Santander Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Santander Bank, N.A. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Santander Bank, N.A. 824 North Market Street, Suite 100 Wilmington, DE 19801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 26,277 |
| Total Mortgage Loan Application Amount | $7,917,885,000 |
| Average Mortgage Loan Application Amount | $267,400 |
| Highest Mortgage Loan Application Amount | $46,005,000 |
| Average Applicant Income | $141,600 |
| Highest Applicant Income | $5,549,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Santander Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Santander Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Santander Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Santander Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Santander Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Santander Bank, N.A.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,664 | $ 563,830,000 | $ 338,000 | $ 177,000 |
| Monmouth County New Jersey | 1,385 | $ 366,475,000 | $ 264,000 | $ 161,000 |
| Ocean County New Jersey | 1,178 | $ 261,220,000 | $ 221,000 | $ 116,000 |
| Essex County Massachusetts | 1,055 | $ 251,705,000 | $ 238,000 | $ 125,000 |
| Richmond County New York | 1,045 | $ 346,855,000 | $ 331,000 | $ 136,000 |
| Norfolk County Massachusetts | 960 | $ 344,640,000 | $ 359,000 | $ 182,000 |
| Worcester County Massachusetts | 900 | $ 172,960,000 | $ 192,000 | $ 118,000 |
| Providence County Rhode Island | 879 | $ 152,295,000 | $ 173,000 | $ 104,000 |
| Kings County New York | 874 | $ 602,180,000 | $ 688,000 | $ 183,000 |
| Plymouth County Massachusetts | 827 | $ 190,185,000 | $ 229,000 | $ 143,000 |
| Middlesex County New Jersey | 809 | $ 179,715,000 | $ 222,000 | $ 122,000 |
| Suffolk County Massachusetts | 805 | $ 278,675,000 | $ 346,000 | $ 141,000 |
| Bristol County Massachusetts | 804 | $ 151,190,000 | $ 188,000 | $ 107,000 |
| Berks County Pennsylvania | 696 | $ 102,170,000 | $ 146,000 | $ 108,000 |
| Philadelphia County Pennsylvania | 691 | $ 137,425,000 | $ 198,000 | $ 95,000 |
| Montgomery County Pennsylvania | 607 | $ 160,785,000 | $ 264,000 | $ 170,000 |
| Hartford County Connecticut | 540 | $ 98,140,000 | $ 181,000 | $ 111,000 |
| Union County New Jersey | 528 | $ 147,620,000 | $ 279,000 | $ 148,000 |
| Delaware County Pennsylvania | 474 | $ 140,070,000 | $ 295,000 | $ 160,000 |
| Queens County New York | 466 | $ 291,710,000 | $ 625,000 | $ 144,000 |
| Barnstable County Massachusetts | 465 | $ 113,545,000 | $ 244,000 | $ 145,000 |
| Bucks County Pennsylvania | 446 | $ 189,230,000 | $ 424,000 | $ 182,000 |
| Chester County Pennsylvania | 430 | $ 135,530,000 | $ 315,000 | $ 183,000 |
| Essex County New Jersey | 412 | $ 136,150,000 | $ 330,000 | $ 156,000 |
| Mercer County New Jersey | 383 | $ 90,565,000 | $ 236,000 | $ 134,000 |
| Bergen County New Jersey | 338 | $ 129,630,000 | $ 383,000 | $ 169,000 |
| York County Pennsylvania | 331 | $ 40,665,000 | $ 122,000 | $ 87,000 |
| Morris County New Jersey | 292 | $ 76,020,000 | $ 260,000 | $ 148,000 |
| Lancaster County Pennsylvania | 288 | $ 42,530,000 | $ 147,000 | $ 99,000 |
| Rockingham County New Hampshire | 270 | $ 55,880,000 | $ 206,000 | $ 151,000 |
| Hudson County New Jersey | 265 | $ 92,375,000 | $ 348,000 | $ 164,000 |
| Kent County Rhode Island | 236 | $ 43,570,000 | $ 184,000 | $ 128,000 |
| Nassau County New York | 232 | $ 109,290,000 | $ 471,000 | $ 224,000 |
| Northampton County Pennsylvania | 222 | $ 30,310,000 | $ 136,000 | $ 104,000 |
| Hillsborough County New Hampshire | 205 | $ 37,255,000 | $ 181,000 | $ 117,000 |
| Schuylkill County Pennsylvania | 197 | $ 17,475,000 | $ 88,000 | $ 67,000 |
