Suntrust Banks, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Suntrust Banks, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 57,439 |
| Total Mortgage Loan Application Amount | $11,719,035,000 |
| Average Mortgage Loan Application Amount | $223,866 |
| Highest Mortgage Loan Application Amount | $30,090,000 |
| Average Applicant Income | $142,559 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2005.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 6,866 | $ 1,329,157,000 | $ 193,000 | $ 80,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2,784 | $ 371,547,000 | $ 133,000 | $ 74,000 |
| ORLANDO, FL | 2,468 | $ 529,432,000 | $ 214,000 | $ 78,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 1,765 | $ 242,611,000 | $ 137,000 | $ 78,000 |
| RICHMOND, VA | 1,632 | $ 261,865,000 | $ 160,000 | $ 66,000 |
| BALTIMORE-TOWSON, MD | 1,188 | $ 300,885,000 | $ 253,000 | $ 102,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,182 | $ 336,422,000 | $ 284,000 | $ 75,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,136 | $ 187,566,000 | $ 165,000 | $ 74,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,129 | $ 174,671,000 | $ 154,000 | $ 68,000 |
| LAKELAND, FL | 914 | $ 74,831,000 | $ 81,000 | $ 68,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 864 | $ 238,867,000 | $ 276,000 | $ 84,000 |
| CHATTANOOGA, TN-GA | 812 | $ 76,836,000 | $ 94,000 | $ 65,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 803 | $ 117,754,000 | $ 146,000 | $ 63,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 790 | $ 239,711,000 | $ 303,000 | $ 147,000 |
| KNOXVILLE, TN | 781 | $ 93,440,000 | $ 119,000 | $ 93,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 748 | $ 171,800,000 | $ 229,000 | $ 79,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 735 | $ 214,288,000 | $ 291,000 | $ 115,000 |
| RALEIGH-CARY, NC | 718 | $ 96,438,000 | $ 134,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 695 | $ 148,841,000 | $ 214,000 | $ 69,000 |
| JACKSONVILLE, FL | 651 | $ 172,385,000 | $ 264,000 | $ 125,000 |
| SAVANNAH, GA | 623 | $ 116,499,000 | $ 186,000 | $ 68,000 |
| GREENVILLE, SC | 594 | $ 49,901,000 | $ 84,000 | $ 56,000 |
| DURHAM, NC | 579 | $ 86,004,000 | $ 148,000 | $ 67,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 579 | $ 173,710,000 | $ 300,000 | $ 146,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 564 | $ 75,114,000 | $ 133,000 | $ 71,000 |
| MEMPHIS, TN-MS-AR | 545 | $ 47,668,000 | $ 87,000 | $ 77,000 |
| ROANOKE, VA | 421 | $ 27,565,000 | $ 65,000 | $ 60,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 412 | $ 187,316,000 | $ 454,000 | $ 188,000 |
| OCALA, FL | 392 | $ 36,498,000 | $ 93,000 | $ 57,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 382 | $ 41,370,000 | $ 108,000 | $ 63,000 |
| GREENSBORO-HIGH POINT, NC | 354 | $ 27,922,000 | $ 78,000 | $ 54,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 353 | $ 166,911,000 | $ 472,000 | $ 138,000 |
| WINSTON-SALEM, NC | 351 | $ 30,648,000 | $ 87,000 | $ 60,000 |
