Stearns Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Stearns Lending, Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stearns Lending, Llc 4 Hutton Centre, 10Th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,685 |
| Total Mortgage Loan Application Amount | $18,855,365,000 |
| Average Mortgage Loan Application Amount | $290,250 |
| Highest Mortgage Loan Application Amount | $5,165,000 |
| Average Applicant Income | $106,250 |
| Highest Applicant Income | $8,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Stearns Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stearns Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Stearns Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stearns Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Stearns Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stearns Lending, Llc's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 5,030 | $ 994,400,000 | $ 191,239 | $ 88,136 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,356 | $ 1,015,190,000 | $ 302,000 | $ 113,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 3,274 | $ 1,453,800,000 | $ 444,000 | $ 145,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2,462 | $ 836,280,000 | $ 339,000 | $ 107,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2,169 | $ 478,165,000 | $ 220,000 | $ 106,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 1,879 | $ 494,035,000 | $ 262,000 | $ 96,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,751 | $ 404,605,000 | $ 231,000 | $ 95,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 1,685 | $ 840,905,000 | $ 499,000 | $ 153,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 1,590 | $ 396,200,000 | $ 249,000 | $ 107,000 |
| SAN DIEGO-CARLSBAD, CA | 1,563 | $ 699,195,000 | $ 447,000 | $ 139,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 1,542 | $ 352,630,000 | $ 228,000 | $ 95,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1,434 | $ 293,190,000 | $ 228,000 | $ 105,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,342 | $ 676,920,000 | $ 504,000 | $ 180,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,064 | $ 333,320,000 | $ 313,000 | $ 107,000 |
| SALT LAKE CITY, UT | 1,041 | $ 303,925,000 | $ 291,000 | $ 101,000 |
| STOCKTON-LODI, CA | 1,019 | $ 255,685,000 | $ 250,000 | $ 96,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 968 | $ 296,650,000 | $ 307,000 | $ 106,500 |
| FRESNO, CA | 956 | $ 228,920,000 | $ 239,000 | $ 93,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 894 | $ 214,650,000 | $ 240,000 | $ 84,000 |
| MODESTO, CA | 782 | $ 183,260,000 | $ 234,000 | $ 88,000 |
| JACKSONVILLE, FL | 764 | $ 182,510,000 | $ 238,000 | $ 125,000 |
| URBAN HONOLULU, HI | 729 | $ 348,225,000 | $ 477,000 | $ 117,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 728 | $ 162,220,000 | $ 222,000 | $ 100,000 |
| AUSTIN-ROUND ROCK, TX | 719 | $ 185,845,000 | $ 258,000 | $ 139,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 709 | $ 148,805,000 | $ 209,000 | $ 85,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 682 | $ 128,850,000 | $ 187,500 | $ 75,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 679 | $ 364,295,000 | $ 536,000 | $ 165,000 |
| COLORADO SPRINGS, CO | 639 | $ 177,455,000 | $ 277,000 | $ 104,000 |
| DALLAS-PLANO-IRVING, TX | 638 | $ 173,790,000 | $ 272,000 | $ 123,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 631 | $ 156,395,000 | $ 247,000 | $ 100,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 597 | $ 78,095,000 | $ 130,000 | $ 66,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 586 | $ 151,220,000 | $ 258,000 | $ 104,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 546 | $ 204,410,000 | $ 353,500 | $ 118,666 |
