Summit Funding.Inc Mortgage Lending & HMDA Data, 2015

In 2015, Summit Funding.Inc of Sacramento, CA reported 19,038 mortgage applications totaling $4.6 billion, up 108% from 2014. The average application was for $240,371, and applicants reported an average income of $91,398. 74% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Sacramento--Roseville--Arden-Arcade, CA (2,428), Oakland-Hayward-Berkeley, CA (1,191) and Stockton-Lodi, CA (927) (applications in parentheses).

Mortgage Company & Address Summit Funding.Inc
2135 Butano Drive Suite 150
Sacramento, CA 95825
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 19,038
Total Mortgage Loan Application Amount $4,576,200,000
Average Mortgage Loan Application Amount $240,371
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $91,398
Highest Applicant Income $7,786,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Summit Funding.Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Summit Funding.Inc by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sacramento, California 1,671 $ 426,469,000 $ 255,217 $ 90,000
San Joaquin, California 927 $ 209,905,000 $ 226,434 $ 78,000
Contra Costa, California 880 $ 293,255,000 $ 333,244 $ 126,000
Pima, Arizona 757 $ 121,928,000 $ 161,067 $ 67,000
Washoe, Nevada 722 $ 164,859,000 $ 228,336 $ 82,000
Oakland, Michigan 642 $ 122,650,000 $ 191,043 $ 105,000
Lane, Oregon 613 $ 132,398,000 $ 215,983 $ 76,000
Butte, California 608 $ 141,898,000 $ 233,384 $ 89,000
Placer, California 558 $ 191,926,000 $ 343,953 $ 118,000
Sonoma, California 405 $ 145,121,000 $ 358,323 $ 111,000
Maricopa, Arizona 377 $ 77,859,000 $ 206,522 $ 82,000
Solano, California 344 $ 100,473,000 $ 292,072 $ 93,000
Benton, Washington 323 $ 55,842,000 $ 172,885 $ 75,000
Monterey, California 314 $ 124,472,000 $ 396,407 $ 126,000
Alameda, California 311 $ 137,841,000 $ 443,218 $ 142,000
Riverside, California 304 $ 71,029,000 $ 233,648 $ 83,000
Mecklenburg, North Carolina 300 $ 55,656,000 $ 185,520 $ 75,000
Stanislaus, California 258 $ 41,514,000 $ 160,906 $ 71,000
Shasta, California 212 $ 43,975,000 $ 207,429 $ 71,000
Wayne, Michigan 202 $ 32,735,000 $ 162,054 $ 73,000
Cook, Illinois 196 $ 62,456,000 $ 318,653 $ 154,000
Davidson, Tennessee 189 $ 38,440,000 $ 203,386 $ 82,000
San Diego, California 178 $ 72,410,000 $ 406,797 $ 105,000
Macomb, Michigan 169 $ 26,213,000 $ 155,106 $ 73,000
Spokane, Washington 167 $ 20,886,000 $ 125,065 $ 57,000
St. Tammany, Louisiana 166 $ 32,518,000 $ 195,891 $ 89,000
Franklin, Ohio 164 $ 17,860,000 $ 108,902 $ 53,000
San Bernardino, California 158 $ 29,733,000 $ 188,183 $ 101,000
Cumberland, Maine 150 $ 32,084,000 $ 213,893 $ 97,000
Franklin, Washington 148 $ 21,927,000 $ 148,155 $ 59,000
Orange, California 145 $ 69,961,000 $ 482,489 $ 144,000
Merced, California 143 $ 33,443,000 $ 233,867 $ 102,000
Plumas, California 142 $ 25,905,000 $ 182,429 $ 94,000
Deschutes, Oregon 140 $ 36,232,000 $ 258,800 $ 111,000
Jackson, Oregon 138 $ 27,149,000 $ 196,731 $ 69,000
Horry, South Carolina 136 $ 19,411,000 $ 142,727 $ 57,000
Multnomah, Oregon 134 $ 37,190,000 $ 277,537 $ 116,000
Hamilton, Ohio 128 $ 22,237,000 $ 173,726 $ 73,000
