Sovereign Lending Group Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Sovereign Lending Group Incorporated 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Sovereign Lending Group Incorporated
3540 Howard Way Ste # 200
Costa Mesa, CA 92626
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  
Total Number of Mortgage Applications 2,777
Total Mortgage Loan Application Amount $934,616,000
Average Mortgage Loan Application Amount $358,333
Highest Mortgage Loan Application Amount $1,245,000
Average Applicant Income $110,666
Highest Applicant Income $3,276,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.

Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2015.

Mortgage Loan Application Totals for Sovereign Lending Group Incorporated by Metropolitan Area in 2015

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 345 $ 139,997,000 $ 405,000 $ 113,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 290 $ 88,671,000 $ 305,000 $ 62,000
SAN DIEGO-CARLSBAD, CA 202 $ 89,561,000 $ 443,000 $ 70,000
PHOENIX-MESA-SCOTTSDALE, AZ 193 $ 51,257,000 $ 265,000 $ 62,000
DENVER-AURORA-LAKEWOOD, CO 154 $ 41,236,000 $ 267,000 $ 59,000
ANAHEIM-SANTA ANA-IRVINE, CA 152 $ 66,739,000 $ 439,000 $ 108,000
PORTLAND-VANCOUVER-HILLSBORO, OR-WA 132 $ 32,322,000 $ 242,500 $ 76,500
OAKLAND-HAYWARD-BERKELEY, CA 78 $ 32,991,000 $ 422,000 $ 87,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 74 $ 29,544,000 $ 399,333 $ 42,666
SEATTLE-BELLEVUE-EVERETT, WA 58 $ 19,325,000 $ 333,000 $ 63,000
SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA 55 $ 18,771,000 $ 341,000 $ 61,000
OXNARD-THOUSAND OAKS-VENTURA, CA 37 $ 14,870,000 $ 401,000 $ 94,000
NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ 35 $ 11,181,000 $ 319,000 $ 27,000
DALLAS-PLANO-IRVING, TX 29 $ 6,170,000 $ 212,000 $ 79,000
MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA 29 $ 9,822,000 $ 338,000 $ 64,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 27 $ 15,095,000 $ 559,000 $ 106,000
VALLEJO-FAIRFIELD, CA 27 $ 9,118,000 $ 337,000 $ 61,000
TACOMA-LAKEWOOD, WA 26 $ 6,626,000 $ 254,000 $ 27,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 25 $ 8,731,000 $ 349,000 $ 3,000
COLORADO SPRINGS, CO 24 $ 6,744,000 $ 281,000 $ 22,000
BAKERSFIELD, CA 23 $ 6,306,000 $ 274,000 $ 68,000
SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA 22 $ 9,105,000 $ 413,000 $ 125,000
JACKSONVILLE, FL 21 $ 5,392,000 $ 256,000 $ 46,000
STOCKTON-LODI, CA 21 $ 5,260,000 $ 250,000 $ 54,000
RICHMOND, VA 19 $ 5,212,000 $ 274,000 $ 10,000
URBAN HONOLULU, HI 19 $ 9,982,000 $ 525,000 $ 58,000
FORT COLLINS, CO 18 $ 4,649,000 $ 258,000 $ 77,000
SALINAS, CA 18 $ 6,865,000 $ 381,000 $ 59,000
NEWARK, NJ-PA 17 $ 6,527,000 $ 383,000 $ 37,000
BALTIMORE-COLUMBIA-TOWSON, MD 16 $ 6,030,000 $ 376,000 $ 31,000
GREELEY, CO 16 $ 3,533,000 $ 220,000 $ 49,000
