Sunflower Bank, N.A. Mortgage Lending & HMDA Data, 2023
In 2023, Sunflower Bank, N.A. of Dallas, TX reported 4,081 mortgage applications totaling $1.5 billion, down 46% from 2022. The average application was for $366,073, and applicants reported an average income of $149,764. 64% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Spokane-Spokane Valley, WA (662), Phoenix-Mesa-Scottsdale, AZ (355) and Dallas-Plano-Irving, TX (347) (applications in parentheses).
| Mortgage Company & Address | Sunflower Bank, N.A. 3025 Cortland Circle - Po Box 800 Dallas, TX 75225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,081 |
| Total Mortgage Loan Application Amount | $1,493,945,000 |
| Average Mortgage Loan Application Amount | $366,073 |
| Highest Mortgage Loan Application Amount | $20,505,000 |
| Average Applicant Income | $149,764 |
| Highest Applicant Income | $6,368,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sunflower Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Spokane-Spokane Valley, WA | 662 | $ 222,180,000 | $ 335,619 | $ 113,000 |
| Outside any metro area | 498 | $ 148,080,000 | $ 297,349 | $ 143,957 |
| Phoenix-Mesa-Scottsdale, AZ | 355 | $ 189,085,000 | $ 532,633 | $ 184,000 |
| Dallas-Plano-Irving, TX | 347 | $ 128,985,000 | $ 371,714 | $ 170,000 |
| San Antonio-New Braunfels, TX | 317 | $ 111,535,000 | $ 351,845 | $ 127,000 |
| Boise City, ID | 164 | $ 57,470,000 | $ 350,426 | $ 137,000 |
| Denver-Aurora-Lakewood, CO | 146 | $ 83,390,000 | $ 571,164 | $ 218,000 |
| Albuquerque, NM | 136 | $ 39,820,000 | $ 292,794 | $ 103,000 |
| El Paso, TX | 109 | $ 28,305,000 | $ 259,678 | $ 165,000 |
| Fort Worth-Arlington, TX | 103 | $ 37,725,000 | $ 366,262 | $ 151,000 |
| Austin-Round Rock, TX | 101 | $ 44,425,000 | $ 439,851 | $ 193,000 |
| Wichita, KS | 82 | $ 16,450,000 | $ 200,609 | $ 88,000 |
| Houston-The Woodlands-Sugar Land, TX | 81 | $ 29,645,000 | $ 365,987 | $ 147,000 |
| Kansas City, MO-KS | 81 | $ 28,155,000 | $ 347,592 | $ 134,851 |
| Santa Fe, NM | 81 | $ 31,105,000 | $ 384,012 | $ 172,000 |
| Lawrence, KS | 56 | $ 14,550,000 | $ 259,821 | $ 103,000 |
| Coeur D'Alene, ID | 51 | $ 24,565,000 | $ 481,666 | $ 197,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 44 | $ 20,500,000 | $ 465,909 | $ 264,318 |
| College Station-Bryan, TX | 39 | $ 13,145,000 | $ 337,051 | $ 148,000 |
| Flint, MI | 37 | $ 6,735,000 | $ 182,027 | $ 106,000 |
| Warren-Troy-Farmington Hills, MI | 37 | $ 10,165,000 | $ 274,729 | $ 126,000 |
| Manhattan, KS | 36 | $ 6,510,000 | $ 180,833 | $ 81,000 |
| Las Cruces, NM | 21 | $ 4,875,000 | $ 232,142 | $ 108,000 |
| Prescott Valley-Prescott, AZ | 17 | $ 9,045,000 | $ 532,058 | $ 193,000 |
| Boulder, CO | 16 | $ 8,200,000 | $ 512,500 | $ 189,000 |
| Kennewick-Richland, WA | 16 | $ 4,280,000 | $ 267,500 | $ 102,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 16 | $ 7,370,000 | $ 460,625 | $ 146,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 7,850,000 | $ 560,714 | $ 173,000 |
| Topeka, KS | 14 | $ 2,750,000 | $ 196,428 | $ 77,000 |
| Tacoma-Lakewood, WA | 13 | $ 7,115,000 | $ 547,307 | $ 165,000 |
| Riverside-San Bernardino-Ontario, CA | 12 | $ 5,970,000 | $ 497,500 | $ 125,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 11 | $ 5,795,000 | $ 526,818 | $ 180,909 |