Collin, Texas 126 $ 28,880,000 $ 229,206 $ 104,000
Nez Perce, Idaho 118 $ 19,170,000 $ 162,457 $ 69,000
El Dorado, California 107 $ 33,926,000 $ 317,065 $ 109,000
Ada, Idaho 107 $ 18,697,000 $ 174,738 $ 72,000
Rutherford, Tennessee 107 $ 17,663,000 $ 165,074 $ 63,000
Adams, Colorado 105 $ 24,276,000 $ 231,200 $ 74,000
Del Norte, California 102 $ 20,256,000 $ 198,588 $ 71,000
Bernalillo, New Mexico 98 $ 15,509,000 $ 158,255 $ 65,000
Dallas, Texas 98 $ 18,694,000 $ 190,755 $ 91,000
Los Angeles, California 97 $ 33,113,000 $ 341,371 $ 97,000
Arapahoe, Colorado 95 $ 21,547,000 $ 226,810 $ 82,000
Yuba, California 94 $ 20,280,000 $ 215,744 $ 67,000
Clermont, Ohio 93 $ 16,122,000 $ 173,354 $ 76,000
Yolo, California 92 $ 26,511,000 $ 288,163 $ 104,000
Williamson, Tennessee 91 $ 27,586,000 $ 303,142 $ 109,000
Denver, Colorado 85 $ 22,389,000 $ 263,400 $ 103,000
Elko, Nevada 85 $ 18,248,000 $ 214,682 $ 75,000
Harris, Texas 80 $ 19,168,000 $ 239,600 $ 133,000
Santa Clara, California 79 $ 41,948,000 $ 530,987 $ 165,000
Kenton, Kentucky 76 $ 9,932,000 $ 130,684 $ 60,000
Iredell, North Carolina 75 $ 13,396,000 $ 178,613 $ 67,000
Santa Barbara, California 74 $ 31,131,000 $ 420,689 $ 164,000
Jefferson, Colorado 72 $ 18,479,000 $ 256,652 $ 90,000
Lassen, California 71 $ 11,330,000 $ 159,577 $ 92,000
San Francisco, California 71 $ 33,632,000 $ 473,690 $ 159,000
York, South Carolina 70 $ 12,230,000 $ 174,714 $ 61,000
Calaveras, California 67 $ 15,541,000 $ 231,955 $ 86,000
Butler, Ohio 67 $ 10,508,000 $ 156,835 $ 66,000
Canyon, Idaho 66 $ 8,672,000 $ 131,393 $ 59,000
Honolulu, Hawaii 65 $ 27,239,000 $ 419,061 $ 120,000
Clackamas, Oregon 64 $ 17,123,000 $ 267,546 $ 93,000
Boone, Kentucky 61 $ 9,744,000 $ 159,737 $ 69,000
Weld, Colorado 57 $ 13,096,000 $ 229,754 $ 70,000
Genesee, Michigan 57 $ 7,298,000 $ 128,035 $ 57,000
Gaston, North Carolina 55 $ 8,593,000 $ 156,236 $ 69,000
Santa Cruz, California 54 $ 22,908,000 $ 424,222 $ 129,000
Sandoval, New Mexico 54 $ 9,298,000 $ 172,185 $ 69,000
Asotin, Washington 53 $ 9,502,000 $ 179,283 $ 67,000
San Benito, California 48 $ 20,647,000 $ 430,145 $ 126,000
Cabarrus, North Carolina 48 $ 9,729,000 $ 202,687 $ 75,000
York, Maine 47 $ 9,932,000 $ 211,319 $ 86,000
Washtenaw, Michigan 43 $ 9,060,000 $ 210,697 $ 95,000
Humboldt, California 42 $ 9,007,000 $ 214,452 $ 65,000
Tehama, California 42 $ 7,096,000 $ 168,952 $ 61,000
Denton, Texas 42 $ 9,506,000 $ 226,333 $ 84,000
Union, North Carolina 41 $ 9,133,000 $ 222,756 $ 85,000
Washington, Oregon 40 $ 10,509,000 $ 262,725 $ 99,000
Lyon, Nevada 39 $ 6,764,000 $ 173,435 $ 60,000
Warren, Ohio 39 $ 7,921,000 $ 203,102 $ 81,000
Pinal, Arizona 38 $ 5,900,000 $ 155,263 $ 68,000
Yakima, Washington 35 $ 5,466,000 $ 156,171 $ 64,000
Jefferson, Louisiana 33 $ 5,158,000 $ 156,303 $ 71,000
Livingston, Michigan 33 $ 7,377,000 $ 223,545 $ 105,000
San Mateo, California 32 $ 17,861,000 $ 558,156 $ 170,000
Fresno, California 31 $ 5,798,000 $ 187,032 $ 96,000
Orleans, Louisiana 31 $ 4,809,000 $ 155,129 $ 87,000
Wilson, Tennessee 31 $ 6,491,000 $ 209,387 $ 83,000
Douglas, Colorado 29 $ 9,489,000 $ 327,206 $ 103,000
