State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
State Department Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,192 |
| Total Mortgage Loan Application Amount | $222,520,000 |
| Average Mortgage Loan Application Amount | $242,800 |
| Highest Mortgage Loan Application Amount | $2,005,000 |
| Average Applicant Income | $152,800 |
| Highest Applicant Income | $1,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 137 | $ 29,295,000 | $ 213,000 | $ 167,000 |
| District of Columbia County District Of Columbia | 108 | $ 22,870,000 | $ 211,000 | $ 138,000 |
| Prince George's County Maryland | 101 | $ 13,205,000 | $ 130,000 | $ 130,000 |
| Arlington County Virginia | 60 | $ 20,090,000 | $ 334,000 | $ 166,000 |
| Montgomery County Maryland | 44 | $ 8,990,000 | $ 204,000 | $ 166,000 |
| Alexandria County Virginia | 34 | $ 7,660,000 | $ 225,000 | $ 198,000 |
| Prince William County Virginia | 32 | $ 4,490,000 | $ 140,000 | $ 154,000 |
| Loudoun County Virginia | 30 | $ 5,520,000 | $ 184,000 | $ 166,000 |
| Charles County Maryland | 19 | $ 2,755,000 | $ 145,000 | $ 131,000 |
| Anne Arundel County Maryland | 17 | $ 2,035,000 | $ 119,000 | $ 133,000 |
| Stafford County Virginia | 16 | $ 2,830,000 | $ 176,000 | $ 175,000 |
| Los Angeles County California | 15 | $ 4,565,000 | $ 304,000 | $ 190,000 |
| Howard County Maryland | 15 | $ 3,315,000 | $ 221,000 | $ 177,000 |
| San Diego County California | 10 | $ 2,360,000 | $ 236,000 | $ 156,000 |
| Hillsborough County Florida | 10 | $ 2,160,000 | $ 216,000 | $ 152,000 |
| Cook County Illinois | 10 | $ 1,780,000 | $ 178,000 | $ 161,000 |
| Maricopa County Arizona | 9 | $ 1,475,000 | $ 163,000 | $ 171,000 |
| Orange County California | 9 | $ 2,335,000 | $ 259,000 | $ 188,000 |
| Riverside County California | 7 | $ 1,445,000 | $ 206,000 | $ 160,000 |
| Baltimore City County Maryland | 7 | $ 815,000 | $ 116,000 | $ 127,000 |
| Frederick County Maryland | 7 | $ 1,065,000 | $ 152,000 | $ 176,000 |
| Charleston County South Carolina | 7 | $ 995,000 | $ 142,000 | $ 149,000 |
| Manatee County Florida | 6 | $ 1,630,000 | $ 271,000 | $ 255,000 |
| Fulton County Georgia | 6 | $ 1,010,000 | $ 168,000 | $ 180,000 |
| Baltimore County Maryland | 6 | $ 350,000 | $ 58,000 | $ 85,000 |
| Clark County Nevada | 6 | $ 430,000 | $ 71,000 | $ 105,000 |
| Buncombe County North Carolina | 6 | $ 700,000 | $ 116,000 | $ 164,000 |
| Shelby County Tennessee | 6 | $ 340,000 | $ 56,000 | $ 121,000 |
| Placer County California | 5 | $ 1,155,000 | $ 231,000 | $ 167,000 |
| Denver County Colorado | 5 | $ 1,305,000 | $ 261,000 | $ 199,000 |
| Broward County Florida | 5 | $ 425,000 | $ 85,000 | $ 162,000 |
| Duval County Florida | 5 | $ 735,000 | $ 147,000 | $ 131,000 |
| Pinellas County Florida | 5 | $ 945,000 | $ 189,000 | $ 179,000 |
| Falls Church County Virginia | 5 | $ 1,505,000 | $ 301,000 | $ 163,000 |
| Spotsylvania County Virginia | 5 | $ 625,000 | $ 125,000 | $ 124,000 |
| King County Washington | 5 | $ 1,015,000 | $ 203,000 | $ 147,000 |
| Alameda County California | 4 | $ 700,000 | $ 175,000 | $ 206,000 |
| Contra Costa County California | 4 | $ 840,000 | $ 210,000 | $ 183,000 |
| Sacramento County California | 4 | $ 560,000 | $ 140,000 | $ 182,000 |
| San Bernardino County California | 4 | $ 690,000 | $ 172,000 | $ 168,000 |
| Palm Beach County Florida | 4 | $ 930,000 | $ 232,000 | $ 195,000 |
| Gwinnett County Georgia | 4 | $ 580,000 | $ 145,000 | $ 105,000 |
| Ada County Idaho | 4 | $ 730,000 | $ 182,000 | $ 144,000 |
| Mecklenburg County North Carolina | 4 | $ 790,000 | $ 197,000 | $ 149,000 |
| Cuyahoga County Ohio | 4 | $ 580,000 | $ 145,000 | $ 98,000 |
| Philadelphia County Pennsylvania | 4 | $ 530,000 | $ 132,000 | $ 91,000 |
| Berkeley County South Carolina | 4 | $ 350,000 | $ 87,000 | $ 99,000 |
| York County South Carolina | 4 | $ 430,000 | $ 107,000 | $ 183,000 |
| Harris County Texas | 4 | $ 620,000 | $ 155,000 | $ 176,000 |
| Albemarle County Virginia | 4 | $ 820,000 | $ 205,000 | $ 140,000 |
| Chesterfield County Virginia | 4 | $ 240,000 | $ 60,000 | $ 169,000 |
| Henrico County Virginia | 4 | $ 290,000 | $ 72,000 | $ 93,000 |
| Pima County Arizona | 3 | $ 115,000 | $ 38,000 | $ 101,000 |
| Fresno County California | 3 | $ 265,000 | $ 88,000 | $ 188,000 |
| Adams County Colorado | 3 | $ 715,000 | $ 238,000 | $ 156,000 |
| Arapahoe County Colorado | 3 | $ 335,000 | $ 111,000 | $ 130,000 |
| Kent County Delaware | 3 | $ 145,000 | $ 48,000 | $ 55,000 |
| Sussex County Delaware | 3 | $ 265,000 | $ 88,000 | $ 102,000 |
| Brevard County Florida | 3 | $ 245,000 | $ 81,000 | $ 126,000 |
| Miami-Dade County Florida | 3 | $ 715,000 | $ 238,000 | $ 155,000 |
| Pasco County Florida | 3 | $ 435,000 | $ 145,000 | $ 167,000 |
| Marion County Indiana | 3 | $ 155,000 | $ 51,000 | $ 128,000 |
