Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2023

In 2023, Sunflower Bank, N.A. of Dallas, TX reported 4,081 mortgage applications totaling $1.5 billion, down 46% from 2022. The average application was for $366,073, and applicants reported an average income of $149,764. 64% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Spokane-Spokane Valley, WA (662), Phoenix-Mesa-Scottsdale, AZ (355) and Dallas-Plano-Irving, TX (347) (applications in parentheses).

Mortgage Company & Address Sunflower Bank, N.A.
3025 Cortland Circle - Po Box 800
Dallas, TX 75225
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,081
Total Mortgage Loan Application Amount $1,493,945,000
Average Mortgage Loan Application Amount $366,073
Highest Mortgage Loan Application Amount $20,505,000
Average Applicant Income $149,764
Highest Applicant Income $6,368,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Sunflower Bank, N.A. by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spokane, Washington 633 $ 213,605,000 $ 337,448 $ 113,000
Maricopa, Arizona 340 $ 184,220,000 $ 541,823 $ 188,000
Bexar, Texas 222 $ 67,580,000 $ 304,414 $ 115,000
Dallas, Texas 187 $ 65,025,000 $ 347,727 $ 144,000
El Paso, Texas 109 $ 28,305,000 $ 259,678 $ 165,000
Bernalillo, New Mexico 102 $ 30,150,000 $ 295,588 $ 104,000
Ada, Idaho 93 $ 37,395,000 $ 402,096 $ 160,000
Tarrant, Texas 93 $ 32,405,000 $ 348,440 $ 150,000
Santa Fe, New Mexico 81 $ 31,105,000 $ 384,012 $ 172,000
Collin, Texas 77 $ 31,435,000 $ 408,246 $ 181,000
Sedgwick, Kansas 71 $ 14,445,000 $ 203,450 $ 90,000
Travis, Texas 63 $ 30,085,000 $ 477,539 $ 195,000
Canyon, Idaho 61 $ 17,085,000 $ 280,081 $ 104,000
Douglas, Kansas 56 $ 14,550,000 $ 259,821 $ 103,000
Denton, Texas 55 $ 20,715,000 $ 376,636 $ 210,000
Denver, Colorado 51 $ 34,625,000 $ 678,921 $ 272,000
Kootenai, Idaho 51 $ 24,565,000 $ 481,666 $ 197,000
Ellis, Kansas 44 $ 8,160,000 $ 185,454 $ 73,000
Harris, Texas 44 $ 16,000,000 $ 363,636 $ 148,000
Comal, Texas 40 $ 25,550,000 $ 638,750 $ 203,000
Genesee, Michigan 37 $ 6,735,000 $ 182,027 $ 106,000
Brazos, Texas 37 $ 12,305,000 $ 332,567 $ 149,000
Saline, Kansas 34 $ 6,020,000 $ 177,058 $ 106,000
Jefferson, Colorado 31 $ 16,795,000 $ 541,774 $ 170,000
Los Alamos, New Mexico 29 $ 12,325,000 $ 425,000 $ 172,000
Guadalupe, Texas 29 $ 8,475,000 $ 292,241 $ 101,000
Stevens, Washington 29 $ 8,575,000 $ 295,689 $ 109,000
Riley, Kansas 28 $ 5,320,000 $ 190,000 $ 88,000
Johnson, Kansas 26 $ 11,420,000 $ 439,230 $ 169,000
Arapahoe, Colorado 24 $ 10,800,000 $ 450,000 $ 178,000
Oakland, Michigan 24 $ 6,600,000 $ 275,000 $ 122,000
Whitman, Washington 24 $ 7,200,000 $ 300,000 $ 101,000
Ford, Kansas 22 $ 4,110,000 $ 186,818 $ 69,000
Dona Ana, New Mexico 21 $ 4,875,000 $ 232,142 $ 108,000
Sandoval, New Mexico 21 $ 6,395,000 $ 304,523 $ 110,000
Douglas, Colorado 20 $ 12,320,000 $ 616,000 $ 242,000
Multnomah, Oregon 20 $ 8,080,000 $ 404,000 $ 130,000
Jackson, Missouri 19 $ 5,255,000 $ 276,578 $ 123,000
Clackamas, Oregon 19 $ 10,205,000 $ 537,105 $ 438,000
Hays, Texas 18 $ 7,580,000 $ 421,111 $ 215,000
Yavapai, Arizona 17 $ 9,045,000 $ 532,058 $ 193,000
Boulder, Colorado 16 $ 8,200,000 $ 512,500 $ 189,000
Clay, Missouri 16 $ 6,380,000 $ 398,750 $ 125,000
Pinal, Arizona 15 $ 4,865,000 $ 324,333 $ 102,000
Adams, Colorado 15 $ 6,325,000 $ 421,666 $ 152,000