| PUNTA GORDA, FL | 337 | $ 59,043,000 | $ 175,000 | $ 58,000 |
| ALBANY, GA | 324 | $ 27,592,000 | $ 85,000 | $ 77,000 |
| WILMINGTON, NC | 302 | $ 88,368,000 | $ 292,000 | $ 106,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 296 | $ 164,964,000 | $ 557,000 | $ 136,000 |
| COLUMBUS, GA-AL | 277 | $ 27,490,000 | $ 99,000 | $ 78,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 274 | $ 59,848,000 | $ 218,000 | $ 116,000 |
| GAINESVILLE, GA | 259 | $ 47,272,000 | $ 182,000 | $ 68,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 253 | $ 210,603,000 | $ 832,000 | $ 213,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 250 | $ 88,993,000 | $ 355,000 | $ 213,000 |
| NAPLES-MARCO ISLAND, FL | 247 | $ 105,427,000 | $ 426,000 | $ 78,000 |
| PANAMA CITY-LYNN HAVEN, FL | 246 | $ 72,417,000 | $ 294,000 | $ 106,000 |
| SPARTANBURG, SC | 242 | $ 15,428,000 | $ 63,000 | $ 66,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 240 | $ 46,822,000 | $ 195,000 | $ 80,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 239 | $ 132,588,000 | $ 554,000 | $ 158,000 |
| ASHEVILLE, NC | 217 | $ 22,135,000 | $ 102,000 | $ 58,000 |
| GAINESVILLE, FL | 214 | $ 34,402,000 | $ 160,000 | $ 72,000 |
| TALLAHASSEE, FL | 207 | $ 25,637,000 | $ 123,000 | $ 73,000 |
| BRUNSWICK, GA | 199 | $ 63,187,000 | $ 317,000 | $ 106,000 |
| ATHENS-CLARKE COUNTY, GA | 192 | $ 26,851,000 | $ 139,000 | $ 70,000 |
| ANDERSON, SC | 190 | $ 10,492,000 | $ 55,000 | $ 51,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 183 | $ 51,249,000 | $ 280,000 | $ 107,000 |
| MACON, GA | 178 | $ 15,685,000 | $ 88,000 | $ 73,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 175 | $ 30,382,000 | $ 173,000 | $ 85,000 |
| JOHNSON CITY, TN | 168 | $ 17,720,000 | $ 105,000 | $ 70,000 |
| BURLINGTON, NC | 160 | $ 10,472,000 | $ 65,000 | $ 55,000 |
| CHARLOTTESVILLE, VA | 151 | $ 39,032,000 | $ 258,000 | $ 105,000 |
| LYNCHBURG, VA | 149 | $ 14,890,000 | $ 99,000 | $ 54,000 |
| DALTON, GA | 148 | $ 13,801,000 | $ 93,000 | $ 57,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 145 | $ 65,192,000 | $ 449,000 | $ 136,000 |
| MORRISTOWN, TN | 143 | $ 11,447,000 | $ 80,000 | $ 68,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 141 | $ 38,341,000 | $ 271,000 | $ 190,000 |
| COLUMBIA, SC | 140 | $ 21,770,000 | $ 155,000 | $ 70,000 |
| HICKORY-LENOIR-MORGANTON, NC | 139 | $ 49,875,000 | $ 358,000 | $ 68,000 |
| WARNER ROBINS, GA | 137 | $ 12,383,000 | $ 90,000 | $ 59,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 128 | $ 39,153,000 | $ 305,000 | $ 162,000 |
| BIRMINGHAM-HOOVER, AL | 124 | $ 26,342,000 | $ 212,000 | $ 94,000 |
| CLEVELAND, TN | 119 | $ 6,979,000 | $ 58,000 | $ 73,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 119 | $ 47,483,000 | $ 399,000 | $ 118,000 |
| CHARLESTON, WV | 111 | $ 6,108,000 | $ 55,000 | $ 62,000 |
| FLORENCE-MUSCLE SHOALS, AL | 111 | $ 4,439,000 | $ 39,000 | $ 61,000 |
