State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
State Department Federal Credit Union 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 991 |
| Total Mortgage Loan Application Amount | $229,134,000 |
| Average Mortgage Loan Application Amount | $198,333 |
| Highest Mortgage Loan Application Amount | $986,000 |
| Average Applicant Income | $131,000 |
| Highest Applicant Income | $1,739,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 216 | $ 54,255,000 | $ 251,000 | $ 136,000 |
| District of Columbia County District Of Columbia | 125 | $ 31,119,000 | $ 248,000 | $ 124,000 |
| Prince George's County Maryland | 86 | $ 16,317,000 | $ 189,000 | $ 96,000 |
| Montgomery County Maryland | 78 | $ 21,229,000 | $ 272,000 | $ 148,000 |
| Arlington County Virginia | 74 | $ 21,829,000 | $ 294,000 | $ 158,000 |
| Alexandria County Virginia | 40 | $ 11,430,000 | $ 285,000 | $ 130,000 |
| Prince William County Virginia | 28 | $ 6,865,000 | $ 245,000 | $ 206,000 |
| Loudoun County Virginia | 15 | $ 2,909,000 | $ 193,000 | $ 143,000 |
| Charles County Maryland | 11 | $ 2,067,000 | $ 187,000 | $ 122,000 |
| Anne Arundel County Maryland | 10 | $ 3,925,000 | $ 392,000 | $ 183,000 |
| Howard County Maryland | 7 | $ 1,055,000 | $ 150,000 | $ 108,000 |
| Falls Church County Virginia | 7 | $ 2,605,000 | $ 372,000 | $ 166,000 |
| Los Angeles County California | 6 | $ 1,041,000 | $ 173,000 | $ 107,000 |
| Stafford County Virginia | 6 | $ 1,250,000 | $ 208,000 | $ 64,000 |
| Broward County Florida | 5 | $ 1,153,000 | $ 230,000 | $ 141,000 |
| Baltimore County Maryland | 5 | $ 653,000 | $ 130,000 | $ 84,000 |
| Calvert County Maryland | 5 | $ 1,059,000 | $ 211,000 | $ 121,000 |
| Fort Bend County Texas | 5 | $ 841,000 | $ 168,000 | $ 126,000 |
| Dane County Wisconsin | 5 | $ 730,000 | $ 146,000 | $ 86,000 |
| Maricopa County Arizona | 4 | $ 948,000 | $ 237,000 | $ 90,000 |
| Orange County California | 4 | $ 812,000 | $ 203,000 | $ 107,000 |
| San Diego County California | 4 | $ 1,137,000 | $ 284,000 | $ 87,000 |
| Sussex County Delaware | 4 | $ 684,000 | $ 171,000 | $ 205,000 |
| Lee County Florida | 4 | $ 463,000 | $ 115,000 | $ 128,000 |
| Palm Beach County Florida | 4 | $ 835,000 | $ 208,000 | $ 100,000 |
| Baltimore City County Maryland | 4 | $ 913,000 | $ 228,000 | $ 67,000 |
| Clark County Nevada | 4 | $ 488,000 | $ 122,000 | $ 82,000 |
| Wake County North Carolina | 4 | $ 838,000 | $ 209,000 | $ 180,000 |
| Sarasota County Florida | 3 | $ 444,000 | $ 148,000 | $ 101,000 |
| Davidson County Tennessee | 3 | $ 399,000 | $ 133,000 | $ 121,000 |
| Charlottesville County Virginia | 3 | $ 441,000 | $ 147,000 | $ 203,000 |
| Fairfax City County Virginia | 3 | $ 590,000 | $ 196,000 | $ 89,000 |
| Frederick County Virginia | 3 | $ 369,000 | $ 123,000 | $ 123,000 |
| Pima County Arizona | 2 | $ 170,000 | $ 85,000 | $ 102,000 |
| Boulder County Colorado | 2 | $ 837,000 | $ 418,000 | $ 95,000 |
| Fremont County Colorado | 2 | $ 104,000 | $ 52,000 | $ 33,000 |
| Brevard County Florida | 2 | $ 166,000 | $ 83,000 | $ 126,000 |
| Hillsborough County Florida | 2 | $ 327,000 | $ 163,000 | $ 143,000 |
| Marion County Florida | 2 | $ 212,000 | $ 106,000 | $ 67,000 |
| Miami-Dade County Florida | 2 | $ 221,000 | $ 110,000 | $ 69,000 |
| Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Fulton County Georgia | 2 | $ 267,000 | $ 133,000 | $ 109,000 |
