State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
State Department Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,158 |
| Total Mortgage Loan Application Amount | $196,080,000 |
| Average Mortgage Loan Application Amount | $215,800 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $145,000 |
| Highest Applicant Income | $2,811,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 117 | $ 27,195,000 | $ 232,000 | $ 161,000 |
| District of Columbia County District Of Columbia | 104 | $ 25,910,000 | $ 249,000 | $ 141,000 |
| Prince George's County Maryland | 91 | $ 9,095,000 | $ 99,000 | $ 103,000 |
| Montgomery County Maryland | 52 | $ 12,280,000 | $ 236,000 | $ 170,000 |
| Arlington County Virginia | 48 | $ 13,710,000 | $ 285,000 | $ 155,000 |
| Prince William County Virginia | 33 | $ 4,135,000 | $ 125,000 | $ 129,000 |
| Loudoun County Virginia | 29 | $ 5,645,000 | $ 194,000 | $ 165,000 |
| Alexandria County Virginia | 22 | $ 3,710,000 | $ 168,000 | $ 199,000 |
| Los Angeles County California | 17 | $ 2,345,000 | $ 137,000 | $ 146,000 |
| Charles County Maryland | 13 | $ 1,255,000 | $ 96,000 | $ 106,000 |
| Riverside County California | 11 | $ 1,225,000 | $ 111,000 | $ 141,000 |
| Anne Arundel County Maryland | 11 | $ 1,475,000 | $ 134,000 | $ 144,000 |
| Maricopa County Arizona | 10 | $ 1,980,000 | $ 198,000 | $ 125,000 |
| Cook County Illinois | 9 | $ 1,605,000 | $ 178,000 | $ 134,000 |
| Orange County California | 8 | $ 1,030,000 | $ 128,000 | $ 184,000 |
| San Diego County California | 8 | $ 2,210,000 | $ 276,000 | $ 181,000 |
| Miami-Dade County Florida | 8 | $ 2,280,000 | $ 285,000 | $ 124,000 |
| Stafford County Virginia | 8 | $ 1,000,000 | $ 125,000 | $ 117,000 |
| Broward County Florida | 7 | $ 885,000 | $ 126,000 | $ 149,000 |
| Baltimore City County Maryland | 7 | $ 745,000 | $ 106,000 | $ 86,000 |
| Contra Costa County California | 6 | $ 1,120,000 | $ 186,000 | $ 693,000 |
| Baltimore County Maryland | 6 | $ 540,000 | $ 90,000 | $ 143,000 |
| Clark County Nevada | 6 | $ 910,000 | $ 151,000 | $ 97,000 |
| Charleston County South Carolina | 6 | $ 910,000 | $ 151,000 | $ 130,000 |
| Falls Church County Virginia | 6 | $ 1,370,000 | $ 228,000 | $ 210,000 |
| Sacramento County California | 5 | $ 345,000 | $ 69,000 | $ 112,000 |
| Hillsborough County Florida | 5 | $ 615,000 | $ 123,000 | $ 93,000 |
| Palm Beach County Florida | 5 | $ 545,000 | $ 109,000 | $ 116,000 |
| St. Johns County Florida | 5 | $ 735,000 | $ 147,000 | $ 148,000 |
| Frederick County Maryland | 5 | $ 345,000 | $ 69,000 | $ 84,000 |
| Suffolk County New York | 5 | $ 415,000 | $ 83,000 | $ 148,000 |
| Mecklenburg County North Carolina | 5 | $ 1,225,000 | $ 245,000 | $ 118,000 |
| Chesterfield County Virginia | 5 | $ 235,000 | $ 47,000 | $ 125,000 |
| Clark County Washington | 5 | $ 455,000 | $ 91,000 | $ 94,000 |
| King County Washington | 5 | $ 1,175,000 | $ 235,000 | $ 155,000 |
| Pierce County Washington | 5 | $ 695,000 | $ 139,000 | $ 97,000 |
| Arapahoe County Colorado | 4 | $ 600,000 | $ 150,000 | $ 151,000 |
| Douglas County Colorado | 4 | $ 530,000 | $ 132,000 | $ 335,000 |
| Duval County Florida | 4 | $ 260,000 | $ 65,000 | $ 84,000 |
| Indian River County Florida | 4 | $ 540,000 | $ 135,000 | $ 298,000 |
| Pasco County Florida | 4 | $ 490,000 | $ 122,000 | $ 80,000 |
| Gwinnett County Georgia | 4 | $ 320,000 | $ 80,000 | $ 101,000 |
| Howard County Maryland | 4 | $ 700,000 | $ 175,000 | $ 173,000 |
| St. Mary's County Maryland | 4 | $ 230,000 | $ 57,000 | $ 148,000 |
| Carroll County New Hampshire | 4 | $ 520,000 | $ 130,000 | $ 145,000 |
| Camden County New Jersey | 4 | $ 310,000 | $ 77,000 | $ 132,000 |
| Ocean County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 142,000 |
| Union County North Carolina | 4 | $ 930,000 | $ 232,000 | $ 196,000 |
| Multnomah County Oregon | 4 | $ 810,000 | $ 202,000 | $ 139,000 |
| Providence County Rhode Island | 4 | $ 230,000 | $ 57,000 | $ 71,000 |
| Dorchester County South Carolina | 4 | $ 280,000 | $ 70,000 | $ 125,000 |
| York County South Carolina | 4 | $ 180,000 | $ 45,000 | $ 111,000 |
| Utah County Utah | 4 | $ 860,000 | $ 215,000 | $ 139,000 |
| Henrico County Virginia | 4 | $ 420,000 | $ 105,000 | $ 77,000 |
