Southwest Airlines Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022

Southwest Airlines Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Southwest Airlines Federal Credit Union
2340 Shorecrest
Dallas, TX 75235
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 579
Total Mortgage Loan Application Amount $82,605,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $765,000
Average Applicant Income $140,800
Highest Applicant Income $843,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Southwest Airlines Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Southwest Airlines Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2022 breaks down Southwest Airlines Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Southwest Airlines Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Southwest Airlines Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Southwest Airlines Federal Credit Union's mortgage activity for 2022.

Mortgage Loan Application Totals for Southwest Airlines Federal Credit Union by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas County Texas 59 $ 9,415,000 $ 159,000 $ 149,000
Maricopa County Arizona 58 $ 6,940,000 $ 119,000 $ 145,000
Tarrant County Texas 38 $ 6,230,000 $ 163,000 $ 165,000
Denton County Texas 36 $ 6,300,000 $ 175,000 $ 194,000
Clark County Nevada 26 $ 3,580,000 $ 137,000 $ 215,000
Harris County Texas 21 $ 2,635,000 $ 125,000 $ 100,000
Collin County Texas 18 $ 3,280,000 $ 182,000 $ 179,000
Ellis County Texas 14 $ 3,380,000 $ 241,000 $ 151,000
Cook County Illinois 10 $ 1,150,000 $ 115,000 $ 114,000
Kaufman County Texas 9 $ 1,085,000 $ 120,000 $ 124,000
Montgomery County Texas 9 $ 1,185,000 $ 131,000 $ 200,000
Pinal County Arizona 7 $ 625,000 $ 89,000 $ 101,000
Orange County Florida 7 $ 735,000 $ 105,000 $ 231,000
Broward County Florida 6 $ 880,000 $ 146,000 $ 144,000
Osceola County Florida 6 $ 640,000 $ 106,000 $ 123,000
Clayton County Georgia 6 $ 620,000 $ 103,000 $ 80,000
Galveston County Texas 6 $ 600,000 $ 100,000 $ 159,000
Hillsborough County Florida 5 $ 415,000 $ 83,000 $ 125,000
Rockwall County Texas 5 $ 1,135,000 $ 227,000 $ 120,000
Okaloosa County Florida 4 $ 410,000 $ 102,000 $ 117,000
Pasco County Florida 4 $ 400,000 $ 100,000 $ 200,000
DeKalb County Georgia 4 $ 460,000 $ 115,000 $ 96,000
Fayette County Georgia 4 $ 390,000 $ 97,000 $ 249,000
Gwinnett County Georgia 4 $ 420,000 $ 105,000 $ 112,000
Habersham County Georgia 4 $ 740,000 $ 185,000 $ 43,000
Anne Arundel County Maryland 4 $ 180,000 $ 45,000 $ 130,000
Bexar County Texas 4 $ 880,000 $ 220,000 $ 62,000
Brazoria County Texas 4 $ 680,000 $ 170,000 $ 157,000
Los Angeles County California 3 $ 205,000 $ 68,000 $ 110,000
Denver County Colorado 3 $ 705,000 $ 235,000 $ 124,000
Larimer County Colorado 3 $ 235,000 $ 78,000 $ 173,000
Brevard County Florida 3 $ 275,000 $ 91,000 $ 219,000
Cherokee County Georgia 3 $ 125,000 $ 41,000 $ 202,000
Cobb County Georgia 3 $ 255,000 $ 85,000 $ 154,000
Fulton County Georgia 3 $ 175,000 $ 58,000 $ 74,000
Will County Illinois 3 $ 405,000 $ 135,000 $ 149,000
Lake County Indiana 3 $ 225,000 $ 75,000 $ 141,000
Parker County Texas 3 $ 875,000 $ 291,000 $ 76,000
Pima County Arizona 2 $ 90,000 $ 45,000 $ 88,000
Benton County Arkansas 2 $ 190,000 $ 95,000 $ 74,000