| Frederick County Maryland | 2 | $ 296,000 | $ 148,000 | $ 103,000 |
| Talbot County Maryland | 2 | $ 593,000 | $ 296,000 | $ 46,000 |
| Wicomico County Maryland | 2 | $ 197,000 | $ 98,000 | $ 132,000 |
| Plymouth County Massachusetts | 2 | $ 577,000 | $ 288,000 | $ 113,000 |
| Oakland County Michigan | 2 | $ 230,000 | $ 115,000 | $ 112,000 |
| Hinds County Mississippi | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Rockingham County New Hampshire | 2 | $ 259,000 | $ 129,000 | $ 91,000 |
| Strafford County New Hampshire | 2 | $ 340,000 | $ 170,000 | $ 141,000 |
| Alamance County North Carolina | 2 | $ 263,000 | $ 131,000 | $ 133,000 |
| Buncombe County North Carolina | 2 | $ 325,000 | $ 162,000 | $ 61,000 |
| Johnston County North Carolina | 2 | $ 124,000 | $ 62,000 | $ 79,000 |
| Moore County North Carolina | 2 | $ 435,000 | $ 217,000 | $ 125,000 |
| New Hanover County North Carolina | 2 | $ 665,000 | $ 332,000 | $ 131,000 |
| Marion County Oregon | 2 | $ 358,000 | $ 179,000 | $ 172,000 |
| Multnomah County Oregon | 2 | $ 526,000 | $ 263,000 | $ 149,000 |
| Charleston County South Carolina | 2 | $ 704,000 | $ 352,000 | $ 141,000 |
| Dorchester County South Carolina | 2 | $ 414,000 | $ 207,000 | $ 125,000 |
| Bexar County Texas | 2 | $ 296,000 | $ 148,000 | $ 110,000 |
| Collin County Texas | 2 | $ 191,000 | $ 95,000 | $ 87,000 |
| Williamson County Texas | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Montgomery County Virginia | 2 | $ 261,000 | $ 130,000 | $ 88,000 |
| Shenandoah County Virginia | 2 | $ 214,000 | $ 107,000 | $ 184,000 |
| Spotsylvania County Virginia | 2 | $ 214,000 | $ 107,000 | $ 100,000 |
| Clark County Washington | 2 | $ 231,000 | $ 115,000 | $ 74,000 |
| Jefferson County Alabama | 1 | $ 252,000 | $ 252,000 | $ 70,000 |
| Morgan County Alabama | 1 | $ 250,000 | $ 250,000 | $ 179,000 |
| Shelby County Alabama | 1 | $ 113,000 | $ 113,000 | $ 22,000 |
| Yavapai County Arizona | 1 | $ 127,000 | $ 127,000 | $ 99,000 |
| Washington County Arkansas | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| Napa County California | 1 | $ 216,000 | $ 216,000 | $ 106,000 |
| Placer County California | 1 | $ 180,000 | $ 180,000 | $ 135,000 |
| Riverside County California | 1 | $ 335,000 | $ 335,000 | $ 227,000 |
| San Francisco County California | 1 | $ 417,000 | $ 417,000 | $ 152,000 |
| Solano County California | 1 | $ 67,000 | $ 67,000 | $ 55,000 |
| Denver County Colorado | 1 | $ 408,000 | $ 408,000 | $ 104,000 |
| El Paso County Colorado | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Larimer County Colorado | 1 | $ 110,000 | $ 110,000 | $ 68,000 |
| Saguache County Colorado | 1 | $ 270,000 | $ 270,000 | $ 88,000 |
| Fairfield County Connecticut | 1 | $ 347,000 | $ 347,000 | $ 105,000 |
| Hartford County Connecticut | 1 | $ 698,000 | $ 698,000 | $ 266,000 |
| New Haven County Connecticut | 1 | $ 92,000 | $ 92,000 | $ 40,000 |
| New London County Connecticut | 1 | $ 197,000 | $ 197,000 | $ 90,000 |
| New Castle County Delaware | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Alachua County Florida | 1 | $ 235,000 | $ 235,000 | $ 147,000 |
| Flagler County Florida | 1 | $ 113,000 | $ 113,000 | $ 54,000 |
| Manatee County Florida | 1 | $ 244,000 | $ 244,000 | $ 154,000 |