| Alameda County California | 3 | $ 505,000 | $ 168,000 | $ 185,000 |
| San Francisco County California | 3 | $ 665,000 | $ 221,000 | $ 387,000 |
| Santa Clara County California | 3 | $ 915,000 | $ 305,000 | $ 174,000 |
| Santa Cruz County California | 3 | $ 405,000 | $ 135,000 | $ 195,000 |
| Denver County Colorado | 3 | $ 225,000 | $ 75,000 | $ 105,000 |
| El Paso County Colorado | 3 | $ 195,000 | $ 65,000 | $ 87,000 |
| Jefferson County Colorado | 3 | $ 295,000 | $ 98,000 | $ 118,000 |
| New Haven County Connecticut | 3 | $ 1,295,000 | $ 431,000 | $ 371,000 |
| Alachua County Florida | 3 | $ 575,000 | $ 191,000 | $ 93,000 |
| Lee County Florida | 3 | $ 1,005,000 | $ 335,000 | $ 174,000 |
| DuPage County Illinois | 3 | $ 495,000 | $ 165,000 | $ 172,000 |
| Calvert County Maryland | 3 | $ 245,000 | $ 81,000 | $ 146,000 |
| Middlesex County Massachusetts | 3 | $ 555,000 | $ 185,000 | $ 167,000 |
| Suffolk County Massachusetts | 3 | $ 975,000 | $ 325,000 | $ 105,000 |
| Middlesex County New Jersey | 3 | $ 245,000 | $ 81,000 | $ 169,000 |
| Guilford County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 118,000 |
| Wake County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 92,000 |
| Bucks County Pennsylvania | 3 | $ 405,000 | $ 135,000 | $ 112,000 |
| Chester County Pennsylvania | 3 | $ 305,000 | $ 101,000 | $ 128,000 |
| Williamson County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 113,000 |
| El Paso County Texas | 3 | $ 265,000 | $ 88,000 | $ 715,000 |
| Salt Lake County Utah | 3 | $ 275,000 | $ 91,000 | $ 106,000 |
| Albemarle County Virginia | 3 | $ 785,000 | $ 261,000 | $ 104,000 |
| Spotsylvania County Virginia | 3 | $ 265,000 | $ 88,000 | $ 88,000 |
| Butte County California | 2 | $ 150,000 | $ 75,000 | $ 100,000 |
| El Dorado County California | 2 | $ 230,000 | $ 115,000 | $ 135,000 |
| Fresno County California | 2 | $ 290,000 | $ 145,000 | $ 97,000 |
| Placer County California | 2 | $ 190,000 | $ 95,000 | $ 110,000 |
| San Bernardino County California | 2 | $ 200,000 | $ 100,000 | $ 226,000 |
| San Joaquin County California | 2 | $ 200,000 | $ 100,000 | $ 179,000 |
| Solano County California | 2 | $ 260,000 | $ 130,000 | $ 116,000 |
| Sonoma County California | 2 | $ 240,000 | $ 120,000 | $ 172,000 |
| Brevard County Florida | 2 | $ 120,000 | $ 60,000 | $ 89,000 |
| Escambia County Florida | 2 | $ 380,000 | $ 190,000 | $ 93,000 |
| Manatee County Florida | 2 | $ 480,000 | $ 240,000 | $ 92,000 |
| Orange County Florida | 2 | $ 240,000 | $ 120,000 | $ 104,000 |
| Pinellas County Florida | 2 | $ 370,000 | $ 185,000 | $ 108,000 |
| Seminole County Florida | 2 | $ 170,000 | $ 85,000 | $ 113,000 |
| Forsyth County Georgia | 2 | $ 220,000 | $ 110,000 | $ 141,000 |
| Honolulu County Hawaii | 2 | $ 930,000 | $ 465,000 | $ 117,000 |
| Ada County Idaho | 2 | $ 110,000 | $ 55,000 | $ 105,000 |
| Bonneville County Idaho | 2 | $ 120,000 | $ 60,000 | $ 102,000 |
| Jefferson County Louisiana | 2 | $ 230,000 | $ 115,000 | $ 71,000 |
| Cumberland County Maine | 2 | $ 280,000 | $ 140,000 | $ 130,000 |
| Carroll County Maryland | 2 | $ 90,000 | $ 45,000 | $ 136,000 |
| Dorchester County Maryland | 2 | $ 260,000 | $ 130,000 | $ 137,000 |
| Hennepin County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 173,000 |
| Ramsey County Minnesota | 2 | $ 380,000 | $ 190,000 | $ 161,000 |
| Rockingham County New Hampshire | 2 | $ 290,000 | $ 145,000 | $ 80,000 |
| Passaic County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 178,000 |
| Dona Ana County New Mexico | 2 | $ 190,000 | $ 95,000 | $ 63,000 |
| Dutchess County New York | 2 | $ 240,000 | $ 120,000 | $ 155,000 |
| Erie County New York | 2 | $ 120,000 | $ 60,000 | $ 103,000 |
| Forsyth County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 79,000 |
| New Hanover County North Carolina | 2 | $ 870,000 | $ 435,000 | $ 192,000 |
| Onslow County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 193,000 |
| Hamilton County Ohio | 2 | $ 140,000 | $ 70,000 | $ 83,000 |
| Warren County Ohio | 2 | $ 200,000 | $ 100,000 | $ 119,000 |
| Lane County Oregon | 2 | $ 160,000 | $ 80,000 | $ 113,000 |
| Washington County Oregon | 2 | $ 240,000 | $ 120,000 | $ 133,000 |
