Stearns Lending, LLC Mortgage Lending & HMDA Data, 2010
In 2010, Stearns Lending, LLC of Santa Ana, CA reported 43,903 mortgage applications totaling $11.0 billion, up 13% from 2009. The average application was for $249,729, and applicants reported an average income of $91,478. 66% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (4,020), Riverside-San Bernardino-Ontario, CA (2,124) and San Jose-Sunnyvale-Santa Clara, CA (1,947) (applications in parentheses).
| Mortgage Company & Address | Stearns Lending, LLC 4 Hutton Centre, 10th Floor Santa Ana, CA 92707 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 43,903 |
| Total Mortgage Loan Application Amount | $10,963,874,000 |
| Average Mortgage Loan Application Amount | $249,729 |
| Highest Mortgage Loan Application Amount | $2,700,000 |
| Average Applicant Income | $91,478 |
| Highest Applicant Income | $4,893,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Stearns Lending, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles, California | 4,020 | $ 1,260,062,000 | $ 313,448 | $ 105,000 |
| Orange, California | 1,943 | $ 693,958,000 | $ 357,158 | $ 130,000 |
| Sonoma, California | 1,922 | $ 564,181,000 | $ 293,538 | $ 112,000 |
| Santa Clara, California | 1,869 | $ 717,213,000 | $ 383,741 | $ 129,000 |
| Salt Lake, Utah | 1,685 | $ 353,302,000 | $ 209,674 | $ 68,000 |
| Clark, Nevada | 1,536 | $ 251,592,000 | $ 163,796 | $ 52,000 |
| San Diego, California | 1,207 | $ 391,980,000 | $ 324,755 | $ 123,000 |
| Riverside, California | 1,120 | $ 238,547,000 | $ 212,988 | $ 78,000 |
| Alameda, California | 1,029 | $ 352,039,000 | $ 342,117 | $ 117,000 |
| San Bernardino, California | 1,004 | $ 204,090,000 | $ 203,276 | $ 78,000 |
| Maricopa, Arizona | 966 | $ 172,356,000 | $ 178,422 | $ 79,000 |
| Sacramento, California | 859 | $ 168,704,000 | $ 196,395 | $ 76,000 |
| Contra Costa, California | 784 | $ 246,435,000 | $ 314,330 | $ 114,000 |
| Utah, Utah | 758 | $ 153,501,000 | $ 202,507 | $ 65,000 |
| San Joaquin, California | 630 | $ 112,857,000 | $ 179,138 | $ 74,000 |
| Stanislaus, California | 595 | $ 88,652,000 | $ 148,994 | $ 71,000 |
| San Mateo, California | 533 | $ 218,570,000 | $ 410,075 | $ 143,000 |
| Cook, Illinois | 519 | $ 108,979,000 | $ 209,978 | $ 80,000 |
| Bernalillo, New Mexico | 482 | $ 92,132,000 | $ 191,145 | $ 79,000 |
| Davis, Utah | 464 | $ 95,591,000 | $ 206,015 | $ 61,000 |
| Ada, Idaho | 427 | $ 72,863,000 | $ 170,639 | $ 58,000 |
| Monterey, California | 396 | $ 97,036,000 | $ 245,040 | $ 87,000 |
| Lane, Oregon | 387 | $ 73,897,000 | $ 190,948 | $ 70,000 |
| Ventura, California | 363 | $ 127,477,000 | $ 351,176 | $ 118,000 |
| Denver, Colorado | 363 | $ 72,842,000 | $ 200,666 | $ 74,000 |
| Arapahoe, Colorado | 354 | $ 71,441,000 | $ 201,810 | $ 68,000 |
| Weber, Utah | 319 | $ 53,753,000 | $ 168,504 | $ 46,000 |
| Jefferson, Colorado | 310 | $ 71,861,000 | $ 231,809 | $ 80,000 |
| San Francisco, California | 289 | $ 127,453,000 | $ 441,013 | $ 151,000 |
| Fresno, California | 283 | $ 47,395,000 | $ 167,473 | $ 67,000 |
| Adams, Colorado | 262 | $ 46,670,000 | $ 178,129 | $ 57,000 |
| Placer, California | 253 | $ 67,050,000 | $ 265,019 | $ 105,000 |
| Douglas, Colorado | 253 | $ 71,786,000 | $ 283,739 | $ 100,000 |
| Santa Cruz, California | 247 | $ 86,937,000 | $ 351,971 | $ 132,000 |
| Spokane, Washington | 242 | $ 42,479,000 | $ 175,533 | $ 72,000 |
| Middlesex, Massachusetts | 237 | $ 71,809,000 | $ 302,991 | $ 118,000 |
| Multnomah, Oregon | 234 | $ 53,947,000 | $ 230,542 | $ 79,000 |
| Bristol, Massachusetts | 215 | $ 49,846,000 | $ 231,841 | $ 69,000 |
| El Paso, Colorado | 206 | $ 40,393,000 | $ 196,082 | $ 71,000 |
| Marin, California | 204 | $ 82,325,000 | $ 403,553 | $ 145,000 |
| Canyon, Idaho | 202 | $ 25,602,000 | $ 126,742 | $ 41,000 |
| Montgomery, Maryland | 201 | $ 70,754,000 | $ 352,009 | $ 148,000 |
| Kern, California | 198 | $ 31,148,000 | $ 157,313 | $ 77,000 |
| Fairfax, Virginia | 194 | $ 73,609,000 | $ 379,427 | $ 159,000 |
| Washington, Utah | 193 | $ 31,901,000 | $ 165,290 | $ 76,000 |
| Solano, California | 191 | $ 43,281,000 | $ 226,602 | $ 92,000 |
| Pima, Arizona | 178 | $ 28,211,000 | $ 158,488 | $ 57,000 |
| Nevada, California | 174 | $ 43,246,000 | $ 248,540 | $ 101,000 |
| Bonneville, Idaho | 169 | $ 23,763,000 | $ 140,609 | $ 44,000 |
| Washington, Oregon | 168 | $ 38,423,000 | $ 228,708 | $ 68,000 |
| Providence, Rhode Island | 167 | $ 32,624,000 | $ 195,353 | $ 72,000 |
| Marion, Oregon | 166 | $ 30,665,000 | $ 184,728 | $ 53,000 |
