State Employees'
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for State Employees'.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | State Employees' P.O. Drawer 25279 Raleigh, NC 27611 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 44,843 |
| Total Mortgage Loan Application Amount | $6,178,095,000 |
| Average Mortgage Loan Application Amount | $106,750 |
| Highest Mortgage Loan Application Amount | $1,755,000 |
| Average Applicant Income | $89,250 |
| Highest Applicant Income | $2,740,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wake County North Carolina | 5,886 | $ 960,890,000 | $ 163,000 | $ 105,000 |
| Mecklenburg County North Carolina | 2,089 | $ 312,365,000 | $ 149,000 | $ 98,000 |
| Guilford County North Carolina | 2,039 | $ 265,185,000 | $ 130,000 | $ 84,000 |
| Durham County North Carolina | 1,741 | $ 256,005,000 | $ 147,000 | $ 95,000 |
| Johnston County North Carolina | 1,553 | $ 218,355,000 | $ 140,000 | $ 89,000 |
| Buncombe County North Carolina | 1,477 | $ 244,535,000 | $ 165,000 | $ 86,000 |
| Alamance County North Carolina | 1,082 | $ 153,280,000 | $ 141,000 | $ 85,000 |
| Forsyth County North Carolina | 1,047 | $ 144,865,000 | $ 138,000 | $ 86,000 |
| Orange County North Carolina | 1,034 | $ 173,920,000 | $ 168,000 | $ 119,000 |
| Cabarrus County North Carolina | 966 | $ 134,970,000 | $ 139,000 | $ 89,000 |
| New Hanover County North Carolina | 899 | $ 148,205,000 | $ 164,000 | $ 105,000 |
| Burke County North Carolina | 787 | $ 84,475,000 | $ 107,000 | $ 73,000 |
| Iredell County North Carolina | 786 | $ 111,500,000 | $ 141,000 | $ 85,000 |
| Pitt County North Carolina | 756 | $ 89,940,000 | $ 118,000 | $ 87,000 |
| Union County North Carolina | 723 | $ 114,555,000 | $ 158,000 | $ 96,000 |
| Brunswick County North Carolina | 699 | $ 107,715,000 | $ 154,000 | $ 97,000 |
| Catawba County North Carolina | 681 | $ 87,315,000 | $ 128,000 | $ 84,000 |
| Davidson County North Carolina | 672 | $ 83,840,000 | $ 124,000 | $ 80,000 |
| Gaston County North Carolina | 648 | $ 84,790,000 | $ 130,000 | $ 89,000 |
| Randolph County North Carolina | 638 | $ 71,210,000 | $ 111,000 | $ 74,000 |
| Henderson County North Carolina | 605 | $ 97,565,000 | $ 161,000 | $ 85,000 |
| Chatham County North Carolina | 560 | $ 90,080,000 | $ 160,000 | $ 100,000 |
| Wayne County North Carolina | 558 | $ 59,960,000 | $ 107,000 | $ 74,000 |
| Rowan County North Carolina | 557 | $ 62,455,000 | $ 112,000 | $ 73,000 |
| Stanly County North Carolina | 553 | $ 67,255,000 | $ 121,000 | $ 76,000 |
| Franklin County North Carolina | 510 | $ 71,270,000 | $ 139,000 | $ 79,000 |
| Harnett County North Carolina | 497 | $ 61,015,000 | $ 122,000 | $ 77,000 |
| Nash County North Carolina | 456 | $ 55,930,000 | $ 122,000 | $ 80,000 |
| Wilson County North Carolina | 455 | $ 54,665,000 | $ 120,000 | $ 78,000 |
| Granville County North Carolina | 449 | $ 62,295,000 | $ 138,000 | $ 82,000 |
| Wilkes County North Carolina | 433 | $ 47,095,000 | $ 108,000 | $ 71,000 |
| Carteret County North Carolina | 425 | $ 78,065,000 | $ 183,000 | $ 127,000 |
| Caldwell County North Carolina | 417 | $ 45,425,000 | $ 108,000 | $ 80,000 |
| Rutherford County North Carolina | 403 | $ 43,225,000 | $ 107,000 | $ 70,000 |
| Surry County North Carolina | 387 | $ 41,195,000 | $ 106,000 | $ 78,000 |
| Cumberland County North Carolina | 381 | $ 37,365,000 | $ 98,000 | $ 82,000 |
| McDowell County North Carolina | 367 | $ 44,815,000 | $ 122,000 | $ 73,000 |
| Rockingham County North Carolina | 336 | $ 32,510,000 | $ 96,000 | $ 75,000 |
| Moore County North Carolina | 334 | $ 44,380,000 | $ 132,000 | $ 83,000 |
| Robeson County North Carolina | 315 | $ 27,725,000 | $ 88,000 | $ 81,000 |
| Cleveland County North Carolina | 308 | $ 33,490,000 | $ 108,000 | $ 81,000 |
