Sovereign Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Bank 1130 Berkshire Boulevard Wyomissing, PA 19610 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 32,244 |
| Total Mortgage Loan Application Amount | $9,578,597,000 |
| Average Mortgage Loan Application Amount | $235,333 |
| Highest Mortgage Loan Application Amount | $99,999,000 |
| Average Applicant Income | $83,333 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Sovereign Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Sovereign Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 1,908 | $ 394,391,000 | $ 206,000 | $ 54,000 |
| Middlesex County Massachusetts | 1,307 | $ 327,635,000 | $ 250,000 | $ 98,000 |
| Berks County Pennsylvania | 1,015 | $ 158,721,000 | $ 156,000 | $ 65,000 |
| Bristol County Massachusetts | 975 | $ 180,616,000 | $ 185,000 | $ 76,000 |
| Essex County Massachusetts | 860 | $ 171,004,000 | $ 198,000 | $ 83,000 |
| Providence County Rhode Island | 813 | $ 145,432,000 | $ 178,000 | $ 76,000 |
| Hartford County Connecticut | 775 | $ 136,921,000 | $ 176,000 | $ 82,000 |
| Worcester County Massachusetts | 764 | $ 148,536,000 | $ 194,000 | $ 82,000 |
| Suffolk County Massachusetts | 759 | $ 172,743,000 | $ 227,000 | $ 88,000 |
| Plymouth County Massachusetts | 728 | $ 153,899,000 | $ 211,000 | $ 92,000 |
| Norfolk County Massachusetts | 723 | $ 175,060,000 | $ 242,000 | $ 100,000 |
| Monmouth County New Jersey | 695 | $ 170,579,000 | $ 245,000 | $ 108,000 |
| Ocean County New Jersey | 629 | $ 136,399,000 | $ 216,000 | $ 86,000 |
| Lancaster County Pennsylvania | 609 | $ 81,349,000 | $ 133,000 | $ 69,000 |
| Montgomery County Pennsylvania | 605 | $ 153,174,000 | $ 253,000 | $ 103,000 |
| Middlesex County New Jersey | 540 | $ 169,141,000 | $ 313,000 | $ 87,000 |
| Delaware County Pennsylvania | 525 | $ 107,507,000 | $ 204,000 | $ 82,000 |
| Richmond County New York | 520 | $ 126,693,000 | $ 243,000 | $ 94,000 |
| Barnstable County Massachusetts | 519 | $ 125,652,000 | $ 242,000 | $ 112,000 |
| York County Pennsylvania | 487 | $ 68,272,000 | $ 140,000 | $ 69,000 |
| Union County New Jersey | 473 | $ 124,523,000 | $ 263,000 | $ 82,000 |
| Bucks County Pennsylvania | 423 | $ 110,245,000 | $ 260,000 | $ 107,000 |
| Saratoga County New York | 406 | $ 81,255,000 | $ 200,000 | $ 93,000 |
| Essex County New Jersey | 398 | $ 134,810,000 | $ 338,000 | $ 96,000 |
| Albany County New York | 386 | $ 64,233,000 | $ 166,000 | $ 81,000 |
| Chester County Pennsylvania | 362 | $ 99,971,000 | $ 276,000 | $ 107,000 |
| Kings County New York | 354 | $ 308,338,000 | $ 871,000 | $ 79,000 |
| New Haven County Connecticut | 322 | $ 63,483,000 | $ 197,000 | $ 81,000 |
| Schuylkill County Pennsylvania | 322 | $ 30,506,000 | $ 94,000 | $ 55,000 |
| Cumberland County Pennsylvania | 319 | $ 45,354,000 | $ 142,000 | $ 71,000 |
| Erie County New York | 307 | $ 41,583,000 | $ 135,000 | $ 77,000 |
| Lycoming County Pennsylvania | 284 | $ 29,274,000 | $ 103,000 | $ 60,000 |
| Rockingham County New Hampshire | 280 | $ 58,064,000 | $ 207,000 | $ 89,000 |
| Kent County Rhode Island | 262 | $ 42,385,000 | $ 161,000 | $ 74,000 |
| Hudson County New Jersey | 254 | $ 117,989,000 | $ 464,000 | $ 81,000 |
| Queens County New York | 251 | $ 195,375,000 | $ 778,000 | $ 75,000 |
| Rensselaer County New York | 250 | $ 38,474,000 | $ 153,000 | $ 78,000 |
| Dauphin County Pennsylvania | 244 | $ 59,116,000 | $ 242,000 | $ 80,000 |
| Hampden County Massachusetts | 243 | $ 33,562,000 | $ 138,000 | $ 66,000 |
| Hillsborough County New Hampshire | 238 | $ 43,061,000 | $ 180,000 | $ 83,000 |
| Mercer County New Jersey | 234 | $ 50,776,000 | $ 216,000 | $ 87,000 |
| Los Angeles County California | 220 | $ 607,821,000 | $ 2,762,000 | $ 1,000 |
| Morris County New Jersey | 217 | $ 55,151,000 | $ 254,000 | $ 106,000 |
| Bergen County New Jersey | 204 | $ 105,673,000 | $ 518,000 | $ 104,000 |
| Lebanon County Pennsylvania | 202 | $ 26,408,000 | $ 130,000 | $ 65,000 |
| Nantucket County Massachusetts | 198 | $ 103,992,000 | $ 525,000 | $ 273,000 |
| Cook County Illinois | 197 | $ 225,492,000 | $ 1,144,000 | $ 32,000 |
| Schenectady County New York | 197 | $ 26,701,000 | $ 135,000 | $ 65,000 |
| Burlington County New Jersey | 194 | $ 44,312,000 | $ 228,000 | $ 97,000 |
| Northampton County Pennsylvania | 188 | $ 44,395,000 | $ 236,000 | $ 68,000 |
| Camden County New Jersey | 187 | $ 38,342,000 | $ 205,000 | $ 81,000 |
| Suffolk County New York | 167 | $ 55,703,000 | $ 333,000 | $ 131,000 |
| New York County New York | 165 | $ 419,446,000 | $ 2,542,000 | $ 133,000 |
| Chittenden County Vermont | 158 | $ 35,837,000 | $ 226,000 | $ 94,000 |
| Monroe County New York | 150 | $ 19,917,000 | $ 132,000 | $ 92,000 |
| Lehigh County Pennsylvania | 150 | $ 45,634,000 | $ 304,000 | $ 63,000 |
| Nassau County New York | 143 | $ 47,950,000 | $ 335,000 | $ 102,000 |