| Calvert County Maryland | 3 | $ 185,000 | $ 61,000 | $ 83,000 |
| St. Mary's County Maryland | 3 | $ 145,000 | $ 48,000 | $ 139,000 |
| Bristol County Massachusetts | 3 | $ 255,000 | $ 85,000 | $ 208,000 |
| Camden County New Jersey | 3 | $ 285,000 | $ 95,000 | $ 182,000 |
| Johnston County North Carolina | 3 | $ 145,000 | $ 48,000 | $ 80,000 |
| Rutherford County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 105,000 |
| Fauquier County Virginia | 3 | $ 155,000 | $ 51,000 | $ 89,000 |
| Fredericksburg County Virginia | 3 | $ 365,000 | $ 121,000 | $ 260,000 |
| Hanover County Virginia | 3 | $ 515,000 | $ 171,000 | $ 200,000 |
| Baldwin County Alabama | 2 | $ 100,000 | $ 50,000 | $ 165,000 |
| Nevada County California | 2 | $ 700,000 | $ 350,000 | $ 226,000 |
| San Francisco County California | 2 | $ 1,730,000 | $ 865,000 | $ 189,000 |
| San Luis Obispo County California | 2 | $ 340,000 | $ 170,000 | $ 153,000 |
| Santa Clara County California | 2 | $ 460,000 | $ 230,000 | $ 353,000 |
| Ventura County California | 2 | $ 620,000 | $ 310,000 | $ 149,000 |
| Boulder County Colorado | 2 | $ 160,000 | $ 80,000 | $ 219,000 |
| El Paso County Colorado | 2 | $ 740,000 | $ 370,000 | $ 205,000 |
| Larimer County Colorado | 2 | $ 690,000 | $ 345,000 | $ 91,000 |
| Alachua County Florida | 2 | $ 260,000 | $ 130,000 | $ 100,000 |
| Orange County Florida | 2 | $ 340,000 | $ 170,000 | $ 165,000 |
| Polk County Florida | 2 | $ 100,000 | $ 50,000 | $ 132,000 |
| Sarasota County Florida | 2 | $ 190,000 | $ 95,000 | $ 163,000 |
| St. Johns County Florida | 2 | $ 450,000 | $ 225,000 | $ 301,000 |
| Volusia County Florida | 2 | $ 200,000 | $ 100,000 | $ 151,000 |
| Forsyth County Georgia | 2 | $ 440,000 | $ 220,000 | $ 161,000 |
| Henry County Georgia | 2 | $ 500,000 | $ 250,000 | $ 119,000 |
| Honolulu County Hawaii | 2 | $ 580,000 | $ 290,000 | $ 143,000 |
| Kane County Illinois | 2 | $ 160,000 | $ 80,000 | $ 106,000 |
| Polk County Iowa | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Madison County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 206,000 |
| Carroll County Maryland | 2 | $ 150,000 | $ 75,000 | $ 106,000 |
| Queen Anne's County Maryland | 2 | $ 100,000 | $ 50,000 | $ 129,000 |
| Essex County Massachusetts | 2 | $ 400,000 | $ 200,000 | $ 123,000 |
| Franklin County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 139,000 |
| Worcester County Massachusetts | 2 | $ 360,000 | $ 180,000 | $ 100,000 |
| Kent County Michigan | 2 | $ 380,000 | $ 190,000 | $ 207,000 |
| Oakland County Michigan | 2 | $ 90,000 | $ 45,000 | $ 131,000 |
| Strafford County New Hampshire | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Morris County New Jersey | 2 | $ 130,000 | $ 65,000 | $ 85,000 |
| Dona Ana County New Mexico | 2 | $ 400,000 | $ 200,000 | $ 159,000 |
| Kings County New York | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| New York County New York | 2 | $ 2,980,000 | $ 1,490,000 | $ 531,000 |
| Queens County New York | 2 | $ 730,000 | $ 365,000 | $ 155,000 |
| Suffolk County New York | 2 | $ 350,000 | $ 175,000 | $ 418,000 |
| New Hanover County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 135,000 |
| Onslow County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 119,000 |
| Union County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 300,000 |
| Vance County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 208,000 |
| Wake County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 234,000 |
| Oklahoma County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 137,000 |
| Multnomah County Oregon | 2 | $ 300,000 | $ 150,000 | $ 182,000 |
| Bucks County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 169,000 |
| Cambria County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Wayne County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Beaufort County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 132,000 |
| Hamilton County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 207,000 |
| Bexar County Texas | 2 | $ 400,000 | $ 200,000 | $ 143,000 |
| Fort Bend County Texas | 2 | $ 170,000 | $ 85,000 | $ 141,000 |
| Travis County Texas | 2 | $ 280,000 | $ 140,000 | $ 103,000 |
| Utah County Utah | 2 | $ 770,000 | $ 385,000 | $ 294,000 |
| Weber County Utah | 2 | $ 610,000 | $ 305,000 | $ 146,000 |
| Culpeper County Virginia | 2 | $ 90,000 | $ 45,000 | $ 186,000 |
| Danville County Virginia | 2 | $ 110,000 | $ 55,000 | $ 74,000 |
| Frederick County Virginia | 2 | $ 150,000 | $ 75,000 | $ 104,000 |
| Hampton County Virginia | 2 | $ 710,000 | $ 355,000 | $ 125,000 |
| Rockingham County Virginia | 2 | $ 170,000 | $ 85,000 | $ 75,000 |
| Shenandoah County Virginia | 2 | $ 130,000 | $ 65,000 | $ 117,000 |
| Clark County Washington | 2 | $ 130,000 | $ 65,000 | $ 96,000 |