| OGDEN-CLEARFIELD, UT | 529 | $ 140,275,000 | $ 265,000 | $ 89,000 |
| PROVO-OREM, UT | 479 | $ 132,555,000 | $ 276,000 | $ 87,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 472 | $ 217,060,000 | $ 459,000 | $ 153,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 455 | $ 123,135,000 | $ 270,000 | $ 105,000 |
| PROVIDENCE-WARWICK, RI-MA | 428 | $ 110,820,000 | $ 260,000 | $ 87,500 |
| TUCSON, AZ | 405 | $ 86,515,000 | $ 213,000 | $ 88,000 |
| PITTSBURGH, PA | 404 | $ 65,850,000 | $ 162,000 | $ 75,000 |
| SALINAS, CA | 393 | $ 129,185,000 | $ 328,000 | $ 105,000 |
| SANTA ROSA, CA | 389 | $ 167,445,000 | $ 430,000 | $ 149,000 |
| ALBUQUERQUE, NM | 380 | $ 75,110,000 | $ 197,000 | $ 94,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 373 | $ 237,865,000 | $ 637,000 | $ 225,000 |
| BAKERSFIELD, CA | 350 | $ 68,420,000 | $ 195,000 | $ 86,000 |
| EUGENE, OR | 349 | $ 81,965,000 | $ 234,000 | $ 84,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 340 | $ 74,530,000 | $ 219,000 | $ 82,000 |
| RICHMOND, VA | 332 | $ 67,620,000 | $ 203,000 | $ 72,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 291 | $ 78,265,000 | $ 268,000 | $ 102,000 |
| COLUMBUS, OH | 289 | $ 47,505,000 | $ 164,000 | $ 106,000 |
| PORT ST. LUCIE, FL | 285 | $ 58,995,000 | $ 207,000 | $ 111,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 275 | $ 74,745,000 | $ 271,000 | $ 99,000 |
| SAVANNAH, GA | 245 | $ 50,185,000 | $ 204,000 | $ 105,000 |
| BATON ROUGE, LA | 239 | $ 55,945,000 | $ 234,000 | $ 102,000 |
| MADERA, CA | 236 | $ 52,120,000 | $ 220,000 | $ 104,000 |
| VALLEJO-FAIRFIELD, CA | 233 | $ 80,725,000 | $ 346,000 | $ 118,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 232 | $ 44,980,000 | $ 193,000 | $ 73,000 |
| GREELEY, CO | 228 | $ 70,850,000 | $ 310,000 | $ 88,000 |
| LAKELAND-WINTER HAVEN, FL | 207 | $ 38,635,000 | $ 186,000 | $ 66,000 |
| SPOKANE-SPOKANE VALLEY, WA | 207 | $ 43,805,000 | $ 211,000 | $ 77,000 |
| FORT COLLINS, CO | 203 | $ 64,385,000 | $ 317,000 | $ 104,000 |
| CAPE CORAL-FORT MYERS, FL | 195 | $ 40,335,000 | $ 206,000 | $ 78,000 |
| SANTA CRUZ-WATSONVILLE, CA | 194 | $ 98,440,000 | $ 507,000 | $ 166,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 193 | $ 47,125,000 | $ 244,000 | $ 121,000 |
| FORT WORTH-ARLINGTON, TX | 192 | $ 44,200,000 | $ 230,000 | $ 102,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 188 | $ 70,890,000 | $ 377,000 | $ 101,000 |
| ST. GEORGE, UT | 188 | $ 47,550,000 | $ 252,000 | $ 112,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 183 | $ 47,295,000 | $ 258,000 | $ 97,000 |
| BOSTON, MA | 182 | $ 67,350,000 | $ 370,000 | $ 104,000 |
| HUNTSVILLE, AL | 173 | $ 37,605,000 | $ 217,000 | $ 62,000 |
| FLAGSTAFF, AZ | 171 | $ 49,965,000 | $ 292,000 | $ 118,000 |
| DES MOINES-WEST DES MOINES, IA | 168 | $ 31,100,000 | $ 185,000 | $ 79,000 |
| EL CENTRO, CA | 168 | $ 36,810,000 | $ 219,000 | $ 87,000 |
| NEW BERN, NC | 161 | $ 29,345,000 | $ 182,000 | $ 86,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 157 | $ 38,235,000 | $ 227,000 | $ 61,000 |
| MERCED, CA | 157 | $ 36,605,000 | $ 233,000 | $ 73,000 |
| BOULDER, CO | 154 | $ 66,670,000 | $ 432,000 | $ 146,000 |
| STATE COLLEGE, PA | 153 | $ 31,275,000 | $ 204,000 | $ 79,000 |
| LOGAN, UT-ID | 149 | $ 31,455,000 | $ 205,500 | $ 69,000 |
| VISALIA-PORTERVILLE, CA | 149 | $ 30,745,000 | $ 206,000 | $ 78,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 146 | $ 29,240,000 | $ 200,000 | $ 71,000 |
| LANCASTER, PA | 146 | $ 23,950,000 | $ 164,000 | $ 70,000 |
| COEUR D'ALENE, ID | 144 | $ 34,210,000 | $ 237,000 | $ 83,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 144 | $ 36,850,000 | $ 234,000 | $ 100,500 |
