State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
State Department Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,081 |
| Total Mortgage Loan Application Amount | $233,702,000 |
| Average Mortgage Loan Application Amount | $203,000 |
| Highest Mortgage Loan Application Amount | $910,000 |
| Average Applicant Income | $124,333 |
| Highest Applicant Income | $1,721,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 203 | $ 50,265,000 | $ 247,000 | $ 136,000 |
| District of Columbia County District Of Columbia | 154 | $ 34,566,000 | $ 224,000 | $ 105,000 |
| Prince George's County Maryland | 123 | $ 23,013,000 | $ 187,000 | $ 96,000 |
| Arlington County Virginia | 85 | $ 21,986,000 | $ 258,000 | $ 139,000 |
| Montgomery County Maryland | 66 | $ 17,016,000 | $ 257,000 | $ 134,000 |
| Alexandria County Virginia | 44 | $ 10,992,000 | $ 249,000 | $ 140,000 |
| Prince William County Virginia | 34 | $ 6,477,000 | $ 190,000 | $ 156,000 |
| Charles County Maryland | 21 | $ 4,827,000 | $ 229,000 | $ 171,000 |
| Loudoun County Virginia | 21 | $ 5,570,000 | $ 265,000 | $ 114,000 |
| Anne Arundel County Maryland | 14 | $ 3,264,000 | $ 233,000 | $ 116,000 |
| Calvert County Maryland | 8 | $ 1,364,000 | $ 170,000 | $ 103,000 |
| Miami-Dade County Florida | 7 | $ 1,123,000 | $ 160,000 | $ 98,000 |
| Baltimore City County Maryland | 7 | $ 688,000 | $ 98,000 | $ 68,000 |
| Fairfax City County Virginia | 6 | $ 1,993,000 | $ 332,000 | $ 175,000 |
| Falls Church County Virginia | 6 | $ 2,437,000 | $ 406,000 | $ 162,000 |
| San Diego County California | 5 | $ 1,843,000 | $ 368,000 | $ 147,000 |
| Broward County Florida | 5 | $ 482,000 | $ 96,000 | $ 163,000 |
| Howard County Maryland | 5 | $ 1,223,000 | $ 244,000 | $ 120,000 |
| Wake County North Carolina | 5 | $ 1,512,000 | $ 302,000 | $ 143,000 |
| Charleston County South Carolina | 5 | $ 870,000 | $ 174,000 | $ 112,000 |
| Spotsylvania County Virginia | 5 | $ 750,000 | $ 150,000 | $ 101,000 |
| Collier County Florida | 4 | $ 1,019,000 | $ 254,000 | $ 130,000 |
| St. Mary's County Maryland | 4 | $ 821,000 | $ 205,000 | $ 129,000 |
| Clark County Nevada | 4 | $ 764,000 | $ 191,000 | $ 149,000 |
| Berkeley County South Carolina | 4 | $ 661,000 | $ 165,000 | $ 94,000 |
| Stafford County Virginia | 4 | $ 968,000 | $ 242,000 | $ 103,000 |
| Maricopa County Arizona | 3 | $ 446,000 | $ 148,000 | $ 67,000 |
| Los Angeles County California | 3 | $ 500,000 | $ 166,000 | $ 129,000 |
| Sacramento County California | 3 | $ 631,000 | $ 210,000 | $ 102,000 |
| Highlands County Florida | 3 | $ 387,000 | $ 129,000 | $ 71,000 |
| Pinellas County Florida | 3 | $ 854,000 | $ 284,000 | $ 99,000 |
| Cobb County Georgia | 3 | $ 564,000 | $ 188,000 | $ 131,000 |
| Cook County Illinois | 3 | $ 751,000 | $ 250,000 | $ 97,000 |
| Rockingham County New Hampshire | 3 | $ 552,000 | $ 184,000 | $ 119,000 |
| Orange County North Carolina | 3 | $ 808,000 | $ 269,000 | $ 141,000 |
| Multnomah County Oregon | 3 | $ 305,000 | $ 101,000 | $ 152,000 |
| Shelby County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 89,000 |
| Warren County Virginia | 3 | $ 211,000 | $ 70,000 | $ 114,000 |
| King County Washington | 3 | $ 377,000 | $ 125,000 | $ 81,000 |
