Summit Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Summit Funding, Inc. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Summit Funding, Inc.
2241 Harvard St, Suite 200
Glendale, CA 95815
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 19,038
Total Mortgage Loan Application Amount $4,576,200,000
Average Mortgage Loan Application Amount $238,666
Highest Mortgage Loan Application Amount $2,400,000
Average Applicant Income $94,666
Highest Applicant Income $7,786,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Summit Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Summit Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2015 breaks down Summit Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Summit Funding, Inc. serves its applicants.

Each category highlights the total number of mortgage applications processed by Summit Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Summit Funding, Inc.'s mortgage activity for 2015.

Mortgage Loan Application Totals for Summit Funding, Inc. by County in 2015

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Sacramento County California 1,671 $ 426,469,000 $ 255,000 $ 90,000
San Joaquin County California 927 $ 209,905,000 $ 226,000 $ 78,000
Contra Costa County California 880 $ 293,255,000 $ 333,000 $ 126,000
Pima County Arizona 757 $ 121,928,000 $ 161,000 $ 67,000
Washoe County Nevada 722 $ 164,859,000 $ 228,000 $ 82,000
Oakland County Michigan 642 $ 122,650,000 $ 191,000 $ 105,000
Lane County Oregon 613 $ 132,398,000 $ 215,000 $ 76,000
Butte County California 608 $ 141,898,000 $ 233,000 $ 89,000
Placer County California 558 $ 191,926,000 $ 343,000 $ 118,000
Sonoma County California 405 $ 145,121,000 $ 358,000 $ 111,000
Maricopa County Arizona 377 $ 77,859,000 $ 206,000 $ 82,000
Solano County California 344 $ 100,473,000 $ 292,000 $ 93,000
Benton County Washington 323 $ 55,842,000 $ 172,000 $ 75,000
Monterey County California 314 $ 124,472,000 $ 396,000 $ 126,000
Alameda County California 311 $ 137,841,000 $ 443,000 $ 142,000
Riverside County California 304 $ 71,029,000 $ 233,000 $ 83,000
Mecklenburg County North Carolina 300 $ 55,656,000 $ 185,000 $ 75,000
Stanislaus County California 258 $ 41,514,000 $ 160,000 $ 71,000
Shasta County California 212 $ 43,975,000 $ 207,000 $ 71,000
Wayne County Michigan 202 $ 32,735,000 $ 162,000 $ 73,000
Cook County Illinois 196 $ 62,456,000 $ 318,000 $ 154,000
Davidson County Tennessee 189 $ 38,440,000 $ 203,000 $ 82,000
San Diego County California 178 $ 72,410,000 $ 406,000 $ 105,000
Macomb County Michigan 169 $ 26,213,000 $ 155,000 $ 73,000
Spokane County Washington 167 $ 20,886,000 $ 125,000 $ 57,000
St. Tammany County Louisiana 166 $ 32,518,000 $ 195,000 $ 89,000
Franklin County Ohio 164 $ 17,860,000 $ 108,000 $ 53,000
San Bernardino County California 158 $ 29,733,000 $ 188,000 $ 101,000
Cumberland County Maine 150 $ 32,084,000 $ 213,000 $ 97,000
Franklin County Washington 148 $ 21,927,000 $ 148,000 $ 59,000
Orange County California 145 $ 69,961,000 $ 482,000 $ 144,000
Merced County California 143 $ 33,443,000 $ 233,000 $ 102,000
Plumas County California 142 $ 25,905,000 $ 182,000 $ 94,000
Deschutes County Oregon 140 $ 36,232,000 $ 258,000 $ 111,000
Jackson County Oregon 138 $ 27,149,000 $ 196,000 $ 69,000
Horry County South Carolina 136 $ 19,411,000 $ 142,000 $ 57,000
Multnomah County Oregon 134 $ 37,190,000 $ 277,000 $ 116,000
Hamilton County Ohio 128 $ 22,237,000 $ 173,000 $ 73,000