| Onslow County North Carolina | 307 | $ 41,805,000 | $ 136,000 | $ 79,000 |
| Craven County North Carolina | 304 | $ 33,680,000 | $ 110,000 | $ 76,000 |
| Haywood County North Carolina | 285 | $ 43,395,000 | $ 152,000 | $ 81,000 |
| Lenoir County North Carolina | 280 | $ 26,180,000 | $ 93,000 | $ 75,000 |
| Watauga County North Carolina | 274 | $ 41,730,000 | $ 152,000 | $ 101,000 |
| Montgomery County North Carolina | 269 | $ 28,565,000 | $ 106,000 | $ 77,000 |
| Davie County North Carolina | 255 | $ 34,745,000 | $ 136,000 | $ 92,000 |
| Lincoln County North Carolina | 255 | $ 38,665,000 | $ 151,000 | $ 90,000 |
| Jackson County North Carolina | 242 | $ 36,070,000 | $ 149,000 | $ 82,000 |
| Beaufort County North Carolina | 241 | $ 26,295,000 | $ 109,000 | $ 90,000 |
| Lee County North Carolina | 233 | $ 27,435,000 | $ 117,000 | $ 86,000 |
| Ashe County North Carolina | 231 | $ 32,795,000 | $ 141,000 | $ 88,000 |
| Pender County North Carolina | 221 | $ 35,765,000 | $ 161,000 | $ 99,000 |
| Person County North Carolina | 220 | $ 28,460,000 | $ 129,000 | $ 81,000 |
| Richmond County North Carolina | 217 | $ 17,725,000 | $ 81,000 | $ 70,000 |
| Vance County North Carolina | 210 | $ 23,360,000 | $ 111,000 | $ 73,000 |
| Horry County South Carolina | 208 | $ 30,900,000 | $ 148,000 | $ 109,000 |
| Edgecombe County North Carolina | 185 | $ 17,945,000 | $ 97,000 | $ 80,000 |
| Dare County North Carolina | 179 | $ 31,495,000 | $ 175,000 | $ 92,000 |
| Duplin County North Carolina | 177 | $ 18,935,000 | $ 106,000 | $ 81,000 |
| Macon County North Carolina | 173 | $ 24,865,000 | $ 143,000 | $ 78,000 |
| Yadkin County North Carolina | 173 | $ 19,855,000 | $ 114,000 | $ 77,000 |
| Alexander County North Carolina | 168 | $ 19,030,000 | $ 113,000 | $ 75,000 |
| Halifax County North Carolina | 153 | $ 12,965,000 | $ 84,000 | $ 72,000 |
| Columbus County North Carolina | 152 | $ 14,520,000 | $ 95,000 | $ 69,000 |
| Sampson County North Carolina | 148 | $ 17,070,000 | $ 115,000 | $ 79,000 |
| Yancey County North Carolina | 146 | $ 17,880,000 | $ 122,000 | $ 73,000 |
| Stokes County North Carolina | 128 | $ 14,420,000 | $ 112,000 | $ 81,000 |
| Scotland County North Carolina | 127 | $ 9,865,000 | $ 77,000 | $ 79,000 |
| Cherokee County North Carolina | 125 | $ 14,665,000 | $ 117,000 | $ 69,000 |
| Hertford County North Carolina | 121 | $ 10,875,000 | $ 89,000 | $ 67,000 |
| Mitchell County North Carolina | 118 | $ 13,460,000 | $ 114,000 | $ 75,000 |
| York County South Carolina | 114 | $ 23,130,000 | $ 202,000 | $ 117,000 |
| Bertie County North Carolina | 111 | $ 9,075,000 | $ 81,000 | $ 67,000 |
| Pasquotank County North Carolina | 110 | $ 13,540,000 | $ 123,000 | $ 80,000 |
| Madison County North Carolina | 106 | $ 14,890,000 | $ 140,000 | $ 75,000 |
| Warren County North Carolina | 103 | $ 9,425,000 | $ 91,000 | $ 59,000 |
| Anson County North Carolina | 101 | $ 9,645,000 | $ 95,000 | $ 73,000 |
| Chowan County North Carolina | 96 | $ 12,050,000 | $ 125,000 | $ 90,000 |
| Greene County North Carolina | 95 | $ 8,615,000 | $ 90,000 | $ 75,000 |
| Transylvania County North Carolina | 95 | $ 14,115,000 | $ 148,000 | $ 92,000 |
| Avery County North Carolina | 87 | $ 10,965,000 | $ 126,000 | $ 97,000 |
| Caswell County North Carolina | 84 | $ 8,290,000 | $ 98,000 | $ 64,000 |
| Hoke County North Carolina | 81 | $ 7,775,000 | $ 95,000 | $ 66,000 |
| Swain County North Carolina | 79 | $ 10,595,000 | $ 134,000 | $ 73,000 |
| Martin County North Carolina | 78 | $ 6,670,000 | $ 85,000 | $ 83,000 |
| Alleghany County North Carolina | 72 | $ 10,110,000 | $ 140,000 | $ 104,000 |
| Bladen County North Carolina | 72 | $ 6,530,000 | $ 90,000 | $ 92,000 |
| Northampton County North Carolina | 66 | $ 6,090,000 | $ 92,000 | $ 73,000 |