| Monroe County Florida | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Orange County Florida | 1 | $ 300,000 | $ 300,000 | $ 252,000 |
| Pasco County Florida | 1 | $ 149,000 | $ 149,000 | $ 81,000 |
| Santa Rosa County Florida | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 163,000 |
| Camden County Georgia | 1 | $ 417,000 | $ 417,000 | $ 198,000 |
| Cobb County Georgia | 1 | $ 288,000 | $ 288,000 | $ 103,000 |
| DeKalb County Georgia | 1 | $ 300,000 | $ 300,000 | $ 129,000 |
| Glynn County Georgia | 1 | $ 140,000 | $ 140,000 | $ 44,000 |
| Hall County Georgia | 1 | $ 622,000 | $ 622,000 | $ 139,000 |
| Paulding County Georgia | 1 | $ 11,000 | $ 11,000 | $ 75,000 |
| Whitfield County Georgia | 1 | $ 71,000 | $ 71,000 | $ 117,000 |
| Ada County Idaho | 1 | $ 212,000 | $ 212,000 | $ 109,000 |
| Bingham County Idaho | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Champaign County Illinois | 1 | $ 15,000 | $ 15,000 | $ 114,000 |
| DuPage County Illinois | 1 | $ 202,000 | $ 202,000 | $ 134,000 |
| Lake County Illinois | 1 | $ 190,000 | $ 190,000 | $ 124,000 |
| McHenry County Illinois | 1 | $ 158,000 | $ 158,000 | $ 150,000 |
| Will County Illinois | 1 | $ 108,000 | $ 108,000 | $ 75,000 |
| Hamilton County Indiana | 1 | $ 40,000 | $ 40,000 | $ 99,000 |
| Hardin County Kentucky | 1 | $ 15,000 | $ 15,000 | $ 92,000 |
| Jefferson County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 94,000 |
| Orleans County Louisiana | 1 | $ 225,000 | $ 225,000 | $ 99,000 |
| Cumberland County Maine | 1 | $ 294,000 | $ 294,000 | $ 179,000 |
| Franklin County Maine | 1 | $ 120,000 | $ 120,000 | $ 109,000 |
| Oxford County Maine | 1 | $ 213,000 | $ 213,000 | $ 298,000 |
| Washington County Maine | 1 | $ 230,000 | $ 230,000 | $ 81,000 |
| York County Maine | 1 | $ 348,000 | $ 348,000 | $ 117,000 |
| Dorchester County Maryland | 1 | $ 276,000 | $ 276,000 | $ 261,000 |
| Kent County Maryland | 1 | $ 212,000 | $ 212,000 | $ 54,000 |
| St. Mary's County Maryland | 1 | $ 180,000 | $ 180,000 | $ 140,000 |
| Washington County Maryland | 1 | $ 251,000 | $ 251,000 | $ 158,000 |
| Worcester County Maryland | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Berkshire County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Dukes County Massachusetts | 1 | $ 329,000 | $ 329,000 | $ 306,000 |
| Essex County Massachusetts | 1 | $ 196,000 | $ 196,000 | $ 177,000 |
| Hampshire County Massachusetts | 1 | $ 266,000 | $ 266,000 | $ 302,000 |
| Suffolk County Massachusetts | 1 | $ 167,000 | $ 167,000 | $ 58,000 |
| Benzie County Michigan | 1 | $ 120,000 | $ 120,000 | $ 141,000 |
| Hennepin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Jackson County Mississippi | 1 | $ 206,000 | $ 206,000 | $ 101,000 |
| Oktibbeha County Mississippi | 1 | $ 30,000 | $ 30,000 | $ 43,000 |
| Benton County Missouri | 1 | $ 95,000 | $ 95,000 | $ 128,000 |
| St. Charles County Missouri | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Gallatin County Montana | 1 | $ 163,000 | $ 163,000 | $ 95,000 |
| Missoula County Montana | 1 | $ 226,000 | $ 226,000 | $ 162,000 |
| Sanders County Montana | 1 | $ 140,000 | $ 140,000 | $ 148,000 |
| Carroll County New Hampshire | 1 | $ 372,000 | $ 372,000 | $ 305,000 |
| Cheshire County New Hampshire | 1 | $ 168,000 | $ 168,000 | $ 140,000 |
| Merrimack County New Hampshire | 1 | $ 60,000 | $ 60,000 | $ 131,000 |