| DuPage, Illinois | 163 | $ 36,682,000 | $ 225,042 | $ 85,000 |
| King, Washington | 163 | $ 49,191,000 | $ 301,785 | $ 105,000 |
| Douglas, Oregon | 158 | $ 26,280,000 | $ 166,329 | $ 58,000 |
| El Dorado, California | 147 | $ 43,014,000 | $ 292,612 | $ 116,000 |
| Tooele, Utah | 145 | $ 26,249,000 | $ 181,027 | $ 57,000 |
| Norfolk, Massachusetts | 139 | $ 43,249,000 | $ 311,143 | $ 111,000 |
| Clackamas, Oregon | 139 | $ 34,247,000 | $ 246,381 | $ 90,000 |
| Essex, Massachusetts | 135 | $ 37,184,000 | $ 275,437 | $ 88,000 |
| Hillsborough, Florida | 133 | $ 20,072,000 | $ 150,917 | $ 63,000 |
| Hillsborough, New Hampshire | 132 | $ 26,003,000 | $ 196,992 | $ 75,000 |
| Miami-Dade, Florida | 128 | $ 24,139,000 | $ 188,585 | $ 80,000 |
| Weld, Colorado | 123 | $ 24,030,000 | $ 195,365 | $ 70,000 |
| Kane, Illinois | 122 | $ 22,545,000 | $ 184,795 | $ 76,000 |
| Clark, Washington | 122 | $ 27,384,000 | $ 224,459 | $ 69,000 |
| Baltimore, Maryland | 121 | $ 31,103,000 | $ 257,049 | $ 88,000 |
| Plymouth, Massachusetts | 117 | $ 30,392,000 | $ 259,760 | $ 79,000 |
| Rockingham, New Hampshire | 114 | $ 25,335,000 | $ 222,236 | $ 80,000 |
| Broward, Florida | 111 | $ 21,807,000 | $ 196,459 | $ 79,000 |
| Sandoval, New Mexico | 109 | $ 19,678,000 | $ 180,532 | $ 70,000 |
| Bannock, Idaho | 108 | $ 15,927,000 | $ 147,472 | $ 44,000 |
| Napa, California | 107 | $ 37,287,000 | $ 348,476 | $ 129,000 |
| Bingham, Idaho | 101 | $ 14,692,000 | $ 145,465 | $ 48,000 |
| Mendocino, California | 100 | $ 23,260,000 | $ 232,600 | $ 79,000 |
| Larimer, Colorado | 100 | $ 20,091,000 | $ 200,910 | $ 78,000 |
| Snohomish, Washington | 99 | $ 25,579,000 | $ 258,373 | $ 79,000 |
| Merced, California | 93 | $ 11,730,000 | $ 126,129 | $ 58,000 |
| Cache, Utah | 93 | $ 16,611,000 | $ 178,612 | $ 72,000 |
| Boulder, Colorado | 92 | $ 23,903,000 | $ 259,815 | $ 87,000 |
| Missoula, Montana | 92 | $ 20,234,000 | $ 219,934 | $ 99,000 |
| Pinal, Arizona | 91 | $ 12,057,000 | $ 132,494 | $ 50,000 |
| Yolo, California | 90 | $ 22,364,000 | $ 248,488 | $ 80,000 |
| San Juan, New Mexico | 89 | $ 17,923,000 | $ 201,382 | $ 83,000 |
| Box Elder, Utah | 89 | $ 14,003,000 | $ 157,337 | $ 60,000 |
| Madera, California | 87 | $ 13,732,000 | $ 157,839 | $ 59,000 |
| Worcester, Massachusetts | 81 | $ 19,101,000 | $ 235,814 | $ 99,000 |
| Kent, Rhode Island | 81 | $ 16,807,000 | $ 207,493 | $ 75,000 |
| Yavapai, Arizona | 78 | $ 13,616,000 | $ 174,564 | $ 66,000 |
| San Benito, California | 78 | $ 21,930,000 | $ 281,153 | $ 82,000 |
| Klamath, Oregon | 78 | $ 11,137,000 | $ 142,782 | $ 53,000 |
| Jackson, Oregon | 77 | $ 15,655,000 | $ 203,311 | $ 78,000 |
| Mohave, Arizona | 74 | $ 9,514,000 | $ 128,567 | $ 59,000 |
| Lake, California | 73 | $ 14,202,000 | $ 194,547 | $ 74,000 |
| San Luis Obispo, California | 73 | $ 23,493,000 | $ 321,821 | $ 139,000 |
| Washington, Rhode Island | 72 | $ 18,921,000 | $ 262,791 | $ 116,000 |
| Will, Illinois | 71 | $ 14,907,000 | $ 209,957 | $ 78,000 |
| Lake, Illinois | 70 | $ 17,642,000 | $ 252,028 | $ 120,000 |
| Morris, New Jersey | 70 | $ 22,812,000 | $ 325,885 | $ 106,000 |
| Santa Barbara, California | 69 | $ 21,858,000 | $ 316,782 | $ 115,000 |
| Anne Arundel, Maryland | 68 | $ 18,969,000 | $ 278,955 | $ 100,000 |
| Lincoln, New Mexico | 68 | $ 12,929,000 | $ 190,132 | $ 107,000 |
| Suffolk, Massachusetts | 67 | $ 19,398,000 | $ 289,522 | $ 101,000 |
| Essex, New Jersey | 67 | $ 18,374,000 | $ 274,238 | $ 102,000 |
| Middlesex, New Jersey | 65 | $ 16,683,000 | $ 256,661 | $ 79,000 |
| Chester, Pennsylvania | 65 | $ 16,136,000 | $ 248,246 | $ 131,000 |
| Pierce, Washington | 65 | $ 15,697,000 | $ 241,492 | $ 68,000 |
| Columbia, Oregon | 64 | $ 10,720,000 | $ 167,500 | $ 67,000 |
| Prince George's, Maryland | 63 | $ 17,718,000 | $ 281,238 | $ 76,000 |
| Santa Fe, New Mexico | 63 | $ 15,255,000 | $ 242,142 | $ 94,000 |
| Linn, Oregon | 63 | $ 10,137,000 | $ 160,904 | $ 47,000 |
| Tulare, California | 62 | $ 11,058,000 | $ 178,354 | $ 56,000 |
| Harford, Maryland | 61 | $ 16,888,000 | $ 276,852 | $ 103,000 |
| Polk, Oregon | 61 | $ 12,099,000 | $ 198,344 | $ 67,000 |
| Loudoun, Virginia | 61 | $ 21,549,000 | $ 353,262 | $ 133,000 |
| Winnebago, Illinois | 60 | $ 8,500,000 | $ 141,666 | $ 68,000 |
| Montgomery, Pennsylvania | 60 | $ 14,441,000 | $ 240,683 | $ 103,000 |
| Bergen, New Jersey | 59 | $ 20,069,000 | $ 340,152 | $ 143,000 |
| Pinellas, Florida | 58 | $ 9,690,000 | $ 167,068 | $ 76,000 |
| Hartford, Connecticut | 57 | $ 10,962,000 | $ 192,315 | $ 85,000 |