| Perquimans County North Carolina | 64 | $ 7,220,000 | $ 112,000 | $ 75,000 |
| Polk County North Carolina | 64 | $ 8,600,000 | $ 134,000 | $ 88,000 |
| Currituck County North Carolina | 56 | $ 8,640,000 | $ 154,000 | $ 78,000 |
| Lancaster County South Carolina | 49 | $ 8,475,000 | $ 172,000 | $ 99,000 |
| Pamlico County North Carolina | 46 | $ 5,570,000 | $ 121,000 | $ 89,000 |
| Graham County North Carolina | 45 | $ 5,155,000 | $ 114,000 | $ 70,000 |
| Gates County North Carolina | 43 | $ 4,285,000 | $ 99,000 | $ 74,000 |
| Tyrrell County North Carolina | 43 | $ 3,515,000 | $ 81,000 | $ 59,000 |
| Spartanburg County South Carolina | 43 | $ 6,255,000 | $ 145,000 | $ 90,000 |
| Clay County North Carolina | 42 | $ 6,250,000 | $ 148,000 | $ 90,000 |
| Washington County North Carolina | 42 | $ 3,540,000 | $ 84,000 | $ 63,000 |
| Jones County North Carolina | 38 | $ 3,020,000 | $ 79,000 | $ 73,000 |
| Hyde County North Carolina | 32 | $ 3,010,000 | $ 94,000 | $ 92,000 |
| Greenville County South Carolina | 29 | $ 5,895,000 | $ 203,000 | $ 97,000 |
| Camden County North Carolina | 26 | $ 4,470,000 | $ 171,000 | $ 84,000 |
| Charleston County South Carolina | 25 | $ 5,725,000 | $ 229,000 | $ 130,000 |
| Cobb County Georgia | 24 | $ 5,770,000 | $ 240,000 | $ 144,000 |
| Fulton County Georgia | 23 | $ 4,845,000 | $ 210,000 | $ 107,000 |
| Patrick County Virginia | 22 | $ 2,170,000 | $ 98,000 | $ 82,000 |
| Carroll County Virginia | 20 | $ 2,070,000 | $ 103,000 | $ 82,000 |
| Beaufort County South Carolina | 15 | $ 4,405,000 | $ 293,000 | $ 172,000 |
| Richland County South Carolina | 14 | $ 1,540,000 | $ 110,000 | $ 75,000 |
| Danville County Virginia | 13 | $ 1,255,000 | $ 96,000 | $ 74,000 |
| DeKalb County Georgia | 12 | $ 2,480,000 | $ 206,000 | $ 123,000 |
| Chesterfield County South Carolina | 11 | $ 1,095,000 | $ 99,000 | $ 59,000 |
| Johnson County Tennessee | 11 | $ 1,195,000 | $ 108,000 | $ 64,000 |
| Unicoi County Tennessee | 11 | $ 1,405,000 | $ 127,000 | $ 64,000 |
| Mecklenburg County Virginia | 11 | $ 1,805,000 | $ 164,000 | $ 111,000 |
| Marlboro County South Carolina | 10 | $ 740,000 | $ 74,000 | $ 55,000 |
| Towns County Georgia | 9 | $ 1,275,000 | $ 141,000 | $ 90,000 |
| Oconee County South Carolina | 9 | $ 1,575,000 | $ 175,000 | $ 100,000 |
| Pittsylvania County Virginia | 9 | $ 1,315,000 | $ 146,000 | $ 110,000 |
| Georgetown County South Carolina | 8 | $ 1,570,000 | $ 196,000 | $ 106,000 |
| Lexington County South Carolina | 8 | $ 2,580,000 | $ 322,000 | $ 162,000 |
| Hamilton County Tennessee | 8 | $ 2,010,000 | $ 251,000 | $ 167,000 |
| Sevier County Tennessee | 8 | $ 1,260,000 | $ 157,000 | $ 153,000 |
| Gwinnett County Georgia | 7 | $ 1,385,000 | $ 197,000 | $ 113,000 |
| Cherokee County South Carolina | 7 | $ 785,000 | $ 112,000 | $ 90,000 |
| Dorchester County South Carolina | 7 | $ 1,685,000 | $ 240,000 | $ 98,000 |
| Halifax County Virginia | 7 | $ 1,075,000 | $ 153,000 | $ 64,000 |
| Aiken County South Carolina | 6 | $ 750,000 | $ 125,000 | $ 81,000 |
| Berkeley County South Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 89,000 |
| Shelby County Tennessee | 6 | $ 770,000 | $ 128,000 | $ 109,000 |
| Chesapeake County Virginia | 6 | $ 990,000 | $ 165,000 | $ 109,000 |
| Fairfax County Virginia | 6 | $ 610,000 | $ 101,000 | $ 105,000 |
| Henrico County Virginia | 6 | $ 1,150,000 | $ 191,000 | $ 180,000 |
| Virginia Beach County Virginia | 6 | $ 940,000 | $ 156,000 | $ 90,000 |
| Forsyth County Georgia | 5 | $ 1,835,000 | $ 367,000 | $ 146,000 |
| Pickens County South Carolina | 5 | $ 1,275,000 | $ 255,000 | $ 198,000 |
| Carter County Tennessee | 5 | $ 925,000 | $ 185,000 | $ 96,000 |
| Sullivan County Tennessee | 5 | $ 605,000 | $ 121,000 | $ 97,000 |
| Grayson County Virginia | 5 | $ 665,000 | $ 133,000 | $ 135,000 |