| Allegheny County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Cumberland County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 86,000 |
| Lehigh County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 114,000 |
| Montgomery County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 126,000 |
| Beaufort County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 127,000 |
| Berkeley County South Carolina | 2 | $ 70,000 | $ 35,000 | $ 96,000 |
| Greenville County South Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 266,000 |
| Sevier County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 48,000 |
| Shelby County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 105,000 |
| Angelina County Texas | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Grayson County Texas | 2 | $ 290,000 | $ 145,000 | $ 98,000 |
| Harris County Texas | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Tarrant County Texas | 2 | $ 390,000 | $ 195,000 | $ 170,000 |
| Travis County Texas | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| Fairfax City County Virginia | 2 | $ 370,000 | $ 185,000 | $ 157,000 |
| Fauquier County Virginia | 2 | $ 430,000 | $ 215,000 | $ 186,000 |
| Frederick County Virginia | 2 | $ 460,000 | $ 230,000 | $ 107,000 |
| Halifax County Virginia | 2 | $ 390,000 | $ 195,000 | $ 195,000 |
| King George County Virginia | 2 | $ 140,000 | $ 70,000 | $ 190,000 |
| Montgomery County Virginia | 2 | $ 300,000 | $ 150,000 | $ 141,000 |
| Richmond City County Virginia | 2 | $ 40,000 | $ 20,000 | $ 48,000 |
| Berkeley County West Virginia | 2 | $ 220,000 | $ 110,000 | $ 115,000 |
| Dane County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 154,000 |
| Eau Claire County Wisconsin | 2 | $ 110,000 | $ 55,000 | $ 214,000 |
| Waukesha County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Jefferson County Alabama | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Montgomery County Alabama | 1 | $ 35,000 | $ 35,000 | $ 155,000 |
| Washington County Arkansas | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Kern County California | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Madera County California | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Marin County California | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Merced County California | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| San Mateo County California | 1 | $ 305,000 | $ 305,000 | $ 631,000 |
| Santa Barbara County California | 1 | $ 935,000 | $ 935,000 | $ 370,000 |
| Ventura County California | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Boulder County Colorado | 1 | $ 225,000 | $ 225,000 | $ 478,000 |
| Larimer County Colorado | 1 | $ 55,000 | $ 55,000 | $ 161,000 |
| Park County Colorado | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Weld County Colorado | 1 | $ 65,000 | $ 65,000 | $ 154,000 |
| Fairfield County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 1,320,000 |
| Hartford County Connecticut | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Kent County Delaware | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Charlotte County Florida | 1 | $ 395,000 | $ 395,000 | $ 166,000 |
| Collier County Florida | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Lake County Florida | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Polk County Florida | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Santa Rosa County Florida | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Sarasota County Florida | 1 | $ 105,000 | $ 105,000 | $ 134,000 |
| Walton County Florida | 1 | $ 555,000 | $ 555,000 | $ 177,000 |
| Cobb County Georgia | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| DeKalb County Georgia | 1 | $ 75,000 | $ 75,000 | $ 504,000 |
| Douglas County Georgia | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Fulton County Georgia | 1 | $ 105,000 | $ 105,000 | $ 366,000 |
| Hawaii County Hawaii | 1 | $ 485,000 | $ 485,000 | $ 162,000 |
| Bonner County Idaho | 1 | $ 285,000 | $ 285,000 | $ 110,000 |
| Canyon County Idaho | 1 | $ 45,000 | $ 45,000 | $ 78,000 |
| Kendall County Illinois | 1 | $ 105,000 | $ 105,000 | $ 218,000 |
| Lake County Illinois | 1 | $ 205,000 | $ 205,000 | $ 161,000 |