| Jefferson County Washington | 2 | $ 560,000 | $ 280,000 | $ 156,000 |
| Kitsap County Washington | 2 | $ 1,260,000 | $ 630,000 | $ 265,000 |
| Whatcom County Washington | 2 | $ 560,000 | $ 280,000 | $ 268,000 |
| Berkeley County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 112,000 |
| Jefferson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 177,000 |
| Lee County Alabama | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Monroe County Alabama | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Tallapoosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Navajo County Arizona | 1 | $ 305,000 | $ 305,000 | $ 154,000 |
| Cleburne County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 173,000 |
| Washington County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Humboldt County California | 1 | $ 215,000 | $ 215,000 | $ 284,000 |
| Marin County California | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Monterey County California | 1 | $ 395,000 | $ 395,000 | $ 244,000 |
| San Benito County California | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| San Mateo County California | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Santa Barbara County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 367,000 |
| Solano County California | 1 | $ 125,000 | $ 125,000 | $ 234,000 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Tulare County California | 1 | $ 55,000 | $ 55,000 | $ 239,000 |
| Yolo County California | 1 | $ 95,000 | $ 95,000 | $ 154,000 |
| Eagle County Colorado | 1 | $ 715,000 | $ 715,000 | $ 350,000 |
| Elbert County Colorado | 1 | $ 125,000 | $ 125,000 | $ 127,000 |
| Gunnison County Colorado | 1 | $ 435,000 | $ 435,000 | $ 323,000 |
| Jefferson County Colorado | 1 | $ 155,000 | $ 155,000 | $ 142,000 |
| Fairfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 172,000 |
| Hartford County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Middlesex County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 296,000 |
| New Haven County Connecticut | 1 | $ 665,000 | $ 665,000 | $ 196,000 |
| Windham County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Bay County Florida | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Collier County Florida | 1 | $ 55,000 | $ 55,000 | $ 243,000 |
| Escambia County Florida | 1 | $ 145,000 | $ 145,000 | $ 204,000 |
| Flagler County Florida | 1 | $ 35,000 | $ 35,000 | $ 75,000 |
| Indian River County Florida | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Marion County Florida | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Martin County Florida | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Osceola County Florida | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Sumter County Florida | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 156,000 |
| DeKalb County Georgia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Paulding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Gem County Idaho | 1 | $ 25,000 | $ 25,000 | $ 27,000 |
| Twin Falls County Idaho | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Lake County Illinois | 1 | $ 55,000 | $ 55,000 | $ 116,000 |
| Will County Illinois | 1 | $ 115,000 | $ 115,000 | $ 226,000 |
| Floyd County Indiana | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Boone County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Jefferson County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 97,000 |
| Laurel County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Caddo County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 240,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| St. Martin County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 92,000 |
| St. Tammany County Louisiana | 1 | $ 35,000 | $ 35,000 | $ 216,000 |
| West Feliciana County Louisiana | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Cumberland County Maine | 1 | $ 525,000 | $ 525,000 | $ 175,000 |
| Talbot County Maryland | 1 | $ 905,000 | $ 905,000 | $ 285,000 |
| Washington County Maryland | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Worcester County Maryland | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 203,000 |
| Berkshire County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Norfolk County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Plymouth County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 148,000 |
| Berrien County Michigan | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Livingston County Michigan | 1 | $ 155,000 | $ 155,000 | $ 303,000 |
| Muskegon County Michigan | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Washtenaw County Michigan | 1 | $ 345,000 | $ 345,000 | $ 204,000 |
