State Department Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
State Department Federal Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Department Federal Credit Union 1630 King Street Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,337 |
| Total Mortgage Loan Application Amount | $258,045,000 |
| Average Mortgage Loan Application Amount | $239,800 |
| Highest Mortgage Loan Application Amount | $1,365,000 |
| Average Applicant Income | $171,600 |
| Highest Applicant Income | $2,066,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with State Department Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Department Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down State Department Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Department Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by State Department Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Department Federal Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 103 | $ 11,615,000 | $ 112,000 | $ 137,000 |
| Fairfax County Virginia | 97 | $ 23,785,000 | $ 245,000 | $ 200,000 |
| District of Columbia County District Of Columbia | 83 | $ 13,795,000 | $ 166,000 | $ 158,000 |
| Montgomery County Maryland | 47 | $ 9,115,000 | $ 193,000 | $ 200,000 |
| Arlington County Virginia | 39 | $ 12,145,000 | $ 311,000 | $ 213,000 |
| Los Angeles County California | 28 | $ 5,690,000 | $ 203,000 | $ 242,000 |
| Loudoun County Virginia | 27 | $ 8,235,000 | $ 305,000 | $ 254,000 |
| Prince William County Virginia | 26 | $ 4,560,000 | $ 175,000 | $ 148,000 |
| Anne Arundel County Maryland | 19 | $ 2,565,000 | $ 135,000 | $ 194,000 |
| Charles County Maryland | 19 | $ 1,455,000 | $ 76,000 | $ 121,000 |
| Cook County Illinois | 17 | $ 2,695,000 | $ 158,000 | $ 205,000 |
| King County Washington | 16 | $ 3,820,000 | $ 238,000 | $ 291,000 |
| Middlesex County Massachusetts | 13 | $ 3,595,000 | $ 276,000 | $ 315,000 |
| Alexandria County Virginia | 13 | $ 3,285,000 | $ 252,000 | $ 216,000 |
| Baltimore City County Maryland | 12 | $ 2,360,000 | $ 196,000 | $ 117,000 |
| Howard County Maryland | 12 | $ 2,180,000 | $ 181,000 | $ 204,000 |
| Hillsborough County Florida | 11 | $ 1,525,000 | $ 138,000 | $ 158,000 |
| Riverside County California | 10 | $ 1,610,000 | $ 161,000 | $ 224,000 |
| Norfolk County Massachusetts | 10 | $ 2,570,000 | $ 257,000 | $ 287,000 |
| Stafford County Virginia | 10 | $ 1,360,000 | $ 136,000 | $ 178,000 |
| San Diego County California | 8 | $ 2,600,000 | $ 325,000 | $ 153,000 |
| Broward County Florida | 8 | $ 2,070,000 | $ 258,000 | $ 170,000 |
| Fulton County Georgia | 8 | $ 1,770,000 | $ 221,000 | $ 476,000 |
| Baltimore County Maryland | 8 | $ 1,810,000 | $ 226,000 | $ 160,000 |
| Clark County Nevada | 8 | $ 1,350,000 | $ 168,000 | $ 137,000 |
| Nassau County New York | 8 | $ 2,360,000 | $ 295,000 | $ 261,000 |
| Falls Church County Virginia | 8 | $ 2,640,000 | $ 330,000 | $ 254,000 |
| Clark County Washington | 8 | $ 1,530,000 | $ 191,000 | $ 141,000 |
| Orange County California | 7 | $ 1,845,000 | $ 263,000 | $ 267,000 |
| Monroe County New York | 7 | $ 1,035,000 | $ 147,000 | $ 245,000 |
| Westchester County New York | 7 | $ 2,625,000 | $ 375,000 | $ 283,000 |
| Wake County North Carolina | 7 | $ 1,155,000 | $ 165,000 | $ 158,000 |
| Maricopa County Arizona | 6 | $ 1,180,000 | $ 196,000 | $ 152,000 |
| Sacramento County California | 6 | $ 1,370,000 | $ 228,000 | $ 187,000 |
| Santa Clara County California | 6 | $ 1,600,000 | $ 266,000 | $ 270,000 |
| Worcester County Massachusetts | 6 | $ 1,330,000 | $ 221,000 | $ 161,000 |
| Hennepin County Minnesota | 6 | $ 1,170,000 | $ 195,000 | $ 207,000 |
| Rockingham County New Hampshire | 6 | $ 1,070,000 | $ 178,000 | $ 264,000 |
| Bergen County New Jersey | 6 | $ 1,540,000 | $ 256,000 | $ 246,000 |
| Union County New Jersey | 6 | $ 1,510,000 | $ 251,000 | $ 200,000 |
| Lancaster County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 107,000 |
| Philadelphia County Pennsylvania | 6 | $ 1,350,000 | $ 225,000 | $ 157,000 |