| Baltimore City, Maryland | 57 | $ 10,441,000 | $ 183,175 | $ 80,000 |
| Virginia Beach, Virginia | 55 | $ 13,718,000 | $ 249,418 | $ 102,000 |
| Palm Beach, Florida | 54 | $ 9,957,000 | $ 184,388 | $ 64,000 |
| Washoe, Nevada | 54 | $ 10,947,000 | $ 202,722 | $ 63,000 |
| Northampton, Pennsylvania | 54 | $ 9,737,000 | $ 180,314 | $ 70,000 |
| Summit, Utah | 54 | $ 19,606,000 | $ 363,074 | $ 131,000 |
| Allegheny, Pennsylvania | 53 | $ 7,867,000 | $ 148,433 | $ 89,000 |
| Benton, Oregon | 52 | $ 11,275,000 | $ 216,826 | $ 104,000 |
| Kitsap, Washington | 52 | $ 11,155,000 | $ 214,519 | $ 74,000 |
| Cumberland, Pennsylvania | 51 | $ 10,007,000 | $ 196,215 | $ 83,000 |
| Fairfield, Connecticut | 50 | $ 18,593,000 | $ 371,860 | $ 162,000 |
| Pasco, Florida | 50 | $ 6,285,000 | $ 125,700 | $ 52,000 |
| Kootenai, Idaho | 50 | $ 9,355,000 | $ 187,100 | $ 63,000 |
| Monmouth, New Jersey | 50 | $ 14,558,000 | $ 291,160 | $ 110,000 |
| Deschutes, Oregon | 50 | $ 10,304,000 | $ 206,080 | $ 95,000 |
| Bucks, Pennsylvania | 50 | $ 12,966,000 | $ 259,320 | $ 113,000 |
| Dauphin, Pennsylvania | 50 | $ 7,169,000 | $ 143,380 | $ 87,000 |
| Philadelphia, Pennsylvania | 50 | $ 9,443,000 | $ 188,860 | $ 84,000 |
| Stevens, Washington | 49 | $ 8,043,000 | $ 164,142 | $ 64,000 |
| Howard, Maryland | 48 | $ 18,297,000 | $ 381,187 | $ 132,000 |
| Coconino, Arizona | 47 | $ 10,996,000 | $ 233,957 | $ 101,000 |
| Barnstable, Massachusetts | 47 | $ 11,567,000 | $ 246,106 | $ 118,000 |
| Butte, California | 46 | $ 10,259,000 | $ 223,021 | $ 101,000 |
| Mesa, Colorado | 46 | $ 9,677,000 | $ 210,369 | $ 78,000 |
| Honolulu, Hawaii | 46 | $ 19,621,000 | $ 426,543 | $ 122,000 |
| Prince William, Virginia | 45 | $ 11,633,000 | $ 258,511 | $ 95,000 |
| Union, New Jersey | 44 | $ 13,086,000 | $ 297,409 | $ 91,000 |
| Yamhill, Oregon | 44 | $ 8,101,000 | $ 184,113 | $ 62,000 |
| Delaware, Pennsylvania | 44 | $ 10,410,000 | $ 236,590 | $ 109,000 |
| Lehigh, Pennsylvania | 44 | $ 7,609,000 | $ 172,931 | $ 67,000 |
| Shasta, California | 43 | $ 7,901,000 | $ 183,744 | $ 72,000 |
| Tuolumne, California | 42 | $ 8,433,000 | $ 200,785 | $ 123,000 |
| Valencia, New Mexico | 42 | $ 7,084,000 | $ 168,666 | $ 65,000 |
| Calaveras, California | 41 | $ 8,394,000 | $ 204,731 | $ 118,000 |
| New Haven, Connecticut | 41 | $ 8,741,000 | $ 213,195 | $ 87,000 |
| District of Columbia, District Of Columbia | 41 | $ 15,763,000 | $ 384,463 | $ 152,000 |
| Windham, Connecticut | 39 | $ 6,573,000 | $ 168,538 | $ 61,000 |
| Jefferson, Idaho | 38 | $ 6,145,000 | $ 161,710 | $ 61,000 |
| Flathead, Montana | 38 | $ 8,499,000 | $ 223,657 | $ 125,000 |
| Twin Falls, Idaho | 36 | $ 5,069,000 | $ 140,805 | $ 64,000 |
| Cascade, Montana | 36 | $ 5,627,000 | $ 156,305 | $ 47,000 |
| Wasatch, Utah | 36 | $ 9,792,000 | $ 272,000 | $ 191,000 |
| Hudson, New Jersey | 35 | $ 10,251,000 | $ 292,885 | $ 84,000 |
| Marion, Florida | 34 | $ 3,688,000 | $ 108,470 | $ 51,000 |
| Frederick, Maryland | 34 | $ 9,137,000 | $ 268,735 | $ 91,000 |
| New Castle, Delaware | 33 | $ 6,566,000 | $ 198,969 | $ 64,000 |
| Cumberland, Maine | 33 | $ 7,722,000 | $ 234,000 | $ 90,000 |
| Ocean, New Jersey | 33 | $ 7,500,000 | $ 227,272 | $ 70,000 |
| Josephine, Oregon | 33 | $ 5,661,000 | $ 171,545 | $ 67,000 |
| Arlington, Virginia | 33 | $ 13,804,000 | $ 418,303 | $ 142,000 |
| Passaic, New Jersey | 32 | $ 7,864,000 | $ 245,750 | $ 85,000 |
| Thurston, Washington | 32 | $ 6,797,000 | $ 212,406 | $ 61,000 |
| Broomfield, Colorado | 31 | $ 7,268,000 | $ 234,451 | $ 110,000 |
| Fulton, Georgia | 31 | $ 6,519,000 | $ 210,290 | $ 110,000 |
| Hawaii, Hawaii | 31 | $ 10,109,000 | $ 326,096 | $ 127,000 |
| Maui, Hawaii | 31 | $ 10,980,000 | $ 354,193 | $ 112,000 |
| Bonner, Idaho | 31 | $ 5,865,000 | $ 189,193 | $ 63,000 |
| Somerset, New Jersey | 31 | $ 9,250,000 | $ 298,387 | $ 97,000 |
| McHenry, Illinois | 30 | $ 6,248,000 | $ 208,266 | $ 84,000 |
| York, Maine | 30 | $ 5,609,000 | $ 186,966 | $ 87,000 |
| Bristol, Rhode Island | 29 | $ 6,397,000 | $ 220,586 | $ 90,000 |
| Alexandria, Virginia | 29 | $ 10,863,000 | $ 374,586 | $ 148,000 |
| Humboldt, California | 28 | $ 5,752,000 | $ 205,428 | $ 85,000 |
| York, Pennsylvania | 27 | $ 3,987,000 | $ 147,666 | $ 66,000 |
| Yuba, California | 26 | $ 4,486,000 | $ 172,538 | $ 61,000 |
| Park, Montana | 26 | $ 4,370,000 | $ 168,076 | $ 75,000 |
| Travis, Texas | 26 | $ 5,538,000 | $ 213,000 | $ 116,000 |
| Grand, Colorado | 25 | $ 6,868,000 | $ 274,720 | $ 162,000 |
| Pueblo, Colorado | 25 | $ 3,647,000 | $ 145,880 | $ 54,000 |
