State Employees'
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
State Employees' 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | State Employees' P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 27,208 |
| Total Mortgage Loan Application Amount | $4,310,387,000 |
| Average Mortgage Loan Application Amount | $151,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $3,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with State Employees'. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing State Employees''s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down State Employees''s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how State Employees' serves its applicants.
Each category highlights the total number of mortgage applications processed by State Employees', total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at State Employees''s mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 3,299 | $ 685,070,000 | $ 207,000 | $ 94,000 |
| Mecklenburg County North Carolina | 1,234 | $ 234,261,000 | $ 189,000 | $ 87,000 |
| Guilford County North Carolina | 1,167 | $ 178,909,000 | $ 153,000 | $ 78,000 |
| Durham County North Carolina | 1,027 | $ 183,224,000 | $ 178,000 | $ 83,000 |
| Buncombe County North Carolina | 875 | $ 176,087,000 | $ 201,000 | $ 82,000 |
| Johnston County North Carolina | 870 | $ 144,031,000 | $ 165,000 | $ 79,000 |
| Alamance County North Carolina | 668 | $ 102,154,000 | $ 152,000 | $ 74,000 |
| Forsyth County North Carolina | 618 | $ 90,443,000 | $ 146,000 | $ 75,000 |
| Cabarrus County North Carolina | 568 | $ 93,779,000 | $ 165,000 | $ 78,000 |
| Orange County North Carolina | 533 | $ 114,755,000 | $ 215,000 | $ 115,000 |
| New Hanover County North Carolina | 515 | $ 104,212,000 | $ 202,000 | $ 92,000 |
| Pitt County North Carolina | 500 | $ 63,794,000 | $ 127,000 | $ 79,000 |
| Brunswick County North Carolina | 466 | $ 78,001,000 | $ 167,000 | $ 97,000 |
| Iredell County North Carolina | 455 | $ 71,008,000 | $ 156,000 | $ 76,000 |
| Burke County North Carolina | 453 | $ 54,915,000 | $ 121,000 | $ 64,000 |
| Catawba County North Carolina | 410 | $ 58,031,000 | $ 141,000 | $ 73,000 |
| Randolph County North Carolina | 382 | $ 49,168,000 | $ 128,000 | $ 70,000 |
| Henderson County North Carolina | 380 | $ 69,574,000 | $ 183,000 | $ 76,000 |
| Union County North Carolina | 373 | $ 73,208,000 | $ 196,000 | $ 92,000 |
| Davidson County North Carolina | 371 | $ 51,539,000 | $ 138,000 | $ 72,000 |
| Rowan County North Carolina | 357 | $ 45,454,000 | $ 127,000 | $ 68,000 |
| Wayne County North Carolina | 354 | $ 44,363,000 | $ 125,000 | $ 70,000 |
| Stanly County North Carolina | 344 | $ 43,479,000 | $ 126,000 | $ 65,000 |
| Chatham County North Carolina | 330 | $ 74,112,000 | $ 224,000 | $ 96,000 |
| Gaston County North Carolina | 328 | $ 49,833,000 | $ 151,000 | $ 79,000 |
| Harnett County North Carolina | 316 | $ 41,452,000 | $ 131,000 | $ 65,000 |
| Franklin County North Carolina | 297 | $ 41,748,000 | $ 140,000 | $ 68,000 |
| Granville County North Carolina | 297 | $ 46,169,000 | $ 155,000 | $ 78,000 |
| Nash County North Carolina | 282 | $ 36,592,000 | $ 129,000 | $ 70,000 |
| Wilkes County North Carolina | 282 | $ 35,764,000 | $ 126,000 | $ 69,000 |
| Surry County North Carolina | 277 | $ 33,028,000 | $ 119,000 | $ 70,000 |
