Stearns Lending, LLC Mortgage Lending & HMDA Data, 2018
In 2018, Stearns Lending, LLC of Santa Ana, CA reported 66,685 mortgage applications totaling $18.9 billion, down 14% from 2017. The average application was for $282,752, and applicants reported an average income of $106,070. 57% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Riverside-San Bernardino-Ontario, CA (3,356), Los Angeles-Long Beach-Glendale, CA (3,274) and Denver-Aurora-Lakewood, CO (2,462) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 66,685 |
| Total Mortgage Loan Application Amount | $18,855,365,000 |
| Average Mortgage Loan Application Amount | $282,752 |
| Highest Mortgage Loan Application Amount | $5,165,000 |
| Average Applicant Income | $106,070 |
| Highest Applicant Income | $8,400,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 3,274 | $ 1,453,800,000 | $ 444,043 | $ 145,000 |
| Riverside, California | 2,270 | $ 697,370,000 | $ 307,211 | $ 118,000 |
| Clark, Nevada | 1,879 | $ 494,035,000 | $ 262,924 | $ 96,000 |
| San Diego, California | 1,563 | $ 699,195,000 | $ 447,341 | $ 139,000 |
| Maricopa, Arizona | 1,533 | $ 357,675,000 | $ 233,317 | $ 96,000 |
| Orange, California | 1,342 | $ 676,920,000 | $ 504,411 | $ 180,000 |
| Harris, Texas | 1,318 | $ 279,530,000 | $ 212,086 | $ 108,000 |
| San Bernardino, California | 1,086 | $ 317,820,000 | $ 292,651 | $ 103,000 |
| Cook, Illinois | 1,034 | $ 237,950,000 | $ 230,125 | $ 94,000 |
| San Joaquin, California | 1,019 | $ 255,685,000 | $ 250,917 | $ 96,000 |
| Salt Lake, Utah | 964 | $ 286,270,000 | $ 296,960 | $ 103,000 |
| Fresno, California | 956 | $ 228,920,000 | $ 239,456 | $ 93,000 |
| Alameda, California | 917 | $ 490,265,000 | $ 534,640 | $ 159,000 |
| Stanislaus, California | 782 | $ 183,260,000 | $ 234,347 | $ 88,000 |
| Contra Costa, California | 768 | $ 350,640,000 | $ 456,562 | $ 145,000 |
| Honolulu, Hawaii | 729 | $ 348,225,000 | $ 477,674 | $ 117,000 |
| Sacramento, California | 718 | $ 204,600,000 | $ 284,958 | $ 93,000 |
| Palm Beach, Florida | 631 | $ 156,395,000 | $ 247,852 | $ 100,000 |
| El Paso, Colorado | 596 | $ 167,100,000 | $ 280,369 | $ 105,000 |
| Miami-Dade, Florida | 586 | $ 151,220,000 | $ 258,054 | $ 104,000 |
| Santa Clara, California | 578 | $ 316,940,000 | $ 548,339 | $ 169,000 |
| Arapahoe, Colorado | 559 | $ 184,975,000 | $ 330,903 | $ 102,000 |
| Bexar, Texas | 556 | $ 121,340,000 | $ 218,237 | $ 85,000 |
| Denver, Colorado | 543 | $ 178,905,000 | $ 329,475 | $ 97,000 |
| Ventura, California | 472 | $ 217,060,000 | $ 459,872 | $ 153,000 |
| Jefferson, Colorado | 469 | $ 167,075,000 | $ 356,236 | $ 100,000 |
| Utah, Utah | 464 | $ 128,510,000 | $ 276,961 | $ 87,000 |
| Broward, Florida | 455 | $ 123,135,000 | $ 270,626 | $ 105,000 |
| Orange, Florida | 447 | $ 111,165,000 | $ 248,691 | $ 90,000 |
| Duval, Florida | 439 | $ 101,495,000 | $ 231,195 | $ 132,000 |
| Adams, Colorado | 429 | $ 138,695,000 | $ 323,298 | $ 111,000 |
| Pima, Arizona | 405 | $ 86,515,000 | $ 213,617 | $ 88,000 |
| Monterey, California | 393 | $ 129,185,000 | $ 328,715 | $ 105,000 |
| Sonoma, California | 389 | $ 167,445,000 | $ 430,449 | $ 149,000 |
| Fort Bend, Texas | 387 | $ 94,825,000 | $ 245,025 | $ 101,000 |
| Hillsborough, Florida | 377 | $ 81,545,000 | $ 216,299 | $ 81,000 |
| Hennepin, Minnesota | 367 | $ 73,835,000 | $ 201,185 | $ 131,000 |
| Travis, Texas | 361 | $ 95,835,000 | $ 265,470 | $ 153,000 |
| Kern, California | 350 | $ 68,420,000 | $ 195,485 | $ 86,000 |
| Lane, Oregon | 349 | $ 81,965,000 | $ 234,856 | $ 84,000 |
| Douglas, Colorado | 343 | $ 127,395,000 | $ 371,413 | $ 122,000 |
| Luzerne, Pennsylvania | 320 | $ 40,250,000 | $ 125,781 | $ 66,000 |
| Williamson, Texas | 318 | $ 80,740,000 | $ 253,899 | $ 134,000 |
| Clark, Washington | 287 | $ 88,825,000 | $ 309,494 | $ 111,000 |
| Davis, Utah | 281 | $ 82,345,000 | $ 293,042 | $ 100,000 |
| Fulton, Georgia | 280 | $ 83,730,000 | $ 299,035 | $ 149,000 |
| Cobb, Georgia | 269 | $ 68,825,000 | $ 255,855 | $ 113,000 |
| Multnomah, Oregon | 260 | $ 76,820,000 | $ 295,461 | $ 101,000 |
| Montgomery, Texas | 257 | $ 58,285,000 | $ 226,789 | $ 118,000 |
| Bernalillo, New Mexico | 254 | $ 49,140,000 | $ 193,464 | $ 87,000 |
| Denton, Texas | 245 | $ 68,305,000 | $ 278,795 | $ 127,000 |
| Allegheny, Pennsylvania | 242 | $ 39,100,000 | $ 161,570 | $ 74,000 |
| Gwinnett, Georgia | 241 | $ 55,245,000 | $ 229,232 | $ 87,000 |
| Jefferson, Kentucky | 241 | $ 47,265,000 | $ 196,120 | $ 78,000 |
| Madera, California | 236 | $ 52,120,000 | $ 220,847 | $ 104,000 |
| Washington, Oregon | 235 | $ 72,895,000 | $ 310,191 | $ 103,000 |