Franklin, Washington 15 $ 3,905,000 $ 260,333 $ 102,000
Sacramento, California 14 $ 5,650,000 $ 403,571 $ 132,000
Thomas, Kansas 14 $ 2,340,000 $ 167,142 $ 98,000
Galveston, Texas 14 $ 5,110,000 $ 365,000 $ 162,000
Williamson, Texas 14 $ 4,920,000 $ 351,428 $ 181,000
Pierce, Washington 13 $ 7,115,000 $ 547,307 $ 165,000
Valencia, New Mexico 12 $ 3,130,000 $ 260,833 $ 84,000
Fort Bend, Texas 12 $ 5,690,000 $ 474,166 $ 163,000
Lincoln, Washington 12 $ 2,990,000 $ 249,166 $ 89,000
Shoshone, Idaho 11 $ 3,415,000 $ 310,454 $ 114,000
Barton, Kansas 11 $ 1,255,000 $ 114,090 $ 79,000
Wyandotte, Kansas 10 $ 1,450,000 $ 145,000 $ 67,000
Kaufman, Texas 10 $ 3,890,000 $ 389,000 $ 126,000
King, Washington 10 $ 5,770,000 $ 577,000 $ 175,000
Mohave, Arizona 9 $ 3,865,000 $ 429,444 $ 161,000
Los Angeles, California 9 $ 8,195,000 $ 910,555 $ 600,000
Riverside, California 9 $ 4,485,000 $ 498,333 $ 123,000
Bonner, Idaho 9 $ 3,835,000 $ 426,111 $ 212,000
Shawnee, Kansas 9 $ 1,775,000 $ 197,222 $ 83,000
Ellis, Texas 9 $ 2,735,000 $ 303,888 $ 126,000
Wilson, Texas 9 $ 3,525,000 $ 391,666 $ 133,000
Pend Oreille, Washington 9 $ 2,775,000 $ 308,333 $ 107,000
Fremont, Colorado 8 $ 2,180,000 $ 272,500 $ 182,000
Elmore, Idaho 8 $ 1,680,000 $ 210,000 $ 151,000
Osborne, Kansas 8 $ 810,000 $ 101,250 $ 99,000
Wake, North Carolina 8 $ 3,530,000 $ 441,250 $ 248,000
Navajo, Arizona 7 $ 1,975,000 $ 282,142 $ 128,000
Pima, Arizona 7 $ 2,035,000 $ 290,714 $ 107,000
Weld, Colorado 7 $ 2,715,000 $ 387,857 $ 154,000
Gem, Idaho 7 $ 2,465,000 $ 352,142 $ 149,000
Geary, Kansas 7 $ 985,000 $ 140,714 $ 57,000
Shiawassee, Michigan 7 $ 1,095,000 $ 156,428 $ 82,000
Kendall, Texas 7 $ 3,245,000 $ 463,571 $ 206,000
Midland, Texas 7 $ 1,745,000 $ 249,285 $ 219,000
Eagle, Colorado 6 $ 5,780,000 $ 963,333 $ 385,000
El Paso, Colorado 6 $ 3,170,000 $ 528,333 $ 161,000
Butler, Kansas 6 $ 1,310,000 $ 218,333 $ 76,000
Russell, Kansas 6 $ 790,000 $ 131,666 $ 48,000
Oklahoma, Oklahoma 6 $ 1,110,000 $ 185,000 $ 66,000
Brazoria, Texas 6 $ 1,510,000 $ 251,666 $ 113,000
Asotin, Washington 6 $ 1,630,000 $ 271,666 $ 79,000
Pueblo, Colorado 5 $ 1,525,000 $ 305,000 $ 131,000
Bonneville, Idaho 5 $ 1,335,000 $ 267,000 $ 77,000
Dickinson, Kansas 5 $ 725,000 $ 145,000 $ 109,000
Macomb, Michigan 5 $ 1,225,000 $ 245,000 $ 82,000
Clark, Nevada 5 $ 1,765,000 $ 353,000 $ 123,000
Bandera, Texas 5 $ 1,985,000 $ 397,000 $ 103,000
Bastrop, Texas 5 $ 1,725,000 $ 345,000 $ 146,000
Johnson, Texas 5 $ 2,925,000 $ 585,000 $ 185,000
Montgomery, Texas 5 $ 1,335,000 $ 267,000 $ 103,000
Rockwall, Texas 5 $ 3,585,000 $ 717,000 $ 714,000
Gila, Arizona 4 $ 2,950,000 $ 737,500 $ 516,000
San Diego, California 4 $ 3,910,000 $ 977,500 $ 207,000
Grand, Colorado 4 $ 6,530,000 $ 1,632,500 $ 475,000
Summit, Colorado 4 $ 2,370,000 $ 592,500 $ 312,000
Latah, Idaho 4 $ 1,090,000 $ 272,500 $ 111,000
Valley, Idaho 4 $ 2,160,000 $ 540,000 $ 498,000
Jefferson, Kansas 4 $ 800,000 $ 200,000 $ 71,000
Leavenworth, Kansas 4 $ 1,240,000 $ 310,000 $ 126,000
Trego, Kansas 4 $ 570,000 $ 142,500 $ 75,000
Livingston, Michigan 4 $ 1,320,000 $ 330,000 $ 180,000
Saginaw, Michigan 4 $ 640,000 $ 160,000 $ 68,000
Wayne, Michigan 4 $ 1,140,000 $ 285,000 $ 161,000
St. Louis, Minnesota 4 $ 810,000 $ 202,500 $ 102,000
Harrison, Mississippi 4 $ 1,720,000 $ 430,000 $ 373,000