| Montgomery County Illinois | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Marion County Indiana | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| St. Joseph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Douglas County Kansas | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Johnson County Kansas | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Sedgwick County Kansas | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Boone County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Breathitt County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 180,000 |
| Jefferson County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 219,000 |
| Madison County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Bossier County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 96,000 |
| Orleans County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| St. Tammany County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 67,000 |
| Lincoln County Maine | 1 | $ 185,000 | $ 185,000 | $ 174,000 |
| York County Maine | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Harford County Maryland | 1 | $ 295,000 | $ 295,000 | $ 251,000 |
| Queen Anne's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 159,000 |
| Worcester County Maryland | 1 | $ 185,000 | $ 185,000 | $ 443,000 |
| Barnstable County Massachusetts | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Berrien County Michigan | 1 | $ 95,000 | $ 95,000 | $ 133,000 |
| Genesee County Michigan | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Isabella County Michigan | 1 | $ 65,000 | $ 65,000 | $ 375,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Livingston County Michigan | 1 | $ 565,000 | $ 565,000 | $ 238,000 |
| Oakland County Michigan | 1 | $ 15,000 | $ 15,000 | $ 33,000 |
| Washtenaw County Michigan | 1 | $ 255,000 | $ 255,000 | $ 186,000 |
| Wayne County Michigan | 1 | $ 115,000 | $ 115,000 | $ 144,000 |
| Koochiching County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Rice County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 213,000 |
| Wright County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 115,000 |
| Harrison County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Tate County Mississippi | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Jackson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 232,000 |
| Osage County Missouri | 1 | $ 145,000 | $ 145,000 | $ 91,000 |
| Carbon County Montana | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Flathead County Montana | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Gallatin County Montana | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Douglas County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 310,000 |
| Nye County Nevada | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Belknap County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 303,000 |
| Hillsborough County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 196,000 |
| Bergen County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Hudson County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 134,000 |
| Monmouth County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Somerset County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Union County New Jersey | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Warren County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| Bernalillo County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 108,000 |
| Santa Fe County New Mexico | 1 | $ 35,000 | $ 35,000 | $ 98,000 |
| Taos County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Albany County New York | 1 | $ 275,000 | $ 275,000 | $ 259,000 |
| Kings County New York | 1 | $ 295,000 | $ 295,000 | $ 66,000 |
| Monroe County New York | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Nassau County New York | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Niagara County New York | 1 | $ 365,000 | $ 365,000 | $ 109,000 |
| Orange County New York | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Richmond County New York | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Saratoga County New York | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Westchester County New York | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 129,000 |