| Fulton County New York | 142 | $ 15,064,000 | $ 106,000 | $ 62,000 |
| Luzerne County Pennsylvania | 138 | $ 16,562,000 | $ 120,000 | $ 62,000 |
| Washington County Rhode Island | 137 | $ 31,545,000 | $ 230,000 | $ 108,000 |
| New Castle County Delaware | 136 | $ 32,562,000 | $ 239,000 | $ 79,000 |
| Somerset County New Jersey | 136 | $ 36,333,000 | $ 267,000 | $ 99,000 |
| Warren County New York | 133 | $ 23,986,000 | $ 180,000 | $ 103,000 |
| Fairfield County Connecticut | 131 | $ 41,526,000 | $ 316,000 | $ 113,000 |
| Allegheny County Pennsylvania | 124 | $ 49,822,000 | $ 401,000 | $ 69,000 |
| Bronx County New York | 115 | $ 187,114,000 | $ 1,627,000 | $ 34,000 |
| Cape May County New Jersey | 112 | $ 32,064,000 | $ 286,000 | $ 145,000 |
| Dukes County Massachusetts | 109 | $ 35,817,000 | $ 328,000 | $ 150,000 |
| Passaic County New Jersey | 108 | $ 38,238,000 | $ 354,000 | $ 94,000 |
| Northumberland County Pennsylvania | 99 | $ 9,389,000 | $ 94,000 | $ 66,000 |
| Atlantic County New Jersey | 97 | $ 53,442,000 | $ 550,000 | $ 96,000 |
| Washington County New York | 97 | $ 12,685,000 | $ 130,000 | $ 65,000 |
| Sussex County New Jersey | 96 | $ 24,867,000 | $ 259,000 | $ 85,000 |
| Middlesex County Connecticut | 94 | $ 18,931,000 | $ 201,000 | $ 85,000 |
| Clinton County Pennsylvania | 90 | $ 7,523,000 | $ 83,000 | $ 60,000 |
| Gloucester County New Jersey | 84 | $ 33,253,000 | $ 395,000 | $ 80,000 |
| Bristol County Rhode Island | 80 | $ 19,435,000 | $ 242,000 | $ 114,000 |
| Tolland County Connecticut | 75 | $ 15,441,000 | $ 205,000 | $ 82,000 |
| Westchester County New York | 75 | $ 85,426,000 | $ 1,139,000 | $ 123,000 |
| Washington County Maryland | 72 | $ 15,114,000 | $ 209,000 | $ 68,000 |
| Franklin County Pennsylvania | 71 | $ 24,660,000 | $ 347,000 | $ 65,000 |
| Dutchess County New York | 70 | $ 17,214,000 | $ 245,000 | $ 91,000 |
| Litchfield County Connecticut | 69 | $ 12,351,000 | $ 179,000 | $ 87,000 |
| Montgomery County New York | 69 | $ 7,412,000 | $ 107,000 | $ 66,000 |
| Vanderburgh County Indiana | 68 | $ 9,053,000 | $ 133,000 | $ 74,000 |
| Cuyahoga County Ohio | 66 | $ 8,700,000 | $ 131,000 | $ 81,000 |
| Hampshire County Massachusetts | 65 | $ 10,573,000 | $ 162,000 | $ 73,000 |
| Merrimack County New Hampshire | 64 | $ 12,353,000 | $ 193,000 | $ 103,000 |
| New London County Connecticut | 63 | $ 12,682,000 | $ 201,000 | $ 87,000 |
| Newport County Rhode Island | 63 | $ 15,324,000 | $ 243,000 | $ 100,000 |
| Baltimore City County Maryland | 58 | $ 63,181,000 | $ 1,089,000 | $ 49,000 |
| Ulster County New York | 57 | $ 11,334,000 | $ 198,000 | $ 87,000 |
| Columbia County Pennsylvania | 57 | $ 6,385,000 | $ 112,000 | $ 52,000 |
| Orange County New York | 56 | $ 12,356,000 | $ 220,000 | $ 105,000 |
| Union County Pennsylvania | 56 | $ 7,443,000 | $ 132,000 | $ 79,000 |
| Monroe County Pennsylvania | 52 | $ 7,928,000 | $ 152,000 | $ 79,000 |
| Cumberland County Maine | 49 | $ 36,052,000 | $ 735,000 | $ 74,000 |
| Montgomery County Maryland | 49 | $ 82,523,000 | $ 1,684,000 | $ 114,000 |
| Prince George's County Maryland | 49 | $ 139,036,000 | $ 2,837,000 | $ 104,000 |
| Greene County New York | 49 | $ 7,806,000 | $ 159,000 | $ 73,000 |
| Hunterdon County New Jersey | 47 | $ 12,302,000 | $ 261,000 | $ 135,000 |
| Centre County Pennsylvania | 47 | $ 6,448,000 | $ 137,000 | $ 99,000 |
| Westmoreland County Pennsylvania | 47 | $ 5,277,000 | $ 112,000 | $ 59,000 |
| Oneida County New York | 45 | $ 5,595,000 | $ 124,000 | $ 82,000 |
| Windham County Connecticut | 44 | $ 8,696,000 | $ 197,000 | $ 74,000 |
| Windham County Vermont | 43 | $ 8,132,000 | $ 189,000 | $ 115,000 |
| York County Maine | 42 | $ 8,913,000 | $ 212,000 | $ 80,000 |
| Baltimore County Maryland | 42 | $ 15,344,000 | $ 365,000 | $ 76,000 |
| Will County Illinois | 41 | $ 13,532,000 | $ 330,000 | $ 58,000 |
| Cecil County Maryland | 41 | $ 7,756,000 | $ 189,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 40 | $ 45,142,000 | $ 1,128,000 | $ 91,000 |
| Anne Arundel County Maryland | 40 | $ 11,596,000 | $ 289,000 | $ 97,000 |
| Niagara County New York | 39 | $ 4,495,000 | $ 115,000 | $ 66,000 |
| Onondaga County New York | 39 | $ 4,373,000 | $ 112,000 | $ 80,000 |
| Carroll County New Hampshire | 38 | $ 10,396,000 | $ 273,000 | $ 168,000 |
| Allen County Indiana | 37 | $ 3,803,000 | $ 102,000 | $ 52,000 |
| Belknap County New Hampshire | 36 | $ 11,407,000 | $ 316,000 | $ 165,000 |
| Strafford County New Hampshire | 36 | $ 7,197,000 | $ 199,000 | $ 84,000 |
| Columbia County New York | 35 | $ 7,529,000 | $ 215,000 | $ 108,000 |
| Broome County New York | 34 | $ 3,642,000 | $ 107,000 | $ 56,000 |
| Carbon County Pennsylvania | 34 | $ 3,744,000 | $ 110,000 | $ 72,000 |
| Sussex County Delaware | 33 | $ 8,548,000 | $ 259,000 | $ 125,000 |
| Berkshire County Massachusetts | 32 | $ 6,681,000 | $ 208,000 | $ 136,000 |
