Sovereign Lending Group Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Sovereign Lending Group Incorporated 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 2,777 |
| Total Mortgage Loan Application Amount | $934,616,000 |
| Average Mortgage Loan Application Amount | $358,333 |
| Highest Mortgage Loan Application Amount | $1,245,000 |
| Average Applicant Income | $110,666 |
| Highest Applicant Income | $3,276,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 345 | $ 139,997,000 | $ 405,000 | $ 113,000 |
| San Diego County California | 202 | $ 89,561,000 | $ 443,000 | $ 70,000 |
| Riverside County California | 179 | $ 57,931,000 | $ 323,000 | $ 60,000 |
| Maricopa County Arizona | 177 | $ 48,488,000 | $ 273,000 | $ 62,000 |
| Orange County California | 152 | $ 66,739,000 | $ 439,000 | $ 108,000 |
| San Bernardino County California | 111 | $ 30,740,000 | $ 276,000 | $ 65,000 |
| Contra Costa County California | 42 | $ 16,846,000 | $ 401,000 | $ 76,000 |
| Adams County Colorado | 40 | $ 9,642,000 | $ 241,000 | $ 67,000 |
| Ventura County California | 37 | $ 14,870,000 | $ 401,000 | $ 94,000 |
| Arapahoe County Colorado | 37 | $ 9,911,000 | $ 267,000 | $ 41,000 |
| Clark County Washington | 37 | $ 8,813,000 | $ 238,000 | $ 77,000 |
| Alameda County California | 36 | $ 16,145,000 | $ 448,000 | $ 100,000 |
| Clackamas County Oregon | 36 | $ 9,883,000 | $ 274,000 | $ 81,000 |
| King County Washington | 36 | $ 12,558,000 | $ 348,000 | $ 73,000 |
| Sacramento County California | 31 | $ 9,341,000 | $ 301,000 | $ 51,000 |
| Washington County Oregon | 31 | $ 8,036,000 | $ 259,000 | $ 84,000 |
| Solano County California | 27 | $ 9,118,000 | $ 337,000 | $ 61,000 |
| Santa Clara County California | 26 | $ 14,254,000 | $ 548,000 | $ 110,000 |
| Douglas County Colorado | 26 | $ 8,894,000 | $ 342,000 | $ 50,000 |
| Pierce County Washington | 26 | $ 6,626,000 | $ 254,000 | $ 27,000 |
| Kern County California | 23 | $ 6,306,000 | $ 274,000 | $ 68,000 |
| El Paso County Colorado | 23 | $ 6,540,000 | $ 284,000 | $ 18,000 |
| Jefferson County Colorado | 22 | $ 5,903,000 | $ 268,000 | $ 94,000 |
| Snohomish County Washington | 22 | $ 6,767,000 | $ 307,000 | $ 45,000 |
| San Joaquin County California | 21 | $ 5,260,000 | $ 250,000 | $ 54,000 |
| Denver County Colorado | 20 | $ 4,364,000 | $ 218,000 | $ 64,000 |
| Honolulu County Hawaii | 19 | $ 9,982,000 | $ 525,000 | $ 58,000 |
| Monterey County California | 18 | $ 6,865,000 | $ 381,000 | $ 59,000 |
| Larimer County Colorado | 18 | $ 4,649,000 | $ 258,000 | $ 77,000 |
| Prince George's County Maryland | 18 | $ 5,558,000 | $ 308,000 | $ 46,000 |
| Multnomah County Oregon | 18 | $ 3,840,000 | $ 213,000 | $ 64,000 |
| San Mateo County California | 17 | $ 6,672,000 | $ 392,000 | $ 98,000 |
| Montgomery County Pennsylvania | 17 | $ 5,562,000 | $ 327,000 | $ 74,000 |
| Pinal County Arizona | 16 | $ 2,769,000 | $ 173,000 | $ 67,000 |
| San Luis Obispo County California | 16 | $ 6,644,000 | $ 415,000 | $ 85,000 |
| Weld County Colorado | 16 | $ 3,533,000 | $ 220,000 | $ 49,000 |
| Placer County California | 15 | $ 5,063,000 | $ 337,000 | $ 78,000 |
| Broward County Florida | 14 | $ 3,265,000 | $ 233,000 | $ 32,000 |
| Duval County Florida | 14 | $ 3,360,000 | $ 240,000 | $ 57,000 |
| Prince William County Virginia | 14 | $ 6,214,000 | $ 443,000 | $ 62,000 |
