Southwest Funding LP Mortgage Lending & HMDA Data, 2023

In 2023, Southwest Funding LP of Dallas, TX reported 2,835 mortgage applications totaling $743.8 million, down 18% from 2022. The average application was for $262,347, and applicants reported an average income of $104,292. 72% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Dallas-Plano-Irving, TX (376), Fort Worth-Arlington, TX (206) and San Antonio-New Braunfels, TX (168) (applications in parentheses).

Mortgage Company & Address Southwest Funding LP
13150 Coit Road Ste 100
Dallas, TX 75240
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 2,835
Total Mortgage Loan Application Amount $743,755,000
Average Mortgage Loan Application Amount $262,347
Highest Mortgage Loan Application Amount $1,615,000
Average Applicant Income $104,292
Highest Applicant Income $3,166,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Southwest Funding LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Southwest Funding LP by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Dallas, Texas 183 $ 48,155,000 $ 263,142 $ 98,000
Tarrant, Texas 173 $ 52,885,000 $ 305,693 $ 128,000
Bexar, Texas 106 $ 26,370,000 $ 248,773 $ 114,000
Montgomery, Tennessee 96 $ 29,680,000 $ 309,166 $ 93,000
Shelby, Tennessee 85 $ 18,495,000 $ 217,588 $ 78,000
Harris, Texas 61 $ 20,135,000 $ 330,081 $ 157,000
Tuscaloosa, Alabama 59 $ 14,395,000 $ 243,983 $ 79,000
Jefferson, Louisiana 58 $ 13,050,000 $ 225,000 $ 79,000
Denton, Texas 56 $ 18,640,000 $ 332,857 $ 148,000
Matagorda, Texas 46 $ 10,710,000 $ 232,826 $ 126,000
Jefferson, Alabama 45 $ 10,235,000 $ 227,444 $ 83,000
Kaufman, Texas 41 $ 11,875,000 $ 289,634 $ 100,000
Ellis, Texas 37 $ 12,595,000 $ 340,405 $ 122,000
DeSoto, Mississippi 35 $ 11,785,000 $ 336,714 $ 106,000
Collin, Texas 35 $ 11,955,000 $ 341,571 $ 122,000
Adams, Colorado 34 $ 8,980,000 $ 264,117 $ 105,000
Marion, Indiana 33 $ 8,835,000 $ 267,727 $ 79,000
Lafayette, Louisiana 33 $ 5,825,000 $ 176,515 $ 72,000
Webb, Texas 33 $ 8,255,000 $ 250,151 $ 117,000
Lea, New Mexico 32 $ 7,050,000 $ 220,312 $ 80,000
Comal, Texas 32 $ 13,880,000 $ 433,750 $ 259,000
Jefferson, Texas 32 $ 4,490,000 $ 140,312 $ 62,000
Arapahoe, Colorado 31 $ 7,375,000 $ 237,903 $ 109,000
Travis, Texas 31 $ 10,825,000 $ 349,193 $ 153,000
Orleans, Louisiana 29 $ 7,385,000 $ 254,655 $ 101,000
Alachua, Florida 28 $ 6,850,000 $ 244,642 $ 116,000
Denver, Colorado 27 $ 7,185,000 $ 266,111 $ 102,000
Livingston, Louisiana 27 $ 4,275,000 $ 158,333 $ 69,000
Terrebonne, Louisiana 24 $ 3,980,000 $ 165,833 $ 81,000
Williamson, Texas 24 $ 8,480,000 $ 353,333 $ 131,000
Guadalupe, Texas 22 $ 6,190,000 $ 281,363 $ 100,000
El Paso, Texas 20 $ 4,240,000 $ 212,000 $ 95,000
Gregg, Texas 20 $ 5,480,000 $ 274,000 $ 128,000
Calhoun, Alabama 19 $ 3,445,000 $ 181,315 $ 64,000
Spartanburg, South Carolina 19 $ 4,205,000 $ 221,315 $ 75,000
Jefferson, Kentucky 18 $ 3,930,000 $ 218,333 $ 84,000
Lafourche, Louisiana 18 $ 2,740,000 $ 152,222 $ 66,000
Muscatine, Iowa 17 $ 2,505,000 $ 147,352 $ 65,000
Hunt, Texas 17 $ 4,615,000 $ 271,470 $ 88,000
