Statewide Bank Mortgage Lending & HMDA Data, 2006
In 2006, Statewide Bank of Covington, LA reported 1,553 mortgage applications totaling $76.6 million, up 56% from 2005. The average application was for $49,305, and applicants reported an average income of $11,880. 5% of its applications resulted in an originated loan and 2% were denied. Its largest markets were New Orleans-Metairie-Kenner, LA (119), McAllen-Edinburg-Mission, TX (107) and Phoenix-Mesa-Scottsdale, AZ (58) (applications in parentheses).
| Mortgage Company & Address | Statewide Bank 2008 Ronald Reagan Highway Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,553 |
| Total Mortgage Loan Application Amount | $76,572,000 |
| Average Mortgage Loan Application Amount | $49,305 |
| Highest Mortgage Loan Application Amount | $4,457,000 |
| Average Applicant Income | $11,880 |
| Highest Applicant Income | $2,419,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Statewide Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Orleans-Metairie-Kenner, LA | 119 | $ 24,320,000 | $ 204,369 | $ 128,000 |
| McAllen-Edinburg-Mission, TX | 107 | $ 5,223,000 | $ 48,813 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 58 | $ 2,112,000 | $ 36,413 | $ 0 |
| Baton Rouge, LA | 39 | $ 2,160,000 | $ 55,384 | $ 2,000 |
| Brownsville-Harlingen, TX | 39 | $ 2,124,000 | $ 54,461 | $ 0 |
| Spokane, WA | 28 | $ 753,000 | $ 26,892 | $ 0 |
| Chicago-Naperville-Joliet, IL | 25 | $ 2,900,000 | $ 116,000 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 24 | $ 691,000 | $ 28,791 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 21 | $ 799,000 | $ 38,047 | $ 0 |
| Prescott, AZ | 16 | $ 287,000 | $ 17,937 | $ 0 |
| San Antonio, TX | 16 | $ 802,000 | $ 50,125 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 16 | $ 371,000 | $ 23,187 | $ 0 |
| Dallas-Plano-Irving, TX | 15 | $ 434,000 | $ 28,933 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 14 | $ 562,000 | $ 40,142 | $ 0 |
| Albuquerque, NM | 13 | $ 326,000 | $ 25,076 | $ 0 |
| Alexandria, LA | 13 | $ 265,000 | $ 20,384 | $ 0 |
| Anchorage, AK | 13 | $ 554,000 | $ 42,615 | $ 0 |
| Fort Worth-Arlington, TX | 13 | $ 360,000 | $ 27,692 | $ 0 |
| Philadelphia, PA | 13 | $ 328,000 | $ 25,230 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 12 | $ 481,000 | $ 40,083 | $ 0 |
| Tucson, AZ | 12 | $ 324,000 | $ 27,000 | $ 0 |
| St. Louis, MO-IL | 11 | $ 206,000 | $ 18,727 | $ 0 |
| Baltimore-Towson, MD | 10 | $ 210,000 | $ 21,000 | $ 0 |
| Beaumont-Port Arthur, TX | 10 | $ 157,000 | $ 15,700 | $ 0 |
| Flagstaff, AZ | 10 | $ 394,000 | $ 39,400 | $ 0 |
| Jacksonville, FL | 10 | $ 249,000 | $ 24,900 | $ 0 |
| Las Cruces, NM | 10 | $ 263,000 | $ 26,300 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 9 | $ 187,000 | $ 20,777 | $ 0 |
| Eugene-Springfield, OR | 8 | $ 326,000 | $ 40,750 | $ 0 |
| Kansas City, MO-KS | 8 | $ 187,000 | $ 23,375 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 206,000 | $ 25,750 | $ 0 |
| Pittsburgh, PA | 8 | $ 117,000 | $ 14,625 | $ 0 |
| Boise City-Nampa, ID | 7 | $ 147,000 | $ 21,000 | $ 0 |
| Lafayette, LA | 7 | $ 193,000 | $ 27,571 | $ 0 |
| Memphis, TN-MS-AR | 7 | $ 337,000 | $ 48,142 | $ 8,571 |
| New York-White Plains-Wayne, NY-NJ | 7 | $ 521,000 | $ 74,428 | $ 0 |
| Yuma, AZ | 7 | $ 196,000 | $ 28,000 | $ 0 |
| Lakeland, FL | 6 | $ 258,000 | $ 43,000 | $ 0 |
| Medford, OR | 6 | $ 124,000 | $ 20,666 | $ 0 |
| Seattle-Bellevue-Everett, WA | 6 | $ 362,000 | $ 60,333 | $ 0 |
| Tacoma, WA | 6 | $ 128,000 | $ 21,333 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 90,000 | $ 15,000 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 6 | $ 118,000 | $ 19,666 | $ 0 |
| Bakersfield, CA | 5 | $ 161,000 | $ 32,200 | $ 0 |
| Charleston-North Charleston, SC | 5 | $ 86,000 | $ 17,200 | $ 0 |
