Stifel Bank & Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Stifel Bank & Trust 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stifel Bank & Trust 501 N Broadway St Louis, MO 63141 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,077 |
| Total Mortgage Loan Application Amount | $1,022,761,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $1,758,000 |
| Average Applicant Income | $125,000 |
| Highest Applicant Income | $6,619,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Stifel Bank & Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stifel Bank & Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Stifel Bank & Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stifel Bank & Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by Stifel Bank & Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stifel Bank & Trust's mortgage activity for 2009.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ST. LOUIS, MO-IL | 2,731 | $ 639,695,000 | $ 215,500 | $ 116,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 75 | $ 21,739,000 | $ 289,000 | $ 172,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 59 | $ 23,271,000 | $ 392,500 | $ 227,000 |
| PHILADELPHIA, PA | 59 | $ 16,543,000 | $ 280,000 | $ 139,000 |
| NEWARK-UNION, NJ-PA | 57 | $ 18,961,000 | $ 332,000 | $ 190,000 |
| BALTIMORE-TOWSON, MD | 40 | $ 11,429,000 | $ 285,000 | $ 186,000 |
| DENVER-AURORA-BROOMFIELD, CO | 37 | $ 13,400,000 | $ 362,000 | $ 261,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 31 | $ 9,197,000 | $ 296,000 | $ 211,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 28 | $ 6,149,000 | $ 184,000 | $ 236,500 |
| COLUMBIA, MO | 27 | $ 7,215,000 | $ 267,000 | $ 193,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 25 | $ 5,313,000 | $ 212,000 | $ 114,000 |
| EDISON-NEW BRUNSWICK, NJ | 23 | $ 7,562,000 | $ 328,000 | $ 184,000 |
| NASSAU-SUFFOLK, NY | 22 | $ 8,701,000 | $ 395,000 | $ 494,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 21 | $ 8,169,000 | $ 389,000 | $ 143,000 |
| KANSAS CITY, MO-KS | 20 | $ 3,790,000 | $ 180,000 | $ 104,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 19 | $ 3,951,000 | $ 207,000 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 19 | $ 6,730,000 | $ 290,333 | $ 132,666 |
| COLUMBUS, OH | 18 | $ 3,560,000 | $ 197,000 | $ 115,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 17 | $ 3,231,000 | $ 183,000 | $ 82,000 |
| INDIANAPOLIS-CARMEL, IN | 17 | $ 4,255,000 | $ 250,000 | $ 248,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 17 | $ 6,608,000 | $ 388,000 | $ 174,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 17 | $ 4,883,000 | $ 287,000 | $ 206,000 |
| RALEIGH-CARY, NC | 17 | $ 4,695,000 | $ 276,000 | $ 108,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 14 | $ 4,518,000 | $ 322,000 | $ 274,000 |
| COLUMBUS, GA-AL | 13 | $ 3,294,000 | $ 253,000 | $ 356,000 |
| NAPLES-MARCO ISLAND, FL | 13 | $ 3,940,000 | $ 303,000 | $ 147,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 13 | $ 3,171,000 | $ 216,500 | $ 115,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 12 | $ 3,155,000 | $ 262,000 | $ 141,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 12 | $ 2,340,000 | $ 195,000 | $ 147,000 |
| CAMDEN, NJ | 11 | $ 2,354,000 | $ 214,000 | $ 125,000 |
| PITTSBURGH, PA | 11 | $ 2,340,000 | $ 212,000 | $ 201,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 10 | $ 3,038,000 | $ 303,000 | $ 224,000 |
| CAPE CORAL-FORT MYERS, FL | 9 | $ 2,040,000 | $ 226,000 | $ 143,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 9 | $ 2,460,000 | $ 273,000 | $ 127,000 |
| FORT COLLINS-LOVELAND, CO | 9 | $ 2,108,000 | $ 234,000 | $ 141,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 9 | $ 3,390,000 | $ 376,000 | $ 148,000 |
| TRENTON-EWING, NJ | 9 | $ 2,709,000 | $ 301,000 | $ 180,000 |
| YORK-HANOVER, PA | 9 | $ 1,609,000 | $ 178,000 | $ 99,000 |
