Bell Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bell Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bell Bank 3100 13Th Ave S Fargo, ND 58103 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 9,899 |
| Total Mortgage Loan Application Amount | $2,061,826,000 |
| Average Mortgage Loan Application Amount | $171,666 |
| Highest Mortgage Loan Application Amount | $14,800,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $6,187,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bell Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bell Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bell Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bell Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Bell Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bell Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 2,579 | $ 588,855,000 | $ 228,000 | $ 111,000 |
| Anoka County Minnesota | 915 | $ 174,977,000 | $ 191,000 | $ 80,000 |
| Dakota County Minnesota | 881 | $ 182,314,000 | $ 206,000 | $ 90,000 |
| Maricopa County Arizona | 749 | $ 166,049,000 | $ 221,000 | $ 112,000 |
| Ramsey County Minnesota | 723 | $ 140,296,000 | $ 194,000 | $ 87,000 |
| Cass County North Dakota | 579 | $ 138,014,000 | $ 238,000 | $ 111,000 |
| Washington County Minnesota | 494 | $ 108,433,000 | $ 219,000 | $ 95,000 |
| Scott County Minnesota | 324 | $ 76,331,000 | $ 235,000 | $ 99,000 |
| Wright County Minnesota | 300 | $ 62,886,000 | $ 209,000 | $ 82,000 |
| Carver County Minnesota | 290 | $ 71,520,000 | $ 246,000 | $ 119,000 |
| Clay County Minnesota | 289 | $ 39,022,000 | $ 135,000 | $ 75,000 |
| Otter Tail County Minnesota | 182 | $ 22,324,000 | $ 122,000 | $ 91,000 |
| Sherburne County Minnesota | 180 | $ 35,378,000 | $ 196,000 | $ 76,000 |
| Becker County Minnesota | 142 | $ 23,227,000 | $ 163,000 | $ 113,000 |
| Olmsted County Minnesota | 88 | $ 14,014,000 | $ 159,000 | $ 66,000 |
| Chisago County Minnesota | 81 | $ 15,644,000 | $ 193,000 | $ 73,000 |
| Goodhue County Minnesota | 77 | $ 11,788,000 | $ 153,000 | $ 64,000 |
| Rice County Minnesota | 70 | $ 13,518,000 | $ 193,000 | $ 77,000 |
| Douglas County Minnesota | 65 | $ 15,203,000 | $ 233,000 | $ 119,000 |
| Pinal County Arizona | 56 | $ 9,923,000 | $ 177,000 | $ 76,000 |
| Richland County North Dakota | 52 | $ 5,503,000 | $ 105,000 | $ 73,000 |
| Isanti County Minnesota | 50 | $ 8,880,000 | $ 177,000 | $ 69,000 |
| St. Croix County Wisconsin | 43 | $ 9,225,000 | $ 214,000 | $ 90,000 |
| Stearns County Minnesota | 42 | $ 7,699,000 | $ 183,000 | $ 92,000 |
| Crow Wing County Minnesota | 24 | $ 6,354,000 | $ 264,000 | $ 183,000 |
| Wilkin County Minnesota | 21 | $ 1,969,000 | $ 93,000 | $ 61,000 |
| Pierce County Wisconsin | 21 | $ 3,928,000 | $ 187,000 | $ 78,000 |
| Cass County Minnesota | 18 | $ 3,820,000 | $ 212,000 | $ 157,000 |
| McLeod County Minnesota | 18 | $ 2,599,000 | $ 144,000 | $ 66,000 |
| Mille Lacs County Minnesota | 17 | $ 2,440,000 | $ 143,000 | $ 57,000 |
| St. Louis County Minnesota | 17 | $ 2,687,000 | $ 158,000 | $ 75,000 |
| Benton County Minnesota | 15 | $ 2,881,000 | $ 192,000 | $ 73,000 |
| Polk County Wisconsin | 15 | $ 2,733,000 | $ 182,000 | $ 141,000 |
| Burnett County Wisconsin | 13 | $ 2,312,000 | $ 177,000 | $ 128,000 |
| Kanabec County Minnesota | 11 | $ 1,380,000 | $ 125,000 | $ 58,000 |
| Le Sueur County Minnesota | 11 | $ 2,088,000 | $ 189,000 | $ 58,000 |
| Hubbard County Minnesota | 10 | $ 1,993,000 | $ 199,000 | $ 176,000 |
| Meeker County Minnesota | 10 | $ 1,771,000 | $ 177,000 | $ 81,000 |
| Grand Forks County North Dakota | 10 | $ 3,572,000 | $ 357,000 | $ 56,000 |
| Steele County Minnesota | 9 | $ 1,389,000 | $ 154,000 | $ 61,000 |
| Winona County Minnesota | 9 | $ 1,072,000 | $ 119,000 | $ 54,000 |
| Grant County Minnesota | 8 | $ 685,000 | $ 85,000 | $ 82,000 |
| Pine County Minnesota | 8 | $ 895,000 | $ 111,000 | $ 59,000 |
| Yavapai County Arizona | 7 | $ 1,077,000 | $ 153,000 | $ 201,000 |
| Polk County Minnesota | 7 | $ 1,000,000 | $ 142,000 | $ 130,000 |
| Pope County Minnesota | 7 | $ 1,144,000 | $ 163,000 | $ 115,000 |