| El Paso, TX | 5 | $ 197,000 | $ 39,400 | $ 0 |
| Fairbanks, AK | 5 | $ 249,000 | $ 49,800 | $ 0 |
| Farmington, NM | 5 | $ 71,000 | $ 14,200 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 125,000 | $ 25,000 | $ 5,000 |
| Longview, TX | 5 | $ 202,000 | $ 40,400 | $ 0 |
| Monroe, LA | 5 | $ 85,000 | $ 17,000 | $ 0 |
| Oakland-Fremont-Hayward, CA | 5 | $ 271,000 | $ 54,200 | $ 0 |
| Raleigh-Cary, NC | 5 | $ 109,000 | $ 21,800 | $ 0 |
| Salem, OR | 5 | $ 109,000 | $ 21,800 | $ 0 |
| Billings, MT | 4 | $ 217,000 | $ 54,250 | $ 0 |
| Camden, NJ | 4 | $ 58,000 | $ 14,500 | $ 0 |
| Coeur D'Alene, ID | 4 | $ 118,000 | $ 29,500 | $ 0 |
| Columbus, OH | 4 | $ 68,000 | $ 17,000 | $ 0 |
| Gary, IN | 4 | $ 196,000 | $ 49,000 | $ 0 |
| Great Falls, MT | 4 | $ 54,000 | $ 13,500 | $ 0 |
| Greensboro-High Point, NC | 4 | $ 90,000 | $ 22,500 | $ 0 |
| Indianapolis-Carmel, IN | 4 | $ 89,000 | $ 22,250 | $ 0 |
| Lake Charles, LA | 4 | $ 52,000 | $ 13,000 | $ 0 |
| Las Vegas-Paradise, NV | 4 | $ 102,000 | $ 25,500 | $ 0 |
| Oklahoma City, OK | 4 | $ 102,000 | $ 25,500 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 4 | $ 95,000 | $ 23,750 | $ 0 |
| Richmond, VA | 4 | $ 96,000 | $ 24,000 | $ 0 |
| Waco, TX | 4 | $ 114,000 | $ 28,500 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 79,000 | $ 19,750 | $ 0 |
| Yakima, WA | 4 | $ 95,000 | $ 23,750 | $ 0 |
| Austin-Round Rock, TX | 3 | $ 158,000 | $ 52,666 | $ 0 |
| Birmingham-Hoover, AL | 3 | $ 43,000 | $ 14,333 | $ 0 |
| Buffalo-Niagara Falls, NY | 3 | $ 108,000 | $ 36,000 | $ 0 |
| Chico, CA | 3 | $ 291,000 | $ 97,000 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 3 | $ 62,000 | $ 20,666 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 3 | $ 148,000 | $ 49,333 | $ 0 |
| College Station-Bryan, TX | 3 | $ 94,000 | $ 31,333 | $ 0 |
| Corpus Christi, TX | 3 | $ 96,000 | $ 32,000 | $ 0 |
| Denver-Aurora, CO | 3 | $ 124,000 | $ 41,333 | $ 0 |
| Fayetteville, NC | 3 | $ 43,000 | $ 14,333 | $ 0 |
| Fresno, CA | 3 | $ 79,000 | $ 26,333 | $ 0 |
| Grand Junction, CO | 3 | $ 42,000 | $ 14,000 | $ 0 |
| Little Rock-North Little Rock, AR | 3 | $ 47,000 | $ 15,666 | $ 0 |
| Macon, GA | 3 | $ 79,000 | $ 26,333 | $ 0 |
| Manchester-Nashua, NH | 3 | $ 197,000 | $ 65,666 | $ 0 |
| Midland, TX | 3 | $ 61,000 | $ 20,333 | $ 0 |
| Nassau-Suffolk, NY | 3 | $ 139,000 | $ 46,333 | $ 0 |
| Olympia, WA | 3 | $ 147,000 | $ 49,000 | $ 0 |
| Orlando-Kissimmee, FL | 3 | $ 57,000 | $ 19,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 26,000 | $ 8,666 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 3 | $ 215,000 | $ 71,666 | $ 21,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 3 | $ 210,000 | $ 70,000 | $ 0 |
| Salt Lake City, UT | 3 | $ 96,000 | $ 32,000 | $ 0 |
| Sherman-Denison, TX | 3 | $ 99,000 | $ 33,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 3 | $ 80,000 | $ 26,666 | $ 0 |
| Spartanburg, SC | 3 | $ 140,000 | $ 46,666 | $ 0 |
| Syracuse, NY | 3 | $ 29,000 | $ 9,666 | $ 0 |
| Tyler, TX | 3 | $ 70,000 | $ 23,333 | $ 0 |
| Wichita Falls, TX | 3 | $ 99,000 | $ 33,000 | $ 0 |
| Wichita, KS | 3 | $ 78,000 | $ 26,000 | $ 0 |
| Abilene, TX | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Bellingham, WA | 2 | $ 28,000 | $ 14,000 | $ 0 |
| Boston-Quincy, MA | 2 | $ 69,000 | $ 34,500 | $ 0 |
| Cape Coral-Fort Myers, FL | 2 | $ 274,000 | $ 137,000 | $ 0 |
| Colorado Springs, CO | 2 | $ 407,000 | $ 203,500 | $ 36,000 |
| Danville, VA | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 26,000 | $ 13,000 | $ 0 |
| Edison, NJ | 2 | $ 623,000 | $ 311,500 | $ 0 |
| Florence, SC | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 64,000 | $ 32,000 | $ 0 |
| Gulfport-Biloxi, MS | 2 | $ 183,000 | $ 91,500 | $ 80,000 |