Collin County Texas 126 $ 28,880,000 $ 229,000 $ 104,000
Nez Perce County Idaho 118 $ 19,170,000 $ 162,000 $ 69,000
El Dorado County California 107 $ 33,926,000 $ 317,000 $ 109,000
Ada County Idaho 107 $ 18,697,000 $ 174,000 $ 72,000
Rutherford County Tennessee 107 $ 17,663,000 $ 165,000 $ 63,000
Adams County Colorado 105 $ 24,276,000 $ 231,000 $ 74,000
Del Norte County California 102 $ 20,256,000 $ 198,000 $ 71,000
Bernalillo County New Mexico 98 $ 15,509,000 $ 158,000 $ 65,000
Dallas County Texas 98 $ 18,694,000 $ 190,000 $ 91,000
Los Angeles County California 97 $ 33,113,000 $ 341,000 $ 97,000
Arapahoe County Colorado 95 $ 21,547,000 $ 226,000 $ 82,000
Yuba County California 94 $ 20,280,000 $ 215,000 $ 67,000
Clermont County Ohio 93 $ 16,122,000 $ 173,000 $ 76,000
Yolo County California 92 $ 26,511,000 $ 288,000 $ 104,000
Williamson County Tennessee 91 $ 27,586,000 $ 303,000 $ 109,000
Denver County Colorado 85 $ 22,389,000 $ 263,000 $ 103,000
Elko County Nevada 85 $ 18,248,000 $ 214,000 $ 75,000
Harris County Texas 80 $ 19,168,000 $ 239,000 $ 133,000
Santa Clara County California 79 $ 41,948,000 $ 530,000 $ 165,000
Kenton County Kentucky 76 $ 9,932,000 $ 130,000 $ 60,000
Iredell County North Carolina 75 $ 13,396,000 $ 178,000 $ 67,000
Santa Barbara County California 74 $ 31,131,000 $ 420,000 $ 164,000
Jefferson County Colorado 72 $ 18,479,000 $ 256,000 $ 90,000
Lassen County California 71 $ 11,330,000 $ 159,000 $ 92,000
San Francisco County California 71 $ 33,632,000 $ 473,000 $ 159,000
York County South Carolina 70 $ 12,230,000 $ 174,000 $ 61,000
Calaveras County California 67 $ 15,541,000 $ 231,000 $ 86,000
Butler County Ohio 67 $ 10,508,000 $ 156,000 $ 66,000
Canyon County Idaho 66 $ 8,672,000 $ 131,000 $ 59,000
Honolulu County Hawaii 65 $ 27,239,000 $ 419,000 $ 120,000
Clackamas County Oregon 64 $ 17,123,000 $ 267,000 $ 93,000
Boone County Kentucky 61 $ 9,744,000 $ 159,000 $ 69,000
Weld County Colorado 57 $ 13,096,000 $ 229,000 $ 70,000
Genesee County Michigan 57 $ 7,298,000 $ 128,000 $ 57,000
Gaston County North Carolina 55 $ 8,593,000 $ 156,000 $ 69,000
Santa Cruz County California 54 $ 22,908,000 $ 424,000 $ 129,000
Sandoval County New Mexico 54 $ 9,298,000 $ 172,000 $ 69,000
Asotin County Washington 53 $ 9,502,000 $ 179,000 $ 67,000
San Benito County California 48 $ 20,647,000 $ 430,000 $ 126,000
Cabarrus County North Carolina 48 $ 9,729,000 $ 202,000 $ 75,000
York County Maine 47 $ 9,932,000 $ 211,000 $ 86,000
Washtenaw County Michigan 43 $ 9,060,000 $ 210,000 $ 95,000
Humboldt County California 42 $ 9,007,000 $ 214,000 $ 65,000
Tehama County California 42 $ 7,096,000 $ 168,000 $ 61,000
Denton County Texas 42 $ 9,506,000 $ 226,000 $ 84,000
Union County North Carolina 41 $ 9,133,000 $ 222,000 $ 85,000
Washington County Oregon 40 $ 10,509,000 $ 262,000 $ 99,000
Lyon County Nevada 39 $ 6,764,000 $ 173,000 $ 60,000
Warren County Ohio 39 $ 7,921,000 $ 203,000 $ 81,000
Pinal County Arizona 38 $ 5,900,000 $ 155,000 $ 68,000
Yakima County Washington 35 $ 5,466,000 $ 156,000 $ 64,000
Jefferson County Louisiana 33 $ 5,158,000 $ 156,000 $ 71,000
Livingston County Michigan 33 $ 7,377,000 $ 223,000 $ 105,000
San Mateo County California 32 $ 17,861,000 $ 558,000 $ 170,000
Fresno County California 31 $ 5,798,000 $ 187,000 $ 96,000
Orleans County Louisiana 31 $ 4,809,000 $ 155,000 $ 87,000
Wilson County Tennessee 31 $ 6,491,000 $ 209,000 $ 83,000
Douglas County Colorado 29 $ 9,489,000 $ 327,000 $ 103,000
Lancaster County South Carolina 29 $ 6,475,000 $ 223,000 $ 111,000
