Sovereign Lending Group Incorporated
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Sovereign Lending Group Incorporated 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sovereign Lending Group Incorporated 3540 Howard Way Ste # 200 Costa Mesa, CA 92626 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 539 |
| Total Mortgage Loan Application Amount | $177,175,000 |
| Average Mortgage Loan Application Amount | $360,500 |
| Highest Mortgage Loan Application Amount | $1,035,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $2,040,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Sovereign Lending Group Incorporated. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sovereign Lending Group Incorporated's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Sovereign Lending Group Incorporated's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sovereign Lending Group Incorporated serves its applicants.
Each category highlights the total number of mortgage applications processed by Sovereign Lending Group Incorporated, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sovereign Lending Group Incorporated's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 19 | $ 7,355,000 | $ 387,000 | $ 98,000 |
| Clark County Nevada | 16 | $ 5,400,000 | $ 337,000 | $ 94,000 |
| Hawaii County Hawaii | 14 | $ 5,160,000 | $ 368,000 | $ 113,000 |
| Shasta County California | 11 | $ 3,435,000 | $ 312,000 | $ 134,000 |
| Los Angeles County California | 8 | $ 3,130,000 | $ 391,000 | $ 103,000 |
| San Bernardino County California | 8 | $ 3,310,000 | $ 413,000 | $ 132,000 |
| Cumberland County North Carolina | 8 | $ 2,190,000 | $ 273,000 | $ 69,000 |
| Pima County Arizona | 7 | $ 1,825,000 | $ 260,000 | $ 72,000 |
| Prince George's County Maryland | 7 | $ 2,955,000 | $ 422,000 | $ 78,000 |
| Yavapai County Arizona | 6 | $ 2,300,000 | $ 383,000 | $ 71,000 |
| Riverside County California | 6 | $ 2,340,000 | $ 390,000 | $ 141,000 |
| Sacramento County California | 6 | $ 2,220,000 | $ 370,000 | $ 75,000 |
| Guilford County North Carolina | 6 | $ 1,060,000 | $ 176,000 | $ 75,000 |
| Pierce County Washington | 6 | $ 2,280,000 | $ 380,000 | $ 113,000 |
| Pinal County Arizona | 5 | $ 1,655,000 | $ 331,000 | $ 114,000 |
| Sandoval County New Mexico | 5 | $ 1,855,000 | $ 371,000 | $ 76,000 |
| Salt Lake County Utah | 5 | $ 2,415,000 | $ 483,000 | $ 98,000 |
| King County Washington | 5 | $ 2,055,000 | $ 411,000 | $ 78,000 |
| Mohave County Arizona | 4 | $ 1,480,000 | $ 370,000 | $ 96,000 |
| Orange County California | 4 | $ 1,550,000 | $ 387,000 | $ 170,000 |
| San Diego County California | 4 | $ 1,570,000 | $ 392,000 | $ 95,000 |
| Rockdale County Georgia | 4 | $ 1,720,000 | $ 430,000 | $ 95,000 |
| Frederick County Maryland | 4 | $ 1,370,000 | $ 342,000 | $ 56,000 |
| Sumter County South Carolina | 4 | $ 1,150,000 | $ 287,000 | $ 91,000 |
| York County South Carolina | 4 | $ 950,000 | $ 237,000 | $ 75,000 |
| Davidson County Tennessee | 4 | $ 900,000 | $ 225,000 | $ 70,000 |
| Shelby County Tennessee | 4 | $ 940,000 | $ 235,000 | $ 77,000 |
| Jefferson County Alabama | 3 | $ 925,000 | $ 308,000 | $ 63,000 |
| Madison County Alabama | 3 | $ 1,065,000 | $ 355,000 | $ 110,000 |
| Kern County California | 3 | $ 945,000 | $ 315,000 | $ 91,000 |
| Solano County California | 3 | $ 1,485,000 | $ 495,000 | $ 117,000 |
| Douglas County Colorado | 3 | $ 1,445,000 | $ 481,000 | $ 107,000 |
| Pueblo County Colorado | 3 | $ 975,000 | $ 325,000 | $ 67,000 |
| Broward County Florida | 3 | $ 995,000 | $ 331,000 | $ 44,000 |
| Lake County Florida | 3 | $ 535,000 | $ 178,000 | $ 55,000 |
| Clayton County Georgia | 3 | $ 565,000 | $ 188,000 | $ 57,000 |
| Gwinnett County Georgia | 3 | $ 1,225,000 | $ 408,000 | $ 123,000 |
| Wayne County Michigan | 3 | $ 715,000 | $ 238,000 | $ 83,000 |
| Union County New Jersey | 3 | $ 955,000 | $ 318,000 | $ 194,000 |
| Mecklenburg County North Carolina | 3 | $ 1,605,000 | $ 535,000 | $ 89,000 |
| Rowan County North Carolina | 3 | $ 485,000 | $ 161,000 | $ 44,000 |
| Clackamas County Oregon | 3 | $ 1,405,000 | $ 468,000 | $ 108,000 |
| Allegheny County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 85,000 |
| Chester County Pennsylvania | 3 | $ 805,000 | $ 268,000 | $ 89,000 |
| Philadelphia County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| Horry County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 58,000 |
| Cheatham County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 83,000 |
| Prince William County Virginia | 3 | $ 1,725,000 | $ 575,000 | $ 214,000 |
| Blount County Alabama | 2 | $ 440,000 | $ 220,000 | $ 53,000 |
| Russell County Alabama | 2 | $ 420,000 | $ 210,000 | $ 91,000 |