| Chenango County New York | 32 | $ 2,849,000 | $ 89,000 | $ 63,000 |
| Perry County Pennsylvania | 32 | $ 3,756,000 | $ 117,000 | $ 55,000 |
| Franklin County Vermont | 32 | $ 5,426,000 | $ 169,000 | $ 68,000 |
| Broward County Florida | 30 | $ 27,193,000 | $ 906,000 | $ 143,000 |
| Warren County New Jersey | 30 | $ 14,027,000 | $ 467,000 | $ 87,000 |
| Adams County Pennsylvania | 29 | $ 4,778,000 | $ 164,000 | $ 85,000 |
| Palm Beach County Florida | 28 | $ 22,550,000 | $ 805,000 | $ 208,000 |
| Essex County New York | 28 | $ 3,620,000 | $ 129,000 | $ 75,000 |
| Otsego County New York | 28 | $ 3,950,000 | $ 141,000 | $ 72,000 |
| Rockland County New York | 28 | $ 10,149,000 | $ 362,000 | $ 117,000 |
| Warrick County Indiana | 25 | $ 3,874,000 | $ 154,000 | $ 103,000 |
| Schoharie County New York | 25 | $ 2,629,000 | $ 105,000 | $ 55,000 |
| Miami-Dade County Florida | 24 | $ 21,430,000 | $ 892,000 | $ 316,000 |
| Lackawanna County Pennsylvania | 24 | $ 2,914,000 | $ 121,000 | $ 64,000 |
| Harford County Maryland | 23 | $ 4,722,000 | $ 205,000 | $ 72,000 |
| Grafton County New Hampshire | 23 | $ 3,381,000 | $ 147,000 | $ 245,000 |
| Madison County Alabama | 22 | $ 4,564,000 | $ 207,000 | $ 121,000 |
| Frederick County Maryland | 22 | $ 5,570,000 | $ 253,000 | $ 94,000 |
| Clinton County New York | 22 | $ 2,399,000 | $ 109,000 | $ 83,000 |
| Fairfax County Virginia | 21 | $ 5,959,000 | $ 283,000 | $ 118,000 |
| Collier County Florida | 20 | $ 24,301,000 | $ 1,215,000 | $ 194,000 |
| Lee County Florida | 18 | $ 4,345,000 | $ 241,000 | $ 162,000 |
| Franklin County Massachusetts | 18 | $ 2,733,000 | $ 151,000 | $ 60,000 |
| Chautauqua County New York | 18 | $ 2,037,000 | $ 113,000 | $ 63,000 |
| Delaware County New York | 18 | $ 2,035,000 | $ 113,000 | $ 62,000 |
| Montour County Pennsylvania | 18 | $ 1,811,000 | $ 100,000 | $ 58,000 |
| Pike County Pennsylvania | 18 | $ 1,799,000 | $ 99,000 | $ 100,000 |
| Howard County Maryland | 17 | $ 8,044,000 | $ 473,000 | $ 136,000 |
| Cumberland County New Jersey | 17 | $ 2,254,000 | $ 132,000 | $ 53,000 |
| Summit County Ohio | 17 | $ 1,296,000 | $ 76,000 | $ 68,000 |
| Washington County Pennsylvania | 17 | $ 2,124,000 | $ 124,000 | $ 73,000 |
| Kent County Delaware | 16 | $ 3,542,000 | $ 221,000 | $ 63,000 |
| St. Louis County Missouri | 16 | $ 3,299,000 | $ 206,000 | $ 134,000 |
| Salem County New Jersey | 16 | $ 1,942,000 | $ 121,000 | $ 69,000 |
| Wyoming County New York | 16 | $ 1,833,000 | $ 114,000 | $ 71,000 |
| Windsor County Vermont | 16 | $ 2,652,000 | $ 165,000 | $ 194,000 |
| Lake County Indiana | 15 | $ 23,550,000 | $ 1,570,000 | $ 56,000 |
| Sullivan County New York | 15 | $ 2,832,000 | $ 188,000 | $ 90,000 |
| Bennington County Vermont | 15 | $ 3,871,000 | $ 258,000 | $ 224,000 |
| Worcester County Maryland | 13 | $ 2,294,000 | $ 176,000 | $ 103,000 |
| Ontario County New York | 13 | $ 2,173,000 | $ 167,000 | $ 123,000 |
| Franklin County Ohio | 13 | $ 31,032,000 | $ 2,387,000 | $ 34,000 |
| Stark County Ohio | 13 | $ 1,379,000 | $ 106,000 | $ 42,000 |
| Fayette County Pennsylvania | 13 | $ 1,121,000 | $ 86,000 | $ 46,000 |
| Wayne County Pennsylvania | 13 | $ 2,360,000 | $ 181,000 | $ 74,000 |
| Horry County South Carolina | 13 | $ 2,063,000 | $ 158,000 | $ 91,000 |
| Cattaraugus County New York | 12 | $ 1,083,000 | $ 90,000 | $ 79,000 |
| Herkimer County New York | 12 | $ 1,080,000 | $ 90,000 | $ 67,000 |
| Lucas County Ohio | 12 | $ 1,402,000 | $ 116,000 | $ 62,000 |
| Beaver County Pennsylvania | 12 | $ 1,093,000 | $ 91,000 | $ 47,000 |
| Butler County Pennsylvania | 12 | $ 1,433,000 | $ 119,000 | $ 85,000 |
| Maricopa County Arizona | 11 | $ 25,969,000 | $ 2,360,000 | $ 67,000 |
| Charlotte County Florida | 11 | $ 2,282,000 | $ 207,000 | $ 125,000 |
| Pinellas County Florida | 11 | $ 23,121,000 | $ 2,101,000 | $ 63,000 |
| Volusia County Florida | 11 | $ 6,377,000 | $ 579,000 | $ 75,000 |
| Jefferson County New York | 11 | $ 1,585,000 | $ 144,000 | $ 91,000 |
| Mecklenburg County North Carolina | 11 | $ 20,247,000 | $ 1,840,000 | $ 82,000 |
| Addison County Vermont | 11 | $ 2,187,000 | $ 198,000 | $ 78,000 |
| Rutland County Vermont | 11 | $ 1,832,000 | $ 166,000 | $ 102,000 |
| Delaware County Indiana | 10 | $ 858,000 | $ 85,000 | $ 44,000 |
| Penobscot County Maine | 10 | $ 1,402,000 | $ 140,000 | $ 55,000 |
| Cheshire County New Hampshire | 10 | $ 1,284,000 | $ 128,000 | $ 62,000 |
| Franklin County New York | 10 | $ 1,104,000 | $ 110,000 | $ 72,000 |
| Hamilton County New York | 10 | $ 1,486,000 | $ 148,000 | $ 83,000 |
| Putnam County New York | 10 | $ 2,800,000 | $ 280,000 | $ 91,000 |
| Huntingdon County Pennsylvania | 10 | $ 1,638,000 | $ 163,000 | $ 130,000 |
| Snyder County Pennsylvania | 10 | $ 1,260,000 | $ 126,000 | $ 68,000 |
| Virginia Beach County Virginia | 10 | $ 2,484,000 | $ 248,000 | $ 130,000 |