| Richmond City County Virginia | 5 | $ 1,115,000 | $ 223,000 | $ 124,000 |
| Columbia County Georgia | 4 | $ 500,000 | $ 125,000 | $ 95,000 |
| Hall County Georgia | 4 | $ 760,000 | $ 190,000 | $ 119,000 |
| Richmond County Georgia | 4 | $ 380,000 | $ 95,000 | $ 99,000 |
| Union County Georgia | 4 | $ 650,000 | $ 162,000 | $ 81,000 |
| Anderson County South Carolina | 4 | $ 980,000 | $ 245,000 | $ 119,000 |
| Darlington County South Carolina | 4 | $ 340,000 | $ 85,000 | $ 108,000 |
| Florence County South Carolina | 4 | $ 500,000 | $ 125,000 | $ 66,000 |
| Orangeburg County South Carolina | 4 | $ 370,000 | $ 92,000 | $ 90,000 |
| Greene County Tennessee | 4 | $ 620,000 | $ 155,000 | $ 83,000 |
| Knox County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 125,000 |
| Washington County Tennessee | 4 | $ 370,000 | $ 92,000 | $ 114,000 |
| Bedford County Virginia | 4 | $ 890,000 | $ 222,000 | $ 88,000 |
| Portsmouth County Virginia | 4 | $ 820,000 | $ 205,000 | $ 84,000 |
| Chatham County Georgia | 3 | $ 715,000 | $ 238,000 | $ 102,000 |
| Clarke County Georgia | 3 | $ 395,000 | $ 131,000 | $ 68,000 |
| Fairfield County South Carolina | 3 | $ 1,245,000 | $ 415,000 | $ 176,000 |
| Cocke County Tennessee | 3 | $ 335,000 | $ 111,000 | $ 60,000 |
| Hamblen County Tennessee | 3 | $ 185,000 | $ 61,000 | $ 59,000 |
| Jefferson County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 75,000 |
| Franklin County Virginia | 3 | $ 1,215,000 | $ 405,000 | $ 170,000 |
| Galax County Virginia | 3 | $ 215,000 | $ 71,000 | $ 69,000 |
| Henry County Virginia | 3 | $ 195,000 | $ 65,000 | $ 40,000 |
| Montgomery County Virginia | 3 | $ 1,135,000 | $ 378,000 | $ 322,000 |
| Newport News County Virginia | 3 | $ 385,000 | $ 128,000 | $ 67,000 |
| Suffolk County Virginia | 3 | $ 995,000 | $ 331,000 | $ 166,000 |
| Bryan County Georgia | 2 | $ 540,000 | $ 270,000 | $ 121,000 |
| Bulloch County Georgia | 2 | $ 530,000 | $ 265,000 | $ 163,000 |
| Cherokee County Georgia | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Habersham County Georgia | 2 | $ 450,000 | $ 225,000 | $ 67,000 |
| Houston County Georgia | 2 | $ 210,000 | $ 105,000 | $ 76,000 |
| Lowndes County Georgia | 2 | $ 350,000 | $ 175,000 | $ 137,000 |
| Paulding County Georgia | 2 | $ 240,000 | $ 120,000 | $ 112,000 |
| Pickens County Georgia | 2 | $ 680,000 | $ 340,000 | $ 121,000 |
| Thomas County Georgia | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Chester County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Dillon County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 56,000 |
| Greenwood County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Kershaw County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 103,000 |
| Marion County South Carolina | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| McCormick County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 122,000 |
| Newberry County South Carolina | 2 | $ 50,000 | $ 25,000 | $ 52,000 |
| Blount County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 94,000 |
| Davidson County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 183,000 |
| Wilson County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 81,000 |
| Accomack County Virginia | 2 | $ 190,000 | $ 95,000 | $ 121,000 |
| Alexandria County Virginia | 2 | $ 160,000 | $ 80,000 | $ 116,000 |
| Chesterfield County Virginia | 2 | $ 360,000 | $ 180,000 | $ 140,000 |
| Frederick County Virginia | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Hampton County Virginia | 2 | $ 260,000 | $ 130,000 | $ 90,000 |
| Hanover County Virginia | 2 | $ 210,000 | $ 105,000 | $ 81,000 |
| James City County Virginia | 2 | $ 630,000 | $ 315,000 | $ 141,000 |
| Lynchburg County Virginia | 2 | $ 100,000 | $ 50,000 | $ 84,000 |