Johnson, Texas 17 $ 5,255,000 $ 309,117 $ 117,000
Wharton, Texas 17 $ 3,265,000 $ 192,058 $ 102,000
Hays, Texas 16 $ 5,120,000 $ 320,000 $ 116,000
Lauderdale, Alabama 15 $ 2,745,000 $ 183,000 $ 73,000
St. John the Baptist, Louisiana 15 $ 2,965,000 $ 197,666 $ 69,000
Fort Bend, Texas 15 $ 5,215,000 $ 347,666 $ 121,000
Christian, Kentucky 13 $ 2,925,000 $ 225,000 $ 80,000
East Baton Rouge, Louisiana 13 $ 3,045,000 $ 234,230 $ 90,000
St. Tammany, Louisiana 13 $ 3,055,000 $ 235,000 $ 71,000
Shelby, Alabama 12 $ 4,100,000 $ 341,666 $ 137,000
Brazoria, Texas 12 $ 2,710,000 $ 225,833 $ 114,000
Montgomery, Texas 12 $ 3,660,000 $ 305,000 $ 173,000
Parker, Texas 12 $ 4,590,000 $ 382,500 $ 124,000
Hendricks, Indiana 11 $ 3,475,000 $ 315,909 $ 95,000
Wayne, Michigan 11 $ 2,495,000 $ 226,818 $ 88,000
St. Louis, Missouri 11 $ 1,825,000 $ 165,909 $ 87,000
Butler, Ohio 11 $ 1,755,000 $ 159,545 $ 73,000
Yamhill, Oregon 11 $ 5,305,000 $ 482,272 $ 149,000
Grayson, Texas 11 $ 3,045,000 $ 276,818 $ 121,000
Mobile, Alabama 10 $ 1,550,000 $ 155,000 $ 66,000
Jefferson, Colorado 10 $ 2,830,000 $ 283,000 $ 93,000
Caddo, Louisiana 10 $ 2,070,000 $ 207,000 $ 91,000
Anderson, South Carolina 10 $ 2,630,000 $ 263,000 $ 85,000
Crittenden, Arkansas 9 $ 2,005,000 $ 222,777 $ 86,000
Weld, Colorado 9 $ 3,145,000 $ 349,444 $ 116,000
Ascension, Louisiana 9 $ 2,005,000 $ 222,777 $ 90,000
Tangipahoa, Louisiana 9 $ 1,905,000 $ 211,666 $ 80,000
Greenville, South Carolina 9 $ 2,365,000 $ 262,777 $ 108,000
Bastrop, Texas 9 $ 3,075,000 $ 341,666 $ 120,000
Ector, Texas 9 $ 1,995,000 $ 221,666 $ 86,000
Galveston, Texas 9 $ 1,645,000 $ 182,777 $ 94,000
Etowah, Alabama 8 $ 1,740,000 $ 217,500 $ 74,000
Madison, Alabama 8 $ 2,240,000 $ 280,000 $ 92,000
Polk, Florida 8 $ 2,170,000 $ 271,250 $ 115,000
Bernalillo, New Mexico 8 $ 1,910,000 $ 238,750 $ 100,000
Tulsa, Oklahoma 8 $ 1,940,000 $ 242,500 $ 108,000
Rusk, Texas 8 $ 1,360,000 $ 170,000 $ 64,000
Pickens, Alabama 7 $ 955,000 $ 136,428 $ 46,000
Bonneville, Idaho 7 $ 2,605,000 $ 372,142 $ 136,000
St. Landry, Louisiana 7 $ 1,015,000 $ 145,000 $ 70,000
Rutherford, Tennessee 7 $ 2,195,000 $ 313,571 $ 96,000
Blanco, Texas 7 $ 2,535,000 $ 362,142 $ 180,000
Hidalgo, Texas 7 $ 1,805,000 $ 257,857 $ 101,000
Liberty, Texas 7 $ 1,225,000 $ 175,000 $ 89,000
Nueces, Texas 7 $ 1,855,000 $ 265,000 $ 180,000
Rockwall, Texas 7 $ 2,575,000 $ 367,857 $ 127,000
Smith, Texas 7 $ 2,065,000 $ 295,000 $ 124,000
Osceola, Florida 6 $ 2,160,000 $ 360,000 $ 113,000
Iberia, Louisiana 6 $ 1,200,000 $ 200,000 $ 81,000
St. Charles, Louisiana 6 $ 1,540,000 $ 256,666 $ 97,000
Pickens, South Carolina 6 $ 1,500,000 $ 250,000 $ 82,000
Union, South Carolina 6 $ 760,000 $ 126,666 $ 66,000
Knox, Tennessee 6 $ 1,460,000 $ 243,333 $ 87,000
Robertson, Tennessee 6 $ 1,930,000 $ 321,666 $ 96,000
St. Clair, Alabama 5 $ 1,485,000 $ 297,000 $ 65,000
Morgan, Colorado 5 $ 1,225,000 $ 245,000 $ 72,000
Hamilton, Indiana 5 $ 1,855,000 $ 371,000 $ 103,000
Macomb, Michigan 5 $ 845,000 $ 169,000 $ 69,000
Saginaw, Michigan 5 $ 865,000 $ 173,000 $ 67,000