| Hinesville-Fort Stewart, GA | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Jackson, MS | 2 | $ 77,000 | $ 38,500 | $ 0 |
| Kennewick-Richland-Pasco, WA | 2 | $ 60,000 | $ 30,000 | $ 0 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 45,000 | $ 22,500 | $ 0 |
| Lexington-Fayette, KY | 2 | $ 22,000 | $ 11,000 | $ 0 |
| Lubbock, TX | 2 | $ 37,000 | $ 18,500 | $ 0 |
| Ocala, FL | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 32,000 | $ 16,000 | $ 0 |
| Redding, CA | 2 | $ 54,000 | $ 27,000 | $ 0 |
| Reno-Sparks, NV | 2 | $ 97,000 | $ 48,500 | $ 0 |
| Rochester, NY | 2 | $ 54,000 | $ 27,000 | $ 0 |
| San Angelo, TX | 2 | $ 38,000 | $ 19,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 2 | $ 123,000 | $ 61,500 | $ 0 |
| Santa Rosa-Petaluma, CA | 2 | $ 144,000 | $ 72,000 | $ 107,000 |
| Shreveport-Bossier City, LA | 2 | $ 41,000 | $ 20,500 | $ 0 |
| Stockton, CA | 2 | $ 522,000 | $ 261,000 | $ 0 |
| Victoria, TX | 2 | $ 66,000 | $ 33,000 | $ 0 |
| Wenatchee, WA | 2 | $ 99,000 | $ 49,500 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 44,000 | $ 22,000 | $ 0 |
| Wilmington, NC | 2 | $ 30,000 | $ 15,000 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 47,000 | $ 23,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Amarillo, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Anderson, IN | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Ann Arbor, MI | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Anniston-Oxford, AL | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Athens-Clarke County, GA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Atlantic City, NJ | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Bay City, MI | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Bend, OR | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Binghamton, NY | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Bloomington, IN | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Burlington, NC | 1 | $ 24,000 | $ 24,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Casper, WY | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Charleston, WV | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Cheyenne, WY | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Clarksville, TN-KY | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Columbia, SC | 1 | $ 49,000 | $ 49,000 | $ 0 |
| Dalton, GA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Dayton, OH | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Durham, NC | 1 | $ 33,000 | $ 33,000 | $ 0 |
| El Centro, CA | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Elkhart-Goshen, IN | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Essex County, MA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Flint, MI | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Fort Collins-Loveland, CO | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 1 | $ 1,103,000 | $ 1,103,000 | $ 1,177,000 |
| Gainesville, FL | 1 | $ 18,000 | $ 18,000 | $ 0 |
| Greenville, SC | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Harrisonburg, VA | 1 | $ 34,000 | $ 34,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 16,000 | $ 16,000 | $ 0 |
| Honolulu, HI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hot Springs, AR | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Huntsville, AL | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lancaster, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Laredo, TX | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 26,000 | $ 26,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Lynchburg, VA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Modesto, CA | 1 | $ 3,000 | $ 3,000 | $ 0 |
| Montgomery, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Newark-Union, NJ-PA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Norwich-New London, CT | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Odessa, TX | 1 | $ 7,000 | $ 7,000 | $ 0 |