Solano County California 2 $ 90,000 $ 45,000 $ 65,000
Douglas County Colorado 2 $ 180,000 $ 90,000 $ 158,000
Jefferson County Colorado 2 $ 270,000 $ 135,000 $ 371,000
Manatee County Florida 2 $ 130,000 $ 65,000 $ 108,000
Pinellas County Florida 2 $ 550,000 $ 275,000 $ 98,000
Coweta County Georgia 2 $ 340,000 $ 170,000 $ 187,000
Henry County Georgia 2 $ 220,000 $ 110,000 $ 74,000
Wayne County Michigan 2 $ 300,000 $ 150,000 $ 49,000
Caldwell County Missouri 2 $ 220,000 $ 110,000 $ 119,000
Wake County North Carolina 2 $ 90,000 $ 45,000 $ 130,000
Cleveland County Oklahoma 2 $ 240,000 $ 120,000 $ 73,000
Davidson County Tennessee 2 $ 310,000 $ 155,000 $ 80,000
Williamson County Tennessee 2 $ 260,000 $ 130,000 $ 187,000
Wilson County Tennessee 2 $ 110,000 $ 55,000 $ 113,000
El Paso County Texas 2 $ 140,000 $ 70,000 $ 69,000
Fort Bend County Texas 2 $ 70,000 $ 35,000 $ 112,000
Hood County Texas 2 $ 160,000 $ 80,000 $ 192,000
Hunt County Texas 2 $ 450,000 $ 225,000 $ 195,000
Johnson County Texas 2 $ 800,000 $ 400,000 $ 162,000
Travis County Texas 2 $ 600,000 $ 300,000 $ 412,000
Salt Lake County Utah 2 $ 260,000 $ 130,000 $ 185,000
Clark County Washington 2 $ 150,000 $ 75,000 $ 74,000
Spokane County Washington 2 $ 170,000 $ 85,000 $ 111,000
Baldwin County Alabama 1 $ 125,000 $ 125,000 $ 64,000
Yavapai County Arizona 1 $ 505,000 $ 505,000 $ 232,000
Conway County Arkansas 1 $ 105,000 $ 105,000 $ 230,000
Miller County Arkansas 1 $ 125,000 $ 125,000 $ 67,000
Polk County Arkansas 1 $ 65,000 $ 65,000 $ 100,000
Saline County Arkansas 1 $ 15,000 $ 15,000 $ 115,000
El Dorado County California 1 $ 35,000 $ 35,000 $ 87,000
Merced County California 1 $ 35,000 $ 35,000 $ 60,000
Monterey County California 1 $ 85,000 $ 85,000 $ 106,000
Orange County California 1 $ 55,000 $ 55,000 $ 294,000
Placer County California 1 $ 85,000 $ 85,000 $ 175,000
Riverside County California 1 $ 75,000 $ 75,000 $ 70,000
Sacramento County California 1 $ 55,000 $ 55,000 $ 90,000
San Diego County California 1 $ 75,000 $ 75,000 $ 362,000
San Joaquin County California 1 $ 435,000 $ 435,000 $ 79,000
San Mateo County California 1 $ 205,000 $ 205,000 $ 167,000
Sonoma County California 1 $ 145,000 $ 145,000 $ 249,000
Ventura County California 1 $ 75,000 $ 75,000 $ 222,000
Adams County Colorado 1 $ 65,000 $ 65,000 $ 118,000
Arapahoe County Colorado 1 $ 225,000 $ 225,000 $ 181,000
Broomfield County Colorado 1 $ 65,000 $ 65,000 $ 0
Eagle County Colorado 1 $ 155,000 $ 155,000 $ 366,000
El Paso County Colorado 1 $ 105,000 $ 105,000 $ 375,000
New Haven County Connecticut 1 $ 45,000 $ 45,000 $ 129,000
Bay County Florida 1 $ 245,000 $ 245,000 $ 137,000
Citrus County Florida 1 $ 205,000 $ 205,000 $ 150,000
Collier County Florida 1 $ 55,000 $ 55,000 $ 62,000
Lake County Florida 1 $ 85,000 $ 85,000 $ 139,000
Lee County Florida 1 $ 25,000 $ 25,000 $ 65,000
Miami-Dade County Florida 1 $ 105,000 $ 105,000 $ 81,000
Palm Beach County Florida 1 $ 525,000 $ 525,000 $ 216,000
Polk County Florida 1 $ 205,000 $ 205,000 $ 77,000
Sarasota County Florida 1 $ 155,000 $ 155,000 $ 228,000
Sumter County Florida 1 $ 55,000 $ 55,000 $ 54,000
Volusia County Florida 1 $ 55,000 $ 55,000 $ 135,000
Forsyth County Georgia 1 $ 205,000 $ 205,000 $ 388,000
Muscogee County Georgia 1 $ 35,000 $ 35,000 $ 48,000
