State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
State Department Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,467 |
| Total Mortgage Loan Application Amount | $282,105,000 |
| Average Mortgage Loan Application Amount | $247,600 |
| Highest Mortgage Loan Application Amount | $1,305,000 |
| Average Applicant Income | $163,800 |
| Highest Applicant Income | $1,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 131 | $ 29,915,000 | $ 228,000 | $ 182,000 |
| Prince George's County Maryland | 129 | $ 14,635,000 | $ 113,000 | $ 114,000 |
| District of Columbia County District Of Columbia | 121 | $ 30,945,000 | $ 255,000 | $ 178,000 |
| Montgomery County Maryland | 48 | $ 9,600,000 | $ 200,000 | $ 186,000 |
| Arlington County Virginia | 45 | $ 12,875,000 | $ 286,000 | $ 162,000 |
| Prince William County Virginia | 42 | $ 7,380,000 | $ 175,000 | $ 154,000 |
| Loudoun County Virginia | 38 | $ 8,830,000 | $ 232,000 | $ 193,000 |
| Los Angeles County California | 31 | $ 7,815,000 | $ 252,000 | $ 232,000 |
| Alexandria County Virginia | 26 | $ 4,580,000 | $ 176,000 | $ 174,000 |
| Charles County Maryland | 23 | $ 2,395,000 | $ 104,000 | $ 120,000 |
| Maricopa County Arizona | 16 | $ 3,060,000 | $ 191,000 | $ 160,000 |
| Anne Arundel County Maryland | 16 | $ 2,640,000 | $ 165,000 | $ 182,000 |
| Stafford County Virginia | 14 | $ 1,240,000 | $ 88,000 | $ 173,000 |
| Broward County Florida | 13 | $ 3,815,000 | $ 293,000 | $ 210,000 |
| San Diego County California | 12 | $ 3,730,000 | $ 310,000 | $ 183,000 |
| Miami-Dade County Florida | 12 | $ 2,250,000 | $ 187,000 | $ 126,000 |
| Cook County Illinois | 12 | $ 2,050,000 | $ 170,000 | $ 221,000 |
| Baltimore City County Maryland | 10 | $ 1,000,000 | $ 100,000 | $ 91,000 |
| Fairfield County Connecticut | 9 | $ 3,155,000 | $ 350,000 | $ 408,000 |
| Palm Beach County Florida | 9 | $ 1,775,000 | $ 197,000 | $ 134,000 |
| York County South Carolina | 9 | $ 1,285,000 | $ 142,000 | $ 182,000 |
| Chesterfield County Virginia | 9 | $ 1,195,000 | $ 132,000 | $ 123,000 |
| Hartford County Connecticut | 8 | $ 1,700,000 | $ 212,000 | $ 273,000 |
| Fulton County Georgia | 8 | $ 1,670,000 | $ 208,000 | $ 217,000 |
| Clark County Nevada | 8 | $ 1,590,000 | $ 198,000 | $ 125,000 |
| Sacramento County California | 7 | $ 1,105,000 | $ 157,000 | $ 157,000 |
| San Bernardino County California | 7 | $ 1,245,000 | $ 177,000 | $ 186,000 |
| DeKalb County Georgia | 7 | $ 1,465,000 | $ 209,000 | $ 172,000 |
| Wake County North Carolina | 7 | $ 1,175,000 | $ 167,000 | $ 147,000 |
| Cuyahoga County Ohio | 7 | $ 705,000 | $ 100,000 | $ 134,000 |
| Fauquier County Virginia | 7 | $ 1,185,000 | $ 169,000 | $ 159,000 |
| King County Washington | 7 | $ 2,525,000 | $ 360,000 | $ 282,000 |
| Riverside County California | 6 | $ 390,000 | $ 65,000 | $ 132,000 |
| El Paso County Colorado | 6 | $ 1,160,000 | $ 193,000 | $ 161,000 |
| Pinellas County Florida | 6 | $ 1,720,000 | $ 286,000 | $ 133,000 |
| Baltimore County Maryland | 6 | $ 860,000 | $ 143,000 | $ 166,000 |
| Frederick County Maryland | 6 | $ 550,000 | $ 91,000 | $ 120,000 |
| Hennepin County Minnesota | 6 | $ 1,050,000 | $ 175,000 | $ 164,000 |
| Bergen County New Jersey | 6 | $ 800,000 | $ 133,000 | $ 222,000 |
| Ocean County New Jersey | 6 | $ 1,290,000 | $ 215,000 | $ 298,000 |
| Westchester County New York | 6 | $ 1,930,000 | $ 321,000 | $ 360,000 |
| Union County North Carolina | 6 | $ 1,100,000 | $ 183,000 | $ 217,000 |
| Richland County South Carolina | 6 | $ 980,000 | $ 163,000 | $ 87,000 |
| Utah County Utah | 6 | $ 560,000 | $ 93,000 | $ 147,000 |
| Spotsylvania County Virginia | 6 | $ 920,000 | $ 153,000 | $ 139,000 |
| Contra Costa County California | 5 | $ 955,000 | $ 191,000 | $ 261,000 |
| Pasco County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 212,000 |
| Johnson County Kansas | 5 | $ 945,000 | $ 189,000 | $ 271,000 |
| Calvert County Maryland | 5 | $ 335,000 | $ 67,000 | $ 132,000 |
| Howard County Maryland | 5 | $ 785,000 | $ 157,000 | $ 210,000 |