| BARNSTABLE TOWN, MA | 8 | $ 2,643,000 | $ 330,000 | $ 355,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 8 | $ 1,677,000 | $ 209,000 | $ 143,000 |
| BRADENTON-SARASOTA-VENICE, FL | 7 | $ 1,804,000 | $ 257,000 | $ 145,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 7 | $ 2,766,000 | $ 395,000 | $ 186,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 7 | $ 1,882,000 | $ 268,000 | $ 173,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 2,011,000 | $ 287,000 | $ 207,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7 | $ 2,088,000 | $ 298,000 | $ 228,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 7 | $ 2,577,000 | $ 368,000 | $ 108,000 |
| WILMINGTON, NC | 7 | $ 2,873,000 | $ 410,000 | $ 215,000 |
| BETHESDA-FREDERICK-ROCKVILLE, MD | 6 | $ 2,473,000 | $ 412,000 | $ 252,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 5 | $ 1,542,000 | $ 308,000 | $ 143,000 |
| CHAMPAIGN-URBANA, IL | 5 | $ 994,000 | $ 198,000 | $ 137,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 5 | $ 1,511,000 | $ 302,000 | $ 209,000 |
| COLORADO SPRINGS, CO | 5 | $ 1,001,000 | $ 200,000 | $ 76,000 |
| DALLAS-PLANO-IRVING, TX | 5 | $ 1,354,000 | $ 270,000 | $ 113,000 |
| HARRISBURG-CARLISLE, PA | 5 | $ 1,082,000 | $ 216,000 | $ 116,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 5 | $ 1,279,000 | $ 220,000 | $ 83,000 |
| ROCKFORD, IL | 5 | $ 886,000 | $ 177,000 | $ 281,000 |
| SALINAS, CA | 5 | $ 2,243,000 | $ 448,000 | $ 180,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 5 | $ 2,872,000 | $ 574,000 | $ 367,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 5 | $ 2,408,000 | $ 481,000 | $ 163,000 |
| SANTA ROSA-PETALUMA, CA | 5 | $ 1,517,000 | $ 303,000 | $ 91,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 1,223,000 | $ 244,000 | $ 119,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 4 | $ 1,124,000 | $ 281,000 | $ 115,000 |
| AUSTIN-ROUND ROCK, TX | 4 | $ 824,000 | $ 206,000 | $ 200,000 |
| BOSTON-QUINCY, MA | 4 | $ 1,383,000 | $ 345,000 | $ 155,000 |
| CHARLOTTESVILLE, VA | 4 | $ 1,296,000 | $ 324,000 | $ 117,000 |
| GARY, IN | 4 | $ 643,000 | $ 160,000 | $ 87,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 4 | $ 733,000 | $ 183,000 | $ 84,000 |
| LEBANON, PA | 4 | $ 727,000 | $ 181,000 | $ 81,000 |
| MADISON, WI | 4 | $ 574,000 | $ 143,000 | $ 64,000 |
| ORLANDO-KISSIMMEE, FL | 4 | $ 934,000 | $ 233,000 | $ 117,000 |
| ASHEVILLE, NC | 3 | $ 1,121,000 | $ 373,000 | $ 194,000 |
| BOISE CITY-NAMPA, ID | 3 | $ 841,000 | $ 280,000 | $ 101,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 894,000 | $ 298,000 | $ 134,000 |
| FORT WAYNE, IN | 3 | $ 274,000 | $ 91,000 | $ 25,000 |
| JACKSON, MS | 3 | $ 717,000 | $ 239,000 | $ 85,000 |
| LANCASTER, PA | 3 | $ 732,000 | $ 244,000 | $ 431,000 |
| LAS VEGAS-PARADISE, NV | 3 | $ 607,000 | $ 202,000 | $ 76,000 |
| MEDFORD, OR | 3 | $ 705,000 | $ 235,000 | $ 67,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 731,000 | $ 243,000 | $ 77,000 |
| OCEAN CITY, NJ | 3 | $ 956,000 | $ 318,000 | $ 99,000 |
| PASCAGOULA, MS | 3 | $ 280,000 | $ 93,000 | $ 62,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 627,000 | $ 209,000 | $ 124,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 761,000 | $ 253,000 | $ 98,000 |
| PRESCOTT, AZ | 3 | $ 1,211,000 | $ 403,000 | $ 260,000 |
| RACINE, WI | 3 | $ 419,000 | $ 139,000 | $ 108,000 |
| SALEM, OR | 3 | $ 882,000 | $ 294,000 | $ 140,000 |
| SAVANNAH, GA | 3 | $ 738,000 | $ 246,000 | $ 64,000 |
| SPRINGFIELD, MO | 3 | $ 548,000 | $ 182,000 | $ 79,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 3 | $ 670,000 | $ 223,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 3 | $ 572,000 | $ 181,000 | $ 87,500 |
| WORCESTER, MA | 3 | $ 718,000 | $ 239,000 | $ 1,865,000 |
| AKRON, OH | 2 | $ 361,000 | $ 180,000 | $ 106,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 571,000 | $ 285,000 | $ 139,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 2 | $ 371,000 | $ 185,000 | $ 53,000 |