| Charleston County South Carolina | 6 | $ 1,680,000 | $ 280,000 | $ 114,000 |
| Dorchester County South Carolina | 6 | $ 980,000 | $ 163,000 | $ 152,000 |
| Fauquier County Virginia | 6 | $ 750,000 | $ 125,000 | $ 172,000 |
| Spotsylvania County Virginia | 6 | $ 1,070,000 | $ 178,000 | $ 161,000 |
| Contra Costa County California | 5 | $ 1,045,000 | $ 209,000 | $ 173,000 |
| San Mateo County California | 5 | $ 1,355,000 | $ 271,000 | $ 373,000 |
| Sussex County Delaware | 5 | $ 2,025,000 | $ 405,000 | $ 223,000 |
| Palm Beach County Florida | 5 | $ 555,000 | $ 111,000 | $ 181,000 |
| DeKalb County Georgia | 5 | $ 705,000 | $ 141,000 | $ 134,000 |
| DuPage County Illinois | 5 | $ 1,085,000 | $ 217,000 | $ 216,000 |
| Suffolk County New York | 5 | $ 1,595,000 | $ 319,000 | $ 824,000 |
| Cuyahoga County Ohio | 5 | $ 815,000 | $ 163,000 | $ 134,000 |
| Shelby County Tennessee | 5 | $ 725,000 | $ 145,000 | $ 102,000 |
| Utah County Utah | 5 | $ 1,145,000 | $ 229,000 | $ 356,000 |
| Chesterfield County Virginia | 5 | $ 475,000 | $ 95,000 | $ 177,000 |
| Henrico County Virginia | 5 | $ 285,000 | $ 57,000 | $ 133,000 |
| Alameda County California | 4 | $ 1,290,000 | $ 322,000 | $ 430,000 |
| Santa Barbara County California | 4 | $ 1,390,000 | $ 347,000 | $ 243,000 |
| Fairfield County Connecticut | 4 | $ 1,170,000 | $ 292,000 | $ 293,000 |
| Alachua County Florida | 4 | $ 380,000 | $ 95,000 | $ 131,000 |
| Duval County Florida | 4 | $ 490,000 | $ 122,000 | $ 106,000 |
| Manatee County Florida | 4 | $ 820,000 | $ 205,000 | $ 144,000 |
| Polk County Florida | 4 | $ 500,000 | $ 125,000 | $ 109,000 |
| Honolulu County Hawaii | 4 | $ 2,010,000 | $ 502,000 | $ 195,000 |
| Lake County Illinois | 4 | $ 740,000 | $ 185,000 | $ 526,000 |
| Will County Illinois | 4 | $ 530,000 | $ 132,000 | $ 268,000 |
| Lake County Indiana | 4 | $ 270,000 | $ 67,000 | $ 120,000 |
| Frederick County Maryland | 4 | $ 230,000 | $ 57,000 | $ 165,000 |
| Essex County Massachusetts | 4 | $ 870,000 | $ 217,000 | $ 220,000 |
| Wayne County Michigan | 4 | $ 460,000 | $ 115,000 | $ 108,000 |
| Middlesex County New Jersey | 4 | $ 550,000 | $ 137,000 | $ 122,000 |
| Bronx County New York | 4 | $ 1,060,000 | $ 265,000 | $ 139,000 |
| Kings County New York | 4 | $ 1,620,000 | $ 405,000 | $ 363,000 |
| Guilford County North Carolina | 4 | $ 670,000 | $ 167,000 | $ 165,000 |
| Mecklenburg County North Carolina | 4 | $ 990,000 | $ 247,000 | $ 223,000 |
| New Hanover County North Carolina | 4 | $ 870,000 | $ 217,000 | $ 149,000 |
| Bucks County Pennsylvania | 4 | $ 660,000 | $ 165,000 | $ 213,000 |
| Montgomery County Pennsylvania | 4 | $ 1,200,000 | $ 300,000 | $ 249,000 |
| Virginia Beach County Virginia | 4 | $ 1,100,000 | $ 275,000 | $ 262,000 |
| Pierce County Washington | 4 | $ 720,000 | $ 180,000 | $ 130,000 |
| Jefferson County West Virginia | 4 | $ 380,000 | $ 95,000 | $ 137,000 |
| Pima County Arizona | 3 | $ 275,000 | $ 91,000 | $ 126,000 |
| San Francisco County California | 3 | $ 715,000 | $ 238,000 | $ 267,000 |
| Denver County Colorado | 3 | $ 215,000 | $ 71,000 | $ 86,000 |
| El Paso County Colorado | 3 | $ 615,000 | $ 205,000 | $ 183,000 |
| Hartford County Connecticut | 3 | $ 505,000 | $ 168,000 | $ 343,000 |
| New Haven County Connecticut | 3 | $ 565,000 | $ 188,000 | $ 218,000 |
| Pasco County Florida | 3 | $ 265,000 | $ 88,000 | $ 198,000 |
| Volusia County Florida | 3 | $ 275,000 | $ 91,000 | $ 194,000 |
| Cobb County Georgia | 3 | $ 545,000 | $ 181,000 | $ 267,000 |
| Scott County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 48,000 |
| St. Tammany County Louisiana | 3 | $ 205,000 | $ 68,000 | $ 145,000 |
| Cumberland County Maine | 3 | $ 855,000 | $ 285,000 | $ 337,000 |
| Calvert County Maryland | 3 | $ 785,000 | $ 261,000 | $ 129,000 |
| St. Mary's County Maryland | 3 | $ 195,000 | $ 65,000 | $ 146,000 |
| Worcester County Maryland | 3 | $ 415,000 | $ 138,000 | $ 230,000 |
| Plymouth County Massachusetts | 3 | $ 265,000 | $ 88,000 | $ 129,000 |
| Kent County Michigan | 3 | $ 635,000 | $ 211,000 | $ 159,000 |
