Statewide Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Statewide Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Statewide Bank 2008 Ronald Reagan Highway Covington, LA 70433 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,553 |
| Total Mortgage Loan Application Amount | $76,572,000 |
| Average Mortgage Loan Application Amount | $59,000 |
| Highest Mortgage Loan Application Amount | $4,457,000 |
| Average Applicant Income | $15,333 |
| Highest Applicant Income | $2,419,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Statewide Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Statewide Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Statewide Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Statewide Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Statewide Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Statewide Bank's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NEW ORLEANS-METAIRIE-KENNER, LA | 119 | $ 24,320,000 | $ 204,000 | $ 128,000 |
| MCALLEN-EDINBURG-MISSION, TX | 107 | $ 5,223,000 | $ 48,000 | $ 0 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 58 | $ 2,112,000 | $ 36,000 | $ 0 |
| BATON ROUGE, LA | 39 | $ 2,160,000 | $ 55,000 | $ 2,000 |
| BROWNSVILLE-HARLINGEN, TX | 39 | $ 2,124,000 | $ 54,000 | $ 0 |
| SPOKANE, WA | 28 | $ 753,000 | $ 26,000 | $ 0 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 25 | $ 2,900,000 | $ 116,000 | $ 0 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 24 | $ 691,000 | $ 28,000 | $ 0 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 21 | $ 799,000 | $ 38,000 | $ 0 |
| PRESCOTT, AZ | 16 | $ 287,000 | $ 17,000 | $ 0 |
| SAN ANTONIO, TX | 16 | $ 802,000 | $ 50,000 | $ 0 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 16 | $ 371,000 | $ 23,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 15 | $ 434,000 | $ 28,000 | $ 0 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 14 | $ 562,000 | $ 40,000 | $ 0 |
| ALBUQUERQUE, NM | 13 | $ 326,000 | $ 25,000 | $ 0 |
| ALEXANDRIA, LA | 13 | $ 265,000 | $ 20,000 | $ 0 |
| ANCHORAGE, AK | 13 | $ 554,000 | $ 42,000 | $ 0 |
| FORT WORTH-ARLINGTON, TX | 13 | $ 360,000 | $ 27,000 | $ 0 |
| PHILADELPHIA, PA | 13 | $ 328,000 | $ 25,000 | $ 0 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 12 | $ 481,000 | $ 40,000 | $ 0 |
| TUCSON, AZ | 12 | $ 324,000 | $ 27,000 | $ 0 |
| ST. LOUIS, MO-IL | 11 | $ 206,000 | $ 18,000 | $ 0 |
| BALTIMORE-TOWSON, MD | 10 | $ 210,000 | $ 21,000 | $ 0 |
| BEAUMONT-PORT ARTHUR, TX | 10 | $ 157,000 | $ 15,000 | $ 0 |
| FLAGSTAFF, AZ | 10 | $ 394,000 | $ 39,000 | $ 0 |
| JACKSONVILLE, FL | 10 | $ 249,000 | $ 24,000 | $ 0 |
| LAS CRUCES, NM | 10 | $ 263,000 | $ 26,000 | $ 0 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 187,000 | $ 22,500 | $ 0 |
| EUGENE-SPRINGFIELD, OR | 8 | $ 326,000 | $ 40,000 | $ 0 |
| KANSAS CITY, MO-KS | 8 | $ 187,000 | $ 19,000 | $ 0 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 8 | $ 206,000 | $ 25,000 | $ 0 |
| PITTSBURGH, PA | 8 | $ 117,000 | $ 14,000 | $ 0 |
| BOISE CITY-NAMPA, ID | 7 | $ 147,000 | $ 21,000 | $ 0 |
| LAFAYETTE, LA | 7 | $ 193,000 | $ 27,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 7 | $ 337,000 | $ 94,500 | $ 30,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 7 | $ 521,000 | $ 46,500 | $ 0 |