| Jefferson County West Virginia | 3 | $ 230,000 | $ 76,000 | $ 97,000 |
| Alameda County California | 2 | $ 384,000 | $ 192,000 | $ 120,000 |
| San Bernardino County California | 2 | $ 349,000 | $ 174,000 | $ 71,000 |
| Santa Clara County California | 2 | $ 467,000 | $ 233,000 | $ 142,000 |
| Summit County Colorado | 2 | $ 1,187,000 | $ 593,000 | $ 293,000 |
| Hartford County Connecticut | 2 | $ 680,000 | $ 340,000 | $ 149,000 |
| Charlotte County Florida | 2 | $ 197,000 | $ 98,000 | $ 81,000 |
| Lee County Florida | 2 | $ 376,000 | $ 188,000 | $ 88,000 |
| Palm Beach County Florida | 2 | $ 267,000 | $ 133,000 | $ 78,000 |
| Volusia County Florida | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Cherokee County Georgia | 2 | $ 241,000 | $ 120,000 | $ 64,000 |
| Fulton County Georgia | 2 | $ 78,000 | $ 39,000 | $ 142,000 |
| Rockdale County Georgia | 2 | $ 224,000 | $ 112,000 | $ 97,000 |
| Cumberland County Maine | 2 | $ 241,000 | $ 120,000 | $ 84,000 |
| Suffolk County Massachusetts | 2 | $ 248,000 | $ 124,000 | $ 124,000 |
| Camden County Missouri | 2 | $ 390,000 | $ 195,000 | $ 135,000 |
| Elko County Nevada | 2 | $ 217,000 | $ 108,000 | $ 84,000 |
| Strafford County New Hampshire | 2 | $ 209,000 | $ 104,000 | $ 66,000 |
| Brunswick County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 118,000 |
| Buncombe County North Carolina | 2 | $ 79,000 | $ 39,000 | $ 88,000 |
| Chatham County North Carolina | 2 | $ 388,000 | $ 194,000 | $ 117,000 |
| Richland County South Carolina | 2 | $ 180,000 | $ 90,000 | $ 373,000 |
| York County South Carolina | 2 | $ 456,000 | $ 228,000 | $ 105,000 |
| Harris County Texas | 2 | $ 355,000 | $ 177,000 | $ 103,000 |
| Tarrant County Texas | 2 | $ 97,000 | $ 48,000 | $ 56,000 |
| Travis County Texas | 2 | $ 785,000 | $ 392,000 | $ 107,000 |
| Caroline County Virginia | 2 | $ 172,000 | $ 86,000 | $ 84,000 |
| Charlottesville County Virginia | 2 | $ 577,000 | $ 288,000 | $ 169,000 |
| Chesterfield County Virginia | 2 | $ 342,000 | $ 171,000 | $ 88,000 |
| Fauquier County Virginia | 2 | $ 651,000 | $ 325,000 | $ 121,000 |
| Frederick County Virginia | 2 | $ 240,000 | $ 120,000 | $ 192,000 |
| Henrico County Virginia | 2 | $ 397,000 | $ 198,000 | $ 70,000 |
| Northumberland County Virginia | 2 | $ 464,000 | $ 232,000 | $ 137,000 |
| Page County Virginia | 2 | $ 234,000 | $ 117,000 | $ 97,000 |
| Westmoreland County Virginia | 2 | $ 175,000 | $ 87,000 | $ 122,000 |
| Whitman County Washington | 2 | $ 253,000 | $ 126,000 | $ 101,000 |
| Winnebago County Wisconsin | 2 | $ 114,000 | $ 57,000 | $ 31,000 |
| Fayette County Alabama | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Jefferson County Alabama | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Lee County Alabama | 1 | $ 182,000 | $ 182,000 | $ 108,000 |
| Montgomery County Alabama | 1 | $ 115,000 | $ 115,000 | $ 112,000 |
| Coconino County Arizona | 1 | $ 150,000 | $ 150,000 | $ 92,000 |
| Pima County Arizona | 1 | $ 92,000 | $ 92,000 | $ 118,000 |
| Yavapai County Arizona | 1 | $ 193,000 | $ 193,000 | $ 92,000 |
| Benton County Arkansas | 1 | $ 124,000 | $ 124,000 | $ 84,000 |
| Merced County California | 1 | $ 88,000 | $ 88,000 | $ 460,000 |
| Riverside County California | 1 | $ 10,000 | $ 10,000 | $ 147,000 |