| Wilson County North Carolina | 271 | $ 36,035,000 | $ 132,000 | $ 72,000 |
| Carteret County North Carolina | 267 | $ 51,467,000 | $ 192,000 | $ 111,000 |
| Robeson County North Carolina | 255 | $ 25,082,000 | $ 98,000 | $ 68,000 |
| Rutherford County North Carolina | 242 | $ 29,820,000 | $ 123,000 | $ 66,000 |
| McDowell County North Carolina | 233 | $ 28,087,000 | $ 120,000 | $ 61,000 |
| Caldwell County North Carolina | 229 | $ 27,202,000 | $ 118,000 | $ 66,000 |
| Cleveland County North Carolina | 226 | $ 27,695,000 | $ 122,000 | $ 67,000 |
| Moore County North Carolina | 224 | $ 32,476,000 | $ 144,000 | $ 78,000 |
| Jackson County North Carolina | 194 | $ 30,590,000 | $ 157,000 | $ 70,000 |
| Cumberland County North Carolina | 191 | $ 24,728,000 | $ 129,000 | $ 79,000 |
| Haywood County North Carolina | 187 | $ 27,759,000 | $ 148,000 | $ 70,000 |
| Lenoir County North Carolina | 187 | $ 17,708,000 | $ 94,000 | $ 63,000 |
| Rockingham County North Carolina | 181 | $ 19,440,000 | $ 107,000 | $ 63,000 |
| Davie County North Carolina | 169 | $ 24,298,000 | $ 143,000 | $ 82,000 |
| Watauga County North Carolina | 169 | $ 30,898,000 | $ 182,000 | $ 96,000 |
| Vance County North Carolina | 167 | $ 18,293,000 | $ 109,000 | $ 62,000 |
| Ashe County North Carolina | 164 | $ 23,971,000 | $ 146,000 | $ 75,000 |
| Montgomery County North Carolina | 163 | $ 17,766,000 | $ 108,000 | $ 66,000 |
| Onslow County North Carolina | 163 | $ 20,714,000 | $ 127,000 | $ 67,000 |
| Richmond County North Carolina | 152 | $ 13,316,000 | $ 87,000 | $ 61,000 |
| Person County North Carolina | 150 | $ 19,324,000 | $ 128,000 | $ 66,000 |
| Craven County North Carolina | 147 | $ 18,732,000 | $ 127,000 | $ 73,000 |
| Dare County North Carolina | 145 | $ 32,002,000 | $ 220,000 | $ 93,000 |
| Pender County North Carolina | 145 | $ 24,309,000 | $ 167,000 | $ 86,000 |
| Horry County South Carolina | 145 | $ 20,237,000 | $ 139,000 | $ 97,000 |
| Beaufort County North Carolina | 144 | $ 16,450,000 | $ 114,000 | $ 74,000 |
| Edgecombe County North Carolina | 126 | $ 12,475,000 | $ 99,000 | $ 64,000 |
| Yancey County North Carolina | 125 | $ 16,738,000 | $ 133,000 | $ 63,000 |
| Duplin County North Carolina | 122 | $ 14,157,000 | $ 116,000 | $ 70,000 |
| Lincoln County North Carolina | 120 | $ 20,091,000 | $ 167,000 | $ 73,000 |
| Halifax County North Carolina | 118 | $ 11,566,000 | $ 98,000 | $ 61,000 |
| Lee County North Carolina | 118 | $ 16,950,000 | $ 143,000 | $ 73,000 |
| Yadkin County North Carolina | 108 | $ 13,585,000 | $ 125,000 | $ 65,000 |
| Macon County North Carolina | 107 | $ 14,486,000 | $ 135,000 | $ 60,000 |
| Columbus County North Carolina | 105 | $ 11,691,000 | $ 111,000 | $ 72,000 |
| Sampson County North Carolina | 105 | $ 12,532,000 | $ 119,000 | $ 71,000 |
| Alexander County North Carolina | 102 | $ 13,373,000 | $ 131,000 | $ 66,000 |
| Cherokee County North Carolina | 89 | $ 11,667,000 | $ 131,000 | $ 68,000 |
| Caswell County North Carolina | 85 | $ 11,067,000 | $ 130,000 | $ 70,000 |
| Madison County North Carolina | 81 | $ 14,054,000 | $ 173,000 | $ 78,000 |
| Bertie County North Carolina | 80 | $ 7,139,000 | $ 89,000 | $ 62,000 |
| Hoke County North Carolina | 80 | $ 7,661,000 | $ 95,000 | $ 55,000 |
| Hertford County North Carolina | 79 | $ 8,578,000 | $ 108,000 | $ 73,000 |
| Swain County North Carolina | 79 | $ 10,397,000 | $ 131,000 | $ 67,000 |