| Sonoma County California | 13 | $ 4,245,000 | $ 326,000 | $ 85,000 |
| Boulder County Colorado | 13 | $ 4,201,000 | $ 323,000 | $ 44,000 |
| Ocean County New Jersey | 13 | $ 4,617,000 | $ 355,000 | $ 23,000 |
| Spokane County Washington | 13 | $ 3,439,000 | $ 264,000 | $ 29,000 |
| Santa Barbara County California | 12 | $ 4,997,000 | $ 416,000 | $ 87,000 |
| Hartford County Connecticut | 11 | $ 2,325,000 | $ 211,000 | $ 54,000 |
| Marion County Oregon | 11 | $ 2,547,000 | $ 231,000 | $ 84,000 |
| Dallas County Texas | 11 | $ 2,498,000 | $ 227,000 | $ 68,000 |
| Thurston County Washington | 11 | $ 3,158,000 | $ 287,000 | $ 33,000 |
| Palm Beach County Florida | 10 | $ 3,214,000 | $ 321,000 | $ 81,000 |
| Chesapeake County Virginia | 10 | $ 3,210,000 | $ 321,000 | $ 0 |
| Chesterfield County Virginia | 10 | $ 2,528,000 | $ 252,000 | $ 11,000 |
| Pima County Arizona | 9 | $ 2,663,000 | $ 295,000 | $ 105,000 |
| Stanislaus County California | 9 | $ 2,583,000 | $ 287,000 | $ 44,000 |
| Charles County Maryland | 9 | $ 3,338,000 | $ 370,000 | $ 18,000 |
| Montgomery County Maryland | 9 | $ 5,193,000 | $ 577,000 | $ 13,000 |
| Virginia Beach County Virginia | 9 | $ 3,610,000 | $ 401,000 | $ 10,000 |
| Yavapai County Arizona | 8 | $ 2,867,000 | $ 358,000 | $ 54,000 |
| Fresno County California | 8 | $ 2,473,000 | $ 309,000 | $ 179,000 |
| Manatee County Florida | 8 | $ 2,334,000 | $ 291,000 | $ 13,000 |
| Morris County New Jersey | 8 | $ 3,233,000 | $ 404,000 | $ 48,000 |
| Bexar County Texas | 8 | $ 1,926,000 | $ 240,000 | $ 43,000 |
| Collin County Texas | 8 | $ 1,826,000 | $ 228,000 | $ 128,000 |
| Mesa County Colorado | 7 | $ 1,852,000 | $ 264,000 | $ 22,000 |
| Lee County Florida | 7 | $ 1,934,000 | $ 276,000 | $ 22,000 |
| Anne Arundel County Maryland | 7 | $ 3,257,000 | $ 465,000 | $ 55,000 |
| Baltimore County Maryland | 7 | $ 2,178,000 | $ 311,000 | $ 17,000 |
| Burlington County New Jersey | 7 | $ 1,728,000 | $ 246,000 | $ 34,000 |
| Middlesex County New Jersey | 7 | $ 2,118,000 | $ 302,000 | $ 18,000 |
| Bernalillo County New Mexico | 7 | $ 1,714,000 | $ 244,000 | $ 34,000 |
| Bucks County Pennsylvania | 7 | $ 2,408,000 | $ 344,000 | $ 31,000 |
| Philadelphia County Pennsylvania | 7 | $ 1,496,000 | $ 213,000 | $ 72,000 |
| Tarrant County Texas | 7 | $ 1,670,000 | $ 238,000 | $ 48,000 |
| Cowlitz County Washington | 7 | $ 1,841,000 | $ 263,000 | $ 37,000 |
| Whatcom County Washington | 7 | $ 1,795,000 | $ 256,000 | $ 49,000 |
| Mohave County Arizona | 6 | $ 1,538,000 | $ 256,000 | $ 99,000 |
| El Dorado County California | 6 | $ 3,211,000 | $ 535,000 | $ 84,000 |
| Tulare County California | 6 | $ 1,139,000 | $ 189,000 | $ 17,000 |
| District of Columbia County District Of Columbia | 6 | $ 2,516,000 | $ 419,000 | $ 49,000 |
| Hillsborough County Florida | 6 | $ 1,911,000 | $ 318,000 | $ 82,000 |
| Miami-Dade County Florida | 6 | $ 1,562,000 | $ 260,000 | $ 75,000 |
| Pasco County Florida | 6 | $ 1,836,000 | $ 306,000 | $ 0 |
| St. Johns County Florida | 6 | $ 1,765,000 | $ 294,000 | $ 29,000 |
| Yamhill County Oregon | 6 | $ 1,155,000 | $ 192,000 | $ 69,000 |
| Denton County Texas | 6 | $ 1,061,000 | $ 176,000 | $ 61,000 |
| Fairfax County Virginia | 6 | $ 2,888,000 | $ 481,000 | $ 110,000 |
| Loudoun County Virginia | 6 | $ 2,292,000 | $ 382,000 | $ 13,000 |