| Cabarrus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 179,000 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 178,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| Durham County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Edgecombe County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| McDowell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Person County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 148,000 |
| Polk County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Randolph County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 99,000 |
| Rutherford County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Yancey County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Morton County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Darke County Ohio | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Greene County Ohio | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Madison County Ohio | 1 | $ 35,000 | $ 35,000 | $ 49,000 |
| Miami County Ohio | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Stark County Ohio | 1 | $ 65,000 | $ 65,000 | $ 125,000 |
| Summit County Ohio | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Washington County Ohio | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Canadian County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Pottawatomie County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 85,000 |
| Sequoyah County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Clackamas County Oregon | 1 | $ 505,000 | $ 505,000 | $ 122,000 |
| Coos County Oregon | 1 | $ 15,000 | $ 15,000 | $ 27,000 |
| Jackson County Oregon | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Berks County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 60,000 |
| Centre County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Elk County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Lebanon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Northumberland County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 39,000 |
| Philadelphia County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 124,000 |
| Somerset County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 156,000 |
| Union County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| Westmoreland County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 83,000 |
| York County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Aiken County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Anderson County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 191,000 |
| Greenwood County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Horry County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 160,000 |
| Richland County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Spartanburg County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Lake County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 127,000 |
| Union County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Cumberland County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
| Bell County Texas | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Bexar County Texas | 1 | $ 75,000 | $ 75,000 | $ 206,000 |
| Comal County Texas | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Hidalgo County Texas | 1 | $ 45,000 | $ 45,000 | $ 72,000 |
| Matagorda County Texas | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Webb County Texas | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Chittenden County Vermont | 1 | $ 205,000 | $ 205,000 | $ 187,000 |
| Washington County Vermont | 1 | $ 15,000 | $ 15,000 | $ 85,000 |
| Bath County Virginia | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Campbell County Virginia | 1 | $ 35,000 | $ 35,000 | $ 48,000 |
| Carroll County Virginia | 1 | $ 85,000 | $ 85,000 | $ 104,000 |
| Chesapeake County Virginia | 1 | $ 145,000 | $ 145,000 | $ 139,000 |
| Clarke County Virginia | 1 | $ 35,000 | $ 35,000 | $ 121,000 |
| Danville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Fredericksburg County Virginia | 1 | $ 245,000 | $ 245,000 | $ 357,000 |