| Middlesex County Massachusetts | 5 | $ 1,585,000 | $ 317,000 | $ 276,000 |
| Suffolk County Massachusetts | 5 | $ 1,675,000 | $ 335,000 | $ 109,000 |
| Multnomah County Oregon | 5 | $ 625,000 | $ 125,000 | $ 130,000 |
| York County Pennsylvania | 5 | $ 1,615,000 | $ 323,000 | $ 138,000 |
| Charleston County South Carolina | 5 | $ 945,000 | $ 189,000 | $ 199,000 |
| Henrico County Virginia | 5 | $ 315,000 | $ 63,000 | $ 109,000 |
| Alameda County California | 4 | $ 1,020,000 | $ 255,000 | $ 227,000 |
| San Francisco County California | 4 | $ 1,790,000 | $ 447,000 | $ 194,000 |
| San Mateo County California | 4 | $ 1,390,000 | $ 347,000 | $ 389,000 |
| Sussex County Delaware | 4 | $ 1,080,000 | $ 270,000 | $ 124,000 |
| Manatee County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 630,000 |
| St. Johns County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 176,000 |
| Gwinnett County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 154,000 |
| York County Maine | 4 | $ 580,000 | $ 145,000 | $ 133,000 |
| Essex County Massachusetts | 4 | $ 890,000 | $ 222,000 | $ 270,000 |
| Wayne County Michigan | 4 | $ 450,000 | $ 112,000 | $ 107,000 |
| Erie County New York | 4 | $ 510,000 | $ 127,000 | $ 164,000 |
| Nassau County New York | 4 | $ 1,250,000 | $ 312,000 | $ 302,000 |
| Buncombe County North Carolina | 4 | $ 260,000 | $ 65,000 | $ 152,000 |
| Chester County Pennsylvania | 4 | $ 800,000 | $ 200,000 | $ 267,000 |
| Delaware County Pennsylvania | 4 | $ 1,060,000 | $ 265,000 | $ 187,000 |
| Montgomery County Pennsylvania | 4 | $ 630,000 | $ 157,000 | $ 278,000 |
| Shelby County Tennessee | 4 | $ 280,000 | $ 70,000 | $ 88,000 |
| Falls Church County Virginia | 4 | $ 1,490,000 | $ 372,000 | $ 197,000 |
| Hanover County Virginia | 4 | $ 750,000 | $ 187,000 | $ 305,000 |
| Pierce County Washington | 4 | $ 630,000 | $ 157,000 | $ 154,000 |
| Jefferson County West Virginia | 4 | $ 380,000 | $ 95,000 | $ 216,000 |
| Yavapai County Arizona | 3 | $ 2,345,000 | $ 781,000 | $ 150,000 |
| Orange County California | 3 | $ 435,000 | $ 145,000 | $ 191,000 |
| Solano County California | 3 | $ 705,000 | $ 235,000 | $ 207,000 |
| Arapahoe County Colorado | 3 | $ 385,000 | $ 128,000 | $ 145,000 |
| Boulder County Colorado | 3 | $ 455,000 | $ 151,000 | $ 428,000 |
| New London County Connecticut | 3 | $ 385,000 | $ 128,000 | $ 132,000 |
| Duval County Florida | 3 | $ 415,000 | $ 138,000 | $ 130,000 |
| Hillsborough County Florida | 3 | $ 405,000 | $ 135,000 | $ 154,000 |
| Orange County Florida | 3 | $ 215,000 | $ 71,000 | $ 135,000 |
| Sarasota County Florida | 3 | $ 885,000 | $ 295,000 | $ 194,000 |
| Seminole County Florida | 3 | $ 645,000 | $ 215,000 | $ 137,000 |
| Clayton County Georgia | 3 | $ 215,000 | $ 71,000 | $ 109,000 |
| Cobb County Georgia | 3 | $ 325,000 | $ 108,000 | $ 160,000 |
| Queen Anne's County Maryland | 3 | $ 365,000 | $ 121,000 | $ 156,000 |
| Merrimack County New Hampshire | 3 | $ 505,000 | $ 168,000 | $ 121,000 |
| Rockingham County New Hampshire | 3 | $ 725,000 | $ 241,000 | $ 213,000 |
| Essex County New Jersey | 3 | $ 675,000 | $ 225,000 | $ 322,000 |
| Dutchess County New York | 3 | $ 945,000 | $ 315,000 | $ 214,000 |
| Suffolk County New York | 3 | $ 595,000 | $ 198,000 | $ 151,000 |
| Marion County Oregon | 3 | $ 335,000 | $ 111,000 | $ 156,000 |
| Washington County Oregon | 3 | $ 1,055,000 | $ 351,000 | $ 122,000 |
| Bucks County Pennsylvania | 3 | $ 805,000 | $ 268,000 | $ 190,000 |
| Philadelphia County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 235,000 |
| Bristol County Rhode Island | 3 | $ 755,000 | $ 251,000 | $ 182,000 |
| Providence County Rhode Island | 3 | $ 465,000 | $ 155,000 | $ 138,000 |
| Davidson County Tennessee | 3 | $ 655,000 | $ 218,000 | $ 124,000 |
| Hamilton County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 127,000 |
| Dallas County Texas | 3 | $ 775,000 | $ 258,000 | $ 188,000 |
| Harris County Texas | 3 | $ 375,000 | $ 125,000 | $ 112,000 |