| Hillsborough County Florida | 9 | $ 3,167,000 | $ 351,000 | $ 80,000 |
| Sarasota County Florida | 9 | $ 1,532,000 | $ 170,000 | $ 88,000 |
| Androscoggin County Maine | 9 | $ 1,355,000 | $ 150,000 | $ 59,000 |
| Carroll County Maryland | 9 | $ 2,848,000 | $ 316,000 | $ 111,000 |
| Jefferson County Missouri | 9 | $ 1,424,000 | $ 158,000 | $ 50,000 |
| Coos County New Hampshire | 9 | $ 1,447,000 | $ 160,000 | $ 99,000 |
| Oswego County New York | 9 | $ 835,000 | $ 92,000 | $ 72,000 |
| Wayne County New York | 9 | $ 1,016,000 | $ 112,000 | $ 63,000 |
| Arlington County Virginia | 9 | $ 8,350,000 | $ 927,000 | $ 162,000 |
| Orange County California | 8 | $ 29,227,000 | $ 3,653,000 | $ 36,000 |
| Brevard County Florida | 8 | $ 4,373,000 | $ 546,000 | $ 63,000 |
| Orange County Florida | 8 | $ 3,749,000 | $ 468,000 | $ 94,000 |
| Garrett County Maryland | 8 | $ 1,086,000 | $ 135,000 | $ 69,000 |
| Steuben County New York | 8 | $ 628,000 | $ 78,000 | $ 82,000 |
| Denver County Colorado | 7 | $ 1,875,000 | $ 267,000 | $ 147,000 |
| Polk County Florida | 7 | $ 5,460,000 | $ 780,000 | $ 84,000 |
| St. Johns County Florida | 7 | $ 4,845,000 | $ 692,000 | $ 1,251,000 |
| Kane County Illinois | 7 | $ 5,326,000 | $ 760,000 | $ 46,000 |
| Gibson County Indiana | 7 | $ 1,269,000 | $ 181,000 | $ 87,000 |
| Johnson County Kansas | 7 | $ 1,494,000 | $ 213,000 | $ 96,000 |
| Kennebec County Maine | 7 | $ 1,029,000 | $ 147,000 | $ 89,000 |
| Oxford County Maine | 7 | $ 628,000 | $ 89,000 | $ 90,000 |
| Jackson County Missouri | 7 | $ 3,578,000 | $ 511,000 | $ 59,000 |
| Allegany County New York | 7 | $ 499,000 | $ 71,000 | $ 42,000 |
| Livingston County New York | 7 | $ 539,000 | $ 77,000 | $ 83,000 |
| Madison County New York | 7 | $ 858,000 | $ 122,000 | $ 67,000 |
| Hamilton County Ohio | 7 | $ 5,678,000 | $ 811,000 | $ 61,000 |
| Lake County Ohio | 7 | $ 708,000 | $ 101,000 | $ 48,000 |
| Wyoming County Pennsylvania | 7 | $ 920,000 | $ 131,000 | $ 114,000 |
| Charleston County South Carolina | 7 | $ 7,147,000 | $ 1,021,000 | $ 90,000 |
| Orange County Vermont | 7 | $ 1,208,000 | $ 172,000 | $ 96,000 |
| Henrico County Virginia | 7 | $ 1,437,000 | $ 205,000 | $ 75,000 |
| Prince William County Virginia | 7 | $ 3,559,000 | $ 508,000 | $ 69,000 |
| DuPage County Illinois | 6 | $ 15,028,000 | $ 2,504,000 | $ 44,000 |
| Lake County Illinois | 6 | $ 5,214,000 | $ 869,000 | $ 48,000 |
| Sagadahoc County Maine | 6 | $ 988,000 | $ 164,000 | $ 54,000 |
| Washington County Maine | 6 | $ 1,266,000 | $ 211,000 | $ 86,000 |
| St. Charles County Missouri | 6 | $ 1,072,000 | $ 178,000 | $ 84,000 |
| Sullivan County New Hampshire | 6 | $ 986,000 | $ 164,000 | $ 64,000 |
| Genesee County New York | 6 | $ 395,000 | $ 65,000 | $ 38,000 |
| Bradford County Pennsylvania | 6 | $ 504,000 | $ 84,000 | $ 36,000 |
| Washington County Vermont | 6 | $ 1,451,000 | $ 241,000 | $ 263,000 |
| Loudoun County Virginia | 6 | $ 2,095,000 | $ 349,000 | $ 136,000 |
| Mobile County Alabama | 5 | $ 669,000 | $ 133,000 | $ 46,000 |
| Montgomery County Alabama | 5 | $ 5,791,000 | $ 1,158,000 | $ 127,000 |
| San Diego County California | 5 | $ 6,816,000 | $ 1,363,000 | $ 35,000 |
| Jefferson County Colorado | 5 | $ 1,367,000 | $ 273,000 | $ 109,000 |
| Martin County Florida | 5 | $ 883,000 | $ 176,000 | $ 164,000 |
| Osceola County Florida | 5 | $ 1,169,000 | $ 233,000 | $ 39,000 |
| Kendall County Illinois | 5 | $ 953,000 | $ 190,000 | $ 70,000 |
| Hancock County Maine | 5 | $ 2,293,000 | $ 458,000 | $ 56,000 |
| Charles County Maryland | 5 | $ 1,238,000 | $ 247,000 | $ 86,000 |
| Talbot County Maryland | 5 | $ 1,338,000 | $ 267,000 | $ 147,000 |
| Lewis County New York | 5 | $ 578,000 | $ 115,000 | $ 67,000 |
| St. Lawrence County New York | 5 | $ 574,000 | $ 114,000 | $ 73,000 |
| Union County North Carolina | 5 | $ 1,398,000 | $ 279,000 | $ 36,000 |
| Wake County North Carolina | 5 | $ 7,024,000 | $ 1,404,000 | $ 26,000 |
| Geauga County Ohio | 5 | $ 1,164,000 | $ 232,000 | $ 93,000 |
| Jefferson County Ohio | 5 | $ 327,000 | $ 65,000 | $ 40,000 |
| Lorain County Ohio | 5 | $ 921,000 | $ 184,000 | $ 69,000 |
| Erie County Pennsylvania | 5 | $ 527,000 | $ 105,000 | $ 75,000 |
| Lawrence County Pennsylvania | 5 | $ 336,000 | $ 67,000 | $ 51,000 |
| Mifflin County Pennsylvania | 5 | $ 419,000 | $ 83,000 | $ 106,000 |
| Sullivan County Pennsylvania | 5 | $ 618,000 | $ 123,000 | $ 58,000 |
| Susquehanna County Pennsylvania | 5 | $ 523,000 | $ 104,000 | $ 57,000 |
| Lamoille County Vermont | 5 | $ 1,261,000 | $ 252,000 | $ 152,000 |
| Amherst County Virginia | 5 | $ 743,000 | $ 148,000 | $ 73,000 |
| Douglas County Colorado | 4 | $ 772,000 | $ 193,000 | $ 89,000 |
| Duval County Florida | 4 | $ 16,749,000 | $ 4,187,000 | $ 21,000 |
| Lake County Florida | 4 | $ 5,534,000 | $ 1,383,000 | $ 59,000 |
| Manatee County Florida | 4 | $ 1,020,000 | $ 255,000 | $ 92,000 |