| CANTON-MASSILLON, OH | 2 | $ 605,000 | $ 302,000 | $ 183,000 |
| EAU CLAIRE, WI | 2 | $ 537,000 | $ 268,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 633,000 | $ 316,000 | $ 204,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 545,000 | $ 272,000 | $ 214,000 |
| GREELEY, CO | 2 | $ 527,000 | $ 263,000 | $ 331,000 |
| GULFPORT-BILOXI, MS | 2 | $ 700,000 | $ 350,000 | $ 71,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 281,000 | $ 140,000 | $ 74,000 |
| HOLLAND-GRAND HAVEN, MI | 2 | $ 787,000 | $ 393,000 | $ 375,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 2 | $ 1,488,000 | $ 744,000 | $ 65,000 |
| JACKSONVILLE, FL | 2 | $ 1,062,000 | $ 531,000 | $ 306,000 |
| JEFFERSON CITY, MO | 2 | $ 609,000 | $ 304,000 | $ 152,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 650,000 | $ 325,000 | $ 111,000 |
| LEXINGTON-FAYETTE, KY | 2 | $ 261,000 | $ 130,000 | $ 98,000 |
| MUSKEGON-NORTON SHORES, MI | 2 | $ 198,000 | $ 99,000 | $ 53,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 717,000 | $ 358,000 | $ 337,000 |
| PITTSFIELD, MA | 2 | $ 432,000 | $ 216,000 | $ 292,000 |
| PORT ST. LUCIE, FL | 2 | $ 1,107,000 | $ 553,000 | $ 1,284,000 |
| RICHMOND, VA | 2 | $ 977,000 | $ 488,000 | $ 200,000 |
| SAN ANTONIO, TX | 2 | $ 834,000 | $ 417,000 | $ 224,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 615,000 | $ 307,000 | $ 94,000 |
| SANTA FE, NM | 2 | $ 756,000 | $ 378,000 | $ 168,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2 | $ 620,000 | $ 310,000 | $ 267,000 |
| ST. CLOUD, MN | 2 | $ 225,000 | $ 112,000 | $ 60,000 |
| WARNER ROBINS, GA | 2 | $ 441,000 | $ 220,000 | $ 111,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 303,000 | $ 151,000 | $ 94,000 |
| WICHITA, KS | 2 | $ 351,000 | $ 175,000 | $ 141,000 |
| ANDERSON, SC | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| ANN ARBOR, MI | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 175,000 | $ 175,000 | $ 228,000 |
| AUBURN-OPELIKA, AL | 1 | $ 220,000 | $ 220,000 | $ 2,200,000 |
| BILLINGS, MT | 1 | $ 400,000 | $ 400,000 | $ 105,000 |
| BISMARCK, ND | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| BLOOMINGTON, IN | 1 | $ 110,000 | $ 110,000 | $ 34,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 195,000 | $ 195,000 | $ 164,000 |
| BOULDER, CO | 1 | $ 417,000 | $ 417,000 | $ 250,000 |
| CHATTANOOGA, TN-GA | 1 | $ 318,000 | $ 318,000 | $ 614,000 |
| CHICO, CA | 1 | $ 106,000 | $ 106,000 | $ 60,000 |
| CORVALLIS, OR | 1 | $ 237,000 | $ 237,000 | $ 149,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 140,000 | $ 140,000 | $ 68,000 |
| DAYTON, OH | 1 | $ 220,000 | $ 220,000 | $ 46,000 |
| DECATUR, IL | 1 | $ 178,000 | $ 178,000 | $ 95,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 97,000 | $ 97,000 | $ 73,000 |
| DULUTH, MN-WI | 1 | $ 147,000 | $ 147,000 | $ 40,000 |
| EUGENE-SPRINGFIELD, OR | 1 | $ 208,000 | $ 208,000 | $ 57,000 |
| FLAGSTAFF, AZ | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| GAINESVILLE, FL | 1 | $ 216,000 | $ 216,000 | $ 49,000 |
| GLENS FALLS, NY | 1 | $ 250,000 | $ 250,000 | $ 525,000 |
| GRAND JUNCTION, CO | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| GREENVILLE, NC | 1 | $ 417,000 | $ 417,000 | $ 210,000 |
| JANESVILLE, WI | 1 | $ 100,000 | $ 100,000 | $ 37,000 |
| JOHNSON CITY, TN | 1 | $ 106,000 | $ 106,000 | $ 33,000 |
| JONESBORO, AR | 1 | $ 417,000 | $ 417,000 | $ 359,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 270,000 | $ 270,000 | $ 172,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| LANSING-EAST LANSING, MI | 1 | $ 153,000 | $ 153,000 | $ 130,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 1 | $ 211,000 | $ 211,000 | $ 82,000 |
| LUBBOCK, TX | 1 | $ 200,000 | $ 200,000 | $ 110,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 413,000 | $ 413,000 | $ 219,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 60,000 | $ 60,000 | $ 39,000 |