Colfax, New Mexico 5 $ 2,045,000 $ 409,000 $ 356,000
Eddy, New Mexico 5 $ 1,105,000 $ 221,000 $ 73,000
Sandoval, New Mexico 5 $ 2,005,000 $ 401,000 $ 169,000
Cuyahoga, Ohio 5 $ 1,045,000 $ 209,000 $ 102,000
Laurens, South Carolina 5 $ 1,055,000 $ 211,000 $ 71,000
Fayette, Tennessee 5 $ 1,775,000 $ 355,000 $ 90,000
Hamilton, Tennessee 5 $ 1,295,000 $ 259,000 $ 100,000
Sumner, Tennessee 5 $ 1,955,000 $ 391,000 $ 151,000
Bell, Texas 5 $ 1,155,000 $ 231,000 $ 72,000
Harrison, Texas 5 $ 1,435,000 $ 287,000 $ 92,000
Henderson, Texas 5 $ 815,000 $ 163,000 $ 75,000
Taylor, Texas 5 $ 1,095,000 $ 219,000 $ 102,000
Upshur, Texas 5 $ 1,505,000 $ 301,000 $ 85,000
Van Zandt, Texas 5 $ 1,075,000 $ 215,000 $ 107,000
Benton, Washington 5 $ 1,935,000 $ 387,000 $ 136,000
Franklin, Washington 5 $ 1,605,000 $ 321,000 $ 91,000
Hale, Alabama 4 $ 830,000 $ 207,500 $ 66,000
Talladega, Alabama 4 $ 780,000 $ 195,000 $ 61,000
El Paso, Colorado 4 $ 1,770,000 $ 442,500 $ 109,000
Assumption, Louisiana 4 $ 630,000 $ 157,500 $ 61,000
Evangeline, Louisiana 4 $ 540,000 $ 135,000 $ 54,000
Hamilton, Ohio 4 $ 630,000 $ 157,500 $ 74,000
Montgomery, Ohio 4 $ 720,000 $ 180,000 $ 109,000
Horry, South Carolina 4 $ 1,050,000 $ 262,500 $ 67,000
Giles, Tennessee 4 $ 900,000 $ 225,000 $ 148,000
Monroe, Tennessee 4 $ 1,380,000 $ 345,000 $ 98,000
Stewart, Tennessee 4 $ 1,160,000 $ 290,000 $ 102,000
Wilson, Tennessee 4 $ 1,570,000 $ 392,500 $ 108,000
Brazos, Texas 4 $ 940,000 $ 235,000 $ 129,000
Camp, Texas 4 $ 1,030,000 $ 257,500 $ 73,000
Gaines, Texas 4 $ 980,000 $ 245,000 $ 103,000
Rains, Texas 4 $ 1,140,000 $ 285,000 $ 108,000
Titus, Texas 4 $ 1,410,000 $ 352,500 $ 142,000
Wise, Texas 4 $ 1,150,000 $ 287,500 $ 89,000
Colbert, Alabama 3 $ 925,000 $ 308,333 $ 123,000
Douglas, Colorado 3 $ 1,235,000 $ 411,666 $ 126,000
Orange, Florida 3 $ 895,000 $ 298,333 $ 69,000
Floyd, Indiana 3 $ 695,000 $ 231,666 $ 108,000
St. Bernard, Louisiana 3 $ 865,000 $ 288,333 $ 105,000
Oakland, Michigan 3 $ 685,000 $ 228,333 $ 108,000
Hinds, Mississippi 3 $ 475,000 $ 158,333 $ 48,000
St. Louis City, Missouri 3 $ 325,000 $ 108,333 $ 102,000
Scioto, Ohio 3 $ 435,000 $ 145,000 $ 70,000
Cherokee, Oklahoma 3 $ 545,000 $ 181,666 $ 79,000
Cleveland, Oklahoma 3 $ 525,000 $ 175,000 $ 85,000
Creek, Oklahoma 3 $ 675,000 $ 225,000 $ 113,000
Wagoner, Oklahoma 3 $ 495,000 $ 165,000 $ 69,000
Washington, Oregon 3 $ 1,225,000 $ 408,333 $ 103,000
Florence, South Carolina 3 $ 295,000 $ 98,333 $ 65,000
Greenwood, South Carolina 3 $ 735,000 $ 245,000 $ 80,000
Richland, South Carolina 3 $ 525,000 $ 175,000 $ 61,000
Tipton, Tennessee 3 $ 1,155,000 $ 385,000 $ 109,000
Cameron, Texas 3 $ 1,065,000 $ 355,000 $ 305,000
Colorado, Texas 3 $ 735,000 $ 245,000 $ 90,000
Llano, Texas 3 $ 1,045,000 $ 348,333 $ 178,000
Midland, Texas 3 $ 845,000 $ 281,666 $ 115,000
Waller, Texas 3 $ 1,155,000 $ 385,000 $ 137,000
Wilson, Texas 3 $ 955,000 $ 318,333 $ 95,000
Wood, Texas 3 $ 1,195,000 $ 398,333 $ 193,000
Dale, Alabama 2 $ 300,000 $ 150,000 $ 72,000
Greene, Alabama 2 $ 600,000 $ 300,000 $ 111,000