| NEW ORLEANS-METAIRIE, LA | 144 | $ 31,840,000 | $ 221,000 | $ 100,000 |
| PHILADELPHIA, PA | 143 | $ 34,015,000 | $ 237,000 | $ 105,000 |
| SALEM, OR | 143 | $ 34,435,000 | $ 240,000 | $ 85,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 141 | $ 62,235,000 | $ 441,000 | $ 159,000 |
| ANCHORAGE, AK | 140 | $ 41,240,000 | $ 294,000 | $ 129,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 140 | $ 48,090,000 | $ 343,000 | $ 119,000 |
| NEWARK, NJ-PA | 139 | $ 36,205,000 | $ 238,500 | $ 97,500 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 133 | $ 31,525,000 | $ 237,000 | $ 103,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 130 | $ 40,350,000 | $ 310,000 | $ 114,000 |
| PUEBLO, CO | 129 | $ 21,715,000 | $ 168,000 | $ 52,000 |
| MISSOULA, MT | 128 | $ 34,440,000 | $ 269,000 | $ 107,000 |
| BRUNSWICK, GA | 125 | $ 26,455,000 | $ 211,000 | $ 85,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 125 | $ 25,615,000 | $ 189,500 | $ 100,000 |
| ST. LOUIS, MO-IL | 125 | $ 24,975,000 | $ 188,500 | $ 81,000 |
| RALEIGH, NC | 123 | $ 32,375,000 | $ 263,000 | $ 83,000 |
| LAFAYETTE, LA | 121 | $ 22,825,000 | $ 188,000 | $ 79,000 |
| PRESCOTT, AZ | 118 | $ 26,200,000 | $ 222,000 | $ 76,000 |
| EAST STROUDSBURG, PA | 114 | $ 15,710,000 | $ 137,000 | $ 83,000 |
| SANTA MARIA-SANTA BARBARA, CA | 114 | $ 49,720,000 | $ 436,000 | $ 157,000 |
| BILLINGS, MT | 113 | $ 25,665,000 | $ 227,000 | $ 71,000 |
| DULUTH, MN-WI | 112 | $ 16,070,000 | $ 144,000 | $ 84,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 111 | $ 19,095,000 | $ 203,000 | $ 74,000 |
| EVANSVILLE, IN-KY | 111 | $ 17,425,000 | $ 156,000 | $ 65,000 |
| ROCHESTER, MN | 110 | $ 16,860,000 | $ 153,000 | $ 59,000 |
| HANFORD-CORCORAN, CA | 105 | $ 22,465,000 | $ 213,000 | $ 81,000 |
| SPRINGFIELD, MO | 104 | $ 16,060,000 | $ 154,000 | $ 68,000 |
| NAPA, CA | 103 | $ 49,095,000 | $ 476,000 | $ 204,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 100 | $ 18,100,000 | $ 181,000 | $ 106,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 96 | $ 17,060,000 | $ 177,000 | $ 73,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 96 | $ 23,530,000 | $ 245,000 | $ 84,000 |
| ELGIN, IL | 95 | $ 18,185,000 | $ 191,000 | $ 76,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 93 | $ 21,295,000 | $ 228,000 | $ 73,000 |
| CAMDEN, NJ | 87 | $ 16,795,000 | $ 193,000 | $ 84,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 85 | $ 29,365,000 | $ 345,000 | $ 131,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 84 | $ 24,820,000 | $ 295,000 | $ 105,000 |
| WORCESTER, MA-CT | 83 | $ 22,835,000 | $ 246,000 | $ 95,500 |
| OCALA, FL | 82 | $ 11,650,000 | $ 142,000 | $ 65,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 81 | $ 20,195,000 | $ 249,000 | $ 75,000 |
| ALBANY, OR | 76 | $ 18,160,000 | $ 238,000 | $ 80,000 |
| BEND-REDMOND, OR | 76 | $ 21,520,000 | $ 283,000 | $ 192,000 |
| SANTA FE, NM | 76 | $ 20,770,000 | $ 273,000 | $ 113,000 |
| FARMINGTON, NM | 75 | $ 13,355,000 | $ 178,000 | $ 76,000 |
| OKLAHOMA CITY, OK | 74 | $ 14,600,000 | $ 197,000 | $ 81,000 |
| TACOMA-LAKEWOOD, WA | 74 | $ 24,280,000 | $ 328,000 | $ 113,000 |
| BIRMINGHAM-HOOVER, AL | 73 | $ 14,005,000 | $ 191,000 | $ 64,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 73 | $ 13,375,000 | $ 183,000 | $ 62,000 |
| BARNSTABLE TOWN, MA | 71 | $ 22,465,000 | $ 316,000 | $ 118,000 |
| SAN RAFAEL, CA | 71 | $ 37,425,000 | $ 527,000 | $ 237,000 |
| REDDING, CA | 70 | $ 15,900,000 | $ 227,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 68 | $ 16,750,000 | $ 246,000 | $ 98,000 |
| SEBRING, FL | 68 | $ 8,730,000 | $ 128,000 | $ 45,000 |
| LYNCHBURG, VA | 67 | $ 11,365,000 | $ 169,000 | $ 63,000 |