| Lake Havasu City-Kingman, AZ | 9 | $ 3,865,000 | $ 429,444 | $ 161,000 |
| Lewiston, ID-WA | 9 | $ 2,465,000 | $ 273,888 | $ 84,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 8,195,000 | $ 910,555 | $ 600,000 |
| Raleigh, NC | 9 | $ 3,825,000 | $ 425,000 | $ 232,000 |
| Midland, TX | 8 | $ 1,910,000 | $ 238,750 | $ 207,000 |
| St. Louis, MO-IL | 8 | $ 1,240,000 | $ 155,000 | $ 140,250 |
| Cincinnati, OH-KY-IN | 7 | $ 1,635,000 | $ 233,571 | $ 64,285 |
| Colorado Springs, CO | 7 | $ 3,495,000 | $ 499,285 | $ 163,000 |
| Greeley, CO | 7 | $ 2,715,000 | $ 387,857 | $ 154,000 |
| Gulfport-Biloxi-Pascagoula, MS | 7 | $ 2,695,000 | $ 385,000 | $ 243,000 |
| Idaho Falls, ID | 7 | $ 2,085,000 | $ 297,857 | $ 122,000 |
| Lansing-East Lansing, MI | 7 | $ 1,095,000 | $ 156,428 | $ 82,000 |
| Tucson, AZ | 7 | $ 2,035,000 | $ 290,714 | $ 107,000 |
| Baltimore-Columbia-Towson, MD | 6 | $ 2,550,000 | $ 425,000 | $ 158,000 |
| Beaumont-Port Arthur, TX | 6 | $ 1,900,000 | $ 316,666 | $ 130,000 |
| Ogden-Clearfield, UT | 6 | $ 2,540,000 | $ 423,333 | $ 101,000 |
| Oklahoma City, OK | 6 | $ 1,110,000 | $ 185,000 | $ 66,000 |
| Atlanta-Sandy Springs-Roswell, GA | 5 | $ 1,555,000 | $ 311,000 | $ 101,000 |
| Chicago-Naperville, IL | 5 | $ 1,345,000 | $ 269,000 | $ 104,000 |
| Jackson, MS | 5 | $ 1,325,000 | $ 265,000 | $ 139,000 |
| Jacksonville, FL | 5 | $ 2,145,000 | $ 429,000 | $ 138,000 |
| Las Vegas-Henderson-Paradise, NV | 5 | $ 1,765,000 | $ 353,000 | $ 123,000 |
| Pueblo, CO | 5 | $ 1,525,000 | $ 305,000 | $ 131,000 |
| Bremerton-Silverdale, WA | 4 | $ 1,980,000 | $ 495,000 | $ 124,000 |
| Clarksville, TN-KY | 4 | $ 1,470,000 | $ 367,500 | $ 109,000 |
| Cleveland-Elyria, OH | 4 | $ 750,000 | $ 187,500 | $ 125,000 |
| Corpus Christi, TX | 4 | $ 4,130,000 | $ 1,032,500 | $ 607,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 1,140,000 | $ 285,000 | $ 161,000 |
| Duluth, MN-WI | 4 | $ 810,000 | $ 202,500 | $ 102,000 |
| Fayetteville, NC | 4 | $ 600,000 | $ 150,000 | $ 53,000 |
| Saginaw, MI | 4 | $ 640,000 | $ 160,000 | $ 68,000 |
| Salem, OR | 4 | $ 1,630,000 | $ 407,500 | $ 91,000 |
| San Diego-Carlsbad, CA | 4 | $ 3,910,000 | $ 977,500 | $ 207,000 |
| Waco, TX | 4 | $ 1,530,000 | $ 382,500 | $ 105,000 |
| Brownsville-Harlingen, TX | 3 | $ 635,000 | $ 211,666 | $ 168,000 |
| Charlotte-Concord-Gastonia, NC-SC | 3 | $ 805,000 | $ 268,333 | $ 126,000 |
| Laredo, TX | 3 | $ 3,055,000 | $ 1,018,333 | $ 367,000 |
| Lexington-Fayette, KY | 3 | $ 325,000 | $ 108,333 | $ 49,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 1,015,000 | $ 338,333 | $ 125,000 |
| Odessa, TX | 3 | $ 485,000 | $ 161,666 | $ 61,000 |
| Olympia-Tumwater, WA | 3 | $ 1,565,000 | $ 521,666 | $ 216,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,245,000 | $ 415,000 | $ 182,000 |
| Walla Walla, WA | 3 | $ 1,585,000 | $ 528,333 | $ 141,000 |
| Washington-Baltimore-Arlington, DC | 3 | $ 765,000 | $ 255,000 | $ 90,000 |
| Winston-Salem, NC | 3 | $ 735,000 | $ 245,000 | $ 102,000 |
| Albany, OR | 2 | $ 590,000 | $ 295,000 | $ 153,000 |
| Ann Arbor, MI | 2 | $ 580,000 | $ 290,000 | $ 138,000 |
| Bellingham, WA | 2 | $ 1,040,000 | $ 520,000 | $ 152,000 |