Jackson, Alabama 2 $ 330,000 $ 165,000 $ 86,000
Lawrence, Alabama 2 $ 470,000 $ 235,000 $ 80,000
Macon, Alabama 2 $ 180,000 $ 90,000 $ 40,000
Sumter, Alabama 2 $ 190,000 $ 95,000 $ 80,000
Pulaski, Arkansas 2 $ 420,000 $ 210,000 $ 115,000
Conejos, Colorado 2 $ 310,000 $ 155,000 $ 43,000
Mesa, Colorado 2 $ 700,000 $ 350,000 $ 125,000
Moffat, Colorado 2 $ 230,000 $ 115,000 $ 127,000
Pueblo, Colorado 2 $ 380,000 $ 190,000 $ 86,000
Charlotte, Florida 2 $ 490,000 $ 245,000 $ 72,000
Hernando, Florida 2 $ 350,000 $ 175,000 $ 69,000
Lee, Florida 2 $ 680,000 $ 340,000 $ 96,000
Marion, Florida 2 $ 510,000 $ 255,000 $ 72,000
Palm Beach, Florida 2 $ 960,000 $ 480,000 $ 125,000
Fulton, Georgia 2 $ 1,530,000 $ 765,000 $ 454,000
Cook, Illinois 2 $ 370,000 $ 185,000 $ 70,000
Allen, Indiana 2 $ 410,000 $ 205,000 $ 207,000
Boone, Indiana 2 $ 1,180,000 $ 590,000 $ 188,000
Elkhart, Indiana 2 $ 390,000 $ 195,000 $ 71,000
Harrison, Indiana 2 $ 380,000 $ 190,000 $ 95,000
Johnson, Indiana 2 $ 570,000 $ 285,000 $ 76,000
Kosciusko, Indiana 2 $ 520,000 $ 260,000 $ 86,000
Morgan, Indiana 2 $ 330,000 $ 165,000 $ 89,000
Caldwell, Kentucky 2 $ 420,000 $ 210,000 $ 53,000
Fayette, Kentucky 2 $ 480,000 $ 240,000 $ 95,000
Simpson, Kentucky 2 $ 630,000 $ 315,000 $ 82,000
Todd, Kentucky 2 $ 470,000 $ 235,000 $ 105,000
West Baton Rouge, Louisiana 2 $ 370,000 $ 185,000 $ 58,000
Clark, Ohio 2 $ 240,000 $ 120,000 $ 120,000
Clinton, Ohio 2 $ 350,000 $ 175,000 $ 105,000
McIntosh, Oklahoma 2 $ 510,000 $ 255,000 $ 91,000
Oklahoma, Oklahoma 2 $ 190,000 $ 95,000 $ 329,000
Okmulgee, Oklahoma 2 $ 260,000 $ 130,000 $ 56,000
Marion, Oregon 2 $ 630,000 $ 315,000 $ 60,000
Aiken, South Carolina 2 $ 420,000 $ 210,000 $ 57,000
Kershaw, South Carolina 2 $ 520,000 $ 260,000 $ 95,000
Lexington, South Carolina 2 $ 410,000 $ 205,000 $ 78,000
Sumter, South Carolina 2 $ 540,000 $ 270,000 $ 85,000
Bedford, Tennessee 2 $ 260,000 $ 130,000 $ 52,000
Bledsoe, Tennessee 2 $ 390,000 $ 195,000 $ 37,000
Bradley, Tennessee 2 $ 400,000 $ 200,000 $ 45,000
Carroll, Tennessee 2 $ 300,000 $ 150,000 $ 45,000
Cocke, Tennessee 2 $ 300,000 $ 150,000 $ 42,000
Crockett, Tennessee 2 $ 480,000 $ 240,000 $ 97,000
Cumberland, Tennessee 2 $ 350,000 $ 175,000 $ 62,000
DeKalb, Tennessee 2 $ 620,000 $ 310,000 $ 86,000
Franklin, Tennessee 2 $ 890,000 $ 445,000 $ 169,000
Gibson, Tennessee 2 $ 260,000 $ 130,000 $ 69,000
Houston, Tennessee 2 $ 800,000 $ 400,000 $ 103,000
Lauderdale, Tennessee 2 $ 340,000 $ 170,000 $ 65,000
Macon, Tennessee 2 $ 600,000 $ 300,000 $ 87,000
White, Tennessee 2 $ 590,000 $ 295,000 $ 93,000
Angelina, Texas 2 $ 300,000 $ 150,000 $ 53,000
Fannin, Texas 2 $ 440,000 $ 220,000 $ 72,000
Hill, Texas 2 $ 450,000 $ 225,000 $ 104,000
Kendall, Texas 2 $ 1,810,000 $ 905,000 $ 125,000
Lamar, Texas 2 $ 530,000 $ 265,000 $ 85,000
Lubbock, Texas 2 $ 340,000 $ 170,000 $ 51,000
Medina, Texas 2 $ 500,000 $ 250,000 $ 137,000
Milam, Texas 2 $ 430,000 $ 215,000 $ 85,000
Montague, Texas 2 $ 340,000 $ 170,000 $ 73,000
Navarro, Texas 2 $ 310,000 $ 155,000 $ 60,000
