Spectrum Funding Corporation
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Utah.
The mortgage statistics and data below are specific to mortgage loan applications for Spectrum Funding Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Spectrum Funding Corporation 7084 South 2300 East Slc, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 4,208 |
| Total Mortgage Loan Application Amount | $597,922,000 |
| Average Mortgage Loan Application Amount | $141,470 |
| Highest Mortgage Loan Application Amount | $792,000 |
| Average Applicant Income | $61,147 |
| Highest Applicant Income | $1,500,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in UT, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 556 | $ 73,702,000 | $ 132,000 | $ 50,000 |
| Kern County California | 477 | $ 64,289,000 | $ 134,000 | $ 68,000 |
| Clark County Nevada | 327 | $ 60,032,000 | $ 183,000 | $ 89,000 |
| Utah County Utah | 202 | $ 29,837,000 | $ 147,000 | $ 63,000 |
| Maricopa County Arizona | 177 | $ 21,124,000 | $ 119,000 | $ 52,000 |
| Weber County Utah | 89 | $ 9,892,000 | $ 111,000 | $ 73,000 |
| Denver County Colorado | 82 | $ 13,221,000 | $ 161,000 | $ 61,000 |
| Davis County Utah | 79 | $ 10,934,000 | $ 138,000 | $ 63,000 |
| Arapahoe County Colorado | 72 | $ 11,115,000 | $ 154,000 | $ 56,000 |
| Pueblo County Colorado | 58 | $ 6,132,000 | $ 105,000 | $ 60,000 |
| Adams County Colorado | 50 | $ 8,773,000 | $ 175,000 | $ 64,000 |
| Jefferson County Colorado | 44 | $ 9,144,000 | $ 207,000 | $ 83,000 |
| Weld County Colorado | 41 | $ 6,922,000 | $ 168,000 | $ 60,000 |
| Washington County Utah | 31 | $ 4,452,000 | $ 143,000 | $ 60,000 |
| Douglas County Colorado | 29 | $ 7,403,000 | $ 255,000 | $ 102,000 |
| Canyon County Idaho | 29 | $ 3,012,000 | $ 103,000 | $ 48,000 |
| Tooele County Utah | 29 | $ 3,511,000 | $ 121,000 | $ 52,000 |
| Los Angeles County California | 28 | $ 6,102,000 | $ 217,000 | $ 103,000 |
| Ada County Idaho | 27 | $ 2,716,000 | $ 100,000 | $ 59,000 |
| Bannock County Idaho | 27 | $ 2,409,000 | $ 89,000 | $ 42,000 |
| Uintah County Utah | 26 | $ 2,925,000 | $ 112,000 | $ 57,000 |
| Mesa County Colorado | 24 | $ 2,912,000 | $ 121,000 | $ 49,000 |
| Bonneville County Idaho | 24 | $ 2,785,000 | $ 116,000 | $ 57,000 |
| Twin Falls County Idaho | 24 | $ 2,495,000 | $ 103,000 | $ 44,000 |
| El Paso County Colorado | 23 | $ 3,231,000 | $ 140,000 | $ 54,000 |
| San Bernardino County California | 21 | $ 3,290,000 | $ 156,000 | $ 81,000 |
| Laramie County Wyoming | 21 | $ 2,323,000 | $ 110,000 | $ 49,000 |
| Larimer County Colorado | 20 | $ 3,365,000 | $ 168,000 | $ 56,000 |
| Pinal County Arizona | 18 | $ 2,385,000 | $ 132,000 | $ 73,000 |
| King County Washington | 18 | $ 3,917,000 | $ 217,000 | $ 79,000 |
| Pima County Arizona | 15 | $ 1,694,000 | $ 112,000 | $ 56,000 |
| Box Elder County Utah | 15 | $ 1,551,000 | $ 103,000 | $ 39,000 |
| Cache County Utah | 15 | $ 1,817,000 | $ 121,000 | $ 56,000 |
| Duchesne County Utah | 15 | $ 1,219,000 | $ 81,000 | $ 38,000 |
| Boulder County Colorado | 13 | $ 2,784,000 | $ 214,000 | $ 80,000 |
| Summit County Utah | 13 | $ 2,974,000 | $ 228,000 | $ 116,000 |
| San Diego County California | 11 | $ 2,703,000 | $ 245,000 | $ 116,000 |
| Bingham County Idaho | 11 | $ 1,025,000 | $ 93,000 | $ 120,000 |
| Sacramento County California | 10 | $ 1,986,000 | $ 198,000 | $ 67,000 |
| Pierce County Washington | 10 | $ 1,833,000 | $ 183,000 | $ 71,000 |
| Riverside County California | 9 | $ 2,035,000 | $ 226,000 | $ 188,000 |
| Valley County Idaho | 9 | $ 896,000 | $ 99,000 | $ 57,000 |