| Carroll, Maryland | 25 | $ 7,573,000 | $ 302,920 | $ 101,000 |
| Iron, Utah | 25 | $ 3,748,000 | $ 149,920 | $ 52,000 |
| Chesapeake, Virginia | 25 | $ 5,886,000 | $ 235,440 | $ 95,000 |
| Benton, Washington | 25 | $ 3,778,000 | $ 151,120 | $ 38,000 |
| Imperial, California | 24 | $ 3,034,000 | $ 126,416 | $ 67,000 |
| Dona Ana, New Mexico | 24 | $ 5,837,000 | $ 243,208 | $ 125,000 |
| Manatee, Florida | 23 | $ 3,799,000 | $ 165,173 | $ 66,000 |
| Orange, Florida | 23 | $ 3,978,000 | $ 172,956 | $ 98,000 |
| Polk, Florida | 23 | $ 2,879,000 | $ 125,173 | $ 57,000 |
| Sussex, New Jersey | 23 | $ 5,303,000 | $ 230,565 | $ 94,000 |
| Lincoln, Oregon | 23 | $ 4,257,000 | $ 185,086 | $ 104,000 |
| La Plata, Colorado | 22 | $ 6,485,000 | $ 294,772 | $ 107,000 |
| Gwinnett, Georgia | 22 | $ 3,115,000 | $ 141,590 | $ 52,000 |
| Charles, Maryland | 22 | $ 5,851,000 | $ 265,954 | $ 74,000 |
| Burlington, New Jersey | 22 | $ 4,179,000 | $ 189,954 | $ 67,000 |
| Henrico, Virginia | 22 | $ 4,377,000 | $ 198,954 | $ 69,000 |
| Navajo, Arizona | 21 | $ 3,264,000 | $ 155,428 | $ 75,000 |
| Lee, Florida | 21 | $ 3,520,000 | $ 167,619 | $ 132,000 |
| Madison, Idaho | 21 | $ 3,738,000 | $ 178,000 | $ 65,000 |
| Camden, New Jersey | 21 | $ 4,438,000 | $ 211,333 | $ 63,000 |
| Siskiyou, California | 20 | $ 2,448,000 | $ 122,400 | $ 56,000 |
| Eagle, Colorado | 20 | $ 7,974,000 | $ 398,700 | $ 192,000 |
| Sarasota, Florida | 20 | $ 3,876,000 | $ 193,800 | $ 78,000 |
| Franklin, Idaho | 20 | $ 2,905,000 | $ 145,250 | $ 44,000 |
| Grant, Washington | 20 | $ 3,935,000 | $ 196,750 | $ 83,000 |
| Flagler, Florida | 19 | $ 2,627,000 | $ 138,263 | $ 74,000 |
| Hernando, Florida | 19 | $ 1,886,000 | $ 99,263 | $ 56,000 |
| Monroe, Pennsylvania | 19 | $ 3,335,000 | $ 175,526 | $ 60,000 |
| Sanpete, Utah | 19 | $ 3,266,000 | $ 171,894 | $ 69,000 |
| Yakima, Washington | 19 | $ 2,878,000 | $ 151,473 | $ 83,000 |
| Sutter, California | 18 | $ 2,759,000 | $ 153,277 | $ 73,000 |
| Park, Colorado | 18 | $ 3,836,000 | $ 213,111 | $ 83,000 |
| Cobb, Georgia | 18 | $ 3,823,000 | $ 212,388 | $ 132,000 |
| Elbert, Colorado | 17 | $ 4,186,000 | $ 246,235 | $ 65,000 |
| Summit, Colorado | 17 | $ 5,488,000 | $ 322,823 | $ 240,000 |
| Brevard, Florida | 17 | $ 2,854,000 | $ 167,882 | $ 75,000 |
| Kendall, Illinois | 17 | $ 3,227,000 | $ 189,823 | $ 86,000 |
| Ravalli, Montana | 17 | $ 3,384,000 | $ 199,058 | $ 64,000 |
| Yellowstone, Montana | 17 | $ 3,005,000 | $ 176,764 | $ 45,000 |
| Newport, Rhode Island | 17 | $ 4,062,000 | $ 238,941 | $ 95,000 |
| Cowlitz, Washington | 17 | $ 3,069,000 | $ 180,529 | $ 63,000 |
| Elmore, Idaho | 16 | $ 2,678,000 | $ 167,375 | $ 55,000 |
| Fremont, Idaho | 16 | $ 2,977,000 | $ 186,062 | $ 95,000 |
| Nye, Nevada | 16 | $ 1,826,000 | $ 114,125 | $ 49,000 |
| Merrimack, New Hampshire | 16 | $ 2,950,000 | $ 184,375 | $ 86,000 |
| Cape May, New Jersey | 16 | $ 4,926,000 | $ 307,875 | $ 140,000 |
| Amador, California | 15 | $ 3,896,000 | $ 259,733 | $ 106,000 |
| Citrus, Florida | 15 | $ 1,687,000 | $ 112,466 | $ 51,000 |
| Strafford, New Hampshire | 15 | $ 3,666,000 | $ 244,400 | $ 85,000 |
| Berks, Pennsylvania | 15 | $ 2,148,000 | $ 143,200 | $ 55,000 |
| Uintah, Utah | 15 | $ 3,128,000 | $ 208,533 | $ 76,000 |
| Litchfield, Connecticut | 14 | $ 3,013,000 | $ 215,214 | $ 65,000 |
| Gallatin, Montana | 14 | $ 3,265,000 | $ 233,214 | $ 111,000 |
| Sanders, Montana | 14 | $ 2,085,000 | $ 148,928 | $ 50,000 |
| Los Alamos, New Mexico | 14 | $ 3,659,000 | $ 261,357 | $ 97,000 |
| Lancaster, Pennsylvania | 14 | $ 2,315,000 | $ 165,357 | $ 75,000 |
| Chesterfield, Virginia | 14 | $ 2,902,000 | $ 207,285 | $ 78,000 |
| Norfolk, Virginia | 14 | $ 2,822,000 | $ 201,571 | $ 86,000 |
| Park, Wyoming | 14 | $ 2,680,000 | $ 191,428 | $ 60,000 |
| Mercer, New Jersey | 13 | $ 3,208,000 | $ 246,769 | $ 138,000 |
| Washington, Pennsylvania | 13 | $ 2,260,000 | $ 173,846 | $ 79,000 |
| Millard, Utah | 13 | $ 1,846,000 | $ 142,000 | $ 56,000 |
| Richmond City, Virginia | 13 | $ 3,465,000 | $ 266,538 | $ 125,000 |
| Gem, Idaho | 12 | $ 1,942,000 | $ 161,833 | $ 49,000 |
| Valley, Idaho | 12 | $ 1,767,000 | $ 147,250 | $ 124,000 |
| Polk, Iowa | 12 | $ 2,091,000 | $ 174,250 | $ 86,000 |
| Hampden, Massachusetts | 12 | $ 2,414,000 | $ 201,166 | $ 67,000 |
| Crook, Oregon | 12 | $ 1,771,000 | $ 147,583 | $ 112,000 |
| Morgan, Utah | 12 | $ 3,145,000 | $ 262,083 | $ 117,000 |
| Fauquier, Virginia | 12 | $ 3,376,000 | $ 281,333 | $ 101,000 |
| Hampton, Virginia | 12 | $ 1,911,000 | $ 159,250 | $ 69,000 |