| Sibley County Minnesota | 7 | $ 1,183,000 | $ 169,000 | $ 62,000 |
| Dodge County Minnesota | 6 | $ 785,000 | $ 130,000 | $ 77,000 |
| Mower County Minnesota | 6 | $ 604,000 | $ 100,000 | $ 40,000 |
| Wabasha County Minnesota | 6 | $ 704,000 | $ 117,000 | $ 65,000 |
| Sawyer County Wisconsin | 6 | $ 1,529,000 | $ 254,000 | $ 193,000 |
| Brevard County Florida | 5 | $ 856,000 | $ 171,000 | $ 96,000 |
| Lee County Florida | 5 | $ 762,000 | $ 152,000 | $ 180,000 |
| Aitkin County Minnesota | 5 | $ 1,185,000 | $ 237,000 | $ 149,000 |
| Beltrami County Minnesota | 5 | $ 895,000 | $ 179,000 | $ 222,000 |
| Blue Earth County Minnesota | 5 | $ 843,000 | $ 168,000 | $ 67,000 |
| Cook County Minnesota | 5 | $ 1,041,000 | $ 208,000 | $ 95,000 |
| Norman County Minnesota | 5 | $ 551,000 | $ 110,000 | $ 79,000 |
| Griggs County North Dakota | 5 | $ 312,000 | $ 62,000 | $ 56,000 |
| Traill County North Dakota | 5 | $ 781,000 | $ 156,000 | $ 147,000 |
| Brown County Wisconsin | 5 | $ 723,000 | $ 144,000 | $ 55,000 |
| Pima County Arizona | 4 | $ 757,000 | $ 189,000 | $ 76,000 |
| Itasca County Minnesota | 4 | $ 766,000 | $ 191,000 | $ 123,000 |
| Kandiyohi County Minnesota | 4 | $ 769,000 | $ 192,000 | $ 86,000 |
| Morrison County Minnesota | 4 | $ 898,000 | $ 224,000 | $ 74,000 |
| Todd County Minnesota | 4 | $ 239,000 | $ 59,000 | $ 67,000 |
| Burleigh County North Dakota | 4 | $ 930,000 | $ 232,000 | $ 98,000 |
| Steele County North Dakota | 4 | $ 221,000 | $ 55,000 | $ 78,000 |
| Gila County Arizona | 3 | $ 657,000 | $ 219,000 | $ 173,000 |
| Navajo County Arizona | 3 | $ 558,000 | $ 186,000 | $ 160,000 |
| Carlton County Minnesota | 3 | $ 521,000 | $ 173,000 | $ 45,000 |
| Nicollet County Minnesota | 3 | $ 542,000 | $ 180,000 | $ 118,000 |
| Door County Wisconsin | 3 | $ 303,000 | $ 101,000 | $ 39,000 |
| Douglas County Wisconsin | 3 | $ 431,000 | $ 143,000 | $ 83,000 |
| Milwaukee County Wisconsin | 3 | $ 737,000 | $ 245,000 | $ 121,000 |
| Pepin County Wisconsin | 3 | $ 792,000 | $ 264,000 | $ 142,000 |
| Washburn County Wisconsin | 3 | $ 484,000 | $ 161,000 | $ 150,000 |
| Coconino County Arizona | 2 | $ 755,000 | $ 377,000 | $ 225,000 |
| Mohave County Arizona | 2 | $ 156,000 | $ 78,000 | $ 58,000 |
| Charlotte County Florida | 2 | $ 487,000 | $ 243,000 | $ 159,000 |
| Palm Beach County Florida | 2 | $ 493,000 | $ 246,000 | $ 173,000 |
| Brown County Minnesota | 2 | $ 311,000 | $ 155,000 | $ 50,000 |
| Freeborn County Minnesota | 2 | $ 272,000 | $ 136,000 | $ 77,000 |
| Houston County Minnesota | 2 | $ 148,000 | $ 74,000 | $ 23,000 |
| Martin County Minnesota | 2 | $ 834,000 | $ 417,000 | $ 542,000 |
| Sargent County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Ward County North Dakota | 2 | $ 9,517,000 | $ 4,758,000 | $ 109,000 |
| Dunn County Wisconsin | 2 | $ 493,000 | $ 246,000 | $ 208,000 |
| Marathon County Wisconsin | 2 | $ 3,245,000 | $ 1,622,000 | $ 38,000 |
| Yuma County Arizona | 1 | $ 338,000 | $ 338,000 | $ 240,000 |
| Adams County Colorado | 1 | $ 179,000 | $ 179,000 | $ 63,000 |
| Douglas County Colorado | 1 | $ 370,000 | $ 370,000 | $ 86,000 |
| El Paso County Colorado | 1 | $ 276,000 | $ 276,000 | $ 59,000 |
| Jefferson County Colorado | 1 | $ 128,000 | $ 128,000 | $ 86,000 |
| Larimer County Colorado | 1 | $ 386,000 | $ 386,000 | $ 140,000 |
| Middlesex County Connecticut | 1 | $ 110,000 | $ 110,000 | $ 648,000 |
| Collier County Florida | 1 | $ 209,000 | $ 209,000 | $ 345,000 |
| Duval County Florida | 1 | $ 198,000 | $ 198,000 | $ 81,000 |
| Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 234,000 |
| St. Johns County Florida | 1 | $ 259,000 | $ 259,000 | $ 66,000 |
| St. Lucie County Florida | 1 | $ 153,000 | $ 153,000 | $ 287,000 |
| Polk County Iowa | 1 | $ 2,418,000 | $ 2,418,000 | $ 0 |
| Wright County Iowa | 1 | $ 230,000 | $ 230,000 | $ 119,000 |
| Jackson County Minnesota | 1 | $ 96,000 | $ 96,000 | $ 67,000 |
| Lake of the Woods County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 51,000 |
| Pennington County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Red Lake County Minnesota | 1 | $ 132,000 | $ 132,000 | $ 37,000 |