Platte, Missouri 4 $ 1,560,000 $ 390,000 $ 134,000
Lea, New Mexico 4 $ 900,000 $ 225,000 $ 74,000
Otero, New Mexico 4 $ 810,000 $ 202,500 $ 69,000
Rio Arriba, New Mexico 4 $ 1,200,000 $ 300,000 $ 93,000
Harnett, North Carolina 4 $ 600,000 $ 150,000 $ 53,000
Cuyahoga, Ohio 4 $ 750,000 $ 187,500 $ 125,000
Marion, Oregon 4 $ 1,630,000 $ 407,500 $ 91,000
Montgomery, Tennessee 4 $ 1,470,000 $ 367,500 $ 109,000
Gonzales, Texas 4 $ 730,000 $ 182,500 $ 58,000
Hardin, Texas 4 $ 1,380,000 $ 345,000 $ 146,000
Hunt, Texas 4 $ 1,600,000 $ 400,000 $ 168,000
Nueces, Texas 4 $ 4,130,000 $ 1,032,500 $ 607,000
Val Verde, Texas 4 $ 1,320,000 $ 330,000 $ 127,000
Garfield, Washington 4 $ 980,000 $ 245,000 $ 84,000
Grays Harbor, Washington 4 $ 1,150,000 $ 287,500 $ 163,000
Kitsap, Washington 4 $ 1,980,000 $ 495,000 $ 124,000
Snohomish, Washington 4 $ 2,080,000 $ 520,000 $ 170,000
San Bernardino, California 3 $ 1,485,000 $ 495,000 $ 132,000
District of Columbia, District Of Columbia 3 $ 1,865,000 $ 621,666 $ 178,000
Boundary, Idaho 3 $ 815,000 $ 271,666 $ 117,000
Nez Perce, Idaho 3 $ 835,000 $ 278,333 $ 94,000
Owyhee, Idaho 3 $ 525,000 $ 175,000 $ 63,000
Payette, Idaho 3 $ 825,000 $ 275,000 $ 103,000
Cook, Illinois 3 $ 465,000 $ 155,000 $ 70,000
Franklin, Kansas 3 $ 625,000 $ 208,333 $ 64,000
Gove, Kansas 3 $ 535,000 $ 178,333 $ 52,000
Harvey, Kansas 3 $ 355,000 $ 118,333 $ 55,000
Pratt, Kansas 3 $ 325,000 $ 108,333 $ 83,000
Rush, Kansas 3 $ 225,000 $ 75,000 $ 46,000
Anne Arundel, Maryland 3 $ 1,625,000 $ 541,666 $ 228,000
Montgomery, Maryland 3 $ 765,000 $ 255,000 $ 90,000
Lapeer, Michigan 3 $ 695,000 $ 231,666 $ 179,000
Jackson, Mississippi 3 $ 975,000 $ 325,000 $ 69,000
Simpson, Mississippi 3 $ 875,000 $ 291,666 $ 100,000
Lewis and Clark, Montana 3 $ 1,175,000 $ 391,666 $ 145,000
San Miguel, New Mexico 3 $ 525,000 $ 175,000 $ 43,000
Umatilla, Oregon 3 $ 715,000 $ 238,333 $ 84,000
Washington, Oregon 3 $ 1,345,000 $ 448,333 $ 137,000
Blanco, Texas 3 $ 2,425,000 $ 808,333 $ 391,000
Burnet, Texas 3 $ 3,065,000 $ 1,021,666 $ 289,000
Cameron, Texas 3 $ 635,000 $ 211,666 $ 168,000
Ector, Texas 3 $ 485,000 $ 161,666 $ 61,000
Grimes, Texas 3 $ 945,000 $ 315,000 $ 130,000
Henderson, Texas 3 $ 545,000 $ 181,666 $ 71,000
Hood, Texas 3 $ 1,275,000 $ 425,000 $ 150,000
Llano, Texas 3 $ 935,000 $ 311,666 $ 245,000
Medina, Texas 3 $ 655,000 $ 218,333 $ 69,000
Parker, Texas 3 $ 1,735,000 $ 578,333 $ 153,000
Webb, Texas 3 $ 3,055,000 $ 1,018,333 $ 367,000
Davis, Utah 3 $ 1,365,000 $ 455,000 $ 86,000
Weber, Utah 3 $ 1,175,000 $ 391,666 $ 117,000
Grant, Washington 3 $ 835,000 $ 278,333 $ 113,000
Thurston, Washington 3 $ 1,565,000 $ 521,666 $ 216,000
Walla Walla, Washington 3 $ 1,585,000 $ 528,333 $ 141,000
Baldwin, Alabama 2 $ 640,000 $ 320,000 $ 269,000
Shelby, Alabama 2 $ 350,000 $ 175,000 $ 93,000
Coconino, Arizona 2 $ 920,000 $ 460,000 $ 182,000
Polk, Arkansas 2 $ 290,000 $ 145,000 $ 51,000
Washington, Arkansas 2 $ 750,000 $ 375,000 $ 81,000
Yuba, California 2 $ 520,000 $ 260,000 $ 84,000
Larimer, Colorado 2 $ 1,500,000 $ 750,000 $ 234,000
Park, Colorado 2 $ 830,000 $ 415,000 $ 352,000
Bay, Florida 2 $ 1,090,000 $ 545,000 $ 182,000
Clay, Florida 2 $ 640,000 $ 320,000 $ 91,000
Duval, Florida 2 $ 840,000 $ 420,000 $ 177,000
Palm Beach, Florida 2 $ 800,000 $ 400,000 $ 170,000
Walton, Florida 2 $ 470,000 $ 235,000 $ 132,000