| Franklin, Washington | 12 | $ 1,942,000 | $ 161,833 | $ 77,000 |
| San Juan, Washington | 12 | $ 3,402,000 | $ 283,500 | $ 89,000 |
| Cochise, Arizona | 11 | $ 1,773,000 | $ 161,181 | $ 53,000 |
| Mono, California | 11 | $ 3,573,000 | $ 324,818 | $ 338,000 |
| Fremont, Colorado | 11 | $ 1,334,000 | $ 121,272 | $ 42,000 |
| New London, Connecticut | 11 | $ 2,430,000 | $ 220,909 | $ 62,000 |
| Volusia, Florida | 11 | $ 1,405,000 | $ 127,727 | $ 68,000 |
| Blaine, Idaho | 11 | $ 3,279,000 | $ 298,090 | $ 194,000 |
| Nez Perce, Idaho | 11 | $ 2,054,000 | $ 186,727 | $ 68,000 |
| Madison, Montana | 11 | $ 1,805,000 | $ 164,090 | $ 76,000 |
| Lackawanna, Pennsylvania | 11 | $ 2,115,000 | $ 192,272 | $ 86,000 |
| Duchesne, Utah | 11 | $ 2,018,000 | $ 183,454 | $ 59,000 |
| Juab, Utah | 11 | $ 1,684,000 | $ 153,090 | $ 60,000 |
| Chelan, Washington | 11 | $ 2,410,000 | $ 219,090 | $ 70,000 |
| Plumas, California | 10 | $ 1,705,000 | $ 170,500 | $ 151,000 |
| Tehama, California | 10 | $ 1,389,000 | $ 138,900 | $ 39,000 |
| Duval, Florida | 10 | $ 1,791,000 | $ 179,100 | $ 67,000 |
| Gloucester, New Jersey | 10 | $ 2,062,000 | $ 206,200 | $ 50,000 |
| Harris, Texas | 10 | $ 2,032,000 | $ 203,200 | $ 115,000 |
| Lewis, Washington | 10 | $ 1,613,000 | $ 161,300 | $ 28,000 |
| Whatcom, Washington | 10 | $ 2,206,000 | $ 220,600 | $ 108,000 |
| Yuma, Arizona | 9 | $ 1,678,000 | $ 186,444 | $ 85,000 |
| Garfield, Colorado | 9 | $ 2,776,000 | $ 308,444 | $ 73,000 |
| Middlesex, Connecticut | 9 | $ 2,299,000 | $ 255,444 | $ 186,000 |
| Tolland, Connecticut | 9 | $ 1,740,000 | $ 193,333 | $ 82,000 |
| Kent, Delaware | 9 | $ 1,887,000 | $ 209,666 | $ 99,000 |
| Osceola, Florida | 9 | $ 1,455,000 | $ 161,666 | $ 100,000 |
| Kauai, Hawaii | 9 | $ 2,452,000 | $ 272,444 | $ 84,000 |
| Clinton, Iowa | 9 | $ 791,000 | $ 87,888 | $ 47,000 |
| Scott, Iowa | 9 | $ 1,243,000 | $ 138,111 | $ 47,000 |
| Cecil, Maryland | 9 | $ 2,651,000 | $ 294,555 | $ 83,000 |
| Curry, New Mexico | 9 | $ 966,000 | $ 107,333 | $ 74,000 |
| Coos, Oregon | 9 | $ 1,620,000 | $ 180,000 | $ 38,000 |
| Umatilla, Oregon | 9 | $ 1,436,000 | $ 159,555 | $ 29,000 |
| Horry, South Carolina | 9 | $ 1,597,000 | $ 177,444 | $ 74,000 |
| Lynchburg, Virginia | 9 | $ 1,113,000 | $ 123,666 | $ 85,000 |
| Lincoln, Washington | 9 | $ 1,494,000 | $ 166,000 | $ 85,000 |
| Mason, Washington | 9 | $ 1,966,000 | $ 218,444 | $ 59,000 |
| Skagit, Washington | 9 | $ 1,697,000 | $ 188,555 | $ 53,000 |
| Kings, California | 8 | $ 1,251,000 | $ 156,375 | $ 154,000 |
| Montezuma, Colorado | 8 | $ 1,389,000 | $ 173,625 | $ 87,000 |
| DeKalb, Georgia | 8 | $ 672,000 | $ 84,000 | $ 55,000 |
| Cassia, Idaho | 8 | $ 1,120,000 | $ 140,000 | $ 86,000 |
| Owyhee, Idaho | 8 | $ 1,188,000 | $ 148,500 | $ 71,000 |
| Washington, Idaho | 8 | $ 983,000 | $ 122,875 | $ 51,000 |
| Rock Island, Illinois | 8 | $ 740,000 | $ 92,500 | $ 43,000 |
| Calvert, Maryland | 8 | $ 3,394,000 | $ 424,250 | $ 116,000 |
| Worcester, Maryland | 8 | $ 1,581,000 | $ 197,625 | $ 107,000 |
| Carson City, Nevada | 8 | $ 1,693,000 | $ 211,625 | $ 55,000 |
| Lyon, Nevada | 8 | $ 1,258,000 | $ 157,250 | $ 33,000 |
| Hunterdon, New Jersey | 8 | $ 2,264,000 | $ 283,000 | $ 92,000 |
| Caldwell, Texas | 8 | $ 924,000 | $ 115,500 | $ 67,000 |
| Sevier, Utah | 8 | $ 1,475,000 | $ 184,375 | $ 106,000 |
| Bedford, Virginia | 8 | $ 1,598,000 | $ 199,750 | $ 78,000 |
| Newport News, Virginia | 8 | $ 1,295,000 | $ 161,875 | $ 64,000 |
| Las Animas, Colorado | 7 | $ 1,136,000 | $ 162,285 | $ 68,000 |
| St. Lucie, Florida | 7 | $ 760,000 | $ 108,571 | $ 46,000 |
| Carroll, Georgia | 7 | $ 728,000 | $ 104,000 | $ 32,000 |
| Paulding, Georgia | 7 | $ 1,043,000 | $ 149,000 | $ 65,000 |
| Payette, Idaho | 7 | $ 1,000,000 | $ 142,857 | $ 79,000 |
| Dickinson, Iowa | 7 | $ 830,000 | $ 118,571 | $ 41,000 |
| Hancock, Maine | 7 | $ 1,256,000 | $ 179,428 | $ 61,000 |
| Douglas, Nevada | 7 | $ 1,545,000 | $ 220,714 | $ 74,000 |
| Baker, Oregon | 7 | $ 806,000 | $ 115,142 | $ 60,000 |
| Jefferson, Oregon | 7 | $ 887,000 | $ 126,714 | $ 98,000 |
| Westmoreland, Pennsylvania | 7 | $ 1,136,000 | $ 162,285 | $ 101,000 |
| Williamson, Texas | 7 | $ 1,115,000 | $ 159,285 | $ 124,000 |
| Carbon, Utah | 7 | $ 773,000 | $ 110,428 | $ 39,000 |
| Portsmouth, Virginia | 7 | $ 1,121,000 | $ 160,142 | $ 88,000 |
| Stafford, Virginia | 7 | $ 1,668,000 | $ 238,285 | $ 74,000 |
| Suffolk, Virginia | 7 | $ 1,575,000 | $ 225,000 | $ 76,000 |
| Clallam, Washington | 7 | $ 1,237,000 | $ 176,714 | $ 45,000 |
| Grays Harbor, Washington | 7 | $ 1,089,000 | $ 155,571 | $ 45,000 |