| Ogden-Clearfield, UT | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Pascagoula, MS | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 21,000 | $ 21,000 | $ 0 |
| Punta Gorda, FL | 1 | $ 56,000 | $ 56,000 | $ 0 |
| Reading, PA | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Rockingham County-Strafford County, NH | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 12,000 | $ 12,000 | $ 0 |
| Salinas, CA | 1 | $ 49,000 | $ 49,000 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Santa Fe, NM | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Springfield, MO | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Tallahassee, FL | 1 | $ 13,000 | $ 13,000 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Toledo, OH | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Topeka, KS | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Tulsa, OK | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Vallejo-Fairfield, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Visalia-Porterville, CA | 1 | $ 6,000 | $ 6,000 | $ 0 |
| Weirton-Steubenville, WV-OH | 1 | $ 9,000 | $ 9,000 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1 | $ 36,000 | $ 36,000 | $ 0 |
| Winston-Salem, NC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| York-Hanover, PA | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Yuba City, CA | 1 | $ 107,000 | $ 107,000 | $ 0 |
Mortgage Loan Application Detail Totals for Statewide Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,017 | $52,214,000 | $51,000 | $4,457,000 | $9,000 | $1,177,000 |
| Refinancing | 474 | $18,959,000 | $39,000 | $1,700,000 | $17,000 | $2,419,000 |
| Home Improvement | 62 | $5,399,000 | $87,000 | $600,000 | $20,000 | $412,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,421 | $58,609,000 | $41,000 | $4,457,000 | $3,000 | $1,177,000 |
| White | 113 | $13,261,000 | $117,000 | $500,000 | $86,000 | $780,000 |
| Black or African American | 11 | $1,071,000 | $97,000 | $269,000 | $51,000 | $158,000 |
| Not Provided | 5 | $771,000 | $154,000 | $196,000 | $147,000 | $352,000 |
| Hispanic | 1 | $360,000 | $360,000 | $360,000 | $169,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,700,000 | $1,700,000 | $1,700,000 | $2,419,000 | $2,419,000 |
| Asian | 1 | $800,000 | $800,000 | $800,000 | $474,000 | $474,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,550 | $76,240,000 | $49,000 | $4,457,000 | $12,000 | $2,419,000 |
| FHA-insured (Federal Housing Administration) | 3 | $332,000 | $110,000 | $172,000 | $44,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,399 | $46,691,000 | $33,000 | $600,000 | $0 | $0 |
| Loan Originated | 80 | $18,775,000 | $234,000 | $4,457,000 | $162,000 | $2,419,000 |
| Application Withdrawn By Applicant | 43 | $7,613,000 | $177,000 | $800,000 | $100,000 | $780,000 |
| Application Denied By Financial Institution | 25 | $2,992,000 | $119,000 | $400,000 | $53,000 | $158,000 |
| Application Approved But Not Accepted | 6 | $501,000 | $83,000 | $106,000 | $51,000 | $93,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $1,208,000 | $86,000 | $300,000 | $41,000 | $60,000 |
| Debt-To-Income Ratio | 6 | $1,110,000 | $185,000 | $400,000 | $56,000 | $74,000 |
| Other | 3 | $357,000 | $119,000 | $200,000 | $110,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $173,000 | $173,000 | $173,000 | $69,000 | $69,000 |
| Collateral | 1 | $144,000 | $144,000 | $144,000 | $27,000 | $27,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Statewide Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Statewide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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