| Solano, California | 233 | $ 80,725,000 | $ 346,459 | $ 118,000 |
| Lackawanna, Pennsylvania | 230 | $ 31,120,000 | $ 135,304 | $ 68,000 |
| San Mateo, California | 228 | $ 143,500,000 | $ 629,385 | $ 230,000 |
| Weld, Colorado | 228 | $ 70,850,000 | $ 310,745 | $ 88,000 |
| Osceola, Florida | 220 | $ 52,210,000 | $ 237,318 | $ 70,000 |
| Pinal, Arizona | 218 | $ 46,930,000 | $ 215,275 | $ 93,000 |
| St. Johns, Florida | 214 | $ 55,460,000 | $ 259,158 | $ 120,000 |
| Klamath, Oregon | 208 | $ 39,120,000 | $ 188,076 | $ 75,000 |
| Polk, Florida | 207 | $ 38,635,000 | $ 186,642 | $ 66,000 |
| Lake, California | 205 | $ 45,275,000 | $ 220,853 | $ 87,000 |
| Larimer, Colorado | 203 | $ 64,385,000 | $ 317,167 | $ 104,000 |
| Placer, California | 202 | $ 77,110,000 | $ 381,732 | $ 145,000 |
| Lee, Florida | 195 | $ 40,335,000 | $ 206,846 | $ 78,000 |
| Santa Cruz, California | 194 | $ 98,440,000 | $ 507,422 | $ 166,000 |
| Ramsey, Minnesota | 194 | $ 31,060,000 | $ 160,103 | $ 76,000 |
| Spokane, Washington | 193 | $ 40,695,000 | $ 210,854 | $ 77,000 |
| St. Lucie, Florida | 190 | $ 35,750,000 | $ 188,157 | $ 79,000 |
| Washington, Utah | 188 | $ 47,550,000 | $ 252,925 | $ 112,000 |
| Bristol, Massachusetts | 186 | $ 50,530,000 | $ 271,666 | $ 79,000 |
| Will, Illinois | 183 | $ 40,875,000 | $ 223,360 | $ 89,000 |
| Chesterfield, Virginia | 183 | $ 36,945,000 | $ 201,885 | $ 65,000 |
| Dakota, Minnesota | 181 | $ 38,015,000 | $ 210,027 | $ 98,000 |
| Weber, Utah | 181 | $ 44,495,000 | $ 245,828 | $ 79,000 |
| Anoka, Minnesota | 177 | $ 35,425,000 | $ 200,141 | $ 75,000 |
| DuPage, Illinois | 175 | $ 44,335,000 | $ 253,342 | $ 114,000 |
| Pinellas, Florida | 174 | $ 37,600,000 | $ 216,091 | $ 102,000 |
| Clark, Indiana | 173 | $ 31,505,000 | $ 182,109 | $ 75,000 |
| Coconino, Arizona | 171 | $ 49,965,000 | $ 292,192 | $ 118,000 |
| Collin, Texas | 171 | $ 53,005,000 | $ 309,970 | $ 129,000 |
| Imperial, California | 168 | $ 36,810,000 | $ 219,107 | $ 87,000 |
| Tarrant, Texas | 167 | $ 37,795,000 | $ 226,317 | $ 103,000 |
| Franklin, Ohio | 163 | $ 26,715,000 | $ 163,895 | $ 109,000 |
| Merced, California | 157 | $ 36,605,000 | $ 233,152 | $ 73,000 |
| Oakland, Michigan | 157 | $ 40,335,000 | $ 256,910 | $ 89,000 |
| Washington, Minnesota | 157 | $ 41,405,000 | $ 263,726 | $ 133,000 |
| Montgomery, Pennsylvania | 157 | $ 40,645,000 | $ 258,885 | $ 104,000 |
| Boulder, Colorado | 154 | $ 66,670,000 | $ 432,922 | $ 146,000 |
| Dallas, Texas | 154 | $ 36,910,000 | $ 239,675 | $ 112,000 |
| Centre, Pennsylvania | 153 | $ 31,275,000 | $ 204,411 | $ 79,000 |
| Forsyth, Georgia | 150 | $ 42,960,000 | $ 286,400 | $ 108,000 |
| Tulare, California | 149 | $ 30,745,000 | $ 206,342 | $ 78,000 |
| Polk, Iowa | 146 | $ 26,270,000 | $ 179,931 | $ 77,000 |
| Lancaster, Pennsylvania | 146 | $ 23,950,000 | $ 164,041 | $ 70,000 |
| San Francisco, California | 145 | $ 94,365,000 | $ 650,793 | $ 218,000 |
| Macomb, Michigan | 145 | $ 25,925,000 | $ 178,793 | $ 76,000 |
| Craven, North Carolina | 145 | $ 26,745,000 | $ 184,448 | $ 88,000 |
| Kootenai, Idaho | 144 | $ 34,210,000 | $ 237,569 | $ 83,000 |
| Clackamas, Oregon | 144 | $ 47,590,000 | $ 330,486 | $ 103,000 |
| Madison, Alabama | 139 | $ 29,665,000 | $ 213,417 | $ 57,000 |
| Chaves, New Mexico | 136 | $ 19,750,000 | $ 145,220 | $ 66,000 |
| DeKalb, Georgia | 134 | $ 35,330,000 | $ 263,656 | $ 125,000 |
| Pueblo, Colorado | 129 | $ 21,715,000 | $ 168,333 | $ 52,000 |
| East Baton Rouge, Louisiana | 129 | $ 30,955,000 | $ 239,961 | $ 101,000 |
| Missoula, Montana | 128 | $ 34,440,000 | $ 269,062 | $ 107,000 |
| Seminole, Florida | 127 | $ 29,915,000 | $ 235,551 | $ 91,000 |
| Prince George's, Maryland | 126 | $ 39,840,000 | $ 316,190 | $ 99,000 |
| Middlesex, Massachusetts | 119 | $ 46,115,000 | $ 387,521 | $ 98,000 |
| Yavapai, Arizona | 118 | $ 26,200,000 | $ 222,033 | $ 76,000 |
| Lake, Illinois | 118 | $ 31,640,000 | $ 268,135 | $ 124,000 |
| Cache, Utah | 118 | $ 25,330,000 | $ 214,661 | $ 67,000 |
| Effingham, Georgia | 117 | $ 23,495,000 | $ 200,811 | $ 90,000 |
| Marion, Oregon | 115 | $ 27,845,000 | $ 242,130 | $ 82,000 |
| Santa Barbara, California | 114 | $ 49,720,000 | $ 436,140 | $ 157,000 |
| Cherokee, Georgia | 114 | $ 29,240,000 | $ 256,491 | $ 103,000 |
| Monroe, Pennsylvania | 114 | $ 15,710,000 | $ 137,807 | $ 83,000 |
| Pasco, Florida | 112 | $ 22,060,000 | $ 196,964 | $ 78,000 |
| Providence, Rhode Island | 112 | $ 26,460,000 | $ 236,250 | $ 94,000 |
| Charleston, South Carolina | 110 | $ 31,060,000 | $ 282,363 | $ 111,000 |
| Chatham, Georgia | 108 | $ 22,490,000 | $ 208,240 | $ 131,000 |
| Glynn, Georgia | 108 | $ 23,670,000 | $ 219,166 | $ 86,000 |