Cochise County Arizona 28 $ 3,656,000 $ 130,000 $ 57,000
Lake County California 28 $ 5,430,000 $ 193,000 $ 64,000
Sutter County California 26 $ 4,126,000 $ 158,000 $ 67,000
Sumner County Tennessee 26 $ 4,800,000 $ 184,000 $ 66,000
Glenn County California 25 $ 4,496,000 $ 179,000 $ 67,000
Napa County California 25 $ 12,347,000 $ 493,000 $ 149,000
Tarrant County Texas 25 $ 4,341,000 $ 173,000 $ 104,000
Colusa County California 24 $ 4,820,000 $ 200,000 $ 52,000
Marin County California 24 $ 13,217,000 $ 550,000 $ 167,000
Campbell County Kentucky 24 $ 3,507,000 $ 146,000 $ 71,000
Nevada County California 23 $ 7,449,000 $ 323,000 $ 134,000
Fairfield County Ohio 22 $ 3,177,000 $ 144,000 $ 52,000
Linn County Oregon 22 $ 3,778,000 $ 171,000 $ 60,000
Kauai County Hawaii 21 $ 11,390,000 $ 542,000 $ 180,000
Carson City County Nevada 21 $ 4,122,000 $ 196,000 $ 59,000
Douglas County Nevada 21 $ 5,638,000 $ 268,000 $ 73,000
Clark County Washington 21 $ 5,034,000 $ 239,000 $ 92,000
Tangipahoa County Louisiana 20 $ 2,676,000 $ 133,000 $ 63,000
Washington County Louisiana 20 $ 2,811,000 $ 140,000 $ 68,000
Santa Fe County New Mexico 20 $ 3,195,000 $ 159,000 $ 50,000
Amador County California 19 $ 4,522,000 $ 238,000 $ 94,000
Storey County Nevada 19 $ 4,942,000 $ 260,000 $ 81,000
Delaware County Ohio 19 $ 4,119,000 $ 216,000 $ 80,000
Maury County Tennessee 19 $ 3,531,000 $ 185,000 $ 77,000
DuPage County Illinois 18 $ 6,944,000 $ 385,000 $ 204,000
Grant County Kentucky 17 $ 2,045,000 $ 120,000 $ 60,000
Churchill County Nevada 17 $ 2,561,000 $ 150,000 $ 55,000
Licking County Ohio 17 $ 2,041,000 $ 120,000 $ 44,000
San Luis Obispo County California 16 $ 5,010,000 $ 313,000 $ 99,000
Lapeer County Michigan 16 $ 2,774,000 $ 173,000 $ 73,000
Humboldt County Nevada 16 $ 2,331,000 $ 145,000 $ 69,000
Mendocino County California 15 $ 4,546,000 $ 303,000 $ 98,000
Ventura County California 15 $ 7,382,000 $ 492,000 $ 246,000
Lincoln County North Carolina 15 $ 2,892,000 $ 192,000 $ 79,000
Kaufman County Texas 15 $ 2,676,000 $ 178,000 $ 70,000
Rockwall County Texas 14 $ 2,686,000 $ 191,000 $ 69,000
Yavapai County Arizona 13 $ 2,455,000 $ 188,000 $ 94,000
Kern County California 13 $ 3,036,000 $ 233,000 $ 98,000
Dearborn County Indiana 13 $ 1,834,000 $ 141,000 $ 57,000
Clark County Nevada 13 $ 2,460,000 $ 189,000 $ 150,000
Jackson County Ohio 13 $ 2,446,000 $ 188,000 $ 81,000
Teton County Wyoming 13 $ 6,632,000 $ 510,000 $ 211,000
Santa Cruz County Arizona 12 $ 1,814,000 $ 151,000 $ 53,000
Larimer County Colorado 12 $ 2,868,000 $ 239,000 $ 54,000
Latah County Idaho 12 $ 1,776,000 $ 148,000 $ 65,000
Dona Ana County New Mexico 12 $ 1,995,000 $ 166,000 $ 96,000
Kings County California 11 $ 2,625,000 $ 238,000 $ 86,000
Valencia County New Mexico 11 $ 1,387,000 $ 126,000 $ 47,000
Douglas County Oregon 11 $ 2,092,000 $ 190,000 $ 57,000
Grant County Washington 11 $ 1,111,000 $ 101,000 $ 55,000
Tuolumne County California 10 $ 1,481,000 $ 148,000 $ 99,000
East Baton Rouge County Louisiana 10 $ 1,936,000 $ 193,000 $ 106,000
St. Clair County Michigan 10 $ 1,427,000 $ 142,000 $ 59,000
Alamance County North Carolina 10 $ 1,159,000 $ 115,000 $ 35,000
Forsyth County North Carolina 10 $ 1,532,000 $ 153,000 $ 59,000
Robertson County Tennessee 9 $ 1,462,000 $ 162,000 $ 62,000
Madera County California 8 $ 1,658,000 $ 207,000 $ 64,000
Siskiyou County California 8 $ 1,259,000 $ 157,000 $ 79,000
Trinity County California 8 $ 1,936,000 $ 242,000 $ 106,000