| YUMA, AZ | 7 | $ 196,000 | $ 28,000 | $ 0 |
| LAKELAND, FL | 6 | $ 258,000 | $ 43,000 | $ 0 |
| MEDFORD, OR | 6 | $ 124,000 | $ 20,000 | $ 0 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 362,000 | $ 60,000 | $ 0 |
| TACOMA, WA | 6 | $ 128,000 | $ 21,000 | $ 0 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 6 | $ 90,000 | $ 15,000 | $ 0 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 6 | $ 118,000 | $ 14,500 | $ 0 |
| BAKERSFIELD, CA | 5 | $ 161,000 | $ 32,000 | $ 0 |
| CHARLESTON-NORTH CHARLESTON, SC | 5 | $ 86,000 | $ 17,000 | $ 0 |
| EL PASO, TX | 5 | $ 197,000 | $ 39,000 | $ 0 |
| FAIRBANKS, AK | 5 | $ 249,000 | $ 49,000 | $ 0 |
| FARMINGTON, NM | 5 | $ 71,000 | $ 14,000 | $ 0 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 5 | $ 125,000 | $ 25,000 | $ 5,000 |
| LONGVIEW, TX | 5 | $ 202,000 | $ 40,000 | $ 0 |
| MONROE, LA | 5 | $ 85,000 | $ 17,000 | $ 0 |
| OAKLAND-FREMONT-HAYWARD, CA | 5 | $ 271,000 | $ 54,000 | $ 0 |
| RALEIGH-CARY, NC | 5 | $ 109,000 | $ 21,000 | $ 0 |
| SALEM, OR | 5 | $ 109,000 | $ 21,000 | $ 0 |
| BILLINGS, MT | 4 | $ 217,000 | $ 54,000 | $ 0 |
| CAMDEN, NJ | 4 | $ 58,000 | $ 14,000 | $ 0 |
| COEUR D'ALENE, ID | 4 | $ 118,000 | $ 29,000 | $ 0 |
| COLUMBUS, OH | 4 | $ 68,000 | $ 17,000 | $ 0 |
| GARY, IN | 4 | $ 196,000 | $ 49,000 | $ 0 |
| GREAT FALLS, MT | 4 | $ 54,000 | $ 13,000 | $ 0 |
| GREENSBORO-HIGH POINT, NC | 4 | $ 90,000 | $ 22,000 | $ 0 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 89,000 | $ 22,000 | $ 0 |
| LAKE CHARLES, LA | 4 | $ 52,000 | $ 13,000 | $ 0 |
| LAS VEGAS-PARADISE, NV | 4 | $ 102,000 | $ 25,000 | $ 0 |
| OKLAHOMA CITY, OK | 4 | $ 102,000 | $ 25,000 | $ 0 |
| PORT ST. LUCIE-FORT PIERCE, FL | 4 | $ 95,000 | $ 23,000 | $ 0 |
| RICHMOND, VA | 4 | $ 96,000 | $ 24,000 | $ 0 |
| WACO, TX | 4 | $ 114,000 | $ 28,000 | $ 0 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 79,000 | $ 19,000 | $ 0 |
| YAKIMA, WA | 4 | $ 95,000 | $ 23,000 | $ 0 |
| AUSTIN-ROUND ROCK, TX | 3 | $ 158,000 | $ 52,000 | $ 0 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 43,000 | $ 14,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 108,000 | $ 36,000 | $ 0 |
| CHICO, CA | 3 | $ 291,000 | $ 97,000 | $ 0 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 62,000 | $ 20,000 | $ 0 |
| CLEVELAND-ELYRIA-MENTOR, OH | 3 | $ 148,000 | $ 49,000 | $ 0 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 94,000 | $ 31,000 | $ 0 |
| CORPUS CHRISTI, TX | 3 | $ 96,000 | $ 32,000 | $ 0 |
| DENVER-AURORA, CO | 3 | $ 124,000 | $ 41,000 | $ 0 |
| FAYETTEVILLE, NC | 3 | $ 43,000 | $ 14,000 | $ 0 |
| FRESNO, CA | 3 | $ 79,000 | $ 26,000 | $ 0 |
| GRAND JUNCTION, CO | 3 | $ 42,000 | $ 14,000 | $ 0 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 3 | $ 47,000 | $ 15,000 | $ 0 |
| MACON, GA | 3 | $ 79,000 | $ 26,000 | $ 0 |
| MANCHESTER-NASHUA, NH | 3 | $ 197,000 | $ 65,000 | $ 0 |
| MIDLAND, TX | 3 | $ 61,000 | $ 20,000 | $ 0 |
| NASSAU-SUFFOLK, NY | 3 | $ 139,000 | $ 46,000 | $ 0 |
| OLYMPIA, WA | 3 | $ 147,000 | $ 49,000 | $ 0 |
| ORLANDO-KISSIMMEE, FL | 3 | $ 57,000 | $ 19,000 | $ 0 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 26,000 | $ 8,000 | $ 0 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 3 | $ 215,000 | $ 71,000 | $ 21,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 3 | $ 210,000 | $ 70,000 | $ 0 |
