Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2017

In 2017, Sunflower Bank, N.A. of Dallas, TX reported 3,215 mortgage applications totaling $689.6 million, up 228% from 2016. The average application was for $214,506, and applicants reported an average income of $119,122. 70% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Dallas-Plano-Irving, TX (722), Flint, MI (340) and Fort Worth-Arlington, TX (238) (applications in parentheses).

Mortgage Company & Address Sunflower Bank, N.A.
3025 Cortland Circle - Po Box 800
Dallas, TX 75225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,215
Total Mortgage Loan Application Amount $689,640,000
Average Mortgage Loan Application Amount $214,506
Highest Mortgage Loan Application Amount $3,266,000
Average Applicant Income $119,122
Highest Applicant Income $2,004,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sunflower Bank, N.A. by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Genesee, Michigan 340 $ 47,850,000 $ 140,735 $ 85,000
Collin, Texas 285 $ 68,712,000 $ 241,094 $ 130,000
Dallas, Texas 216 $ 53,275,000 $ 246,643 $ 143,000
Tarrant, Texas 214 $ 37,162,000 $ 173,654 $ 130,000
Denton, Texas 156 $ 39,166,000 $ 251,064 $ 133,000
Santa Fe, New Mexico 131 $ 37,860,000 $ 289,007 $ 115,000
Oakland, Michigan 107 $ 23,184,000 $ 216,672 $ 120,000
Sedgwick, Kansas 98 $ 21,727,000 $ 221,704 $ 135,000
Saline, Kansas 84 $ 8,474,000 $ 100,880 $ 70,000
Oklahoma, Oklahoma 60 $ 12,023,000 $ 200,383 $ 112,000
Macomb, Michigan 57 $ 9,821,000 $ 172,298 $ 90,000
Ellis, Kansas 51 $ 5,803,000 $ 113,784 $ 66,000
Denver, Colorado 48 $ 29,859,000 $ 622,062 $ 281,000
Pueblo, Colorado 45 $ 6,933,000 $ 154,066 $ 79,000
Maricopa, Arizona 43 $ 11,480,000 $ 266,976 $ 83,000
Ford, Kansas 42 $ 2,193,000 $ 52,214 $ 60,000
Seward, Kansas 40 $ 2,071,000 $ 51,775 $ 55,000
Los Alamos, New Mexico 40 $ 9,684,000 $ 242,100 $ 118,000
Johnson, Kansas 37 $ 11,362,000 $ 307,081 $ 131,000
Bexar, Texas 36 $ 8,515,000 $ 236,527 $ 131,000
Fremont, Colorado 27 $ 5,343,000 $ 197,888 $ 94,000
Wayne, Michigan 27 $ 4,805,000 $ 177,962 $ 108,000
Lapeer, Michigan 25 $ 5,645,000 $ 225,800 $ 96,000
Douglas, Colorado 24 $ 13,326,000 $ 555,250 $ 176,000
El Paso, Texas 24 $ 5,088,000 $ 212,000 $ 194,000
Jefferson, Colorado 23 $ 8,170,000 $ 355,217 $ 208,000
Riley, Kansas 22 $ 3,271,000 $ 148,681 $ 80,000
Bernalillo, New Mexico 21 $ 6,558,000 $ 312,285 $ 206,000
Kaufman, Texas 21 $ 3,814,000 $ 181,619 $ 119,000
Travis, Texas 21 $ 5,339,000 $ 254,238 $ 151,000
Arapahoe, Colorado 20 $ 7,476,000 $ 373,800 $ 118,000
McPherson, Kansas 20 $ 2,053,000 $ 102,650 $ 65,000