El Paso County Colorado 8 $ 1,677,000 $ 209,000 $ 77,000
Clearwater County Idaho 8 $ 1,130,000 $ 141,000 $ 71,000
Jackson County Michigan 8 $ 1,487,000 $ 185,000 $ 169,000
Catawba County North Carolina 8 $ 832,000 $ 104,000 $ 59,000
Union County Ohio 8 $ 1,563,000 $ 195,000 $ 78,000
Klamath County Oregon 8 $ 1,091,000 $ 136,000 $ 107,000
Polk County Oregon 8 $ 1,296,000 $ 162,000 $ 76,000
Fort Bend County Texas 8 $ 2,065,000 $ 258,000 $ 114,000
Whitman County Washington 8 $ 1,439,000 $ 179,000 $ 71,000
Mohave County Arizona 7 $ 995,000 $ 142,000 $ 111,000
Boise County Idaho 7 $ 1,403,000 $ 200,000 $ 96,000
Rowan County North Carolina 7 $ 822,000 $ 117,000 $ 86,000
Curry County Oregon 7 $ 1,346,000 $ 192,000 $ 52,000
Josephine County Oregon 7 $ 1,638,000 $ 234,000 $ 67,000
Marion County Oregon 7 $ 1,369,000 $ 195,000 $ 82,000
Bedford County Tennessee 7 $ 1,158,000 $ 165,000 $ 77,000
Cheatham County Tennessee 7 $ 1,207,000 $ 172,000 $ 70,000
Marshall County Tennessee 7 $ 1,077,000 $ 153,000 $ 54,000
Albemarle County Virginia 7 $ 1,699,000 $ 242,000 $ 73,000
King County Washington 7 $ 2,604,000 $ 372,000 $ 92,000
Walla Walla County Washington 7 $ 1,055,000 $ 150,000 $ 60,000
Grand Traverse County Michigan 6 $ 1,690,000 $ 281,000 $ 173,000
Benton County Oregon 6 $ 1,070,000 $ 178,000 $ 58,000
Greene County Virginia 6 $ 1,511,000 $ 251,000 $ 83,000
Modoc County California 5 $ 361,000 $ 72,000 $ 57,000
Tulare County California 5 $ 1,151,000 $ 230,000 $ 148,000
Boulder County Colorado 5 $ 1,511,000 $ 302,000 $ 114,000
Broomfield County Colorado 5 $ 1,584,000 $ 316,000 $ 96,000
Lake County Illinois 5 $ 2,639,000 $ 527,000 $ 237,000
St. John the Baptist County Louisiana 5 $ 691,000 $ 138,000 $ 37,000
Oxford County Maine 5 $ 761,000 $ 152,000 $ 124,000
Ingham County Michigan 5 $ 772,000 $ 154,000 $ 207,000
Pershing County Nevada 5 $ 745,000 $ 149,000 $ 39,000
Pickaway County Ohio 5 $ 656,000 $ 131,000 $ 50,000
Florence County South Carolina 5 $ 489,000 $ 97,000 $ 55,000
Brazoria County Texas 5 $ 1,120,000 $ 224,000 $ 95,000
Ellis County Texas 5 $ 1,016,000 $ 203,000 $ 82,000
Hunt County Texas 5 $ 692,000 $ 138,000 $ 81,000
Montgomery County Texas 5 $ 854,000 $ 170,000 $ 91,000
Fluvanna County Virginia 5 $ 769,000 $ 153,000 $ 49,000
Garfield County Washington 5 $ 534,000 $ 106,000 $ 79,000
Navajo County Arizona 4 $ 958,000 $ 239,000 $ 122,000
Kootenai County Idaho 4 $ 1,006,000 $ 251,000 $ 75,000
Franklin County Indiana 4 $ 505,000 $ 126,000 $ 63,000
Lake County Indiana 4 $ 769,000 $ 192,000 $ 175,000
Kennebec County Maine 4 $ 554,000 $ 138,000 $ 105,000
Monroe County Michigan 4 $ 626,000 $ 156,000 $ 58,000
White Pine County Nevada 4 $ 647,000 $ 161,000 $ 61,000
Wake County North Carolina 4 $ 605,000 $ 151,000 $ 46,000
Brown County Ohio 4 $ 534,000 $ 133,000 $ 49,000
Champaign County Ohio 4 $ 447,000 $ 111,000 $ 65,000
Marion County Ohio 4 $ 309,000 $ 77,000 $ 43,000
Montgomery County Ohio 4 $ 532,000 $ 133,000 $ 36,000
Yamhill County Oregon 4 $ 1,122,000 $ 280,000 $ 93,000
Richland County South Carolina 4 $ 729,000 $ 182,000 $ 63,000
Montgomery County Tennessee 4 $ 430,000 $ 107,000 $ 51,000
Grayson County Texas 4 $ 843,000 $ 210,000 $ 86,000
Parker County Texas 4 $ 812,000 $ 203,000 $ 109,000
Rains County Texas 4 $ 570,000 $ 142,000 $ 92,000
Travis County Texas 4 $ 1,627,000 $ 406,000 $ 224,000
Spotsylvania County Virginia 4 $ 876,000 $ 219,000 $ 100,000
Coconino County Arizona 3 $ 564,000 $ 188,000 $ 121,000