| Greene County North Carolina | 78 | $ 7,768,000 | $ 99,000 | $ 58,000 |
| Mitchell County North Carolina | 78 | $ 9,239,000 | $ 118,000 | $ 63,000 |
| Pasquotank County North Carolina | 76 | $ 10,058,000 | $ 132,000 | $ 67,000 |
| Transylvania County North Carolina | 75 | $ 13,785,000 | $ 183,000 | $ 77,000 |
| Avery County North Carolina | 73 | $ 9,302,000 | $ 127,000 | $ 70,000 |
| Stokes County North Carolina | 72 | $ 8,668,000 | $ 120,000 | $ 68,000 |
| Warren County North Carolina | 71 | $ 8,125,000 | $ 114,000 | $ 69,000 |
| Bladen County North Carolina | 67 | $ 8,224,000 | $ 122,000 | $ 78,000 |
| Scotland County North Carolina | 65 | $ 5,708,000 | $ 87,000 | $ 58,000 |
| York County South Carolina | 61 | $ 14,361,000 | $ 235,000 | $ 127,000 |
| Martin County North Carolina | 56 | $ 4,882,000 | $ 87,000 | $ 63,000 |
| Chowan County North Carolina | 55 | $ 7,938,000 | $ 144,000 | $ 77,000 |
| Northampton County North Carolina | 55 | $ 4,973,000 | $ 90,000 | $ 69,000 |
| Anson County North Carolina | 49 | $ 4,592,000 | $ 93,000 | $ 60,000 |
| Perquimans County North Carolina | 49 | $ 7,033,000 | $ 143,000 | $ 74,000 |
| Washington County North Carolina | 49 | $ 3,804,000 | $ 77,000 | $ 58,000 |
| Graham County North Carolina | 46 | $ 5,322,000 | $ 115,000 | $ 65,000 |
| Jones County North Carolina | 44 | $ 4,192,000 | $ 95,000 | $ 57,000 |
| Spartanburg County South Carolina | 44 | $ 7,579,000 | $ 172,000 | $ 76,000 |
| Clay County North Carolina | 37 | $ 5,407,000 | $ 146,000 | $ 76,000 |
| Alleghany County North Carolina | 35 | $ 4,279,000 | $ 122,000 | $ 79,000 |
| Pamlico County North Carolina | 35 | $ 3,996,000 | $ 114,000 | $ 81,000 |
| Tyrrell County North Carolina | 35 | $ 4,214,000 | $ 120,000 | $ 52,000 |
| Currituck County North Carolina | 32 | $ 4,954,000 | $ 154,000 | $ 74,000 |
| Polk County North Carolina | 32 | $ 5,522,000 | $ 172,000 | $ 73,000 |
| Gates County North Carolina | 31 | $ 3,471,000 | $ 111,000 | $ 68,000 |
| Lancaster County South Carolina | 21 | $ 4,993,000 | $ 237,000 | $ 92,000 |
| Richland County South Carolina | 20 | $ 3,355,000 | $ 167,000 | $ 104,000 |
| Hyde County North Carolina | 18 | $ 2,034,000 | $ 113,000 | $ 64,000 |
| Camden County North Carolina | 17 | $ 2,628,000 | $ 154,000 | $ 88,000 |
| Charleston County South Carolina | 17 | $ 4,252,000 | $ 250,000 | $ 117,000 |
| Cobb County Georgia | 14 | $ 3,480,000 | $ 248,000 | $ 112,000 |
| Carroll County Virginia | 11 | $ 1,148,000 | $ 104,000 | $ 68,000 |
| Greenville County South Carolina | 10 | $ 2,015,000 | $ 201,000 | $ 111,000 |
| Fulton County Georgia | 9 | $ 2,058,000 | $ 228,000 | $ 106,000 |
| Lexington County South Carolina | 9 | $ 1,804,000 | $ 200,000 | $ 85,000 |
| Pickens County South Carolina | 9 | $ 1,385,000 | $ 153,000 | $ 68,000 |
| Sevier County Tennessee | 9 | $ 1,395,000 | $ 155,000 | $ 156,000 |
| Unicoi County Tennessee | 9 | $ 1,374,000 | $ 152,000 | $ 69,000 |
| Danville County Virginia | 9 | $ 896,000 | $ 99,000 | $ 95,000 |
| Towns County Georgia | 8 | $ 1,075,000 | $ 134,000 | $ 75,000 |
| Beaufort County South Carolina | 8 | $ 1,944,000 | $ 243,000 | $ 113,000 |
| Cherokee County South Carolina | 7 | $ 712,000 | $ 101,000 | $ 66,000 |
| Georgetown County South Carolina | 7 | $ 1,099,000 | $ 157,000 | $ 105,000 |
| Oconee County South Carolina | 7 | $ 1,322,000 | $ 188,000 | $ 123,000 |