Livingston, Michigan 20 $ 4,328,000 $ 216,400 $ 107,000
Williamson, Texas 20 $ 4,724,000 $ 236,200 $ 129,000
Barton, Kansas 19 $ 697,000 $ 36,684 $ 57,000
Fort Bend, Texas 18 $ 5,677,000 $ 315,388 $ 168,000
Rockwall, Texas 18 $ 4,093,000 $ 227,388 $ 138,000
Tom Green, Texas 18 $ 3,164,000 $ 175,777 $ 127,000
Benton, Arkansas 17 $ 3,464,000 $ 203,764 $ 84,000
Cleveland, Oklahoma 17 $ 3,503,000 $ 206,058 $ 77,000
Ellis, Texas 17 $ 3,783,000 $ 222,529 $ 102,000
Harris, Texas 17 $ 3,285,000 $ 193,235 $ 110,000
Douglas, Kansas 16 $ 3,680,000 $ 230,000 $ 140,000
Jackson, Missouri 16 $ 4,348,000 $ 271,750 $ 152,000
Tulsa, Oklahoma 16 $ 3,752,000 $ 234,500 $ 111,000
Wichita, Texas 14 $ 3,054,000 $ 218,142 $ 180,000
Washington, Arkansas 13 $ 2,994,000 $ 230,307 $ 116,000
Geary, Kansas 13 $ 992,000 $ 76,307 $ 81,000
Sandoval, New Mexico 13 $ 3,207,000 $ 246,692 $ 150,000
Russell, Kansas 11 $ 800,000 $ 72,727 $ 56,000
Thomas, Kansas 11 $ 693,000 $ 63,000 $ 58,000
Adams, Colorado 10 $ 4,774,000 $ 477,400 $ 138,000
Dona Ana, New Mexico 10 $ 635,000 $ 63,500 $ 123,000
Grayson, Texas 10 $ 1,586,000 $ 158,600 $ 118,000
Kendall, Texas 10 $ 6,358,000 $ 635,800 $ 387,000
Randall, Texas 10 $ 2,036,000 $ 203,600 $ 96,000
Boulder, Colorado 9 $ 5,385,000 $ 598,333 $ 383,000
Saginaw, Michigan 9 $ 1,401,000 $ 155,666 $ 75,000
Hunt, Texas 9 $ 1,607,000 $ 178,555 $ 114,000
Butler, Kansas 8 $ 2,032,000 $ 254,000 $ 144,000
Johnson, Texas 8 $ 1,383,000 $ 172,875 $ 92,000
Parker, Texas 8 $ 1,660,000 $ 207,500 $ 127,000
Wyandotte, Kansas 7 $ 1,450,000 $ 207,142 $ 45,000
Shiawassee, Michigan 7 $ 917,000 $ 131,000 $ 82,000
Tuscola, Michigan 7 $ 972,000 $ 138,857 $ 52,000
Canadian, Oklahoma 7 $ 1,221,000 $ 174,428 $ 74,000
Lubbock, Texas 7 $ 1,107,000 $ 158,142 $ 120,000
Smith, Texas 7 $ 1,161,000 $ 165,857 $ 118,000
Dickinson, Kansas 6 $ 1,147,000 $ 191,166 $ 105,000
Osborne, Kansas 6 $ 348,000 $ 58,000 $ 117,000
Antrim, Michigan 6 $ 1,000,000 $ 166,666 $ 116,000
Rio Arriba, New Mexico 6 $ 2,150,000 $ 358,333 $ 302,000
Pinal, Arizona 5 $ 942,000 $ 188,400 $ 51,000
Leavenworth, Kansas 5 $ 931,000 $ 186,200 $ 111,000
Ingham, Michigan 5 $ 1,102,000 $ 220,400 $ 130,000
Carter, Oklahoma 5 $ 813,000 $ 162,600 $ 78,000
Logan, Oklahoma 5 $ 1,331,000 $ 266,200 $ 158,000
Brazoria, Texas 5 $ 942,000 $ 188,400 $ 157,000
Clay, Texas 5 $ 621,000 $ 124,200 $ 82,000
Hood, Texas 5 $ 1,068,000 $ 213,600 $ 104,000
Grand, Colorado 4 $ 2,006,000 $ 501,500 $ 208,000
Palm Beach, Florida 4 $ 807,000 $ 201,750 $ 114,000
Ottawa, Kansas 4 $ 658,000 $ 164,500 $ 103,000
Roscommon, Michigan 4 $ 718,000 $ 179,500 $ 140,000
Clay, Missouri 4 $ 629,000 $ 157,250 $ 63,000