| Camden County New Jersey | 195 | $ 33,235,000 | $ 170,000 | $ 99,000 |
| Lehigh County Pennsylvania | 190 | $ 29,710,000 | $ 156,000 | $ 99,000 |
| Dukes County Massachusetts | 184 | $ 84,910,000 | $ 461,000 | $ 245,000 |
| Cumberland County Pennsylvania | 171 | $ 24,075,000 | $ 140,000 | $ 94,000 |
| Somerset County New Jersey | 169 | $ 46,015,000 | $ 272,000 | $ 158,000 |
| Burlington County New Jersey | 156 | $ 29,890,000 | $ 191,000 | $ 123,000 |
| New York County New York | 153 | $ 276,085,000 | $ 1,804,000 | $ 288,000 |
| Dauphin County Pennsylvania | 138 | $ 32,360,000 | $ 234,000 | $ 99,000 |
| Bristol County Rhode Island | 118 | $ 29,190,000 | $ 247,000 | $ 161,000 |
| Washington County Rhode Island | 113 | $ 25,855,000 | $ 228,000 | $ 146,000 |
| New Haven County Connecticut | 110 | $ 50,250,000 | $ 456,000 | $ 91,000 |
| Newport County Rhode Island | 106 | $ 31,330,000 | $ 295,000 | $ 170,000 |
| Passaic County New Jersey | 100 | $ 24,070,000 | $ 240,000 | $ 124,000 |
| Cape May County New Jersey | 94 | $ 45,580,000 | $ 484,000 | $ 364,000 |
| Bronx County New York | 93 | $ 104,345,000 | $ 1,121,000 | $ 110,000 |
| New Castle County Delaware | 85 | $ 57,395,000 | $ 675,000 | $ 211,000 |
| Westchester County New York | 85 | $ 93,855,000 | $ 1,104,000 | $ 267,000 |
| Suffolk County New York | 84 | $ 33,800,000 | $ 402,000 | $ 244,000 |
| Sussex County New Jersey | 82 | $ 13,460,000 | $ 164,000 | $ 143,000 |
| Lebanon County Pennsylvania | 64 | $ 9,380,000 | $ 146,000 | $ 92,000 |
| Hampden County Massachusetts | 62 | $ 8,410,000 | $ 135,000 | $ 84,000 |
| Merrimack County New Hampshire | 58 | $ 9,000,000 | $ 155,000 | $ 101,000 |
| Rockland County New York | 58 | $ 29,220,000 | $ 503,000 | $ 272,000 |
| Fairfield County Connecticut | 54 | $ 30,080,000 | $ 557,000 | $ 252,000 |
| Gloucester County New Jersey | 52 | $ 9,070,000 | $ 174,000 | $ 116,000 |
| Atlantic County New Jersey | 50 | $ 13,280,000 | $ 265,000 | $ 210,000 |
| Tolland County Connecticut | 37 | $ 6,675,000 | $ 180,000 | $ 168,000 |
| Hunterdon County New Jersey | 37 | $ 10,735,000 | $ 290,000 | $ 197,000 |
| Miami-Dade County Florida | 36 | $ 57,060,000 | $ 1,585,000 | $ 336,000 |
| Monroe County Pennsylvania | 34 | $ 7,720,000 | $ 227,000 | $ 250,000 |
| York County Maine | 33 | $ 9,845,000 | $ 298,000 | $ 183,000 |
| Middlesex County Connecticut | 32 | $ 5,790,000 | $ 180,000 | $ 120,000 |
| Sussex County Delaware | 29 | $ 6,565,000 | $ 226,000 | $ 179,000 |
| Palm Beach County Florida | 26 | $ 11,630,000 | $ 447,000 | $ 243,000 |
| Litchfield County Connecticut | 22 | $ 7,650,000 | $ 347,000 | $ 168,000 |
| Warren County New Jersey | 21 | $ 3,025,000 | $ 144,000 | $ 104,000 |
| Orange County New York | 21 | $ 5,285,000 | $ 251,000 | $ 177,000 |
| Broward County Florida | 20 | $ 9,370,000 | $ 468,000 | $ 222,000 |
| Adams County Pennsylvania | 20 | $ 2,600,000 | $ 130,000 | $ 91,000 |
| Carroll County New Hampshire | 19 | $ 5,905,000 | $ 310,000 | $ 234,000 |
| Grafton County New Hampshire | 19 | $ 3,875,000 | $ 203,000 | $ 188,000 |
| Windham County Connecticut | 18 | $ 2,690,000 | $ 149,000 | $ 97,000 |
| Collier County Florida | 17 | $ 3,855,000 | $ 226,000 | $ 198,000 |
| New London County Connecticut | 16 | $ 6,300,000 | $ 393,000 | $ 336,000 |
| Cumberland County Maine | 16 | $ 5,690,000 | $ 355,000 | $ 281,000 |
| Lee County Florida | 15 | $ 4,485,000 | $ 299,000 | $ 246,000 |
| Saratoga County New York | 15 | $ 3,995,000 | $ 266,000 | $ 157,000 |
| Belknap County New Hampshire | 14 | $ 4,020,000 | $ 287,000 | $ 226,000 |
| Dutchess County New York | 14 | $ 5,330,000 | $ 380,000 | $ 183,000 |
