Stanford Federal Credit Union
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stanford Federal Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stanford Federal Credit Union 1860 Embarcadero Road Palo Alto, CA 94303 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,331 |
| Total Mortgage Loan Application Amount | $1,020,095,000 |
| Average Mortgage Loan Application Amount | $617,000 |
| Highest Mortgage Loan Application Amount | $5,425,000 |
| Average Applicant Income | $242,400 |
| Highest Applicant Income | $6,778,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Santa Clara County California | 315 | $ 258,995,000 | $ 822,000 | $ 300,000 |
| San Mateo County California | 274 | $ 269,160,000 | $ 982,000 | $ 308,000 |
| Alameda County California | 119 | $ 72,415,000 | $ 608,000 | $ 231,000 |
| San Francisco County California | 59 | $ 50,175,000 | $ 850,000 | $ 301,000 |
| Contra Costa County California | 40 | $ 31,200,000 | $ 780,000 | $ 239,000 |
| Los Angeles County California | 31 | $ 23,515,000 | $ 758,000 | $ 286,000 |
| San Joaquin County California | 27 | $ 12,515,000 | $ 463,000 | $ 168,000 |
| Santa Cruz County California | 20 | $ 12,790,000 | $ 639,000 | $ 225,000 |
| Sacramento County California | 19 | $ 11,805,000 | $ 621,000 | $ 171,000 |
| San Diego County California | 16 | $ 7,810,000 | $ 488,000 | $ 523,000 |
| Fresno County California | 11 | $ 4,325,000 | $ 393,000 | $ 196,000 |
| Clark County Nevada | 11 | $ 9,065,000 | $ 824,000 | $ 307,000 |
| Riverside County California | 10 | $ 4,700,000 | $ 470,000 | $ 231,000 |
| Sonoma County California | 10 | $ 7,490,000 | $ 749,000 | $ 423,000 |
| El Dorado County California | 9 | $ 5,495,000 | $ 610,000 | $ 198,000 |
| Travis County Texas | 9 | $ 6,595,000 | $ 732,000 | $ 258,000 |
| Placer County California | 8 | $ 3,940,000 | $ 492,000 | $ 212,000 |
| Marin County California | 7 | $ 6,795,000 | $ 970,000 | $ 602,000 |
| Orange County California | 7 | $ 6,235,000 | $ 890,000 | $ 276,000 |
| King County Washington | 7 | $ 6,365,000 | $ 909,000 | $ 241,000 |
| Solano County California | 6 | $ 1,970,000 | $ 328,000 | $ 151,000 |
| Stanislaus County California | 6 | $ 1,820,000 | $ 303,000 | $ 109,000 |
| Monterey County California | 5 | $ 3,655,000 | $ 731,000 | $ 326,000 |
| Nevada County California | 5 | $ 4,375,000 | $ 875,000 | $ 315,000 |
| Ventura County California | 5 | $ 2,285,000 | $ 457,000 | $ 167,000 |
| Yolo County California | 5 | $ 2,675,000 | $ 535,000 | $ 216,000 |
| Miami-Dade County Florida | 5 | $ 2,925,000 | $ 585,000 | $ 188,000 |
| Multnomah County Oregon | 5 | $ 3,035,000 | $ 607,000 | $ 232,000 |
| Kitsap County Washington | 5 | $ 3,575,000 | $ 715,000 | $ 846,000 |
| Cook County Illinois | 4 | $ 1,460,000 | $ 365,000 | $ 261,000 |
| Washoe County Nevada | 4 | $ 5,390,000 | $ 1,347,000 | $ 480,000 |
| Cuyahoga County Ohio | 4 | $ 540,000 | $ 135,000 | $ 390,000 |
| Pima County Arizona | 3 | $ 895,000 | $ 298,000 | $ 133,000 |
| Merced County California | 3 | $ 2,585,000 | $ 861,000 | $ 207,000 |
| Napa County California | 3 | $ 1,515,000 | $ 505,000 | $ 113,000 |
| San Bernardino County California | 3 | $ 1,965,000 | $ 655,000 | $ 210,000 |
| Eagle County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 462,000 |
| New Haven County Connecticut | 3 | $ 785,000 | $ 261,000 | $ 106,000 |
| Fulton County Georgia | 3 | $ 855,000 | $ 285,000 | $ 180,000 |
| Honolulu County Hawaii | 3 | $ 1,005,000 | $ 335,000 | $ 126,000 |
| Montgomery County Maryland | 3 | $ 2,355,000 | $ 785,000 | $ 432,000 |
| Middlesex County Massachusetts | 3 | $ 1,935,000 | $ 645,000 | $ 167,000 |
| Jackson County Oregon | 3 | $ 955,000 | $ 318,000 | $ 97,000 |