| Travis County Texas | 3 | $ 415,000 | $ 138,000 | $ 95,000 |
| Albemarle County Virginia | 3 | $ 935,000 | $ 311,000 | $ 136,000 |
| Charlottesville County Virginia | 3 | $ 865,000 | $ 288,000 | $ 331,000 |
| Culpeper County Virginia | 3 | $ 545,000 | $ 181,000 | $ 156,000 |
| James City County Virginia | 3 | $ 515,000 | $ 171,000 | $ 142,000 |
| King George County Virginia | 3 | $ 295,000 | $ 98,000 | $ 235,000 |
| Nelson County Virginia | 3 | $ 125,000 | $ 41,000 | $ 128,000 |
| Richmond City County Virginia | 3 | $ 725,000 | $ 241,000 | $ 176,000 |
| Berkeley County West Virginia | 3 | $ 305,000 | $ 101,000 | $ 196,000 |
| Limestone County Alabama | 2 | $ 560,000 | $ 280,000 | $ 215,000 |
| Montgomery County Alabama | 2 | $ 90,000 | $ 45,000 | $ 102,000 |
| Pima County Arizona | 2 | $ 160,000 | $ 80,000 | $ 128,000 |
| Fresno County California | 2 | $ 770,000 | $ 385,000 | $ 252,000 |
| Marin County California | 2 | $ 530,000 | $ 265,000 | $ 120,000 |
| Santa Clara County California | 2 | $ 980,000 | $ 490,000 | $ 193,000 |
| Denver County Colorado | 2 | $ 810,000 | $ 405,000 | $ 146,000 |
| Clay County Florida | 2 | $ 440,000 | $ 220,000 | $ 117,000 |
| Fayette County Georgia | 2 | $ 90,000 | $ 45,000 | $ 152,000 |
| Paulding County Georgia | 2 | $ 130,000 | $ 65,000 | $ 92,000 |
| Lake County Illinois | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Marion County Indiana | 2 | $ 170,000 | $ 85,000 | $ 172,000 |
| Boone County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 178,000 |
| Orleans County Louisiana | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Harford County Maryland | 2 | $ 290,000 | $ 145,000 | $ 218,000 |
| Washington County Maryland | 2 | $ 100,000 | $ 50,000 | $ 128,000 |
| Norfolk County Massachusetts | 2 | $ 510,000 | $ 255,000 | $ 564,000 |
| Saginaw County Michigan | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Boone County Missouri | 2 | $ 380,000 | $ 190,000 | $ 168,000 |
| St. Francois County Missouri | 2 | $ 90,000 | $ 45,000 | $ 107,000 |
| Gallatin County Montana | 2 | $ 470,000 | $ 235,000 | $ 212,000 |
| Belknap County New Hampshire | 2 | $ 350,000 | $ 175,000 | $ 212,000 |
| Cheshire County New Hampshire | 2 | $ 230,000 | $ 115,000 | $ 136,000 |
| Burlington County New Jersey | 2 | $ 200,000 | $ 100,000 | $ 175,000 |
| Gloucester County New Jersey | 2 | $ 180,000 | $ 90,000 | $ 321,000 |
| Middlesex County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 153,000 |
| Union County New Jersey | 2 | $ 500,000 | $ 250,000 | $ 332,000 |
| Durham County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 56,000 |
| Mecklenburg County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 142,000 |
| New Hanover County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 222,000 |
| Franklin County Ohio | 2 | $ 510,000 | $ 255,000 | $ 76,000 |
| Lorain County Ohio | 2 | $ 280,000 | $ 140,000 | $ 156,000 |
| Jackson County Oregon | 2 | $ 280,000 | $ 140,000 | $ 121,000 |
| Lincoln County Oregon | 2 | $ 1,300,000 | $ 650,000 | $ 167,000 |
| Adams County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 72,000 |
| Allegheny County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 105,000 |
| Berks County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 155,000 |
| Dauphin County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 136,000 |
| Beaufort County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 158,000 |
| Dorchester County South Carolina | 2 | $ 110,000 | $ 55,000 | $ 89,000 |
| Jasper County South Carolina | 2 | $ 300,000 | $ 150,000 | $ 126,000 |
| Pennington County South Dakota | 2 | $ 70,000 | $ 35,000 | $ 104,000 |
| Fairfax City County Virginia | 2 | $ 740,000 | $ 370,000 | $ 174,000 |
| Newport News County Virginia | 2 | $ 290,000 | $ 145,000 | $ 132,000 |
| Staunton County Virginia | 2 | $ 110,000 | $ 55,000 | $ 67,000 |
| Virginia Beach County Virginia | 2 | $ 500,000 | $ 250,000 | $ 152,000 |
| Whatcom County Washington | 2 | $ 590,000 | $ 295,000 | $ 158,000 |