| Strafford County New Hampshire | 3 | $ 665,000 | $ 221,000 | $ 166,000 |
| Erie County New York | 3 | $ 885,000 | $ 295,000 | $ 352,000 |
| Dare County North Carolina | 3 | $ 375,000 | $ 125,000 | $ 104,000 |
| Franklin County Ohio | 3 | $ 385,000 | $ 128,000 | $ 164,000 |
| Delaware County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 291,000 |
| Erie County Pennsylvania | 3 | $ 105,000 | $ 35,000 | $ 144,000 |
| Berkeley County South Carolina | 3 | $ 215,000 | $ 71,000 | $ 92,000 |
| York County South Carolina | 3 | $ 785,000 | $ 261,000 | $ 141,000 |
| Sumner County Tennessee | 3 | $ 165,000 | $ 55,000 | $ 239,000 |
| Collin County Texas | 3 | $ 505,000 | $ 168,000 | $ 188,000 |
| Chesapeake County Virginia | 3 | $ 695,000 | $ 231,000 | $ 143,000 |
| Snohomish County Washington | 3 | $ 435,000 | $ 145,000 | $ 145,000 |
| Pinal County Arizona | 2 | $ 330,000 | $ 165,000 | $ 115,000 |
| Benton County Arkansas | 2 | $ 860,000 | $ 430,000 | $ 376,000 |
| Fresno County California | 2 | $ 230,000 | $ 115,000 | $ 167,000 |
| Placer County California | 2 | $ 450,000 | $ 225,000 | $ 154,000 |
| San Bernardino County California | 2 | $ 290,000 | $ 145,000 | $ 99,000 |
| Solano County California | 2 | $ 210,000 | $ 105,000 | $ 104,000 |
| Ventura County California | 2 | $ 320,000 | $ 160,000 | $ 137,000 |
| Arapahoe County Colorado | 2 | $ 200,000 | $ 100,000 | $ 214,000 |
| Douglas County Colorado | 2 | $ 250,000 | $ 125,000 | $ 170,000 |
| Charlotte County Florida | 2 | $ 350,000 | $ 175,000 | $ 152,000 |
| Collier County Florida | 2 | $ 560,000 | $ 280,000 | $ 232,000 |
| Orange County Florida | 2 | $ 230,000 | $ 115,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 660,000 | $ 330,000 | $ 193,000 |
| Seminole County Florida | 2 | $ 210,000 | $ 105,000 | $ 141,000 |
| St. Lucie County Florida | 2 | $ 370,000 | $ 185,000 | $ 113,000 |
| Gwinnett County Georgia | 2 | $ 410,000 | $ 205,000 | $ 169,000 |
| Woodford County Illinois | 2 | $ 110,000 | $ 55,000 | $ 78,000 |
| Hamilton County Indiana | 2 | $ 580,000 | $ 290,000 | $ 237,000 |
| Union County Indiana | 2 | $ 210,000 | $ 105,000 | $ 23,000 |
| Bossier County Louisiana | 2 | $ 110,000 | $ 55,000 | $ 117,000 |
| Orleans County Louisiana | 2 | $ 190,000 | $ 95,000 | $ 102,000 |
| Carroll County Maryland | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Bristol County Massachusetts | 2 | $ 120,000 | $ 60,000 | $ 77,000 |
| Suffolk County Massachusetts | 2 | $ 810,000 | $ 405,000 | $ 638,000 |
| Ramsey County Minnesota | 2 | $ 440,000 | $ 220,000 | $ 221,000 |
| Jackson County Missouri | 2 | $ 490,000 | $ 245,000 | $ 209,000 |
| St. Louis City County Missouri | 2 | $ 270,000 | $ 135,000 | $ 193,000 |
| Gallatin County Montana | 2 | $ 730,000 | $ 365,000 | $ 176,000 |
| Belknap County New Hampshire | 2 | $ 1,280,000 | $ 640,000 | $ 186,000 |
| Hillsborough County New Hampshire | 2 | $ 680,000 | $ 340,000 | $ 304,000 |
| Gloucester County New Jersey | 2 | $ 240,000 | $ 120,000 | $ 121,000 |
| Hudson County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 235,000 |
| Monmouth County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 866,000 |
| Morris County New Jersey | 2 | $ 310,000 | $ 155,000 | $ 421,000 |
| Ocean County New Jersey | 2 | $ 560,000 | $ 280,000 | $ 173,000 |
| Onondaga County New York | 2 | $ 130,000 | $ 65,000 | $ 144,000 |
| Orange County New York | 2 | $ 200,000 | $ 100,000 | $ 170,000 |
| Buncombe County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 156,000 |
| Chatham County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 182,000 |
| Durham County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 116,000 |
| Summit County Ohio | 2 | $ 180,000 | $ 90,000 | $ 97,000 |
| Rogers County Oklahoma | 2 | $ 1,030,000 | $ 515,000 | $ 159,000 |
| Tulsa County Oklahoma | 2 | $ 270,000 | $ 135,000 | $ 186,000 |
| Multnomah County Oregon | 2 | $ 390,000 | $ 195,000 | $ 248,000 |
| Allegheny County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 171,000 |
| Northampton County Pennsylvania | 2 | $ 270,000 | $ 135,000 | $ 366,000 |