| Kings County California | 5 | $ 1,037,000 | $ 207,000 | $ 23,000 |
| Nevada County California | 5 | $ 1,928,000 | $ 385,000 | $ 0 |
| San Francisco County California | 5 | $ 2,433,000 | $ 486,000 | $ 217,000 |
| Santa Cruz County California | 5 | $ 2,555,000 | $ 511,000 | $ 156,000 |
| Martin County Florida | 5 | $ 1,648,000 | $ 329,000 | $ 47,000 |
| Volusia County Florida | 5 | $ 1,287,000 | $ 257,000 | $ 13,000 |
| Bergen County New Jersey | 5 | $ 1,606,000 | $ 321,000 | $ 0 |
| Monmouth County New Jersey | 5 | $ 1,533,000 | $ 306,000 | $ 17,000 |
| Polk County Oregon | 5 | $ 988,000 | $ 197,000 | $ 59,000 |
| Chester County Pennsylvania | 5 | $ 1,852,000 | $ 370,000 | $ 80,000 |
| Stafford County Virginia | 5 | $ 2,136,000 | $ 427,000 | $ 35,000 |
| Imperial County California | 4 | $ 941,000 | $ 235,000 | $ 106,000 |
| Lake County California | 4 | $ 932,000 | $ 233,000 | $ 68,000 |
| Marin County California | 4 | $ 1,677,000 | $ 419,000 | $ 77,000 |
| Mendocino County California | 4 | $ 1,036,000 | $ 259,000 | $ 104,000 |
| Merced County California | 4 | $ 941,000 | $ 235,000 | $ 74,000 |
| Shasta County California | 4 | $ 1,109,000 | $ 277,000 | $ 25,000 |
| Yuba County California | 4 | $ 739,000 | $ 184,000 | $ 21,000 |
| Elbert County Colorado | 4 | $ 1,158,000 | $ 289,000 | $ 25,000 |
| Brevard County Florida | 4 | $ 1,109,000 | $ 277,000 | $ 0 |
| Orange County Florida | 4 | $ 1,742,000 | $ 435,000 | $ 54,000 |
| Seminole County Florida | 4 | $ 1,108,000 | $ 277,000 | $ 6,000 |
| Columbia County Oregon | 4 | $ 595,000 | $ 148,000 | $ 26,000 |
| Lane County Oregon | 4 | $ 1,226,000 | $ 306,000 | $ 48,000 |
| Lancaster County Pennsylvania | 4 | $ 825,000 | $ 206,000 | $ 37,000 |
| Northampton County Pennsylvania | 4 | $ 767,000 | $ 191,000 | $ 34,000 |
| Chelan County Washington | 4 | $ 903,000 | $ 225,000 | $ 28,000 |
| Douglas County Washington | 4 | $ 1,406,000 | $ 351,000 | $ 59,000 |
| Kitsap County Washington | 4 | $ 1,317,000 | $ 329,000 | $ 0 |
| Yakima County Washington | 4 | $ 1,049,000 | $ 262,000 | $ 59,000 |
| Gila County Arizona | 3 | $ 912,000 | $ 304,000 | $ 30,000 |
| Napa County California | 3 | $ 1,037,000 | $ 345,000 | $ 30,000 |
| Yolo County California | 3 | $ 1,156,000 | $ 385,000 | $ 32,000 |
| Broomfield County Colorado | 3 | $ 706,000 | $ 235,000 | $ 38,000 |
| Fairfield County Connecticut | 3 | $ 1,359,000 | $ 453,000 | $ 135,000 |
| Osceola County Florida | 3 | $ 643,000 | $ 214,000 | $ 0 |
| Pinellas County Florida | 3 | $ 872,000 | $ 290,000 | $ 78,000 |
| St. Lucie County Florida | 3 | $ 905,000 | $ 301,000 | $ 0 |
| Fulton County Georgia | 3 | $ 687,000 | $ 229,000 | $ 20,000 |
| Cecil County Maryland | 3 | $ 1,062,000 | $ 354,000 | $ 59,000 |
| Hudson County New Jersey | 3 | $ 814,000 | $ 271,000 | $ 77,000 |
| Union County New Jersey | 3 | $ 887,000 | $ 295,000 | $ 34,000 |
| Deschutes County Oregon | 3 | $ 671,000 | $ 223,000 | $ 53,000 |
| Jackson County Oregon | 3 | $ 1,030,000 | $ 343,000 | $ 30,000 |
| Lincoln County Oregon | 3 | $ 391,000 | $ 130,000 | $ 52,000 |
| Linn County Oregon | 3 | $ 921,000 | $ 307,000 | $ 86,000 |
| Allegheny County Pennsylvania | 3 | $ 849,000 | $ 283,000 | $ 0 |
| Lehigh County Pennsylvania | 3 | $ 367,000 | $ 122,000 | $ 10,000 |
| Frederick County Virginia | 3 | $ 1,214,000 | $ 404,000 | $ 0 |