| Morgan County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 95,000 |
| Coffee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Jefferson County Alabama | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Talladega County Alabama | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Anchorage County Alaska | 1 | $ 565,000 | $ 565,000 | $ 132,000 |
| Craighead County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Sharp County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 173,000 |
| Stone County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 83,000 |
| Humboldt County California | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Mendocino County California | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Nevada County California | 1 | $ 285,000 | $ 285,000 | $ 361,000 |
| San Joaquin County California | 1 | $ 195,000 | $ 195,000 | $ 781,000 |
| San Luis Obispo County California | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Siskiyou County California | 1 | $ 65,000 | $ 65,000 | $ 225,000 |
| Stanislaus County California | 1 | $ 205,000 | $ 205,000 | $ 265,000 |
| Tulare County California | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Yolo County California | 1 | $ 205,000 | $ 205,000 | $ 111,000 |
| Adams County Colorado | 1 | $ 25,000 | $ 25,000 | $ 146,000 |
| Elbert County Colorado | 1 | $ 335,000 | $ 335,000 | $ 194,000 |
| Jefferson County Colorado | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Larimer County Colorado | 1 | $ 205,000 | $ 205,000 | $ 126,000 |
| Mesa County Colorado | 1 | $ 55,000 | $ 55,000 | $ 213,000 |
| Weld County Colorado | 1 | $ 15,000 | $ 15,000 | $ 116,000 |
| New Haven County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 159,000 |
| New Castle County Delaware | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 98,000 |
| Collier County Florida | 1 | $ 55,000 | $ 55,000 | $ 133,000 |
| Escambia County Florida | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Indian River County Florida | 1 | $ 235,000 | $ 235,000 | $ 91,000 |
| Lee County Florida | 1 | $ 45,000 | $ 45,000 | $ 318,000 |
| Monroe County Florida | 1 | $ 1,305,000 | $ 1,305,000 | $ 234,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 169,000 |
| Osceola County Florida | 1 | $ 25,000 | $ 25,000 | $ 110,000 |
| Polk County Florida | 1 | $ 85,000 | $ 85,000 | $ 148,000 |
| St. Lucie County Florida | 1 | $ 255,000 | $ 255,000 | $ 252,000 |
| Bryan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 284,000 |
| Carroll County Georgia | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 235,000 | $ 235,000 | $ 121,000 |
| Clarke County Georgia | 1 | $ 35,000 | $ 35,000 | $ 342,000 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 197,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 98,000 |
| Elbert County Georgia | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Floyd County Georgia | 1 | $ 85,000 | $ 85,000 | $ 117,000 |
| Forsyth County Georgia | 1 | $ 35,000 | $ 35,000 | $ 25,000 |
| Honolulu County Hawaii | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Maui County Hawaii | 1 | $ 345,000 | $ 345,000 | $ 390,000 |
| Latah County Idaho | 1 | $ 85,000 | $ 85,000 | $ 189,000 |
| Kendall County Illinois | 1 | $ 135,000 | $ 135,000 | $ 129,000 |
| McHenry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| McLean County Illinois | 1 | $ 45,000 | $ 45,000 | $ 230,000 |
| Will County Illinois | 1 | $ 165,000 | $ 165,000 | $ 249,000 |
| Clark County Indiana | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Floyd County Indiana | 1 | $ 215,000 | $ 215,000 | $ 186,000 |
| Hamilton County Indiana | 1 | $ 235,000 | $ 235,000 | $ 349,000 |
| Hancock County Indiana | 1 | $ 95,000 | $ 95,000 | $ 107,000 |
| Hendricks County Indiana | 1 | $ 165,000 | $ 165,000 | $ 200,000 |
| Huntington County Indiana | 1 | $ 35,000 | $ 35,000 | $ 61,000 |
| Monroe County Indiana | 1 | $ 245,000 | $ 245,000 | $ 267,000 |