SALEM, OR 16 $ 3,535,000 $ 220,000 $ 76,000
SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA 16 $ 6,644,000 $ 415,000 $ 85,000
SPOKANE-SPOKANE VALLEY, WA 15 $ 3,831,000 $ 255,000 $ 34,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 15 $ 4,619,000 $ 307,000 $ 48,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 14 $ 3,265,000 $ 233,000 $ 32,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 13 $ 2,941,000 $ 226,000 $ 49,000
BOULDER, CO 13 $ 4,201,000 $ 323,000 $ 44,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 13 $ 2,826,000 $ 217,000 $ 46,000
ORLANDO-KISSIMMEE-SANFORD, FL 13 $ 4,139,000 $ 318,000 $ 18,000
SANTA ROSA, CA 13 $ 4,245,000 $ 326,000 $ 85,000
SANTA MARIA-SANTA BARBARA, CA 12 $ 4,997,000 $ 416,000 $ 87,000
OLYMPIA-TUMWATER, WA 11 $ 3,158,000 $ 287,000 $ 33,000
SILVER SPRING-FREDERICK-ROCKVILLE, MD 11 $ 6,081,000 $ 552,000 $ 10,000
SAN ANTONIO-NEW BRAUNFELS, TX 10 $ 2,512,000 $ 251,000 $ 48,000
WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL 10 $ 3,214,000 $ 321,000 $ 81,000
CAMDEN, NJ 9 $ 2,300,000 $ 255,000 $ 27,000
MODESTO, CA 9 $ 2,583,000 $ 287,000 $ 44,000
NORTH PORT-SARASOTA-BRADENTON, FL 9 $ 2,942,000 $ 326,000 $ 12,000
PHILADELPHIA, PA 9 $ 1,734,000 $ 192,000 $ 62,000
TUCSON, AZ 9 $ 2,663,000 $ 295,000 $ 105,000
ALBUQUERQUE, NM 8 $ 2,018,000 $ 252,000 $ 30,000
FORT WORTH-ARLINGTON, TX 8 $ 1,828,000 $ 228,000 $ 42,000
FRESNO, CA 8 $ 2,473,000 $ 309,000 $ 179,000
PORT ST. LUCIE, FL 8 $ 2,553,000 $ 319,000 $ 29,000
PRESCOTT, AZ 8 $ 2,867,000 $ 358,000 $ 54,000
WENATCHEE, WA 8 $ 2,309,000 $ 288,000 $ 43,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 7 $ 1,134,000 $ 162,000 $ 24,000
BELLINGHAM, WA 7 $ 1,795,000 $ 256,000 $ 49,000
CAPE CORAL-FORT MYERS, FL 7 $ 1,934,000 $ 276,000 $ 22,000
GRAND JUNCTION, CO 7 $ 1,852,000 $ 264,000 $ 22,000
LONGVIEW, WA 7 $ 1,841,000 $ 263,000 $ 37,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 1,502,000 $ 250,000 $ 11,000
LAKE HAVASU CITY-KINGMAN, AZ 6 $ 1,538,000 $ 256,000 $ 99,000
MIAMI-MIAMI BEACH-KENDALL, FL 6 $ 1,562,000 $ 260,000 $ 75,000
PITTSBURGH, PA 6 $ 1,512,000 $ 252,000 $ 8,000
VISALIA-PORTERVILLE, CA 6 $ 1,139,000 $ 189,000 $ 17,000
HANFORD-CORCORAN, CA 5 $ 1,037,000 $ 207,000 $ 23,000
HOUSTON-THE WOODLANDS-SUGAR LAND, TX 5 $ 1,442,000 $ 288,000 $ 45,000
SANTA CRUZ-WATSONVILLE, CA 5 $ 2,555,000 $ 511,000 $ 156,000
YUBA CITY, CA 5 $ 852,000 $ 170,000 $ 25,000
BREMERTON-SILVERDALE, WA 4 $ 1,317,000 $ 329,000 $ 0
EL CENTRO, CA 4 $ 941,000 $ 235,000 $ 106,000
EUGENE, OR 4 $ 1,226,000 $ 306,000 $ 48,000
LANCASTER, PA 4 $ 825,000 $ 206,000 $ 37,000
MERCED, CA 4 $ 941,000 $ 235,000 $ 74,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 4 $ 1,109,000 $ 277,000 $ 0
REDDING, CA 4 $ 1,109,000 $ 277,000 $ 25,000
SAN RAFAEL, CA 4 $ 1,677,000 $ 419,000 $ 77,000
YAKIMA, WA 4 $ 1,049,000 $ 262,000 $ 59,000