| Page County Virginia | 2 | $ 360,000 | $ 180,000 | $ 63,000 |
| Pulaski County Virginia | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Roanoke County Virginia | 2 | $ 370,000 | $ 185,000 | $ 112,000 |
| Roanoke City County Virginia | 2 | $ 180,000 | $ 90,000 | $ 43,000 |
| Washington County Virginia | 2 | $ 180,000 | $ 90,000 | $ 24,000 |
| Pulaski County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Barrow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Ben Hill County Georgia | 1 | $ 115,000 | $ 115,000 | $ 96,000 |
| Carroll County Georgia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Clayton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Douglas County Georgia | 1 | $ 335,000 | $ 335,000 | $ 75,000 |
| Fannin County Georgia | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Franklin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 252,000 |
| Greene County Georgia | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Hart County Georgia | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Henry County Georgia | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Jackson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Jasper County Georgia | 1 | $ 315,000 | $ 315,000 | $ 204,000 |
| Jefferson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 89,000 |
| Laurens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| McDuffie County Georgia | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| McIntosh County Georgia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Murray County Georgia | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Newton County Georgia | 1 | $ 185,000 | $ 185,000 | $ 15,000 |
| Oconee County Georgia | 1 | $ 45,000 | $ 45,000 | $ 208,000 |
| Walton County Georgia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Whitfield County Georgia | 1 | $ 45,000 | $ 45,000 | $ 52,000 |
| Niagara County New York | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Clarendon County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 209,000 |
| Sumter County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Union County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Bradley County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Campbell County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Claiborne County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Dickson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Hawkins County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 116,000 |
| Madison County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 57,000 |
| Montgomery County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Putnam County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 170,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Albemarle County Virginia | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Alleghany County Virginia | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Appomattox County Virginia | 1 | $ 105,000 | $ 105,000 | $ 133,000 |
| Arlington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 140,000 |
| Botetourt County Virginia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Brunswick County Virginia | 1 | $ 45,000 | $ 45,000 | $ 141,000 |
| Campbell County Virginia | 1 | $ 65,000 | $ 65,000 | $ 104,000 |
| Caroline County Virginia | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Charlotte County Virginia | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Dickenson County Virginia | 1 | $ 75,000 | $ 75,000 | $ 253,000 |
| Fluvanna County Virginia | 1 | $ 145,000 | $ 145,000 | $ 165,000 |
| Franklin City County Virginia | 1 | $ 165,000 | $ 165,000 | $ 88,000 |
| Fredericksburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 248,000 |