| MONTGOMERY, AL | 1 | $ 93,000 | $ 93,000 | $ 29,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 1 | $ 417,000 | $ 417,000 | $ 428,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 242,000 | $ 242,000 | $ 41,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 1 | $ 650,000 | $ 650,000 | $ 310,000 |
| OCALA, FL | 1 | $ 100,000 | $ 100,000 | $ 22,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 316,000 | $ 316,000 | $ 103,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 218,000 | $ 218,000 | $ 101,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| PEABODY, MA | 1 | $ 375,000 | $ 375,000 | $ 165,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 211,000 | $ 211,000 | $ 153,000 |
| PEORIA, IL | 1 | $ 108,000 | $ 108,000 | $ 50,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 1 | $ 358,000 | $ 358,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| PUEBLO, CO | 1 | $ 181,000 | $ 181,000 | $ 80,000 |
| RENO-SPARKS, NV | 1 | $ 212,000 | $ 212,000 | $ 110,000 |
| ROANOKE, VA | 1 | $ 276,000 | $ 276,000 | $ 136,000 |
| ROCHESTER, MN | 1 | $ 417,000 | $ 417,000 | $ 146,000 |
| SALT LAKE CITY, UT | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 270,000 | $ 270,000 | $ 54,000 |
| SPRINGFIELD, MA | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| ST. JOSEPH, MO-KS | 1 | $ 132,000 | $ 132,000 | $ 39,000 |
| STATE COLLEGE, PA | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| TACOMA, WA | 1 | $ 224,000 | $ 224,000 | $ 309,000 |
| TOLEDO, OH | 1 | $ 144,000 | $ 144,000 | $ 551,000 |
| TOPEKA, KS | 1 | $ 129,000 | $ 129,000 | $ 36,000 |
| UTICA-ROME, NY | 1 | $ 260,000 | $ 260,000 | $ 302,000 |
| WINSTON-SALEM, NC | 1 | $ 285,000 | $ 285,000 | $ 171,000 |
Mortgage Loan Application Detail Totals for Stifel Bank & Trust in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,044 | $792,814,000 | $260,000 | $1,750,000 | $154,000 | $6,619,000 |
| Home Purchase | 1,023 | $228,015,000 | $222,000 | $1,758,000 | $119,000 | $2,500,000 |
| Home Improvement | 10 | $1,932,000 | $193,000 | $650,000 | $102,000 | $339,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,634 | $912,016,000 | $250,000 | $1,750,000 | $146,000 | $6,619,000 |
| Not Provided | 283 | $71,712,000 | $253,000 | $1,758,000 | $144,000 | $1,900,000 |
| Asian | 60 | $17,140,000 | $285,000 | $900,000 | $161,000 | $643,000 |
| Black or African American | 47 | $8,826,000 | $187,000 | $417,000 | $79,000 | $285,000 |
| Hispanic | 43 | $11,026,000 | $256,000 | $750,000 | $127,000 | $284,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $955,000 | $191,000 | $250,000 | $121,000 | $309,000 |
| American Indian or Alaskan Native | 5 | $1,086,000 | $217,000 | $516,000 | $182,000 | $565,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,414 | $907,741,000 | $265,000 | $1,758,000 | $162,000 | $6,619,000 |
| FHA-insured (Federal Housing Administration) | 605 | $103,229,000 | $170,000 | $741,000 | $60,000 | $556,000 |
| VA-guaranteed (Veterans Administration) | 58 | $11,791,000 | $203,000 | $664,000 | $48,000 | $197,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,542 | $870,539,000 | $245,000 | $1,750,000 | $143,000 | $6,619,000 |
| Application Withdrawn By Applicant | 292 | $82,004,000 | $280,000 | $1,750,000 | $155,000 | $2,200,000 |
| Application Denied By Financial Institution | 178 | $52,627,000 | $295,000 | $1,425,000 | $159,000 | $4,262,000 |
| Application Approved But Not Accepted | 54 | $15,325,000 | $283,000 | $1,758,000 | $160,000 | $1,900,000 |
| File Closed For Incompleteness | 11 | $2,266,000 | $206,000 | $483,000 | $119,000 | $394,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stifel Bank & Trust's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stifel Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.