| Cape May County New Jersey | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Hudson County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 149,000 |
| Queens County New York | 1 | $ 84,000 | $ 84,000 | $ 91,000 |
| Westchester County New York | 1 | $ 60,000 | $ 60,000 | $ 240,000 |
| Carteret County North Carolina | 1 | $ 403,000 | $ 403,000 | $ 102,000 |
| Franklin County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 46,000 |
| Gaston County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 185,000 |
| Halifax County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Henderson County North Carolina | 1 | $ 248,000 | $ 248,000 | $ 88,000 |
| Lincoln County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Mecklenburg County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 125,000 |
| Nash County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 106,000 |
| Orange County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 163,000 |
| Pitt County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Transylvania County North Carolina | 1 | $ 196,000 | $ 196,000 | $ 155,000 |
| Cuyahoga County Ohio | 1 | $ 170,000 | $ 170,000 | $ 189,000 |
| Tulsa County Oklahoma | 1 | $ 100,000 | $ 100,000 | $ 155,000 |
| Clackamas County Oregon | 1 | $ 519,000 | $ 519,000 | $ 103,000 |
| Umatilla County Oregon | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| Washington County Oregon | 1 | $ 256,000 | $ 256,000 | $ 86,000 |
| York County Pennsylvania | 1 | $ 40,000 | $ 40,000 | $ 72,000 |
| Beaufort County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 85,000 |
| Berkeley County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Florence County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 130,000 |
| Georgetown County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
| Richland County South Carolina | 1 | $ 242,000 | $ 242,000 | $ 85,000 |
| Cumberland County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 122,000 |
| Grainger County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 115,000 |
| Knox County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Sullivan County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 106,000 |
| Bastrop County Texas | 1 | $ 101,000 | $ 101,000 | $ 93,000 |
| Dallas County Texas | 1 | $ 588,000 | $ 588,000 | $ 220,000 |
| Guadalupe County Texas | 1 | $ 115,000 | $ 115,000 | $ 190,000 |
| Harris County Texas | 1 | $ 318,000 | $ 318,000 | $ 117,000 |
| Llano County Texas | 1 | $ 50,000 | $ 50,000 | $ 119,000 |
| Randall County Texas | 1 | $ 114,000 | $ 114,000 | $ 107,000 |
| Travis County Texas | 1 | $ 99,000 | $ 99,000 | $ 127,000 |
| Rich County Utah | 1 | $ 260,000 | $ 260,000 | $ 80,000 |
| Utah County Utah | 1 | $ 204,000 | $ 204,000 | $ 109,000 |
| Washington County Utah | 1 | $ 199,000 | $ 199,000 | $ 51,000 |
| Caroline County Virginia | 1 | $ 209,000 | $ 209,000 | $ 52,000 |
| Clarke County Virginia | 1 | $ 60,000 | $ 60,000 | $ 93,000 |
| Covington County Virginia | 1 | $ 10,000 | $ 10,000 | $ 69,000 |
| Dinwiddie County Virginia | 1 | $ 135,000 | $ 135,000 | $ 263,000 |
| Emporia County Virginia | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Fauquier County Virginia | 1 | $ 294,000 | $ 294,000 | $ 72,000 |
| Fluvanna County Virginia | 1 | $ 250,000 | $ 250,000 | $ 136,000 |
| Hanover County Virginia | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Nelson County Virginia | 1 | $ 50,000 | $ 50,000 | $ 153,000 |