Lancaster, South Carolina 29 $ 6,475,000 $ 223,275 $ 111,000
Cochise, Arizona 28 $ 3,656,000 $ 130,571 $ 57,000
Lake, California 28 $ 5,430,000 $ 193,928 $ 64,000
Sutter, California 26 $ 4,126,000 $ 158,692 $ 67,000
Sumner, Tennessee 26 $ 4,800,000 $ 184,615 $ 66,000
Glenn, California 25 $ 4,496,000 $ 179,840 $ 67,000
Napa, California 25 $ 12,347,000 $ 493,880 $ 149,000
Tarrant, Texas 25 $ 4,341,000 $ 173,640 $ 104,000
Colusa, California 24 $ 4,820,000 $ 200,833 $ 52,000
Marin, California 24 $ 13,217,000 $ 550,708 $ 167,000
Campbell, Kentucky 24 $ 3,507,000 $ 146,125 $ 71,000
Nevada, California 23 $ 7,449,000 $ 323,869 $ 134,000
Fairfield, Ohio 22 $ 3,177,000 $ 144,409 $ 52,000
Linn, Oregon 22 $ 3,778,000 $ 171,727 $ 60,000
Kauai, Hawaii 21 $ 11,390,000 $ 542,380 $ 180,000
Carson City, Nevada 21 $ 4,122,000 $ 196,285 $ 59,000
Douglas, Nevada 21 $ 5,638,000 $ 268,476 $ 73,000
Clark, Washington 21 $ 5,034,000 $ 239,714 $ 92,000
Tangipahoa, Louisiana 20 $ 2,676,000 $ 133,800 $ 63,000
Washington, Louisiana 20 $ 2,811,000 $ 140,550 $ 68,000
Santa Fe, New Mexico 20 $ 3,195,000 $ 159,750 $ 50,000
Amador, California 19 $ 4,522,000 $ 238,000 $ 94,000
Storey, Nevada 19 $ 4,942,000 $ 260,105 $ 81,000
Delaware, Ohio 19 $ 4,119,000 $ 216,789 $ 80,000
Maury, Tennessee 19 $ 3,531,000 $ 185,842 $ 77,000
DuPage, Illinois 18 $ 6,944,000 $ 385,777 $ 204,000
Grant, Kentucky 17 $ 2,045,000 $ 120,294 $ 60,000
Churchill, Nevada 17 $ 2,561,000 $ 150,647 $ 55,000
Licking, Ohio 17 $ 2,041,000 $ 120,058 $ 44,000
San Luis Obispo, California 16 $ 5,010,000 $ 313,125 $ 99,000
Lapeer, Michigan 16 $ 2,774,000 $ 173,375 $ 73,000
Humboldt, Nevada 16 $ 2,331,000 $ 145,687 $ 69,000
Mendocino, California 15 $ 4,546,000 $ 303,066 $ 98,000
Ventura, California 15 $ 7,382,000 $ 492,133 $ 246,000
Lincoln, North Carolina 15 $ 2,892,000 $ 192,800 $ 79,000
Kaufman, Texas 15 $ 2,676,000 $ 178,400 $ 70,000
Rockwall, Texas 14 $ 2,686,000 $ 191,857 $ 69,000
Yavapai, Arizona 13 $ 2,455,000 $ 188,846 $ 94,000
Kern, California 13 $ 3,036,000 $ 233,538 $ 98,000
Dearborn, Indiana 13 $ 1,834,000 $ 141,076 $ 57,000
Clark, Nevada 13 $ 2,460,000 $ 189,230 $ 150,000
Jackson, Ohio 13 $ 2,446,000 $ 188,153 $ 81,000
Teton, Wyoming 13 $ 6,632,000 $ 510,153 $ 211,000
Santa Cruz, Arizona 12 $ 1,814,000 $ 151,166 $ 53,000
Larimer, Colorado 12 $ 2,868,000 $ 239,000 $ 54,000
Latah, Idaho 12 $ 1,776,000 $ 148,000 $ 65,000
Dona Ana, New Mexico 12 $ 1,995,000 $ 166,250 $ 96,000
Kings, California 11 $ 2,625,000 $ 238,636 $ 86,000
Valencia, New Mexico 11 $ 1,387,000 $ 126,090 $ 47,000
Douglas, Oregon 11 $ 2,092,000 $ 190,181 $ 57,000
Grant, Washington 11 $ 1,111,000 $ 101,000 $ 55,000
Tuolumne, California 10 $ 1,481,000 $ 148,100 $ 99,000
East Baton Rouge, Louisiana 10 $ 1,936,000 $ 193,600 $ 106,000
St. Clair, Michigan 10 $ 1,427,000 $ 142,700 $ 59,000
Alamance, North Carolina 10 $ 1,159,000 $ 115,900 $ 35,000
Forsyth, North Carolina 10 $ 1,532,000 $ 153,200 $ 59,000
Robertson, Tennessee 9 $ 1,462,000 $ 162,444 $ 62,000
Madera, California 8 $ 1,658,000 $ 207,250 $ 64,000
Siskiyou, California 8 $ 1,259,000 $ 157,375 $ 79,000
Trinity, California 8 $ 1,936,000 $ 242,000 $ 106,000