| Island, Washington | 7 | $ 1,786,000 | $ 255,142 | $ 114,000 |
| Inyo, California | 6 | $ 1,561,000 | $ 260,166 | $ 61,000 |
| Lake, Colorado | 6 | $ 1,556,000 | $ 259,333 | $ 76,000 |
| Pitkin, Colorado | 6 | $ 2,791,000 | $ 465,166 | $ 162,000 |
| Routt, Colorado | 6 | $ 2,354,000 | $ 392,333 | $ 109,000 |
| Teller, Colorado | 6 | $ 1,530,000 | $ 255,000 | $ 74,000 |
| Collier, Florida | 6 | $ 1,520,000 | $ 253,333 | $ 81,000 |
| Lake, Florida | 6 | $ 928,000 | $ 154,666 | $ 95,000 |
| Chatham, Georgia | 6 | $ 891,000 | $ 148,500 | $ 58,000 |
| Cherokee, Georgia | 6 | $ 1,257,000 | $ 209,500 | $ 67,000 |
| Douglas, Georgia | 6 | $ 1,083,000 | $ 180,500 | $ 46,000 |
| Forsyth, Georgia | 6 | $ 1,333,000 | $ 222,166 | $ 118,000 |
| Stephenson, Illinois | 6 | $ 1,259,000 | $ 209,833 | $ 94,000 |
| Franklin, Massachusetts | 6 | $ 997,000 | $ 166,166 | $ 41,000 |
| Fergus, Montana | 6 | $ 852,000 | $ 142,000 | $ 40,000 |
| Lewis and Clark, Montana | 6 | $ 1,532,000 | $ 255,333 | $ 107,000 |
| Lea, New Mexico | 6 | $ 1,350,000 | $ 225,000 | $ 127,000 |
| Tillamook, Oregon | 6 | $ 1,224,000 | $ 204,000 | $ 186,000 |
| Wasco, Oregon | 6 | $ 744,000 | $ 124,000 | $ 24,000 |
| Bexar, Texas | 6 | $ 691,000 | $ 115,166 | $ 58,000 |
| Collin, Texas | 6 | $ 1,183,000 | $ 197,166 | $ 123,000 |
| Fairfax City, Virginia | 6 | $ 1,752,000 | $ 292,000 | $ 119,000 |
| Kittitas, Washington | 6 | $ 1,932,000 | $ 322,000 | $ 217,000 |
| Okanogan, Washington | 6 | $ 939,000 | $ 156,500 | $ 67,000 |
| Whitman, Washington | 6 | $ 971,000 | $ 161,833 | $ 69,000 |
| Gila, Arizona | 5 | $ 945,000 | $ 189,000 | $ 261,000 |
| Graham, Arizona | 5 | $ 1,192,000 | $ 238,400 | $ 64,000 |
| Del Norte, California | 5 | $ 883,000 | $ 176,600 | $ 67,000 |
| Trinity, California | 5 | $ 975,000 | $ 195,000 | $ 97,000 |
| Clear Creek, Colorado | 5 | $ 1,016,000 | $ 203,200 | $ 92,000 |
| Hendry, Florida | 5 | $ 486,000 | $ 97,200 | $ 53,000 |
| Bibb, Georgia | 5 | $ 552,000 | $ 110,400 | $ 43,000 |
| Clarke, Georgia | 5 | $ 550,000 | $ 110,000 | $ 73,000 |
| Boise, Idaho | 5 | $ 522,000 | $ 104,400 | $ 34,000 |
| Minidoka, Idaho | 5 | $ 656,000 | $ 131,200 | $ 49,000 |
| Power, Idaho | 5 | $ 738,000 | $ 147,600 | $ 62,000 |
| Teton, Idaho | 5 | $ 1,372,000 | $ 274,400 | $ 187,000 |
| Jefferson, Iowa | 5 | $ 1,004,000 | $ 200,800 | $ 92,000 |
| St. Mary's, Maryland | 5 | $ 1,709,000 | $ 341,800 | $ 94,000 |
| Washington, Maryland | 5 | $ 926,000 | $ 185,200 | $ 59,000 |
| Wicomico, Maryland | 5 | $ 1,080,000 | $ 216,000 | $ 73,000 |
| Belknap, New Hampshire | 5 | $ 1,024,000 | $ 204,800 | $ 79,000 |
| Cheshire, New Hampshire | 5 | $ 975,000 | $ 195,000 | $ 83,000 |
| Grafton, New Hampshire | 5 | $ 1,072,000 | $ 214,400 | $ 101,000 |
| Atlantic, New Jersey | 5 | $ 804,000 | $ 160,800 | $ 82,000 |
| Chaves, New Mexico | 5 | $ 1,051,000 | $ 210,200 | $ 80,000 |
| Otero, New Mexico | 5 | $ 587,000 | $ 117,400 | $ 58,000 |
| Rio Arriba, New Mexico | 5 | $ 1,107,000 | $ 221,400 | $ 47,000 |
| Sierra, New Mexico | 5 | $ 865,000 | $ 173,000 | $ 52,000 |
| Adams, Pennsylvania | 5 | $ 880,000 | $ 176,000 | $ 62,000 |
| Beaver, Pennsylvania | 5 | $ 881,000 | $ 176,200 | $ 76,000 |
| Erie, Pennsylvania | 5 | $ 702,000 | $ 140,400 | $ 57,000 |
| Lebanon, Pennsylvania | 5 | $ 564,000 | $ 112,800 | $ 60,000 |
| Luzerne, Pennsylvania | 5 | $ 784,000 | $ 156,800 | $ 60,000 |
| Perry, Pennsylvania | 5 | $ 556,000 | $ 111,200 | $ 54,000 |
| Berkeley, South Carolina | 5 | $ 637,000 | $ 127,400 | $ 67,000 |
| Lexington, South Carolina | 5 | $ 871,000 | $ 174,200 | $ 50,000 |
| Richland, South Carolina | 5 | $ 705,000 | $ 141,000 | $ 36,000 |
| Dallas, Texas | 5 | $ 809,000 | $ 161,800 | $ 385,000 |
| Kane, Utah | 5 | $ 1,021,000 | $ 204,200 | $ 130,000 |
| Albemarle, Virginia | 5 | $ 1,054,000 | $ 210,800 | $ 70,000 |
| Campbell, Virginia | 5 | $ 807,000 | $ 161,400 | $ 57,000 |
| Dinwiddie, Virginia | 5 | $ 1,042,000 | $ 208,400 | $ 73,000 |
| Spotsylvania, Virginia | 5 | $ 1,127,000 | $ 225,400 | $ 120,000 |
| Douglas, Washington | 5 | $ 882,000 | $ 176,400 | $ 64,000 |
| Jefferson, Washington | 5 | $ 740,000 | $ 148,000 | $ 42,000 |
| Pend Oreille, Washington | 5 | $ 1,267,000 | $ 253,400 | $ 111,000 |
| Rock, Wisconsin | 5 | $ 767,000 | $ 153,400 | $ 43,000 |
| Colusa, California | 4 | $ 709,000 | $ 177,250 | $ 40,000 |
| Glenn, California | 4 | $ 382,000 | $ 95,500 | $ 33,000 |
| Lassen, California | 4 | $ 654,000 | $ 163,500 | $ 154,000 |
| Archuleta, Colorado | 4 | $ 694,000 | $ 173,500 | $ 82,000 |