| Iron County Utah | 9 | $ 1,247,000 | $ 138,000 | $ 83,000 |
| Porter County Indiana | 8 | $ 868,000 | $ 108,000 | $ 54,000 |
| Wasatch County Utah | 8 | $ 1,656,000 | $ 207,000 | $ 65,000 |
| Tulare County California | 7 | $ 1,049,000 | $ 149,000 | $ 60,000 |
| Lake County Indiana | 7 | $ 495,000 | $ 70,000 | $ 47,000 |
| Yellowstone County Montana | 7 | $ 709,000 | $ 101,000 | $ 46,000 |
| Nye County Nevada | 7 | $ 996,000 | $ 142,000 | $ 53,000 |
| Coconino County Arizona | 6 | $ 1,287,000 | $ 214,000 | $ 58,000 |
| Mohave County Arizona | 6 | $ 782,000 | $ 130,000 | $ 46,000 |
| Silver Bow County Montana | 6 | $ 390,000 | $ 65,000 | $ 29,000 |
| Multnomah County Oregon | 6 | $ 857,000 | $ 142,000 | $ 49,000 |
| Spokane County Washington | 6 | $ 958,000 | $ 159,000 | $ 103,000 |
| Yavapai County Arizona | 5 | $ 1,067,000 | $ 213,000 | $ 132,000 |
| Contra Costa County California | 5 | $ 886,000 | $ 177,000 | $ 83,000 |
| Orange County California | 5 | $ 1,300,000 | $ 260,000 | $ 112,000 |
| Yuba County California | 5 | $ 768,000 | $ 153,000 | $ 51,000 |
| Madison County Idaho | 5 | $ 481,000 | $ 96,000 | $ 49,000 |
| Lane County Oregon | 5 | $ 715,000 | $ 143,000 | $ 45,000 |
| Washington County Oregon | 5 | $ 1,725,000 | $ 345,000 | $ 159,000 |
| Bexar County Texas | 5 | $ 517,000 | $ 103,000 | $ 42,000 |
| Harris County Texas | 5 | $ 554,000 | $ 110,000 | $ 61,000 |
| Sanpete County Utah | 5 | $ 609,000 | $ 121,000 | $ 41,000 |
| Snohomish County Washington | 5 | $ 1,053,000 | $ 210,000 | $ 55,000 |
| Natrona County Wyoming | 5 | $ 461,000 | $ 92,000 | $ 32,000 |
| Navajo County Arizona | 4 | $ 607,000 | $ 151,000 | $ 73,000 |
| Alameda County California | 4 | $ 967,000 | $ 241,000 | $ 141,000 |
| Fresno County California | 4 | $ 507,000 | $ 126,000 | $ 47,000 |
| Santa Clara County California | 4 | $ 1,268,000 | $ 317,000 | $ 132,000 |
| Fremont County Colorado | 4 | $ 445,000 | $ 111,000 | $ 46,000 |
| Moffat County Colorado | 4 | $ 422,000 | $ 105,000 | $ 34,000 |
| Morgan County Colorado | 4 | $ 627,000 | $ 156,000 | $ 52,000 |
| Elmore County Idaho | 4 | $ 418,000 | $ 104,000 | $ 61,000 |
| Gooding County Idaho | 4 | $ 308,000 | $ 77,000 | $ 34,000 |
| Minidoka County Idaho | 4 | $ 308,000 | $ 77,000 | $ 31,000 |
| Payette County Idaho | 4 | $ 441,000 | $ 110,000 | $ 48,000 |
| Marion County Indiana | 4 | $ 285,000 | $ 71,000 | $ 29,000 |
| Lewis and Clark County Montana | 4 | $ 411,000 | $ 102,000 | $ 45,000 |
| Fort Bend County Texas | 4 | $ 527,000 | $ 131,000 | $ 55,000 |
| Carbon County Utah | 4 | $ 531,000 | $ 132,000 | $ 53,000 |
| Juab County Utah | 4 | $ 452,000 | $ 113,000 | $ 37,000 |
| Chelan County Washington | 4 | $ 286,000 | $ 71,000 | $ 54,000 |
| Uinta County Wyoming | 4 | $ 409,000 | $ 102,000 | $ 53,000 |
| Siskiyou County California | 3 | $ 501,000 | $ 167,000 | $ 34,000 |
| Archuleta County Colorado | 3 | $ 635,000 | $ 211,000 | $ 74,000 |
| La Plata County Colorado | 3 | $ 288,000 | $ 96,000 | $ 50,000 |
| Las Animas County Colorado | 3 | $ 334,000 | $ 111,000 | $ 41,000 |
| Teller County Colorado | 3 | $ 634,000 | $ 211,000 | $ 75,000 |
| Fremont County Idaho | 3 | $ 319,000 | $ 106,000 | $ 49,000 |
| Power County Idaho | 3 | $ 214,000 | $ 71,000 | $ 33,000 |
| Clark County Indiana | 3 | $ 236,000 | $ 78,000 | $ 67,000 |
| Midland County Texas | 3 | $ 276,000 | $ 92,000 | $ 55,000 |
| Williamson County Texas | 3 | $ 428,000 | $ 142,000 | $ 62,000 |
| Sevier County Utah | 3 | $ 297,000 | $ 99,000 | $ 30,000 |
| Okanogan County Washington | 3 | $ 320,000 | $ 106,000 | $ 60,000 |
| Yakima County Washington | 3 | $ 225,000 | $ 75,000 | $ 22,000 |
