Stearns Lending, Llc
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Stearns Lending, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,685 |
| Total Mortgage Loan Application Amount | $18,855,365,000 |
| Average Mortgage Loan Application Amount | $290,250 |
| Highest Mortgage Loan Application Amount | $5,165,000 |
| Average Applicant Income | $106,250 |
| Highest Applicant Income | $8,400,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dickson County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gibson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Grundy County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Hickman County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Lewis County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Lincoln County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Macon County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Marion County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| McNairy County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Obion County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Polk County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Rhea County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Sequatchie County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Unicoi County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 41,000 |
| White County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Andrews County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Aransas County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Atascosa County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bee County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bowie County Texas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Brewster County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Brown County Texas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Cass County Texas | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Colorado County Texas | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| DeWitt County Texas | 1 | $ 375,000 | $ 375,000 | $ 125,000 |
| Fayette County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Gaines County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Gray County Texas | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Grimes County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hansford County Texas | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Harrison County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hemphill County Texas | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| Hood County Texas | 1 | $ 755,000 | $ 755,000 | $ 475,000 |
| Houston County Texas | 1 | $ 65,000 | $ 65,000 | $ 36,000 |
| Howard County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Jasper County Texas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Kendall County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Kinney County Texas | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lampasas County Texas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Lee County Texas | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| Live Oak County Texas | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Matagorda County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Panola County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Potter County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rains County Texas | 1 | $ 315,000 | $ 315,000 | $ 141,000 |
| Real County Texas | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Patricio County Texas | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Scurry County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Titus County Texas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Trinity County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Upshur County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Uvalde County Texas | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Victoria County Texas | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Wharton County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Willacy County Texas | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Wood County Texas | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Daggett County Utah | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Garfield County Utah | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Kane County Utah | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Piute County Utah | 1 | $ 75,000 | $ 75,000 | $ 108,000 |
| Wayne County Utah | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Bennington County Vermont | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Rutland County Vermont | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Amelia County Virginia | 1 | $ 125,000 | $ 125,000 | $ 25,000 |
| Bland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Botetourt County Virginia | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Buckingham County Virginia | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Charles City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Clarke County Virginia | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| Fairfax City County Virginia | 1 | $ 405,000 | $ 405,000 | $ 102,000 |
| Greensville County Virginia | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| Henry County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Mecklenburg County Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Page County Virginia | 1 | $ 455,000 | $ 455,000 | $ 141,000 |
| Pittsylvania County Virginia | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| Radford County Virginia | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Rockbridge County Virginia | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Sussex County Virginia | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Westmoreland County Virginia | 1 | $ 105,000 | $ 105,000 | $ 227,000 |
| Williamsburg County Virginia | 1 | $ 385,000 | $ 385,000 | $ 93,000 |
| Adams County Washington | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Asotin County Washington | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Ferry County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Kittitas County Washington | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Pend Oreille County Washington | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Berkeley County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Kanawha County West Virginia | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lewis County West Virginia | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Logan County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Putnam County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 362,000 |
| Dunn County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Eau Claire County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Iowa County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 120,000 |
| Monroe County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Oneida County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Portage County Wisconsin | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Sawyer County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 291,000 |
| Washburn County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Waupaca County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 96,000 |
| Waushara County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Wood County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Albany County Wyoming | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Campbell County Wyoming | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Crook County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lincoln County Wyoming | 1 | $ 335,000 | $ 335,000 | $ 105,000 |
| Park County Wyoming | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Sheridan County Wyoming | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Sweetwater County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 51,443 | $14,184,065,000 | $275,000 | $5,165,000 | $103,000 | $7,728,000 |
| Cash-out Refinancing | 12,381 | $3,838,035,000 | $309,000 | $2,505,000 | $120,000 | $8,400,000 |
| Refinancing | 2,325 | $680,505,000 | $292,000 | $2,245,000 | $101,000 | $2,666,000 |
| Home Improvement | 536 | $152,760,000 | $285,000 | $1,155,000 | $101,000 | $745,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,958 | $8,179,270,000 | $273,000 | $3,005,000 | $110,000 | $7,728,000 |
| Not applicable | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Hispanic | 9,742 | $2,557,050,000 | $262,000 | $2,175,000 | $87,000 | $2,119,000 |
| Asian | 4,467 | $1,562,035,000 | $349,000 | $3,005,000 | $129,000 | $5,267,000 |
| Not Provided | 3,914 | $1,231,690,000 | $314,000 | $5,165,000 | $125,000 | $8,400,000 |
| Black or African American | 2,832 | $729,270,000 | $257,000 | $1,265,000 | $88,000 | $1,349,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $65,370,000 | $351,000 | $785,000 | $112,000 | $340,000 |
| American Indian or Alaskan Native | 106 | $29,340,000 | $276,000 | $675,000 | $152,000 | $1,626,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,831 | $12,239,155,000 | $292,000 | $5,165,000 | $125,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 16,257 | $4,064,305,000 | $250,000 | $1,295,000 | $77,000 | $1,751,000 |
| VA-guaranteed (Veterans Administration) | 6,617 | $2,214,505,000 | $334,000 | $2,005,000 | $93,000 | $2,119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,980 | $337,400,000 | $170,000 | $645,000 | $55,000 | $603,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38,050 | $10,521,580,000 | $276,000 | $3,005,000 | $103,000 | $5,390,000 |
| Loan Purchased By The Institution | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 8,145 | $2,406,855,000 | $295,000 | $3,005,000 | $115,000 | $7,728,000 |
| Application Withdrawn By Applicant | 3,767 | $1,073,175,000 | $284,000 | $5,165,000 | $127,000 | $8,400,000 |
| File Closed For Incompleteness | 872 | $250,050,000 | $286,000 | $1,605,000 | $128,000 | $2,666,000 |
| Application Approved But Not Accepted | 440 | $124,900,000 | $283,000 | $1,995,000 | $102,000 | $858,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 58,540 | $16,448,510,000 | $280,000 | $5,165,000 | $105,000 | $8,400,000 |
| Unverifiable Information | 3,106 | $972,520,000 | $313,000 | $2,355,000 | $120,000 | $5,267,000 |
| Collateral | 1,632 | $439,050,000 | $269,000 | $3,005,000 | $106,000 | $1,349,000 |
| Debt-To-Income Ratio | 1,260 | $394,760,000 | $313,000 | $2,625,000 | $99,000 | $3,338,000 |
| Credit History | 701 | $190,835,000 | $272,000 | $1,505,000 | $109,000 | $6,192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 563 | $153,605,000 | $272,000 | $1,535,000 | $113,000 | $7,728,000 |
| Other | 385 | $111,775,000 | $290,000 | $1,275,000 | $135,000 | $4,200,000 |
| Credit Application Incomplete | 324 | $92,300,000 | $284,000 | $2,005,000 | $191,000 | $5,328,000 |
| Employment History | 168 | $49,600,000 | $295,000 | $2,045,000 | $90,000 | $1,330,000 |
| Mortgage Insurance Denied | 6 | $2,410,000 | $401,000 | $675,000 | $152,000 | $296,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.