| St. Joseph County Indiana | 1 | $ 15,000 | $ 15,000 | $ 162,000 |
| Campbell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Scott County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 157,000 |
| Spencer County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Iberia County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| St. Tammany County Louisiana | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Tangipahoa County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 91,000 |
| West Feliciana County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Cumberland County Maine | 1 | $ 185,000 | $ 185,000 | $ 210,000 |
| Lincoln County Maine | 1 | $ 95,000 | $ 95,000 | $ 135,000 |
| Penobscot County Maine | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Washington County Maine | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Carroll County Maryland | 1 | $ 45,000 | $ 45,000 | $ 153,000 |
| St. Mary's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 23,000 |
| Talbot County Maryland | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Wicomico County Maryland | 1 | $ 45,000 | $ 45,000 | $ 44,000 |
| Franklin County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Hampden County Massachusetts | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Emmet County Michigan | 1 | $ 285,000 | $ 285,000 | $ 128,000 |
| Genesee County Michigan | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Grand Traverse County Michigan | 1 | $ 115,000 | $ 115,000 | $ 175,000 |
| Kalkaska County Michigan | 1 | $ 165,000 | $ 165,000 | $ 164,000 |
| Oakland County Michigan | 1 | $ 155,000 | $ 155,000 | $ 173,000 |
| Mahnomen County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 123,000 |
| Ramsey County Minnesota | 1 | $ 285,000 | $ 285,000 | $ 107,000 |
| Scott County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 197,000 |
| Wright County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 122,000 |
| Lamar County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
| Gasconade County Missouri | 1 | $ 65,000 | $ 65,000 | $ 82,000 |
| Jackson County Missouri | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| St. Louis County Missouri | 1 | $ 295,000 | $ 295,000 | $ 351,000 |
| Taney County Missouri | 1 | $ 115,000 | $ 115,000 | $ 117,000 |
| Missoula County Montana | 1 | $ 145,000 | $ 145,000 | $ 253,000 |
| Douglas County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 196,000 |
| Sarpy County Nebraska | 1 | $ 235,000 | $ 235,000 | $ 152,000 |
| Strafford County New Hampshire | 1 | $ 395,000 | $ 395,000 | $ 163,000 |
| Camden County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 183,000 |
| Cape May County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 168,000 |
| Mercer County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 437,000 |
| Monmouth County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Morris County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Somerset County New Jersey | 1 | $ 185,000 | $ 185,000 | $ 700,000 |
| Santa Fe County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 138,000 |
| Chautauqua County New York | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Genesee County New York | 1 | $ 275,000 | $ 275,000 | $ 257,000 |
| Kings County New York | 1 | $ 435,000 | $ 435,000 | $ 465,000 |
| Livingston County New York | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Monroe County New York | 1 | $ 105,000 | $ 105,000 | $ 167,000 |
| Warren County New York | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Brunswick County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 140,000 |
| Cabarrus County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 353,000 |
| Carteret County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 279,000 |
| Chatham County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 141,000 |
| Cumberland County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Currituck County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 228,000 |