| ST. CLOUD, MN | 67 | $ 9,745,000 | $ 145,000 | $ 58,000 |
| WILLIAMSPORT, PA | 67 | $ 10,315,000 | $ 153,000 | $ 79,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 65 | $ 16,805,000 | $ 258,000 | $ 89,000 |
| CINCINNATI, OH-KY-IN | 62 | $ 13,090,000 | $ 199,666 | $ 92,333 |
| MANCHESTER-NASHUA, NH | 62 | $ 16,370,000 | $ 264,000 | $ 98,000 |
| GREENSBORO-HIGH POINT, NC | 61 | $ 12,815,000 | $ 210,000 | $ 87,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 61 | $ 13,755,000 | $ 225,000 | $ 98,000 |
| GAINESVILLE, GA | 59 | $ 13,825,000 | $ 234,000 | $ 101,000 |
| GREEN BAY, WI | 59 | $ 11,595,000 | $ 196,000 | $ 85,000 |
| KANSAS CITY, MO-KS | 59 | $ 12,985,000 | $ 223,500 | $ 77,500 |
| MEDFORD, OR | 59 | $ 13,855,000 | $ 234,000 | $ 84,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 57 | $ 13,905,000 | $ 243,000 | $ 193,000 |
| BOISE CITY, ID | 56 | $ 16,110,000 | $ 287,000 | $ 98,000 |
| HARRISBURG-CARLISLE, PA | 56 | $ 11,180,000 | $ 199,000 | $ 74,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 56 | $ 7,810,000 | $ 142,000 | $ 65,000 |
| PUNTA GORDA, FL | 55 | $ 10,435,000 | $ 189,000 | $ 94,000 |
| YORK-HANOVER, PA | 55 | $ 10,055,000 | $ 182,000 | $ 76,000 |
| YUBA CITY, CA | 54 | $ 12,660,000 | $ 234,000 | $ 69,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 53 | $ 20,665,000 | $ 389,000 | $ 150,000 |
| ASHEVILLE, NC | 52 | $ 10,960,000 | $ 210,000 | $ 89,000 |
| WINSTON-SALEM, NC | 51 | $ 9,785,000 | $ 191,000 | $ 101,000 |
| WILMINGTON, NC | 50 | $ 11,190,000 | $ 223,000 | $ 107,000 |
| EL PASO, TX | 49 | $ 7,525,000 | $ 153,000 | $ 60,000 |
| LIMA, OH | 49 | $ 6,685,000 | $ 136,000 | $ 61,000 |
| LAKE CHARLES, LA | 48 | $ 9,480,000 | $ 197,000 | $ 78,000 |
| COLUMBIA, SC | 47 | $ 8,165,000 | $ 173,000 | $ 59,000 |
| MADISON, WI | 45 | $ 10,915,000 | $ 242,000 | $ 115,000 |
| AUBURN-OPELIKA, AL | 44 | $ 9,500,000 | $ 215,000 | $ 79,000 |
| SPARTANBURG, SC | 42 | $ 6,780,000 | $ 161,000 | $ 71,000 |
| GARY, IN | 41 | $ 7,445,000 | $ 181,000 | $ 72,000 |
| LEXINGTON-FAYETTE, KY | 38 | $ 7,470,000 | $ 196,000 | $ 107,000 |
| PANAMA CITY, FL | 38 | $ 7,070,000 | $ 186,000 | $ 77,000 |
| KENNEWICK-RICHLAND, WA | 37 | $ 8,755,000 | $ 236,000 | $ 104,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 34 | $ 6,300,000 | $ 144,500 | $ 67,000 |
| GRAND RAPIDS-WYOMING, MI | 33 | $ 6,345,000 | $ 192,000 | $ 82,000 |
| HICKORY-LENOIR-MORGANTON, NC | 33 | $ 5,145,000 | $ 155,000 | $ 34,000 |
| LEBANON, PA | 33 | $ 4,555,000 | $ 138,000 | $ 53,000 |
| RENO, NV | 33 | $ 9,195,000 | $ 278,000 | $ 88,000 |
| CHICO, CA | 32 | $ 7,500,000 | $ 234,000 | $ 124,000 |
| KNOXVILLE, TN | 32 | $ 5,790,000 | $ 180,000 | $ 97,000 |
| PORTLAND-SOUTH PORTLAND, ME | 32 | $ 8,860,000 | $ 276,000 | $ 133,000 |
| NEW HAVEN-MILFORD, CT | 31 | $ 7,325,000 | $ 236,000 | $ 84,000 |
| OCEAN CITY, NJ | 30 | $ 7,380,000 | $ 246,000 | $ 168,000 |
| MEMPHIS, TN-MS-AR | 28 | $ 7,120,000 | $ 249,000 | $ 81,000 |
| READING, PA | 28 | $ 5,150,000 | $ 183,000 | $ 68,000 |
| SPRINGFIELD, MA | 28 | $ 5,270,000 | $ 188,000 | $ 63,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 27 | $ 4,875,000 | $ 180,000 | $ 66,000 |
| COLUMBUS, IN | 27 | $ 3,955,000 | $ 146,000 | $ 61,000 |
| DOTHAN, AL | 27 | $ 4,115,000 | $ 152,000 | $ 72,000 |
| GRANTS PASS, OR | 27 | $ 7,215,000 | $ 267,000 | $ 109,000 |
| JACKSONVILLE, NC | 27 | $ 4,585,000 | $ 169,000 | $ 62,000 |
| VALDOSTA, GA | 27 | $ 5,125,000 | $ 189,000 | $ 89,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 26 | $ 13,230,000 | $ 508,000 | $ 113,000 |
| CLEVELAND-ELYRIA, OH | 25 | $ 4,475,000 | $ 179,000 | $ 72,000 |
| MIDLAND, TX | 25 | $ 7,695,000 | $ 307,000 | $ 161,000 |