Reeves, Texas 2 $ 770,000 $ 385,000 $ 113,000
Victoria, Texas 2 $ 430,000 $ 215,000 $ 90,000
Yakima, Washington 2 $ 590,000 $ 295,000 $ 130,000
Autauga, Alabama 1 $ 235,000 $ 235,000 $ 72,000
Baldwin, Alabama 1 $ 465,000 $ 465,000 $ 338,000
Bibb, Alabama 1 $ 265,000 $ 265,000 $ 74,000
Clay, Alabama 1 $ 95,000 $ 95,000 $ 34,000
Fayette, Alabama 1 $ 135,000 $ 135,000 $ 72,000
Henry, Alabama 1 $ 305,000 $ 305,000 $ 72,000
Houston, Alabama 1 $ 85,000 $ 85,000 $ 60,000
Lamar, Alabama 1 $ 155,000 $ 155,000 $ 60,000
Limestone, Alabama 1 $ 245,000 $ 245,000 $ 61,000
Marengo, Alabama 1 $ 115,000 $ 115,000 $ 37,000
Montgomery, Alabama 1 $ 115,000 $ 115,000 $ 30,000
Morgan, Alabama 1 $ 265,000 $ 265,000 $ 89,000
Benton, Arkansas 1 $ 535,000 $ 535,000 $ 161,000
Howard, Arkansas 1 $ 135,000 $ 135,000 $ 78,000
St. Francis, Arkansas 1 $ 145,000 $ 145,000 $ 11,000
Van Buren, Arkansas 1 $ 145,000 $ 145,000 $ 100,000
Fremont, Colorado 1 $ 385,000 $ 385,000 $ 221,000
Larimer, Colorado 1 $ 675,000 $ 675,000 $ 165,000
Otero, Colorado 1 $ 145,000 $ 145,000 $ 38,000
Brevard, Florida 1 $ 255,000 $ 255,000 $ 60,000
Broward, Florida 1 $ 315,000 $ 315,000 $ 87,000
Columbia, Florida 1 $ 175,000 $ 175,000 $ 39,000
Gilchrist, Florida 1 $ 305,000 $ 305,000 $ 202,000
Hillsborough, Florida 1 $ 225,000 $ 225,000 $ 100,000
Lake, Florida 1 $ 195,000 $ 195,000 $ 58,000
Manatee, Florida 1 $ 415,000 $ 415,000 $ 165,000
Miami-Dade, Florida 1 $ 535,000 $ 535,000 $ 152,000
Okaloosa, Florida 1 $ 725,000 $ 725,000 $ 499,000
Pinellas, Florida 1 $ 295,000 $ 295,000 $ 85,000
Santa Rosa, Florida 1 $ 255,000 $ 255,000 $ 56,000
Seminole, Florida 1 $ 435,000 $ 435,000 $ 108,000
Sumter, Florida 1 $ 195,000 $ 195,000 $ 185,000
Suwannee, Florida 1 $ 235,000 $ 235,000 $ 21,000
Union, Florida 1 $ 225,000 $ 225,000 $ 163,000
Walton, Florida 1 $ 135,000 $ 135,000 $ 49,000
Columbia, Georgia 1 $ 235,000 $ 235,000 $ 96,000
Effingham, Georgia 1 $ 115,000 $ 115,000 $ 43,000
Glynn, Georgia 1 $ 385,000 $ 385,000 $ 218,000
Jefferson, Idaho 1 $ 425,000 $ 425,000 $ 290,000
Teton, Idaho 1 $ 575,000 $ 575,000 $ 166,000
DuPage, Illinois 1 $ 415,000 $ 415,000 $ 161,000
Kane, Illinois 1 $ 345,000 $ 345,000 $ 131,000
Macon, Illinois 1 $ 175,000 $ 175,000 $ 56,000
Clark, Indiana 1 $ 275,000 $ 275,000 $ 117,000
Decatur, Indiana 1 $ 125,000 $ 125,000 $ 43,000
DeKalb, Indiana 1 $ 135,000 $ 135,000 $ 66,000
Grant, Indiana 1 $ 215,000 $ 215,000 $ 67,000
Hancock, Indiana 1 $ 405,000 $ 405,000 $ 86,000
Howard, Indiana 1 $ 75,000 $ 75,000 $ 137,000
Huntington, Indiana 1 $ 115,000 $ 115,000 $ 62,000
Madison, Indiana 1 $ 175,000 $ 175,000 $ 58,000
Pike, Indiana 1 $ 175,000 $ 175,000 $ 64,000
St. Joseph, Indiana 1 $ 145,000 $ 145,000 $ 46,000
Steuben, Indiana 1 $ 265,000 $ 265,000 $ 110,000
Tippecanoe, Indiana 1 $ 175,000 $ 175,000 $ 132,000
White, Indiana 1 $ 145,000 $ 145,000 $ 45,000
Whitley, Indiana 1 $ 165,000 $ 165,000 $ 58,000
Des Moines, Iowa 1 $ 125,000 $ 125,000 $ 38,000
Woodbury, Iowa 1 $ 175,000 $ 175,000 $ 59,000
Boone, Kentucky 1 $ 415,000 $ 415,000 $ 365,000