| Marion County Indiana | 4 | $ 513,000 | $ 128,000 | $ 79,000 |
| St. Joseph County Indiana | 4 | $ 573,000 | $ 143,000 | $ 71,000 |
| Tippecanoe County Indiana | 4 | $ 501,000 | $ 125,000 | $ 41,000 |
| Knox County Maine | 4 | $ 1,081,000 | $ 270,000 | $ 50,000 |
| Lincoln County Maine | 4 | $ 1,059,000 | $ 264,000 | $ 180,000 |
| Somerset County Maine | 4 | $ 397,000 | $ 99,000 | $ 76,000 |
| Caroline County Maryland | 4 | $ 754,000 | $ 188,000 | $ 175,000 |
| Clark County Nevada | 4 | $ 945,000 | $ 236,000 | $ 83,000 |
| Cortland County New York | 4 | $ 363,000 | $ 90,000 | $ 51,000 |
| Yates County New York | 4 | $ 480,000 | $ 120,000 | $ 83,000 |
| Cabarrus County North Carolina | 4 | $ 604,000 | $ 151,000 | $ 98,000 |
| Cleveland County North Carolina | 4 | $ 701,000 | $ 175,000 | $ 55,000 |
| Guilford County North Carolina | 4 | $ 662,000 | $ 165,000 | $ 121,000 |
| Portage County Ohio | 4 | $ 722,000 | $ 180,000 | $ 76,000 |
| Armstrong County Pennsylvania | 4 | $ 308,000 | $ 77,000 | $ 37,000 |
| Tioga County Pennsylvania | 4 | $ 174,000 | $ 43,000 | $ 49,000 |
| Beaufort County South Carolina | 4 | $ 1,434,000 | $ 358,000 | $ 297,000 |
| Berkeley County South Carolina | 4 | $ 501,000 | $ 125,000 | $ 164,000 |
| Knox County Tennessee | 4 | $ 20,200,000 | $ 5,050,000 | $ 31,000 |
| Grand Isle County Vermont | 4 | $ 702,000 | $ 175,000 | $ 93,000 |
| Bedford County Virginia | 4 | $ 672,000 | $ 168,000 | $ 43,000 |
| Hampton County Virginia | 4 | $ 670,000 | $ 167,000 | $ 56,000 |
| Berkeley County West Virginia | 4 | $ 670,000 | $ 167,000 | $ 56,000 |
| San Bernardino County California | 3 | $ 10,462,000 | $ 3,487,000 | $ 68,000 |
| Adams County Colorado | 3 | $ 25,625,000 | $ 8,541,000 | $ 84,000 |
| Arapahoe County Colorado | 3 | $ 532,000 | $ 177,000 | $ 95,000 |
| Citrus County Florida | 3 | $ 300,000 | $ 100,000 | $ 49,000 |
| Columbia County Florida | 3 | $ 317,000 | $ 105,000 | $ 77,000 |
| Rockdale County Georgia | 3 | $ 287,000 | $ 95,000 | $ 101,000 |
| Posey County Indiana | 3 | $ 507,000 | $ 169,000 | $ 82,000 |
| Steuben County Indiana | 3 | $ 447,000 | $ 149,000 | $ 194,000 |
| Jefferson County Kentucky | 3 | $ 7,710,000 | $ 2,570,000 | $ 0 |
| Aroostook County Maine | 3 | $ 476,000 | $ 158,000 | $ 59,000 |
| Franklin County Maine | 3 | $ 505,000 | $ 168,000 | $ 142,000 |
| Piscataquis County Maine | 3 | $ 714,000 | $ 238,000 | $ 170,000 |
| Calvert County Maryland | 3 | $ 1,014,000 | $ 338,000 | $ 90,000 |
| Queen Anne's County Maryland | 3 | $ 702,000 | $ 234,000 | $ 43,000 |
| St. Mary's County Maryland | 3 | $ 803,000 | $ 267,000 | $ 141,000 |
| Oakland County Michigan | 3 | $ 413,000 | $ 137,000 | $ 52,000 |
| Cayuga County New York | 3 | $ 481,000 | $ 160,000 | $ 64,000 |
| Tompkins County New York | 3 | $ 1,864,000 | $ 621,000 | $ 52,000 |
| Carroll County Ohio | 3 | $ 173,000 | $ 57,000 | $ 37,000 |
| Columbiana County Ohio | 3 | $ 276,000 | $ 92,000 | $ 115,000 |
| Delaware County Ohio | 3 | $ 274,000 | $ 91,000 | $ 53,000 |
| Erie County Ohio | 3 | $ 149,000 | $ 49,000 | $ 84,000 |
| Mahoning County Ohio | 3 | $ 170,000 | $ 56,000 | $ 29,000 |
| Tuscarawas County Ohio | 3 | $ 247,000 | $ 82,000 | $ 32,000 |
| Bedford County Pennsylvania | 3 | $ 143,000 | $ 47,000 | $ 57,000 |
| Blair County Pennsylvania | 3 | $ 112,000 | $ 37,000 | $ 42,000 |
| Crawford County Pennsylvania | 3 | $ 233,000 | $ 77,000 | $ 53,000 |
| Greene County Pennsylvania | 3 | $ 258,000 | $ 86,000 | $ 40,000 |
| Indiana County Pennsylvania | 3 | $ 258,000 | $ 86,000 | $ 41,000 |
| Davidson County Tennessee | 3 | $ 52,683,000 | $ 17,561,000 | $ 64,000 |
| Collin County Texas | 3 | $ 36,240,000 | $ 12,080,000 | $ 49,000 |
| Alexandria County Virginia | 3 | $ 791,000 | $ 263,000 | $ 130,000 |
| Chesapeake County Virginia | 3 | $ 248,000 | $ 82,000 | $ 98,000 |
| Chesterfield County Virginia | 3 | $ 497,000 | $ 165,000 | $ 49,000 |
| Culpeper County Virginia | 3 | $ 648,000 | $ 216,000 | $ 49,000 |
| Lynchburg County Virginia | 3 | $ 524,000 | $ 174,000 | $ 53,000 |
| Orange County Virginia | 3 | $ 471,000 | $ 157,000 | $ 58,000 |
| Jefferson County Alabama | 2 | $ 250,000 | $ 125,000 | $ 74,000 |
| Shelby County Alabama | 2 | $ 451,000 | $ 225,000 | $ 151,000 |
| Pinal County Arizona | 2 | $ 349,000 | $ 174,000 | $ 82,000 |
| Yavapai County Arizona | 2 | $ 1,410,000 | $ 705,000 | $ 409,000 |
| Alameda County California | 2 | $ 514,000 | $ 257,000 | $ 88,000 |
| Riverside County California | 2 | $ 8,323,000 | $ 4,161,000 | $ 0 |
| San Joaquin County California | 2 | $ 323,000 | $ 161,000 | $ 75,000 |
| Escambia County Florida | 2 | $ 10,600,000 | $ 5,300,000 | $ 0 |
| Flagler County Florida | 2 | $ 245,000 | $ 122,000 | $ 58,000 |
| Hernando County Florida | 2 | $ 254,000 | $ 127,000 | $ 51,000 |
| Indian River County Florida | 2 | $ 630,000 | $ 315,000 | $ 283,000 |
