,000 | $1,018,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 95,719 | $13,799,686,000 | $144,000 | $5,338,000 | $81,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 49,161 | $6,140,788,000 | $124,000 | $1,850,000 | $77,000 | $2,406,000 |
| Application Denied By Financial Institution | 18,621 | $3,275,295,000 | $175,000 | $5,338,000 | $92,000 | $2,988,000 |
| File Closed For Incompleteness | 18,091 | $2,903,685,000 | $160,000 | $2,210,000 | $81,000 | $6,000,000 |
| Application Approved But Not Accepted | 9,845 | $1,479,824,000 | $150,000 | $2,145,000 | $81,000 | $1,560,000 |
| Application Withdrawn By Applicant | 1 | $94,000 | $94,000 | $94,000 | $162,000 | $162,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southstar Funding, Llc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southstar Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.