Bullitt, Kentucky 1 $ 285,000 $ 285,000 $ 68,000
Franklin, Kentucky 1 $ 135,000 $ 135,000 $ 49,000
Hopkins, Kentucky 1 $ 205,000 $ 205,000 $ 52,000
Lee, Kentucky 1 $ 95,000 $ 95,000 $ 90,000
Lyon, Kentucky 1 $ 265,000 $ 265,000 $ 114,000
Meade, Kentucky 1 $ 285,000 $ 285,000 $ 106,000
Montgomery, Kentucky 1 $ 165,000 $ 165,000 $ 59,000
Oldham, Kentucky 1 $ 365,000 $ 365,000 $ 95,000
Rowan, Kentucky 1 $ 305,000 $ 305,000 $ 162,000
Scott, Kentucky 1 $ 195,000 $ 195,000 $ 189,000
Trigg, Kentucky 1 $ 285,000 $ 285,000 $ 64,000
Allen, Louisiana 1 $ 215,000 $ 215,000 $ 138,000
Bossier, Louisiana 1 $ 175,000 $ 175,000 $ 85,000
Calcasieu, Louisiana 1 $ 45,000 $ 45,000 $ 97,000
De Soto, Louisiana 1 $ 315,000 $ 315,000 $ 54,000
East Feliciana, Louisiana 1 $ 215,000 $ 215,000 $ 136,000
Jefferson Davis, Louisiana 1 $ 165,000 $ 165,000 $ 42,000
Plaquemines, Louisiana 1 $ 175,000 $ 175,000 $ 53,000
Pointe Coupee, Louisiana 1 $ 445,000 $ 445,000 $ 189,000
St. Martin, Louisiana 1 $ 145,000 $ 145,000 $ 61,000
St. Mary, Louisiana 1 $ 175,000 $ 175,000 $ 50,000
Vermilion, Louisiana 1 $ 165,000 $ 165,000 $ 84,000
Genesee, Michigan 1 $ 185,000 $ 185,000 $ 101,000
Ingham, Michigan 1 $ 135,000 $ 135,000 $ 44,000
Jackson, Michigan 1 $ 75,000 $ 75,000 $ 260,000
Lenawee, Michigan 1 $ 115,000 $ 115,000 $ 42,000
Midland, Michigan 1 $ 175,000 $ 175,000 $ 85,000
Monroe, Michigan 1 $ 235,000 $ 235,000 $ 71,000
Oceana, Michigan 1 $ 415,000 $ 415,000 $ 103,000
Isanti, Minnesota 1 $ 385,000 $ 385,000 $ 111,000
Murray, Minnesota 1 $ 125,000 $ 125,000 $ 47,000
Redwood, Minnesota 1 $ 95,000 $ 95,000 $ 41,000
Lafayette, Mississippi 1 $ 225,000 $ 225,000 $ 171,000
Pike, Mississippi 1 $ 235,000 $ 235,000 $ 57,000
Prentiss, Mississippi 1 $ 205,000 $ 205,000 $ 63,000
Cape Girardeau, Missouri 1 $ 115,000 $ 115,000 $ 83,000
Jefferson, Missouri 1 $ 185,000 $ 185,000 $ 46,000
St. Francois, Missouri 1 $ 165,000 $ 165,000 $ 54,000
Santa Fe, New Mexico 1 $ 495,000 $ 495,000 $ 124,000
Socorro, New Mexico 1 $ 235,000 $ 235,000 $ 84,000
Valencia, New Mexico 1 $ 325,000 $ 325,000 $ 90,000
Forsyth, North Carolina 1 $ 265,000 $ 265,000 $ 107,000
Nash, North Carolina 1 $ 355,000 $ 355,000 $ 108,000
Onslow, North Carolina 1 $ 405,000 $ 405,000 $ 203,000
Pitt, North Carolina 1 $ 135,000 $ 135,000 $ 45,000
Rutherford, North Carolina 1 $ 55,000 $ 55,000 $ 27,000
Greene, Ohio 1 $ 135,000 $ 135,000 $ 43,000
Lake, Ohio 1 $ 135,000 $ 135,000 $ 42,000
Lorain, Ohio 1 $ 95,000 $ 95,000 $ 34,000
Preble, Ohio 1 $ 205,000 $ 205,000 $ 56,000
Warren, Ohio 1 $ 275,000 $ 275,000 $ 150,000
Blaine, Oklahoma 1 $ 135,000 $ 135,000 $ 88,000
Muskogee, Oklahoma 1 $ 165,000 $ 165,000 $ 68,000
Pawnee, Oklahoma 1 $ 85,000 $ 85,000 $ 36,000
Rogers, Oklahoma 1 $ 255,000 $ 255,000 $ 104,000
Washington, Oklahoma 1 $ 475,000 $ 475,000 $ 165,000
Columbia, Oregon 1 $ 295,000 $ 295,000 $ 71,000
Multnomah, Oregon 1 $ 445,000 $ 445,000 $ 80,000
Polk, Oregon 1 $ 425,000 $ 425,000 $ 131,000
Philadelphia, Pennsylvania 1 $ 145,000 $ 145,000 $ 99,000
Cherokee, South Carolina 1 $ 215,000 $ 215,000 $ 91,000