Teton County Idaho 3 $ 503,000 $ 167,000 $ 126,000
Twin Falls County Idaho 3 $ 250,000 $ 83,000 $ 53,000
Fulton County Illinois 3 $ 236,000 $ 78,000 $ 31,000
Will County Illinois 3 $ 397,000 $ 132,000 $ 60,000
Bracken County Kentucky 3 $ 492,000 $ 164,000 $ 58,000
Pendleton County Kentucky 3 $ 337,000 $ 112,000 $ 81,000
Ascension County Louisiana 3 $ 802,000 $ 267,000 $ 206,000
Natchitoches County Louisiana 3 $ 320,000 $ 106,000 $ 47,000
Androscoggin County Maine 3 $ 349,000 $ 116,000 $ 69,000
Penobscot County Maine 3 $ 633,000 $ 211,000 $ 89,000
Somerset County Maine 3 $ 300,000 $ 100,000 $ 28,000
Guilford County North Carolina 3 $ 401,000 $ 133,000 $ 44,000
Highland County Ohio 3 $ 332,000 $ 110,000 $ 59,000
Hocking County Ohio 3 $ 400,000 $ 133,000 $ 45,000
Madison County Ohio 3 $ 502,000 $ 167,000 $ 40,000
Summit County Ohio 3 $ 506,000 $ 168,000 $ 64,000
Clatsop County Oregon 3 $ 677,000 $ 225,000 $ 74,000
Columbia County Oregon 3 $ 645,000 $ 215,000 $ 60,000
Coos County Oregon 3 $ 387,000 $ 129,000 $ 148,000
Crook County Oregon 3 $ 1,005,000 $ 335,000 $ 92,000
Umatilla County Oregon 3 $ 904,000 $ 301,000 $ 89,000
Georgetown County South Carolina 3 $ 485,000 $ 161,000 $ 31,000
Dickson County Tennessee 3 $ 658,000 $ 219,000 $ 53,000
Hickman County Tennessee 3 $ 373,000 $ 124,000 $ 45,000
Culpeper County Virginia 3 $ 776,000 $ 258,000 $ 80,000
Orange County Virginia 3 $ 423,000 $ 141,000 $ 74,000
Pierce County Washington 3 $ 1,028,000 $ 342,000 $ 202,000
Stevens County Washington 3 $ 635,000 $ 211,000 $ 67,000
Whatcom County Washington 3 $ 527,000 $ 175,000 $ 103,000
Gilpin County Colorado 2 $ 494,000 $ 247,000 $ 83,000
Summit County Colorado 2 $ 493,000 $ 246,000 $ 125,000
Blaine County Idaho 2 $ 435,000 $ 217,000 $ 93,000
Gem County Idaho 2 $ 479,000 $ 239,000 $ 62,000
Champaign County Illinois 2 $ 287,000 $ 143,000 $ 66,000
Knox County Illinois 2 $ 123,000 $ 61,000 $ 27,000
Mason County Illinois 2 $ 242,000 $ 121,000 $ 42,000
Jasper County Indiana 2 $ 450,000 $ 225,000 $ 92,000
Fayette County Kentucky 2 $ 397,000 $ 198,000 $ 140,000
Gallatin County Kentucky 2 $ 276,000 $ 138,000 $ 51,000
Livingston County Louisiana 2 $ 556,000 $ 278,000 $ 83,000
Plaquemines County Louisiana 2 $ 287,000 $ 143,000 $ 60,000
St. Bernard County Louisiana 2 $ 436,000 $ 218,000 $ 72,000
St. Charles County Louisiana 2 $ 311,000 $ 155,000 $ 45,000
Sagadahoc County Maine 2 $ 367,000 $ 183,000 $ 57,000
Bay County Michigan 2 $ 95,000 $ 47,000 $ 123,000
Huron County Michigan 2 $ 240,000 $ 120,000 $ 39,000
Lenawee County Michigan 2 $ 235,000 $ 117,000 $ 64,000
Roscommon County Michigan 2 $ 366,000 $ 183,000 $ 129,000
Pearl River County Mississippi 2 $ 710,000 $ 355,000 $ 267,000
McKinley County New Mexico 2 $ 92,000 $ 46,000 $ 62,000
Durham County North Carolina 2 $ 360,000 $ 180,000 $ 75,000
Stanly County North Carolina 2 $ 444,000 $ 222,000 $ 118,000
Clark County Ohio 2 $ 177,000 $ 88,000 $ 42,000
Clinton County Ohio 2 $ 219,000 $ 109,000 $ 42,000
Henry County Ohio 2 $ 312,000 $ 156,000 $ 53,000
Knox County Ohio 2 $ 636,000 $ 318,000 $ 88,000
Logan County Ohio 2 $ 99,000 $ 49,000 $ 59,000
Pike County Ohio 2 $ 353,000 $ 176,000 $ 62,000
Ross County Ohio 2 $ 141,000 $ 70,000 $ 36,000
Scioto County Ohio 2 $ 379,000 $ 189,000 $ 111,000
Wyandot County Ohio 2 $ 208,000 $ 104,000 $ 47,000
Jefferson County Oregon 2 $ 365,000 $ 182,000 $ 94,000
Lincoln County Oregon 2 $ 282,000 $ 141,000 $ 62,000
Tillamook County Oregon 2 $ 252,000 $ 126,000 $ 71,000