| FORT WAYNE, IN | 24 | $ 3,510,000 | $ 146,000 | $ 43,000 |
| LANSING-EAST LANSING, MI | 24 | $ 4,230,000 | $ 176,000 | $ 70,000 |
| JOHNSON CITY, TN | 23 | $ 5,245,000 | $ 228,000 | $ 112,000 |
| MONTGOMERY, AL | 23 | $ 4,745,000 | $ 206,000 | $ 106,000 |
| TRENTON, NJ | 23 | $ 5,305,000 | $ 230,000 | $ 86,000 |
| GRAND JUNCTION, CO | 22 | $ 4,170,000 | $ 189,000 | $ 61,000 |
| OLYMPIA-TUMWATER, WA | 22 | $ 6,560,000 | $ 298,000 | $ 116,000 |
| RACINE, WI | 21 | $ 5,065,000 | $ 241,000 | $ 85,000 |
| TULSA, OK | 21 | $ 4,035,000 | $ 192,000 | $ 51,000 |
| TALLAHASSEE, FL | 20 | $ 3,650,000 | $ 182,000 | $ 61,000 |
| WILMINGTON, DE-MD-NJ | 20 | $ 4,580,000 | $ 191,000 | $ 80,333 |
| CORPUS CHRISTI, TX | 19 | $ 3,615,000 | $ 190,000 | $ 111,000 |
| DURHAM-CHAPEL HILL, NC | 19 | $ 5,015,000 | $ 263,000 | $ 107,000 |
| JACKSON, MS | 19 | $ 4,335,000 | $ 228,000 | $ 91,000 |
| MANKATO-NORTH MANKATO, MN | 19 | $ 3,175,000 | $ 167,000 | $ 55,000 |
| SALISBURY, MD-DE | 19 | $ 3,895,000 | $ 206,000 | $ 89,500 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 18 | $ 3,510,000 | $ 242,000 | $ 137,000 |
| MACON-BIBB COUNTY, GA | 18 | $ 2,540,000 | $ 141,000 | $ 67,000 |
| TYLER, TX | 18 | $ 3,060,000 | $ 170,000 | $ 92,000 |
| ANN ARBOR, MI | 17 | $ 4,205,000 | $ 247,000 | $ 109,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 17 | $ 2,695,000 | $ 158,000 | $ 77,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 17 | $ 4,685,000 | $ 214,000 | $ 374,500 |
| KILLEEN-TEMPLE, TX | 17 | $ 2,835,000 | $ 166,000 | $ 140,000 |
| CHATTANOOGA, TN-GA | 16 | $ 3,740,000 | $ 217,500 | $ 173,500 |
| COLUMBUS, GA-AL | 16 | $ 2,900,000 | $ 165,500 | $ 73,500 |
| HOMOSASSA SPRINGS, FL | 15 | $ 2,405,000 | $ 160,000 | $ 74,000 |
| LONGVIEW, WA | 15 | $ 4,185,000 | $ 279,000 | $ 75,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 15 | $ 2,625,000 | $ 221,500 | $ 143,500 |
| COLUMBIA, MO | 14 | $ 2,530,000 | $ 180,000 | $ 91,000 |
| DAYTON, OH | 14 | $ 2,190,000 | $ 156,000 | $ 62,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 14 | $ 5,230,000 | $ 373,000 | $ 114,000 |
| IDAHO FALLS, ID | 14 | $ 2,960,000 | $ 211,000 | $ 114,000 |
| JEFFERSON CITY, MO | 14 | $ 1,680,000 | $ 120,000 | $ 47,000 |
| SEBASTIAN-VERO BEACH, FL | 14 | $ 3,020,000 | $ 215,000 | $ 83,000 |
| BEAUMONT-PORT ARTHUR, TX | 13 | $ 2,765,000 | $ 212,000 | $ 67,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 13 | $ 3,225,000 | $ 214,500 | $ 73,500 |
| WARNER ROBINS, GA | 13 | $ 2,135,000 | $ 164,000 | $ 80,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 12 | $ 2,990,000 | $ 249,000 | $ 109,000 |
| CHARLOTTESVILLE, VA | 12 | $ 2,920,000 | $ 243,000 | $ 121,000 |
| CLARKSVILLE, TN-KY | 12 | $ 2,510,000 | $ 181,500 | $ 67,000 |
| COLLEGE STATION-BRYAN, TX | 12 | $ 2,290,000 | $ 190,000 | $ 100,000 |
| CORVALLIS, OR | 12 | $ 3,750,000 | $ 312,000 | $ 87,000 |
| TOLEDO, OH | 12 | $ 2,960,000 | $ 246,000 | $ 121,000 |
| ALBANY, GA | 11 | $ 1,695,000 | $ 154,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 11 | $ 2,925,000 | $ 265,000 | $ 110,000 |
| GAINESVILLE, FL | 11 | $ 1,895,000 | $ 172,000 | $ 111,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 11 | $ 2,665,000 | $ 242,000 | $ 0 |
| MONROE, MI | 11 | $ 2,295,000 | $ 208,000 | $ 89,000 |
| RAPID CITY, SD | 11 | $ 2,315,000 | $ 210,000 | $ 77,000 |
| WICHITA, KS | 11 | $ 2,275,000 | $ 206,000 | $ 98,000 |
| BLOOMINGTON, IN | 10 | $ 2,070,000 | $ 207,000 | $ 79,000 |
| FAYETTEVILLE, NC | 10 | $ 1,750,000 | $ 175,000 | $ 78,000 |
| FOND DU LAC, WI | 10 | $ 1,320,000 | $ 132,000 | $ 58,000 |
| GREAT FALLS, MT | 10 | $ 2,370,000 | $ 237,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 10 | $ 2,270,000 | $ 227,000 | $ 32,000 |