Dillon, South Carolina 1 $ 145,000 $ 145,000 $ 66,000
Lancaster, South Carolina 1 $ 265,000 $ 265,000 $ 73,000
Marion, South Carolina 1 $ 85,000 $ 85,000 $ 49,000
Newberry, South Carolina 1 $ 265,000 $ 265,000 $ 91,000
Orangeburg, South Carolina 1 $ 115,000 $ 115,000 $ 87,000
Benton, Tennessee 1 $ 205,000 $ 205,000 $ 72,000
Campbell, Tennessee 1 $ 135,000 $ 135,000 $ 58,000
Cheatham, Tennessee 1 $ 265,000 $ 265,000 $ 63,000
Davidson, Tennessee 1 $ 395,000 $ 395,000 $ 81,000
Dickson, Tennessee 1 $ 365,000 $ 365,000 $ 101,000
Dyer, Tennessee 1 $ 135,000 $ 135,000 $ 47,000
Hancock, Tennessee 1 $ 255,000 $ 255,000 $ 84,000
Henderson, Tennessee 1 $ 205,000 $ 205,000 $ 71,000
Henry, Tennessee 1 $ 175,000 $ 175,000 $ 66,000
Hickman, Tennessee 1 $ 75,000 $ 75,000 $ 60,000
Jefferson, Tennessee 1 $ 335,000 $ 335,000 $ 92,000
Lawrence, Tennessee 1 $ 555,000 $ 555,000 $ 173,000
Lincoln, Tennessee 1 $ 325,000 $ 325,000 $ 116,000
Madison, Tennessee 1 $ 405,000 $ 405,000 $ 136,000
Marshall, Tennessee 1 $ 285,000 $ 285,000 $ 72,000
Moore, Tennessee 1 $ 265,000 $ 265,000 $ 83,000
Rhea, Tennessee 1 $ 175,000 $ 175,000 $ 79,000
Roane, Tennessee 1 $ 165,000 $ 165,000 $ 57,000
Sevier, Tennessee 1 $ 195,000 $ 195,000 $ 66,000
Warren, Tennessee 1 $ 345,000 $ 345,000 $ 144,000
Wayne, Tennessee 1 $ 205,000 $ 205,000 $ 77,000
Williamson, Tennessee 1 $ 345,000 $ 345,000 $ 105,000
Aransas, Texas 1 $ 255,000 $ 255,000 $ 90,000
Bandera, Texas 1 $ 285,000 $ 285,000 $ 90,000
Burnet, Texas 1 $ 385,000 $ 385,000 $ 231,000
Caldwell, Texas 1 $ 265,000 $ 265,000 $ 78,000
Calhoun, Texas 1 $ 175,000 $ 175,000 $ 65,000
Cass, Texas 1 $ 135,000 $ 135,000 $ 83,000
Cherokee, Texas 1 $ 205,000 $ 205,000 $ 62,000
Cooke, Texas 1 $ 195,000 $ 195,000 $ 56,000
Culberson, Texas 1 $ 225,000 $ 225,000 $ 75,000
Dawson, Texas 1 $ 85,000 $ 85,000 $ 101,000
Delta, Texas 1 $ 365,000 $ 365,000 $ 145,000
Erath, Texas 1 $ 445,000 $ 445,000 $ 250,000
Franklin, Texas 1 $ 285,000 $ 285,000 $ 124,000
Freestone, Texas 1 $ 165,000 $ 165,000 $ 54,000
Frio, Texas 1 $ 205,000 $ 205,000 $ 61,000
Gonzales, Texas 1 $ 225,000 $ 225,000 $ 86,000
Grimes, Texas 1 $ 245,000 $ 245,000 $ 0
Hale, Texas 1 $ 205,000 $ 205,000 $ 93,000
Hood, Texas 1 $ 295,000 $ 295,000 $ 128,000
Hopkins, Texas 1 $ 255,000 $ 255,000 $ 63,000
Jack, Texas 1 $ 565,000 $ 565,000 $ 123,000
Jasper, Texas 1 $ 165,000 $ 165,000 $ 56,000
Kleberg, Texas 1 $ 175,000 $ 175,000 $ 68,000
La Salle, Texas 1 $ 75,000 $ 75,000 $ 58,000
Lee, Texas 1 $ 245,000 $ 245,000 $ 93,000
Marion, Texas 1 $ 295,000 $ 295,000 $ 58,000
McLennan, Texas 1 $ 275,000 $ 275,000 $ 95,000
Morris, Texas 1 $ 115,000 $ 115,000 $ 33,000
Nolan, Texas 1 $ 145,000 $ 145,000 $ 53,000
Orange, Texas 1 $ 105,000 $ 105,000 $ 116,000
Palo Pinto, Texas 1 $ 165,000 $ 165,000 $ 45,000
Panola, Texas 1 $ 235,000 $ 235,000 $ 149,000
Polk, Texas 1 $ 245,000 $ 245,000 $ 86,000
San Jacinto, Texas 1 $ 165,000 $ 165,000 $ 65,000
San Patricio, Texas 1 $ 235,000 $ 235,000 $ 57,000
Shelby, Texas 1 $ 195,000 $ 195,000 $ 103,000
Somervell, Texas 1 $ 515,000 $ 515,000 $ 250,000