Gwinnett, Georgia 2 $ 640,000 $ 320,000 $ 110,000
Honolulu, Hawaii 2 $ 1,700,000 $ 850,000 $ 208,000
Jefferson, Idaho 2 $ 750,000 $ 375,000 $ 234,000
Twin Falls, Idaho 2 $ 390,000 $ 195,000 $ 151,000
Jersey, Illinois 2 $ 200,000 $ 100,000 $ 277,000
Marshall, Kansas 2 $ 220,000 $ 110,000 $ 39,000
Miami, Kansas 2 $ 850,000 $ 425,000 $ 200,000
Mitchell, Kansas 2 $ 290,000 $ 145,000 $ 66,000
Rooks, Kansas 2 $ 170,000 $ 85,000 $ 73,000
Sumner, Kansas 2 $ 340,000 $ 170,000 $ 103,000
Boone, Kentucky 2 $ 420,000 $ 210,000 $ 57,000
Fayette, Kentucky 2 $ 250,000 $ 125,000 $ 36,000
Jefferson, Kentucky 2 $ 470,000 $ 235,000 $ 202,000
Howard, Maryland 2 $ 640,000 $ 320,000 $ 96,000
Berrien, Michigan 2 $ 780,000 $ 390,000 $ 140,000
Tuscola, Michigan 2 $ 440,000 $ 220,000 $ 152,000
Washtenaw, Michigan 2 $ 580,000 $ 290,000 $ 138,000
Jefferson, Missouri 2 $ 190,000 $ 95,000 $ 71,000
Taney, Missouri 2 $ 1,240,000 $ 620,000 $ 546,000
Dakota, Nebraska 2 $ 510,000 $ 255,000 $ 68,000
Hudson, New Jersey 2 $ 600,000 $ 300,000 $ 96,000
Taos, New Mexico 2 $ 580,000 $ 290,000 $ 133,000
Brunswick, North Carolina 2 $ 1,030,000 $ 515,000 $ 184,000
Durham, North Carolina 2 $ 760,000 $ 380,000 $ 179,000
Forsyth, North Carolina 2 $ 550,000 $ 275,000 $ 85,000
Moore, North Carolina 2 $ 1,180,000 $ 590,000 $ 190,000
Hamilton, Ohio 2 $ 440,000 $ 220,000 $ 52,000
Jefferson, Ohio 2 $ 150,000 $ 75,000 $ 61,000
Linn, Oregon 2 $ 590,000 $ 295,000 $ 153,000
Malheur, Oregon 2 $ 770,000 $ 385,000 $ 83,000
Tillamook, Oregon 2 $ 730,000 $ 365,000 $ 333,000
Greenville, South Carolina 2 $ 400,000 $ 200,000 $ 53,000
Lancaster, South Carolina 2 $ 620,000 $ 310,000 $ 99,000
Richland, South Carolina 2 $ 540,000 $ 270,000 $ 62,000
Shelby, Tennessee 2 $ 610,000 $ 305,000 $ 162,000
Aransas, Texas 2 $ 1,240,000 $ 620,000 $ 411,000
Atascosa, Texas 2 $ 520,000 $ 260,000 $ 102,000
Bell, Texas 2 $ 580,000 $ 290,000 $ 122,000
Cooke, Texas 2 $ 1,170,000 $ 585,000 $ 175,000
Falls, Texas 2 $ 290,000 $ 145,000 $ 39,000
Gillespie, Texas 2 $ 1,050,000 $ 525,000 $ 114,000
Grayson, Texas 2 $ 980,000 $ 490,000 $ 164,000
Hopkins, Texas 2 $ 650,000 $ 325,000 $ 64,000
Houston, Texas 2 $ 410,000 $ 205,000 $ 44,000
Kerr, Texas 2 $ 910,000 $ 455,000 $ 157,000
McLennan, Texas 2 $ 1,240,000 $ 620,000 $ 171,000
Wise, Texas 2 $ 660,000 $ 330,000 $ 114,000
Arlington, Virginia 2 $ 690,000 $ 345,000 $ 161,000
Clark, Washington 2 $ 870,000 $ 435,000 $ 145,000
Whatcom, Washington 2 $ 1,040,000 $ 520,000 $ 152,000
Yakima, Washington 2 $ 430,000 $ 215,000 $ 67,000
Dane, Wisconsin 2 $ 550,000 $ 275,000 $ 477,000
Montgomery, Alabama 1 $ 225,000 $ 225,000 $ 132,000
Morgan, Alabama 1 $ 135,000 $ 135,000 $ 125,000
Tuscaloosa, Alabama 1 $ 245,000 $ 245,000 $ 298,000
Fairbanks North Star, Alaska 1 $ 405,000 $ 405,000 $ 148,000
Matanuska-Susitna, Alaska 1 $ 375,000 $ 375,000 $ 82,000
Cochise, Arizona 1 $ 345,000 $ 345,000 $ 95,000
Graham, Arizona 1 $ 235,000 $ 235,000 $ 204,000
Yuma, Arizona 1 $ 175,000 $ 175,000 $ 44,000
Little River, Arkansas 1 $ 65,000 $ 65,000 $ 50,000
Miller, Arkansas 1 $ 205,000 $ 205,000 $ 52,000
Saline, Arkansas 1 $ 215,000 $ 215,000 $ 79,000
Van Buren, Arkansas 1 $ 315,000 $ 315,000 $ 96,000
White, Arkansas 1 $ 185,000 $ 185,000 $ 74,000
Fresno, California 1 $ 465,000 $ 465,000 $ 163,000