| Wayne County Michigan | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Christian County Missouri | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Warren County Missouri | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Douglas County Nevada | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Washoe County Nevada | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Hillsborough County New Hampshire | 1 | $ 105,000 | $ 105,000 | $ 82,000 |
| Rockingham County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 173,000 |
| Bergen County New Jersey | 1 | $ 265,000 | $ 265,000 | $ 211,000 |
| Cape May County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Essex County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 334,000 |
| Gloucester County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 446,000 |
| Hudson County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Mercer County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Monmouth County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 173,000 |
| Passaic County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Union County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| San Juan County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Sandoval County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 173,000 |
| Santa Fe County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 143,000 |
| Taos County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 186,000 |
| Albany County New York | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Dutchess County New York | 1 | $ 195,000 | $ 195,000 | $ 468,000 |
| Erie County New York | 1 | $ 55,000 | $ 55,000 | $ 131,000 |
| Orange County New York | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Rockland County New York | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Tioga County New York | 1 | $ 115,000 | $ 115,000 | $ 54,000 |
| Beaufort County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Brunswick County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Carteret County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 90,000 |
| Forsyth County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 18,000 |
| Guilford County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Henderson County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| Nash County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Orange County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 366,000 |
| Person County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Transylvania County North Carolina | 1 | $ 795,000 | $ 795,000 | $ 211,000 |
| Washington County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Fairfield County Ohio | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Hocking County Ohio | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Lake County Ohio | 1 | $ 35,000 | $ 35,000 | $ 83,000 |
| Miami County Ohio | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Pickaway County Ohio | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Clackamas County Oregon | 1 | $ 105,000 | $ 105,000 | $ 111,000 |
| Lane County Oregon | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Linn County Oregon | 1 | $ 55,000 | $ 55,000 | $ 168,000 |
| Tillamook County Oregon | 1 | $ 255,000 | $ 255,000 | $ 197,000 |
| Washington County Oregon | 1 | $ 225,000 | $ 225,000 | $ 160,000 |
| Adams County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 213,000 |
| Allegheny County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| Chester County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 205,000 |
| Erie County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Franklin County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| Lehigh County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 232,000 |
| Montgomery County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 212,000 |
| Union County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 308,000 |
| York County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 70,000 |
| Providence County Rhode Island | 1 | $ 185,000 | $ 185,000 | $ 318,000 |
| Anderson County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| Dorchester County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Horry County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 135,000 |
| Lancaster County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 236,000 |
| Oconee County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 173,000 |
| Richland County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 67,000 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 139,000 |
| Union County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Franklin County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Greene County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Sevier County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 78,000 |