| SALT LAKE CITY, UT | 3 | $ 96,000 | $ 32,000 | $ 0 |
| SHERMAN-DENISON, TX | 3 | $ 99,000 | $ 33,000 | $ 0 |
| SOUTH BEND-MISHAWAKA, IN-MI | 3 | $ 80,000 | $ 26,000 | $ 0 |
| SPARTANBURG, SC | 3 | $ 140,000 | $ 46,000 | $ 0 |
| SYRACUSE, NY | 3 | $ 29,000 | $ 9,000 | $ 0 |
| TYLER, TX | 3 | $ 70,000 | $ 23,000 | $ 0 |
| WICHITA FALLS, TX | 3 | $ 99,000 | $ 33,000 | $ 0 |
| WICHITA, KS | 3 | $ 78,000 | $ 26,000 | $ 0 |
| ABILENE, TX | 2 | $ 32,000 | $ 16,000 | $ 0 |
| BELLINGHAM, WA | 2 | $ 28,000 | $ 14,000 | $ 0 |
| BOSTON-QUINCY, MA | 2 | $ 69,000 | $ 34,000 | $ 0 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 274,000 | $ 137,000 | $ 0 |
| COLORADO SPRINGS, CO | 2 | $ 407,000 | $ 203,000 | $ 36,000 |
| DANVILLE, VA | 2 | $ 30,000 | $ 15,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 26,000 | $ 13,000 | $ 0 |
| EDISON, NJ | 2 | $ 623,000 | $ 311,000 | $ 0 |
| FLORENCE, SC | 2 | $ 38,000 | $ 19,000 | $ 0 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 64,000 | $ 32,000 | $ 0 |
| GULFPORT-BILOXI, MS | 2 | $ 183,000 | $ 91,000 | $ 80,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 45,000 | $ 22,000 | $ 0 |
| JACKSON, MS | 2 | $ 77,000 | $ 38,000 | $ 0 |
| KENNEWICK-RICHLAND-PASCO, WA | 2 | $ 60,000 | $ 30,000 | $ 0 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 2 | $ 45,000 | $ 22,000 | $ 0 |
| LEXINGTON-FAYETTE, KY | 2 | $ 22,000 | $ 11,000 | $ 0 |
| LUBBOCK, TX | 2 | $ 37,000 | $ 18,000 | $ 0 |
| OCALA, FL | 2 | $ 98,000 | $ 49,000 | $ 0 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 32,000 | $ 16,000 | $ 0 |
| REDDING, CA | 2 | $ 54,000 | $ 27,000 | $ 0 |
| RENO-SPARKS, NV | 2 | $ 97,000 | $ 48,000 | $ 0 |
| ROCHESTER, NY | 2 | $ 54,000 | $ 27,000 | $ 0 |
| SAN ANGELO, TX | 2 | $ 38,000 | $ 19,000 | $ 0 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 2 | $ 123,000 | $ 61,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 144,000 | $ 72,000 | $ 107,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 41,000 | $ 20,000 | $ 0 |
| STOCKTON, CA | 2 | $ 522,000 | $ 261,000 | $ 0 |
| VICTORIA, TX | 2 | $ 66,000 | $ 33,000 | $ 0 |
| WENATCHEE, WA | 2 | $ 99,000 | $ 49,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 44,000 | $ 22,000 | $ 0 |
| WILMINGTON, NC | 2 | $ 30,000 | $ 15,000 | $ 0 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 47,000 | $ 23,000 | $ 0 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| AMARILLO, TX | 1 | $ 28,000 | $ 28,000 | $ 0 |
| ANDERSON, IN | 1 | $ 24,000 | $ 24,000 | $ 0 |
| ANN ARBOR, MI | 1 | $ 6,000 | $ 6,000 | $ 0 |
| ANNISTON-OXFORD, AL | 1 | $ 21,000 | $ 21,000 | $ 0 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 20,000 | $ 20,000 | $ 0 |
| ATLANTIC CITY, NJ | 1 | $ 25,000 | $ 25,000 | $ 0 |
| AUBURN-OPELIKA, AL | 1 | $ 22,000 | $ 22,000 | $ 0 |
| BARNSTABLE TOWN, MA | 1 | $ 9,000 | $ 9,000 | $ 0 |
| BAY CITY, MI | 1 | $ 10,000 | $ 10,000 | $ 0 |
| BEND, OR | 1 | $ 14,000 | $ 14,000 | $ 0 |
| BINGHAMTON, NY | 1 | $ 16,000 | $ 16,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 32,000 | $ 32,000 | $ 0 |
