Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Southwest Airlines Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Southwest Airlines Federal Credit Union 2340 Shorecrest Dallas, TX 75235 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 587 |
| Total Mortgage Loan Application Amount | $106,435,000 |
| Average Mortgage Loan Application Amount | $177,400 |
| Highest Mortgage Loan Application Amount | $995,000 |
| Average Applicant Income | $130,200 |
| Highest Applicant Income | $624,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 46 | $ 7,730,000 | $ 168,000 | $ 116,000 |
| Maricopa County Arizona | 41 | $ 5,815,000 | $ 141,000 | $ 162,000 |
| Tarrant County Texas | 40 | $ 7,150,000 | $ 178,000 | $ 161,000 |
| Harris County Texas | 24 | $ 2,400,000 | $ 100,000 | $ 104,000 |
| Denton County Texas | 21 | $ 4,315,000 | $ 205,000 | $ 174,000 |
| Collin County Texas | 16 | $ 3,520,000 | $ 220,000 | $ 130,000 |
| Clark County Nevada | 14 | $ 3,330,000 | $ 237,000 | $ 87,000 |
| Ellis County Texas | 8 | $ 1,970,000 | $ 246,000 | $ 153,000 |
| Pinal County Arizona | 6 | $ 1,260,000 | $ 210,000 | $ 111,000 |
| Broward County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 98,000 |
| Fort Bend County Texas | 6 | $ 950,000 | $ 158,000 | $ 112,000 |
| Orange County Florida | 5 | $ 945,000 | $ 189,000 | $ 152,000 |
| Osceola County Florida | 5 | $ 885,000 | $ 177,000 | $ 93,000 |
| Cook County Illinois | 5 | $ 595,000 | $ 119,000 | $ 125,000 |
| Bexar County Texas | 5 | $ 535,000 | $ 107,000 | $ 90,000 |
| Pinellas County Florida | 4 | $ 740,000 | $ 185,000 | $ 170,000 |
| Brazoria County Texas | 4 | $ 620,000 | $ 155,000 | $ 120,000 |
| Rockwall County Texas | 4 | $ 930,000 | $ 232,000 | $ 152,000 |
| Yavapai County Arizona | 3 | $ 365,000 | $ 121,000 | $ 82,000 |
| Alameda County California | 3 | $ 285,000 | $ 95,000 | $ 154,000 |
| Sacramento County California | 3 | $ 665,000 | $ 221,000 | $ 245,000 |
| San Bernardino County California | 3 | $ 935,000 | $ 311,000 | $ 170,000 |
| Brevard County Florida | 3 | $ 1,105,000 | $ 368,000 | $ 346,000 |
| Hillsborough County Florida | 3 | $ 355,000 | $ 118,000 | $ 122,000 |
| Palm Beach County Florida | 3 | $ 605,000 | $ 201,000 | $ 113,000 |
| Fulton County Georgia | 3 | $ 965,000 | $ 321,000 | $ 87,000 |
| Will County Illinois | 3 | $ 475,000 | $ 158,000 | $ 141,000 |
| Kaufman County Texas | 3 | $ 405,000 | $ 135,000 | $ 88,000 |
| Travis County Texas | 3 | $ 655,000 | $ 218,000 | $ 93,000 |
| Benton County Arkansas | 2 | $ 550,000 | $ 275,000 | $ 115,000 |
| Contra Costa County California | 2 | $ 340,000 | $ 170,000 | $ 244,000 |
| San Diego County California | 2 | $ 910,000 | $ 455,000 | $ 118,000 |
| Arapahoe County Colorado | 2 | $ 110,000 | $ 55,000 | $ 149,000 |
| Jefferson County Colorado | 2 | $ 730,000 | $ 365,000 | $ 173,000 |
| Larimer County Colorado | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Bay County Florida | 2 | $ 630,000 | $ 315,000 | $ 126,000 |
| Duval County Florida | 2 | $ 280,000 | $ 140,000 | $ 138,000 |
| Flagler County Florida | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Lee County Florida | 2 | $ 490,000 | $ 245,000 | $ 75,000 |
| Manatee County Florida | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Polk County Florida | 2 | $ 430,000 | $ 215,000 | $ 97,000 |
| Cobb County Georgia | 2 | $ 310,000 | $ 155,000 | $ 83,000 |
| Fayette County Georgia | 2 | $ 450,000 | $ 225,000 | $ 247,000 |
| Anne Arundel County Maryland | 2 | $ 150,000 | $ 75,000 | $ 131,000 |
| Baltimore County Maryland | 2 | $ 390,000 | $ 195,000 | $ 102,000 |
| Dakota County Minnesota | 2 | $ 630,000 | $ 315,000 | $ 135,000 |
| Washoe County Nevada | 2 | $ 420,000 | $ 210,000 | $ 54,000 |
| Erie County New York | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Cuyahoga County Ohio | 2 | $ 90,000 | $ 45,000 | $ 59,000 |
| Marion County Oregon | 2 | $ 820,000 | $ 410,000 | $ 183,000 |
| Comal County Texas | 2 | $ 440,000 | $ 220,000 | $ 122,000 |
| Galveston County Texas | 2 | $ 340,000 | $ 170,000 | $ 90,000 |
| Montgomery County Texas | 2 | $ 530,000 | $ 265,000 | $ 319,000 |
| Clark County Washington | 2 | $ 580,000 | $ 290,000 | $ 115,000 |
| Baldwin County Alabama | 1 | $ 35,000 | $ 35,000 | $ 132,000 |
| DeKalb County Alabama | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Jefferson County Alabama | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| Mobile County Alabama | 1 | $ 755,000 | $ 755,000 | $ 295,000 |