ALBANY, OR 3 $ 921,000 $ 307,000 $ 86,000
BEND-REDMOND, OR 3 $ 671,000 $ 223,000 $ 53,000
BRIDGEPORT-STAMFORD-NORWALK, CT 3 $ 1,359,000 $ 453,000 $ 135,000
CHARLOTTE-CONCORD-GASTONIA, NC-SC 3 $ 1,001,000 $ 333,000 $ 27,000
MEDFORD, OR 3 $ 1,030,000 $ 343,000 $ 30,000
NAPA, CA 3 $ 1,037,000 $ 345,000 $ 30,000
WILMINGTON, DE-MD-NJ 3 $ 1,062,000 $ 354,000 $ 59,000
WINCHESTER, VA-WV 3 $ 1,214,000 $ 404,000 $ 0
AUSTIN-ROUND ROCK, TX 2 $ 592,000 $ 296,000 $ 59,000
CALIFORNIA-LEXINGTON PARK, MD 2 $ 525,000 $ 262,000 $ 100,000
CHARLOTTESVILLE, VA 2 $ 798,000 $ 399,000 $ 43,000
CORPUS CHRISTI, TX 2 $ 481,000 $ 240,000 $ 102,000
KAHULUI-WAILUKU-LAHAINA, HI 2 $ 1,041,000 $ 520,000 $ 44,000
KENNEWICK-RICHLAND, WA 2 $ 824,000 $ 412,000 $ 145,000
KILLEEN-TEMPLE, TX 2 $ 392,000 $ 196,000 $ 0
LAKELAND-WINTER HAVEN, FL 2 $ 618,000 $ 309,000 $ 40,000
MADERA, CA 2 $ 742,000 $ 371,000 $ 22,000
MEMPHIS, TN-MS-AR 2 $ 622,000 $ 311,000 $ 36,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 2 $ 818,000 $ 409,000 $ 30,000
NEW HAVEN-MILFORD, CT 2 $ 459,000 $ 229,000 $ 99,000
OCEAN CITY, NJ 2 $ 985,000 $ 492,000 $ 245,000
SANTA FE, NM 2 $ 767,000 $ 383,000 $ 0
WILLIAMSPORT, PA 2 $ 506,000 $ 253,000 $ 114,000
WINSTON-SALEM, NC 2 $ 318,000 $ 159,000 $ 132,000
YUMA, AZ 2 $ 415,000 $ 207,000 $ 31,000
ABILENE, TX 1 $ 248,000 $ 248,000 $ 0
ALTOONA, PA 1 $ 283,000 $ 283,000 $ 0
AMARILLO, TX 1 $ 85,000 $ 85,000 $ 30,000
ASHEVILLE, NC 1 $ 133,000 $ 133,000 $ 53,000
ATLANTIC CITY-HAMMONTON, NJ 1 $ 398,000 $ 398,000 $ 0
CHAMBERSBURG-WAYNESBORO, PA 1 $ 157,000 $ 157,000 $ 138,000
CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL 1 $ 119,000 $ 119,000 $ 80,000
CHICO, CA 1 $ 175,000 $ 175,000 $ 27,000
CLARKSVILLE, TN-KY 1 $ 279,000 $ 279,000 $ 0
CRESTVIEW-FORT WALTON BEACH-DESTIN, FL 1 $ 151,000 $ 151,000 $ 50,000
EAST STROUDSBURG, PA 1 $ 310,000 $ 310,000 $ 0
ERIE, PA 1 $ 73,000 $ 73,000 $ 188,000
FAYETTEVILLE, NC 1 $ 420,000 $ 420,000 $ 0
FLAGSTAFF, AZ 1 $ 207,000 $ 207,000 $ 316,000
GRANTS PASS, OR 1 $ 248,000 $ 248,000 $ 125,000
HOT SPRINGS, AR 1 $ 625,000 $ 625,000 $ 0
KNOXVILLE, TN 1 $ 128,000 $ 128,000 $ 49,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 179,000 $ 179,000 $ 54,000
LYNCHBURG, VA 1 $ 159,000 $ 159,000 $ 52,000
MOUNT VERNON-ANACORTES, WA 1 $ 195,000 $ 195,000 $ 49,000
NAPLES-IMMOKALEE-MARCO ISLAND, FL 1 $ 304,000 $ 304,000 $ 79,000
PENSACOLA-FERRY PASS-BRENT, FL 1 $ 376,000 $ 376,000 $ 107,000
PORTLAND-SOUTH PORTLAND, ME 1 $ 307,000 $ 307,000 $ 0
READING, PA 1 $ 378,000 $ 378,000 $ 0
SALISBURY, MD-DE 1 $ 395,000 $ 395,000 $ 0
SAVANNAH, GA 1 $ 267,000 $ 267,000 $ 0
SCRANTON--WILKES-BARRE--HAZLETON, PA 1 $ 255,000 $ 255,000 $ 80,000
SIERRA VISTA-DOUGLAS, AZ 1 $ 333,000 $ 333,000 $ 0
SIOUX FALLS, SD 1 $ 364,000 $ 364,000 $ 0
STAUNTON-WAYNESBORO, VA 1 $ 110,000 $ 110,000 $ 34,000
TEXARKANA, TX-AR 1 $ 247,000 $ 247,000 $ 0