| Gila County Arizona | 2 | $ 370,000 | $ 185,000 | $ 45,000 |
| Graham County Arizona | 2 | $ 460,000 | $ 230,000 | $ 80,000 |
| Contra Costa County California | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Stanislaus County California | 2 | $ 800,000 | $ 400,000 | $ 108,000 |
| El Paso County Colorado | 2 | $ 550,000 | $ 275,000 | $ 63,000 |
| Garfield County Colorado | 2 | $ 920,000 | $ 460,000 | $ 148,000 |
| Brevard County Florida | 2 | $ 790,000 | $ 395,000 | $ 76,000 |
| Escambia County Florida | 2 | $ 390,000 | $ 195,000 | $ 84,000 |
| Orange County Florida | 2 | $ 1,390,000 | $ 695,000 | $ 106,000 |
| Palm Beach County Florida | 2 | $ 420,000 | $ 210,000 | $ 49,000 |
| Pasco County Florida | 2 | $ 490,000 | $ 245,000 | $ 62,000 |
| Polk County Florida | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Cherokee County Georgia | 2 | $ 610,000 | $ 305,000 | $ 81,000 |
| Cobb County Georgia | 2 | $ 600,000 | $ 300,000 | $ 149,000 |
| Monroe County Georgia | 2 | $ 970,000 | $ 485,000 | $ 129,000 |
| Honolulu County Hawaii | 2 | $ 620,000 | $ 310,000 | $ 96,000 |
| Canyon County Idaho | 2 | $ 800,000 | $ 400,000 | $ 77,000 |
| Cook County Illinois | 2 | $ 720,000 | $ 360,000 | $ 76,000 |
| Vermilion County Illinois | 2 | $ 470,000 | $ 235,000 | $ 117,000 |
| Hendricks County Indiana | 2 | $ 790,000 | $ 395,000 | $ 141,000 |
| Boone County Kentucky | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Fayette County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 40,000 |
| Jefferson County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 40,000 |
| Charles County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 208,000 |
| Montgomery County Maryland | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Kent County Michigan | 2 | $ 500,000 | $ 250,000 | $ 62,000 |
| Van Buren County Michigan | 2 | $ 430,000 | $ 215,000 | $ 46,000 |
| Ravalli County Montana | 2 | $ 630,000 | $ 315,000 | $ 76,000 |
| Washoe County Nevada | 2 | $ 590,000 | $ 295,000 | $ 74,000 |
| Atlantic County New Jersey | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Santa Fe County New Mexico | 2 | $ 370,000 | $ 185,000 | $ 81,000 |
| Alamance County North Carolina | 2 | $ 790,000 | $ 395,000 | $ 135,000 |
| Durham County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 84,000 |
| Franklin County North Carolina | 2 | $ 740,000 | $ 370,000 | $ 104,000 |
| Union County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 108,000 |
| Wake County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 64,000 |
| Jackson County Oregon | 2 | $ 390,000 | $ 195,000 | $ 61,000 |
| Klamath County Oregon | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Washington County Oregon | 2 | $ 1,120,000 | $ 560,000 | $ 98,000 |
| Adams County Pennsylvania | 2 | $ 360,000 | $ 180,000 | $ 61,000 |
| Monroe County Pennsylvania | 2 | $ 640,000 | $ 320,000 | $ 85,000 |
| Berkeley County South Carolina | 2 | $ 750,000 | $ 375,000 | $ 92,000 |
| Oconee County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 147,000 |
| Davis County Utah | 2 | $ 800,000 | $ 400,000 | $ 87,000 |
| Tooele County Utah | 2 | $ 740,000 | $ 370,000 | $ 99,000 |
| Chesterfield County Virginia | 2 | $ 1,500,000 | $ 750,000 | $ 171,000 |
| Fairfax County Virginia | 2 | $ 1,530,000 | $ 765,000 | $ 201,000 |
| Norfolk County Virginia | 2 | $ 470,000 | $ 235,000 | $ 83,000 |
| Rockingham County Virginia | 2 | $ 380,000 | $ 190,000 | $ 50,000 |
| Clark County Washington | 2 | $ 1,110,000 | $ 555,000 | $ 142,000 |
| Cowlitz County Washington | 2 | $ 510,000 | $ 255,000 | $ 43,000 |
| Milwaukee County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 104,000 |
| Calhoun County Alabama | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Cherokee County Alabama | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Colbert County Alabama | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Elmore County Alabama | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
| Limestone County Alabama | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Morgan County Alabama | 1 | $ 465,000 | $ 465,000 | $ 107,000 |
| Shelby County Alabama | 1 | $ 275,000 | $ 275,000 | $ 72,000 |
| St. Clair County Alabama | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Talladega County Alabama | 1 | $ 285,000 | $ 285,000 | $ 40,000 |
| Fresno County California | 1 | $ 265,000 | $ 265,000 | $ 149,000 |
| Imperial County California | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Madera County California | 1 | $ 255,000 | $ 255,000 | $ 114,000 |
| Nevada County California | 1 | $ 635,000 | $ 635,000 | $ 346,000 |