| Rock County Minnesota | 1 | $ 173,000 | $ 173,000 | $ 77,000 |
| Wadena County Minnesota | 1 | $ 260,000 | $ 260,000 | $ 77,000 |
| Waseca County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 187,000 |
| Barnes County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| McLean County North Dakota | 1 | $ 81,000 | $ 81,000 | $ 98,000 |
| Nelson County North Dakota | 1 | $ 72,000 | $ 72,000 | $ 49,000 |
| Stark County North Dakota | 1 | $ 172,000 | $ 172,000 | $ 31,000 |
| Beadle County South Dakota | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Brown County South Dakota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marshall County South Dakota | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
| Yankton County South Dakota | 1 | $ 1,129,000 | $ 1,129,000 | $ 0 |
| Barron County Wisconsin | 1 | $ 248,000 | $ 248,000 | $ 161,000 |
| Bayfield County Wisconsin | 1 | $ 356,000 | $ 356,000 | $ 457,000 |
| Buffalo County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Calumet County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 38,000 |
| Eau Claire County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 138,000 |
| Fond du Lac County Wisconsin | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Kewaunee County Wisconsin | 1 | $ 46,000 | $ 46,000 | $ 153,000 |
| La Crosse County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 108,000 |
| Manitowoc County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Outagamie County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Racine County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 50,000 |
| Vernon County Wisconsin | 1 | $ 76,000 | $ 76,000 | $ 58,000 |
| Waukesha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Bell Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,738 | $1,634,131,000 | $211,000 | $14,800,000 | $94,000 | $2,744,000 |
| Refinancing | 1,867 | $401,148,000 | $214,000 | $9,100,000 | $111,000 | $6,187,000 |
| Home Improvement | 294 | $26,547,000 | $90,000 | $1,129,000 | $101,000 | $1,870,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,771 | $1,757,822,000 | $200,000 | $2,550,000 | $99,000 | $6,187,000 |
| Not Provided | 386 | $84,985,000 | $220,000 | $1,500,000 | $108,000 | $795,000 |
| Asian | 317 | $61,253,000 | $193,000 | $745,000 | $98,000 | $1,870,000 |
| Black or African American | 170 | $32,618,000 | $191,000 | $802,000 | $77,000 | $516,000 |
| Hispanic | 154 | $25,322,000 | $164,000 | $567,000 | $70,000 | $321,000 |
| Not applicable | 70 | $94,356,000 | $1,347,000 | $14,800,000 | $0 | $0 |
| American Indian or Alaskan Native | 24 | $4,149,000 | $172,000 | $377,000 | $125,000 | $744,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,321,000 | $188,000 | $306,000 | $77,000 | $124,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,319 | $1,591,122,000 | $217,000 | $14,800,000 | $109,000 | $6,187,000 |
| FHA-insured (Federal Housing Administration) | 1,813 | $320,639,000 | $176,000 | $393,000 | $64,000 | $353,000 |
| VA-guaranteed (Veterans Administration) | 526 | $116,347,000 | $221,000 | $650,000 | $78,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 241 | $33,718,000 | $139,000 | $312,000 | $51,000 | $184,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,110 | $1,695,216,000 | $209,000 | $14,800,000 | $97,000 | $6,187,000 |
| Application Withdrawn By Applicant | 1,154 | $253,192,000 | $219,000 | $1,531,000 | $110,000 | $1,695,000 |
| Application Denied By Financial Institution | 441 | $82,531,000 | $187,000 | $2,400,000 | $81,000 | $731,000 |
| Preapproval Denied by Financial Institution | 160 | $21,195,000 | $132,000 | $417,000 | $56,000 | $377,000 |
| Application Approved But Not Accepted | 28 | $8,834,000 | $315,000 | $4,000,000 | $82,000 | $225,000 |
| File Closed For Incompleteness | 6 | $858,000 | $143,000 | $161,000 | $71,000 | $101,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bell Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bell Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.