| Pike County Pennsylvania | 14 | $ 1,580,000 | $ 112,000 | $ 146,000 |
| Montgomery County Maryland | 13 | $ 5,815,000 | $ 447,000 | $ 168,000 |
| Nantucket County Massachusetts | 13 | $ 8,535,000 | $ 656,000 | $ 435,000 |
| Carbon County Pennsylvania | 13 | $ 2,035,000 | $ 156,000 | $ 80,000 |
| Luzerne County Pennsylvania | 12 | $ 1,050,000 | $ 87,000 | $ 91,000 |
| Los Angeles County California | 11 | $ 6,415,000 | $ 583,000 | $ 383,000 |
| Cheshire County New Hampshire | 11 | $ 1,655,000 | $ 150,000 | $ 209,000 |
| Erie County New York | 11 | $ 2,225,000 | $ 202,000 | $ 130,000 |
| District of Columbia County District Of Columbia | 10 | $ 4,430,000 | $ 443,000 | $ 240,000 |
| Salem County New Jersey | 10 | $ 1,240,000 | $ 124,000 | $ 63,000 |
| Anne Arundel County Maryland | 9 | $ 6,155,000 | $ 683,000 | $ 165,000 |
| Baltimore City County Maryland | 9 | $ 5,555,000 | $ 617,000 | $ 173,000 |
| Albany County New York | 9 | $ 1,775,000 | $ 197,000 | $ 123,000 |
| Wayne County Pennsylvania | 9 | $ 1,145,000 | $ 127,000 | $ 231,000 |
| Maricopa County Arizona | 8 | $ 1,930,000 | $ 241,000 | $ 97,000 |
| Sarasota County Florida | 8 | $ 3,330,000 | $ 416,000 | $ 471,000 |
| Cook County Illinois | 8 | $ 34,610,000 | $ 4,326,000 | $ 195,000 |
| Baltimore County Maryland | 8 | $ 1,470,000 | $ 183,000 | $ 217,000 |
| Worcester County Maryland | 8 | $ 1,520,000 | $ 190,000 | $ 170,000 |
| Strafford County New Hampshire | 8 | $ 1,850,000 | $ 231,000 | $ 106,000 |
| Cumberland County New Jersey | 8 | $ 4,570,000 | $ 571,000 | $ 62,000 |
| Franklin County Pennsylvania | 8 | $ 1,200,000 | $ 150,000 | $ 110,000 |
| Windham County Vermont | 8 | $ 2,290,000 | $ 286,000 | $ 308,000 |
| Windsor County Vermont | 8 | $ 1,950,000 | $ 243,000 | $ 280,000 |
| Kent County Delaware | 7 | $ 1,575,000 | $ 225,000 | $ 85,000 |
| Manatee County Florida | 7 | $ 1,805,000 | $ 257,000 | $ 208,000 |
| Harford County Maryland | 7 | $ 1,485,000 | $ 212,000 | $ 129,000 |
| Howard County Maryland | 7 | $ 3,485,000 | $ 497,000 | $ 161,000 |
| Sullivan County New Hampshire | 7 | $ 645,000 | $ 92,000 | $ 119,000 |
| Sullivan County New York | 7 | $ 1,155,000 | $ 165,000 | $ 113,000 |
| Ulster County New York | 7 | $ 1,955,000 | $ 279,000 | $ 189,000 |
| Allegheny County Pennsylvania | 7 | $ 9,135,000 | $ 1,305,000 | $ 101,000 |
| Perry County Pennsylvania | 7 | $ 815,000 | $ 116,000 | $ 66,000 |
| Hillsborough County Florida | 6 | $ 840,000 | $ 140,000 | $ 108,000 |
| Orange County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 163,000 |
| Rensselaer County New York | 6 | $ 780,000 | $ 130,000 | $ 147,000 |
| Schenectady County New York | 6 | $ 850,000 | $ 141,000 | $ 96,000 |
| Horry County South Carolina | 6 | $ 600,000 | $ 100,000 | $ 163,000 |
| Contra Costa County California | 5 | $ 4,285,000 | $ 857,000 | $ 306,000 |
| Riverside County California | 5 | $ 1,385,000 | $ 277,000 | $ 514,000 |
| Osceola County Florida | 5 | $ 885,000 | $ 177,000 | $ 166,000 |
| Pasco County Florida | 5 | $ 795,000 | $ 159,000 | $ 135,000 |
| Berkshire County Massachusetts | 5 | $ 1,495,000 | $ 299,000 | $ 136,000 |
| Warren County New York | 5 | $ 825,000 | $ 165,000 | $ 109,000 |
| Wake County North Carolina | 5 | $ 1,145,000 | $ 229,000 | $ 125,000 |
| Lackawanna County Pennsylvania | 5 | $ 4,475,000 | $ 895,000 | $ 138,000 |
| Charleston County South Carolina | 5 | $ 3,955,000 | $ 791,000 | $ 216,000 |
| Duval County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 279,000 |
| Marion County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 116,000 |
| Martin County Florida | 4 | $ 4,540,000 | $ 1,135,000 | $ 662,000 |