| MICHIGAN CITY-LA PORTE, IN | 10 | $ 1,620,000 | $ 162,000 | $ 156,000 |
| ROCKFORD, IL | 10 | $ 1,590,000 | $ 159,000 | $ 97,000 |
| WINCHESTER, VA-WV | 10 | $ 2,930,000 | $ 293,000 | $ 99,000 |
| BELLINGHAM, WA | 9 | $ 2,895,000 | $ 321,000 | $ 73,000 |
| DECATUR, AL | 9 | $ 1,815,000 | $ 201,000 | $ 36,000 |
| DOVER, DE | 9 | $ 1,905,000 | $ 211,000 | $ 64,000 |
| HAMMOND, LA | 9 | $ 1,525,000 | $ 169,000 | $ 61,000 |
| LAS CRUCES, NM | 9 | $ 1,885,000 | $ 209,000 | $ 132,000 |
| MCALLEN-EDINBURG-MISSION, TX | 9 | $ 1,335,000 | $ 148,000 | $ 67,000 |
| YUMA, AZ | 9 | $ 1,755,000 | $ 195,000 | $ 69,000 |
| BREMERTON-SILVERDALE, WA | 8 | $ 2,170,000 | $ 271,000 | $ 74,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 8 | $ 2,300,000 | $ 287,000 | $ 59,000 |
| HARRISONBURG, VA | 8 | $ 1,320,000 | $ 165,000 | $ 106,000 |
| LAREDO, TX | 8 | $ 1,430,000 | $ 178,000 | $ 82,000 |
| LUBBOCK, TX | 8 | $ 1,510,000 | $ 188,000 | $ 37,000 |
| POCATELLO, ID | 8 | $ 1,510,000 | $ 188,000 | $ 130,000 |
| SAN ANGELO, TX | 8 | $ 1,120,000 | $ 140,000 | $ 121,000 |
| SHERMAN-DENISON, TX | 8 | $ 1,480,000 | $ 185,000 | $ 91,000 |
| AMARILLO, TX | 7 | $ 1,695,000 | $ 242,000 | $ 76,000 |
| BLOOMSBURG-BERWICK, PA | 7 | $ 1,275,000 | $ 182,000 | $ 104,000 |
| ELKHART-GOSHEN, IN | 7 | $ 1,085,000 | $ 155,000 | $ 38,000 |
| FLINT, MI | 7 | $ 975,000 | $ 139,000 | $ 55,000 |
| HINESVILLE, GA | 7 | $ 1,205,000 | $ 172,000 | $ 76,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 7 | $ 985,000 | $ 159,000 | $ 40,000 |
| JANESVILLE-BELOIT, WI | 7 | $ 1,345,000 | $ 192,000 | $ 87,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,745,000 | $ 249,000 | $ 124,000 |
| OWENSBORO, KY | 7 | $ 1,005,000 | $ 143,000 | $ 51,000 |
| SHREVEPORT-BOSSIER CITY, LA | 7 | $ 1,745,000 | $ 249,000 | $ 70,000 |
| SIOUX FALLS, SD | 7 | $ 1,335,000 | $ 190,000 | $ 52,000 |
| YAKIMA, WA | 7 | $ 1,475,000 | $ 210,000 | $ 96,000 |
| AMES, IA | 6 | $ 1,160,000 | $ 193,000 | $ 65,000 |
| CASPER, WY | 6 | $ 1,540,000 | $ 256,000 | $ 0 |
| GOLDSBORO, NC | 6 | $ 780,000 | $ 130,000 | $ 32,000 |
| HATTIESBURG, MS | 6 | $ 1,230,000 | $ 205,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 6 | $ 1,020,000 | $ 170,000 | $ 75,000 |
| PEORIA, IL | 6 | $ 720,000 | $ 120,000 | $ 46,000 |
| TERRE HAUTE, IN | 6 | $ 1,080,000 | $ 180,000 | $ 48,000 |
| TWIN FALLS, ID | 6 | $ 1,160,000 | $ 193,000 | $ 61,000 |
| WATERLOO-CEDAR FALLS, IA | 6 | $ 760,000 | $ 126,000 | $ 51,000 |
| WENATCHEE, WA | 6 | $ 1,750,000 | $ 291,000 | $ 124,000 |
| ALTOONA, PA | 5 | $ 645,000 | $ 129,000 | $ 54,000 |
| APPLETON, WI | 5 | $ 815,000 | $ 163,000 | $ 65,000 |
| CANTON-MASSILLON, OH | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| CHAMPAIGN-URBANA, IL | 5 | $ 785,000 | $ 157,000 | $ 77,000 |
| GETTYSBURG, PA | 5 | $ 965,000 | $ 193,000 | $ 66,000 |
| JACKSON, MI | 5 | $ 835,000 | $ 167,000 | $ 55,000 |
| KANKAKEE, IL | 5 | $ 915,000 | $ 183,000 | $ 118,000 |
| MORRISTOWN, TN | 5 | $ 995,000 | $ 199,000 | $ 87,000 |
| MUNCIE, IN | 5 | $ 615,000 | $ 123,000 | $ 37,000 |
| OSHKOSH-NEENAH, WI | 5 | $ 645,000 | $ 129,000 | $ 58,000 |
| SIERRA VISTA-DOUGLAS, AZ | 5 | $ 1,065,000 | $ 213,000 | $ 140,000 |
| SPRINGFIELD, IL | 5 | $ 655,000 | $ 131,000 | $ 57,000 |
| THE VILLAGES, FL | 5 | $ 1,355,000 | $ 271,000 | $ 65,000 |
| WALLA WALLA, WA | 5 | $ 1,055,000 | $ 211,000 | $ 51,000 |
| BOWLING GREEN, KY | 4 | $ 930,000 | $ 232,000 | $ 55,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 4 | $ 1,250,000 | $ 312,000 | $ 75,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 4 | $ 550,000 | $ 137,000 | $ 62,000 |
| CHEYENNE, WY | 4 | $ 810,000 | $ 202,000 | $ 64,000 |