| Kings, California | 105 | $ 22,465,000 | $ 213,952 | $ 81,000 |
| Yellowstone, Montana | 105 | $ 23,645,000 | $ 225,190 | $ 70,000 |
| Wake, North Carolina | 105 | $ 28,605,000 | $ 272,428 | $ 91,000 |
| Horry, South Carolina | 105 | $ 22,245,000 | $ 211,857 | $ 124,000 |
| Waukesha, Wisconsin | 105 | $ 28,135,000 | $ 267,952 | $ 130,000 |
| Napa, California | 103 | $ 49,095,000 | $ 476,650 | $ 204,000 |
| Floyd, Indiana | 103 | $ 18,605,000 | $ 180,631 | $ 70,000 |
| Volusia, Florida | 102 | $ 18,930,000 | $ 185,588 | $ 66,000 |
| San Benito, California | 101 | $ 47,355,000 | $ 468,861 | $ 141,000 |
| Montgomery, Maryland | 101 | $ 35,565,000 | $ 352,128 | $ 122,000 |
| Mohave, Arizona | 100 | $ 18,100,000 | $ 181,000 | $ 106,000 |
| Lake, Florida | 100 | $ 21,360,000 | $ 213,600 | $ 76,000 |
| Brevard, Florida | 96 | $ 23,530,000 | $ 245,104 | $ 84,000 |
| Wayne, Michigan | 96 | $ 17,060,000 | $ 177,708 | $ 73,000 |
| Martin, Florida | 95 | $ 23,245,000 | $ 244,684 | $ 168,000 |
| McHenry, Illinois | 95 | $ 19,595,000 | $ 206,263 | $ 86,000 |
| Philadelphia, Pennsylvania | 95 | $ 21,905,000 | $ 230,578 | $ 101,000 |
| Comal, Texas | 95 | $ 22,625,000 | $ 238,157 | $ 86,000 |
| Fairfax, Virginia | 95 | $ 43,235,000 | $ 455,105 | $ 129,000 |
| King, Washington | 95 | $ 44,645,000 | $ 469,947 | $ 162,000 |
| Mendocino, California | 94 | $ 28,290,000 | $ 300,957 | $ 139,000 |
| El Dorado, California | 93 | $ 36,105,000 | $ 388,225 | $ 138,000 |
| Plymouth, Massachusetts | 93 | $ 30,355,000 | $ 326,397 | $ 96,000 |
| Coos, Oregon | 92 | $ 20,380,000 | $ 221,521 | $ 91,000 |
| Galveston, Texas | 92 | $ 19,370,000 | $ 210,543 | $ 97,000 |
| Kane, Illinois | 89 | $ 17,225,000 | $ 193,539 | $ 77,000 |
| Lafayette, Louisiana | 89 | $ 17,225,000 | $ 193,539 | $ 79,000 |
| Vanderburgh, Indiana | 86 | $ 13,020,000 | $ 151,395 | $ 63,000 |
| Fairfield, Connecticut | 85 | $ 29,365,000 | $ 345,470 | $ 131,000 |
| Anchorage, Alaska | 84 | $ 26,030,000 | $ 309,880 | $ 117,000 |
| Olmsted, Minnesota | 83 | $ 12,435,000 | $ 149,819 | $ 60,000 |
| Marion, Florida | 82 | $ 11,650,000 | $ 142,073 | $ 65,000 |
| Grant, Indiana | 81 | $ 8,455,000 | $ 104,382 | $ 60,000 |
| Chisago, Minnesota | 78 | $ 15,410,000 | $ 197,564 | $ 150,000 |
| Fannin, Georgia | 77 | $ 15,095,000 | $ 196,038 | $ 122,000 |
| Worcester, Massachusetts | 77 | $ 21,555,000 | $ 279,935 | $ 77,000 |
| Brazoria, Texas | 77 | $ 17,755,000 | $ 230,584 | $ 91,000 |
| Tooele, Utah | 77 | $ 17,655,000 | $ 229,285 | $ 68,000 |
| Santa Fe, New Mexico | 76 | $ 20,770,000 | $ 273,289 | $ 113,000 |
| Deschutes, Oregon | 76 | $ 21,520,000 | $ 283,157 | $ 192,000 |
| Linn, Oregon | 76 | $ 18,160,000 | $ 238,947 | $ 80,000 |
| Nye, Nevada | 75 | $ 16,915,000 | $ 225,533 | $ 89,000 |
| San Juan, New Mexico | 75 | $ 13,355,000 | $ 178,066 | $ 76,000 |
| Greene, Missouri | 74 | $ 10,940,000 | $ 147,837 | $ 75,000 |
| Bucks, Pennsylvania | 74 | $ 19,970,000 | $ 269,864 | $ 98,000 |
| Pierce, Washington | 74 | $ 24,280,000 | $ 328,108 | $ 113,000 |
| Rockingham, New Hampshire | 73 | $ 21,905,000 | $ 300,068 | $ 106,000 |
| Guadalupe, Texas | 73 | $ 17,405,000 | $ 238,424 | $ 213,000 |
| Marin, California | 71 | $ 37,425,000 | $ 527,112 | $ 237,000 |
| Marion, Indiana | 71 | $ 12,095,000 | $ 170,352 | $ 62,000 |
| Barnstable, Massachusetts | 71 | $ 22,465,000 | $ 316,408 | $ 118,000 |
| Stafford, Virginia | 71 | $ 25,425,000 | $ 358,098 | $ 111,000 |
| Shasta, California | 70 | $ 15,900,000 | $ 227,142 | $ 90,000 |
| Ascension, Louisiana | 69 | $ 17,125,000 | $ 248,188 | $ 121,000 |
| Essex, Massachusetts | 69 | $ 24,775,000 | $ 359,057 | $ 105,000 |
| Collier, Florida | 68 | $ 16,750,000 | $ 246,323 | $ 98,000 |
| Highlands, Florida | 68 | $ 8,730,000 | $ 128,382 | $ 45,000 |
| Okaloosa, Florida | 68 | $ 15,020,000 | $ 220,882 | $ 73,000 |
| Sarasota, Florida | 68 | $ 15,770,000 | $ 231,911 | $ 111,000 |
| Polk, Wisconsin | 68 | $ 11,150,000 | $ 163,970 | $ 63,000 |
| Lycoming, Pennsylvania | 67 | $ 10,315,000 | $ 153,955 | $ 79,000 |
| St. Louis, Minnesota | 66 | $ 8,880,000 | $ 134,545 | $ 83,000 |
| Manatee, Florida | 65 | $ 15,755,000 | $ 242,384 | $ 96,000 |
| Prince William, Virginia | 65 | $ 23,905,000 | $ 367,769 | $ 98,000 |
| St. Tammany, Louisiana | 64 | $ 14,450,000 | $ 225,781 | $ 95,000 |
| Scott, Minnesota | 64 | $ 14,670,000 | $ 229,218 | $ 128,000 |
| Mecklenburg, North Carolina | 64 | $ 17,030,000 | $ 266,093 | $ 123,000 |
| Hawaii, Hawaii | 63 | $ 23,955,000 | $ 380,238 | $ 107,000 |
| Valencia, New Mexico | 63 | $ 12,295,000 | $ 195,158 | $ 74,000 |
| Umatilla, Oregon | 63 | $ 12,125,000 | $ 192,460 | $ 99,000 |