| Gunnison, Colorado | 4 | $ 731,000 | $ 182,750 | $ 80,000 |
| Yuma, Colorado | 4 | $ 495,000 | $ 123,750 | $ 66,000 |
| Clay, Florida | 4 | $ 508,000 | $ 127,000 | $ 46,000 |
| St. Johns, Florida | 4 | $ 1,240,000 | $ 310,000 | $ 267,000 |
| Fayette, Georgia | 4 | $ 1,008,000 | $ 252,000 | $ 65,000 |
| Houston, Georgia | 4 | $ 795,000 | $ 198,750 | $ 61,000 |
| Jones, Georgia | 4 | $ 595,000 | $ 148,750 | $ 84,000 |
| Rockdale, Georgia | 4 | $ 443,000 | $ 110,750 | $ 90,000 |
| Gooding, Idaho | 4 | $ 523,000 | $ 130,750 | $ 52,000 |
| Jerome, Idaho | 4 | $ 758,000 | $ 189,500 | $ 42,000 |
| Lemhi, Idaho | 4 | $ 660,000 | $ 165,000 | $ 64,000 |
| Grundy, Illinois | 4 | $ 593,000 | $ 148,250 | $ 42,000 |
| LaSalle, Illinois | 4 | $ 565,000 | $ 141,250 | $ 58,000 |
| Ogle, Illinois | 4 | $ 497,000 | $ 124,250 | $ 53,000 |
| Woodford, Illinois | 4 | $ 458,000 | $ 114,500 | $ 63,000 |
| Queen Anne's, Maryland | 4 | $ 980,000 | $ 245,000 | $ 86,000 |
| Talbot, Maryland | 4 | $ 998,000 | $ 249,500 | $ 125,000 |
| Curry, Oregon | 4 | $ 702,000 | $ 175,500 | $ 66,000 |
| Wyoming, Pennsylvania | 4 | $ 637,000 | $ 159,250 | $ 52,000 |
| Beaufort, South Carolina | 4 | $ 561,000 | $ 140,250 | $ 54,000 |
| Denton, Texas | 4 | $ 548,000 | $ 137,000 | $ 103,000 |
| Fort Bend, Texas | 4 | $ 578,000 | $ 144,500 | $ 65,000 |
| Tarrant, Texas | 4 | $ 429,000 | $ 107,250 | $ 65,000 |
| Grand, Utah | 4 | $ 615,000 | $ 153,750 | $ 44,000 |
| Rich, Utah | 4 | $ 619,000 | $ 154,750 | $ 67,000 |
| Adams, Washington | 4 | $ 451,000 | $ 112,750 | $ 45,000 |
| Pacific, Washington | 4 | $ 734,000 | $ 183,500 | $ 118,000 |
| Manitowoc, Wisconsin | 4 | $ 785,000 | $ 196,250 | $ 72,000 |
| Winnebago, Wisconsin | 4 | $ 452,000 | $ 113,000 | $ 7,000 |
| Apache, Arizona | 3 | $ 312,000 | $ 104,000 | $ 22,000 |
| Santa Cruz, Arizona | 3 | $ 410,000 | $ 136,666 | $ 0 |
| Delta, Colorado | 3 | $ 362,000 | $ 120,666 | $ 31,000 |
| Gilpin, Colorado | 3 | $ 599,000 | $ 199,666 | $ 48,000 |
| Huerfano, Colorado | 3 | $ 467,000 | $ 155,666 | $ 117,000 |
| Rio Grande, Colorado | 3 | $ 456,000 | $ 152,000 | $ 97,000 |
| San Miguel, Colorado | 3 | $ 691,000 | $ 230,333 | $ 52,000 |
| Charlotte, Florida | 3 | $ 358,000 | $ 119,333 | $ 49,000 |
| Highlands, Florida | 3 | $ 386,000 | $ 128,666 | $ 69,000 |
| Leon, Florida | 3 | $ 674,000 | $ 224,666 | $ 105,000 |
| Santa Rosa, Florida | 3 | $ 547,000 | $ 182,333 | $ 67,000 |
| Seminole, Florida | 3 | $ 633,000 | $ 211,000 | $ 101,000 |
| Columbia, Georgia | 3 | $ 514,000 | $ 171,333 | $ 67,000 |
| Coweta, Georgia | 3 | $ 387,000 | $ 129,000 | $ 46,000 |
| Walton, Georgia | 3 | $ 566,000 | $ 188,666 | $ 87,000 |
| Butte, Idaho | 3 | $ 354,000 | $ 118,000 | $ 71,000 |
| Caribou, Idaho | 3 | $ 429,000 | $ 143,000 | $ 70,000 |
| Oneida, Idaho | 3 | $ 389,000 | $ 129,666 | $ 41,000 |
| Boone, Illinois | 3 | $ 754,000 | $ 251,333 | $ 72,000 |
| Madison, Illinois | 3 | $ 382,000 | $ 127,333 | $ 74,000 |
| St. Clair, Illinois | 3 | $ 734,000 | $ 244,666 | $ 117,000 |
| Marion, Iowa | 3 | $ 345,000 | $ 115,000 | $ 45,000 |
| Garrett, Maryland | 3 | $ 764,000 | $ 254,666 | $ 213,000 |
| Berkshire, Massachusetts | 3 | $ 678,000 | $ 226,000 | $ 85,000 |
| Hampshire, Massachusetts | 3 | $ 739,000 | $ 246,333 | $ 53,000 |
| Broadwater, Montana | 3 | $ 599,000 | $ 199,666 | $ 64,000 |
| Silver Bow, Montana | 3 | $ 334,000 | $ 111,333 | $ 46,000 |
| Humboldt, Nevada | 3 | $ 462,000 | $ 154,000 | $ 17,000 |
| Lincoln, Nevada | 3 | $ 480,000 | $ 160,000 | $ 27,000 |
| Carroll, New Hampshire | 3 | $ 402,000 | $ 134,000 | $ 104,000 |
| Warren, New Jersey | 3 | $ 823,000 | $ 274,333 | $ 104,000 |
| Taos, New Mexico | 3 | $ 569,000 | $ 189,666 | $ 155,000 |
| Torrance, New Mexico | 3 | $ 635,000 | $ 211,666 | $ 172,000 |
| Buncombe, North Carolina | 3 | $ 782,000 | $ 260,666 | $ 133,000 |
| Johnston, North Carolina | 3 | $ 507,000 | $ 169,000 | $ 45,000 |
| Mecklenburg, North Carolina | 3 | $ 747,000 | $ 249,000 | $ 144,000 |
| Randolph, North Carolina | 3 | $ 279,000 | $ 93,000 | $ 38,000 |
| Butler, Pennsylvania | 3 | $ 554,000 | $ 184,666 | $ 117,000 |
| Carbon, Pennsylvania | 3 | $ 337,000 | $ 112,333 | $ 60,000 |
| Juniata, Pennsylvania | 3 | $ 276,000 | $ 92,000 | $ 27,000 |
| Charleston, South Carolina | 3 | $ 576,000 | $ 192,000 | $ 66,000 |
| Georgetown, South Carolina | 3 | $ 622,000 | $ 207,333 | $ 95,000 |
| Washington, Tennessee | 3 | $ 772,000 | $ 257,333 | $ 120,000 |
| Hays, Texas | 3 | $ 599,000 | $ 199,666 | $ 46,000 |
| Emery, Utah | 3 | $ 396,000 | $ 132,000 | $ 31,000 |