| Birmingham-Hoover, AL | 2 | $ 350,000 | $ 175,000 | $ 93,000 |
| Columbia, SC | 2 | $ 540,000 | $ 270,000 | $ 62,000 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 470,000 | $ 235,000 | $ 132,000 |
| Daphne-Fairhope-Foley, AL | 2 | $ 640,000 | $ 320,000 | $ 269,000 |
| Durham-Chapel Hill, NC | 2 | $ 760,000 | $ 380,000 | $ 179,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 750,000 | $ 375,000 | $ 81,000 |
| Flagstaff, AZ | 2 | $ 920,000 | $ 460,000 | $ 182,000 |
| Fort Collins, CO | 2 | $ 1,500,000 | $ 750,000 | $ 234,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 340,000 | $ 170,000 | $ 107,000 |
| Greenville-Anderson-Mauldin, SC | 2 | $ 400,000 | $ 200,000 | $ 53,000 |
| Indianapolis-Carmel-Anderson, IN | 2 | $ 190,000 | $ 95,000 | $ 94,000 |
| Killeen-Temple, TX | 2 | $ 580,000 | $ 290,000 | $ 122,000 |
| Longview, TX | 2 | $ 630,000 | $ 315,000 | $ 112,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 470,000 | $ 235,000 | $ 202,000 |
| Madison, WI | 2 | $ 550,000 | $ 275,000 | $ 477,000 |
| Memphis, TN-MS-AR | 2 | $ 610,000 | $ 305,000 | $ 162,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 2 | $ 1,030,000 | $ 515,000 | $ 184,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 2 | $ 940,000 | $ 470,000 | $ 122,000 |
| Niles-Benton Harbor, MI | 2 | $ 780,000 | $ 390,000 | $ 140,000 |
| Panama City, FL | 2 | $ 1,090,000 | $ 545,000 | $ 182,000 |
| Providence-Warwick, RI-MA | 2 | $ 580,000 | $ 290,000 | $ 134,000 |
| Sherman-Denison, TX | 2 | $ 980,000 | $ 490,000 | $ 164,000 |
| Sioux City, IA-NE-SD | 2 | $ 510,000 | $ 255,000 | $ 68,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2 | $ 1,020,000 | $ 510,000 | $ 137,000 |
| Texarkana, TX-AR | 2 | $ 270,000 | $ 135,000 | $ 51,000 |
| Twin Falls, ID | 2 | $ 390,000 | $ 195,000 | $ 151,000 |
| Urban Honolulu, HI | 2 | $ 1,700,000 | $ 850,000 | $ 208,000 |
| Weirton-Steubenville, WV-OH | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 2 | $ 800,000 | $ 400,000 | $ 170,000 |
| Yakima, WA | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Yuba City, CA | 2 | $ 520,000 | $ 260,000 | $ 84,000 |
| Abilene, TX | 1 | $ 85,000 | $ 85,000 | $ 238,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Anchorage, AK | 1 | $ 375,000 | $ 375,000 | $ 82,000 |
| Augusta-Richmond County, GA-SC | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Charleston-North Charleston, SC | 1 | $ 395,000 | $ 395,000 | $ 120,000 |
| Columbus, OH | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Decatur, AL | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| El Centro, CA | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Elgin, IL | 1 | $ 475,000 | $ 475,000 | $ 163,000 |
| Fairbanks, AK | 1 | $ 405,000 | $ 405,000 | $ 148,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 655,000 | $ 655,000 | $ 234,000 |
| Fort Wayne, IN | 1 | $ 205,000 | $ 205,000 | $ 221,000 |
| Fresno, CA | 1 | $ 465,000 | $ 465,000 | $ 163,000 |
| Gainesville, FL | 1 | $ 75,000 | $ 75,000 | $ 216,000 |
| Goldsboro, NC | 1 | $ 275,000 | $ 275,000 | $ 100,000 |
| Great Falls, MT | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Green Bay, WI | 1 | $ 495,000 | $ 495,000 | $ 102,000 |
| Greenville, NC | 1 | $ 315,000 | $ 315,000 | $ 248,000 |