| Greenville County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 111,000 |
| Chittenden County Vermont | 2 | $ 340,000 | $ 170,000 | $ 288,000 |
| Charlottesville County Virginia | 2 | $ 750,000 | $ 375,000 | $ 309,000 |
| Culpeper County Virginia | 2 | $ 550,000 | $ 275,000 | $ 160,000 |
| Frederick County Virginia | 2 | $ 1,030,000 | $ 515,000 | $ 218,000 |
| Hampton County Virginia | 2 | $ 180,000 | $ 90,000 | $ 174,000 |
| Hanover County Virginia | 2 | $ 90,000 | $ 45,000 | $ 98,000 |
| King George County Virginia | 2 | $ 170,000 | $ 85,000 | $ 116,000 |
| Manassas County Virginia | 2 | $ 260,000 | $ 130,000 | $ 102,000 |
| Norfolk County Virginia | 2 | $ 190,000 | $ 95,000 | $ 95,000 |
| Richmond City County Virginia | 2 | $ 610,000 | $ 305,000 | $ 288,000 |
| Warren County Virginia | 2 | $ 150,000 | $ 75,000 | $ 199,000 |
| Westmoreland County Virginia | 2 | $ 170,000 | $ 85,000 | $ 77,000 |
| Winchester County Virginia | 2 | $ 300,000 | $ 150,000 | $ 149,000 |
| Thurston County Washington | 2 | $ 280,000 | $ 140,000 | $ 135,000 |
| Tucker County West Virginia | 2 | $ 890,000 | $ 445,000 | $ 234,000 |
| Dane County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 207,000 |
| Autauga County Alabama | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Baldwin County Alabama | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Cullman County Alabama | 1 | $ 155,000 | $ 155,000 | $ 288,000 |
| Jefferson County Alabama | 1 | $ 135,000 | $ 135,000 | $ 191,000 |
| Madison County Alabama | 1 | $ 105,000 | $ 105,000 | $ 182,000 |
| Shelby County Alabama | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Anchorage County Alaska | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Juneau County Alaska | 1 | $ 65,000 | $ 65,000 | $ 377,000 |
| Cochise County Arizona | 1 | $ 55,000 | $ 55,000 | $ 128,000 |
| Coconino County Arizona | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 225,000 |
| Yavapai County Arizona | 1 | $ 155,000 | $ 155,000 | $ 118,000 |
| Izard County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 122,000 |
| Butte County California | 1 | $ 155,000 | $ 155,000 | $ 122,000 |
| Santa Cruz County California | 1 | $ 205,000 | $ 205,000 | $ 387,000 |
| Sonoma County California | 1 | $ 615,000 | $ 615,000 | $ 372,000 |
| Adams County Colorado | 1 | $ 105,000 | $ 105,000 | $ 373,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 233,000 |
| Larimer County Colorado | 1 | $ 95,000 | $ 95,000 | $ 103,000 |
| Middlesex County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Kent County Delaware | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| New Castle County Delaware | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Brevard County Florida | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Clay County Florida | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Indian River County Florida | 1 | $ 205,000 | $ 205,000 | $ 204,000 |
| Leon County Florida | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Miami-Dade County Florida | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Monroe County Florida | 1 | $ 705,000 | $ 705,000 | $ 572,000 |
| Osceola County Florida | 1 | $ 215,000 | $ 215,000 | $ 154,000 |
| St. Johns County Florida | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Taylor County Florida | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Chatham County Georgia | 1 | $ 325,000 | $ 325,000 | $ 240,000 |
| Columbia County Georgia | 1 | $ 85,000 | $ 85,000 | $ 227,000 |
| Douglas County Georgia | 1 | $ 55,000 | $ 55,000 | $ 87,000 |
| Fayette County Georgia | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Forsyth County Georgia | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| Jones County Georgia | 1 | $ 75,000 | $ 75,000 | $ 116,000 |
| Monroe County Georgia | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Paulding County Georgia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Richmond County Georgia | 1 | $ 135,000 | $ 135,000 | $ 177,000 |