| Marion County Florida | 2 | $ 1,424,000 | $ 712,000 | $ 29,000 |
| Seminole County Florida | 2 | $ 254,000 | $ 127,000 | $ 98,000 |
| St. Lucie County Florida | 2 | $ 476,000 | $ 238,000 | $ 79,000 |
| Chatham County Georgia | 2 | $ 186,000 | $ 93,000 | $ 99,000 |
| Fulton County Georgia | 2 | $ 303,000 | $ 151,000 | $ 89,000 |
| Gwinnett County Georgia | 2 | $ 392,000 | $ 196,000 | $ 133,000 |
| Kankakee County Illinois | 2 | $ 1,661,000 | $ 830,000 | $ 34,000 |
| McHenry County Illinois | 2 | $ 382,000 | $ 191,000 | $ 95,000 |
| Elkhart County Indiana | 2 | $ 245,000 | $ 122,000 | $ 48,000 |
| Hamilton County Indiana | 2 | $ 325,000 | $ 162,000 | $ 71,000 |
| Kosciusko County Indiana | 2 | $ 209,000 | $ 104,000 | $ 66,000 |
| Porter County Indiana | 2 | $ 396,000 | $ 198,000 | $ 91,000 |
| Whitley County Indiana | 2 | $ 168,000 | $ 84,000 | $ 34,000 |
| Waldo County Maine | 2 | $ 275,000 | $ 137,000 | $ 154,000 |
| Dorchester County Maryland | 2 | $ 225,000 | $ 112,000 | $ 55,000 |
| Wayne County Michigan | 2 | $ 326,000 | $ 163,000 | $ 120,000 |
| Warren County Missouri | 2 | $ 558,000 | $ 279,000 | $ 123,000 |
| Chemung County New York | 2 | $ 134,000 | $ 67,000 | $ 54,000 |
| Seneca County New York | 2 | $ 118,000 | $ 59,000 | $ 65,000 |
| Tioga County New York | 2 | $ 249,000 | $ 124,000 | $ 46,000 |
| Brunswick County North Carolina | 2 | $ 428,000 | $ 214,000 | $ 27,000 |
| Durham County North Carolina | 2 | $ 10,750,000 | $ 5,375,000 | $ 0 |
| Johnston County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 52,000 |
| Greene County Ohio | 2 | $ 479,000 | $ 239,000 | $ 99,000 |
| Harrison County Ohio | 2 | $ 270,000 | $ 135,000 | $ 61,000 |
| Huron County Ohio | 2 | $ 226,000 | $ 113,000 | $ 70,000 |
| Medina County Ohio | 2 | $ 243,000 | $ 121,000 | $ 74,000 |
| Montgomery County Ohio | 2 | $ 1,983,000 | $ 991,000 | $ 0 |
| Tulsa County Oklahoma | 2 | $ 5,300,000 | $ 2,650,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 9,155,000 | $ 4,577,000 | $ 0 |
| Cambria County Pennsylvania | 2 | $ 2,066,000 | $ 1,033,000 | $ 67,000 |
| Clearfield County Pennsylvania | 2 | $ 684,000 | $ 342,000 | $ 122,000 |
| Fulton County Pennsylvania | 2 | $ 200,000 | $ 100,000 | $ 76,000 |
| Juniata County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 83,000 |
| McKean County Pennsylvania | 2 | $ 189,000 | $ 94,000 | $ 75,000 |
| Mercer County Pennsylvania | 2 | $ 249,000 | $ 124,000 | $ 47,000 |
| Potter County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 29,000 |
| Somerset County Pennsylvania | 2 | $ 153,000 | $ 76,000 | $ 62,000 |
| Warren County Pennsylvania | 2 | $ 113,000 | $ 56,000 | $ 79,000 |
| Pickens County South Carolina | 2 | $ 6,472,000 | $ 3,236,000 | $ 33,000 |
| Richland County South Carolina | 2 | $ 11,151,000 | $ 5,575,000 | $ 21,000 |
| Bradley County Tennessee | 2 | $ 282,000 | $ 141,000 | $ 65,000 |
| Hamilton County Tennessee | 2 | $ 543,000 | $ 271,000 | $ 148,000 |
| Sevier County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 46,000 |
| Shelby County Tennessee | 2 | $ 185,000 | $ 92,000 | $ 83,000 |
| Harris County Texas | 2 | $ 10,600,000 | $ 5,300,000 | $ 0 |
| Orleans County Vermont | 2 | $ 250,000 | $ 125,000 | $ 60,000 |
| Accomack County Virginia | 2 | $ 471,000 | $ 235,000 | $ 67,000 |
| Augusta County Virginia | 2 | $ 357,000 | $ 178,000 | $ 31,000 |
| Hanover County Virginia | 2 | $ 541,000 | $ 270,000 | $ 89,000 |
| Isle of Wight County Virginia | 2 | $ 307,000 | $ 153,000 | $ 53,000 |
| Louisa County Virginia | 2 | $ 443,000 | $ 221,000 | $ 85,000 |
| Norfolk County Virginia | 2 | $ 416,000 | $ 208,000 | $ 116,000 |
| Portsmouth County Virginia | 2 | $ 190,000 | $ 95,000 | $ 71,000 |
| Pulaski County Virginia | 2 | $ 165,000 | $ 82,000 | $ 16,000 |
| Roanoke County Virginia | 2 | $ 389,000 | $ 194,000 | $ 68,000 |
| Roanoke City County Virginia | 2 | $ 653,000 | $ 326,000 | $ 25,000 |
| Spotsylvania County Virginia | 2 | $ 622,000 | $ 311,000 | $ 109,000 |
| Staunton County Virginia | 2 | $ 365,000 | $ 182,000 | $ 53,000 |
| Warren County Virginia | 2 | $ 451,000 | $ 225,000 | $ 187,000 |
| King County Washington | 2 | $ 7,694,000 | $ 3,847,000 | $ 17,000 |
| Marshall County West Virginia | 2 | $ 366,000 | $ 183,000 | $ 101,000 |
| Baldwin County Alabama | 1 | $ 324,000 | $ 324,000 | $ 98,000 |
| Blount County Alabama | 1 | $ 161,000 | $ 161,000 | $ 82,000 |
| Lauderdale County Alabama | 1 | $ 260,000 | $ 260,000 | $ 66,000 |
| Lee County Alabama | 1 | $ 129,000 | $ 129,000 | $ 414,000 |
| Limestone County Alabama | 1 | $ 172,000 | $ 172,000 | $ 80,000 |
| Marshall County Alabama | 1 | $ 417,000 | $ 417,000 | $ 600,000 |
| Tuscaloosa County Alabama | 1 | $ 10,800,000 | $ 10,800,000 | $ 0 |
| Imperial County California | 1 | $ 260,000 | $ 260,000 | $ 105,000 |
| Placer County California | 1 | $ 130,000 | $ 130,000 | $ 90,000 |