| Harrisonburg, VA | 1 | $ 515,000 | $ 515,000 | $ 156,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 485,000 | $ 485,000 | $ 156,000 |
| Jackson, MI | 1 | $ 175,000 | $ 175,000 | $ 134,000 |
| Kahului-Wailuku-Lahaina, HI | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Knoxville, TN | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Lafayette, LA | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Lake Charles, LA | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Lincoln, NE | 1 | $ 275,000 | $ 275,000 | $ 144,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Lubbock, TX | 1 | $ 545,000 | $ 545,000 | $ 333,000 |
| Lynchburg, VA | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 305,000 | $ 305,000 | $ 104,000 |
| Medford, OR | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Miami-Miami Beach-Kendall, FL | 1 | $ 975,000 | $ 975,000 | $ 4,554,000 |
| Midland, MI | 1 | $ 345,000 | $ 345,000 | $ 181,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 85,000 | $ 85,000 | $ 182,000 |
| Modesto, CA | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Montgomery County-Bucks County-Chester County, PA | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Montgomery, AL | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| New Haven-Milford, CT | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| New York-Newark, NY | 1 | $ 625,000 | $ 625,000 | $ 166,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 625,000 | $ 625,000 | $ 304,000 |
| Ocala, FL | 1 | $ 315,000 | $ 315,000 | $ 131,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 265,000 | $ 265,000 | $ 179,000 |
| Philadelphia, PA | 1 | $ 295,000 | $ 295,000 | $ 85,000 |
| Pittsburgh, PA | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Port St. Lucie, FL | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Punta Gorda, FL | 1 | $ 295,000 | $ 295,000 | $ 139,000 |
| Racine, WI | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Reading, PA | 1 | $ 225,000 | $ 225,000 | $ 312,000 |
| San Angelo, TX | 1 | $ 395,000 | $ 395,000 | $ 99,000 |
| San Francisco-Redwood City-South San Francisco, CA | 1 | $ 555,000 | $ 555,000 | $ 119,000 |
| San Rafael, CA | 1 | $ 1,705,000 | $ 1,705,000 | $ 244,000 |
| Savannah, GA | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Sebastian-Vero Beach, FL | 1 | $ 6,505,000 | $ 6,505,000 | $ 6,368,000 |
| Sierra Vista-Douglas, AZ | 1 | $ 345,000 | $ 345,000 | $ 95,000 |
| Springfield, MA | 1 | $ 285,000 | $ 285,000 | $ 111,000 |
| Springfield, MO | 1 | $ 675,000 | $ 675,000 | $ 268,000 |
| Sumter, SC | 1 | $ 115,000 | $ 115,000 | $ 165,000 |
| Toledo, OH | 1 | $ 305,000 | $ 305,000 | $ 249,000 |
| Tulsa, OK | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Tuscaloosa, AL | 1 | $ 245,000 | $ 245,000 | $ 298,000 |
| Tyler, TX | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Valdosta, GA | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Wichita Falls, TX | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| Wilmington, NC | 1 | $ 295,000 | $ 295,000 | $ 215,000 |
| Youngstown-Warren-Boardman, OH-PA | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Yuma, AZ | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