| BREMERTON-SILVERDALE, WA | 1 | $ 18,000 | $ 18,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 13,000 | $ 13,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 24,000 | $ 24,000 | $ 0 |
| CANTON-MASSILLON, OH | 1 | $ 28,000 | $ 28,000 | $ 0 |
| CASPER, WY | 1 | $ 33,000 | $ 33,000 | $ 0 |
| CHARLESTON, WV | 1 | $ 14,000 | $ 14,000 | $ 0 |
| CHEYENNE, WY | 1 | $ 13,000 | $ 13,000 | $ 0 |
| CLARKSVILLE, TN-KY | 1 | $ 12,000 | $ 12,000 | $ 0 |
| COLUMBIA, SC | 1 | $ 49,000 | $ 49,000 | $ 0 |
| DALTON, GA | 1 | $ 12,000 | $ 12,000 | $ 0 |
| DAYTON, OH | 1 | $ 6,000 | $ 6,000 | $ 0 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 26,000 | $ 26,000 | $ 0 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 93,000 | $ 93,000 | $ 0 |
| DETROIT-LIVONIA-DEARBORN, MI | 1 | $ 149,000 | $ 149,000 | $ 0 |
| DURHAM, NC | 1 | $ 33,000 | $ 33,000 | $ 0 |
| EL CENTRO, CA | 1 | $ 33,000 | $ 33,000 | $ 0 |
| ELKHART-GOSHEN, IN | 1 | $ 18,000 | $ 18,000 | $ 0 |
| ESSEX COUNTY, MA | 1 | $ 35,000 | $ 35,000 | $ 0 |
| FLINT, MI | 1 | $ 32,000 | $ 32,000 | $ 0 |
| FORT COLLINS-LOVELAND, CO | 1 | $ 31,000 | $ 31,000 | $ 0 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 1,103,000 | $ 1,103,000 | $ 1,177,000 |
| GAINESVILLE, FL | 1 | $ 18,000 | $ 18,000 | $ 0 |
| GREENVILLE, SC | 1 | $ 74,000 | $ 74,000 | $ 0 |
| HARRISBURG-CARLISLE, PA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| HARRISONBURG, VA | 1 | $ 34,000 | $ 34,000 | $ 0 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 16,000 | $ 16,000 | $ 0 |
| HONOLULU, HI | 1 | $ 115,000 | $ 115,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 5,000 | $ 5,000 | $ 0 |
| HUNTSVILLE, AL | 1 | $ 118,000 | $ 118,000 | $ 0 |
| KALAMAZOO-PORTAGE, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| LANCASTER, PA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| LAREDO, TX | 1 | $ 9,000 | $ 9,000 | $ 0 |
| LEWISTON-AUBURN, ME | 1 | $ 26,000 | $ 26,000 | $ 0 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| LYNCHBURG, VA | 1 | $ 28,000 | $ 28,000 | $ 0 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 9,000 | $ 9,000 | $ 0 |
| MODESTO, CA | 1 | $ 3,000 | $ 3,000 | $ 0 |
| MONTGOMERY, AL | 1 | $ 55,000 | $ 55,000 | $ 0 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 1 | $ 33,000 | $ 33,000 | $ 0 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1 | $ 10,000 | $ 10,000 | $ 0 |
| NEW HAVEN-MILFORD, CT | 1 | $ 33,000 | $ 33,000 | $ 0 |
| NEWARK-UNION, NJ-PA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 1 | $ 14,000 | $ 14,000 | $ 0 |
| ODESSA, TX | 1 | $ 7,000 | $ 7,000 | $ 0 |
| OGDEN-CLEARFIELD, UT | 1 | $ 15,000 | $ 15,000 | $ 0 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 20,000 | $ 20,000 | $ 0 |
| PASCAGOULA, MS | 1 | $ 112,000 | $ 112,000 | $ 43,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 41,000 | $ 41,000 | $ 0 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 21,000 | $ 21,000 | $ 0 |
| PUNTA GORDA, FL | 1 | $ 56,000 | $ 56,000 | $ 0 |
| READING, PA | 1 | $ 6,000 | $ 6,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 10,000 | $ 10,000 | $ 0 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 1 | $ 12,000 | $ 12,000 | $ 0 |
| SALINAS, CA | 1 | $ 49,000 | $ 49,000 | $ 0 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 1 | $ 14,000 | $ 14,000 | $ 0 |