VINELAND-BRIDGETON, NJ 1 $ 253,000 $ 253,000 $ 0
WACO, TX 1 $ 94,000 $ 94,000 $ 80,000
YORK-HANOVER, PA 1 $ 341,000 $ 341,000 $ 0

Mortgage Loan Application Detail Totals for Sovereign Lending Group Incorporated in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,673 $898,155,000 $336,000 $1,245,000 $67,000 $3,276,000
Home Purchase 98 $34,112,000 $348,000 $856,000 $129,000 $440,000
Home Improvement 6 $2,349,000 $391,000 $580,000 $136,000 $300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,742 $588,128,000 $337,000 $1,245,000 $69,000 $3,276,000
Hispanic 387 $123,145,000 $318,000 $860,000 $75,000 $1,138,000
Not Provided 266 $89,121,000 $335,000 $1,100,000 $74,000 $450,000
Black or African American 212 $70,959,000 $334,000 $902,000 $44,000 $347,000
Asian 124 $47,500,000 $383,000 $1,041,000 $84,000 $455,000
Native Hawaiian or Other Pacific Islander 26 $11,323,000 $435,000 $1,240,000 $105,000 $276,000
American Indian or Alaskan Native 15 $3,628,000 $241,000 $386,000 $45,000 $118,000
Not applicable 5 $812,000 $162,000 $286,000 $54,000 $76,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
VA-guaranteed (Veterans Administration) 1,413 $515,772,000 $365,000 $1,245,000 $30,000 $468,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,086 $337,209,000 $310,000 $1,170,000 $121,000 $3,276,000
FHA-insured (Federal Housing Administration) 276 $81,203,000 $294,000 $672,000 $67,000 $1,266,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $432,000 $216,000 $232,000 $122,000 $168,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,118 $409,316,000 $366,000 $1,245,000 $61,000 $1,142,000
Application Denied By Financial Institution 637 $203,724,000 $319,000 $1,240,000 $75,000 $2,192,000
Application Withdrawn By Applicant 523 $166,715,000 $318,000 $1,010,000 $78,000 $3,276,000
File Closed For Incompleteness 482 $148,036,000 $307,000 $1,152,000 $71,000 $447,000
Application Approved But Not Accepted 17 $6,825,000 $401,000 $940,000 $59,000 $170,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 257 $81,263,000 $316,000 $1,240,000 $65,000 $540,000
Debt-To-Income Ratio 98 $29,779,000 $303,000 $955,000 $70,000 $251,000
Other 90 $33,423,000 $371,000 $1,170,000 $93,000 $2,192,000
Collateral 71 $21,615,000 $304,000 $674,000 $98,000 $450,000
Credit History 70 $22,149,000 $316,000 $1,100,000 $65,000 $447,000
Unverifiable Information 21 $8,027,000 $382,000 $850,000 $129,000 $447,000
Employment History 9 $2,087,000 $231,000 $390,000 $82,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,307,000 $217,000 $378,000 $48,000 $134,000
Mortgage Insurance Denied 1 $153,000 $153,000 $153,000 $56,000 $56,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sovereign Lending Group Incorporated's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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