Imperial, California 1 $ 365,000 $ 365,000 $ 137,000
Lake, California 1 $ 335,000 $ 335,000 $ 194,000
Marin, California 1 $ 1,705,000 $ 1,705,000 $ 244,000
Orange, California 1 $ 155,000 $ 155,000 $ 69,000
Placer, California 1 $ 525,000 $ 525,000 $ 0
San Francisco, California 1 $ 555,000 $ 555,000 $ 119,000
Stanislaus, California 1 $ 205,000 $ 205,000 $ 44,000
Tehama, California 1 $ 185,000 $ 185,000 $ 44,000
Tuolumne, California 1 $ 225,000 $ 225,000 $ 126,000
Yolo, California 1 $ 1,195,000 $ 1,195,000 $ 341,000
Archuleta, Colorado 1 $ 1,685,000 $ 1,685,000 $ 894,000
Broomfield, Colorado 1 $ 515,000 $ 515,000 $ 137,000
Clear Creek, Colorado 1 $ 475,000 $ 475,000 $ 250,000
Elbert, Colorado 1 $ 705,000 $ 705,000 $ 186,000
La Plata, Colorado 1 $ 445,000 $ 445,000 $ 177,000
Logan, Colorado 1 $ 185,000 $ 185,000 $ 71,000
Pitkin, Colorado 1 $ 2,955,000 $ 2,955,000 $ 907,000
Saguache, Colorado 1 $ 155,000 $ 155,000 $ 40,000
Teller, Colorado 1 $ 325,000 $ 325,000 $ 174,000
Fairfield, Connecticut 1 $ 365,000 $ 365,000 $ 94,000
New Haven, Connecticut 1 $ 325,000 $ 325,000 $ 130,000
Alachua, Florida 1 $ 75,000 $ 75,000 $ 216,000
Broward, Florida 1 $ 655,000 $ 655,000 $ 234,000
Charlotte, Florida 1 $ 295,000 $ 295,000 $ 139,000
Hillsborough, Florida 1 $ 545,000 $ 545,000 $ 165,000
Indian River, Florida 1 $ 6,505,000 $ 6,505,000 $ 6,368,000
Marion, Florida 1 $ 315,000 $ 315,000 $ 131,000
Miami-Dade, Florida 1 $ 975,000 $ 975,000 $ 4,554,000
Pasco, Florida 1 $ 475,000 $ 475,000 $ 110,000
Sarasota, Florida 1 $ 625,000 $ 625,000 $ 304,000
St. Johns, Florida 1 $ 665,000 $ 665,000 $ 154,000
St. Lucie, Florida 1 $ 315,000 $ 315,000 $ 137,000
Camden, Georgia 1 $ 325,000 $ 325,000 $ 152,000
Chatham, Georgia 1 $ 295,000 $ 295,000 $ 75,000
DeKalb, Georgia 1 $ 235,000 $ 235,000 $ 55,000
Douglas, Georgia 1 $ 335,000 $ 335,000 $ 120,000
Fulton, Georgia 1 $ 345,000 $ 345,000 $ 113,000
Jackson, Georgia 1 $ 155,000 $ 155,000 $ 62,000
Lowndes, Georgia 1 $ 225,000 $ 225,000 $ 52,000
Richmond, Georgia 1 $ 155,000 $ 155,000 $ 85,000
Maui, Hawaii 1 $ 705,000 $ 705,000 $ 0
Blaine, Idaho 1 $ 705,000 $ 705,000 $ 300,000
Clearwater, Idaho 1 $ 455,000 $ 455,000 $ 104,000
Idaho, Idaho 1 $ 145,000 $ 145,000 $ 142,000
Douglas, Illinois 1 $ 55,000 $ 55,000 $ 207,000
DuPage, Illinois 1 $ 415,000 $ 415,000 $ 160,000
Kane, Illinois 1 $ 475,000 $ 475,000 $ 163,000
Monroe, Illinois 1 $ 185,000 $ 185,000 $ 87,000
Will, Illinois 1 $ 465,000 $ 465,000 $ 151,000
Allen, Indiana 1 $ 205,000 $ 205,000 $ 221,000
Kosciusko, Indiana 1 $ 385,000 $ 385,000 $ 120,000
Marion, Indiana 1 $ 105,000 $ 105,000 $ 120,000
Martin, Indiana 1 $ 115,000 $ 115,000 $ 46,000
Shelby, Indiana 1 $ 85,000 $ 85,000 $ 68,000
Wayne, Indiana 1 $ 105,000 $ 105,000 $ 103,000
Brown, Kansas 1 $ 255,000 $ 255,000 $ 242,000
Clay, Kansas 1 $ 105,000 $ 105,000 $ 67,000
Cowley, Kansas 1 $ 85,000 $ 85,000 $ 85,000
Finney, Kansas 1 $ 415,000 $ 415,000 $ 89,000
Graham, Kansas 1 $ 165,000 $ 165,000 $ 33,000
Gray, Kansas 1 $ 145,000 $ 145,000 $ 83,000
Kingman, Kansas 1 $ 295,000 $ 295,000 $ 66,000
Lincoln, Kansas 1 $ 305,000 $ 305,000 $ 276,000
Marion, Kansas 1 $ 105,000 $ 105,000 $ 48,000
McPherson, Kansas 1 $ 105,000 $ 105,000 $ 39,000
Meade, Kansas 1 $ 135,000 $ 135,000 $ 60,000
Morris, Kansas 1 $ 155,000 $ 155,000 $ 40,000
Osage, Kansas 1 $ 175,000 $ 175,000 $ 43,000