| Giles County Virginia | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| King William County Virginia | 1 | $ 115,000 | $ 115,000 | $ 133,000 |
| Loudoun County Virginia | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Martinsville County Virginia | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Nelson County Virginia | 1 | $ 295,000 | $ 295,000 | $ 182,000 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Rockbridge County Virginia | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Rockingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Russell County Virginia | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Shenandoah County Virginia | 1 | $ 15,000 | $ 15,000 | $ 135,000 |
| Southampton County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Spotsylvania County Virginia | 1 | $ 345,000 | $ 345,000 | $ 224,000 |
| Staunton County Virginia | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Waynesboro County Virginia | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Westmoreland County Virginia | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Wythe County Virginia | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for State Employees' in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 19,464 | $3,456,520,000 | $177,000 | $1,755,000 | $85,000 | $2,740,000 |
| Refinancing | 14,385 | $2,161,785,000 | $150,000 | $1,455,000 | $93,000 | $2,215,000 |
| Other Purpose | 6,003 | $323,585,000 | $53,000 | $905,000 | $93,000 | $1,479,000 |
| Home Improvement | 4,991 | $236,205,000 | $47,000 | $405,000 | $86,000 | $968,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 30,927 | $4,350,335,000 | $140,000 | $1,755,000 | $91,000 | $2,740,000 |
| Black or African American | 8,752 | $1,091,860,000 | $124,000 | $1,415,000 | $76,000 | $937,000 |
| Not Provided | 3,234 | $463,800,000 | $143,000 | $965,000 | $105,000 | $873,000 |
| Hispanic | 1,152 | $153,400,000 | $133,000 | $815,000 | $72,000 | $504,000 |
| Asian | 418 | $79,860,000 | $191,000 | $1,005,000 | $106,000 | $1,168,000 |
| American Indian or Alaskan Native | 296 | $32,090,000 | $108,000 | $835,000 | $79,000 | $429,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $3,550,000 | $147,000 | $615,000 | $65,000 | $133,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 44,843 | $6,178,095,000 | $137,000 | $1,755,000 | $89,000 | $2,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 30,643 | $4,411,695,000 | $143,000 | $1,755,000 | $93,000 | $2,740,000 |
| Application Denied By Financial Institution | 5,285 | $552,925,000 | $104,000 | $955,000 | $67,000 | $873,000 |
| Application Withdrawn By Applicant | 4,677 | $646,565,000 | $138,000 | $1,455,000 | $88,000 | $978,000 |
| File Closed For Incompleteness | 1,920 | $230,760,000 | $120,000 | $1,005,000 | $92,000 | $968,000 |
| Loan Purchased By The Institution | 1,754 | $256,580,000 | $146,000 | $905,000 | $75,000 | $550,000 |
| Application Approved But Not Accepted | 564 | $79,570,000 | $141,000 | $1,285,000 | $90,000 | $1,479,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 39,558 | $5,625,170,000 | $142,000 | $1,755,000 | $92,000 | $2,740,000 |
| Debt-To-Income Ratio | 2,157 | $208,115,000 | $96,000 | $625,000 | $50,000 | $233,000 |
| Collateral | 1,434 | $164,950,000 | $115,000 | $955,000 | $90,000 | $832,000 |
| Credit History | 1,314 | $130,100,000 | $99,000 | $815,000 | $67,000 | $325,000 |
| Other | 174 | $24,010,000 | $137,000 | $815,000 | $90,000 | $873,000 |
| Unverifiable Information | 156 | $20,310,000 | $130,000 | $585,000 | $63,000 | $369,000 |
| Credit Application Incomplete | 25 | $2,355,000 | $94,000 | $325,000 | $94,000 | $530,000 |
| Employment History | 24 | $3,010,000 | $125,000 | $395,000 | $49,000 | $136,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $75,000 | $75,000 | $75,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.