| Nassau, Florida | 62 | $ 13,870,000 | $ 223,709 | $ 147,000 |
| Hillsborough, New Hampshire | 62 | $ 16,370,000 | $ 264,032 | $ 98,000 |
| Box Elder, Utah | 62 | $ 12,100,000 | $ 195,161 | $ 65,000 |
| Milwaukee, Wisconsin | 62 | $ 12,040,000 | $ 194,193 | $ 92,000 |
| Clallam, Washington | 61 | $ 14,505,000 | $ 237,786 | $ 76,000 |
| Baltimore, Maryland | 60 | $ 14,010,000 | $ 233,500 | $ 82,000 |
| Harford, Maryland | 60 | $ 16,610,000 | $ 276,833 | $ 116,000 |
| Sandoval, New Mexico | 60 | $ 13,310,000 | $ 221,833 | $ 151,000 |
| Chester, Pennsylvania | 60 | $ 17,650,000 | $ 294,166 | $ 102,000 |
| Camden, Georgia | 59 | $ 12,145,000 | $ 205,847 | $ 90,000 |
| Hall, Georgia | 59 | $ 13,825,000 | $ 234,322 | $ 101,000 |
| Jackson, Oregon | 59 | $ 13,855,000 | $ 234,830 | $ 84,000 |
| Norfolk, Massachusetts | 58 | $ 20,740,000 | $ 357,586 | $ 110,000 |
| Matanuska-Susitna, Alaska | 56 | $ 15,210,000 | $ 271,607 | $ 146,000 |
| Isanti, Minnesota | 56 | $ 8,710,000 | $ 155,535 | $ 69,000 |
| Carteret, North Carolina | 56 | $ 14,570,000 | $ 260,178 | $ 125,000 |
| Northampton, Pennsylvania | 56 | $ 8,970,000 | $ 160,178 | $ 80,000 |
| Charlotte, Florida | 55 | $ 10,435,000 | $ 189,727 | $ 94,000 |
| Anne Arundel, Maryland | 55 | $ 17,985,000 | $ 327,000 | $ 91,000 |
| York, Pennsylvania | 55 | $ 10,055,000 | $ 182,818 | $ 76,000 |
| Nevada, California | 54 | $ 16,070,000 | $ 297,592 | $ 129,000 |
| Guilford, North Carolina | 54 | $ 11,480,000 | $ 212,592 | $ 91,000 |
| Pike, Pennsylvania | 54 | $ 7,620,000 | $ 141,111 | $ 83,000 |
| San Luis Obispo, California | 53 | $ 20,665,000 | $ 389,905 | $ 150,000 |
| Fremont, Colorado | 53 | $ 10,435,000 | $ 196,886 | $ 64,000 |
| Stearns, Minnesota | 53 | $ 7,605,000 | $ 143,490 | $ 56,000 |
| Westmoreland, Pennsylvania | 52 | $ 8,170,000 | $ 157,115 | $ 67,000 |
| Greenville, South Carolina | 52 | $ 10,370,000 | $ 199,423 | $ 67,000 |
| Smyth, Virginia | 52 | $ 6,240,000 | $ 120,000 | $ 48,000 |
| Yolo, California | 51 | $ 15,505,000 | $ 304,019 | $ 101,000 |
| Baltimore City, Maryland | 51 | $ 9,475,000 | $ 185,784 | $ 90,000 |
| Sherburne, Minnesota | 51 | $ 9,925,000 | $ 194,607 | $ 63,000 |
| Eddy, New Mexico | 51 | $ 10,095,000 | $ 197,941 | $ 95,000 |
| Susquehanna, Pennsylvania | 51 | $ 6,585,000 | $ 129,117 | $ 60,000 |
| Sevier, Utah | 50 | $ 8,580,000 | $ 171,600 | $ 53,000 |
| Clay, Florida | 49 | $ 11,685,000 | $ 238,469 | $ 70,000 |
| Allen, Ohio | 49 | $ 6,685,000 | $ 136,428 | $ 61,000 |
| El Paso, Texas | 49 | $ 7,525,000 | $ 153,571 | $ 60,000 |
| Henrico, Virginia | 49 | $ 10,515,000 | $ 214,591 | $ 80,000 |
| Hartford, Connecticut | 48 | $ 11,190,000 | $ 233,125 | $ 103,000 |
| Calcasieu, Louisiana | 48 | $ 9,480,000 | $ 197,500 | $ 78,000 |
| St. Louis, Missouri | 48 | $ 10,050,000 | $ 209,375 | $ 95,000 |
| Burlington, New Jersey | 48 | $ 9,950,000 | $ 207,291 | $ 91,000 |
| Beaver, Pennsylvania | 48 | $ 7,150,000 | $ 148,958 | $ 86,000 |
| Delaware, Pennsylvania | 48 | $ 12,110,000 | $ 252,291 | $ 113,000 |
| Loudoun, Virginia | 48 | $ 22,380,000 | $ 466,250 | $ 174,000 |
| Brown, Wisconsin | 48 | $ 9,440,000 | $ 196,666 | $ 85,000 |
| Ada, Idaho | 47 | $ 13,655,000 | $ 290,531 | $ 111,000 |
| Hamilton, Indiana | 47 | $ 13,015,000 | $ 276,914 | $ 85,000 |
| Wyoming, Pennsylvania | 47 | $ 6,725,000 | $ 143,085 | $ 68,000 |
| Hernando, Florida | 46 | $ 7,600,000 | $ 165,217 | $ 55,000 |
| Paulding, Georgia | 46 | $ 9,850,000 | $ 214,130 | $ 75,000 |
| Snohomish, Washington | 46 | $ 17,590,000 | $ 382,391 | $ 152,000 |
| Lumpkin, Georgia | 45 | $ 8,555,000 | $ 190,111 | $ 80,000 |
| Flathead, Montana | 45 | $ 12,125,000 | $ 269,444 | $ 92,000 |
| Kent, Rhode Island | 45 | $ 11,205,000 | $ 249,000 | $ 104,000 |
| Lee, Alabama | 44 | $ 9,500,000 | $ 215,909 | $ 79,000 |
| Flagler, Florida | 44 | $ 10,310,000 | $ 234,318 | $ 81,000 |
| Kendall, Illinois | 44 | $ 8,530,000 | $ 193,863 | $ 91,000 |
| Teller, Colorado | 43 | $ 10,355,000 | $ 240,813 | $ 94,000 |
| Bristol, Rhode Island | 43 | $ 10,415,000 | $ 242,209 | $ 88,000 |
| Calaveras, California | 42 | $ 12,750,000 | $ 303,571 | $ 168,000 |
| Park, Colorado | 42 | $ 11,960,000 | $ 284,761 | $ 122,000 |
| Licking, Ohio | 42 | $ 6,500,000 | $ 154,761 | $ 179,000 |
| Lincoln, Oregon | 41 | $ 9,775,000 | $ 238,414 | $ 104,000 |
| Wright, Minnesota | 40 | $ 8,410,000 | $ 210,250 | $ 128,000 |
| Summit, Utah | 40 | $ 19,930,000 | $ 498,250 | $ 173,000 |
| Jefferson, Alabama | 39 | $ 7,015,000 | $ 179,871 | $ 55,000 |
| La Plata, Colorado | 39 | $ 11,805,000 | $ 302,692 | $ 107,000 |
| Frederick, Maryland | 39 | $ 12,525,000 | $ 321,153 | $ 110,000 |