Pawnee, Kansas 1 $ 175,000 $ 175,000 $ 138,000
Pottawatomie, Kansas 1 $ 205,000 $ 205,000 $ 50,000
Reno, Kansas 1 $ 85,000 $ 85,000 $ 45,000
Seward, Kansas 1 $ 105,000 $ 105,000 $ 48,000
Sherman, Kansas 1 $ 245,000 $ 245,000 $ 103,000
Smith, Kansas 1 $ 195,000 $ 195,000 $ 131,000
Breckinridge, Kentucky 1 $ 235,000 $ 235,000 $ 101,000
Kenton, Kentucky 1 $ 245,000 $ 245,000 $ 60,000
Woodford, Kentucky 1 $ 75,000 $ 75,000 $ 75,000
Calcasieu, Louisiana 1 $ 215,000 $ 215,000 $ 153,000
Jefferson Davis, Louisiana 1 $ 105,000 $ 105,000 $ 74,000
Lafayette, Louisiana 1 $ 115,000 $ 115,000 $ 80,000
Baltimore, Maryland 1 $ 285,000 $ 285,000 $ 75,000
Prince George's, Maryland 1 $ 135,000 $ 135,000 $ 35,000
Bristol, Massachusetts 1 $ 425,000 $ 425,000 $ 194,000
Hampshire, Massachusetts 1 $ 285,000 $ 285,000 $ 111,000
Antrim, Michigan 1 $ 375,000 $ 375,000 $ 250,000
Cheboygan, Michigan 1 $ 175,000 $ 175,000 $ 107,000
Clare, Michigan 1 $ 225,000 $ 225,000 $ 301,000
Crawford, Michigan 1 $ 385,000 $ 385,000 $ 119,000
Jackson, Michigan 1 $ 175,000 $ 175,000 $ 134,000
Kent, Michigan 1 $ 135,000 $ 135,000 $ 169,000
Midland, Michigan 1 $ 345,000 $ 345,000 $ 181,000
Montcalm, Michigan 1 $ 205,000 $ 205,000 $ 46,000
Oceana, Michigan 1 $ 215,000 $ 215,000 $ 162,000
Ogemaw, Michigan 1 $ 95,000 $ 95,000 $ 101,000
St. Clair, Michigan 1 $ 325,000 $ 325,000 $ 91,000
Grenada, Mississippi 1 $ 95,000 $ 95,000 $ 22,000
Madison, Mississippi 1 $ 325,000 $ 325,000 $ 232,000
Rankin, Mississippi 1 $ 125,000 $ 125,000 $ 165,000
Christian, Missouri 1 $ 675,000 $ 675,000 $ 268,000
Franklin, Missouri 1 $ 115,000 $ 115,000 $ 40,000
McDonald, Missouri 1 $ 135,000 $ 135,000 $ 61,000
Pulaski, Missouri 1 $ 335,000 $ 335,000 $ 114,000
St. Charles, Missouri 1 $ 435,000 $ 435,000 $ 204,000
St. Louis, Missouri 1 $ 115,000 $ 115,000 $ 93,000
Stone, Missouri 1 $ 1,275,000 $ 1,275,000 $ 4,224,000
Cascade, Montana 1 $ 265,000 $ 265,000 $ 67,000
Park, Montana 1 $ 305,000 $ 305,000 $ 167,000
Silver Bow, Montana 1 $ 305,000 $ 305,000 $ 271,000
Douglas, Nebraska 1 $ 265,000 $ 265,000 $ 179,000
Lancaster, Nebraska 1 $ 275,000 $ 275,000 $ 144,000
Nye, Nevada 1 $ 185,000 $ 185,000 $ 312,000
Bergen, New Jersey 1 $ 415,000 $ 415,000 $ 184,000
Monmouth, New Jersey 1 $ 625,000 $ 625,000 $ 166,000
Chaves, New Mexico 1 $ 205,000 $ 205,000 $ 186,000
Colfax, New Mexico 1 $ 1,215,000 $ 1,215,000 $ 414,000
Curry, New Mexico 1 $ 235,000 $ 235,000 $ 80,000
Grant, New Mexico 1 $ 215,000 $ 215,000 $ 72,000
Socorro, New Mexico 1 $ 85,000 $ 85,000 $ 68,000
Torrance, New Mexico 1 $ 145,000 $ 145,000 $ 110,000
Davidson, North Carolina 1 $ 185,000 $ 185,000 $ 138,000
Johnston, North Carolina 1 $ 295,000 $ 295,000 $ 109,000
New Hanover, North Carolina 1 $ 295,000 $ 295,000 $ 215,000
Pitt, North Carolina 1 $ 315,000 $ 315,000 $ 248,000
Surry, North Carolina 1 $ 375,000 $ 375,000 $ 144,000
Wayne, North Carolina 1 $ 275,000 $ 275,000 $ 100,000
Butler, Ohio 1 $ 145,000 $ 145,000 $ 36,000
Licking, Ohio 1 $ 515,000 $ 515,000 $ 120,000
Lucas, Ohio 1 $ 305,000 $ 305,000 $ 249,000
Mahoning, Ohio 1 $ 55,000 $ 55,000 $ 43,000
Montgomery, Ohio 1 $ 365,000 $ 365,000 $ 155,000
Warren, Ohio 1 $ 385,000 $ 385,000 $ 138,000
Beaver, Oklahoma 1 $ 45,000 $ 45,000 $ 100,000
McCurtain, Oklahoma 1 $ 895,000 $ 895,000 $ 543,000
Payne, Oklahoma 1 $ 205,000 $ 205,000 $ 144,000