| Lincoln County Wyoming | 3 | $ 238,000 | $ 79,000 | $ 59,000 |
| Gila County Arizona | 2 | $ 149,000 | $ 74,000 | $ 31,000 |
| Yuma County Arizona | 2 | $ 196,000 | $ 98,000 | $ 29,000 |
| Humboldt County California | 2 | $ 306,000 | $ 153,000 | $ 42,000 |
| Lassen County California | 2 | $ 295,000 | $ 147,000 | $ 96,000 |
| Solano County California | 2 | $ 358,000 | $ 179,000 | $ 112,000 |
| Stanislaus County California | 2 | $ 266,000 | $ 133,000 | $ 34,000 |
| Ventura County California | 2 | $ 464,000 | $ 232,000 | $ 68,000 |
| Yolo County California | 2 | $ 352,000 | $ 176,000 | $ 42,000 |
| Bent County Colorado | 2 | $ 137,000 | $ 68,000 | $ 33,000 |
| Broomfield County Colorado | 2 | $ 502,000 | $ 251,000 | $ 111,000 |
| Elbert County Colorado | 2 | $ 193,000 | $ 96,000 | $ 46,000 |
| Garfield County Colorado | 2 | $ 323,000 | $ 161,000 | $ 39,000 |
| Gunnison County Colorado | 2 | $ 413,000 | $ 206,000 | $ 77,000 |
| Lake County Colorado | 2 | $ 215,000 | $ 107,000 | $ 57,000 |
| Montezuma County Colorado | 2 | $ 515,000 | $ 257,000 | $ 62,000 |
| Otero County Colorado | 2 | $ 155,000 | $ 77,000 | $ 33,000 |
| Blaine County Idaho | 2 | $ 306,000 | $ 153,000 | $ 68,000 |
| Bonner County Idaho | 2 | $ 274,000 | $ 137,000 | $ 56,000 |
| Caribou County Idaho | 2 | $ 131,000 | $ 65,000 | $ 38,000 |
| Idaho County Idaho | 2 | $ 98,000 | $ 49,000 | $ 34,000 |
| Jefferson County Idaho | 2 | $ 188,000 | $ 94,000 | $ 45,000 |
| Jerome County Idaho | 2 | $ 234,000 | $ 117,000 | $ 65,000 |
| Kootenai County Idaho | 2 | $ 139,000 | $ 69,000 | $ 24,000 |
| Teton County Idaho | 2 | $ 316,000 | $ 158,000 | $ 40,000 |
| Washington County Idaho | 2 | $ 186,000 | $ 93,000 | $ 28,000 |
| Monroe County Indiana | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| St. Joseph County Indiana | 2 | $ 166,000 | $ 83,000 | $ 43,000 |
| Hennepin County Minnesota | 2 | $ 411,000 | $ 205,000 | $ 84,000 |
| Flathead County Montana | 2 | $ 154,000 | $ 77,000 | $ 28,000 |
| Lake County Montana | 2 | $ 124,000 | $ 62,000 | $ 48,000 |
| Douglas County Nevada | 2 | $ 252,000 | $ 126,000 | $ 33,000 |
| Washoe County Nevada | 2 | $ 231,000 | $ 115,000 | $ 31,000 |
| Clackamas County Oregon | 2 | $ 246,000 | $ 123,000 | $ 64,000 |
| Deschutes County Oregon | 2 | $ 255,000 | $ 127,000 | $ 55,000 |
| Jackson County Oregon | 2 | $ 295,000 | $ 147,000 | $ 84,000 |
| Linn County Oregon | 2 | $ 146,000 | $ 73,000 | $ 38,000 |
| Marion County Oregon | 2 | $ 265,000 | $ 132,000 | $ 52,000 |
| Denton County Texas | 2 | $ 329,000 | $ 164,000 | $ 69,000 |
| El Paso County Texas | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Beaver County Utah | 2 | $ 180,000 | $ 90,000 | $ 166,000 |
| Grand County Utah | 2 | $ 277,000 | $ 138,000 | $ 128,000 |
| San Juan County Utah | 2 | $ 201,000 | $ 100,000 | $ 74,000 |
| Clark County Washington | 2 | $ 278,000 | $ 139,000 | $ 61,000 |
| Grays Harbor County Washington | 2 | $ 161,000 | $ 80,000 | $ 35,000 |
| Lewis County Washington | 2 | $ 217,000 | $ 108,000 | $ 36,000 |
| Mason County Washington | 2 | $ 198,000 | $ 99,000 | $ 58,000 |
| Whatcom County Washington | 2 | $ 260,000 | $ 130,000 | $ 40,000 |
| Fremont County Wyoming | 2 | $ 153,000 | $ 76,000 | $ 32,000 |
| Platte County Wyoming | 2 | $ 188,000 | $ 94,000 | $ 42,000 |
| Sheridan County Wyoming | 2 | $ 303,000 | $ 151,000 | $ 58,000 |
| Sweetwater County Wyoming | 2 | $ 185,000 | $ 92,000 | $ 78,000 |
| Washakie County Wyoming | 2 | $ 205,000 | $ 102,000 | $ 84,000 |
| Weston County Wyoming | 2 | $ 131,000 | $ 65,000 | $ 31,000 |