| ROME, GA | 110 | $ 7,067,000 | $ 64,000 | $ 65,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 109 | $ 47,498,000 | $ 435,000 | $ 165,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 109 | $ 56,168,000 | $ 515,000 | $ 172,000 |
| WINCHESTER, VA-WV | 108 | $ 23,119,000 | $ 214,000 | $ 57,000 |
| DENVER-AURORA, CO | 95 | $ 25,014,000 | $ 263,000 | $ 246,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 94 | $ 11,403,000 | $ 121,000 | $ 79,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 92 | $ 15,510,000 | $ 168,000 | $ 108,000 |
| VERO BEACH, FL | 91 | $ 22,167,000 | $ 243,000 | $ 114,000 |
| SALISBURY, MD | 90 | $ 13,504,000 | $ 150,000 | $ 61,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 88 | $ 20,961,000 | $ 238,000 | $ 84,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 82 | $ 26,222,000 | $ 319,000 | $ 127,000 |
| INDIANAPOLIS, IN | 69 | $ 13,037,000 | $ 188,000 | $ 132,000 |
| HARRISONBURG, VA | 67 | $ 9,922,000 | $ 148,000 | $ 76,000 |
| SALT LAKE CITY, UT | 67 | $ 16,629,000 | $ 248,000 | $ 262,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 67 | $ 18,772,000 | $ 280,000 | $ 104,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 64 | $ 3,953,000 | $ 61,000 | $ 50,000 |
| LAS VEGAS-PARADISE, NV | 64 | $ 19,496,000 | $ 304,000 | $ 77,000 |
| ALBUQUERQUE, NM | 61 | $ 10,427,000 | $ 170,000 | $ 55,000 |
| DALLAS-PLANO-IRVING, TX | 58 | $ 16,924,000 | $ 291,000 | $ 176,000 |
| ST. LOUIS, MO-IL | 58 | $ 8,901,000 | $ 153,000 | $ 74,000 |
| YORK-HANOVER, PA | 56 | $ 8,902,000 | $ 158,000 | $ 77,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 54 | $ 14,220,000 | $ 263,000 | $ 77,000 |
| SANTA CRUZ-WATSONVILLE, CA | 49 | $ 27,643,000 | $ 564,000 | $ 163,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 47 | $ 7,333,000 | $ 156,000 | $ 86,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 47 | $ 28,100,000 | $ 597,000 | $ 171,000 |
| BOSTON-QUINCY, MA | 43 | $ 17,984,000 | $ 418,000 | $ 109,000 |
| LOUISVILLE, KY-IN | 43 | $ 9,880,000 | $ 229,000 | $ 84,000 |
| PHILADELPHIA, PA | 42 | $ 9,725,000 | $ 231,000 | $ 86,000 |
| WILMINGTON, DE-MD-NJ | 41 | $ 9,066,000 | $ 221,000 | $ 71,000 |
| BOISE CITY-NAMPA, ID | 40 | $ 6,351,000 | $ 158,000 | $ 59,000 |
| STOCKTON, CA | 37 | $ 13,516,000 | $ 365,000 | $ 111,000 |
| AUBURN-OPELIKA, AL | 36 | $ 5,639,000 | $ 156,000 | $ 74,000 |
| BAKERSFIELD, CA | 36 | $ 8,009,000 | $ 222,000 | $ 103,000 |
| FRESNO, CA | 36 | $ 8,761,000 | $ 243,000 | $ 139,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 36 | $ 6,543,000 | $ 181,000 | $ 124,000 |
| TUCSON, AZ | 35 | $ 9,057,000 | $ 258,000 | $ 100,000 |
| VALLEJO-FAIRFIELD, CA | 35 | $ 12,967,000 | $ 370,000 | $ 99,000 |
| SANTA ROSA-PETALUMA, CA | 32 | $ 14,540,000 | $ 454,000 | $ 115,000 |
| JACKSONVILLE, NC | 31 | $ 8,948,000 | $ 288,000 | $ 162,000 |
| SPRINGFIELD, MO | 31 | $ 3,549,000 | $ 114,000 | $ 62,000 |
| FAYETTEVILLE, NC | 30 | $ 2,514,000 | $ 83,000 | $ 61,000 |
| MEDFORD, OR | 30 | $ 8,230,000 | $ 274,000 | $ 110,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 29 | $ 4,659,000 | $ 160,000 | $ 55,000 |