| DALTON, GA | 4 | $ 520,000 | $ 130,000 | $ 63,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 680,000 | $ 170,000 | $ 51,000 |
| JONESBORO, AR | 4 | $ 820,000 | $ 205,000 | $ 0 |
| LAWRENCE, KS | 4 | $ 880,000 | $ 220,000 | $ 58,000 |
| LONGVIEW, TX | 4 | $ 910,000 | $ 227,000 | $ 101,000 |
| ROANOKE, VA | 4 | $ 690,000 | $ 172,000 | $ 84,000 |
| ROME, GA | 4 | $ 640,000 | $ 160,000 | $ 59,000 |
| SPRINGFIELD, OH | 4 | $ 830,000 | $ 207,000 | $ 54,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 840,000 | $ 210,000 | $ 90,000 |
| AKRON, OH | 3 | $ 735,000 | $ 245,000 | $ 63,000 |
| ALEXANDRIA, LA | 3 | $ 485,000 | $ 161,000 | $ 0 |
| CARSON CITY, NV | 3 | $ 1,035,000 | $ 345,000 | $ 129,000 |
| DECATUR, IL | 3 | $ 905,000 | $ 301,000 | $ 248,000 |
| FARGO, ND-MN | 3 | $ 605,000 | $ 197,500 | $ 0 |
| FLORENCE, SC | 3 | $ 855,000 | $ 285,000 | $ 0 |
| GREENVILLE, NC | 3 | $ 895,000 | $ 298,000 | $ 0 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 3 | $ 865,000 | $ 288,000 | $ 161,000 |
| HOUMA-THIBODAUX, LA | 3 | $ 325,000 | $ 108,000 | $ 47,000 |
| MIDLAND, MI | 3 | $ 575,000 | $ 191,000 | $ 0 |
| NILES-BENTON HARBOR, MI | 3 | $ 615,000 | $ 205,000 | $ 76,000 |
| ODESSA, TX | 3 | $ 635,000 | $ 211,000 | $ 0 |
| SIOUX CITY, IA-NE-SD | 3 | $ 645,000 | $ 210,000 | $ 0 |
| STAUNTON-WAYNESBORO, VA | 3 | $ 405,000 | $ 135,000 | $ 98,000 |
| WACO, TX | 3 | $ 315,000 | $ 105,000 | $ 120,000 |
| ABILENE, TX | 2 | $ 520,000 | $ 260,000 | $ 123,000 |
| BATTLE CREEK, MI | 2 | $ 620,000 | $ 310,000 | $ 0 |
| BAY CITY, MI | 2 | $ 300,000 | $ 150,000 | $ 35,000 |
| BISMARCK, ND | 2 | $ 470,000 | $ 235,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 150,000 | $ 75,000 | $ 138,000 |
| CEDAR RAPIDS, IA | 2 | $ 410,000 | $ 205,000 | $ 96,000 |
| CLEVELAND, TN | 2 | $ 390,000 | $ 195,000 | $ 62,000 |
| ENID, OK | 2 | $ 450,000 | $ 225,000 | $ 0 |
| GADSDEN, AL | 2 | $ 230,000 | $ 115,000 | $ 0 |
| JACKSON, TN | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| KOKOMO, IN | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| LEWISTON, ID-WA | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| LINCOLN, NE | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| MANSFIELD, OH | 2 | $ 140,000 | $ 70,000 | $ 56,000 |
| MOBILE, AL | 2 | $ 340,000 | $ 170,000 | $ 95,000 |
| MORGANTOWN, WV | 2 | $ 390,000 | $ 195,000 | $ 0 |
| MUSKEGON, MI | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| PARKERSBURG-VIENNA, WV | 2 | $ 400,000 | $ 200,000 | $ 0 |
| ROCKY MOUNT, NC | 2 | $ 320,000 | $ 160,000 | $ 78,000 |
| SAGINAW, MI | 2 | $ 310,000 | $ 155,000 | $ 0 |
| TOPEKA, KS | 2 | $ 590,000 | $ 295,000 | $ 0 |
| TUSCALOOSA, AL | 2 | $ 480,000 | $ 240,000 | $ 64,000 |
| VINELAND-BRIDGETON, NJ | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| WAUSAU, WI | 2 | $ 550,000 | $ 275,000 | $ 0 |
| WICHITA FALLS, TX | 2 | $ 360,000 | $ 180,000 | $ 0 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| BANGOR, ME | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| BLOOMINGTON, IL | 1 | $ 315,000 | $ 315,000 | $ 0 |
| BURLINGTON, NC | 1 | $ 225,000 | $ 225,000 | $ 93,000 |
| CAPE GIRARDEAU, MO-IL | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| CHARLESTON, WV | 1 | $ 355,000 | $ 355,000 | $ 0 |
| CUMBERLAND, MD-WV | 1 | $ 55,000 | $ 55,000 | $ 22,000 |
| DANVILLE, IL | 1 | $ 65,000 | $ 65,000 | $ 0 |
| DUBUQUE, IA | 1 | $ 225,000 | $ 225,000 | $ 0 |
| EAU CLAIRE, WI | 1 | $ 125,000 | $ 125,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 105,000 | $ 105,000 | $ 0 |
| HOT SPRINGS, AR | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| IOWA CITY, IA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| JOPLIN, MO | 1 | $ 265,000 | $ 265,000 | $ 0 |