Platte, Missouri 4 $ 1,167,000 $ 291,750 $ 251,000
Custer, Oklahoma 4 $ 731,000 $ 182,750 $ 101,000
McCurtain, Oklahoma 4 $ 1,453,000 $ 363,250 $ 261,000
Brazos, Texas 4 $ 542,000 $ 135,500 $ 190,000
Guadalupe, Texas 4 $ 686,000 $ 171,500 $ 100,000
Montgomery, Texas 4 $ 468,000 $ 117,000 $ 81,000
Potter, Texas 4 $ 555,000 $ 138,750 $ 71,000
Orange, California 3 $ 1,347,000 $ 449,000 $ 153,000
Eagle, Colorado 3 $ 5,426,000 $ 1,808,666 $ 758,000
El Paso, Colorado 3 $ 948,000 $ 316,000 $ 182,000
Larimer, Colorado 3 $ 1,658,000 $ 552,666 $ 230,000
Rio Grande, Colorado 3 $ 165,000 $ 55,000 $ 38,000
Saguache, Colorado 3 $ 199,000 $ 66,333 $ 50,000
Sarasota, Florida 3 $ 585,000 $ 195,000 $ 103,000
Pottawatomie, Kansas 3 $ 630,000 $ 210,000 $ 141,000
Reno, Kansas 3 $ 366,000 $ 122,000 $ 75,000
Rush, Kansas 3 $ 37,000 $ 12,333 $ 36,000
Shawnee, Kansas 3 $ 673,000 $ 224,333 $ 173,000
Gladwin, Michigan 3 $ 252,000 $ 84,000 $ 68,000
Kalkaska, Michigan 3 $ 271,000 $ 90,333 $ 31,000
Ogemaw, Michigan 3 $ 227,000 $ 75,666 $ 47,000
Washtenaw, Michigan 3 $ 706,000 $ 235,333 $ 83,000
Cass, Missouri 3 $ 797,000 $ 265,666 $ 48,000
Johnson, Missouri 3 $ 8,000 $ 2,666 $ 33,000
Beaver, Oklahoma 3 $ 112,000 $ 37,333 $ 68,000
Rogers, Oklahoma 3 $ 653,000 $ 217,666 $ 85,000
Hays, Texas 3 $ 533,000 $ 177,666 $ 58,000
Henderson, Texas 3 $ 781,000 $ 260,333 $ 356,000
Wise, Texas 3 $ 800,000 $ 266,666 $ 139,000
Wood, Texas 3 $ 672,000 $ 224,000 $ 219,000
Pima, Arizona 2 $ 325,000 $ 162,500 $ 54,000
Sebastian, Arkansas 2 $ 535,000 $ 267,500 $ 166,000
Broomfield, Colorado 2 $ 1,230,000 $ 615,000 $ 238,000
Chaffee, Colorado 2 $ 501,000 $ 250,500 $ 190,000
Weld, Colorado 2 $ 644,000 $ 322,000 $ 174,000
Gove, Kansas 2 $ 68,000 $ 34,000 $ 25,000
Jefferson, Kansas 2 $ 413,000 $ 206,500 $ 64,000
Marshall, Kansas 2 $ 101,000 $ 50,500 $ 57,000
Meade, Kansas 2 $ 113,000 $ 56,500 $ 82,000
Miami, Kansas 2 $ 518,000 $ 259,000 $ 95,000
Phillips, Kansas 2 $ 138,000 $ 69,000 $ 32,000
Rooks, Kansas 2 $ 136,000 $ 68,000 $ 62,000
Smith, Kansas 2 $ 410,000 $ 205,000 $ 133,000
Grand Traverse, Michigan 2 $ 391,000 $ 195,500 $ 70,000
Huron, Michigan 2 $ 325,000 $ 162,500 $ 145,000
Iosco, Michigan 2 $ 167,000 $ 83,500 $ 94,000
Isabella, Michigan 2 $ 243,000 $ 121,500 $ 46,000
Jackson, Michigan 2 $ 289,000 $ 144,500 $ 61,000
Kalamazoo, Michigan 2 $ 578,000 $ 289,000 $ 140,000
Lafayette, Missouri 2 $ 156,000 $ 78,000 $ 42,000
Otero, New Mexico 2 $ 86,000 $ 43,000 $ 76,000
San Miguel, New Mexico 2 $ 125,000 $ 62,500 $ 73,000
Cherokee, Oklahoma 2 $ 503,000 $ 251,500 $ 134,000
McClain, Oklahoma 2 $ 510,000 $ 255,000 $ 118,000
Texas, Oklahoma 2 $ 13,000 $ 6,500 $ 50,000