| San Francisco County California | 1 | $ 312,000 | $ 312,000 | $ 83,000 |
| Santa Barbara County California | 1 | $ 181,000 | $ 181,000 | $ 68,000 |
| Arapahoe County Colorado | 1 | $ 113,000 | $ 113,000 | $ 115,000 |
| Denver County Colorado | 1 | $ 283,000 | $ 283,000 | $ 166,000 |
| Douglas County Colorado | 1 | $ 240,000 | $ 240,000 | $ 75,000 |
| El Paso County Colorado | 1 | $ 291,000 | $ 291,000 | $ 110,000 |
| Jefferson County Colorado | 1 | $ 264,000 | $ 264,000 | $ 84,000 |
| La Plata County Colorado | 1 | $ 245,000 | $ 245,000 | $ 71,000 |
| New Haven County Connecticut | 1 | $ 254,000 | $ 254,000 | $ 146,000 |
| Kent County Delaware | 1 | $ 100,000 | $ 100,000 | $ 161,000 |
| New Castle County Delaware | 1 | $ 47,000 | $ 47,000 | $ 96,000 |
| Alachua County Florida | 1 | $ 132,000 | $ 132,000 | $ 92,000 |
| Bay County Florida | 1 | $ 178,000 | $ 178,000 | $ 35,000 |
| Brevard County Florida | 1 | $ 40,000 | $ 40,000 | $ 53,000 |
| Hillsborough County Florida | 1 | $ 106,000 | $ 106,000 | $ 150,000 |
| Manatee County Florida | 1 | $ 218,000 | $ 218,000 | $ 141,000 |
| Marion County Florida | 1 | $ 147,000 | $ 147,000 | $ 91,000 |
| Orange County Florida | 1 | $ 262,000 | $ 262,000 | $ 109,000 |
| Osceola County Florida | 1 | $ 110,000 | $ 110,000 | $ 158,000 |
| Carroll County Georgia | 1 | $ 92,000 | $ 92,000 | $ 68,000 |
| Glynn County Georgia | 1 | $ 297,000 | $ 297,000 | $ 106,000 |
| Henry County Georgia | 1 | $ 140,000 | $ 140,000 | $ 79,000 |
| Liberty County Georgia | 1 | $ 280,000 | $ 280,000 | $ 106,000 |
| Paulding County Georgia | 1 | $ 15,000 | $ 15,000 | $ 67,000 |
| Richmond County Georgia | 1 | $ 170,000 | $ 170,000 | $ 107,000 |
| Latah County Idaho | 1 | $ 76,000 | $ 76,000 | $ 193,000 |
| Vanderburgh County Indiana | 1 | $ 15,000 | $ 15,000 | $ 45,000 |
| Jasper County Iowa | 1 | $ 150,000 | $ 150,000 | $ 50,000 |
| Story County Iowa | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Shawnee County Kansas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 122,000 | $ 122,000 | $ 66,000 |
| Orleans County Louisiana | 1 | $ 30,000 | $ 30,000 | $ 31,000 |
| West Feliciana County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Waldo County Maine | 1 | $ 202,000 | $ 202,000 | $ 0 |
| Carroll County Maryland | 1 | $ 304,000 | $ 304,000 | $ 172,000 |
| Worcester County Maryland | 1 | $ 180,000 | $ 180,000 | $ 105,000 |
| Bristol County Massachusetts | 1 | $ 290,000 | $ 290,000 | $ 120,000 |
| Worcester County Massachusetts | 1 | $ 244,000 | $ 244,000 | $ 68,000 |
| Emmet County Michigan | 1 | $ 178,000 | $ 178,000 | $ 92,000 |
| Huron County Michigan | 1 | $ 50,000 | $ 50,000 | $ 88,000 |
| Montmorency County Michigan | 1 | $ 108,000 | $ 108,000 | $ 134,000 |
| Oakland County Michigan | 1 | $ 160,000 | $ 160,000 | $ 140,000 |
| Saginaw County Michigan | 1 | $ 120,000 | $ 120,000 | $ 100,000 |
| Wayne County Michigan | 1 | $ 80,000 | $ 80,000 | $ 260,000 |
| Ramsey County Minnesota | 1 | $ 129,000 | $ 129,000 | $ 84,000 |
| Lake County Montana | 1 | $ 300,000 | $ 300,000 | $ 318,000 |
| Yellowstone County Montana | 1 | $ 56,000 | $ 56,000 | $ 148,000 |
| Sarpy County Nebraska | 1 | $ 172,000 | $ 172,000 | $ 65,000 |