| NEWARK-UNION, NJ-PA | 29 | $ 11,606,000 | $ 400,000 | $ 150,000 |
| EDISON, NJ | 28 | $ 9,019,000 | $ 322,000 | $ 144,000 |
| SALINAS, CA | 28 | $ 17,677,000 | $ 631,000 | $ 173,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 27 | $ 4,821,000 | $ 178,000 | $ 219,000 |
| FORT WORTH-ARLINGTON, TX | 26 | $ 2,940,000 | $ 113,000 | $ 67,000 |
| RENO-SPARKS, NV | 26 | $ 8,918,000 | $ 343,000 | $ 162,000 |
| TACOMA, WA | 24 | $ 5,552,000 | $ 231,000 | $ 109,000 |
| VALDOSTA, GA | 24 | $ 1,587,000 | $ 66,000 | $ 109,000 |
| COLUMBUS, OH | 23 | $ 5,310,000 | $ 230,000 | $ 88,000 |
| DANVILLE, VA | 23 | $ 1,576,000 | $ 68,000 | $ 54,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 23 | $ 6,249,000 | $ 271,000 | $ 131,000 |
| HARRISBURG-CARLISLE, PA | 22 | $ 2,829,000 | $ 128,000 | $ 109,000 |
| OGDEN-CLEARFIELD, UT | 22 | $ 3,742,000 | $ 170,000 | $ 76,000 |
| BELLINGHAM, WA | 20 | $ 5,907,000 | $ 295,000 | $ 105,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 20 | $ 6,223,000 | $ 311,000 | $ 130,000 |
| MODESTO, CA | 20 | $ 6,821,000 | $ 341,000 | $ 105,000 |
| CAMDEN, NJ | 19 | $ 5,339,000 | $ 281,000 | $ 152,000 |
| HINESVILLE-FORT STEWART, GA | 19 | $ 1,631,000 | $ 85,000 | $ 67,000 |
| PROVO-OREM, UT | 19 | $ 3,159,000 | $ 166,000 | $ 49,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 4,551,000 | $ 239,000 | $ 128,000 |
| AUSTIN-ROUND ROCK, TX | 18 | $ 3,719,000 | $ 206,000 | $ 94,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 18 | $ 3,465,000 | $ 192,000 | $ 79,000 |
| KANSAS CITY, MO-KS | 18 | $ 2,816,000 | $ 156,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 18 | $ 3,323,000 | $ 184,000 | $ 437,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 18 | $ 7,160,000 | $ 397,000 | $ 144,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 17 | $ 5,895,000 | $ 346,000 | $ 94,000 |
| FLORENCE, SC | 17 | $ 2,049,000 | $ 120,000 | $ 82,000 |
| MOBILE, AL | 17 | $ 2,180,000 | $ 128,000 | $ 102,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 16 | $ 2,739,000 | $ 171,000 | $ 48,000 |
| COLORADO SPRINGS, CO | 16 | $ 4,283,000 | $ 267,000 | $ 66,000 |
| EUGENE-SPRINGFIELD, OR | 16 | $ 2,747,000 | $ 171,000 | $ 36,000 |
| GRAND JUNCTION, CO | 16 | $ 2,945,000 | $ 184,000 | $ 65,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 16 | $ 426,000 | $ 26,000 | $ 75,000 |
| PITTSBURGH, PA | 16 | $ 3,330,000 | $ 208,000 | $ 89,000 |
| REDDING, CA | 16 | $ 3,942,000 | $ 246,000 | $ 99,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 16 | $ 7,519,000 | $ 469,000 | $ 125,000 |
| ANDERSON, IN | 15 | $ 3,124,000 | $ 208,000 | $ 111,000 |
| BOWLING GREEN, KY | 15 | $ 2,228,000 | $ 148,000 | $ 61,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 15 | $ 2,122,000 | $ 141,000 | $ 38,000 |
| DOVER, DE | 15 | $ 2,769,000 | $ 184,000 | $ 86,000 |
| NASSAU-SUFFOLK, NY | 15 | $ 7,386,000 | $ 492,000 | $ 213,000 |
| OKLAHOMA CITY, OK | 15 | $ 2,633,000 | $ 175,000 | $ 89,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 15 | $ 3,566,000 | $ 237,000 | $ 123,000 |