| San Mateo County California | 1 | $ 1,900,000 | $ 1,900,000 | $ 0 |
| Ventura County California | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Boulder County Colorado | 1 | $ 183,000 | $ 183,000 | $ 40,000 |
| El Paso County Colorado | 1 | $ 106,000 | $ 106,000 | $ 15,000 |
| Grand County Colorado | 1 | $ 149,000 | $ 149,000 | $ 101,000 |
| Gunnison County Colorado | 1 | $ 370,000 | $ 370,000 | $ 186,000 |
| Mesa County Colorado | 1 | $ 194,000 | $ 194,000 | $ 45,000 |
| Park County Colorado | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| San Miguel County Colorado | 1 | $ 340,000 | $ 340,000 | $ 64,000 |
| Summit County Colorado | 1 | $ 21,000 | $ 21,000 | $ 251,000 |
| Teller County Colorado | 1 | $ 187,000 | $ 187,000 | $ 74,000 |
| Hamilton County Florida | 1 | $ 205,000 | $ 205,000 | $ 54,000 |
| Hardee County Florida | 1 | $ 74,000 | $ 74,000 | $ 45,000 |
| Hendry County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,099,000 |
| Nassau County Florida | 1 | $ 240,000 | $ 240,000 | $ 92,000 |
| Okaloosa County Florida | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| Pasco County Florida | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Wakulla County Florida | 1 | $ 6,000,000 | $ 6,000,000 | $ 0 |
| Barrow County Georgia | 1 | $ 156,000 | $ 156,000 | $ 56,000 |
| Bartow County Georgia | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Bulloch County Georgia | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Clayton County Georgia | 1 | $ 6,720,000 | $ 6,720,000 | $ 0 |
| Dawson County Georgia | 1 | $ 60,000 | $ 60,000 | $ 48,000 |
| DeKalb County Georgia | 1 | $ 13,500,000 | $ 13,500,000 | $ 0 |
| Fannin County Georgia | 1 | $ 299,000 | $ 299,000 | $ 80,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Murray County Georgia | 1 | $ 163,000 | $ 163,000 | $ 28,000 |
| Oconee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 188,000 |
| Screven County Georgia | 1 | $ 232,000 | $ 232,000 | $ 80,000 |
| Towns County Georgia | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| Champaign County Illinois | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Clinton County Illinois | 1 | $ 80,000 | $ 80,000 | $ 146,000 |
| DeKalb County Illinois | 1 | $ 1,540,000 | $ 1,540,000 | $ 0 |
| Grundy County Illinois | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Madison County Illinois | 1 | $ 177,000 | $ 177,000 | $ 90,000 |
| Peoria County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Vermilion County Illinois | 1 | $ 2,600,000 | $ 2,600,000 | $ 0 |
| Boone County Indiana | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| DeKalb County Indiana | 1 | $ 237,000 | $ 237,000 | $ 80,000 |
| Henry County Indiana | 1 | $ 33,000 | $ 33,000 | $ 56,000 |
| Howard County Indiana | 1 | $ 2,300,000 | $ 2,300,000 | $ 0 |
| Huntington County Indiana | 1 | $ 99,000 | $ 99,000 | $ 37,000 |
| LaGrange County Indiana | 1 | $ 15,000 | $ 15,000 | $ 26,000 |
| LaPorte County Indiana | 1 | $ 3,889,000 | $ 3,889,000 | $ 0 |
| Madison County Indiana | 1 | $ 157,000 | $ 157,000 | $ 101,000 |
| Noble County Indiana | 1 | $ 83,000 | $ 83,000 | $ 41,000 |
| Randolph County Indiana | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Wayne County Indiana | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Wells County Indiana | 1 | $ 68,000 | $ 68,000 | $ 50,000 |
| Allegany County Maryland | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Kent County Maryland | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Wicomico County Maryland | 1 | $ 144,000 | $ 144,000 | $ 87,000 |
| Macomb County Michigan | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
| Muskegon County Michigan | 1 | $ 2,700,000 | $ 2,700,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Olmsted County Minnesota | 1 | $ 3,600,000 | $ 3,600,000 | $ 0 |
| Jackson County Mississippi | 1 | $ 52,000 | $ 52,000 | $ 39,000 |
| Lafayette County Mississippi | 1 | $ 171,000 | $ 171,000 | $ 58,000 |
| Rankin County Mississippi | 1 | $ 269,000 | $ 269,000 | $ 85,000 |
| Camden County Missouri | 1 | $ 91,000 | $ 91,000 | $ 77,000 |
| Clay County Missouri | 1 | $ 90,000 | $ 90,000 | $ 51,000 |
| Maries County Missouri | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| St. Louis City County Missouri | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Gallatin County Montana | 1 | $ 223,000 | $ 223,000 | $ 92,000 |
| Humboldt County Nevada | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| Mora County New Mexico | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| San Juan County New Mexico | 1 | $ 20,000 | $ 20,000 | $ 63,000 |
| Sandoval County New Mexico | 1 | $ 346,000 | $ 346,000 | $ 90,000 |
| Orleans County New York | 1 | $ 81,000 | $ 81,000 | $ 53,000 |