| LAFAYETTE-WEST LAFAYETTE, IN | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| LEWISTON-AUBURN, ME | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| MONROE, LA | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| PITTSFIELD, MA | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| TEXARKANA, TX-AR | 1 | $ 235,000 | $ 235,000 | $ 0 |
| VICTORIA, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stearns Lending, Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 51,443 | $14,184,065,000 | $275,000 | $5,165,000 | $103,000 | $7,728,000 |
| Cash-out Refinancing | 12,381 | $3,838,035,000 | $309,000 | $2,505,000 | $120,000 | $8,400,000 |
| Refinancing | 2,325 | $680,505,000 | $292,000 | $2,245,000 | $101,000 | $2,666,000 |
| Home Improvement | 536 | $152,760,000 | $285,000 | $1,155,000 | $101,000 | $745,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,958 | $8,179,270,000 | $273,000 | $3,005,000 | $110,000 | $7,728,000 |
| Not applicable | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Hispanic | 9,742 | $2,557,050,000 | $262,000 | $2,175,000 | $87,000 | $2,119,000 |
| Asian | 4,467 | $1,562,035,000 | $349,000 | $3,005,000 | $129,000 | $5,267,000 |
| Not Provided | 3,914 | $1,231,690,000 | $314,000 | $5,165,000 | $125,000 | $8,400,000 |
| Black or African American | 2,832 | $729,270,000 | $257,000 | $1,265,000 | $88,000 | $1,349,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $65,370,000 | $351,000 | $785,000 | $112,000 | $340,000 |
| American Indian or Alaskan Native | 106 | $29,340,000 | $276,000 | $675,000 | $152,000 | $1,626,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,831 | $12,239,155,000 | $292,000 | $5,165,000 | $125,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 16,257 | $4,064,305,000 | $250,000 | $1,295,000 | $77,000 | $1,751,000 |
| VA-guaranteed (Veterans Administration) | 6,617 | $2,214,505,000 | $334,000 | $2,005,000 | $93,000 | $2,119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,980 | $337,400,000 | $170,000 | $645,000 | $55,000 | $603,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38,050 | $10,521,580,000 | $276,000 | $3,005,000 | $103,000 | $5,390,000 |
| Loan Purchased By The Institution | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 8,145 | $2,406,855,000 | $295,000 | $3,005,000 | $115,000 | $7,728,000 |
| Application Withdrawn By Applicant | 3,767 | $1,073,175,000 | $284,000 | $5,165,000 | $127,000 | $8,400,000 |
| File Closed For Incompleteness | 872 | $250,050,000 | $286,000 | $1,605,000 | $128,000 | $2,666,000 |
| Application Approved But Not Accepted | 440 | $124,900,000 | $283,000 | $1,995,000 | $102,000 | $858,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 58,540 | $16,448,510,000 | $280,000 | $5,165,000 | $105,000 | $8,400,000 |
| Unverifiable Information | 3,106 | $972,520,000 | $313,000 | $2,355,000 | $120,000 | $5,267,000 |
| Collateral | 1,632 | $439,050,000 | $269,000 | $3,005,000 | $106,000 | $1,349,000 |
| Debt-To-Income Ratio | 1,260 | $394,760,000 | $313,000 | $2,625,000 | $99,000 | $3,338,000 |
| Credit History | 701 | $190,835,000 | $272,000 | $1,505,000 | $109,000 | $6,192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 563 | $153,605,000 | $272,000 | $1,535,000 | $113,000 | $7,728,000 |
| Other | 385 | $111,775,000 | $290,000 | $1,275,000 | $135,000 | $4,200,000 |
| Credit Application Incomplete | 324 | $92,300,000 | $284,000 | $2,005,000 | $191,000 | $5,328,000 |
| Employment History | 168 | $49,600,000 | $295,000 | $2,045,000 | $90,000 | $1,330,000 |
| Mortgage Insurance Denied | 6 | $2,410,000 | $401,000 | $675,000 | $152,000 | $296,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.