| Henrico County Virginia | 3 | $ 918,000 | $ 306,000 | $ 19,000 |
| Richmond City County Virginia | 3 | $ 484,000 | $ 161,000 | $ 8,000 |
| Spotsylvania County Virginia | 3 | $ 1,213,000 | $ 404,000 | $ 0 |
| Yuma County Arizona | 2 | $ 415,000 | $ 207,000 | $ 31,000 |
| Amador County California | 2 | $ 639,000 | $ 319,000 | $ 65,000 |
| Calaveras County California | 2 | $ 458,000 | $ 229,000 | $ 36,000 |
| Humboldt County California | 2 | $ 687,000 | $ 343,000 | $ 0 |
| Madera County California | 2 | $ 742,000 | $ 371,000 | $ 22,000 |
| Siskiyou County California | 2 | $ 526,000 | $ 263,000 | $ 120,000 |
| Montrose County Colorado | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 388,000 | $ 194,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 459,000 | $ 229,000 | $ 99,000 |
| Tolland County Connecticut | 2 | $ 501,000 | $ 250,000 | $ 0 |
| Lake County Florida | 2 | $ 646,000 | $ 323,000 | $ 0 |
| Polk County Florida | 2 | $ 618,000 | $ 309,000 | $ 40,000 |
| Cobb County Georgia | 2 | $ 286,000 | $ 143,000 | $ 129,000 |
| DeKalb County Georgia | 2 | $ 471,000 | $ 235,000 | $ 62,000 |
| Gwinnett County Georgia | 2 | $ 614,000 | $ 307,000 | $ 0 |
| Maui County Hawaii | 2 | $ 1,041,000 | $ 520,000 | $ 44,000 |
| Calvert County Maryland | 2 | $ 926,000 | $ 463,000 | $ 0 |
| Frederick County Maryland | 2 | $ 888,000 | $ 444,000 | $ 0 |
| St. Mary's County Maryland | 2 | $ 525,000 | $ 262,000 | $ 100,000 |
| Cape May County New Jersey | 2 | $ 985,000 | $ 492,000 | $ 245,000 |
| Essex County New Jersey | 2 | $ 761,000 | $ 380,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 572,000 | $ 286,000 | $ 0 |
| Passaic County New Jersey | 2 | $ 493,000 | $ 246,000 | $ 102,000 |
| Somerset County New Jersey | 2 | $ 765,000 | $ 382,000 | $ 31,000 |
| Sussex County New Jersey | 2 | $ 881,000 | $ 440,000 | $ 47,000 |
| Santa Fe County New Mexico | 2 | $ 767,000 | $ 383,000 | $ 0 |
| Davidson County North Carolina | 2 | $ 318,000 | $ 159,000 | $ 132,000 |
| Clatsop County Oregon | 2 | $ 516,000 | $ 258,000 | $ 101,000 |
| Umatilla County Oregon | 2 | $ 405,000 | $ 202,000 | $ 52,000 |
| Delaware County Pennsylvania | 2 | $ 238,000 | $ 119,000 | $ 24,000 |
| Huntingdon County Pennsylvania | 2 | $ 425,000 | $ 212,000 | $ 87,000 |
| Lycoming County Pennsylvania | 2 | $ 506,000 | $ 253,000 | $ 114,000 |
| Westmoreland County Pennsylvania | 2 | $ 332,000 | $ 166,000 | $ 26,000 |
| Shelby County Tennessee | 2 | $ 622,000 | $ 311,000 | $ 36,000 |
| Williamson County Tennessee | 2 | $ 818,000 | $ 409,000 | $ 30,000 |
| Ellis County Texas | 2 | $ 528,000 | $ 264,000 | $ 49,000 |
| Fort Bend County Texas | 2 | $ 433,000 | $ 216,000 | $ 30,000 |
| Guadalupe County Texas | 2 | $ 586,000 | $ 293,000 | $ 67,000 |
| Nueces County Texas | 2 | $ 481,000 | $ 240,000 | $ 102,000 |
| Albemarle County Virginia | 2 | $ 798,000 | $ 399,000 | $ 43,000 |
| Alexandria County Virginia | 2 | $ 1,494,000 | $ 747,000 | $ 0 |
| New Kent County Virginia | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 583,000 | $ 291,000 | $ 0 |
| Benton County Washington | 2 | $ 824,000 | $ 412,000 | $ 145,000 |
| Grays Harbor County Washington | 2 | $ 360,000 | $ 180,000 | $ 42,000 |
| Kittitas County Washington | 2 | $ 769,000 | $ 384,000 | $ 45,000 |
| Stevens County Washington | 2 | $ 392,000 | $ 196,000 | $ 64,000 |