| Carson City County Nevada | 1 | $ 181,000 | $ 181,000 | $ 686,000 |
| New York County New York | 1 | $ 300,000 | $ 300,000 | $ 402,000 |
| Alamance County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 64,000 |
| Burke County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 160,000 |
| Cumberland County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 39,000 |
| Currituck County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 31,000 |
| Dare County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 198,000 |
| Davie County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 93,000 |
| Edgecombe County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Forsyth County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 89,000 |
| Henderson County North Carolina | 1 | $ 254,000 | $ 254,000 | $ 88,000 |
| Johnston County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 44,000 |
| Mecklenburg County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Nash County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 27,000 |
| Onslow County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 157,000 |
| Pitt County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 104,000 |
| Vance County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 72,000 |
| Hocking County Ohio | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Lucas County Ohio | 1 | $ 132,000 | $ 132,000 | $ 109,000 |
| Carter County Oklahoma | 1 | $ 51,000 | $ 51,000 | $ 89,000 |
| Colleton County South Carolina | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Dorchester County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Horry County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 151,000 |
| Davidson County Tennessee | 1 | $ 388,000 | $ 388,000 | $ 173,000 |
| Lincoln County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 116,000 |
| Brazoria County Texas | 1 | $ 162,000 | $ 162,000 | $ 109,000 |
| Burnet County Texas | 1 | $ 200,000 | $ 200,000 | $ 195,000 |
| Comal County Texas | 1 | $ 90,000 | $ 90,000 | $ 166,000 |
| El Paso County Texas | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Grimes County Texas | 1 | $ 188,000 | $ 188,000 | $ 165,000 |
| Washington County Utah | 1 | $ 216,000 | $ 216,000 | $ 156,000 |
| Windham County Vermont | 1 | $ 183,000 | $ 183,000 | $ 477,000 |
| Chesapeake County Virginia | 1 | $ 336,000 | $ 336,000 | $ 143,000 |
| Clarke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Covington County Virginia | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
| Culpeper County Virginia | 1 | $ 244,000 | $ 244,000 | $ 211,000 |
| Fredericksburg County Virginia | 1 | $ 329,000 | $ 329,000 | $ 177,000 |
| Greensville County Virginia | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Hanover County Virginia | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Henry County Virginia | 1 | $ 20,000 | $ 20,000 | $ 170,000 |
| James City County Virginia | 1 | $ 324,000 | $ 324,000 | $ 116,000 |
| Lancaster County Virginia | 1 | $ 560,000 | $ 560,000 | $ 105,000 |
| Mathews County Virginia | 1 | $ 150,000 | $ 150,000 | $ 111,000 |
| New Kent County Virginia | 1 | $ 168,000 | $ 168,000 | $ 117,000 |
| Norfolk County Virginia | 1 | $ 40,000 | $ 40,000 | $ 75,000 |