| Forsyth County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 207,000 |
| Franklin County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Granville County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Guilford County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Harnett County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Henderson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 35,000 |
| Robeson County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Butler County Ohio | 1 | $ 55,000 | $ 55,000 | $ 136,000 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Hancock County Ohio | 1 | $ 15,000 | $ 15,000 | $ 59,000 |
| Mahoning County Ohio | 1 | $ 105,000 | $ 105,000 | $ 163,000 |
| Ottawa County Ohio | 1 | $ 505,000 | $ 505,000 | $ 203,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 112,000 |
| Oklahoma County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 46,000 |
| Tulsa County Oklahoma | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Coos County Oregon | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Lane County Oregon | 1 | $ 405,000 | $ 405,000 | $ 167,000 |
| Beaver County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Centre County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 154,000 |
| Cumberland County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Elk County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Lackawanna County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Lebanon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Monroe County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 140,000 |
| Westmoreland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 144,000 |
| Newport County Rhode Island | 1 | $ 35,000 | $ 35,000 | $ 151,000 |
| Aiken County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Greenville County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 113,000 |
| Lexington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 74,000 |
| Oconee County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 176,000 |
| Spartanburg County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 72,000 |
| Lincoln County South Dakota | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Blount County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Cocke County Tennessee | 1 | $ 475,000 | $ 475,000 | $ 130,000 |
| Knox County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Sevier County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Sumner County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 154,000 |
| Williamson County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 201,000 |
| Bell County Texas | 1 | $ 235,000 | $ 235,000 | $ 113,000 |
| Collin County Texas | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Fort Bend County Texas | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Hidalgo County Texas | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Webb County Texas | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Williamson County Texas | 1 | $ 365,000 | $ 365,000 | $ 210,000 |
| Zapata County Texas | 1 | $ 115,000 | $ 115,000 | $ 110,000 |
| Rich County Utah | 1 | $ 575,000 | $ 575,000 | $ 175,000 |
| Salt Lake County Utah | 1 | $ 505,000 | $ 505,000 | $ 695,000 |
| Washington County Utah | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Caledonia County Vermont | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Orleans County Vermont | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Caroline County Virginia | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Chesapeake County Virginia | 1 | $ 125,000 | $ 125,000 | $ 178,000 |
| Clarke County Virginia | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Cumberland County Virginia | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Greene County Virginia | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Henry County Virginia | 1 | $ 55,000 | $ 55,000 | $ 305,000 |