| Cochise County Arizona | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Coconino County Arizona | 1 | $ 207,000 | $ 207,000 | $ 316,000 |
| Navajo County Arizona | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Garland County Arkansas | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 179,000 | $ 179,000 | $ 54,000 |
| Butte County California | 1 | $ 175,000 | $ 175,000 | $ 27,000 |
| Del Norte County California | 1 | $ 180,000 | $ 180,000 | $ 50,000 |
| Plumas County California | 1 | $ 107,000 | $ 107,000 | $ 33,000 |
| San Benito County California | 1 | $ 841,000 | $ 841,000 | $ 0 |
| Sutter County California | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
| Gilpin County Colorado | 1 | $ 291,000 | $ 291,000 | $ 60,000 |
| Lake County Colorado | 1 | $ 327,000 | $ 327,000 | $ 0 |
| Las Animas County Colorado | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Logan County Colorado | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Park County Colorado | 1 | $ 367,000 | $ 367,000 | $ 48,000 |
| Teller County Colorado | 1 | $ 204,000 | $ 204,000 | $ 114,000 |
| Clay County Florida | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Collier County Florida | 1 | $ 304,000 | $ 304,000 | $ 79,000 |
| Escambia County Florida | 1 | $ 376,000 | $ 376,000 | $ 107,000 |
| Flagler County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Glades County Florida | 1 | $ 258,000 | $ 258,000 | $ 65,000 |
| Monroe County Florida | 1 | $ 224,000 | $ 224,000 | $ 94,000 |
| Okaloosa County Florida | 1 | $ 151,000 | $ 151,000 | $ 50,000 |
| Sarasota County Florida | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Chatham County Georgia | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 288,000 | $ 288,000 | $ 76,000 |
| Coweta County Georgia | 1 | $ 263,000 | $ 263,000 | $ 83,000 |
| Emanuel County Georgia | 1 | $ 188,000 | $ 188,000 | $ 52,000 |
| Fayette County Georgia | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Hart County Georgia | 1 | $ 161,000 | $ 161,000 | $ 48,000 |
| Henry County Georgia | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Paulding County Georgia | 1 | $ 107,000 | $ 107,000 | $ 47,000 |
| Cook County Illinois | 1 | $ 119,000 | $ 119,000 | $ 80,000 |
| Randolph County Illinois | 1 | $ 82,000 | $ 82,000 | $ 88,000 |
| Cumberland County Maine | 1 | $ 307,000 | $ 307,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Harford County Maryland | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Kent County Maryland | 1 | $ 1,240,000 | $ 1,240,000 | $ 276,000 |
| Worcester County Maryland | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 398,000 | $ 398,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 253,000 | $ 253,000 | $ 0 |
| Mora County New Mexico | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Roosevelt County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Sandoval County New Mexico | 1 | $ 304,000 | $ 304,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 133,000 | $ 133,000 | $ 53,000 |
| Cabarrus County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 0 |
| Camden County North Carolina | 1 | $ 400,000 | $ 400,000 | $ 90,000 |
| Cumberland County North Carolina | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 311,000 | $ 311,000 | $ 83,000 |