El Paso, Colorado 8 $ 1,677,000 $ 209,625 $ 77,000
Clearwater, Idaho 8 $ 1,130,000 $ 141,250 $ 71,000
Jackson, Michigan 8 $ 1,487,000 $ 185,875 $ 169,000
Catawba, North Carolina 8 $ 832,000 $ 104,000 $ 59,000
Union, Ohio 8 $ 1,563,000 $ 195,375 $ 78,000
Klamath, Oregon 8 $ 1,091,000 $ 136,375 $ 107,000
Polk, Oregon 8 $ 1,296,000 $ 162,000 $ 76,000
Fort Bend, Texas 8 $ 2,065,000 $ 258,125 $ 114,000
Whitman, Washington 8 $ 1,439,000 $ 179,875 $ 71,000
Mohave, Arizona 7 $ 995,000 $ 142,142 $ 111,000
Boise, Idaho 7 $ 1,403,000 $ 200,428 $ 96,000
Rowan, North Carolina 7 $ 822,000 $ 117,428 $ 86,000
Curry, Oregon 7 $ 1,346,000 $ 192,285 $ 52,000
Josephine, Oregon 7 $ 1,638,000 $ 234,000 $ 67,000
Marion, Oregon 7 $ 1,369,000 $ 195,571 $ 82,000
Bedford, Tennessee 7 $ 1,158,000 $ 165,428 $ 77,000
Cheatham, Tennessee 7 $ 1,207,000 $ 172,428 $ 70,000
Marshall, Tennessee 7 $ 1,077,000 $ 153,857 $ 54,000
Albemarle, Virginia 7 $ 1,699,000 $ 242,714 $ 73,000
King, Washington 7 $ 2,604,000 $ 372,000 $ 92,000
Walla Walla, Washington 7 $ 1,055,000 $ 150,714 $ 60,000
Grand Traverse, Michigan 6 $ 1,690,000 $ 281,666 $ 173,000
Benton, Oregon 6 $ 1,070,000 $ 178,333 $ 58,000
Greene, Virginia 6 $ 1,511,000 $ 251,833 $ 83,000
Modoc, California 5 $ 361,000 $ 72,200 $ 57,000
Tulare, California 5 $ 1,151,000 $ 230,200 $ 148,000
Boulder, Colorado 5 $ 1,511,000 $ 302,200 $ 114,000
Broomfield, Colorado 5 $ 1,584,000 $ 316,800 $ 96,000
Lake, Illinois 5 $ 2,639,000 $ 527,800 $ 237,000
St. John the Baptist, Louisiana 5 $ 691,000 $ 138,200 $ 37,000
Oxford, Maine 5 $ 761,000 $ 152,200 $ 124,000
Ingham, Michigan 5 $ 772,000 $ 154,400 $ 207,000
Pershing, Nevada 5 $ 745,000 $ 149,000 $ 39,000
Pickaway, Ohio 5 $ 656,000 $ 131,200 $ 50,000
Florence, South Carolina 5 $ 489,000 $ 97,800 $ 55,000
Brazoria, Texas 5 $ 1,120,000 $ 224,000 $ 95,000
Ellis, Texas 5 $ 1,016,000 $ 203,200 $ 82,000
Hunt, Texas 5 $ 692,000 $ 138,400 $ 81,000
Montgomery, Texas 5 $ 854,000 $ 170,800 $ 91,000
Fluvanna, Virginia 5 $ 769,000 $ 153,800 $ 49,000
Garfield, Washington 5 $ 534,000 $ 106,800 $ 79,000
Navajo, Arizona 4 $ 958,000 $ 239,500 $ 122,000
Kootenai, Idaho 4 $ 1,006,000 $ 251,500 $ 75,000
Franklin, Indiana 4 $ 505,000 $ 126,250 $ 63,000
Lake, Indiana 4 $ 769,000 $ 192,250 $ 175,000
Kennebec, Maine 4 $ 554,000 $ 138,500 $ 105,000
Monroe, Michigan 4 $ 626,000 $ 156,500 $ 58,000
White Pine, Nevada 4 $ 647,000 $ 161,750 $ 61,000
Wake, North Carolina 4 $ 605,000 $ 151,250 $ 46,000
Brown, Ohio 4 $ 534,000 $ 133,500 $ 49,000
Champaign, Ohio 4 $ 447,000 $ 111,750 $ 65,000
Marion, Ohio 4 $ 309,000 $ 77,250 $ 43,000
Montgomery, Ohio 4 $ 532,000 $ 133,000 $ 36,000
Yamhill, Oregon 4 $ 1,122,000 $ 280,500 $ 93,000
Richland, South Carolina 4 $ 729,000 $ 182,250 $ 63,000
Montgomery, Tennessee 4 $ 430,000 $ 107,500 $ 51,000
Grayson, Texas 4 $ 843,000 $ 210,750 $ 86,000
Parker, Texas 4 $ 812,000 $ 203,000 $ 109,000
Rains, Texas 4 $ 570,000 $ 142,500 $ 92,000
Travis, Texas 4 $ 1,627,000 $ 406,750 $ 224,000
Spotsylvania, Virginia 4 $ 876,000 $ 219,000 $ 100,000
Coconino, Arizona 3 $ 564,000 $ 188,000 $ 121,000
Teton, Idaho 3 $ 503,000 $ 167,666 $ 126,000
