Sun Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Sun Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sun Federal Credit Union 1627 Holland Road Maumee, MN 43537 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,142 |
| Total Mortgage Loan Application Amount | $145,680,000 |
| Average Mortgage Loan Application Amount | $125,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $104,800 |
| Highest Applicant Income | $1,620,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Sun Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sun Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Sun Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sun Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Sun Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sun Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lucas County Ohio | 411 | $ 40,995,000 | $ 99,000 | $ 94,000 |
| Wood County Ohio | 106 | $ 11,930,000 | $ 112,000 | $ 103,000 |
| Philadelphia County Pennsylvania | 87 | $ 11,445,000 | $ 131,000 | $ 88,000 |
| Berks County Pennsylvania | 60 | $ 6,340,000 | $ 105,000 | $ 104,000 |
| Delaware County Pennsylvania | 43 | $ 6,045,000 | $ 140,000 | $ 104,000 |
| Montgomery County Pennsylvania | 41 | $ 8,575,000 | $ 209,000 | $ 146,000 |
| Ottawa County Ohio | 38 | $ 4,790,000 | $ 126,000 | $ 98,000 |
| Monroe County Michigan | 35 | $ 4,745,000 | $ 135,000 | $ 92,000 |
| Chester County Pennsylvania | 20 | $ 5,410,000 | $ 270,000 | $ 251,000 |
| Fulton County Ohio | 16 | $ 1,540,000 | $ 96,000 | $ 97,000 |
| Sandusky County Ohio | 14 | $ 1,270,000 | $ 90,000 | $ 81,000 |
| Burlington County New Jersey | 11 | $ 1,445,000 | $ 131,000 | $ 100,000 |
| Gloucester County New Jersey | 11 | $ 1,815,000 | $ 165,000 | $ 159,000 |
| New Castle County Delaware | 8 | $ 1,260,000 | $ 157,000 | $ 97,000 |
| Bucks County Pennsylvania | 8 | $ 970,000 | $ 121,000 | $ 188,000 |
| Henry County Ohio | 7 | $ 535,000 | $ 76,000 | $ 83,000 |
| Lenawee County Michigan | 6 | $ 1,130,000 | $ 188,000 | $ 158,000 |
| Cape May County New Jersey | 5 | $ 1,075,000 | $ 215,000 | $ 140,000 |
| Wayne County Michigan | 4 | $ 340,000 | $ 85,000 | $ 87,000 |
| Atlantic County New Jersey | 4 | $ 790,000 | $ 197,000 | $ 164,000 |
| Camden County New Jersey | 4 | $ 290,000 | $ 72,000 | $ 81,000 |
| Lee County Florida | 3 | $ 355,000 | $ 118,000 | $ 87,000 |
| Miami-Dade County Florida | 3 | $ 1,575,000 | $ 525,000 | $ 222,000 |
| Orange County Florida | 3 | $ 755,000 | $ 251,000 | $ 89,000 |
| Mercer County New Jersey | 3 | $ 1,025,000 | $ 341,000 | $ 253,000 |
| Williams County Ohio | 3 | $ 175,000 | $ 58,000 | $ 73,000 |
| Lancaster County Pennsylvania | 3 | $ 595,000 | $ 198,000 | $ 108,000 |
| Fairfield County Connecticut | 2 | $ 530,000 | $ 265,000 | $ 186,000 |
| Broward County Florida | 2 | $ 590,000 | $ 295,000 | $ 118,000 |
| Charlotte County Florida | 2 | $ 410,000 | $ 205,000 | $ 120,000 |
| Palm Beach County Florida | 2 | $ 130,000 | $ 65,000 | $ 75,000 |
| Pasco County Florida | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Cobb County Georgia | 2 | $ 680,000 | $ 340,000 | $ 121,000 |
| Daviess County Kentucky | 2 | $ 30,000 | $ 15,000 | $ 73,000 |
| Hillsdale County Michigan | 2 | $ 420,000 | $ 210,000 | $ 127,000 |
| Auglaize County Ohio | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Cuyahoga County Ohio | 2 | $ 450,000 | $ 225,000 | $ 152,000 |
| Franklin County Ohio | 2 | $ 80,000 | $ 40,000 | $ 138,000 |
| Oklahoma County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 114,000 |
| Monroe County Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 186,000 |
| Schuylkill County Pennsylvania | 2 | $ 190,000 | $ 95,000 | $ 56,000 |
| Collin County Texas | 2 | $ 70,000 | $ 35,000 | $ 146,000 |
| Prince William County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 436,000 |
| Shelby County Alabama | 1 | $ 25,000 | $ 25,000 | $ 41,000 |
| Cochise County Arizona | 1 | $ 95,000 | $ 95,000 | $ 155,000 |
| Maricopa County Arizona | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Pulaski County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 1,078,000 |
| El Paso County Colorado | 1 | $ 415,000 | $ 415,000 | $ 227,000 |
| Kent County Delaware | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Collier County Florida | 1 | $ 35,000 | $ 35,000 | $ 24,000 |
| Escambia County Florida | 1 | $ 65,000 | $ 65,000 | $ 117,000 |
| Hernando County Florida | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Hillsborough County Florida | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Pinellas County Florida | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| St. Lucie County Florida | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Volusia County Florida | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| DuPage County Illinois | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Steuben County Indiana | 1 | $ 505,000 | $ 505,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 405,000 | $ 405,000 | $ 161,000 |
| Piscataquis County Maine | 1 | $ 335,000 | $ 335,000 | $ 223,000 |
| Baltimore City County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 75,000 | $ 75,000 | $ 165,000 |
| Plymouth County Massachusetts | 1 | $ 275,000 | $ 275,000 | $ 168,000 |