| Polk County North Carolina | 1 | $ 171,000 | $ 171,000 | $ 41,000 |
| Union County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Baker County Oregon | 1 | $ 135,000 | $ 135,000 | $ 171,000 |
| Crook County Oregon | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Douglas County Oregon | 1 | $ 391,000 | $ 391,000 | $ 0 |
| Hood River County Oregon | 1 | $ 232,000 | $ 232,000 | $ 60,000 |
| Jefferson County Oregon | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Josephine County Oregon | 1 | $ 248,000 | $ 248,000 | $ 125,000 |
| Klamath County Oregon | 1 | $ 331,000 | $ 331,000 | $ 127,000 |
| Berks County Pennsylvania | 1 | $ 378,000 | $ 378,000 | $ 0 |
| Blair County Pennsylvania | 1 | $ 283,000 | $ 283,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 331,000 | $ 331,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 73,000 | $ 73,000 | $ 188,000 |
| Franklin County Pennsylvania | 1 | $ 157,000 | $ 157,000 | $ 138,000 |
| Luzerne County Pennsylvania | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Monroe County Pennsylvania | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Somerset County Pennsylvania | 1 | $ 222,000 | $ 222,000 | $ 43,000 |
| York County Pennsylvania | 1 | $ 341,000 | $ 341,000 | $ 0 |
| Lawrence County South Dakota | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Minnehaha County South Dakota | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
| Montgomery County Tennessee | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Union County Tennessee | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Bell County Texas | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Bowie County Texas | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Brazoria County Texas | 1 | $ 548,000 | $ 548,000 | $ 0 |
| Coryell County Texas | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Harris County Texas | 1 | $ 277,000 | $ 277,000 | $ 133,000 |
| Henderson County Texas | 1 | $ 272,000 | $ 272,000 | $ 75,000 |
| Hunt County Texas | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Johnson County Texas | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Kaufman County Texas | 1 | $ 119,000 | $ 119,000 | $ 0 |
| McLennan County Texas | 1 | $ 94,000 | $ 94,000 | $ 80,000 |
| Montgomery County Texas | 1 | $ 184,000 | $ 184,000 | $ 34,000 |
| Randall County Texas | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Taylor County Texas | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Travis County Texas | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Williamson County Texas | 1 | $ 178,000 | $ 178,000 | $ 119,000 |
| Amherst County Virginia | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Arlington County Virginia | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Caroline County Virginia | 1 | $ 532,000 | $ 532,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Hampton County Virginia | 1 | $ 237,000 | $ 237,000 | $ 0 |
| Isle of Wight County Virginia | 1 | $ 489,000 | $ 489,000 | $ 0 |
| James City County Virginia | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Newport News County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Warren County Virginia | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Waynesboro County Virginia | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| Clallam County Washington | 1 | $ 476,000 | $ 476,000 | $ 0 |