| SAN ANTONIO, TX | 15 | $ 3,136,000 | $ 209,000 | $ 49,000 |
| WICHITA, KS | 15 | $ 3,072,000 | $ 204,000 | $ 304,000 |
| DES MOINES, IA | 14 | $ 2,404,000 | $ 171,000 | $ 70,000 |
| GOLDSBORO, NC | 14 | $ 1,712,000 | $ 122,000 | $ 49,000 |
| BATON ROUGE, LA | 13 | $ 1,133,000 | $ 87,000 | $ 168,000 |
| CHICO, CA | 13 | $ 4,480,000 | $ 344,000 | $ 104,000 |
| CLARKSVILLE, TN-KY | 13 | $ 1,403,000 | $ 107,000 | $ 55,000 |
| PRESCOTT, AZ | 13 | $ 3,087,000 | $ 237,000 | $ 82,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 13 | $ 4,212,000 | $ 324,000 | $ 96,000 |
| SPRINGFIELD, MA | 13 | $ 3,070,000 | $ 236,000 | $ 59,000 |
| TUSCALOOSA, AL | 13 | $ 1,574,000 | $ 121,000 | $ 89,000 |
| FLINT, MI | 12 | $ 1,592,000 | $ 132,000 | $ 83,000 |
| GREENVILLE, NC | 12 | $ 1,180,000 | $ 98,000 | $ 65,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 12 | $ 2,206,000 | $ 183,000 | $ 121,000 |
| MONTGOMERY, AL | 12 | $ 2,759,000 | $ 229,000 | $ 175,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 12 | $ 3,184,000 | $ 265,000 | $ 290,000 |
| TULSA, OK | 12 | $ 1,451,000 | $ 120,000 | $ 45,000 |
| BATTLE CREEK, MI | 11 | $ 770,000 | $ 70,000 | $ 27,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 11 | $ 4,959,000 | $ 450,000 | $ 133,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 11 | $ 3,184,000 | $ 289,000 | $ 105,000 |
| SALEM, OR | 11 | $ 2,054,000 | $ 186,000 | $ 95,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 10 | $ 1,385,000 | $ 138,000 | $ 65,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 10 | $ 9,618,000 | $ 961,000 | $ 253,000 |
| ESSEX COUNTY, MA | 10 | $ 4,240,000 | $ 424,000 | $ 149,000 |
| HUNTSVILLE, AL | 10 | $ 1,011,000 | $ 101,000 | $ 69,000 |
| MANCHESTER-NASHUA, NH | 10 | $ 2,080,000 | $ 208,000 | $ 51,000 |
| WORCESTER, MA | 10 | $ 2,137,000 | $ 213,000 | $ 57,000 |
| ALBANY-SCHENECTADY-TROY, NY | 9 | $ 1,958,000 | $ 217,000 | $ 96,000 |
| BEND, OR | 9 | $ 2,313,000 | $ 257,000 | $ 65,000 |
| BOULDER, CO | 9 | $ 1,780,000 | $ 197,000 | $ 92,000 |
| COEUR D'ALENE, ID | 9 | $ 2,473,000 | $ 274,000 | $ 68,000 |
| CUMBERLAND, MD-WV | 9 | $ 497,000 | $ 55,000 | $ 83,000 |
| LANCASTER, PA | 9 | $ 1,457,000 | $ 161,000 | $ 60,000 |
| RAPID CITY, SD | 9 | $ 1,087,000 | $ 120,000 | $ 62,000 |
| BANGOR, ME | 8 | $ 868,000 | $ 108,000 | $ 46,000 |
| DECATUR, AL | 8 | $ 447,000 | $ 55,000 | $ 64,000 |
| DOTHAN, AL | 8 | $ 251,000 | $ 31,000 | $ 65,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 8 | $ 1,793,000 | $ 224,000 | $ 188,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 8 | $ 3,477,000 | $ 434,000 | $ 172,000 |
| NAPA, CA | 8 | $ 3,589,000 | $ 448,000 | $ 86,000 |
| BARNSTABLE TOWN, MA | 7 | $ 2,767,000 | $ 395,000 | $ 219,000 |
| GULFPORT-BILOXI, MS | 7 | $ 1,456,000 | $ 208,000 | $ 203,000 |
| NORWICH-NEW LONDON, CT | 7 | $ 1,018,000 | $ 145,000 | $ 72,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 2,835,000 | $ 472,000 | $ 121,000 |