| Thomas County Georgia | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| White County Georgia | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Maui County Hawaii | 1 | $ 345,000 | $ 345,000 | $ 387,000 |
| Ada County Idaho | 1 | $ 55,000 | $ 55,000 | $ 103,000 |
| Bonner County Idaho | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Boundary County Idaho | 1 | $ 75,000 | $ 75,000 | $ 66,000 |
| Ford County Illinois | 1 | $ 125,000 | $ 125,000 | $ 382,000 |
| Kane County Illinois | 1 | $ 55,000 | $ 55,000 | $ 164,000 |
| Madison County Illinois | 1 | $ 65,000 | $ 65,000 | $ 95,000 |
| McHenry County Illinois | 1 | $ 135,000 | $ 135,000 | $ 261,000 |
| St. Clair County Illinois | 1 | $ 215,000 | $ 215,000 | $ 340,000 |
| Tazewell County Illinois | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Cass County Indiana | 1 | $ 35,000 | $ 35,000 | $ 194,000 |
| Marshall County Indiana | 1 | $ 405,000 | $ 405,000 | $ 264,000 |
| St. Joseph County Indiana | 1 | $ 235,000 | $ 235,000 | $ 197,000 |
| Johnson County Kansas | 1 | $ 275,000 | $ 275,000 | $ 613,000 |
| Sedgwick County Kansas | 1 | $ 105,000 | $ 105,000 | $ 136,000 |
| East Baton Rouge County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Jefferson County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Androscoggin County Maine | 1 | $ 45,000 | $ 45,000 | $ 64,000 |
| York County Maine | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Cecil County Maryland | 1 | $ 35,000 | $ 35,000 | $ 128,000 |
| Dorchester County Maryland | 1 | $ 35,000 | $ 35,000 | $ 85,000 |
| Harford County Maryland | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Kent County Maryland | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| Queen Anne's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 304,000 |
| Talbot County Maryland | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Dukes County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 328,000 |
| Franklin County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Hampshire County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 321,000 |
| Berrien County Michigan | 1 | $ 155,000 | $ 155,000 | $ 242,000 |
| Ingham County Michigan | 1 | $ 225,000 | $ 225,000 | $ 112,000 |
| Macomb County Michigan | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Ontonagon County Michigan | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Wexford County Michigan | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Dakota County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 226,000 |
| DeSoto County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Benton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 63,000 |
| Boone County Missouri | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| St. Louis County Missouri | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Silver Bow County Montana | 1 | $ 15,000 | $ 15,000 | $ 87,000 |
| Washoe County Nevada | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Carroll County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 333,000 |
| Cumberland County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Essex County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 376,000 |
| Passaic County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 300,000 |
| Salem County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 233,000 |
| Somerset County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Sussex County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 53,000 |
| Los Alamos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 230,000 |
| Santa Fe County New Mexico | 1 | $ 265,000 | $ 265,000 | $ 349,000 |
| Delaware County New York | 1 | $ 85,000 | $ 85,000 | $ 116,000 |
| Dutchess County New York | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Livingston County New York | 1 | $ 145,000 | $ 145,000 | $ 123,000 |
| Niagara County New York | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Ontario County New York | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Queens County New York | 1 | $ 125,000 | $ 125,000 | $ 154,000 |