| Hanover County Virginia | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Lexington County Virginia | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Lynchburg County Virginia | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Madison County Virginia | 1 | $ 55,000 | $ 55,000 | $ 113,000 |
| Manassas County Virginia | 1 | $ 155,000 | $ 155,000 | $ 250,000 |
| New Kent County Virginia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Newport News County Virginia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Orange County Virginia | 1 | $ 25,000 | $ 25,000 | $ 86,000 |
| Page County Virginia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Prince Edward County Virginia | 1 | $ 185,000 | $ 185,000 | $ 115,000 |
| Rockbridge County Virginia | 1 | $ 415,000 | $ 415,000 | $ 308,000 |
| Shenandoah County Virginia | 1 | $ 45,000 | $ 45,000 | $ 118,000 |
| Staunton County Virginia | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Warren County Virginia | 1 | $ 125,000 | $ 125,000 | $ 164,000 |
| Waynesboro County Virginia | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Clallam County Washington | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Mason County Washington | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| San Juan County Washington | 1 | $ 375,000 | $ 375,000 | $ 121,000 |
| Snohomish County Washington | 1 | $ 565,000 | $ 565,000 | $ 152,000 |
| Whatcom County Washington | 1 | $ 455,000 | $ 455,000 | $ 257,000 |
| Greenbrier County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 174,000 |
| Hardy County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 29,000 |
| Jefferson County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Door County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Washington County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 50,000 |
| Park County Wyoming | 1 | $ 75,000 | $ 75,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 370 | $35,870,000 | $96,000 | $405,000 | $161,000 | $2,811,000 |
| Other Purpose | 311 | $24,365,000 | $78,000 | $505,000 | $126,000 | $880,000 |
| Home Purchase | 278 | $89,950,000 | $323,000 | $1,005,000 | $143,000 | $370,000 |
| Refinancing | 183 | $40,085,000 | $219,000 | $885,000 | $146,000 | $937,000 |
| Cash-out Refinancing | 16 | $5,810,000 | $363,000 | $615,000 | $149,000 | $250,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 540 | $91,000,000 | $168,000 | $1,005,000 | $151,000 | $937,000 |
| Not Provided | 267 | $60,175,000 | $225,000 | $845,000 | $150,000 | $1,958,000 |
| Black or African American | 204 | $22,650,000 | $111,000 | $595,000 | $112,000 | $339,000 |
| Asian | 70 | $12,190,000 | $174,000 | $655,000 | $141,000 | $631,000 |
| Hispanic | 64 | $7,300,000 | $114,000 | $575,000 | $188,000 | $2,811,000 |
| American Indian or Alaskan Native | 7 | $1,185,000 | $169,000 | $445,000 | $126,000 | $216,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $370,000 | $185,000 | $275,000 | $131,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,158 | $196,080,000 | $169,000 | $1,005,000 | $145,000 | $2,811,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 703 | $140,195,000 | $199,000 | $935,000 | $154,000 | $1,320,000 |
| Application Denied By Financial Institution | 245 | $26,025,000 | $106,000 | $655,000 | $129,000 | $2,811,000 |
| Application Withdrawn By Applicant | 205 | $28,345,000 | $138,000 | $1,005,000 | $133,000 | $1,958,000 |
| Application Approved But Not Accepted | 4 | $1,110,000 | $277,000 | $425,000 | $122,000 | $166,000 |
| File Closed For Incompleteness | 1 | $405,000 | $405,000 | $405,000 | $240,000 | $240,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 913 | $170,055,000 | $186,000 | $1,005,000 | $149,000 | $1,958,000 |
| Other | 119 | $9,675,000 | $81,000 | $445,000 | $153,000 | $2,811,000 |
| Debt-To-Income Ratio | 50 | $6,770,000 | $135,000 | $655,000 | $93,000 | $189,000 |
| Credit History | 36 | $2,540,000 | $70,000 | $425,000 | $107,000 | $280,000 |
| Collateral | 27 | $3,845,000 | $142,000 | $495,000 | $112,000 | $210,000 |
| Credit Application Incomplete | 9 | $2,395,000 | $266,000 | $515,000 | $124,000 | $261,000 |
| Unverifiable Information | 3 | $495,000 | $165,000 | $285,000 | $206,000 | $310,000 |
| Employment History | 1 | $305,000 | $305,000 | $305,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.