| SANTA FE, NM | 1 | $ 14,000 | $ 14,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 51,000 | $ 51,000 | $ 0 |
| SIOUX FALLS, SD | 1 | $ 13,000 | $ 13,000 | $ 0 |
| SPRINGFIELD, MO | 1 | $ 17,000 | $ 17,000 | $ 0 |
| TALLAHASSEE, FL | 1 | $ 13,000 | $ 13,000 | $ 0 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 29,000 | $ 29,000 | $ 0 |
| TOLEDO, OH | 1 | $ 31,000 | $ 31,000 | $ 0 |
| TOPEKA, KS | 1 | $ 19,000 | $ 19,000 | $ 0 |
| TULSA, OK | 1 | $ 14,000 | $ 14,000 | $ 0 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| VISALIA-PORTERVILLE, CA | 1 | $ 6,000 | $ 6,000 | $ 0 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 9,000 | $ 9,000 | $ 0 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 1 | $ 36,000 | $ 36,000 | $ 0 |
| WINSTON-SALEM, NC | 1 | $ 36,000 | $ 36,000 | $ 0 |
| YORK-HANOVER, PA | 1 | $ 33,000 | $ 33,000 | $ 0 |
| YUBA CITY, CA | 1 | $ 107,000 | $ 107,000 | $ 0 |
Mortgage Loan Application Detail Totals for Statewide Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,017 | $52,214,000 | $51,000 | $4,457,000 | $9,000 | $1,177,000 |
| Refinancing | 474 | $18,959,000 | $39,000 | $1,700,000 | $17,000 | $2,419,000 |
| Home Improvement | 62 | $5,399,000 | $87,000 | $600,000 | $20,000 | $412,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,421 | $58,609,000 | $41,000 | $4,457,000 | $3,000 | $1,177,000 |
| White | 113 | $13,261,000 | $117,000 | $500,000 | $86,000 | $780,000 |
| Black or African American | 11 | $1,071,000 | $97,000 | $269,000 | $51,000 | $158,000 |
| Not Provided | 5 | $771,000 | $154,000 | $196,000 | $147,000 | $352,000 |
| Hispanic | 1 | $360,000 | $360,000 | $360,000 | $169,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,700,000 | $1,700,000 | $1,700,000 | $2,419,000 | $2,419,000 |
| Asian | 1 | $800,000 | $800,000 | $800,000 | $474,000 | $474,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,550 | $76,240,000 | $49,000 | $4,457,000 | $12,000 | $2,419,000 |
| FHA-insured (Federal Housing Administration) | 3 | $332,000 | $110,000 | $172,000 | $44,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,399 | $46,691,000 | $33,000 | $600,000 | $0 | $0 |
| Loan Originated | 80 | $18,775,000 | $234,000 | $4,457,000 | $162,000 | $2,419,000 |
| Application Withdrawn By Applicant | 43 | $7,613,000 | $177,000 | $800,000 | $100,000 | $780,000 |
| Application Denied By Financial Institution | 25 | $2,992,000 | $119,000 | $400,000 | $53,000 | $158,000 |
| Application Approved But Not Accepted | 6 | $501,000 | $83,000 | $106,000 | $51,000 | $93,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $1,208,000 | $86,000 | $300,000 | $41,000 | $60,000 |
| Debt-To-Income Ratio | 6 | $1,110,000 | $185,000 | $400,000 | $56,000 | $74,000 |
| Other | 3 | $357,000 | $119,000 | $200,000 | $110,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $173,000 | $173,000 | $173,000 | $69,000 | $69,000 |
| Collateral | 1 | $144,000 | $144,000 | $144,000 | $27,000 | $27,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Statewide Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Statewide Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Louisiana, download the full spreadsheet
with aggregated HMDA statistics today.