| Jefferson County Washington | 1 | $ 516,000 | $ 516,000 | $ 0 |
| Lewis County Washington | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Lincoln County Washington | 1 | $ 168,000 | $ 168,000 | $ 37,000 |
| Mason County Washington | 1 | $ 417,000 | $ 417,000 | $ 97,000 |
| Pacific County Washington | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Skagit County Washington | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Incorporated in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,673 | $898,155,000 | $336,000 | $1,245,000 | $67,000 | $3,276,000 |
| Home Purchase | 98 | $34,112,000 | $348,000 | $856,000 | $129,000 | $440,000 |
| Home Improvement | 6 | $2,349,000 | $391,000 | $580,000 | $136,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,742 | $588,128,000 | $337,000 | $1,245,000 | $69,000 | $3,276,000 |
| Hispanic | 387 | $123,145,000 | $318,000 | $860,000 | $75,000 | $1,138,000 |
| Not Provided | 266 | $89,121,000 | $335,000 | $1,100,000 | $74,000 | $450,000 |
| Black or African American | 212 | $70,959,000 | $334,000 | $902,000 | $44,000 | $347,000 |
| Asian | 124 | $47,500,000 | $383,000 | $1,041,000 | $84,000 | $455,000 |
| Native Hawaiian or Other Pacific Islander | 26 | $11,323,000 | $435,000 | $1,240,000 | $105,000 | $276,000 |
| American Indian or Alaskan Native | 15 | $3,628,000 | $241,000 | $386,000 | $45,000 | $118,000 |
| Not applicable | 5 | $812,000 | $162,000 | $286,000 | $54,000 | $76,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 1,413 | $515,772,000 | $365,000 | $1,245,000 | $30,000 | $468,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,086 | $337,209,000 | $310,000 | $1,170,000 | $121,000 | $3,276,000 |
| FHA-insured (Federal Housing Administration) | 276 | $81,203,000 | $294,000 | $672,000 | $67,000 | $1,266,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $432,000 | $216,000 | $232,000 | $122,000 | $168,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,118 | $409,316,000 | $366,000 | $1,245,000 | $61,000 | $1,142,000 |
| Application Denied By Financial Institution | 637 | $203,724,000 | $319,000 | $1,240,000 | $75,000 | $2,192,000 |
| Application Withdrawn By Applicant | 523 | $166,715,000 | $318,000 | $1,010,000 | $78,000 | $3,276,000 |
| File Closed For Incompleteness | 482 | $148,036,000 | $307,000 | $1,152,000 | $71,000 | $447,000 |
| Application Approved But Not Accepted | 17 | $6,825,000 | $401,000 | $940,000 | $59,000 | $170,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 257 | $81,263,000 | $316,000 | $1,240,000 | $65,000 | $540,000 |
| Debt-To-Income Ratio | 98 | $29,779,000 | $303,000 | $955,000 | $70,000 | $251,000 |
| Other | 90 | $33,423,000 | $371,000 | $1,170,000 | $93,000 | $2,192,000 |
| Collateral | 71 | $21,615,000 | $304,000 | $674,000 | $98,000 | $450,000 |
| Credit History | 70 | $22,149,000 | $316,000 | $1,100,000 | $65,000 | $447,000 |
| Unverifiable Information | 21 | $8,027,000 | $382,000 | $850,000 | $129,000 | $447,000 |
| Employment History | 9 | $2,087,000 | $231,000 | $390,000 | $82,000 | $228,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,307,000 | $217,000 | $378,000 | $48,000 | $134,000 |
| Mortgage Insurance Denied | 1 | $153,000 | $153,000 | $153,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.