| Gila County Arizona | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Mohave County Arizona | 1 | $ 45,000 | $ 45,000 | $ 55,000 |
| Pima County Arizona | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Pulaski County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| El Dorado County California | 1 | $ 65,000 | $ 65,000 | $ 394,000 |
| Los Angeles County California | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Madera County California | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Placer County California | 1 | $ 65,000 | $ 65,000 | $ 166,000 |
| Adams County Colorado | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Broomfield County Colorado | 1 | $ 105,000 | $ 105,000 | $ 462,000 |
| Conejos County Colorado | 1 | $ 175,000 | $ 175,000 | $ 184,000 |
| Denver County Colorado | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Douglas County Colorado | 1 | $ 835,000 | $ 835,000 | $ 460,000 |
| El Paso County Colorado | 1 | $ 125,000 | $ 125,000 | $ 402,000 |
| Mesa County Colorado | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Park County Colorado | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Weld County Colorado | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| District of Columbia County District Of Columbia | 1 | $ 305,000 | $ 305,000 | $ 65,000 |
| Escambia County Florida | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Marion County Florida | 1 | $ 235,000 | $ 235,000 | $ 131,000 |
| Miami-Dade County Florida | 1 | $ 525,000 | $ 525,000 | $ 248,000 |
| St. Johns County Florida | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Carroll County Georgia | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Cherokee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 258,000 |
| Clayton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Coweta County Georgia | 1 | $ 155,000 | $ 155,000 | $ 81,000 |
| DeKalb County Georgia | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Floyd County Georgia | 1 | $ 225,000 | $ 225,000 | $ 44,000 |
| Gwinnett County Georgia | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Henry County Georgia | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Peach County Georgia | 1 | $ 385,000 | $ 385,000 | $ 281,000 |
| Toombs County Georgia | 1 | $ 175,000 | $ 175,000 | $ 43,000 |
| Maui County Hawaii | 1 | $ 205,000 | $ 205,000 | $ 164,000 |
| Champaign County Illinois | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| McHenry County Illinois | 1 | $ 215,000 | $ 215,000 | $ 71,000 |
| Wapello County Iowa | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Johnson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 97,000 |
| Boone County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Orleans County Louisiana | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Washington County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 151,000 |
| Harford County Maryland | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Queen Anne's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Barnstable County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 230,000 |
| Essex County Massachusetts | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Genesee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Wayne County Michigan | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Harrison County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 150,000 |
| Rankin County Mississippi | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Cass County Missouri | 1 | $ 195,000 | $ 195,000 | $ 106,000 |
| Clay County Missouri | 1 | $ 35,000 | $ 35,000 | $ 167,000 |
| Platte County Missouri | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Gloucester County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Bernalillo County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 144,000 |
| Chaves County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Schenectady County New York | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Davie County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 162,000 |
| Iredell County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 321,000 |
| Orange County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Wake County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Delaware County Ohio | 1 | $ 225,000 | $ 225,000 | $ 217,000 |
| Summit County Ohio | 1 | $ 175,000 | $ 175,000 | $ 92,000 |
| Canadian County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Delaware County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 408,000 |