| Mecklenburg County Virginia | 7 | $ 729,000 | $ 104,000 | $ 57,000 |
| Virginia Beach County Virginia | 7 | $ 1,136,000 | $ 162,000 | $ 77,000 |
| Chesterfield County South Carolina | 6 | $ 521,000 | $ 86,000 | $ 60,000 |
| Anderson County South Carolina | 5 | $ 576,000 | $ 115,000 | $ 51,000 |
| Berkeley County South Carolina | 5 | $ 1,080,000 | $ 216,000 | $ 77,000 |
| Johnson County Tennessee | 5 | $ 592,000 | $ 118,000 | $ 57,000 |
| Knox County Tennessee | 5 | $ 889,000 | $ 177,000 | $ 214,000 |
| Washington County Tennessee | 5 | $ 883,000 | $ 176,000 | $ 71,000 |
| Bedford County Virginia | 5 | $ 1,346,000 | $ 269,000 | $ 117,000 |
| Chesapeake County Virginia | 5 | $ 819,000 | $ 163,000 | $ 90,000 |
| Chesterfield County Virginia | 5 | $ 1,381,000 | $ 276,000 | $ 141,000 |
| Halifax County Virginia | 5 | $ 463,000 | $ 92,000 | $ 67,000 |
| Chatham County Georgia | 4 | $ 957,000 | $ 239,000 | $ 101,000 |
| DeKalb County Georgia | 4 | $ 1,370,000 | $ 342,000 | $ 113,000 |
| Dillon County South Carolina | 4 | $ 656,000 | $ 164,000 | $ 61,000 |
| Brunswick County Virginia | 4 | $ 847,000 | $ 211,000 | $ 129,000 |
| Grayson County Virginia | 4 | $ 399,000 | $ 99,000 | $ 179,000 |
| Henry County Virginia | 4 | $ 330,000 | $ 82,000 | $ 35,000 |
| Cherokee County Georgia | 3 | $ 572,000 | $ 190,000 | $ 72,000 |
| Forsyth County Georgia | 3 | $ 909,000 | $ 303,000 | $ 118,000 |
| Dorchester County South Carolina | 3 | $ 843,000 | $ 281,000 | $ 117,000 |
| Blount County Tennessee | 3 | $ 815,000 | $ 271,000 | $ 79,000 |
| Davidson County Tennessee | 3 | $ 881,000 | $ 293,000 | $ 192,000 |
| Greene County Tennessee | 3 | $ 352,000 | $ 117,000 | $ 69,000 |
| Franklin County Virginia | 3 | $ 787,000 | $ 262,000 | $ 82,000 |
| Pittsylvania County Virginia | 3 | $ 298,000 | $ 99,000 | $ 124,000 |
| Prince William County Virginia | 3 | $ 956,000 | $ 318,000 | $ 130,000 |
| Suffolk County Virginia | 3 | $ 825,000 | $ 275,000 | $ 144,000 |
| Clayton County Georgia | 2 | $ 251,000 | $ 125,000 | $ 76,000 |
| Douglas County Georgia | 2 | $ 535,000 | $ 267,000 | $ 159,000 |
| Gwinnett County Georgia | 2 | $ 460,000 | $ 230,000 | $ 158,000 |
| Henry County Georgia | 2 | $ 358,000 | $ 179,000 | $ 89,000 |
| Newton County Georgia | 2 | $ 548,000 | $ 274,000 | $ 71,000 |
| Union County Georgia | 2 | $ 239,000 | $ 119,000 | $ 54,000 |
| Chester County South Carolina | 2 | $ 138,000 | $ 69,000 | $ 56,000 |
| Greenwood County South Carolina | 2 | $ 290,000 | $ 145,000 | $ 59,000 |
| Kershaw County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 150,000 |
| Marion County South Carolina | 2 | $ 264,000 | $ 132,000 | $ 39,000 |
| Marlboro County South Carolina | 2 | $ 30,000 | $ 15,000 | $ 43,000 |
| Sumter County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 235,000 |
| Carter County Tennessee | 2 | $ 335,000 | $ 167,000 | $ 109,000 |
| Hawkins County Tennessee | 2 | $ 284,000 | $ 142,000 | $ 85,000 |
| Sumner County Tennessee | 2 | $ 562,000 | $ 281,000 | $ 107,000 |
| Albemarle County Virginia | 2 | $ 444,000 | $ 222,000 | $ 110,000 |
| Botetourt County Virginia | 2 | $ 367,000 | $ 183,000 | $ 105,000 |
| Fairfax County Virginia | 2 | $ 561,000 | $ 280,000 | $ 134,000 |
| Fluvanna County Virginia | 2 | $ 444,000 | $ 222,000 | $ 104,000 |
| Franklin City County Virginia | 2 | $ 251,000 | $ 125,000 | $ 96,000 |