| Allegheny County Pennsylvania | 3 | $ 485,000 | $ 161,000 | $ 110,000 |
| Montgomery County Pennsylvania | 3 | $ 2,065,000 | $ 688,000 | $ 406,000 |
| Harris County Texas | 3 | $ 2,605,000 | $ 868,000 | $ 227,000 |
| Williamson County Texas | 3 | $ 745,000 | $ 248,000 | $ 128,000 |
| Clark County Washington | 3 | $ 1,015,000 | $ 338,000 | $ 146,000 |
| Maricopa County Arizona | 2 | $ 800,000 | $ 400,000 | $ 219,000 |
| Alpine County California | 2 | $ 740,000 | $ 370,000 | $ 294,000 |
| Calaveras County California | 2 | $ 360,000 | $ 180,000 | $ 155,000 |
| Kern County California | 2 | $ 360,000 | $ 180,000 | $ 295,000 |
| San Benito County California | 2 | $ 4,160,000 | $ 2,080,000 | $ 230,000 |
| Arapahoe County Colorado | 2 | $ 1,180,000 | $ 590,000 | $ 217,000 |
| Boulder County Colorado | 2 | $ 1,020,000 | $ 510,000 | $ 519,000 |
| Denver County Colorado | 2 | $ 1,590,000 | $ 795,000 | $ 267,000 |
| Douglas County Colorado | 2 | $ 770,000 | $ 385,000 | $ 192,000 |
| District of Columbia County District Of Columbia | 2 | $ 440,000 | $ 220,000 | $ 282,000 |
| Orange County Florida | 2 | $ 880,000 | $ 440,000 | $ 271,000 |
| DeKalb County Georgia | 2 | $ 360,000 | $ 180,000 | $ 75,000 |
| Ada County Idaho | 2 | $ 710,000 | $ 355,000 | $ 315,000 |
| Canyon County Idaho | 2 | $ 820,000 | $ 410,000 | $ 180,000 |
| Leelanau County Michigan | 2 | $ 3,210,000 | $ 1,605,000 | $ 1,526,000 |
| St. Louis City County Missouri | 2 | $ 540,000 | $ 270,000 | $ 80,000 |
| Santa Fe County New Mexico | 2 | $ 560,000 | $ 280,000 | $ 132,000 |
| Clackamas County Oregon | 2 | $ 860,000 | $ 430,000 | $ 134,000 |
| Washington County Oregon | 2 | $ 590,000 | $ 295,000 | $ 130,000 |
| Delaware County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 180,000 |
| Davidson County Tennessee | 2 | $ 1,150,000 | $ 575,000 | $ 120,000 |
| Collin County Texas | 2 | $ 590,000 | $ 295,000 | $ 212,000 |
| Denton County Texas | 2 | $ 490,000 | $ 245,000 | $ 199,000 |
| Snohomish County Washington | 2 | $ 1,090,000 | $ 545,000 | $ 143,000 |
| Madison County Alabama | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Amador County California | 1 | $ 535,000 | $ 535,000 | $ 194,000 |
| Butte County California | 1 | $ 375,000 | $ 375,000 | $ 181,000 |
| Humboldt County California | 1 | $ 405,000 | $ 405,000 | $ 208,000 |
| Lake County California | 1 | $ 85,000 | $ 85,000 | $ 304,000 |
| Mariposa County California | 1 | $ 325,000 | $ 325,000 | $ 345,000 |
| Mendocino County California | 1 | $ 605,000 | $ 605,000 | $ 202,000 |
| San Luis Obispo County California | 1 | $ 305,000 | $ 305,000 | $ 114,000 |
| Santa Barbara County California | 1 | $ 545,000 | $ 545,000 | $ 160,000 |
| Shasta County California | 1 | $ 1,505,000 | $ 1,505,000 | $ 0 |
| Tehama County California | 1 | $ 525,000 | $ 525,000 | $ 144,000 |
| Trinity County California | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
| Tuolumne County California | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| El Paso County Colorado | 1 | $ 395,000 | $ 395,000 | $ 126,000 |
| Jefferson County Colorado | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Larimer County Colorado | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Routt County Colorado | 1 | $ 1,205,000 | $ 1,205,000 | $ 394,000 |
| Fairfield County Connecticut | 1 | $ 1,045,000 | $ 1,045,000 | $ 402,000 |
| New Castle County Delaware | 1 | $ 175,000 | $ 175,000 | $ 172,000 |
| Alachua County Florida | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Hillsborough County Florida | 1 | $ 765,000 | $ 765,000 | $ 264,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 222,000 |
| Leon County Florida | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 995,000 | $ 995,000 | $ 0 |