| New Hanover, North Carolina | 39 | $ 8,215,000 | $ 210,641 | $ 90,000 |
| Spartanburg, South Carolina | 39 | $ 6,555,000 | $ 168,076 | $ 73,000 |
| Tuolumne, California | 38 | $ 9,130,000 | $ 240,263 | $ 96,000 |
| Wayne, Pennsylvania | 38 | $ 5,360,000 | $ 141,052 | $ 70,000 |
| Dorchester, South Carolina | 38 | $ 8,510,000 | $ 223,947 | $ 78,000 |
| Dane, Wisconsin | 38 | $ 9,940,000 | $ 261,578 | $ 127,000 |
| Douglas, Wisconsin | 38 | $ 5,650,000 | $ 148,684 | $ 77,000 |
| Santa Rosa, Florida | 37 | $ 9,285,000 | $ 250,945 | $ 172,000 |
| Hendricks, Indiana | 37 | $ 7,165,000 | $ 193,648 | $ 84,000 |
| Clinton, Pennsylvania | 37 | $ 5,645,000 | $ 152,567 | $ 68,000 |
| Baxter, Arkansas | 36 | $ 4,700,000 | $ 130,555 | $ 51,000 |
| Bartow, Georgia | 36 | $ 6,070,000 | $ 168,611 | $ 108,000 |
| Shelby, Kentucky | 36 | $ 6,100,000 | $ 169,444 | $ 82,000 |
| Jefferson, Louisiana | 36 | $ 6,740,000 | $ 187,222 | $ 72,000 |
| Bergen, New Jersey | 36 | $ 11,580,000 | $ 321,666 | $ 107,000 |
| Gallatin, Montana | 35 | $ 9,655,000 | $ 275,857 | $ 113,000 |
| Ravalli, Montana | 35 | $ 9,495,000 | $ 271,285 | $ 83,000 |
| Lincoln, New Mexico | 35 | $ 6,365,000 | $ 181,857 | $ 74,000 |
| Berkeley, South Carolina | 35 | $ 7,725,000 | $ 220,714 | $ 75,000 |
| Limestone, Alabama | 34 | $ 7,940,000 | $ 233,529 | $ 86,000 |
| Forsyth, North Carolina | 34 | $ 6,370,000 | $ 187,352 | $ 92,000 |
| Wasatch, Utah | 34 | $ 12,720,000 | $ 374,117 | $ 233,000 |
| Chaffee, Colorado | 33 | $ 9,355,000 | $ 283,484 | $ 127,000 |
| Bullitt, Kentucky | 33 | $ 6,845,000 | $ 207,424 | $ 82,000 |
| Washoe, Nevada | 33 | $ 9,195,000 | $ 278,636 | $ 88,000 |
| Fairfield, Ohio | 33 | $ 4,905,000 | $ 148,636 | $ 56,000 |
| Lebanon, Pennsylvania | 33 | $ 4,555,000 | $ 138,030 | $ 53,000 |
| Spotsylvania, Virginia | 33 | $ 10,705,000 | $ 324,393 | $ 124,000 |
| Butte, California | 32 | $ 7,500,000 | $ 234,375 | $ 124,000 |
| Broomfield, Colorado | 32 | $ 11,170,000 | $ 349,062 | $ 124,000 |
| Henry, Georgia | 32 | $ 6,860,000 | $ 214,375 | $ 76,000 |
| Pine, Minnesota | 32 | $ 4,950,000 | $ 154,687 | $ 45,000 |
| New Haven, Connecticut | 31 | $ 7,325,000 | $ 236,290 | $ 84,000 |
| Gilmer, Georgia | 31 | $ 5,835,000 | $ 188,225 | $ 104,000 |
| Franklin, Idaho | 31 | $ 6,125,000 | $ 197,580 | $ 71,000 |
| Livingston, Louisiana | 31 | $ 5,825,000 | $ 187,903 | $ 68,000 |
| Suffolk, Massachusetts | 31 | $ 16,255,000 | $ 524,354 | $ 117,000 |
| Moore, North Carolina | 31 | $ 7,405,000 | $ 238,870 | $ 107,000 |
| Oklahoma, Oklahoma | 31 | $ 6,555,000 | $ 211,451 | $ 130,000 |
| Washington, Rhode Island | 31 | $ 8,865,000 | $ 285,967 | $ 111,000 |
| Hays, Texas | 31 | $ 7,515,000 | $ 242,419 | $ 101,000 |
| Howard, Maryland | 30 | $ 11,270,000 | $ 375,666 | $ 119,000 |
| Cottonwood, Minnesota | 30 | $ 2,580,000 | $ 86,000 | $ 55,000 |
| Cape May, New Jersey | 30 | $ 7,380,000 | $ 246,000 | $ 168,000 |
| Lehigh, Pennsylvania | 30 | $ 6,560,000 | $ 218,666 | $ 79,000 |
| Richmond City, Virginia | 30 | $ 5,700,000 | $ 190,000 | $ 98,000 |
| Sutter, California | 29 | $ 6,525,000 | $ 225,000 | $ 69,000 |
| Barrow, Georgia | 29 | $ 5,145,000 | $ 177,413 | $ 68,000 |
| Dauphin, Pennsylvania | 29 | $ 5,945,000 | $ 205,000 | $ 82,000 |
| Dubois, Indiana | 28 | $ 3,310,000 | $ 118,214 | $ 49,000 |
| Hampden, Massachusetts | 28 | $ 5,270,000 | $ 188,214 | $ 63,000 |
| Sanders, Montana | 28 | $ 5,620,000 | $ 200,714 | $ 80,000 |
| Polk, Oregon | 28 | $ 6,590,000 | $ 235,357 | $ 99,000 |
| Yamhill, Oregon | 28 | $ 6,510,000 | $ 232,500 | $ 94,000 |
| Berks, Pennsylvania | 28 | $ 5,150,000 | $ 183,928 | $ 68,000 |
| Butler, Pennsylvania | 28 | $ 5,680,000 | $ 202,857 | $ 92,000 |
| Washington, Virginia | 28 | $ 3,900,000 | $ 139,285 | $ 53,000 |
| Elbert, Colorado | 27 | $ 10,075,000 | $ 373,148 | $ 111,000 |
| Grand, Colorado | 27 | $ 7,565,000 | $ 280,185 | $ 126,000 |
| Bay, Florida | 27 | $ 5,235,000 | $ 193,888 | $ 80,000 |
| Bartholomew, Indiana | 27 | $ 3,955,000 | $ 146,481 | $ 61,000 |
| Livingston, Michigan | 27 | $ 6,225,000 | $ 230,555 | $ 96,000 |
| Carver, Minnesota | 27 | $ 6,085,000 | $ 225,370 | $ 86,000 |
| St. Charles, Missouri | 27 | $ 5,855,000 | $ 216,851 | $ 76,000 |
| Morris, New Jersey | 27 | $ 11,305,000 | $ 418,703 | $ 245,000 |
| Onslow, North Carolina | 27 | $ 4,585,000 | $ 169,814 | $ 62,000 |
| Josephine, Oregon | 27 | $ 7,215,000 | $ 267,222 | $ 109,000 |
| Davidson, Tennessee | 27 | $ 6,395,000 | $ 236,851 | $ 97,000 |
| Uintah, Utah | 27 | $ 4,705,000 | $ 174,259 | $ 72,000 |
| Coweta, Georgia | 26 | $ 6,270,000 | $ 241,153 | $ 94,000 |
| Maui, Hawaii | 26 | $ 13,230,000 | $ 508,846 | $ 113,000 |