| New Kent County Virginia | 1 | $ 360,000 | $ 360,000 | $ 168,000 |
| Norfolk County Virginia | 1 | $ 8,000 | $ 8,000 | $ 76,000 |
| Northumberland County Virginia | 1 | $ 353,000 | $ 353,000 | $ 237,000 |
| Virginia Beach County Virginia | 1 | $ 25,000 | $ 25,000 | $ 141,000 |
| Warren County Virginia | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Westmoreland County Virginia | 1 | $ 212,000 | $ 212,000 | $ 316,000 |
| Island County Washington | 1 | $ 417,000 | $ 417,000 | $ 204,000 |
| King County Washington | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 230,000 | $ 230,000 | $ 162,000 |
| Pierce County Washington | 1 | $ 200,000 | $ 200,000 | $ 103,000 |
| Skagit County Washington | 1 | $ 326,000 | $ 326,000 | $ 163,000 |
| Thurston County Washington | 1 | $ 148,000 | $ 148,000 | $ 92,000 |
| Whatcom County Washington | 1 | $ 333,000 | $ 333,000 | $ 121,000 |
| Monongalia County West Virginia | 1 | $ 237,000 | $ 237,000 | $ 187,000 |
| Marathon County Wisconsin | 1 | $ 472,000 | $ 472,000 | $ 348,000 |
| Winnebago County Wisconsin | 1 | $ 108,000 | $ 108,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 572 | $150,087,000 | $262,000 | $986,000 | $130,000 | $1,739,000 |
| Home Purchase | 267 | $65,707,000 | $246,000 | $720,000 | $127,000 | $780,000 |
| Home Improvement | 152 | $13,340,000 | $87,000 | $540,000 | $136,000 | $471,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 536 | $123,129,000 | $229,000 | $986,000 | $132,000 | $1,739,000 |
| White | 321 | $80,063,000 | $249,000 | $889,000 | $140,000 | $626,000 |
| Black or African American | 85 | $14,673,000 | $172,000 | $587,000 | $94,000 | $373,000 |
| Asian | 30 | $8,008,000 | $266,000 | $550,000 | $108,000 | $300,000 |
| Hispanic | 16 | $3,181,000 | $198,000 | $448,000 | $115,000 | $336,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $55,000 | $27,000 | $30,000 | $121,000 | $172,000 |
| American Indian or Alaskan Native | 1 | $25,000 | $25,000 | $25,000 | $41,000 | $41,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 991 | $229,134,000 | $231,000 | $986,000 | $130,000 | $1,739,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 420 | $91,787,000 | $218,000 | $896,000 | $138,000 | $626,000 |
| Application Withdrawn By Applicant | 313 | $78,917,000 | $252,000 | $720,000 | $131,000 | $1,739,000 |
| Application Denied By Financial Institution | 224 | $50,800,000 | $226,000 | $986,000 | $119,000 | $780,000 |
| File Closed For Incompleteness | 29 | $6,886,000 | $237,000 | $500,000 | $103,000 | $230,000 |
| Application Approved But Not Accepted | 5 | $744,000 | $148,000 | $263,000 | $123,000 | $155,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 51 | $14,492,000 | $284,000 | $667,000 | $141,000 | $307,000 |
| Collateral | 41 | $11,245,000 | $274,000 | $986,000 | $118,000 | $390,000 |
| Debt-To-Income Ratio | 27 | $6,878,000 | $254,000 | $638,000 | $79,000 | $229,000 |
| Credit History | 11 | $3,048,000 | $277,000 | $530,000 | $112,000 | $266,000 |
| Other | 8 | $2,192,000 | $274,000 | $550,000 | $141,000 | $243,000 |
| Mortgage Insurance Denied | 7 | $1,998,000 | $285,000 | $398,000 | $122,000 | $208,000 |
| Unverifiable Information | 2 | $508,000 | $254,000 | $408,000 | $74,000 | $104,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.