Twin Falls, Idaho 3 $ 250,000 $ 83,333 $ 53,000
Fulton, Illinois 3 $ 236,000 $ 78,666 $ 31,000
Will, Illinois 3 $ 397,000 $ 132,333 $ 60,000
Bracken, Kentucky 3 $ 492,000 $ 164,000 $ 58,000
Pendleton, Kentucky 3 $ 337,000 $ 112,333 $ 81,000
Ascension, Louisiana 3 $ 802,000 $ 267,333 $ 206,000
Natchitoches, Louisiana 3 $ 320,000 $ 106,666 $ 47,000
Androscoggin, Maine 3 $ 349,000 $ 116,333 $ 69,000
Penobscot, Maine 3 $ 633,000 $ 211,000 $ 89,000
Somerset, Maine 3 $ 300,000 $ 100,000 $ 28,000
Guilford, North Carolina 3 $ 401,000 $ 133,666 $ 44,000
Highland, Ohio 3 $ 332,000 $ 110,666 $ 59,000
Hocking, Ohio 3 $ 400,000 $ 133,333 $ 45,000
Madison, Ohio 3 $ 502,000 $ 167,333 $ 40,000
Summit, Ohio 3 $ 506,000 $ 168,666 $ 64,000
Clatsop, Oregon 3 $ 677,000 $ 225,666 $ 74,000
Columbia, Oregon 3 $ 645,000 $ 215,000 $ 60,000
Coos, Oregon 3 $ 387,000 $ 129,000 $ 148,000
Crook, Oregon 3 $ 1,005,000 $ 335,000 $ 92,000
Umatilla, Oregon 3 $ 904,000 $ 301,333 $ 89,000
Georgetown, South Carolina 3 $ 485,000 $ 161,666 $ 31,000
Dickson, Tennessee 3 $ 658,000 $ 219,333 $ 53,000
Hickman, Tennessee 3 $ 373,000 $ 124,333 $ 45,000
Culpeper, Virginia 3 $ 776,000 $ 258,666 $ 80,000
Orange, Virginia 3 $ 423,000 $ 141,000 $ 74,000
Pierce, Washington 3 $ 1,028,000 $ 342,666 $ 202,000
Stevens, Washington 3 $ 635,000 $ 211,666 $ 67,000
Whatcom, Washington 3 $ 527,000 $ 175,666 $ 103,000
Gilpin, Colorado 2 $ 494,000 $ 247,000 $ 83,000
Summit, Colorado 2 $ 493,000 $ 246,500 $ 125,000
Blaine, Idaho 2 $ 435,000 $ 217,500 $ 93,000
Gem, Idaho 2 $ 479,000 $ 239,500 $ 62,000
Champaign, Illinois 2 $ 287,000 $ 143,500 $ 66,000
Knox, Illinois 2 $ 123,000 $ 61,500 $ 27,000
Mason, Illinois 2 $ 242,000 $ 121,000 $ 42,000
Jasper, Indiana 2 $ 450,000 $ 225,000 $ 92,000
Fayette, Kentucky 2 $ 397,000 $ 198,500 $ 140,000
Gallatin, Kentucky 2 $ 276,000 $ 138,000 $ 51,000
Livingston, Louisiana 2 $ 556,000 $ 278,000 $ 83,000
Plaquemines, Louisiana 2 $ 287,000 $ 143,500 $ 60,000
St. Bernard, Louisiana 2 $ 436,000 $ 218,000 $ 72,000
St. Charles, Louisiana 2 $ 311,000 $ 155,500 $ 45,000
Sagadahoc, Maine 2 $ 367,000 $ 183,500 $ 57,000
Bay, Michigan 2 $ 95,000 $ 47,500 $ 123,000
Huron, Michigan 2 $ 240,000 $ 120,000 $ 39,000
Lenawee, Michigan 2 $ 235,000 $ 117,500 $ 64,000
Roscommon, Michigan 2 $ 366,000 $ 183,000 $ 129,000
Pearl River, Mississippi 2 $ 710,000 $ 355,000 $ 267,000
McKinley, New Mexico 2 $ 92,000 $ 46,000 $ 62,000
Durham, North Carolina 2 $ 360,000 $ 180,000 $ 75,000
Stanly, North Carolina 2 $ 444,000 $ 222,000 $ 118,000
Clark, Ohio 2 $ 177,000 $ 88,500 $ 42,000
Clinton, Ohio 2 $ 219,000 $ 109,500 $ 42,000
Henry, Ohio 2 $ 312,000 $ 156,000 $ 53,000
Knox, Ohio 2 $ 636,000 $ 318,000 $ 88,000
Logan, Ohio 2 $ 99,000 $ 49,500 $ 59,000
Pike, Ohio 2 $ 353,000 $ 176,500 $ 62,000
Ross, Ohio 2 $ 141,000 $ 70,500 $ 36,000
Scioto, Ohio 2 $ 379,000 $ 189,500 $ 111,000
Wyandot, Ohio 2 $ 208,000 $ 104,000 $ 47,000
Jefferson, Oregon 2 $ 365,000 $ 182,500 $ 94,000
Lincoln, Oregon 2 $ 282,000 $ 141,000 $ 62,000
Tillamook, Oregon 2 $ 252,000 $ 126,000 $ 71,000
Charleston, South Carolina 2 $ 452,000 $ 226,000 $ 66,000
Chester, South Carolina 2 $ 150,000 $ 75,000 $ 30,000