| Pinellas County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 183,000 |
| St. Lucie County Florida | 4 | $ 2,200,000 | $ 550,000 | $ 541,000 |
| DeKalb County Georgia | 4 | $ 12,700,000 | $ 3,175,000 | $ 43,000 |
| Henry County Georgia | 4 | $ 370,000 | $ 92,000 | $ 95,000 |
| Lincoln County Maine | 4 | $ 1,320,000 | $ 330,000 | $ 101,000 |
| Talbot County Maryland | 4 | $ 2,770,000 | $ 692,000 | $ 422,000 |
| Hampshire County Massachusetts | 4 | $ 590,000 | $ 147,000 | $ 142,000 |
| Oakland County Michigan | 4 | $ 350,000 | $ 87,000 | $ 42,000 |
| Columbia County New York | 4 | $ 2,750,000 | $ 687,000 | $ 1,409,000 |
| Essex County New York | 4 | $ 410,000 | $ 102,000 | $ 142,000 |
| Greene County New York | 4 | $ 700,000 | $ 175,000 | $ 267,000 |
| Putnam County New York | 4 | $ 1,380,000 | $ 345,000 | $ 109,000 |
| Mecklenburg County North Carolina | 4 | $ 1,030,000 | $ 257,000 | $ 97,000 |
| Richland County South Carolina | 4 | $ 450,000 | $ 112,000 | $ 105,000 |
| Dallas County Texas | 4 | $ 1,220,000 | $ 305,000 | $ 452,000 |
| Fresno County California | 3 | $ 525,000 | $ 175,000 | $ 52,000 |
| Santa Clara County California | 3 | $ 2,325,000 | $ 775,000 | $ 246,000 |
| Charlotte County Florida | 3 | $ 525,000 | $ 175,000 | $ 280,000 |
| Flagler County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 241,000 |
| Polk County Florida | 3 | $ 345,000 | $ 115,000 | $ 81,000 |
| St. Johns County Florida | 3 | $ 925,000 | $ 308,000 | $ 512,000 |
| Jefferson County Kentucky | 3 | $ 595,000 | $ 198,000 | $ 109,000 |
| Franklin County Maine | 3 | $ 1,595,000 | $ 531,000 | $ 698,000 |
| Kennebec County Maine | 3 | $ 175,000 | $ 58,000 | $ 94,000 |
| Sagadahoc County Maine | 3 | $ 1,185,000 | $ 395,000 | $ 203,000 |
| Carroll County Maryland | 3 | $ 1,015,000 | $ 338,000 | $ 224,000 |
| Cecil County Maryland | 3 | $ 615,000 | $ 205,000 | $ 187,000 |
| Prince George's County Maryland | 3 | $ 9,145,000 | $ 3,048,000 | $ 104,000 |
| Washington County Maryland | 3 | $ 465,000 | $ 155,000 | $ 89,000 |
| Coos County New Hampshire | 3 | $ 505,000 | $ 168,000 | $ 126,000 |
| Onondaga County New York | 3 | $ 565,000 | $ 188,000 | $ 350,000 |
| Washington County New York | 3 | $ 855,000 | $ 285,000 | $ 153,000 |
| Forsyth County North Carolina | 3 | $ 725,000 | $ 241,000 | $ 73,000 |
| Beaufort County South Carolina | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Washington County Vermont | 3 | $ 605,000 | $ 201,000 | $ 297,000 |
| Fairfax County Virginia | 3 | $ 1,765,000 | $ 588,000 | $ 200,000 |
| Henrico County Virginia | 3 | $ 965,000 | $ 321,000 | $ 248,000 |
| Pinal County Arizona | 2 | $ 530,000 | $ 265,000 | $ 119,000 |
| San Francisco County California | 2 | $ 2,310,000 | $ 1,155,000 | $ 390,000 |
| Bay County Florida | 2 | $ 370,000 | $ 185,000 | $ 309,000 |
| Brevard County Florida | 2 | $ 340,000 | $ 170,000 | $ 202,000 |
| Indian River County Florida | 2 | $ 260,000 | $ 130,000 | $ 235,000 |
| Lake County Florida | 2 | $ 430,000 | $ 215,000 | $ 89,000 |
| Chatham County Georgia | 2 | $ 520,000 | $ 260,000 | $ 192,000 |
| Will County Illinois | 2 | $ 400,000 | $ 200,000 | $ 162,000 |
| Crawford County Indiana | 2 | $ 30,000 | $ 15,000 | $ 13,000 |
| Lake County Indiana | 2 | $ 110,000 | $ 55,000 | $ 30,000 |
| Shawnee County Kansas | 2 | $ 30,000 | $ 15,000 | $ 30,000 |
| Oxford County Maine | 2 | $ 580,000 | $ 290,000 | $ 259,000 |
| Somerset County Maine | 2 | $ 230,000 | $ 115,000 | $ 99,000 |
| Kent County Maryland | 2 | $ 270,000 | $ 135,000 | $ 144,000 |
| Queen Anne's County Maryland | 2 | $ 930,000 | $ 465,000 | $ 157,000 |
| Broome County New York | 2 | $ 160,000 | $ 80,000 | $ 77,000 |