| Greensville County Virginia | 2 | $ 177,000 | $ 88,000 | $ 28,000 |
| Henrico County Virginia | 2 | $ 338,000 | $ 169,000 | $ 50,000 |
| Loudoun County Virginia | 2 | $ 585,000 | $ 292,000 | $ 202,000 |
| Patrick County Virginia | 2 | $ 230,000 | $ 115,000 | $ 180,000 |
| Richmond City County Virginia | 2 | $ 379,000 | $ 189,000 | $ 157,000 |
| Camden County Georgia | 1 | $ 161,000 | $ 161,000 | $ 87,000 |
| Clarke County Georgia | 1 | $ 116,000 | $ 116,000 | $ 61,000 |
| Decatur County Georgia | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Fannin County Georgia | 1 | $ 70,000 | $ 70,000 | $ 26,000 |
| Harris County Georgia | 1 | $ 23,000 | $ 23,000 | $ 156,000 |
| Jackson County Georgia | 1 | $ 215,000 | $ 215,000 | $ 90,000 |
| Lee County Georgia | 1 | $ 133,000 | $ 133,000 | $ 55,000 |
| Oconee County Georgia | 1 | $ 216,000 | $ 216,000 | $ 117,000 |
| Rabun County Georgia | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Richmond County Georgia | 1 | $ 74,000 | $ 74,000 | $ 16,000 |
| Sumter County Georgia | 1 | $ 65,000 | $ 65,000 | $ 44,000 |
| Thomas County Georgia | 1 | $ 189,000 | $ 189,000 | $ 58,000 |
| Washington County Georgia | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Charles County Maryland | 1 | $ 63,000 | $ 63,000 | $ 199,000 |
| Wayne County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 74,000 |
| Aiken County South Carolina | 1 | $ 233,000 | $ 233,000 | $ 91,000 |
| Calhoun County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Clarendon County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 72,000 |
| Colleton County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 155,000 |
| Florence County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 129,000 |
| Laurens County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 23,000 |
| Williamsburg County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
| Claiborne County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Fayette County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 80,000 |
| Loudon County Tennessee | 1 | $ 339,000 | $ 339,000 | $ 125,000 |
| Macon County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 108,000 |
| Marion County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 111,000 |
| Monroe County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 54,000 |
| Polk County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Shelby County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 125,000 |
| Alexandria County Virginia | 1 | $ 228,000 | $ 228,000 | $ 79,000 |
| Arlington County Virginia | 1 | $ 448,000 | $ 448,000 | $ 99,000 |
| Bland County Virginia | 1 | $ 24,000 | $ 24,000 | $ 69,000 |
| Bristol County Virginia | 1 | $ 101,000 | $ 101,000 | $ 25,000 |
| Buchanan County Virginia | 1 | $ 59,000 | $ 59,000 | $ 242,000 |
| Campbell County Virginia | 1 | $ 187,000 | $ 187,000 | $ 89,000 |
| Cumberland County Virginia | 1 | $ 79,000 | $ 79,000 | $ 95,000 |
| Emporia County Virginia | 1 | $ 92,000 | $ 92,000 | $ 45,000 |
| Galax County Virginia | 1 | $ 71,000 | $ 71,000 | $ 28,000 |
| Hampton County Virginia | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Lynchburg County Virginia | 1 | $ 292,000 | $ 292,000 | $ 111,000 |
| Martinsville County Virginia | 1 | $ 101,000 | $ 101,000 | $ 39,000 |