Lexington, South Carolina 2 $ 343,000 $ 171,500 $ 57,000
Bell, Texas 2 $ 206,000 $ 103,000 $ 41,000
Comal, Texas 2 $ 472,000 $ 236,000 $ 85,000
Galveston, Texas 2 $ 422,000 $ 211,000 $ 93,000
Johnson, Texas 2 $ 244,000 $ 122,000 $ 225,000
Williamson, Texas 2 $ 557,000 $ 278,500 $ 142,000
Augusta, Virginia 2 $ 501,000 $ 250,500 $ 54,000
Bedford, Virginia 2 $ 348,000 $ 174,000 $ 50,000
Louisa, Virginia 2 $ 178,000 $ 89,000 $ 24,000
Nelson, Virginia 2 $ 296,000 $ 148,000 $ 54,000
Grays Harbor, Washington 2 $ 331,000 $ 165,500 $ 102,000
Graham, Arizona 1 $ 198,000 $ 198,000 $ 100,000
Yuma, Arizona 1 $ 298,000 $ 298,000 $ 78,000
Imperial, California 1 $ 128,000 $ 128,000 $ 41,000
Mono, California 1 $ 183,000 $ 183,000 $ 184,000
Sierra, California 1 $ 147,000 $ 147,000 $ 49,000
Elbert, Colorado 1 $ 294,000 $ 294,000 $ 66,000
Grand, Colorado 1 $ 293,000 $ 293,000 $ 158,000
Gunnison, Colorado 1 $ 146,000 $ 146,000 $ 114,000
La Plata, Colorado 1 $ 402,000 $ 402,000 $ 73,000
Logan, Colorado 1 $ 170,000 $ 170,000 $ 45,000
Park, Colorado 1 $ 189,000 $ 189,000 $ 48,000
Pueblo, Colorado 1 $ 191,000 $ 191,000 $ 0
Forsyth, Georgia 1 $ 311,000 $ 311,000 $ 69,000
Gwinnett, Georgia 1 $ 170,000 $ 170,000 $ 47,000
Hawaii, Hawaii 1 $ 626,000 $ 626,000 $ 730,000
Maui, Hawaii 1 $ 782,000 $ 782,000 $ 305,000
Adams, Idaho 1 $ 98,000 $ 98,000 $ 91,000
Bannock, Idaho 1 $ 113,000 $ 113,000 $ 50,000
Cassia, Idaho 1 $ 84,000 $ 84,000 $ 27,000
Elmore, Idaho 1 $ 97,000 $ 97,000 $ 33,000
Idaho, Idaho 1 $ 80,000 $ 80,000 $ 36,000
Jerome, Idaho 1 $ 129,000 $ 129,000 $ 43,000
Lewis, Idaho 1 $ 128,000 $ 128,000 $ 36,000
Owyhee, Idaho 1 $ 68,000 $ 68,000 $ 85,000
Valley, Idaho 1 $ 180,000 $ 180,000 $ 63,000
Kane, Illinois 1 $ 83,000 $ 83,000 $ 33,000
Kankakee, Illinois 1 $ 118,000 $ 118,000 $ 48,000
McHenry, Illinois 1 $ 265,000 $ 265,000 $ 178,000
Peoria, Illinois 1 $ 128,000 $ 128,000 $ 43,000
Tazewell, Illinois 1 $ 195,000 $ 195,000 $ 85,000
Woodford, Illinois 1 $ 138,000 $ 138,000 $ 50,000
Knox, Indiana 1 $ 88,000 $ 88,000 $ 98,000
LaPorte, Indiana 1 $ 487,000 $ 487,000 $ 250,000
Ohio, Indiana 1 $ 190,000 $ 190,000 $ 79,000
Ripley, Indiana 1 $ 71,000 $ 71,000 $ 34,000
Nelson, Kentucky 1 $ 150,000 $ 150,000 $ 76,000
Owen, Kentucky 1 $ 102,000 $ 102,000 $ 37,000
Scott, Kentucky 1 $ 175,000 $ 175,000 $ 62,000
Washington, Kentucky 1 $ 144,000 $ 144,000 $ 54,000
Lafayette, Louisiana 1 $ 348,000 $ 348,000 $ 135,000
St. Mary, Louisiana 1 $ 50,000 $ 50,000 $ 21,000
Franklin, Maine 1 $ 372,000 $ 372,000 $ 191,000
Knox, Maine 1 $ 197,000 $ 197,000 $ 41,000
Charlevoix, Michigan 1 $ 168,000 $ 168,000 $ 60,000
Crawford, Michigan 1 $ 102,000 $ 102,000 $ 86,000
Eaton, Michigan 1 $ 180,000 $ 180,000 $ 220,000
Gladwin, Michigan 1 $ 105,000 $ 105,000 $ 62,000
Hillsdale, Michigan 1 $ 108,000 $ 108,000 $ 93,000
Iosco, Michigan 1 $ 128,000 $ 128,000 $ 183,000
Kent, Michigan 1 $ 240,000 $ 240,000 $ 78,000
Leelanau, Michigan 1 $ 223,000 $ 223,000 $ 74,000
Manistee, Michigan 1 $ 117,000 $ 117,000 $ 209,000
Midland, Michigan 1 $ 417,000 $ 417,000 $ 463,000
Montcalm, Michigan 1 $ 144,000 $ 144,000 $ 84,000
Ottawa, Michigan 1 $ 220,000 $ 220,000 $ 70,000