| Monroe County New York | 2 | $ 630,000 | $ 315,000 | $ 160,000 |
| Niagara County New York | 2 | $ 280,000 | $ 140,000 | $ 104,000 |
| Johnston County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 178,000 |
| New Hanover County North Carolina | 2 | $ 1,330,000 | $ 665,000 | $ 847,000 |
| Pender County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 109,000 |
| Lorain County Ohio | 2 | $ 140,000 | $ 70,000 | $ 82,000 |
| Columbia County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| Huntingdon County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 87,000 |
| Lycoming County Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 143,000 |
| Mifflin County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 75,000 |
| Northumberland County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 176,000 |
| Georgetown County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 297,000 |
| Jasper County South Carolina | 2 | $ 560,000 | $ 280,000 | $ 72,000 |
| Bell County Texas | 2 | $ 60,000 | $ 30,000 | $ 256,000 |
| Collin County Texas | 2 | $ 310,000 | $ 155,000 | $ 82,000 |
| Harris County Texas | 2 | $ 30,000 | $ 15,000 | $ 98,000 |
| Travis County Texas | 2 | $ 630,000 | $ 315,000 | $ 267,000 |
| Caledonia County Vermont | 2 | $ 300,000 | $ 150,000 | $ 131,000 |
| Chittenden County Vermont | 2 | $ 1,260,000 | $ 630,000 | $ 136,000 |
| Arlington County Virginia | 2 | $ 1,840,000 | $ 920,000 | $ 1,614,000 |
| Lancaster County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 126,000 |
| Prince William County Virginia | 2 | $ 670,000 | $ 335,000 | $ 361,000 |
| Richmond City County Virginia | 2 | $ 150,000 | $ 75,000 | $ 63,000 |
| Stafford County Virginia | 2 | $ 330,000 | $ 165,000 | $ 65,000 |
| Polk County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Mobile County Alabama | 1 | $ 25,000 | $ 25,000 | $ 13,000 |
| Alameda County California | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
| Marin County California | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Orange County California | 1 | $ 755,000 | $ 755,000 | $ 135,000 |
| San Diego County California | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Sonoma County California | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Adams County Colorado | 1 | $ 175,000 | $ 175,000 | $ 177,000 |
| Arapahoe County Colorado | 1 | $ 115,000 | $ 115,000 | $ 927,000 |
| Boulder County Colorado | 1 | $ 845,000 | $ 845,000 | $ 171,000 |
| Broomfield County Colorado | 1 | $ 35,000 | $ 35,000 | $ 145,000 |
| Douglas County Colorado | 1 | $ 565,000 | $ 565,000 | $ 261,000 |
| Fremont County Colorado | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Gilpin County Colorado | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Gulf County Florida | 1 | $ 185,000 | $ 185,000 | $ 203,000 |
| Seminole County Florida | 1 | $ 315,000 | $ 315,000 | $ 92,000 |
| Sumter County Florida | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Volusia County Florida | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Clayton County Georgia | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Cobb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 93,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Pike County Georgia | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Spalding County Georgia | 1 | $ 3,605,000 | $ 3,605,000 | $ 0 |
| DuPage County Illinois | 1 | $ 145,000 | $ 145,000 | $ 82,000 |
| Kane County Illinois | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Lake County Illinois | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Allen County Indiana | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| DeKalb County Indiana | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Hamilton County Indiana | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Hancock County Indiana | 1 | $ 65,000 | $ 65,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 79,000 |