| Oldham, Kentucky | 26 | $ 7,550,000 | $ 290,384 | $ 100,000 |
| Becker, Minnesota | 26 | $ 5,340,000 | $ 205,384 | $ 69,000 |
| Middlesex, New Jersey | 26 | $ 6,940,000 | $ 266,923 | $ 103,000 |
| Caldwell, North Carolina | 26 | $ 3,440,000 | $ 132,307 | $ 0 |
| Sevier, Tennessee | 26 | $ 6,180,000 | $ 237,692 | $ 106,000 |
| Kaufman, Texas | 26 | $ 5,690,000 | $ 218,846 | $ 113,000 |
| Iron, Utah | 26 | $ 5,870,000 | $ 225,769 | $ 104,000 |
| Virginia Beach, Virginia | 26 | $ 6,110,000 | $ 235,000 | $ 79,000 |
| Kenosha, Wisconsin | 26 | $ 5,210,000 | $ 200,384 | $ 77,000 |
| Yuba, California | 25 | $ 6,135,000 | $ 245,400 | $ 70,000 |
| Jackson, Georgia | 25 | $ 6,105,000 | $ 244,200 | $ 97,000 |
| Lowndes, Georgia | 25 | $ 4,715,000 | $ 188,600 | $ 91,000 |
| Kent, Michigan | 25 | $ 4,695,000 | $ 187,800 | $ 85,000 |
| Los Alamos, New Mexico | 25 | $ 5,755,000 | $ 230,200 | $ 141,000 |
| Knox, Tennessee | 25 | $ 4,845,000 | $ 193,800 | $ 113,000 |
| Midland, Texas | 25 | $ 7,695,000 | $ 307,800 | $ 161,000 |
| Lynchburg, Virginia | 25 | $ 4,085,000 | $ 163,400 | $ 60,000 |
| St. Croix, Wisconsin | 25 | $ 6,265,000 | $ 250,600 | $ 97,000 |
| Fayette, Georgia | 24 | $ 7,440,000 | $ 310,000 | $ 85,000 |
| Allen, Indiana | 24 | $ 3,510,000 | $ 146,250 | $ 43,000 |
| Orleans, Louisiana | 24 | $ 6,070,000 | $ 252,916 | $ 167,000 |
| Butler, Ohio | 24 | $ 4,690,000 | $ 195,416 | $ 81,000 |
| Washington, Pennsylvania | 24 | $ 4,700,000 | $ 195,833 | $ 75,000 |
| Benton, Washington | 24 | $ 6,510,000 | $ 271,250 | $ 121,000 |
| Walworth, Wisconsin | 24 | $ 3,970,000 | $ 165,416 | $ 67,000 |
| Dawson, Georgia | 23 | $ 5,785,000 | $ 251,521 | $ 84,000 |
| Douglas, Georgia | 23 | $ 5,495,000 | $ 238,913 | $ 78,000 |
| Morgan, Georgia | 23 | $ 5,175,000 | $ 225,000 | $ 108,000 |
| Mercer, New Jersey | 23 | $ 5,305,000 | $ 230,652 | $ 86,000 |
| York, South Carolina | 23 | $ 4,595,000 | $ 199,782 | $ 15,000 |
| Rockwall, Texas | 23 | $ 5,435,000 | $ 236,304 | $ 132,000 |
| Shelby, Alabama | 22 | $ 5,150,000 | $ 234,090 | $ 83,000 |
| Mesa, Colorado | 22 | $ 4,170,000 | $ 189,545 | $ 61,000 |
| Charles, Maryland | 22 | $ 6,430,000 | $ 292,272 | $ 87,000 |
| Lyon, Nevada | 22 | $ 3,170,000 | $ 144,090 | $ 594,000 |
| Monmouth, New Jersey | 22 | $ 7,350,000 | $ 334,090 | $ 149,000 |
| Ocean, New Jersey | 22 | $ 6,700,000 | $ 304,545 | $ 103,000 |
| Cleveland, Oklahoma | 22 | $ 3,700,000 | $ 168,181 | $ 59,000 |
| Cumberland, Pennsylvania | 22 | $ 4,610,000 | $ 209,545 | $ 72,000 |
| Thurston, Washington | 22 | $ 6,560,000 | $ 298,181 | $ 116,000 |
| Cullman, Alabama | 21 | $ 3,135,000 | $ 149,285 | $ 62,000 |
| District of Columbia, District Of Columbia | 21 | $ 8,465,000 | $ 403,095 | $ 133,000 |
| Walton, Georgia | 21 | $ 4,235,000 | $ 201,666 | $ 75,000 |
| Harrison, Indiana | 21 | $ 3,215,000 | $ 153,095 | $ 54,000 |
| Lake, Indiana | 21 | $ 3,445,000 | $ 164,047 | $ 69,000 |
| York, Maine | 21 | $ 5,715,000 | $ 272,142 | $ 153,000 |
| Christian, Missouri | 21 | $ 3,855,000 | $ 183,571 | $ 32,000 |
| Camden, New Jersey | 21 | $ 3,575,000 | $ 170,238 | $ 80,000 |
| Carbon, Pennsylvania | 21 | $ 2,615,000 | $ 124,523 | $ 77,000 |
| Racine, Wisconsin | 21 | $ 5,065,000 | $ 241,190 | $ 85,000 |
| Morgan, Colorado | 20 | $ 4,270,000 | $ 213,500 | $ 54,000 |
| Escambia, Florida | 20 | $ 4,620,000 | $ 231,000 | $ 220,000 |
| Bryan, Georgia | 20 | $ 4,200,000 | $ 210,000 | $ 93,000 |
| Newton, Georgia | 20 | $ 3,560,000 | $ 178,000 | $ 60,000 |
| Shelby, Indiana | 20 | $ 3,030,000 | $ 151,500 | $ 68,000 |
| Johnson, Kansas | 20 | $ 5,140,000 | $ 257,000 | $ 99,000 |
| Fayette, Kentucky | 20 | $ 3,870,000 | $ 193,500 | $ 119,000 |
| St. Louis City, Missouri | 20 | $ 3,230,000 | $ 161,500 | $ 96,000 |
| Brunswick, North Carolina | 20 | $ 3,370,000 | $ 168,500 | $ 76,000 |
| Richland, South Carolina | 20 | $ 3,310,000 | $ 165,500 | $ 49,000 |
| Washington, Tennessee | 20 | $ 4,550,000 | $ 227,500 | $ 111,000 |
| Chesapeake, Virginia | 20 | $ 5,140,000 | $ 257,000 | $ 68,000 |
| Boone, Arkansas | 19 | $ 2,175,000 | $ 114,473 | $ 53,000 |
| Summit, Colorado | 19 | $ 9,175,000 | $ 482,894 | $ 170,000 |
| Putnam, Florida | 19 | $ 2,565,000 | $ 135,000 | $ 52,000 |
| Bulloch, Georgia | 19 | $ 3,275,000 | $ 172,368 | $ 98,000 |
| Blaine, Idaho | 19 | $ 5,135,000 | $ 270,263 | $ 223,000 |
| Jackson, Indiana | 19 | $ 1,835,000 | $ 96,578 | $ 80,000 |
| Johnson, Indiana | 19 | $ 3,025,000 | $ 159,210 | $ 72,000 |
| Warrick, Indiana | 19 | $ 3,635,000 | $ 191,315 | $ 79,000 |
| Dukes, Massachusetts | 19 | $ 8,245,000 | $ 433,947 | $ 119,000 |