| Portsmouth County Virginia | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Richmond County Virginia | 1 | $ 367,000 | $ 367,000 | $ 60,000 |
| Richmond City County Virginia | 1 | $ 140,000 | $ 140,000 | $ 123,000 |
| Roanoke City County Virginia | 1 | $ 116,000 | $ 116,000 | $ 156,000 |
| Staunton County Virginia | 1 | $ 407,000 | $ 407,000 | $ 146,000 |
| Virginia Beach County Virginia | 1 | $ 75,000 | $ 75,000 | $ 93,000 |
| Jefferson County Washington | 1 | $ 30,000 | $ 30,000 | $ 82,000 |
| Kitsap County Washington | 1 | $ 240,000 | $ 240,000 | $ 132,000 |
| Skagit County Washington | 1 | $ 194,000 | $ 194,000 | $ 153,000 |
| Snohomish County Washington | 1 | $ 279,000 | $ 279,000 | $ 77,000 |
| Spokane County Washington | 1 | $ 97,000 | $ 97,000 | $ 35,000 |
| Berkeley County West Virginia | 1 | $ 171,000 | $ 171,000 | $ 43,000 |
| Tucker County West Virginia | 1 | $ 301,000 | $ 301,000 | $ 94,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 822 | $180,252,000 | $219,000 | $910,000 | $122,000 | $1,721,000 |
| Home Purchase | 162 | $38,615,000 | $238,000 | $900,000 | $116,000 | $460,000 |
| Home Improvement | 97 | $14,835,000 | $152,000 | $546,000 | $135,000 | $671,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 580 | $138,048,000 | $238,000 | $910,000 | $120,000 | $1,721,000 |
| White | 309 | $62,675,000 | $202,000 | $900,000 | $135,000 | $1,416,000 |
| Black or African American | 148 | $24,124,000 | $163,000 | $587,000 | $103,000 | $671,000 |
| Asian | 24 | $5,553,000 | $231,000 | $417,000 | $129,000 | $330,000 |
| Hispanic | 18 | $2,870,000 | $159,000 | $417,000 | $117,000 | $252,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $432,000 | $216,000 | $417,000 | $104,000 | $121,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,081 | $233,702,000 | $216,000 | $910,000 | $122,000 | $1,721,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 476 | $100,031,000 | $210,000 | $900,000 | $123,000 | $392,000 |
| Application Denied By Financial Institution | 318 | $60,769,000 | $191,000 | $910,000 | $115,000 | $1,416,000 |
| Application Withdrawn By Applicant | 250 | $62,797,000 | $251,000 | $777,000 | $128,000 | $1,721,000 |
| File Closed For Incompleteness | 23 | $7,503,000 | $326,000 | $840,000 | $128,000 | $293,000 |
| Application Approved But Not Accepted | 14 | $2,602,000 | $185,000 | $399,000 | $125,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 75 | $19,109,000 | $254,000 | $637,000 | $134,000 | $1,416,000 |
| Collateral | 66 | $17,249,000 | $261,000 | $626,000 | $116,000 | $477,000 |
| Debt-To-Income Ratio | 20 | $6,524,000 | $326,000 | $720,000 | $104,000 | $196,000 |
| Credit History | 13 | $2,548,000 | $196,000 | $364,000 | $124,000 | $330,000 |
| Other | 13 | $4,132,000 | $317,000 | $910,000 | $127,000 | $460,000 |
| Mortgage Insurance Denied | 4 | $1,057,000 | $264,000 | $336,000 | $80,000 | $101,000 |
| Unverifiable Information | 2 | $241,000 | $120,000 | $124,000 | $72,000 | $84,000 |
| Employment History | 1 | $620,000 | $620,000 | $620,000 | $350,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $587,000 | $587,000 | $587,000 | $147,000 | $147,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.