Starr, Texas 1 $ 175,000 $ 175,000 $ 93,000
Tom Green, Texas 1 $ 295,000 $ 295,000 $ 134,000
Trinity, Texas 1 $ 75,000 $ 75,000 $ 94,000
Val Verde, Texas 1 $ 175,000 $ 175,000 $ 83,000
Young, Texas 1 $ 305,000 $ 305,000 $ 110,000
Grant, Washington 1 $ 285,000 $ 285,000 $ 63,000
Klickitat, Washington 1 $ 415,000 $ 415,000 $ 103,000
Walworth, Wisconsin 1 $ 325,000 $ 325,000 $ 127,000

Mortgage Loan Application Detail Totals for Southwest Funding LP in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,590 $685,100,000 $264,000 $1,615,000 $104,000 $3,166,000
Cash-out Refinancing 172 $38,530,000 $224,000 $725,000 $106,000 $587,000
Refinancing 70 $20,110,000 $287,000 $725,000 $113,000 $323,000
Other Purpose 3 $15,000 $5,000 $5,000 $56,000 $68,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 961 $256,015,000 $266,000 $1,615,000 $116,000 $3,166,000
Hispanic 947 $245,115,000 $258,000 $1,155,000 $99,000 $1,665,000
Black or African American 639 $160,165,000 $250,000 $965,000 $89,000 $500,000
Not Provided 202 $55,010,000 $272,000 $975,000 $114,000 $1,239,000
Asian 66 $21,970,000 $332,000 $725,000 $123,000 $499,000
American Indian or Alaskan Native 9 $2,495,000 $277,000 $395,000 $96,000 $153,000
Native Hawaiian or Other Pacific Islander 6 $1,660,000 $276,000 $425,000 $90,000 $127,000
Not applicable 2 $540,000 $270,000 $285,000 $71,000 $81,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 1,418 $354,640,000 $250,000 $645,000 $87,000 $454,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,074 $289,540,000 $269,000 $1,615,000 $131,000 $3,166,000
VA-guaranteed (Veterans Administration) 256 $83,610,000 $326,000 $1,155,000 $100,000 $331,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 87 $15,965,000 $183,000 $445,000 $73,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,039 $534,555,000 $262,000 $1,385,000 $102,000 $1,182,000
Application Withdrawn By Applicant 648 $170,290,000 $262,000 $1,615,000 $111,000 $3,166,000
Application Denied By Financial Institution 95 $23,015,000 $242,000 $975,000 $103,000 $670,000
File Closed For Incompleteness 53 $15,895,000 $299,000 $1,155,000 $111,000 $309,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,740 $720,740,000 $263,000 $1,615,000 $104,000 $3,166,000
Credit History 25 $6,085,000 $243,000 $545,000 $101,000 $454,000
Debt-To-Income Ratio 25 $6,265,000 $250,000 $535,000 $112,000 $531,000
Collateral 17 $3,155,000 $185,000 $365,000 $78,000 $163,000
Employment History 13 $3,785,000 $291,000 $975,000 $143,000 $670,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,095,000 $299,000 $485,000 $98,000 $150,000
Unverifiable Information 6 $1,200,000 $200,000 $335,000 $64,000 $124,000
Credit Application Incomplete 1 $295,000 $295,000 $295,000 $163,000 $163,000
Other 1 $135,000 $135,000 $135,000 $54,000 $54,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Southwest Funding LP's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Southwest Funding LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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