| King and Queen County Virginia | 1 | $ 45,000 | $ 45,000 | $ 41,000 |
| Manassas County Virginia | 1 | $ 125,000 | $ 125,000 | $ 43,000 |
| Middlesex County Virginia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Montgomery County Virginia | 1 | $ 505,000 | $ 505,000 | $ 216,000 |
| Norfolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Orange County Virginia | 1 | $ 605,000 | $ 605,000 | $ 258,000 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Powhatan County Virginia | 1 | $ 45,000 | $ 45,000 | $ 106,000 |
| Roanoke City County Virginia | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Rockbridge County Virginia | 1 | $ 25,000 | $ 25,000 | $ 12,000 |
| Shenandoah County Virginia | 1 | $ 55,000 | $ 55,000 | $ 85,000 |
| Warren County Virginia | 1 | $ 45,000 | $ 45,000 | $ 70,000 |
| Westmoreland County Virginia | 1 | $ 65,000 | $ 65,000 | $ 132,000 |
| Clark County Washington | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Cowlitz County Washington | 1 | $ 45,000 | $ 45,000 | $ 143,000 |
| Kitsap County Washington | 1 | $ 55,000 | $ 55,000 | $ 76,000 |
| Snohomish County Washington | 1 | $ 105,000 | $ 105,000 | $ 113,000 |
| Spokane County Washington | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Walla Walla County Washington | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Rock County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 132,000 |
| Waukesha County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 307,000 |
| Big Horn County Wyoming | 1 | $ 145,000 | $ 145,000 | $ 156,000 |
| Park County Wyoming | 1 | $ 45,000 | $ 45,000 | $ 258,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 742 | $113,300,000 | $152,000 | $905,000 | $186,000 | $1,161,000 |
| Other Purpose | 325 | $35,145,000 | $108,000 | $605,000 | $152,000 | $1,200,000 |
| Home Purchase | 191 | $74,635,000 | $390,000 | $1,135,000 | $157,000 | $708,000 |
| Refinancing | 130 | $31,700,000 | $243,000 | $1,305,000 | $162,000 | $448,000 |
| Cash-out Refinancing | 79 | $27,325,000 | $345,000 | $955,000 | $162,000 | $448,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 652 | $137,560,000 | $210,000 | $1,305,000 | $187,000 | $1,100,000 |
| Not Provided | 361 | $70,125,000 | $194,000 | $1,005,000 | $181,000 | $1,200,000 |
| Black or African American | 276 | $38,190,000 | $138,000 | $755,000 | $123,000 | $428,000 |
| Hispanic | 103 | $16,505,000 | $160,000 | $625,000 | $138,000 | $408,000 |
| Asian | 56 | $15,890,000 | $283,000 | $1,035,000 | $221,000 | $1,161,000 |
| American Indian or Alaskan Native | 4 | $210,000 | $52,000 | $125,000 | $58,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $175,000 | $175,000 | $175,000 | $210,000 | $210,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,467 | $282,105,000 | $192,000 | $1,305,000 | $171,000 | $1,200,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 827 | $170,645,000 | $206,000 | $1,305,000 | $182,000 | $1,100,000 |
| Application Denied By Financial Institution | 393 | $63,225,000 | $160,000 | $835,000 | $152,000 | $1,161,000 |
| Application Withdrawn By Applicant | 242 | $46,440,000 | $191,000 | $1,135,000 | $165,000 | $1,200,000 |
| Application Approved But Not Accepted | 5 | $1,795,000 | $359,000 | $875,000 | $175,000 | $367,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,074 | $218,880,000 | $203,000 | $1,305,000 | $178,000 | $1,200,000 |
| Credit History | 149 | $16,215,000 | $108,000 | $505,000 | $143,000 | $456,000 |
| Debt-To-Income Ratio | 91 | $17,125,000 | $188,000 | $745,000 | $95,000 | $285,000 |
| Other | 77 | $13,435,000 | $174,000 | $655,000 | $212,000 | $820,000 |
| Collateral | 49 | $8,965,000 | $182,000 | $655,000 | $188,000 | $1,161,000 |
| Unverifiable Information | 23 | $6,615,000 | $287,000 | $835,000 | $169,000 | $419,000 |
| Employment History | 3 | $485,000 | $161,000 | $245,000 | $89,000 | $123,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $385,000 | $385,000 | $385,000 | $120,000 | $120,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.