Tulsa, Oklahoma 1 $ 155,000 $ 155,000 $ 52,000
Clatsop, Oregon 1 $ 85,000 $ 85,000 $ 7,000
Douglas, Oregon 1 $ 205,000 $ 205,000 $ 45,000
Jackson, Oregon 1 $ 135,000 $ 135,000 $ 43,000
Klamath, Oregon 1 $ 125,000 $ 125,000 $ 33,000
Union, Oregon 1 $ 105,000 $ 105,000 $ 45,000
Allegheny, Pennsylvania 1 $ 65,000 $ 65,000 $ 68,000
Berks, Pennsylvania 1 $ 225,000 $ 225,000 $ 312,000
Bucks, Pennsylvania 1 $ 255,000 $ 255,000 $ 105,000
Delaware, Pennsylvania 1 $ 295,000 $ 295,000 $ 85,000
Lawrence, Pennsylvania 1 $ 135,000 $ 135,000 $ 382,000
Providence, Rhode Island 1 $ 155,000 $ 155,000 $ 74,000
Beaufort, South Carolina 1 $ 485,000 $ 485,000 $ 156,000
Dorchester, South Carolina 1 $ 395,000 $ 395,000 $ 120,000
Sumter, South Carolina 1 $ 115,000 $ 115,000 $ 165,000
York, South Carolina 1 $ 185,000 $ 185,000 $ 181,000
Bon Homme, South Dakota 1 $ 225,000 $ 225,000 $ 53,000
Hutchinson, South Dakota 1 $ 45,000 $ 45,000 $ 35,000
Lawrence, South Dakota 1 $ 425,000 $ 425,000 $ 618,000
Davidson, Tennessee 1 $ 285,000 $ 285,000 $ 88,000
Knox, Tennessee 1 $ 245,000 $ 245,000 $ 83,000
Lincoln, Tennessee 1 $ 105,000 $ 105,000 $ 53,000
Robertson, Tennessee 1 $ 655,000 $ 655,000 $ 156,000
Anderson, Texas 1 $ 115,000 $ 115,000 $ 99,000
Bee, Texas 1 $ 125,000 $ 125,000 $ 47,000
Bosque, Texas 1 $ 115,000 $ 115,000 $ 38,000
Burleson, Texas 1 $ 395,000 $ 395,000 $ 107,000
Caldwell, Texas 1 $ 115,000 $ 115,000 $ 74,000
Cass, Texas 1 $ 495,000 $ 495,000 $ 0
Cherokee, Texas 1 $ 635,000 $ 635,000 $ 239,000
Fannin, Texas 1 $ 235,000 $ 235,000 $ 143,000
Fayette, Texas 1 $ 185,000 $ 185,000 $ 51,000
Franklin, Texas 1 $ 255,000 $ 255,000 $ 343,000
Freestone, Texas 1 $ 245,000 $ 245,000 $ 65,000
Gregg, Texas 1 $ 175,000 $ 175,000 $ 79,000
Hidalgo, Texas 1 $ 305,000 $ 305,000 $ 104,000
Jefferson, Texas 1 $ 285,000 $ 285,000 $ 87,000
Kleberg, Texas 1 $ 195,000 $ 195,000 $ 141,000
Lubbock, Texas 1 $ 545,000 $ 545,000 $ 333,000
Madison, Texas 1 $ 425,000 $ 425,000 $ 152,000
Martin, Texas 1 $ 165,000 $ 165,000 $ 120,000
Matagorda, Texas 1 $ 535,000 $ 535,000 $ 230,000
Milam, Texas 1 $ 155,000 $ 155,000 $ 74,000
Navarro, Texas 1 $ 85,000 $ 85,000 $ 173,000
Orange, Texas 1 $ 235,000 $ 235,000 $ 113,000
Palo Pinto, Texas 1 $ 355,000 $ 355,000 $ 276,000
Robertson, Texas 1 $ 445,000 $ 445,000 $ 141,000
Sabine, Texas 1 $ 235,000 $ 235,000 $ 57,000
Smith, Texas 1 $ 325,000 $ 325,000 $ 53,000
Sutton, Texas 1 $ 555,000 $ 555,000 $ 125,000
Taylor, Texas 1 $ 85,000 $ 85,000 $ 238,000
Tom Green, Texas 1 $ 395,000 $ 395,000 $ 99,000
Trinity, Texas 1 $ 75,000 $ 75,000 $ 35,000
Upshur, Texas 1 $ 455,000 $ 455,000 $ 145,000
Uvalde, Texas 1 $ 305,000 $ 305,000 $ 121,000
Van Zandt, Texas 1 $ 295,000 $ 295,000 $ 93,000
Walker, Texas 1 $ 175,000 $ 175,000 $ 104,000
Wharton, Texas 1 $ 485,000 $ 485,000 $ 249,000
Wichita, Texas 1 $ 155,000 $ 155,000 $ 84,000
Alexandria, Virginia 1 $ 695,000 $ 695,000 $ 435,000
Campbell, Virginia 1 $ 345,000 $ 345,000 $ 92,000
Chesapeake, Virginia 1 $ 435,000 $ 435,000 $ 218,000
Fairfax, Virginia 1 $ 815,000 $ 815,000 $ 294,000
Fauquier, Virginia 1 $ 415,000 $ 415,000 $ 71,000
Hampton, Virginia 1 $ 485,000 $ 485,000 $ 238,000
Loudoun, Virginia 1 $ 585,000 $ 585,000 $ 112,000
Norfolk, Virginia 1 $ 325,000 $ 325,000 $ 91,000
Prince William, Virginia 1 $ 595,000 $ 595,000 $ 191,000