| Placer County California | 1 | $ 665,000 | $ 665,000 | $ 102,000 |
| San Joaquin County California | 1 | $ 415,000 | $ 415,000 | $ 86,000 |
| Santa Clara County California | 1 | $ 755,000 | $ 755,000 | $ 115,000 |
| Ventura County California | 1 | $ 805,000 | $ 805,000 | $ 75,000 |
| Yuba County California | 1 | $ 405,000 | $ 405,000 | $ 48,000 |
| Larimer County Colorado | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Weld County Colorado | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Yuma County Colorado | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Bay County Florida | 1 | $ 135,000 | $ 135,000 | $ 51,000 |
| Collier County Florida | 1 | $ 465,000 | $ 465,000 | $ 115,000 |
| Duval County Florida | 1 | $ 315,000 | $ 315,000 | $ 86,000 |
| Hillsborough County Florida | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| Manatee County Florida | 1 | $ 465,000 | $ 465,000 | $ 2,040,000 |
| Marion County Florida | 1 | $ 325,000 | $ 325,000 | $ 96,000 |
| Miami-Dade County Florida | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Sumter County Florida | 1 | $ 505,000 | $ 505,000 | $ 103,000 |
| Barrow County Georgia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| DeKalb County Georgia | 1 | $ 265,000 | $ 265,000 | $ 111,000 |
| Dougherty County Georgia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 36,000 |
| Fannin County Georgia | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Forsyth County Georgia | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Fulton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Johnson County Georgia | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Laurens County Georgia | 1 | $ 295,000 | $ 295,000 | $ 65,000 |
| Lowndes County Georgia | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Madison County Georgia | 1 | $ 215,000 | $ 215,000 | $ 57,000 |
| Murray County Georgia | 1 | $ 175,000 | $ 175,000 | $ 89,000 |
| Muscogee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Putnam County Georgia | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
| Ware County Georgia | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| Maui County Hawaii | 1 | $ 895,000 | $ 895,000 | $ 96,000 |
| Ada County Idaho | 1 | $ 345,000 | $ 345,000 | $ 84,000 |
| Elmore County Idaho | 1 | $ 385,000 | $ 385,000 | $ 73,000 |
| Washington County Idaho | 1 | $ 425,000 | $ 425,000 | $ 84,000 |
| McLean County Illinois | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Will County Illinois | 1 | $ 725,000 | $ 725,000 | $ 184,000 |
| Allen County Indiana | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Clark County Indiana | 1 | $ 245,000 | $ 245,000 | $ 40,000 |
| Clinton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Daviess County Indiana | 1 | $ 355,000 | $ 355,000 | $ 63,000 |
| Floyd County Indiana | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Howard County Indiana | 1 | $ 375,000 | $ 375,000 | $ 71,000 |
| Huntington County Indiana | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Marion County Indiana | 1 | $ 275,000 | $ 275,000 | $ 150,000 |
| Morgan County Indiana | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Perry County Indiana | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Porter County Indiana | 1 | $ 405,000 | $ 405,000 | $ 85,000 |
| St. Joseph County Indiana | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Allen County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Anderson County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Bullitt County Kentucky | 1 | $ 445,000 | $ 445,000 | $ 120,000 |
| Campbell County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Hardin County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Kenton County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Meade County Kentucky | 1 | $ 375,000 | $ 375,000 | $ 142,000 |
| Montgomery County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Anne Arundel County Maryland | 1 | $ 495,000 | $ 495,000 | $ 246,000 |
| Baltimore City County Maryland | 1 | $ 295,000 | $ 295,000 | $ 61,000 |
| Cecil County Maryland | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Howard County Maryland | 1 | $ 565,000 | $ 565,000 | $ 115,000 |
| Branch County Michigan | 1 | $ 125,000 | $ 125,000 | $ 48,000 |
| Cheboygan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Genesee County Michigan | 1 | $ 355,000 | $ 355,000 | $ 183,000 |
| Huron County Michigan | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Ionia County Michigan | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Macomb County Michigan | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Oakland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Anoka County Minnesota | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Hennepin County Minnesota | 1 | $ 405,000 | $ 405,000 | $ 83,000 |