Oconee County Georgia 1 $ 65,000 $ 65,000 $ 132,000
Pike County Georgia 1 $ 85,000 $ 85,000 $ 192,000
Stephens County Georgia 1 $ 105,000 $ 105,000 $ 147,000
Boise County Idaho 1 $ 105,000 $ 105,000 $ 414,000
Latah County Idaho 1 $ 315,000 $ 315,000 $ 64,000
DuPage County Illinois 1 $ 285,000 $ 285,000 $ 185,000
Winnebago County Illinois 1 $ 125,000 $ 125,000 $ 337,000
Johnson County Indiana 1 $ 135,000 $ 135,000 $ 464,000
Porter County Indiana 1 $ 105,000 $ 105,000 $ 389,000
Tippecanoe County Indiana 1 $ 205,000 $ 205,000 $ 185,000
Johnson County Kansas 1 $ 275,000 $ 275,000 $ 125,000
Caddo County Louisiana 1 $ 95,000 $ 95,000 $ 91,000
Orleans County Louisiana 1 $ 155,000 $ 155,000 $ 70,000
St. John the Baptist County Louisiana 1 $ 65,000 $ 65,000 $ 120,000
York County Maine 1 $ 385,000 $ 385,000 $ 156,000
Baltimore County Maryland 1 $ 45,000 $ 45,000 $ 50,000
Worcester County Maryland 1 $ 85,000 $ 85,000 $ 122,000
Barnstable County Massachusetts 1 $ 405,000 $ 405,000 $ 0
Bristol County Massachusetts 1 $ 75,000 $ 75,000 $ 85,000
Norfolk County Massachusetts 1 $ 35,000 $ 35,000 $ 177,000
Chippewa County Michigan 1 $ 115,000 $ 115,000 $ 130,000
Kent County Michigan 1 $ 55,000 $ 55,000 $ 127,000
Macomb County Michigan 1 $ 375,000 $ 375,000 $ 0
Beltrami County Minnesota 1 $ 235,000 $ 235,000 $ 115,000
Lafayette County Mississippi 1 $ 335,000 $ 335,000 $ 442,000
Cass County Missouri 1 $ 85,000 $ 85,000 $ 157,000
Clay County Missouri 1 $ 45,000 $ 45,000 $ 100,000
Clinton County Missouri 1 $ 265,000 $ 265,000 $ 178,000
Lafayette County Missouri 1 $ 215,000 $ 215,000 $ 186,000
Platte County Missouri 1 $ 65,000 $ 65,000 $ 154,000
St. Louis County Missouri 1 $ 25,000 $ 25,000 $ 131,000
Elko County Nevada 1 $ 45,000 $ 45,000 $ 137,000
Bernalillo County New Mexico 1 $ 75,000 $ 75,000 $ 45,000
Santa Fe County New Mexico 1 $ 55,000 $ 55,000 $ 117,000
Valencia County New Mexico 1 $ 95,000 $ 95,000 $ 66,000
Essex County New York 1 $ 285,000 $ 285,000 $ 137,000
Davie County North Carolina 1 $ 55,000 $ 55,000 $ 314,000
McDowell County North Carolina 1 $ 55,000 $ 55,000 $ 136,000
Mecklenburg County North Carolina 1 $ 345,000 $ 345,000 $ 156,000
Canadian County Oklahoma 1 $ 65,000 $ 65,000 $ 44,000
Latimer County Oklahoma 1 $ 155,000 $ 155,000 $ 96,000
Le Flore County Oklahoma 1 $ 155,000 $ 155,000 $ 153,000
Wagoner County Oklahoma 1 $ 55,000 $ 55,000 $ 98,000
Lane County Oregon 1 $ 365,000 $ 365,000 $ 146,000
Providence County Rhode Island 1 $ 35,000 $ 35,000 $ 162,000
Colleton County South Carolina 1 $ 25,000 $ 25,000 $ 94,000
Dorchester County South Carolina 1 $ 25,000 $ 25,000 $ 58,000
Greenville County South Carolina 1 $ 55,000 $ 55,000 $ 106,000
Horry County South Carolina 1 $ 85,000 $ 85,000 $ 202,000
Orangeburg County South Carolina 1 $ 105,000 $ 105,000 $ 109,000
Coffee County Tennessee 1 $ 55,000 $ 55,000 $ 157,000
Shelby County Tennessee 1 $ 255,000 $ 255,000 $ 74,000
Sumner County Tennessee 1 $ 55,000 $ 55,000 $ 97,000
Bastrop County Texas 1 $ 65,000 $ 65,000 $ 94,000
Burnet County Texas 1 $ 375,000 $ 375,000 $ 464,000
Caldwell County Texas 1 $ 435,000 $ 435,000 $ 146,000
Cameron County Texas 1 $ 55,000 $ 55,000 $ 106,000
Cass County Texas 1 $ 205,000 $ 205,000 $ 142,000
Fannin County Texas 1 $ 45,000 $ 45,000 $ 175,000