| Schuyler County New York | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Alamance County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Alleghany County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| Burke County North Carolina | 1 | $ 84,000 | $ 84,000 | $ 40,000 |
| Caldwell County North Carolina | 1 | $ 284,000 | $ 284,000 | $ 159,000 |
| Carteret County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Catawba County North Carolina | 1 | $ 390,000 | $ 390,000 | $ 159,000 |
| Columbus County North Carolina | 1 | $ 167,000 | $ 167,000 | $ 36,000 |
| Cumberland County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 39,000 |
| Gaston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Henderson County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Iredell County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
| Jackson County North Carolina | 1 | $ 306,000 | $ 306,000 | $ 240,000 |
| Lincoln County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 23,000 |
| Madison County North Carolina | 1 | $ 323,000 | $ 323,000 | $ 215,000 |
| Montgomery County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 49,000 |
| Rowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Scotland County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 23,000 |
| Vance County North Carolina | 1 | $ 261,000 | $ 261,000 | $ 93,000 |
| Wilson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 42,000 |
| Ashtabula County Ohio | 1 | $ 58,000 | $ 58,000 | $ 48,000 |
| Belmont County Ohio | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Clark County Ohio | 1 | $ 167,000 | $ 167,000 | $ 114,000 |
| Clermont County Ohio | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| Hancock County Ohio | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Henry County Ohio | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 16,543 | $5,926,826,000 | $358,000 | $62,000,000 | $86,000 | $8,500,000 |
| Home Purchase | 12,624 | $3,406,355,000 | $269,000 | $99,999,000 | $84,000 | $3,586,000 |
| Home Improvement | 3,077 | $245,416,000 | $79,000 | $2,920,000 | $80,000 | $4,323,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,934 | $4,610,375,000 | $201,000 | $14,329,000 | $92,000 | $8,500,000 |
| Not Provided | 2,525 | $495,326,000 | $196,000 | $4,508,000 | $95,000 | $2,977,000 |
| Hispanic | 2,234 | $373,938,000 | $167,000 | $4,030,000 | $65,000 | $850,000 |
| Black or African American | 2,211 | $339,494,000 | $153,000 | $3,900,000 | $63,000 | $1,081,000 |
| Asian | 1,104 | $227,586,000 | $206,000 | $1,965,000 | $86,000 | $1,164,000 |
| Not applicable | 1,077 | $3,502,641,000 | $3,252,000 | $99,999,000 | $0 | $366,000 |
| Native Hawaiian or Other Pacific Islander | 92 | $17,628,000 | $191,000 | $1,600,000 | $65,000 | $228,000 |
| American Indian or Alaskan Native | 67 | $11,609,000 | $173,000 | $500,000 | $83,000 | $583,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 29,000 | $9,005,691,000 | $310,000 | $99,999,000 | $87,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 3,156 | $554,803,000 | $175,000 | $730,000 | $61,000 | $720,000 |
| VA-guaranteed (Veterans Administration) | 85 | $16,563,000 | $194,000 | $417,000 | $63,000 | $129,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $1,540,000 | $513,000 | $1,268,000 | $230,000 | $598,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 20,097 | $5,838,817,000 | $290,000 | $32,250,000 | $86,000 | $8,500,000 |
| Application Denied By Financial Institution | 5,558 | $1,380,890,000 | $248,000 | $62,000,000 | $74,000 | $4,320,000 |
| Application Approved But Not Accepted | 3,385 | $1,147,971,000 | $339,000 | $99,999,000 | $91,000 | $1,300,000 |
| Application Withdrawn By Applicant | 2,454 | $1,024,086,000 | $417,000 | $43,000,000 | $98,000 | $3,586,000 |
| Loan Purchased By The Institution | 527 | $100,382,000 | $190,000 | $910,000 | $78,000 | $569,000 |
| Preapproval Denied by Financial Institution | 191 | $29,388,000 | $153,000 | $960,000 | $47,000 | $539,000 |
| File Closed For Incompleteness | 32 | $57,063,000 | $1,783,000 | $16,000,000 | $1,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 1,573 | $468,401,000 | $297,000 | $30,500,000 | $86,000 | $720,000 |
| Credit History | 1,489 | $238,622,000 | $160,000 | $8,200,000 | $64,000 | $4,320,000 |
| Debt-To-Income Ratio | 1,200 | $268,744,000 | $223,000 | $62,000,000 | $59,000 | $1,032,000 |
| Other | 656 | $201,676,000 | $307,000 | $17,500,000 | $86,000 | $798,000 |
| Mortgage Insurance Denied | 355 | $41,124,000 | $115,000 | $495,000 | $81,000 | $364,000 |
| Unverifiable Information | 223 | $53,299,000 | $239,000 | $9,595,000 | $73,000 | $828,000 |
| Credit Application Incomplete | 131 | $100,828,000 | $769,000 | $14,100,000 | $45,000 | $720,000 |
| Employment History | 71 | $11,802,000 | $166,000 | $460,000 | $55,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $25,782,000 | $505,000 | $12,762,000 | $95,000 | $470,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.