| McClain County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 313,000 |
| Rogers County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 40,000 |
| Multnomah County Oregon | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 88,000 |
| Bucks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Chester County Pennsylvania | 1 | $ 545,000 | $ 545,000 | $ 224,000 |
| Beaufort County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| Charleston County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| Horry County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 102,000 |
| Rutherford County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Sumner County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 79,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 201,000 |
| Wilson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 176,000 |
| Bastrop County Texas | 1 | $ 625,000 | $ 625,000 | $ 211,000 |
| Brazos County Texas | 1 | $ 155,000 | $ 155,000 | $ 216,000 |
| Fannin County Texas | 1 | $ 115,000 | $ 115,000 | $ 30,000 |
| Hood County Texas | 1 | $ 315,000 | $ 315,000 | $ 198,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 189,000 |
| Hunt County Texas | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Leon County Texas | 1 | $ 195,000 | $ 195,000 | $ 159,000 |
| Polk County Texas | 1 | $ 95,000 | $ 95,000 | $ 131,000 |
| Victoria County Texas | 1 | $ 245,000 | $ 245,000 | $ 141,000 |
| Williamson County Texas | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| Davis County Utah | 1 | $ 255,000 | $ 255,000 | $ 326,000 |
| Weber County Utah | 1 | $ 645,000 | $ 645,000 | $ 153,000 |
| Prince William County Virginia | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Clallam County Washington | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Pierce County Washington | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Spokane County Washington | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Morgan County West Virginia | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Kenosha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| St. Croix County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 186,000 |
| Waukesha County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Park County Wyoming | 1 | $ 25,000 | $ 25,000 | $ 273,000 |
Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 221 | $33,695,000 | $152,000 | $655,000 | $122,000 | $624,000 |
| Refinancing | 147 | $30,805,000 | $209,000 | $995,000 | $117,000 | $451,000 |
| Home Purchase | 97 | $26,805,000 | $276,000 | $755,000 | $141,000 | $421,000 |
| Home Improvement | 63 | $4,395,000 | $69,000 | $185,000 | $148,000 | $462,000 |
| Other Purpose | 59 | $10,735,000 | $181,000 | $835,000 | $123,000 | $460,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 257 | $29,065,000 | $113,000 | $835,000 | $131,000 | $462,000 |
| White | 195 | $47,685,000 | $244,000 | $995,000 | $138,000 | $624,000 |
| Hispanic | 66 | $14,680,000 | $222,000 | $655,000 | $102,000 | $318,000 |
| Black or African American | 44 | $9,130,000 | $207,000 | $395,000 | $105,000 | $412,000 |
| Asian | 10 | $2,530,000 | $253,000 | $385,000 | $105,000 | $165,000 |
| American Indian or Alaskan Native | 4 | $1,410,000 | $352,000 | $755,000 | $170,000 | $295,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $155,000 | $155,000 | $155,000 | $62,000 | $62,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 587 | $106,435,000 | $181,000 | $995,000 | $127,000 | $624,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 425 | $81,275,000 | $191,000 | $835,000 | $136,000 | $460,000 |
| Application Denied By Financial Institution | 159 | $24,735,000 | $155,000 | $995,000 | $103,000 | $624,000 |
| File Closed For Incompleteness | 3 | $425,000 | $141,000 | $245,000 | $123,000 | $151,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 428 | $81,700,000 | $190,000 | $835,000 | $136,000 | $460,000 |
| Debt-To-Income Ratio | 74 | $12,810,000 | $173,000 | $505,000 | $80,000 | $624,000 |
| Credit History | 67 | $9,885,000 | $147,000 | $455,000 | $109,000 | $257,000 |
| Collateral | 16 | $1,870,000 | $116,000 | $995,000 | $182,000 | $462,000 |
| Unverifiable Information | 2 | $170,000 | $85,000 | $125,000 | $98,000 | $141,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Southwest Airlines Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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