| Pinellas County Florida | 1 | $ 95,000 | $ 95,000 | $ 210,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| Cobb County Georgia | 1 | $ 805,000 | $ 805,000 | $ 369,000 |
| Forsyth County Georgia | 1 | $ 335,000 | $ 335,000 | $ 195,000 |
| Liberty County Georgia | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Hawaii County Hawaii | 1 | $ 445,000 | $ 445,000 | $ 116,000 |
| McLean County Illinois | 1 | $ 325,000 | $ 325,000 | $ 137,000 |
| Lake County Indiana | 1 | $ 645,000 | $ 645,000 | $ 312,000 |
| Polk County Iowa | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Kennebec County Maine | 1 | $ 175,000 | $ 175,000 | $ 186,000 |
| Penobscot County Maine | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Baltimore County Maryland | 1 | $ 175,000 | $ 175,000 | $ 30,000 |
| Howard County Maryland | 1 | $ 395,000 | $ 395,000 | $ 75,000 |
| Hampshire County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 114,000 |
| Norfolk County Massachusetts | 1 | $ 1,225,000 | $ 1,225,000 | $ 280,000 |
| Ingham County Michigan | 1 | $ 175,000 | $ 175,000 | $ 114,000 |
| Marquette County Michigan | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Washtenaw County Michigan | 1 | $ 385,000 | $ 385,000 | $ 492,000 |
| Hennepin County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Rice County Minnesota | 1 | $ 295,000 | $ 295,000 | $ 285,000 |
| St. Louis County Missouri | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Ravalli County Montana | 1 | $ 405,000 | $ 405,000 | $ 240,000 |
| Lancaster County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 324,000 |
| Sarpy County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 218,000 |
| Lyon County Nevada | 1 | $ 835,000 | $ 835,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 385,000 | $ 385,000 | $ 166,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Middlesex County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 225,000 |
| Taos County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 237,000 |
| Nassau County New York | 1 | $ 545,000 | $ 545,000 | $ 283,000 |
| Queens County New York | 1 | $ 495,000 | $ 495,000 | $ 210,000 |
| Saratoga County New York | 1 | $ 335,000 | $ 335,000 | $ 94,000 |
| Tompkins County New York | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Cabarrus County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 178,000 |
| Dare County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 102,000 |
| Durham County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 307,000 |
| Forsyth County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 68,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 28,000 |
| Butler County Ohio | 1 | $ 1,005,000 | $ 1,005,000 | $ 295,000 |
| Franklin County Ohio | 1 | $ 575,000 | $ 575,000 | $ 98,000 |
| Lorain County Ohio | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Deschutes County Oregon | 1 | $ 445,000 | $ 445,000 | $ 567,000 |
| Lane County Oregon | 1 | $ 645,000 | $ 645,000 | $ 194,000 |
| Bucks County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Chester County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Philadelphia County Pennsylvania | 1 | $ 495,000 | $ 495,000 | $ 113,000 |
| Pickens County South Carolina | 1 | $ 945,000 | $ 945,000 | $ 277,000 |
| Montgomery County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 183,000 |
| Shelby County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 335,000 |
| Washington County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 238,000 |
| Brazos County Texas | 1 | $ 95,000 | $ 95,000 | $ 130,000 |
| Fort Bend County Texas | 1 | $ 385,000 | $ 385,000 | $ 120,000 |
| Davis County Utah | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Salt Lake County Utah | 1 | $ 375,000 | $ 375,000 | $ 200,000 |