| Rensselaer County New York | 1 | $ 275,000 | $ 275,000 | $ 285,000 |
| Rockland County New York | 1 | $ 175,000 | $ 175,000 | $ 271,000 |
| Saratoga County New York | 1 | $ 135,000 | $ 135,000 | $ 194,000 |
| Tompkins County New York | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Ulster County New York | 1 | $ 195,000 | $ 195,000 | $ 248,000 |
| Brunswick County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Cumberland County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 148,000 |
| Duplin County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 88,000 |
| Gaston County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Haywood County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 87,000 |
| Henderson County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 101,000 |
| Pitt County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Rowan County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 211,000 |
| Transylvania County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 89,000 |
| Union County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 231,000 |
| Wayne County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Wilson County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 53,000 |
| Greene County Ohio | 1 | $ 115,000 | $ 115,000 | $ 183,000 |
| Hamilton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Warren County Ohio | 1 | $ 45,000 | $ 45,000 | $ 136,000 |
| Benton County Oregon | 1 | $ 155,000 | $ 155,000 | $ 124,000 |
| Curry County Oregon | 1 | $ 485,000 | $ 485,000 | $ 108,000 |
| Deschutes County Oregon | 1 | $ 385,000 | $ 385,000 | $ 183,000 |
| Jackson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 172,000 |
| Marion County Oregon | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Washington County Oregon | 1 | $ 305,000 | $ 305,000 | $ 151,000 |
| Beaver County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 59,000 |
| Berks County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Lebanon County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 79,000 |
| Washington County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 337,000 |
| Westmoreland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| York County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 193,000 |
| Providence County Rhode Island | 1 | $ 105,000 | $ 105,000 | $ 137,000 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Kershaw County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Richland County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Davidson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| Hamilton County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 246,000 |
| Knox County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 112,000 |
| Sevier County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 56,000 |
| Sullivan County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 334,000 |
| Unicoi County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Williamson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 199,000 |
| Wilson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Comal County Texas | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Coryell County Texas | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Harris County Texas | 1 | $ 45,000 | $ 45,000 | $ 108,000 |
| Davis County Utah | 1 | $ 155,000 | $ 155,000 | $ 141,000 |
| Salt Lake County Utah | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Bedford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 246,000 |
| Caroline County Virginia | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Carroll County Virginia | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Fairfax City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Gloucester County Virginia | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| Goochland County Virginia | 1 | $ 75,000 | $ 75,000 | $ 115,000 |