| Randolph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| St. Joseph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Montgomery County Kansas | 1 | $ 15,000 | $ 15,000 | $ 248,000 |
| Montgomery County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Ohio County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Ascension County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Avoyelles County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| East Baton Rouge County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Orleans County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| St. Charles County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Aroostook County Maine | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Hancock County Maine | 1 | $ 445,000 | $ 445,000 | $ 165,000 |
| Knox County Maine | 1 | $ 275,000 | $ 275,000 | $ 176,000 |
| Piscataquis County Maine | 1 | $ 245,000 | $ 245,000 | $ 133,000 |
| Washington County Maine | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Charles County Maryland | 1 | $ 145,000 | $ 145,000 | $ 133,000 |
| Dorchester County Maryland | 1 | $ 325,000 | $ 325,000 | $ 149,000 |
| Frederick County Maryland | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Franklin County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 60,000 |
| Cass County Michigan | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Cheboygan County Michigan | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Ingham County Michigan | 1 | $ 15,000 | $ 15,000 | $ 8,000 |
| Washington County Minnesota | 1 | $ 545,000 | $ 545,000 | $ 327,000 |
| Jasper County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 72,000 |
| Lamar County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Boone County Missouri | 1 | $ 5,000 | $ 5,000 | $ 28,000 |
| Jackson County Missouri | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Jefferson County Missouri | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| St. Louis City County Missouri | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Wright County Missouri | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
| Grant County New Mexico | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| San Juan County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Allegany County New York | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Cayuga County New York | 1 | $ 14,125,000 | $ 14,125,000 | $ 0 |
| Chautauqua County New York | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Chenango County New York | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Franklin County New York | 1 | $ 655,000 | $ 655,000 | $ 296,000 |
| Fulton County New York | 1 | $ 315,000 | $ 315,000 | $ 224,000 |
| Jefferson County New York | 1 | $ 225,000 | $ 225,000 | $ 297,000 |
| Oneida County New York | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Otsego County New York | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Schoharie County New York | 1 | $ 215,000 | $ 215,000 | $ 74,000 |
| Seneca County New York | 1 | $ 55,000 | $ 55,000 | $ 123,000 |
| Yates County New York | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Buncombe County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| Cabarrus County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Currituck County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 234,000 |
| Dare County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 326,000 |