Sanilac, Michigan 1 $ 171,000 $ 171,000 $ 44,000
St. Joseph, Michigan 1 $ 112,000 $ 112,000 $ 66,000
Tuscola, Michigan 1 $ 134,000 $ 134,000 $ 39,000
Wexford, Michigan 1 $ 51,000 $ 51,000 $ 22,000
Hancock, Mississippi 1 $ 132,000 $ 132,000 $ 42,000
Hinds, Mississippi 1 $ 163,000 $ 163,000 $ 34,000
Lander, Nevada 1 $ 118,000 $ 118,000 $ 48,000
San Juan, New Mexico 1 $ 131,000 $ 131,000 $ 51,000
Sierra, New Mexico 1 $ 396,000 $ 396,000 $ 151,000
Socorro, New Mexico 1 $ 179,000 $ 179,000 $ 88,000
Alexander, North Carolina 1 $ 117,000 $ 117,000 $ 30,000
Ashe, North Carolina 1 $ 178,000 $ 178,000 $ 98,000
Caldwell, North Carolina 1 $ 84,000 $ 84,000 $ 103,000
Hertford, North Carolina 1 $ 336,000 $ 336,000 $ 288,000
McDowell, North Carolina 1 $ 636,000 $ 636,000 $ 706,000
New Hanover, North Carolina 1 $ 552,000 $ 552,000 $ 97,000
Orange, North Carolina 1 $ 139,000 $ 139,000 $ 96,000
Pender, North Carolina 1 $ 533,000 $ 533,000 $ 269,000
Allen, Ohio 1 $ 123,000 $ 123,000 $ 52,000
Fulton, Ohio 1 $ 127,000 $ 127,000 $ 37,000
Gallia, Ohio 1 $ 89,000 $ 89,000 $ 49,000
Greene, Ohio 1 $ 200,000 $ 200,000 $ 65,000
Lake, Ohio 1 $ 113,000 $ 113,000 $ 62,000
Lorain, Ohio 1 $ 226,000 $ 226,000 $ 182,000
Miami, Ohio 1 $ 186,000 $ 186,000 $ 51,000
Richland, Ohio 1 $ 59,000 $ 59,000 $ 42,000
Wood, Ohio 1 $ 153,000 $ 153,000 $ 52,000
Lake, Oregon 1 $ 167,000 $ 167,000 $ 63,000
Malheur, Oregon 1 $ 102,000 $ 102,000 $ 30,000
Wallowa, Oregon 1 $ 174,000 $ 174,000 $ 48,000
Anderson, South Carolina 1 $ 197,000 $ 197,000 $ 0
Beaufort, South Carolina 1 $ 304,000 $ 304,000 $ 0
Chesterfield, South Carolina 1 $ 116,000 $ 116,000 $ 51,000
Greenville, South Carolina 1 $ 201,000 $ 201,000 $ 60,000
Jasper, South Carolina 1 $ 133,000 $ 133,000 $ 91,000
Marion, South Carolina 1 $ 76,000 $ 76,000 $ 89,000
Saluda, South Carolina 1 $ 160,000 $ 160,000 $ 113,000
Williamsburg, South Carolina 1 $ 97,000 $ 97,000 $ 59,000
Coffee, Tennessee 1 $ 256,000 $ 256,000 $ 112,000
DeKalb, Tennessee 1 $ 62,000 $ 62,000 $ 54,000
Franklin, Tennessee 1 $ 165,000 $ 165,000 $ 0
Giles, Tennessee 1 $ 78,000 $ 78,000 $ 19,000
Macon, Tennessee 1 $ 199,000 $ 199,000 $ 51,000
Roane, Tennessee 1 $ 196,000 $ 196,000 $ 113,000
Smith, Tennessee 1 $ 167,000 $ 167,000 $ 45,000
Warren, Tennessee 1 $ 417,000 $ 417,000 $ 298,000
Brown, Texas 1 $ 173,000 $ 173,000 $ 55,000
Hood, Texas 1 $ 125,000 $ 125,000 $ 37,000
Kendall, Texas 1 $ 189,000 $ 189,000 $ 171,000
Tom Green, Texas 1 $ 125,000 $ 125,000 $ 75,000
Upshur, Texas 1 $ 95,000 $ 95,000 $ 31,000
Upton, Texas 1 $ 142,000 $ 142,000 $ 46,000
Van Zandt, Texas 1 $ 167,000 $ 167,000 $ 128,000
Waller, Texas 1 $ 186,000 $ 186,000 $ 64,000
Wise, Texas 1 $ 275,000 $ 275,000 $ 96,000
Buckingham, Virginia 1 $ 142,000 $ 142,000 $ 69,000
Caroline, Virginia 1 $ 165,000 $ 165,000 $ 34,000
Charlottesville, Virginia 1 $ 175,000 $ 175,000 $ 62,000
Fairfax, Virginia 1 $ 417,000 $ 417,000 $ 196,000
Prince William, Virginia 1 $ 296,000 $ 296,000 $ 126,000
Staunton, Virginia 1 $ 118,000 $ 118,000 $ 47,000
Virginia Beach, Virginia 1 $ 211,000 $ 211,000 $ 51,000
Cowlitz, Washington 1 $ 252,000 $ 252,000 $ 62,000
Ferry, Washington 1 $ 90,000 $ 90,000 $ 145,000