| Sullivan County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Washington County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 160,000 |
| Coryell County Texas | 1 | $ 175,000 | $ 175,000 | $ 127,000 |
| Dallas County Texas | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Montgomery County Texas | 1 | $ 225,000 | $ 225,000 | $ 155,000 |
| Smith County Texas | 1 | $ 265,000 | $ 265,000 | $ 154,000 |
| Tarrant County Texas | 1 | $ 305,000 | $ 305,000 | $ 1,060,000 |
| Williamson County Texas | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Box Elder County Utah | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Davis County Utah | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Salt Lake County Utah | 1 | $ 275,000 | $ 275,000 | $ 137,000 |
| Botetourt County Virginia | 1 | $ 25,000 | $ 25,000 | $ 85,000 |
| Bristol County Virginia | 1 | $ 215,000 | $ 215,000 | $ 131,000 |
| Chesapeake County Virginia | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Fairfax City County Virginia | 1 | $ 55,000 | $ 55,000 | $ 170,000 |
| Fluvanna County Virginia | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| James City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Louisa County Virginia | 1 | $ 245,000 | $ 245,000 | $ 480,000 |
| Manassas County Virginia | 1 | $ 25,000 | $ 25,000 | $ 104,000 |
| Montgomery County Virginia | 1 | $ 135,000 | $ 135,000 | $ 194,000 |
| Page County Virginia | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Prince Edward County Virginia | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Winchester County Virginia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Snohomish County Washington | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Spokane County Washington | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Stevens County Washington | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Jefferson County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 143,000 |
| Dane County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Kenosha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 243,000 |
| La Crosse County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 528,000 |
| Walworth County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 472 | $49,450,000 | $104,000 | $505,000 | $158,000 | $718,000 |
| Other Purpose | 291 | $34,755,000 | $119,000 | $1,005,000 | $152,000 | $1,060,000 |
| Refinancing | 213 | $62,665,000 | $294,000 | $1,125,000 | $158,000 | $468,000 |
| Home Purchase | 134 | $47,420,000 | $353,000 | $2,005,000 | $156,000 | $800,000 |
| Cash-out Refinancing | 82 | $28,230,000 | $344,000 | $935,000 | $140,000 | $319,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 512 | $102,030,000 | $199,000 | $2,005,000 | $167,000 | $883,000 |
| Not Provided | 304 | $64,260,000 | $211,000 | $935,000 | $159,000 | $1,060,000 |
| Black or African American | 232 | $31,630,000 | $136,000 | $685,000 | $127,000 | $412,000 |
| Hispanic | 79 | $13,035,000 | $165,000 | $735,000 | $153,000 | $376,000 |
| Asian | 49 | $9,005,000 | $183,000 | $825,000 | $156,000 | $304,000 |
| American Indian or Alaskan Native | 5 | $355,000 | $71,000 | $155,000 | $78,000 | $159,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $500,000 | $250,000 | $445,000 | $155,000 | $175,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,192 | $222,520,000 | $186,000 | $2,005,000 | $155,000 | $1,060,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 675 | $134,205,000 | $198,000 | $1,125,000 | $163,000 | $718,000 |
| Application Denied By Financial Institution | 274 | $37,090,000 | $135,000 | $725,000 | $133,000 | $1,060,000 |
| Application Withdrawn By Applicant | 213 | $39,615,000 | $185,000 | $2,005,000 | $160,000 | $800,000 |
| Application Approved But Not Accepted | 28 | $10,910,000 | $389,000 | $815,000 | $164,000 | $345,000 |
| File Closed For Incompleteness | 2 | $700,000 | $350,000 | $545,000 | $150,000 | $159,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 918 | $185,430,000 | $201,000 | $2,005,000 | $162,000 | $800,000 |
| Other | 114 | $14,320,000 | $125,000 | $715,000 | $143,000 | $412,000 |
| Credit History | 61 | $8,275,000 | $135,000 | $725,000 | $119,000 | $454,000 |
| Debt-To-Income Ratio | 54 | $7,690,000 | $142,000 | $725,000 | $91,000 | $202,000 |
| Collateral | 40 | $5,950,000 | $148,000 | $665,000 | $182,000 | $1,060,000 |
| Unverifiable Information | 3 | $415,000 | $138,000 | $255,000 | $102,000 | $126,000 |
| Credit Application Incomplete | 1 | $275,000 | $275,000 | $275,000 | $180,000 | $180,000 |
| Employment History | 1 | $165,000 | $165,000 | $165,000 | $89,000 | $89,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.