Charleston County South Carolina 2 $ 452,000 $ 226,000 $ 66,000
Chester County South Carolina 2 $ 150,000 $ 75,000 $ 30,000
Lexington County South Carolina 2 $ 343,000 $ 171,000 $ 57,000
Bell County Texas 2 $ 206,000 $ 103,000 $ 41,000
Comal County Texas 2 $ 472,000 $ 236,000 $ 85,000
Galveston County Texas 2 $ 422,000 $ 211,000 $ 93,000
Johnson County Texas 2 $ 244,000 $ 122,000 $ 225,000
Williamson County Texas 2 $ 557,000 $ 278,000 $ 142,000
Augusta County Virginia 2 $ 501,000 $ 250,000 $ 54,000
Bedford County Virginia 2 $ 348,000 $ 174,000 $ 50,000
Louisa County Virginia 2 $ 178,000 $ 89,000 $ 24,000
Nelson County Virginia 2 $ 296,000 $ 148,000 $ 54,000
Grays Harbor County Washington 2 $ 331,000 $ 165,000 $ 102,000
Graham County Arizona 1 $ 198,000 $ 198,000 $ 100,000
Yuma County Arizona 1 $ 298,000 $ 298,000 $ 78,000
Imperial County California 1 $ 128,000 $ 128,000 $ 41,000
Mono County California 1 $ 183,000 $ 183,000 $ 184,000
Sierra County California 1 $ 147,000 $ 147,000 $ 49,000
Elbert County Colorado 1 $ 294,000 $ 294,000 $ 66,000
Grand County Colorado 1 $ 293,000 $ 293,000 $ 158,000
Gunnison County Colorado 1 $ 146,000 $ 146,000 $ 114,000
La Plata County Colorado 1 $ 402,000 $ 402,000 $ 73,000
Logan County Colorado 1 $ 170,000 $ 170,000 $ 45,000
Park County Colorado 1 $ 189,000 $ 189,000 $ 48,000
Pueblo County Colorado 1 $ 191,000 $ 191,000 $ 0
Forsyth County Georgia 1 $ 311,000 $ 311,000 $ 69,000
Gwinnett County Georgia 1 $ 170,000 $ 170,000 $ 47,000
Hawaii County Hawaii 1 $ 626,000 $ 626,000 $ 730,000
Maui County Hawaii 1 $ 782,000 $ 782,000 $ 305,000
Adams County Idaho 1 $ 98,000 $ 98,000 $ 91,000
Bannock County Idaho 1 $ 113,000 $ 113,000 $ 50,000
Cassia County Idaho 1 $ 84,000 $ 84,000 $ 27,000
Elmore County Idaho 1 $ 97,000 $ 97,000 $ 33,000
Idaho County Idaho 1 $ 80,000 $ 80,000 $ 36,000
Jerome County Idaho 1 $ 129,000 $ 129,000 $ 43,000
Lewis County Idaho 1 $ 128,000 $ 128,000 $ 36,000
Owyhee County Idaho 1 $ 68,000 $ 68,000 $ 85,000
Valley County Idaho 1 $ 180,000 $ 180,000 $ 63,000
Kane County Illinois 1 $ 83,000 $ 83,000 $ 33,000
Kankakee County Illinois 1 $ 118,000 $ 118,000 $ 48,000
McHenry County Illinois 1 $ 265,000 $ 265,000 $ 178,000
Peoria County Illinois 1 $ 128,000 $ 128,000 $ 43,000
Tazewell County Illinois 1 $ 195,000 $ 195,000 $ 85,000
Woodford County Illinois 1 $ 138,000 $ 138,000 $ 50,000
Knox County Indiana 1 $ 88,000 $ 88,000 $ 98,000
LaPorte County Indiana 1 $ 487,000 $ 487,000 $ 250,000
Ohio County Indiana 1 $ 190,000 $ 190,000 $ 79,000
Ripley County Indiana 1 $ 71,000 $ 71,000 $ 34,000
Nelson County Kentucky 1 $ 150,000 $ 150,000 $ 76,000
Owen County Kentucky 1 $ 102,000 $ 102,000 $ 37,000
Scott County Kentucky 1 $ 175,000 $ 175,000 $ 62,000
Washington County Kentucky 1 $ 144,000 $ 144,000 $ 54,000
Lafayette County Louisiana 1 $ 348,000 $ 348,000 $ 135,000
St. Mary County Louisiana 1 $ 50,000 $ 50,000 $ 21,000
Franklin County Maine 1 $ 372,000 $ 372,000 $ 191,000
Knox County Maine 1 $ 197,000 $ 197,000 $ 41,000
Charlevoix County Michigan 1 $ 168,000 $ 168,000 $ 60,000
Crawford County Michigan 1 $ 102,000 $ 102,000 $ 86,000
Eaton County Michigan 1 $ 180,000 $ 180,000 $ 220,000
Gladwin County Michigan 1 $ 105,000 $ 105,000 $ 62,000
Hillsdale County Michigan 1 $ 108,000 $ 108,000 $ 93,000
Iosco County Michigan 1 $ 128,000 $ 128,000 $ 183,000
Kent County Michigan 1 $ 240,000 $ 240,000 $ 78,000
Leelanau County Michigan 1 $ 223,000 $ 223,000 $ 74,000
Manistee County Michigan 1 $ 117,000 $ 117,000 $ 209,000