Grayson County Texas 1 $ 75,000 $ 75,000 $ 82,000
Guadalupe County Texas 1 $ 35,000 $ 35,000 $ 97,000
Henderson County Texas 1 $ 335,000 $ 335,000 $ 182,000
Hidalgo County Texas 1 $ 25,000 $ 25,000 $ 38,000
Leon County Texas 1 $ 145,000 $ 145,000 $ 54,000
Marion County Texas 1 $ 285,000 $ 285,000 $ 110,000
Medina County Texas 1 $ 325,000 $ 325,000 $ 152,000
Randall County Texas 1 $ 415,000 $ 415,000 $ 230,000
Reeves County Texas 1 $ 225,000 $ 225,000 $ 132,000
Van Zandt County Texas 1 $ 175,000 $ 175,000 $ 66,000
Williamson County Texas 1 $ 45,000 $ 45,000 $ 97,000
Wise County Texas 1 $ 105,000 $ 105,000 $ 289,000
Iron County Utah 1 $ 125,000 $ 125,000 $ 476,000
Summit County Utah 1 $ 205,000 $ 205,000 $ 189,000
Utah County Utah 1 $ 45,000 $ 45,000 $ 148,000
Augusta County Virginia 1 $ 235,000 $ 235,000 $ 83,000
Jefferson County Washington 1 $ 115,000 $ 115,000 $ 99,000
Walla Walla County Washington 1 $ 595,000 $ 595,000 $ 245,000
Dane County Wisconsin 1 $ 55,000 $ 55,000 $ 235,000
Teton County Wyoming 1 $ 205,000 $ 205,000 $ 170,000

Mortgage Loan Application Detail Totals for Southwest Airlines Federal Credit Union in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 295 $31,695,000 $107,000 $505,000 $142,000 $616,000
Home Improvement 110 $9,800,000 $89,000 $255,000 $185,000 $495,000
Home Purchase 110 $31,680,000 $288,000 $675,000 $166,000 $650,000
Refinancing 60 $9,110,000 $151,000 $765,000 $123,000 $843,000
Other Purpose 4 $320,000 $80,000 $115,000 $88,000 $185,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 389 $38,615,000 $99,000 $675,000 $163,000 $843,000
White 107 $26,505,000 $247,000 $765,000 $149,000 $650,000
Black or African American 41 $8,915,000 $217,000 $525,000 $111,000 $289,000
Hispanic 32 $6,090,000 $190,000 $345,000 $104,000 $333,000
Not applicable 5 $955,000 $191,000 $375,000 $180,000 $464,000
American Indian or Alaskan Native 2 $810,000 $405,000 $435,000 $137,000 $137,000
Asian 2 $360,000 $180,000 $235,000 $81,000 $103,000
Native Hawaiian or Other Pacific Islander 1 $355,000 $355,000 $355,000 $68,000 $68,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 579 $82,605,000 $142,000 $765,000 $153,000 $843,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 404 $61,430,000 $152,000 $765,000 $172,000 $843,000
Application Denied By Financial Institution 171 $20,705,000 $121,000 $505,000 $110,000 $616,000
Application Withdrawn By Applicant 3 $405,000 $135,000 $255,000 $110,000 $215,000
File Closed For Incompleteness 1 $65,000 $65,000 $65,000 $148,000 $148,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 408 $61,900,000 $151,000 $765,000 $171,000 $843,000
Credit History 65 $7,895,000 $121,000 $495,000 $114,000 $389,000
Debt-To-Income Ratio 59 $7,825,000 $132,000 $505,000 $75,000 $228,000
Collateral 39 $4,075,000 $104,000 $285,000 $164,000 $616,000
Unverifiable Information 5 $385,000 $77,000 $205,000 $63,000 $115,000
Employment History 2 $290,000 $145,000 $255,000 $56,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 1 $235,000 $235,000 $235,000 $103,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Airlines Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southwest Airlines Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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