Tillman, Oklahoma 2 $ 145,000 $ 72,500 $ 39,000
Deschutes, Oregon 2 $ 475,000 $ 237,500 $ 40,000
Comal, Texas 2 $ 224,000 $ 112,000 $ 42,000
Erath, Texas 2 $ 372,000 $ 186,000 $ 122,000
Franklin, Texas 2 $ 192,000 $ 96,000 $ 181,000
Galveston, Texas 2 $ 504,000 $ 252,000 $ 197,000
Hidalgo, Texas 2 $ 339,000 $ 169,500 $ 112,000
Morris, Texas 2 $ 470,000 $ 235,000 $ 99,000
Navarro, Texas 2 $ 416,000 $ 208,000 $ 264,000
Rains, Texas 2 $ 420,000 $ 210,000 $ 107,000
Yavapai, Arizona 1 $ 230,000 $ 230,000 $ 55,000
Arkansas, Arkansas 1 $ 333,000 $ 333,000 $ 0
Pulaski, Arkansas 1 $ 247,000 $ 247,000 $ 100,000
Saline, Arkansas 1 $ 342,000 $ 342,000 $ 132,000
San Diego, California 1 $ 1,479,000 $ 1,479,000 $ 329,000
Archuleta, Colorado 1 $ 360,000 $ 360,000 $ 79,000
Clear Creek, Colorado 1 $ 276,000 $ 276,000 $ 89,000
Conejos, Colorado 1 $ 180,000 $ 180,000 $ 47,000
Elbert, Colorado 1 $ 275,000 $ 275,000 $ 86,000
Hinsdale, Colorado 1 $ 171,000 $ 171,000 $ 130,000
Huerfano, Colorado 1 $ 219,000 $ 219,000 $ 207,000
Mesa, Colorado 1 $ 707,000 $ 707,000 $ 187,000
Mineral, Colorado 1 $ 120,000 $ 120,000 $ 22,000
Otero, Colorado 1 $ 90,000 $ 90,000 $ 35,000
Park, Colorado 1 $ 203,000 $ 203,000 $ 102,000
Summit, Colorado 1 $ 719,000 $ 719,000 $ 241,000
Broward, Florida 1 $ 226,000 $ 226,000 $ 105,000
Charlotte, Florida 1 $ 138,000 $ 138,000 $ 112,000
Highlands, Florida 1 $ 68,000 $ 68,000 $ 50,000
Manatee, Florida 1 $ 189,000 $ 189,000 $ 204,000
Marion, Florida 1 $ 160,000 $ 160,000 $ 75,000
Miami-Dade, Florida 1 $ 366,000 $ 366,000 $ 99,000
Osceola, Florida 1 $ 194,000 $ 194,000 $ 73,000
Pinellas, Florida 1 $ 391,000 $ 391,000 $ 90,000
Black Hawk, Iowa 1 $ 575,000 $ 575,000 $ 300,000
Brown, Kansas 1 $ 48,000 $ 48,000 $ 55,000
Clay, Kansas 1 $ 250,000 $ 250,000 $ 126,000
Cowley, Kansas 1 $ 162,000 $ 162,000 $ 61,000
Ellsworth, Kansas 1 $ 10,000 $ 10,000 $ 72,000
Franklin, Kansas 1 $ 124,000 $ 124,000 $ 93,000
Harvey, Kansas 1 $ 184,000 $ 184,000 $ 161,000
Kiowa, Kansas 1 $ 143,000 $ 143,000 $ 102,000
Lincoln, Kansas 1 $ 80,000 $ 80,000 $ 184,000
Marion, Kansas 1 $ 28,000 $ 28,000 $ 26,000
Mitchell, Kansas 1 $ 61,000 $ 61,000 $ 48,000
Neosho, Kansas 1 $ 230,000 $ 230,000 $ 248,000
Rawlins, Kansas 1 $ 96,000 $ 96,000 $ 88,000
Rice, Kansas 1 $ 152,000 $ 152,000 $ 75,000
Sheridan, Kansas 1 $ 124,000 $ 124,000 $ 66,000
Stafford, Kansas 1 $ 1,000 $ 1,000 $ 46,000
Stanton, Kansas 1 $ 37,000 $ 37,000 $ 26,000
Sumner, Kansas 1 $ 11,000 $ 11,000 $ 181,000
Wallace, Kansas 1 $ 80,000 $ 80,000 $ 86,000
Allegan, Michigan 1 $ 166,000 $ 166,000 $ 58,000
Barry, Michigan 1 $ 283,000 $ 283,000 $ 105,000