| Rice, Minnesota | 19 | $ 3,395,000 | $ 178,684 | $ 90,000 |
| Buncombe, North Carolina | 19 | $ 4,055,000 | $ 213,421 | $ 119,000 |
| Van Wert, Ohio | 19 | $ 2,125,000 | $ 111,842 | $ 50,000 |
| Clearfield, Pennsylvania | 19 | $ 2,145,000 | $ 112,894 | $ 61,000 |
| Gordon, Georgia | 18 | $ 2,730,000 | $ 151,666 | $ 69,000 |
| Scott, Indiana | 18 | $ 2,220,000 | $ 123,333 | $ 57,000 |
| Essex, New Jersey | 18 | $ 5,580,000 | $ 310,000 | $ 116,000 |
| Gloucester, New Jersey | 18 | $ 3,270,000 | $ 181,666 | $ 70,000 |
| Douglas, Oregon | 18 | $ 3,140,000 | $ 174,444 | $ 65,000 |
| Lexington, South Carolina | 18 | $ 3,290,000 | $ 182,777 | $ 65,000 |
| Smith, Texas | 18 | $ 3,060,000 | $ 170,000 | $ 92,000 |
| Houston, Alabama | 17 | $ 2,505,000 | $ 147,352 | $ 64,000 |
| Amador, California | 17 | $ 4,265,000 | $ 250,882 | $ 97,000 |
| Mariposa, California | 17 | $ 4,875,000 | $ 286,764 | $ 93,000 |
| Custer, Colorado | 17 | $ 3,915,000 | $ 230,294 | $ 82,000 |
| Carroll, Georgia | 17 | $ 2,545,000 | $ 149,705 | $ 59,000 |
| Jennings, Indiana | 17 | $ 1,935,000 | $ 113,823 | $ 47,000 |
| Washtenaw, Michigan | 17 | $ 4,205,000 | $ 247,352 | $ 109,000 |
| Jackson, Missouri | 17 | $ 2,815,000 | $ 165,588 | $ 54,000 |
| Henderson, North Carolina | 17 | $ 3,215,000 | $ 189,117 | $ 59,000 |
| Iredell, North Carolina | 17 | $ 4,525,000 | $ 266,176 | $ 28,000 |
| Tulsa, Oklahoma | 17 | $ 3,325,000 | $ 195,588 | $ 51,000 |
| Chambers, Texas | 17 | $ 3,635,000 | $ 213,823 | $ 106,000 |
| Ellis, Texas | 17 | $ 4,045,000 | $ 237,941 | $ 118,000 |
| Nueces, Texas | 17 | $ 3,125,000 | $ 183,823 | $ 111,000 |
| Washington, Wisconsin | 17 | $ 4,575,000 | $ 269,117 | $ 134,000 |
| Clayton, Georgia | 16 | $ 1,920,000 | $ 120,000 | $ 51,000 |
| Troup, Georgia | 16 | $ 2,450,000 | $ 153,125 | $ 51,000 |
| Porter, Indiana | 16 | $ 3,150,000 | $ 196,875 | $ 74,000 |
| Sarpy, Nebraska | 16 | $ 3,470,000 | $ 216,875 | $ 110,000 |
| Bell, Texas | 16 | $ 2,700,000 | $ 168,750 | $ 147,000 |
| Alexandria, Virginia | 16 | $ 7,870,000 | $ 491,875 | $ 155,000 |
| Montgomery, Virginia | 16 | $ 3,550,000 | $ 221,875 | $ 78,000 |
| Eagle, Colorado | 15 | $ 6,935,000 | $ 462,333 | $ 155,000 |
| Otero, Colorado | 15 | $ 1,655,000 | $ 110,333 | $ 54,000 |
| Citrus, Florida | 15 | $ 2,405,000 | $ 160,333 | $ 74,000 |
| Pickens, Georgia | 15 | $ 2,835,000 | $ 189,000 | $ 74,000 |
| Spalding, Georgia | 15 | $ 2,165,000 | $ 144,333 | $ 68,000 |
| Blue Earth, Minnesota | 15 | $ 2,495,000 | $ 166,333 | $ 54,000 |
| Douglas, Minnesota | 15 | $ 2,215,000 | $ 147,666 | $ 56,000 |
| McLeod, Minnesota | 15 | $ 1,935,000 | $ 129,000 | $ 56,000 |
| Douglas, Nebraska | 15 | $ 2,545,000 | $ 169,666 | $ 61,000 |
| Orangeburg, South Carolina | 15 | $ 2,195,000 | $ 146,333 | $ 52,000 |
| Sullivan, Tennessee | 15 | $ 2,335,000 | $ 155,666 | $ 75,000 |
| Duchesne, Utah | 15 | $ 2,115,000 | $ 141,000 | $ 58,000 |
| Juab, Utah | 15 | $ 4,045,000 | $ 269,666 | $ 75,000 |
| Campbell, Virginia | 15 | $ 2,215,000 | $ 147,666 | $ 52,000 |
| Hanover, Virginia | 15 | $ 3,475,000 | $ 231,666 | $ 67,000 |
| Cowlitz, Washington | 15 | $ 4,185,000 | $ 279,000 | $ 75,000 |
| Jefferson, Wisconsin | 15 | $ 2,735,000 | $ 182,333 | $ 65,000 |
| Archuleta, Colorado | 14 | $ 3,270,000 | $ 233,571 | $ 113,000 |
| Clear Creek, Colorado | 14 | $ 4,070,000 | $ 290,714 | $ 120,000 |
| Indian River, Florida | 14 | $ 3,020,000 | $ 215,714 | $ 83,000 |
| Rockdale, Georgia | 14 | $ 2,210,000 | $ 157,857 | $ 66,000 |
| Union, Georgia | 14 | $ 2,190,000 | $ 156,428 | $ 63,000 |
| Wabash, Indiana | 14 | $ 1,370,000 | $ 97,857 | $ 41,000 |
| Iberia, Louisiana | 14 | $ 2,510,000 | $ 179,285 | $ 80,000 |
| Ingham, Michigan | 14 | $ 2,170,000 | $ 155,000 | $ 75,000 |
| Benton, Minnesota | 14 | $ 2,140,000 | $ 152,857 | $ 76,000 |
| Dodge, Minnesota | 14 | $ 2,310,000 | $ 165,000 | $ 56,000 |
| Boone, Missouri | 14 | $ 2,530,000 | $ 180,714 | $ 91,000 |
| Davidson, North Carolina | 14 | $ 2,830,000 | $ 202,142 | $ 140,000 |
| Haywood, North Carolina | 14 | $ 3,260,000 | $ 232,857 | $ 59,000 |
| Crook, Oregon | 14 | $ 3,100,000 | $ 221,428 | $ 69,000 |
| Beaufort, South Carolina | 14 | $ 5,230,000 | $ 373,571 | $ 114,000 |
| New Castle, Delaware | 13 | $ 3,365,000 | $ 258,846 | $ 71,000 |
| Walton, Florida | 13 | $ 5,175,000 | $ 398,076 | $ 81,000 |
| Wayne, Georgia | 13 | $ 1,625,000 | $ 125,000 | $ 80,000 |
| St. Joseph, Indiana | 13 | $ 2,055,000 | $ 158,076 | $ 124,000 |
| Carroll, Maryland | 13 | $ 3,795,000 | $ 291,923 | $ 113,000 |
| Somerset, New Jersey | 13 | $ 3,735,000 | $ 287,307 | $ 80,000 |
| Curry, New Mexico | 13 | $ 2,055,000 | $ 158,076 | $ 84,000 |