Midland County Michigan 1 $ 417,000 $ 417,000 $ 463,000
Montcalm County Michigan 1 $ 144,000 $ 144,000 $ 84,000
Ottawa County Michigan 1 $ 220,000 $ 220,000 $ 70,000
Sanilac County Michigan 1 $ 171,000 $ 171,000 $ 44,000
St. Joseph County Michigan 1 $ 112,000 $ 112,000 $ 66,000
Tuscola County Michigan 1 $ 134,000 $ 134,000 $ 39,000
Wexford County Michigan 1 $ 51,000 $ 51,000 $ 22,000
Hancock County Mississippi 1 $ 132,000 $ 132,000 $ 42,000
Hinds County Mississippi 1 $ 163,000 $ 163,000 $ 34,000
Lander County Nevada 1 $ 118,000 $ 118,000 $ 48,000
San Juan County New Mexico 1 $ 131,000 $ 131,000 $ 51,000
Sierra County New Mexico 1 $ 396,000 $ 396,000 $ 151,000
Socorro County New Mexico 1 $ 179,000 $ 179,000 $ 88,000
Alexander County North Carolina 1 $ 117,000 $ 117,000 $ 30,000
Ashe County North Carolina 1 $ 178,000 $ 178,000 $ 98,000
Caldwell County North Carolina 1 $ 84,000 $ 84,000 $ 103,000
Hertford County North Carolina 1 $ 336,000 $ 336,000 $ 288,000
McDowell County North Carolina 1 $ 636,000 $ 636,000 $ 706,000
New Hanover County North Carolina 1 $ 552,000 $ 552,000 $ 97,000
Orange County North Carolina 1 $ 139,000 $ 139,000 $ 96,000
Pender County North Carolina 1 $ 533,000 $ 533,000 $ 269,000
Allen County Ohio 1 $ 123,000 $ 123,000 $ 52,000
Fulton County Ohio 1 $ 127,000 $ 127,000 $ 37,000
Gallia County Ohio 1 $ 89,000 $ 89,000 $ 49,000
Greene County Ohio 1 $ 200,000 $ 200,000 $ 65,000
Lake County Ohio 1 $ 113,000 $ 113,000 $ 62,000
Lorain County Ohio 1 $ 226,000 $ 226,000 $ 182,000
Miami County Ohio 1 $ 186,000 $ 186,000 $ 51,000
Richland County Ohio 1 $ 59,000 $ 59,000 $ 42,000
Wood County Ohio 1 $ 153,000 $ 153,000 $ 52,000
Lake County Oregon 1 $ 167,000 $ 167,000 $ 63,000
Malheur County Oregon 1 $ 102,000 $ 102,000 $ 30,000
Wallowa County Oregon 1 $ 174,000 $ 174,000 $ 48,000
Anderson County South Carolina 1 $ 197,000 $ 197,000 $ 0
Beaufort County South Carolina 1 $ 304,000 $ 304,000 $ 0
Chesterfield County South Carolina 1 $ 116,000 $ 116,000 $ 51,000
Greenville County South Carolina 1 $ 201,000 $ 201,000 $ 60,000
Jasper County South Carolina 1 $ 133,000 $ 133,000 $ 91,000
Marion County South Carolina 1 $ 76,000 $ 76,000 $ 89,000
Saluda County South Carolina 1 $ 160,000 $ 160,000 $ 113,000
Williamsburg County South Carolina 1 $ 97,000 $ 97,000 $ 59,000
Coffee County Tennessee 1 $ 256,000 $ 256,000 $ 112,000
DeKalb County Tennessee 1 $ 62,000 $ 62,000 $ 54,000
Franklin County Tennessee 1 $ 165,000 $ 165,000 $ 0
Giles County Tennessee 1 $ 78,000 $ 78,000 $ 19,000
Macon County Tennessee 1 $ 199,000 $ 199,000 $ 51,000
Roane County Tennessee 1 $ 196,000 $ 196,000 $ 113,000
Smith County Tennessee 1 $ 167,000 $ 167,000 $ 45,000
Warren County Tennessee 1 $ 417,000 $ 417,000 $ 298,000
Brown County Texas 1 $ 173,000 $ 173,000 $ 55,000
Hood County Texas 1 $ 125,000 $ 125,000 $ 37,000
Kendall County Texas 1 $ 189,000 $ 189,000 $ 171,000
Tom Green County Texas 1 $ 125,000 $ 125,000 $ 75,000
Upshur County Texas 1 $ 95,000 $ 95,000 $ 31,000
Upton County Texas 1 $ 142,000 $ 142,000 $ 46,000
Van Zandt County Texas 1 $ 167,000 $ 167,000 $ 128,000
Waller County Texas 1 $ 186,000 $ 186,000 $ 64,000
Wise County Texas 1 $ 275,000 $ 275,000 $ 96,000
Buckingham County Virginia 1 $ 142,000 $ 142,000 $ 69,000
Caroline County Virginia 1 $ 165,000 $ 165,000 $ 34,000
Charlottesville County Virginia 1 $ 175,000 $ 175,000 $ 62,000
Fairfax County Virginia 1 $ 417,000 $ 417,000 $ 196,000