Calhoun, Michigan 1 $ 191,000 $ 191,000 $ 74,000
Charlevoix, Michigan 1 $ 230,000 $ 230,000 $ 134,000
Clinton, Michigan 1 $ 215,000 $ 215,000 $ 88,000
Ionia, Michigan 1 $ 134,000 $ 134,000 $ 79,000
Kent, Michigan 1 $ 266,000 $ 266,000 $ 78,000
Mason, Michigan 1 $ 63,000 $ 63,000 $ 148,000
Mecosta, Michigan 1 $ 130,000 $ 130,000 $ 62,000
Monroe, Michigan 1 $ 203,000 $ 203,000 $ 76,000
Muskegon, Michigan 1 $ 255,000 $ 255,000 $ 87,000
Presque Isle, Michigan 1 $ 170,000 $ 170,000 $ 87,000
St. Clair, Michigan 1 $ 236,000 $ 236,000 $ 78,000
Bates, Missouri 1 $ 54,000 $ 54,000 $ 28,000
Buchanan, Missouri 1 $ 2,000 $ 2,000 $ 18,000
Colfax, New Mexico 1 $ 118,000 $ 118,000 $ 131,000
Eddy, New Mexico 1 $ 60,000 $ 60,000 $ 56,000
Grant, New Mexico 1 $ 276,000 $ 276,000 $ 64,000
Lincoln, New Mexico 1 $ 244,000 $ 244,000 $ 273,000
Taos, New Mexico 1 $ 100,000 $ 100,000 $ 215,000
Valencia, New Mexico 1 $ 5,000 $ 5,000 $ 77,000
Forsyth, North Carolina 1 $ 113,000 $ 113,000 $ 26,000
Guilford, North Carolina 1 $ 111,000 $ 111,000 $ 54,000
Beckham, Oklahoma 1 $ 109,000 $ 109,000 $ 42,000
Creek, Oklahoma 1 $ 128,000 $ 128,000 $ 32,000
Grady, Oklahoma 1 $ 226,000 $ 226,000 $ 79,000
Le Flore, Oklahoma 1 $ 119,000 $ 119,000 $ 91,000
Lincoln, Oklahoma 1 $ 291,000 $ 291,000 $ 91,000
Marshall, Oklahoma 1 $ 70,000 $ 70,000 $ 170,000
Pottawatomie, Oklahoma 1 $ 92,000 $ 92,000 $ 60,000
Wagoner, Oklahoma 1 $ 160,000 $ 160,000 $ 91,000
Woods, Oklahoma 1 $ 157,000 $ 157,000 $ 95,000
Woodward, Oklahoma 1 $ 87,000 $ 87,000 $ 54,000
Archer, Texas 1 $ 160,000 $ 160,000 $ 81,000
Bastrop, Texas 1 $ 263,000 $ 263,000 $ 62,000
Blanco, Texas 1 $ 275,000 $ 275,000 $ 128,000
Burleson, Texas 1 $ 258,000 $ 258,000 $ 56,000
Caldwell, Texas 1 $ 100,000 $ 100,000 $ 43,000
Cameron, Texas 1 $ 180,000 $ 180,000 $ 172,000
Cherokee, Texas 1 $ 146,000 $ 146,000 $ 93,000
Gillespie, Texas 1 $ 244,000 $ 244,000 $ 112,000
Lee, Texas 1 $ 95,000 $ 95,000 $ 36,000
Leon, Texas 1 $ 227,000 $ 227,000 $ 72,000
Limestone, Texas 1 $ 100,000 $ 100,000 $ 110,000
Llano, Texas 1 $ 205,000 $ 205,000 $ 74,000
Maverick, Texas 1 $ 258,000 $ 258,000 $ 131,000
McLennan, Texas 1 $ 223,000 $ 223,000 $ 113,000
Midland, Texas 1 $ 114,000 $ 114,000 $ 44,000
Nueces, Texas 1 $ 424,000 $ 424,000 $ 780,000
Ochiltree, Texas 1 $ 4,000 $ 4,000 $ 48,000
San Patricio, Texas 1 $ 116,000 $ 116,000 $ 98,000
Sutton, Texas 1 $ 270,000 $ 270,000 $ 177,000
Victoria, Texas 1 $ 132,000 $ 132,000 $ 53,000
Young, Texas 1 $ 141,000 $ 141,000 $ 131,000
Newport News, Virginia 1 $ 6,000 $ 6,000 $ 131,000

Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,865 $430,944,000 $231,000 $3,266,000 $122,000 $2,004,000