| Johnston, North Carolina | 13 | $ 2,625,000 | $ 201,923 | $ 52,000 |
| Delaware, Ohio | 13 | $ 3,225,000 | $ 248,076 | $ 88,000 |
| Hood River, Oregon | 13 | $ 4,055,000 | $ 311,923 | $ 148,000 |
| Amherst, Virginia | 13 | $ 2,225,000 | $ 171,153 | $ 67,000 |
| Franklin, Washington | 13 | $ 2,245,000 | $ 172,692 | $ 73,000 |
| Stevens, Washington | 13 | $ 2,955,000 | $ 227,307 | $ 87,000 |
| Talladega, Alabama | 12 | $ 1,440,000 | $ 120,000 | $ 48,000 |
| Benton, Arkansas | 12 | $ 3,550,000 | $ 295,833 | $ 104,000 |
| Garfield, Colorado | 12 | $ 3,500,000 | $ 291,666 | $ 71,000 |
| Leon, Florida | 12 | $ 2,640,000 | $ 220,000 | $ 73,000 |
| Monroe, Florida | 12 | $ 5,460,000 | $ 455,000 | $ 405,000 |
| Houston, Georgia | 12 | $ 2,040,000 | $ 170,000 | $ 85,000 |
| Tift, Georgia | 12 | $ 1,910,000 | $ 159,166 | $ 60,000 |
| Morgan, Indiana | 12 | $ 1,580,000 | $ 131,666 | $ 66,000 |
| Dallas, Iowa | 12 | $ 3,050,000 | $ 254,166 | $ 108,000 |
| Spencer, Kentucky | 12 | $ 2,380,000 | $ 198,333 | $ 67,000 |
| Beauregard, Louisiana | 12 | $ 2,040,000 | $ 170,000 | $ 81,000 |
| Washington, Maryland | 12 | $ 3,050,000 | $ 254,166 | $ 87,000 |
| Silver Bow, Montana | 12 | $ 1,860,000 | $ 155,000 | $ 64,000 |
| Atlantic, New Jersey | 12 | $ 2,990,000 | $ 249,166 | $ 109,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 51,443 | $14,184,065,000 | $275,000 | $5,165,000 | $103,000 | $7,728,000 |
| Cash-out Refinancing | 12,381 | $3,838,035,000 | $309,000 | $2,505,000 | $120,000 | $8,400,000 |
| Refinancing | 2,325 | $680,505,000 | $292,000 | $2,245,000 | $101,000 | $2,666,000 |
| Home Improvement | 536 | $152,760,000 | $285,000 | $1,155,000 | $101,000 | $745,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29,958 | $8,179,270,000 | $273,000 | $3,005,000 | $110,000 | $7,728,000 |
| Not applicable | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Hispanic | 9,742 | $2,557,050,000 | $262,000 | $2,175,000 | $87,000 | $2,119,000 |
| Asian | 4,467 | $1,562,035,000 | $349,000 | $3,005,000 | $129,000 | $5,267,000 |
| Not Provided | 3,914 | $1,231,690,000 | $314,000 | $5,165,000 | $125,000 | $8,400,000 |
| Black or African American | 2,832 | $729,270,000 | $257,000 | $1,265,000 | $88,000 | $1,349,000 |
| Native Hawaiian or Other Pacific Islander | 186 | $65,370,000 | $351,000 | $785,000 | $112,000 | $340,000 |
| American Indian or Alaskan Native | 106 | $29,340,000 | $276,000 | $675,000 | $152,000 | $1,626,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 41,831 | $12,239,155,000 | $292,000 | $5,165,000 | $125,000 | $8,400,000 |
| FHA-insured (Federal Housing Administration) | 16,257 | $4,064,305,000 | $250,000 | $1,295,000 | $77,000 | $1,751,000 |
| VA-guaranteed (Veterans Administration) | 6,617 | $2,214,505,000 | $334,000 | $2,005,000 | $93,000 | $2,119,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,980 | $337,400,000 | $170,000 | $645,000 | $55,000 | $603,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 38,050 | $10,521,580,000 | $276,000 | $3,005,000 | $103,000 | $5,390,000 |
| Loan Purchased By The Institution | 15,411 | $4,478,805,000 | $290,000 | $3,005,000 | $0 | $0 |
| Application Denied By Financial Institution | 8,145 | $2,406,855,000 | $295,000 | $3,005,000 | $115,000 | $7,728,000 |
| Application Withdrawn By Applicant | 3,767 | $1,073,175,000 | $284,000 | $5,165,000 | $127,000 | $8,400,000 |
| File Closed For Incompleteness | 872 | $250,050,000 | $286,000 | $1,605,000 | $128,000 | $2,666,000 |
| Application Approved But Not Accepted | 440 | $124,900,000 | $283,000 | $1,995,000 | $102,000 | $858,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 58,540 | $16,448,510,000 | $280,000 | $5,165,000 | $105,000 | $8,400,000 |
| Unverifiable Information | 3,106 | $972,520,000 | $313,000 | $2,355,000 | $120,000 | $5,267,000 |
| Collateral | 1,632 | $439,050,000 | $269,000 | $3,005,000 | $106,000 | $1,349,000 |
| Debt-To-Income Ratio | 1,260 | $394,760,000 | $313,000 | $2,625,000 | $99,000 | $3,338,000 |
| Credit History | 701 | $190,835,000 | $272,000 | $1,505,000 | $109,000 | $6,192,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 563 | $153,605,000 | $272,000 | $1,535,000 | $113,000 | $7,728,000 |
| Other | 385 | $111,775,000 | $290,000 | $1,275,000 | $135,000 | $4,200,000 |
| Credit Application Incomplete | 324 | $92,300,000 | $284,000 | $2,005,000 | $191,000 | $5,328,000 |
| Employment History | 168 | $49,600,000 | $295,000 | $2,045,000 | $90,000 | $1,330,000 |
| Mortgage Insurance Denied | 6 | $2,410,000 | $401,000 | $675,000 | $152,000 | $296,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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