| Durham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Guilford County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Iredell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Cuyahoga County Ohio | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Lucas County Ohio | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| Portage County Ohio | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Oklahoma County Oklahoma | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Centre County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 153,000 |
| Clinton County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Juniata County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Lawrence County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| McKean County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 546,000 |
| Montour County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 100,000 |
| Potter County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Snyder County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Susquehanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Union County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 206,000 |
| Washington County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 316,000 |
| Dillon County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Lancaster County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 170,000 |
| Lexington County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| York County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Bedford County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 88,000 |
| Blount County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Davidson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Cameron County Texas | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| El Paso County Texas | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| Ellis County Texas | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Nacogdoches County Texas | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Tom Green County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Williamson County Texas | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Salt Lake County Utah | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Summit County Utah | 1 | $ 955,000 | $ 955,000 | $ 1,173,000 |
| Essex County Vermont | 1 | $ 235,000 | $ 235,000 | $ 417,000 |
| Lamoille County Vermont | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Orange County Vermont | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Orleans County Vermont | 1 | $ 105,000 | $ 105,000 | $ 342,000 |
| Rutland County Vermont | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
| Albemarle County Virginia | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 1,125,000 | $ 1,125,000 | $ 349,000 |
| Bedford County Virginia | 1 | $ 25,000 | $ 25,000 | $ 153,000 |
| Chesterfield County Virginia | 1 | $ 45,000 | $ 45,000 | $ 403,000 |
| Culpeper County Virginia | 1 | $ 125,000 | $ 125,000 | $ 104,000 |
| Hampton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 91,000 |
| Hanover County Virginia | 1 | $ 525,000 | $ 525,000 | $ 398,000 |
| Loudoun County Virginia | 1 | $ 265,000 | $ 265,000 | $ 100,000 |
| Mecklenburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Montgomery County Virginia | 1 | $ 275,000 | $ 275,000 | $ 63,000 |
| Northumberland County Virginia | 1 | $ 125,000 | $ 125,000 | $ 38,000 |
| Virginia Beach County Virginia | 1 | $ 635,000 | $ 635,000 | $ 220,000 |
| Clark County Washington | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Monroe County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| Winnebago County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