Jefferson, Washington 1 $ 293,000 $ 293,000 $ 172,000
Kittitas, Washington 1 $ 195,000 $ 195,000 $ 75,000
Klickitat, Washington 1 $ 347,000 $ 347,000 $ 115,000
San Juan, Washington 1 $ 448,000 $ 448,000 $ 137,000
Skamania, Washington 1 $ 243,000 $ 243,000 $ 65,000
Snohomish, Washington 1 $ 314,000 $ 314,000 $ 101,000
Thurston, Washington 1 $ 210,000 $ 210,000 $ 206,000
Sublette, Wyoming 1 $ 113,000 $ 113,000 $ 288,000

Mortgage Loan Application Detail Totals for Summit Funding.Inc in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,884 $3,443,050,000 $231,000 $2,400,000 $89,000 $5,901,000
Refinancing 4,149 $1,132,082,000 $272,000 $1,600,000 $100,000 $7,786,000
Home Improvement 5 $1,068,000 $213,000 $503,000 $95,000 $155,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,643 $3,307,218,000 $242,000 $2,400,000 $95,000 $7,786,000
Hispanic 2,646 $557,480,000 $210,000 $1,000,000 $70,000 $893,000
Black or African American 993 $208,396,000 $209,000 $1,660,000 $75,000 $766,000
Asian 913 $263,750,000 $288,000 $1,088,000 $103,000 $861,000
Not Provided 539 $158,649,000 $294,000 $1,300,000 $107,000 $606,000
American Indian or Alaskan Native 147 $35,915,000 $244,000 $920,000 $84,000 $281,000
Native Hawaiian or Other Pacific Islander 136 $40,371,000 $296,000 $1,180,000 $89,000 $307,000
Not applicable 21 $4,421,000 $210,000 $394,000 $69,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,542 $2,651,313,000 $251,000 $2,400,000 $108,000 $7,786,000
FHA-insured (Federal Housing Administration) 6,460 $1,413,910,000 $218,000 $682,000 $68,000 $5,901,000
VA-guaranteed (Veterans Administration) 1,507 $422,768,000 $280,000 $1,392,000 $82,000 $725,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 529 $88,209,000 $166,000 $444,000 $51,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,159 $3,368,505,000 $237,000 $1,776,000 $89,000 $2,568,000
Application Withdrawn By Applicant 3,760 $914,250,000 $243,000 $2,400,000 $95,000 $7,786,000
Application Denied By Financial Institution 812 $215,832,000 $265,000 $1,783,000 $102,000 $7,376,000
Application Approved But Not Accepted 242 $63,004,000 $260,000 $940,000 $85,000 $430,000
File Closed For Incompleteness 65 $14,609,000 $224,000 $650,000 $74,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 449 $110,746,000 $246,000 $1,200,000 $105,000 $7,376,000
Debt-To-Income Ratio 170 $52,999,000 $311,000 $1,783,000 $94,000 $601,000
Credit History 73 $18,766,000 $257,000 $712,000 $93,000 $335,000
Credit Application Incomplete 54 $16,317,000 $302,000 $1,480,000 $107,000 $534,000
Employment History 17 $4,120,000 $242,000 $415,000 $85,000 $174,000
Collateral 11 $1,833,000 $166,000 $330,000 $81,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,422,000 $711,000 $1,040,000 $696,000 $1,338,000
Mortgage Insurance Denied 1 $69,000 $69,000 $69,000 $73,000 $73,000
Unverifiable Information 1 $62,000 $62,000 $62,000 $33,000 $33,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding.Inc's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Summit Funding.Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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