| Montgomery County Virginia | 1 | $ 260,000 | $ 260,000 | $ 98,000 |
| New Kent County Virginia | 1 | $ 250,000 | $ 250,000 | $ 117,000 |
| Newport News County Virginia | 1 | $ 217,000 | $ 217,000 | $ 58,000 |
| Norfolk County Virginia | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Portsmouth County Virginia | 1 | $ 240,000 | $ 240,000 | $ 91,000 |
| Radford County Virginia | 1 | $ 138,000 | $ 138,000 | $ 111,000 |
| Richmond County Virginia | 1 | $ 112,000 | $ 112,000 | $ 44,000 |
| Rockingham County Virginia | 1 | $ 400,000 | $ 400,000 | $ 107,000 |
| Russell County Virginia | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Spotsylvania County Virginia | 1 | $ 218,000 | $ 218,000 | $ 90,000 |
| Staunton County Virginia | 1 | $ 233,000 | $ 233,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for State Employees' in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 18,211 | $2,993,237,000 | $164,000 | $2,000,000 | $78,000 | $3,572,000 |
| Refinancing | 7,730 | $1,135,913,000 | $146,000 | $1,328,000 | $83,000 | $1,063,000 |
| Home Improvement | 1,267 | $181,237,000 | $143,000 | $1,698,000 | $79,000 | $2,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 19,362 | $3,151,227,000 | $162,000 | $2,000,000 | $82,000 | $3,572,000 |
| Black or African American | 5,667 | $809,670,000 | $142,000 | $918,000 | $69,000 | $853,000 |
| Not Provided | 979 | $171,085,000 | $174,000 | $1,070,000 | $91,000 | $699,000 |
| Hispanic | 684 | $97,781,000 | $142,000 | $549,000 | $66,000 | $269,000 |
| Asian | 258 | $47,984,000 | $185,000 | $975,000 | $93,000 | $456,000 |
| American Indian or Alaskan Native | 235 | $28,335,000 | $120,000 | $508,000 | $71,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 23 | $4,305,000 | $187,000 | $446,000 | $82,000 | $202,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 27,208 | $4,310,387,000 | $158,000 | $2,000,000 | $79,000 | $3,572,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 18,605 | $3,035,207,000 | $163,000 | $1,701,000 | $82,000 | $3,572,000 |
| Application Withdrawn By Applicant | 3,118 | $491,289,000 | $157,000 | $932,000 | $81,000 | $1,063,000 |
| Application Denied By Financial Institution | 2,897 | $412,108,000 | $142,000 | $2,000,000 | $62,000 | $1,349,000 |
| Loan Purchased By The Institution | 1,118 | $150,979,000 | $135,000 | $846,000 | $71,000 | $432,000 |
| File Closed For Incompleteness | 1,066 | $160,572,000 | $150,000 | $975,000 | $83,000 | $699,000 |
| Application Approved But Not Accepted | 404 | $60,232,000 | $149,000 | $880,000 | $78,000 | $647,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 955 | $148,085,000 | $155,000 | $2,000,000 | $82,000 | $860,000 |
| Credit History | 862 | $106,706,000 | $123,000 | $644,000 | $59,000 | $297,000 |
| Debt-To-Income Ratio | 804 | $115,488,000 | $143,000 | $632,000 | $43,000 | $312,000 |
| Unverifiable Information | 111 | $16,767,000 | $151,000 | $583,000 | $44,000 | $401,000 |
| Other | 106 | $16,381,000 | $154,000 | $1,250,000 | $82,000 | $1,349,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $5,581,000 | $150,000 | $754,000 | $70,000 | $187,000 |
| Employment History | 22 | $3,100,000 | $140,000 | $371,000 | $38,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into State Employees''s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess State Employees''s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.