| Apache County Arizona | 1 | $ 77,000 | $ 77,000 | $ 53,000 |
| Cochise County Arizona | 1 | $ 58,000 | $ 58,000 | $ 34,000 |
| Graham County Arizona | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Santa Cruz County Arizona | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Amador County California | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Butte County California | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| El Dorado County California | 1 | $ 461,000 | $ 461,000 | $ 109,000 |
| Imperial County California | 1 | $ 216,000 | $ 216,000 | $ 88,000 |
| Kings County California | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Madera County California | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Mariposa County California | 1 | $ 160,000 | $ 160,000 | $ 32,000 |
| Mono County California | 1 | $ 132,000 | $ 132,000 | $ 60,000 |
| Nevada County California | 1 | $ 182,000 | $ 182,000 | $ 34,000 |
| San Joaquin County California | 1 | $ 300,000 | $ 300,000 | $ 54,000 |
| San Luis Obispo County California | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| San Mateo County California | 1 | $ 470,000 | $ 470,000 | $ 145,000 |
| Santa Barbara County California | 1 | $ 297,000 | $ 297,000 | $ 50,000 |
| Tuolumne County California | 1 | $ 276,000 | $ 276,000 | $ 180,000 |
| Alamosa County Colorado | 1 | $ 68,000 | $ 68,000 | $ 51,000 |
| Baca County Colorado | 1 | $ 195,000 | $ 195,000 | $ 57,000 |
| Chaffee County Colorado | 1 | $ 183,000 | $ 183,000 | $ 55,000 |
| Clear Creek County Colorado | 1 | $ 223,000 | $ 223,000 | $ 112,000 |
| Custer County Colorado | 1 | $ 194,000 | $ 194,000 | $ 84,000 |
| Delta County Colorado | 1 | $ 142,000 | $ 142,000 | $ 37,000 |
| Gilpin County Colorado | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Huerfano County Colorado | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Jackson County Colorado | 1 | $ 128,000 | $ 128,000 | $ 52,000 |
| Park County Colorado | 1 | $ 204,000 | $ 204,000 | $ 64,000 |
| Prowers County Colorado | 1 | $ 58,000 | $ 58,000 | $ 120,000 |
| Rio Blanco County Colorado | 1 | $ 228,000 | $ 228,000 | $ 71,000 |
| Rio Grande County Colorado | 1 | $ 62,000 | $ 62,000 | $ 24,000 |
| Routt County Colorado | 1 | $ 509,000 | $ 509,000 | $ 80,000 |
| Washington County Colorado | 1 | $ 52,000 | $ 52,000 | $ 14,000 |
| Yuma County Colorado | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Cobb County Georgia | 1 | $ 119,000 | $ 119,000 | $ 105,000 |
| Fulton County Georgia | 1 | $ 247,000 | $ 247,000 | $ 120,000 |
| Adams County Idaho | 1 | $ 52,000 | $ 52,000 | $ 18,000 |
| Bear Lake County Idaho | 1 | $ 94,000 | $ 94,000 | $ 30,000 |
| Butte County Idaho | 1 | $ 174,000 | $ 174,000 | $ 61,000 |
| Cassia County Idaho | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Custer County Idaho | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Gem County Idaho | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Oneida County Idaho | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Owyhee County Idaho | 1 | $ 59,000 | $ 59,000 | $ 39,000 |
| Allen County Indiana | 1 | $ 117,000 | $ 117,000 | $ 49,000 |
| Carroll County Indiana | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Dearborn County Indiana | 1 | $ 104,000 | $ 104,000 | $ 45,000 |
| Decatur County Indiana | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| Elkhart County Indiana | 1 | $ 75,000 | $ 75,000 | $ 23,000 |
| Harrison County Indiana | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Hendricks County Indiana | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Howard County Indiana | 1 | $ 62,000 | $ 62,000 | $ 17,000 |