| Summit County Utah | 1 | $ 985,000 | $ 985,000 | $ 301,000 |
| Bedford County Virginia | 1 | $ 205,000 | $ 205,000 | $ 159,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 127,000 |
| Benton County Washington | 1 | $ 195,000 | $ 195,000 | $ 126,000 |
| Pierce County Washington | 1 | $ 1,045,000 | $ 1,045,000 | $ 426,000 |
| Spokane County Washington | 1 | $ 215,000 | $ 215,000 | $ 270,000 |
| Whitman County Washington | 1 | $ 335,000 | $ 335,000 | $ 150,000 |
| Monongalia County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 93,000 |
| Milwaukee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Teton County Wyoming | 1 | $ 1,785,000 | $ 1,785,000 | $ 344,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stanford Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 586 | $553,970,000 | $945,000 | $5,425,000 | $276,000 | $1,526,000 |
| Refinancing | 510 | $311,080,000 | $609,000 | $3,305,000 | $276,000 | $1,588,000 |
| Cash-out Refinancing | 180 | $119,590,000 | $664,000 | $3,855,000 | $271,000 | $6,778,000 |
| Other Purpose | 54 | $35,240,000 | $652,000 | $2,005,000 | $319,000 | $2,160,000 |
| Home Improvement | 1 | $215,000 | $215,000 | $215,000 | $70,000 | $70,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 555 | $435,875,000 | $785,000 | $3,575,000 | $313,000 | $6,778,000 |
| Asian | 332 | $279,850,000 | $842,000 | $4,205,000 | $271,000 | $1,009,000 |
| Not Provided | 233 | $161,415,000 | $692,000 | $3,755,000 | $263,000 | $2,160,000 |
| Hispanic | 126 | $76,640,000 | $608,000 | $2,315,000 | $204,000 | $950,000 |
| Black or African American | 51 | $21,475,000 | $421,000 | $1,075,000 | $179,000 | $587,000 |
| Not applicable | 24 | $36,490,000 | $1,520,000 | $5,425,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $3,115,000 | $445,000 | $885,000 | $144,000 | $276,000 |
| American Indian or Alaskan Native | 2 | $3,950,000 | $1,975,000 | $2,995,000 | $452,000 | $598,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,331 | $1,020,095,000 | $766,000 | $5,425,000 | $277,000 | $6,778,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,012 | $747,440,000 | $738,000 | $5,425,000 | $280,000 | $6,778,000 |
| Preapproval Approved but not Accepted | 106 | $128,510,000 | $1,212,000 | $4,205,000 | $289,000 | $1,067,000 |
| Application Withdrawn By Applicant | 98 | $81,590,000 | $832,000 | $2,505,000 | $335,000 | $2,160,000 |
| Application Denied By Financial Institution | 48 | $22,460,000 | $467,000 | $1,955,000 | $150,000 | $399,000 |
| File Closed For Incompleteness | 33 | $25,045,000 | $758,000 | $2,405,000 | $252,000 | $1,236,000 |
| Application Approved But Not Accepted | 22 | $8,580,000 | $390,000 | $1,685,000 | $225,000 | $886,000 |
| Preapproval Denied by Financial Institution | 12 | $6,470,000 | $539,000 | $935,000 | $117,000 | $267,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,271 | $991,165,000 | $779,000 | $5,425,000 | $283,000 | $6,778,000 |
| Credit History | 21 | $10,475,000 | $498,000 | $1,155,000 | $135,000 | $267,000 |
| Credit Application Incomplete | 15 | $7,645,000 | $509,000 | $1,955,000 | $214,000 | $399,000 |
| Debt-To-Income Ratio | 13 | $6,605,000 | $508,000 | $1,325,000 | $87,000 | $311,000 |
| Employment History | 3 | $1,565,000 | $521,000 | $775,000 | $68,000 | $120,000 |
| Collateral | 3 | $495,000 | $165,000 | $245,000 | $211,000 | $297,000 |
| Other | 2 | $560,000 | $280,000 | $305,000 | $209,000 | $390,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,010,000 | $505,000 | $555,000 | $50,000 | $57,000 |
| Mortgage Insurance Denied | 1 | $575,000 | $575,000 | $575,000 | $98,000 | $98,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.