Prince William County Virginia 1 $ 296,000 $ 296,000 $ 126,000
Staunton County Virginia 1 $ 118,000 $ 118,000 $ 47,000
Virginia Beach County Virginia 1 $ 211,000 $ 211,000 $ 51,000
Cowlitz County Washington 1 $ 252,000 $ 252,000 $ 62,000
Ferry County Washington 1 $ 90,000 $ 90,000 $ 145,000
Jefferson County Washington 1 $ 293,000 $ 293,000 $ 172,000
Kittitas County Washington 1 $ 195,000 $ 195,000 $ 75,000
Klickitat County Washington 1 $ 347,000 $ 347,000 $ 115,000
San Juan County Washington 1 $ 448,000 $ 448,000 $ 137,000
Skamania County Washington 1 $ 243,000 $ 243,000 $ 65,000
Snohomish County Washington 1 $ 314,000 $ 314,000 $ 101,000
Thurston County Washington 1 $ 210,000 $ 210,000 $ 206,000
Sublette County Wyoming 1 $ 113,000 $ 113,000 $ 288,000

Mortgage Loan Application Detail Totals for Summit Funding, Inc. in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,884 $3,443,050,000 $231,000 $2,400,000 $89,000 $5,901,000
Refinancing 4,149 $1,132,082,000 $272,000 $1,600,000 $100,000 $7,786,000
Home Improvement 5 $1,068,000 $213,000 $503,000 $95,000 $155,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 13,643 $3,307,218,000 $242,000 $2,400,000 $95,000 $7,786,000
Hispanic 2,646 $557,480,000 $210,000 $1,000,000 $70,000 $893,000
Black or African American 993 $208,396,000 $209,000 $1,660,000 $75,000 $766,000
Asian 913 $263,750,000 $288,000 $1,088,000 $103,000 $861,000
Not Provided 539 $158,649,000 $294,000 $1,300,000 $107,000 $606,000
American Indian or Alaskan Native 147 $35,915,000 $244,000 $920,000 $84,000 $281,000
Native Hawaiian or Other Pacific Islander 136 $40,371,000 $296,000 $1,180,000 $89,000 $307,000
Not applicable 21 $4,421,000 $210,000 $394,000 $69,000 $169,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,542 $2,651,313,000 $251,000 $2,400,000 $108,000 $7,786,000
FHA-insured (Federal Housing Administration) 6,460 $1,413,910,000 $218,000 $682,000 $68,000 $5,901,000
VA-guaranteed (Veterans Administration) 1,507 $422,768,000 $280,000 $1,392,000 $82,000 $725,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 529 $88,209,000 $166,000 $444,000 $51,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,159 $3,368,505,000 $237,000 $1,776,000 $89,000 $2,568,000
Application Withdrawn By Applicant 3,760 $914,250,000 $243,000 $2,400,000 $95,000 $7,786,000
Application Denied By Financial Institution 812 $215,832,000 $265,000 $1,783,000 $102,000 $7,376,000
Application Approved But Not Accepted 242 $63,004,000 $260,000 $940,000 $85,000 $430,000
File Closed For Incompleteness 65 $14,609,000 $224,000 $650,000 $74,000 $300,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 449 $110,746,000 $246,000 $1,200,000 $105,000 $7,376,000
Debt-To-Income Ratio 170 $52,999,000 $311,000 $1,783,000 $94,000 $601,000
Credit History 73 $18,766,000 $257,000 $712,000 $93,000 $335,000
Credit Application Incomplete 54 $16,317,000 $302,000 $1,480,000 $107,000 $534,000
Employment History 17 $4,120,000 $242,000 $415,000 $85,000 $174,000
Collateral 11 $1,833,000 $166,000 $330,000 $81,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 2 $1,422,000 $711,000 $1,040,000 $696,000 $1,338,000
Mortgage Insurance Denied 1 $69,000 $69,000 $69,000 $73,000 $73,000
Unverifiable Information 1 $62,000 $62,000 $62,000 $33,000 $33,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Summit Funding, Inc.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Summit Funding, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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