| Jefferson County Indiana | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| Kosciusko County Indiana | 1 | $ 78,000 | $ 78,000 | $ 29,000 |
| Montgomery County Indiana | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Orange County Indiana | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Vigo County Indiana | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Barton County Kansas | 1 | $ 102,000 | $ 102,000 | $ 103,000 |
| Prince George's County Maryland | 1 | $ 238,000 | $ 238,000 | $ 66,000 |
| Middlesex County Massachusetts | 1 | $ 228,000 | $ 228,000 | $ 80,000 |
| Isanti County Minnesota | 1 | $ 180,000 | $ 180,000 | $ 32,000 |
| McLeod County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 62,000 |
| Cascade County Montana | 1 | $ 112,000 | $ 112,000 | $ 60,000 |
| Dawson County Montana | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Gallatin County Montana | 1 | $ 85,000 | $ 85,000 | $ 56,000 |
| Missoula County Montana | 1 | $ 134,000 | $ 134,000 | $ 155,000 |
| Park County Montana | 1 | $ 117,000 | $ 117,000 | $ 32,000 |
| Richland County Montana | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Wheatland County Montana | 1 | $ 69,000 | $ 69,000 | $ 28,000 |
| Douglas County Nebraska | 1 | $ 106,000 | $ 106,000 | $ 31,000 |
| Elko County Nevada | 1 | $ 112,000 | $ 112,000 | $ 83,000 |
| Lincoln County Nevada | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Lyon County Nevada | 1 | $ 138,000 | $ 138,000 | $ 40,000 |
| Mineral County Nevada | 1 | $ 80,000 | $ 80,000 | $ 54,000 |
| Curry County Oregon | 1 | $ 218,000 | $ 218,000 | $ 53,000 |
| Klamath County Oregon | 1 | $ 195,000 | $ 195,000 | $ 71,000 |
| Malheur County Oregon | 1 | $ 56,000 | $ 56,000 | $ 12,000 |
| Umatilla County Oregon | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Union County Oregon | 1 | $ 83,000 | $ 83,000 | $ 64,000 |
| Austin County Texas | 1 | $ 198,000 | $ 198,000 | $ 85,000 |
| Bowie County Texas | 1 | $ 92,000 | $ 92,000 | $ 48,000 |
| Cameron County Texas | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Collin County Texas | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Comal County Texas | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
| Dallas County Texas | 1 | $ 101,000 | $ 101,000 | $ 98,000 |
| Eastland County Texas | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Ector County Texas | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Galveston County Texas | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
| Hale County Texas | 1 | $ 103,000 | $ 103,000 | $ 50,000 |
| Hardin County Texas | 1 | $ 119,000 | $ 119,000 | $ 52,000 |
| Hidalgo County Texas | 1 | $ 177,000 | $ 177,000 | $ 75,000 |
| Jasper County Texas | 1 | $ 57,000 | $ 57,000 | $ 60,000 |
| Jefferson County Texas | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Leon County Texas | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Lubbock County Texas | 1 | $ 73,000 | $ 73,000 | $ 45,000 |
| Maverick County Texas | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Orange County Texas | 1 | $ 81,000 | $ 81,000 | $ 50,000 |
| Randall County Texas | 1 | $ 93,000 | $ 93,000 | $ 57,000 |
| Rockwall County Texas | 1 | $ 125,000 | $ 125,000 | $ 180,000 |
| San Patricio County Texas | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| Swisher County Texas | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Travis County Texas | 1 | $ 147,000 | $ 147,000 | $ 90,000 |
| Webb County Texas | 1 | $ 73,000 | $ 73,000 | $ 30,000 |