Mortgage Loan Application Detail Totals for Santander Bank, N.A. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 11,175 | $4,230,195,000 | $378,000 | $46,005,000 | $156,000 | $5,549,000 |
| Cash-out Refinancing | 3,999 | $1,223,275,000 | $305,000 | $2,685,000 | $140,000 | $4,178,000 |
| Home Purchase | 3,884 | $1,394,090,000 | $358,000 | $19,505,000 | $147,000 | $2,790,000 |
| Other Purpose | 3,640 | $571,550,000 | $157,000 | $3,505,000 | $135,000 | $3,114,000 |
| Home Improvement | 3,579 | $498,775,000 | $139,000 | $10,005,000 | $130,000 | $2,200,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 16,594 | $4,287,710,000 | $258,000 | $4,945,000 | $151,000 | $5,549,000 |
| Not Provided | 4,517 | $1,156,715,000 | $256,000 | $4,505,000 | $151,000 | $3,088,000 |
| Hispanic | 2,021 | $449,615,000 | $222,000 | $1,655,000 | $101,000 | $4,178,000 |
| Asian | 1,635 | $555,985,000 | $340,000 | $1,905,000 | $157,000 | $1,313,000 |
| Black or African American | 1,202 | $252,270,000 | $209,000 | $2,405,000 | $101,000 | $1,912,000 |
| Not applicable | 147 | $1,158,335,000 | $7,879,000 | $46,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 35 | $5,585,000 | $159,000 | $515,000 | $112,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,000,000 | $388,000 | $1,095,000 | $150,000 | $438,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,043 | $7,861,725,000 | $301,000 | $46,005,000 | $146,000 | $5,549,000 |
| FHA-insured (Federal Housing Administration) | 213 | $50,955,000 | $239,000 | $665,000 | $72,000 | $454,000 |
| VA-guaranteed (Veterans Administration) | 21 | $5,205,000 | $247,000 | $435,000 | $77,000 | $156,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,998 | $4,327,660,000 | $332,000 | $46,005,000 | $153,000 | $5,549,000 |
| Application Denied By Financial Institution | 8,665 | $1,946,785,000 | $224,000 | $7,505,000 | $129,000 | $4,178,000 |
| Application Withdrawn By Applicant | 2,828 | $1,013,330,000 | $358,000 | $36,005,000 | $154,000 | $4,215,000 |
| File Closed For Incompleteness | 1,377 | $515,215,000 | $374,000 | $29,205,000 | $161,000 | $3,588,000 |
| Application Approved But Not Accepted | 338 | $88,140,000 | $260,000 | $1,335,000 | $141,000 | $2,326,000 |
| Preapproval Denied by Financial Institution | 38 | $15,340,000 | $403,000 | $3,045,000 | $124,000 | $1,316,000 |
| Preapproval Approved but not Accepted | 33 | $11,415,000 | $345,000 | $1,365,000 | $123,000 | $459,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,574 | $5,955,760,000 | $338,000 | $46,005,000 | $154,000 | $5,549,000 |
| Debt-To-Income Ratio | 2,608 | $603,530,000 | $231,000 | $3,865,000 | $80,000 | $1,037,000 |
| Credit Application Incomplete | 2,114 | $531,960,000 | $251,000 | $4,005,000 | $155,000 | $4,178,000 |
| Other | 1,421 | $326,715,000 | $229,000 | $5,255,000 | $155,000 | $1,835,000 |
| Collateral | 1,282 | $249,410,000 | $194,000 | $7,505,000 | $171,000 | $2,742,000 |
| Credit History | 877 | $136,345,000 | $155,000 | $3,005,000 | $111,000 | $1,400,000 |
| Unverifiable Information | 319 | $92,955,000 | $291,000 | $2,025,000 | $133,000 | $1,385,000 |
| Employment History | 55 | $11,205,000 | $203,000 | $475,000 | $64,000 | $403,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $8,725,000 | $379,000 | $1,035,000 | $142,000 | $576,000 |
| Mortgage Insurance Denied | 4 | $1,280,000 | $320,000 | $455,000 | $87,000 | $183,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Santander Bank, N.A.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Santander Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.