| Sherburne County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Wright County Minnesota | 1 | $ 335,000 | $ 335,000 | $ 104,000 |
| Hinds County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 103,000 |
| Gallatin County Montana | 1 | $ 395,000 | $ 395,000 | $ 111,000 |
| Park County Montana | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Yellowstone County Montana | 1 | $ 495,000 | $ 495,000 | $ 111,000 |
| Douglas County Nevada | 1 | $ 415,000 | $ 415,000 | $ 158,000 |
| Elko County Nevada | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Nye County Nevada | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Bergen County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 130,000 |
| Burlington County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Cumberland County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Essex County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 101,000 |
| Gloucester County New Jersey | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Middlesex County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 65,000 |
| Monmouth County New Jersey | 1 | $ 825,000 | $ 825,000 | $ 170,000 |
| Passaic County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 69,000 |
| Somerset County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 82,000 |
| Warren County New Jersey | 1 | $ 385,000 | $ 385,000 | $ 83,000 |
| Bernalillo County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Dona Ana County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 64,000 |
| Rio Arriba County New Mexico | 1 | $ 425,000 | $ 425,000 | $ 81,000 |
| Brunswick County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Buncombe County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 36,000 |
| Craven County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Currituck County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Forsyth County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Johnston County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 86,000 |
| Montgomery County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 76,000 |
| Onslow County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Perquimans County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Pitt County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Rutherford County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Curry County Oregon | 1 | $ 225,000 | $ 225,000 | $ 54,000 |
| Deschutes County Oregon | 1 | $ 335,000 | $ 335,000 | $ 69,000 |
| Douglas County Oregon | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Lane County Oregon | 1 | $ 455,000 | $ 455,000 | $ 91,000 |
| Lincoln County Oregon | 1 | $ 375,000 | $ 375,000 | $ 90,000 |
| Multnomah County Oregon | 1 | $ 425,000 | $ 425,000 | $ 83,000 |
| Wasco County Oregon | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Butler County Pennsylvania | 1 | $ 505,000 | $ 505,000 | $ 118,000 |
| Cambria County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Carbon County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 69,000 |
| Cumberland County Pennsylvania | 1 | $ 655,000 | $ 655,000 | $ 207,000 |
| Dauphin County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Delaware County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 43,000 |
| Lancaster County Pennsylvania | 1 | $ 435,000 | $ 435,000 | $ 113,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 212,000 |
| Luzerne County Pennsylvania | 1 | $ 325,000 | $ 325,000 | $ 63,000 |
| Greenwood County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Richland County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 159,000 |
| Benton County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 18,000 |
| Blount County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 155,000 |
| Cannon County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Coffee County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Fayette County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Franklin County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Knox County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Lawrence County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Loudon County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Madison County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 46,000 |
| Meigs County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Montgomery County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 151,000 |