| Emery County Utah | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Kane County Utah | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Millard County Utah | 1 | $ 71,000 | $ 71,000 | $ 14,000 |
| Morgan County Utah | 1 | $ 167,000 | $ 167,000 | $ 59,000 |
| Piute County Utah | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Benton County Washington | 1 | $ 87,000 | $ 87,000 | $ 35,000 |
| Cowlitz County Washington | 1 | $ 146,000 | $ 146,000 | $ 72,000 |
| Douglas County Washington | 1 | $ 116,000 | $ 116,000 | $ 54,000 |
| Grant County Washington | 1 | $ 117,000 | $ 117,000 | $ 38,000 |
| Jefferson County Washington | 1 | $ 144,000 | $ 144,000 | $ 60,000 |
| Kitsap County Washington | 1 | $ 173,000 | $ 173,000 | $ 62,000 |
| Skagit County Washington | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Thurston County Washington | 1 | $ 235,000 | $ 235,000 | $ 135,000 |
| Whitman County Washington | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Campbell County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Carbon County Wyoming | 1 | $ 107,000 | $ 107,000 | $ 40,000 |
| Johnson County Wyoming | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Utah,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Spectrum Funding Corporation in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,915 | $401,095,000 | $143,157 | $770,000 | $60,263 | $1,000,000 |
| Refinancing | 1,293 | $196,827,000 | $139,333 | $792,000 | $62,266 | $1,500,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,857 | $258,654,000 | $128,176 | $792,000 | $63,117 | $1,500,000 |
| Not Provided | 1,332 | $200,727,000 | $147,642 | $640,000 | $59,857 | $1,000,000 |
| Hispanic | 712 | $88,826,000 | $109,750 | $476,000 | $49,833 | $324,000 |
| Black or African American | 122 | $19,858,000 | $157,272 | $500,000 | $69,000 | $300,000 |
| Asian | 66 | $11,982,000 | $172,375 | $460,000 | $64,125 | $272,000 |
| Native Hawaiian or Other Pacific Islander | 50 | $7,432,000 | $228,875 | $770,000 | $46,125 | $142,000 |
| Not applicable | 47 | $7,218,000 | $141,300 | $369,000 | $54,700 | $216,000 |
| American Indian or Alaskan Native | 22 | $3,225,000 | $137,625 | $334,000 | $47,250 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,207 | $597,787,000 | $142,050 | $792,000 | $63,100 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 1 | $135,000 | $135,000 | $135,000 | $65,000 | $65,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Approved But Not Accepted | 2,153 | $312,652,000 | $134,000 | $509,000 | $53,400 | $1,500,000 |
| Loan Originated | 1,116 | $158,172,000 | $134,538 | $705,000 | $59,538 | $629,000 |
| Application Denied By Financial Institution | 833 | $113,814,000 | $137,421 | $792,000 | $65,526 | $1,000,000 |
| Application Withdrawn By Applicant | 102 | $12,756,000 | $125,583 | $450,000 | $55,666 | $236,000 |
| File Closed For Incompleteness | 4 | $528,000 | $132,000 | $280,000 | $68,500 | $90,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 183 | $24,122,000 | $121,692 | $360,000 | $60,076 | $708,000 |
| Other | 156 | $20,385,000 | $164,857 | $792,000 | $71,500 | $498,000 |
| Collateral | 41 | $5,720,000 | $122,111 | $476,000 | $54,888 | $196,000 |
| Debt-To-Income Ratio | 41 | $5,326,000 | $126,875 | $380,000 | $39,750 | $91,000 |
| Employment History | 33 | $4,273,000 | $115,142 | $329,000 | $49,857 | $120,000 |
| Unverifiable Information | 1 | $167,000 | $167,000 | $167,000 | $47,000 | $47,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in UT, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information at your convenience.