Rockingham, Virginia 1 $ 515,000 $ 515,000 $ 156,000
Adams, Washington 1 $ 135,000 $ 135,000 $ 67,000
Benton, Washington 1 $ 375,000 $ 375,000 $ 104,000
Island, Washington 1 $ 515,000 $ 515,000 $ 189,000
Okanogan, Washington 1 $ 305,000 $ 305,000 $ 110,000
Brown, Wisconsin 1 $ 495,000 $ 495,000 $ 102,000
Forest, Wisconsin 1 $ 205,000 $ 205,000 $ 55,000
Milwaukee, Wisconsin 1 $ 85,000 $ 85,000 $ 182,000
Polk, Wisconsin 1 $ 125,000 $ 125,000 $ 89,000
Racine, Wisconsin 1 $ 185,000 $ 185,000 $ 83,000
Albany, Wyoming 1 $ 235,000 $ 235,000 $ 157,000
Sheridan, Wyoming 1 $ 225,000 $ 225,000 $ 78,000

Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,435 $1,270,215,000 $369,000 $20,505,000 $149,000 $6,368,000
Cash-out Refinancing 359 $116,305,000 $323,000 $2,405,000 $139,000 $2,256,000
Refinancing 171 $75,695,000 $442,000 $2,505,000 $160,000 $660,000
Other Purpose 72 $19,540,000 $271,000 $1,625,000 $224,000 $4,554,000
Home Improvement 44 $12,190,000 $277,000 $1,105,000 $136,000 $885,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,242 $816,460,000 $364,000 $6,505,000 $154,000 $6,368,000
Not Provided 725 $289,905,000 $399,000 $3,425,000 $159,000 $4,554,000
Hispanic 679 $196,825,000 $289,000 $2,505,000 $115,000 $3,148,000
Black or African American 212 $78,300,000 $369,000 $2,155,000 $149,000 $2,115,000
Asian 150 $66,310,000 $442,000 $2,505,000 $204,000 $6,037,000
American Indian or Alaskan Native 32 $9,120,000 $285,000 $495,000 $109,000 $263,000
Not applicable 7 $22,295,000 $3,185,000 $20,505,000 $0 $0
Native Hawaiian or Other Pacific Islander 6 $1,470,000 $245,000 $415,000 $85,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,764 $1,052,160,000 $380,000 $20,505,000 $170,000 $6,368,000
FHA-insured (Federal Housing Administration) 887 $267,475,000 $301,000 $1,095,000 $98,000 $527,000
VA-guaranteed (Veterans Administration) 423 $172,765,000 $408,000 $1,875,000 $123,000 $564,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,545,000 $220,000 $325,000 $71,000 $105,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,618 $923,690,000 $352,000 $3,425,000 $150,000 $6,037,000
Application Withdrawn By Applicant 1,135 $439,155,000 $386,000 $20,505,000 $154,000 $6,368,000
Application Denied By Financial Institution 209 $75,865,000 $362,000 $2,505,000 $106,000 $930,000
File Closed For Incompleteness 106 $50,930,000 $480,000 $2,305,000 $182,000 $800,000
Application Approved But Not Accepted 13 $4,305,000 $331,000 $725,000 $108,000 $243,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,872 $1,418,080,000 $366,000 $20,505,000 $152,000 $6,368,000
Debt-To-Income Ratio 81 $38,255,000 $472,000 $2,505,000 $106,000 $744,000
Credit History 68 $20,950,000 $308,000 $2,405,000 $107,000 $930,000
Collateral 31 $9,265,000 $298,000 $1,205,000 $121,000 $646,000
Insufficient Cash (Downpayment, Closing Cost) 9 $1,875,000 $208,000 $405,000 $90,000 $181,000
Credit Application Incomplete 6 $1,910,000 $318,000 $675,000 $88,000 $184,000
Employment History 5 $1,545,000 $309,000 $485,000 $55,000 $84,000
Other 5 $975,000 $195,000 $305,000 $95,000 $273,000
Unverifiable Information 4 $1,090,000 $272,000 $415,000 $143,000 $171,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Sunflower Bank, N.A.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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