| Overton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 91,000 |
| Sevier County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Tipton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Washington County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 90,000 |
| Dallas County Texas | 1 | $ 245,000 | $ 245,000 | $ 88,000 |
| Taylor County Texas | 1 | $ 665,000 | $ 665,000 | $ 155,000 |
| Travis County Texas | 1 | $ 415,000 | $ 415,000 | $ 131,000 |
| Duchesne County Utah | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Iron County Utah | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Utah County Utah | 1 | $ 615,000 | $ 615,000 | $ 125,000 |
| Washington County Utah | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Accomack County Virginia | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Buckingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Chesapeake County Virginia | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Fauquier County Virginia | 1 | $ 535,000 | $ 535,000 | $ 134,000 |
| Franklin County Virginia | 1 | $ 405,000 | $ 405,000 | $ 137,000 |
| Gloucester County Virginia | 1 | $ 265,000 | $ 265,000 | $ 141,000 |
| Grayson County Virginia | 1 | $ 405,000 | $ 405,000 | $ 171,000 |
| Loudoun County Virginia | 1 | $ 595,000 | $ 595,000 | $ 100,000 |
| Manassas County Virginia | 1 | $ 405,000 | $ 405,000 | $ 118,000 |
| Newport News County Virginia | 1 | $ 595,000 | $ 595,000 | $ 107,000 |
| Orange County Virginia | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Portsmouth County Virginia | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Rockbridge County Virginia | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Stafford County Virginia | 1 | $ 455,000 | $ 455,000 | $ 321,000 |
| Suffolk County Virginia | 1 | $ 375,000 | $ 375,000 | $ 174,000 |
| Lincoln County Washington | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Thurston County Washington | 1 | $ 355,000 | $ 355,000 | $ 75,000 |
| Walla Walla County Washington | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Dane County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 83,000 |
| Rock County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Sovereign Lending Group Incorporated in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 505 | $163,665,000 | $324,000 | $1,035,000 | $92,000 | $2,040,000 |
| Home Purchase | 34 | $13,510,000 | $397,000 | $805,000 | $154,000 | $413,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 359 | $117,495,000 | $327,000 | $1,035,000 | $92,000 | $413,000 |
| Black or African American | 120 | $39,170,000 | $326,000 | $955,000 | $106,000 | $2,040,000 |
| Hispanic | 41 | $13,245,000 | $323,000 | $755,000 | $100,000 | $316,000 |
| Asian | 10 | $4,400,000 | $440,000 | $895,000 | $103,000 | $175,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,025,000 | $405,000 | $705,000 | $97,000 | $142,000 |
| American Indian or Alaskan Native | 4 | $840,000 | $210,000 | $245,000 | $63,000 | $74,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 241 | $89,705,000 | $372,000 | $1,035,000 | $92,000 | $382,000 |
| FHA-insured (Federal Housing Administration) | 217 | $61,835,000 | $284,000 | $615,000 | $92,000 | $2,040,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 81 | $25,635,000 | $316,000 | $895,000 | $118,000 | $413,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 264 | $88,520,000 | $335,000 | $1,035,000 | $100,000 | $413,000 |
| Application Denied By Financial Institution | 258 | $83,450,000 | $323,000 | $955,000 | $92,000 | $2,040,000 |
| Application Approved But Not Accepted | 17 | $5,205,000 | $306,000 | $645,000 | $95,000 | $316,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 281 | $93,725,000 | $333,000 | $1,035,000 | $100,000 | $413,000 |
| Collateral | 115 | $38,645,000 | $336,000 | $955,000 | $91,000 | $224,000 |
| Credit History | 65 | $18,255,000 | $280,000 | $805,000 | $105,000 | $2,040,000 |
| Debt-To-Income Ratio | 37 | $11,785,000 | $318,000 | $685,000 | $73,000 | $216,000 |
| Other | 19 | $5,645,000 | $297,000 | $515,000 | $94,000 | $155,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $5,605,000 | $373,000 | $675,000 | $77,000 | $175,000 |
| Employment History | 4 | $1,420,000 | $355,000 | $415,000 | $108,000 | $158,000 |
| Unverifiable Information | 2 | $1,620,000 | $810,000 | $895,000 | $149,000 | $203,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $123,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sovereign Lending Group Incorporated's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sovereign Lending Group Incorporated's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.