Mortgage Loan Application Detail Totals for Sunflower Bank, N.A. in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,435 | $1,270,215,000 | $369,000 | $20,505,000 | $149,000 | $6,368,000 |
| Cash-out Refinancing | 359 | $116,305,000 | $323,000 | $2,405,000 | $139,000 | $2,256,000 |
| Refinancing | 171 | $75,695,000 | $442,000 | $2,505,000 | $160,000 | $660,000 |
| Other Purpose | 72 | $19,540,000 | $271,000 | $1,625,000 | $224,000 | $4,554,000 |
| Home Improvement | 44 | $12,190,000 | $277,000 | $1,105,000 | $136,000 | $885,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,242 | $816,460,000 | $364,000 | $6,505,000 | $154,000 | $6,368,000 |
| Not Provided | 725 | $289,905,000 | $399,000 | $3,425,000 | $159,000 | $4,554,000 |
| Hispanic | 679 | $196,825,000 | $289,000 | $2,505,000 | $115,000 | $3,148,000 |
| Black or African American | 212 | $78,300,000 | $369,000 | $2,155,000 | $149,000 | $2,115,000 |
| Asian | 150 | $66,310,000 | $442,000 | $2,505,000 | $204,000 | $6,037,000 |
| American Indian or Alaskan Native | 32 | $9,120,000 | $285,000 | $495,000 | $109,000 | $263,000 |
| Not applicable | 7 | $22,295,000 | $3,185,000 | $20,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,470,000 | $245,000 | $415,000 | $85,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,764 | $1,052,160,000 | $380,000 | $20,505,000 | $170,000 | $6,368,000 |
| FHA-insured (Federal Housing Administration) | 887 | $267,475,000 | $301,000 | $1,095,000 | $98,000 | $527,000 |
| VA-guaranteed (Veterans Administration) | 423 | $172,765,000 | $408,000 | $1,875,000 | $123,000 | $564,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,545,000 | $220,000 | $325,000 | $71,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,618 | $923,690,000 | $352,000 | $3,425,000 | $150,000 | $6,037,000 |
| Application Withdrawn By Applicant | 1,135 | $439,155,000 | $386,000 | $20,505,000 | $154,000 | $6,368,000 |
| Application Denied By Financial Institution | 209 | $75,865,000 | $362,000 | $2,505,000 | $106,000 | $930,000 |
| File Closed For Incompleteness | 106 | $50,930,000 | $480,000 | $2,305,000 | $182,000 | $800,000 |
| Application Approved But Not Accepted | 13 | $4,305,000 | $331,000 | $725,000 | $108,000 | $243,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,872 | $1,418,080,000 | $366,000 | $20,505,000 | $152,000 | $6,368,000 |
| Debt-To-Income Ratio | 81 | $38,255,000 | $472,000 | $2,505,000 | $106,000 | $744,000 |
| Credit History | 68 | $20,950,000 | $308,000 | $2,405,000 | $107,000 | $930,000 |
| Collateral | 31 | $9,265,000 | $298,000 | $1,205,000 | $121,000 | $646,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,875,000 | $208,000 | $405,000 | $90,000 | $181,000 |
| Credit Application Incomplete | 6 | $1,910,000 | $318,000 | $675,000 | $88,000 | $184,000 |
| Employment History | 5 | $1,545,000 | $309,000 | $485,000 | $55,000 | $84,000 |
| Other | 5 | $975,000 | $195,000 | $305,000 | $95,000 | $273,000 |
| Unverifiable Information | 4 | $1,090,000 | $272,000 | $415,000 | $143,000 | $171,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sunflower Bank, N.A.'s 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sunflower Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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