Refinancing 1,100 $242,369,000 $220,000 $2,600,000 $122,000 $1,067,000
Home Improvement 250 $16,327,000 $65,000 $1,015,000 $85,000 $1,170,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,249 $496,940,000 $220,000 $3,266,000 $121,000 $2,004,000
Asian 355 $76,285,000 $214,000 $1,500,000 $135,000 $500,000
Hispanic 281 $41,108,000 $146,000 $1,400,000 $95,000 $1,170,000
Not Provided 201 $48,026,000 $238,000 $1,320,000 $125,000 $751,000
Black or African American 82 $15,488,000 $188,000 $522,000 $90,000 $315,000
American Indian or Alaskan Native 22 $3,623,000 $164,000 $468,000 $110,000 $471,000
Not applicable 22 $7,497,000 $340,000 $2,000,000 $0 $0
Native Hawaiian or Other Pacific Islander 3 $673,000 $224,000 $247,000 $68,000 $104,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,795 $611,255,000 $218,000 $3,266,000 $125,000 $2,004,000
FHA-insured (Federal Housing Administration) 246 $44,838,000 $182,000 $369,000 $77,000 $249,000
VA-guaranteed (Veterans Administration) 121 $27,795,000 $229,000 $826,000 $87,000 $294,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 53 $5,752,000 $108,000 $226,000 $44,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,258 $491,169,000 $217,000 $3,266,000 $124,000 $2,004,000
Application Denied By Financial Institution 336 $48,329,000 $143,000 $2,000,000 $81,000 $821,000
Application Withdrawn By Applicant 264 $61,256,000 $232,000 $1,500,000 $126,000 $1,060,000
Application Approved But Not Accepted 180 $50,159,000 $278,000 $2,600,000 $118,000 $626,000
File Closed For Incompleteness 82 $21,286,000 $259,000 $1,900,000 $146,000 $1,000,000
Loan Purchased By The Institution 81 $13,586,000 $167,000 $413,000 $89,000 $358,000
Preapproval Approved but not Accepted 13 $3,355,000 $258,000 $900,000 $115,000 $360,000
Preapproval Denied by Financial Institution 1 $500,000 $500,000 $500,000 $196,000 $196,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 117 $14,162,000 $121,000 $2,000,000 $65,000 $252,000
Debt-To-Income Ratio 97 $13,295,000 $137,000 $558,000 $57,000 $415,000
Collateral 53 $8,683,000 $163,000 $878,000 $109,000 $423,000
Credit Application Incomplete 33 $6,901,000 $209,000 $1,000,000 $93,000 $349,000
Other 12 $1,226,000 $102,000 $356,000 $79,000 $177,000
Employment History 11 $1,432,000 $130,000 $203,000 $206,000 $821,000
Unverifiable Information 8 $1,814,000 $226,000 $600,000 $189,000 $685,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,316,000 $219,000 $322,000 $90,000 $125,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sunflower Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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