| Huron County Michigan | 1 | $ 245,000 | $ 245,000 | $ 299,000 |
| Jackson County Michigan | 1 | $ 405,000 | $ 405,000 | $ 189,000 |
| Livingston County Michigan | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Macomb County Michigan | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Roscommon County Michigan | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Washtenaw County Michigan | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Boone County Missouri | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Monmouth County New Jersey | 1 | $ 1,245,000 | $ 1,245,000 | $ 901,000 |
| Salem County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 108,000 |
| Monroe County New York | 1 | $ 15,000 | $ 15,000 | $ 62,000 |
| Queens County New York | 1 | $ 445,000 | $ 445,000 | $ 263,000 |
| Lincoln County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Defiance County Ohio | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Erie County Ohio | 1 | $ 45,000 | $ 45,000 | $ 132,000 |
| Hancock County Ohio | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 235,000 |
| Logan County Ohio | 1 | $ 355,000 | $ 355,000 | $ 104,000 |
| Seneca County Ohio | 1 | $ 15,000 | $ 15,000 | $ 140,000 |
| Shelby County Ohio | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Summit County Ohio | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Allegheny County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 144,000 |
| Clearfield County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 190,000 |
| Crawford County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 173,000 |
| Erie County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 173,000 |
| Lackawanna County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 44,000 |
| Lycoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
| Pike County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Sullivan County Pennsylvania | 1 | $ 535,000 | $ 535,000 | $ 270,000 |
| York County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 1,440,000 |
| Hawkins County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Union County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Hunt County Texas | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Amelia County Virginia | 1 | $ 15,000 | $ 15,000 | $ 81,000 |
| Chesapeake County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Rockingham County Virginia | 1 | $ 245,000 | $ 245,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for Sun Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 319 | $52,285,000 | $163,000 | $745,000 | $116,000 | $1,620,000 |
| Home Purchase | 291 | $51,305,000 | $176,000 | $1,245,000 | $109,000 | $1,440,000 |
| Home Improvement | 253 | $11,715,000 | $46,000 | $335,000 | $95,000 | $634,000 |
| Other Purpose | 172 | $11,280,000 | $65,000 | $605,000 | $102,000 | $699,000 |
| Cash-out Refinancing | 107 | $19,095,000 | $178,000 | $1,505,000 | $102,000 | $1,332,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 824 | $109,490,000 | $132,000 | $1,505,000 | $108,000 | $1,332,000 |
| Black or African American | 180 | $18,530,000 | $102,000 | $605,000 | $94,000 | $1,440,000 |
| Not Provided | 72 | $9,450,000 | $131,000 | $1,245,000 | $91,000 | $901,000 |
| Hispanic | 55 | $6,375,000 | $115,000 | $745,000 | $92,000 | $642,000 |
| Asian | 7 | $1,135,000 | $162,000 | $505,000 | $447,000 | $1,620,000 |
| American Indian or Alaskan Native | 2 | $160,000 | $80,000 | $145,000 | $39,000 | $55,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,132 | $143,540,000 | $126,000 | $1,505,000 | $106,000 | $1,620,000 |
| FHA-insured (Federal Housing Administration) | 5 | $555,000 | $111,000 | $125,000 | $48,000 | $65,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,585,000 | $317,000 | $605,000 | $205,000 | $433,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 700 | $93,720,000 | $133,000 | $1,245,000 | $110,000 | $901,000 |
| Application Withdrawn By Applicant | 198 | $27,650,000 | $139,000 | $1,505,000 | $114,000 | $1,440,000 |
| Application Denied By Financial Institution | 196 | $16,850,000 | $85,000 | $445,000 | $77,000 | $1,212,000 |
| File Closed For Incompleteness | 40 | $6,090,000 | $152,000 | $505,000 | $143,000 | $1,620,000 |
| Application Approved But Not Accepted | 8 | $1,370,000 | $171,000 | $375,000 | $100,000 | $192,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 946 | $128,830,000 | $136,000 | $1,505,000 | $112,000 | $1,620,000 |
| Credit History | 69 | $5,875,000 | $85,000 | $405,000 | $81,000 | $1,212,000 |
| Debt-To-Income Ratio | 58 | $6,000,000 | $103,000 | $445,000 | $58,000 | $235,000 |
| Other | 29 | $2,645,000 | $91,000 | $305,000 | $102,000 | $561,000 |
| Unverifiable Information | 19 | $905,000 | $47,000 | $175,000 | $80,000 | $511,000 |
| Collateral | 14 | $770,000 | $55,000 | $145,000 | $96,000 | $166,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $440,000 | $110,000 | $145,000 | $76,000 | $157,000 |
| Employment History | 2 | $200,000 | $100,000 | $135,000 | $35,000 | $60,000 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $24,000 | $24,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sun Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sun Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.