| San Juan, Utah | 3 | $ 477,000 | $ 159,000 | $ 62,000 |
| Wayne, Utah | 3 | $ 351,000 | $ 117,000 | $ 38,000 |
| Amherst, Virginia | 3 | $ 425,000 | $ 141,666 | $ 75,000 |
| Caroline, Virginia | 3 | $ 642,000 | $ 214,000 | $ 106,000 |
| Culpeper, Virginia | 3 | $ 854,000 | $ 284,666 | $ 76,000 |
| James City, Virginia | 3 | $ 949,000 | $ 316,333 | $ 61,000 |
| Louisa, Virginia | 3 | $ 663,000 | $ 221,000 | $ 77,000 |
| Manassas, Virginia | 3 | $ 461,000 | $ 153,666 | $ 25,000 |
| Poquoson, Virginia | 3 | $ 1,039,000 | $ 346,333 | $ 88,000 |
| Roanoke City, Virginia | 3 | $ 317,000 | $ 105,666 | $ 55,000 |
| Shenandoah, Virginia | 3 | $ 843,000 | $ 281,000 | $ 233,000 |
| Tazewell, Virginia | 3 | $ 207,000 | $ 69,000 | $ 19,000 |
| Ferry, Washington | 3 | $ 451,000 | $ 150,333 | $ 41,000 |
| Dane, Wisconsin | 3 | $ 611,000 | $ 203,666 | $ 67,000 |
| Grant, Wisconsin | 3 | $ 435,000 | $ 145,000 | $ 39,000 |
| Outagamie, Wisconsin | 3 | $ 388,000 | $ 129,333 | $ 16,000 |
| Waukesha, Wisconsin | 3 | $ 571,000 | $ 190,333 | $ 78,000 |
| Sierra, California | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| Chaffee, Colorado | 2 | $ 478,000 | $ 239,000 | $ 86,000 |
| Hinsdale, Colorado | 2 | $ 634,000 | $ 317,000 | $ 224,000 |
| Moffat, Colorado | 2 | $ 573,000 | $ 286,500 | $ 89,000 |
Mortgage Loan Application Detail Totals for Stearns Lending, LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 25,185 | $6,874,052,000 | $272,000 | $1,749,000 | $96,000 | $4,893,000 |
| Home Purchase | 18,190 | $3,968,909,000 | $218,000 | $2,700,000 | $85,000 | $3,500,000 |
| Home Improvement | 528 | $120,913,000 | $229,000 | $975,000 | $99,000 | $1,723,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 31,196 | $7,874,562,000 | $252,000 | $2,700,000 | $96,000 | $4,893,000 |
| Hispanic | 6,512 | $1,335,397,000 | $205,000 | $1,230,000 | $60,000 | $3,500,000 |
| Asian | 4,470 | $1,366,603,000 | $305,000 | $1,200,000 | $112,000 | $1,783,000 |
| Black or African American | 1,313 | $283,605,000 | $215,000 | $900,000 | $65,000 | $1,200,000 |
| Native Hawaiian or Other Pacific Islander | 249 | $64,006,000 | $257,000 | $1,056,000 | $86,000 | $618,000 |
| American Indian or Alaskan Native | 140 | $31,368,000 | $224,000 | $993,000 | $73,000 | $509,000 |
| Not Provided | 23 | $8,333,000 | $362,000 | $737,000 | $245,000 | $2,109,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 26,845 | $7,233,621,000 | $269,000 | $2,700,000 | $117,000 | $4,893,000 |
| FHA-insured (Federal Housing Administration) | 14,643 | $3,249,783,000 | $221,000 | $908,000 | $50,000 | $2,986,000 |
| VA-guaranteed (Veterans Administration) | 1,311 | $295,856,000 | $225,000 | $664,000 | $67,000 | $449,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,104 | $184,614,000 | $167,000 | $432,000 | $48,000 | $127,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 28,818 | $7,172,417,000 | $248,000 | $1,275,000 | $91,000 | $4,893,000 |
| Application Approved But Not Accepted | 7,316 | $1,891,806,000 | $258,000 | $2,700,000 | $96,000 | $2,615,000 |
| Application Denied By Financial Institution | 5,183 | $1,259,912,000 | $243,000 | $1,628,000 | $87,000 | $1,938,000 |
| File Closed For Incompleteness | 2,020 | $500,206,000 | $247,000 | $1,596,000 | $86,000 | $2,723,000 |
| Application Withdrawn By Applicant | 562 | $138,483,000 | $246,000 | $1,749,000 | $95,000 | $2,000,000 |
| Loan Purchased By The Institution | 4 | $1,050,000 | $262,000 | $600,000 | $72,000 | $120,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,555 | $429,922,000 | $276,000 | $1,499,000 | $73,000 | $607,000 |
| Other | 1,095 | $254,783,000 | $232,000 | $1,397,000 | $108,000 | $1,394,000 |
| Collateral | 915 | $218,721,000 | $239,000 | $1,327,000 | $103,000 | $1,938,000 |
| Credit History | 891 | $186,860,000 | $209,000 | $806,000 | $69,000 | $1,119,000 |
| Credit Application Incomplete | 226 | $49,118,000 | $217,000 | $674,000 | $91,000 | $1,723,000 |
| Unverifiable Information | 222 | $52,471,000 | $236,000 | $1,280,000 | $87,000 | $604,000 |
| Employment History | 197 | $46,195,000 | $234,000 | $1,015,000 | $72,000 | $546,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 57 | $15,339,000 | $269,000 | $1,628,000 | $121,000 | $1,112,000 |
| Mortgage Insurance Denied | 25 | $6,503,000 | $260,000 | $410,000 | $87,000 | $190,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stearns Lending, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stearns Lending, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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