| Hopewell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Isle of Wight County Virginia | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| James City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| Madison County Virginia | 1 | $ 305,000 | $ 305,000 | $ 60,000 |
| Montgomery County Virginia | 1 | $ 15,000 | $ 15,000 | $ 51,000 |
| Newport News County Virginia | 1 | $ 65,000 | $ 65,000 | $ 99,000 |
| Orange County Virginia | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Powhatan County Virginia | 1 | $ 505,000 | $ 505,000 | $ 251,000 |
| Roanoke City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 104,000 |
| Shenandoah County Virginia | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Island County Washington | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Mason County Washington | 1 | $ 65,000 | $ 65,000 | $ 145,000 |
| Okanogan County Washington | 1 | $ 135,000 | $ 135,000 | $ 201,000 |
| Whatcom County Washington | 1 | $ 75,000 | $ 75,000 | $ 350,000 |
| Yakima County Washington | 1 | $ 155,000 | $ 155,000 | $ 88,000 |
| Berkeley County West Virginia | 1 | $ 295,000 | $ 295,000 | $ 134,000 |
| Hancock County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 178,000 |
| Hardy County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 298,000 |
| Ohio County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 239,000 |
| Door County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Waukesha County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 312,000 |
| Sweetwater County Wyoming | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for State Department Federal Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 753 | $127,575,000 | $169,000 | $505,000 | $210,000 | $2,066,000 |
| Other Purpose | 321 | $39,075,000 | $121,000 | $505,000 | $160,000 | $1,090,000 |
| Home Purchase | 161 | $66,505,000 | $413,000 | $1,365,000 | $190,000 | $994,000 |
| Refinancing | 72 | $17,150,000 | $238,000 | $1,065,000 | $171,000 | $485,000 |
| Cash-out Refinancing | 30 | $7,740,000 | $258,000 | $875,000 | $127,000 | $306,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 587 | $126,505,000 | $215,000 | $1,365,000 | $212,000 | $1,470,000 |
| Not Provided | 336 | $65,860,000 | $196,000 | $1,005,000 | $191,000 | $2,066,000 |
| Black or African American | 228 | $28,210,000 | $123,000 | $625,000 | $139,000 | $508,000 |
| Hispanic | 95 | $14,785,000 | $155,000 | $695,000 | $167,000 | $400,000 |
| Asian | 59 | $16,135,000 | $273,000 | $1,065,000 | $225,000 | $1,090,000 |
| American Indian or Alaskan Native | 11 | $2,105,000 | $191,000 | $515,000 | $164,000 | $300,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $205,000 | $205,000 | $205,000 | $119,000 | $119,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,337 | $258,045,000 | $193,000 | $1,365,000 | $192,000 | $2,066,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 752 | $155,970,000 | $207,000 | $1,365,000 | $210,000 | $2,066,000 |
| Application Denied By Financial Institution | 405 | $62,405,000 | $154,000 | $975,000 | $165,000 | $1,090,000 |
| Application Withdrawn By Applicant | 172 | $36,640,000 | $213,000 | $1,065,000 | $175,000 | $502,000 |
| File Closed For Incompleteness | 8 | $3,030,000 | $378,000 | $715,000 | $163,000 | $300,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 932 | $195,640,000 | $209,000 | $1,365,000 | $203,000 | $2,066,000 |
| Credit History | 117 | $12,235,000 | $104,000 | $505,000 | $138,000 | $744,000 |
| Debt-To-Income Ratio | 91 | $16,535,000 | $181,000 | $975,000 | $114,000 | $330,000 |
| Other | 71 | $12,055,000 | $169,000 | $505,000 | $236,000 | $1,090,000 |
| Collateral | 57 | $11,525,000 | $202,000 | $895,000 | $178,000 | $682,000 |
| Employment History | 49 | $7,575,000 | $154,000 | $505,000 | $219,000 | $984,000 |
| Unverifiable Information | 13 | $1,915,000 | $147,000 | $425,000 | $147,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $565,000 | $80,000 | $205,000 | $93,000 | $150,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Department Federal Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Department Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.