| COLLEGE STATION-BRYAN, TX | 6 | $ 660,000 | $ 110,000 | $ 312,000 |
| CORPUS CHRISTI, TX | 6 | $ 1,074,000 | $ 179,000 | $ 73,000 |
| GREELEY, CO | 6 | $ 1,185,000 | $ 197,000 | $ 98,000 |
| HANFORD-CORCORAN, CA | 6 | $ 1,233,000 | $ 205,000 | $ 101,000 |
| LEWISTON-AUBURN, ME | 6 | $ 780,000 | $ 130,000 | $ 19,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 1,409,000 | $ 234,000 | $ 157,000 |
| ROCKY MOUNT, NC | 6 | $ 889,000 | $ 148,000 | $ 37,000 |
| AKRON, OH | 5 | $ 516,000 | $ 103,000 | $ 56,000 |
| ANN ARBOR, MI | 5 | $ 1,157,000 | $ 231,000 | $ 75,000 |
| ATLANTIC CITY, NJ | 5 | $ 1,116,000 | $ 223,000 | $ 96,000 |
| BILLINGS, MT | 5 | $ 581,000 | $ 116,000 | $ 14,000 |
| MADERA, CA | 5 | $ 1,113,000 | $ 222,000 | $ 65,000 |
| NEW HAVEN-MILFORD, CT | 5 | $ 1,233,000 | $ 246,000 | $ 166,000 |
| ROCHESTER, NY | 5 | $ 591,000 | $ 118,000 | $ 75,000 |
| ST. CLOUD, MN | 5 | $ 1,124,000 | $ 224,000 | $ 88,000 |
| TRENTON-EWING, NJ | 5 | $ 1,043,000 | $ 208,000 | $ 90,000 |
| YUBA CITY, CA | 5 | $ 1,168,000 | $ 233,000 | $ 119,000 |
| CHAMPAIGN-URBANA, IL | 4 | $ 739,000 | $ 184,000 | $ 75,000 |
| EL CENTRO, CA | 4 | $ 957,000 | $ 239,000 | $ 47,000 |
| JACKSON, MS | 4 | $ 1,410,000 | $ 352,000 | $ 138,000 |
| MADISON, WI | 4 | $ 511,000 | $ 127,000 | $ 0 |
| MERCED, CA | 4 | $ 1,164,000 | $ 291,000 | $ 108,000 |
| OLYMPIA, WA | 4 | $ 889,000 | $ 222,000 | $ 106,000 |
| SANTA FE, NM | 4 | $ 1,274,000 | $ 318,000 | $ 434,000 |
| SIOUX CITY, IA-NE-SD | 4 | $ 316,000 | $ 79,000 | $ 42,000 |
| SUMTER, SC | 4 | $ 369,000 | $ 92,000 | $ 59,000 |
| TERRE HAUTE, IN | 4 | $ 212,000 | $ 53,000 | $ 0 |
| YAKIMA, WA | 4 | $ 609,000 | $ 152,000 | $ 38,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 347,000 | $ 86,000 | $ 71,000 |
| ANNISTON-OXFORD, AL | 3 | $ 127,000 | $ 42,000 | $ 73,000 |
| CHEYENNE, WY | 3 | $ 324,000 | $ 108,000 | $ 48,000 |
| COLUMBIA, MO | 3 | $ 346,000 | $ 115,000 | $ 65,000 |
| DAYTON, OH | 3 | $ 362,000 | $ 120,000 | $ 75,000 |
| DULUTH, MN-WI | 3 | $ 475,000 | $ 158,000 | $ 0 |
| EL PASO, TX | 3 | $ 265,000 | $ 88,000 | $ 221,000 |
| EVANSVILLE, IN-KY | 3 | $ 197,000 | $ 65,000 | $ 49,000 |
| FORT COLLINS-LOVELAND, CO | 3 | $ 587,000 | $ 195,000 | $ 54,000 |
| FORT SMITH, AR-OK | 3 | $ 44,000 | $ 14,000 | $ 104,000 |
| GARY, IN | 3 | $ 356,000 | $ 118,000 | $ 39,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 391,000 | $ 130,000 | $ 59,000 |
| GREEN BAY, WI | 3 | $ 1,082,000 | $ 360,000 | $ 421,000 |
| KINGSTON, NY | 3 | $ 880,000 | $ 293,000 | $ 20,000 |
| LINCOLN, NE | 3 | $ 350,000 | $ 116,000 | $ 67,000 |
| MORGANTOWN, WV | 3 | $ 531,000 | $ 177,000 | $ 53,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 587,000 | $ 195,000 | $ 109,000 |
| PARKERSBURG-MARIETTA, WV-OH | 3 | $ 48,000 | $ 16,000 | $ 73,000 |
| PASCAGOULA, MS | 3 | $ 241,000 | $ 80,000 | $ 74,000 |
| PUEBLO, CO | 3 | $ 349,000 | $ 116,000 | $ 221,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 493,000 | $ 164,000 | $ 90,000 |
| SPOKANE, WA | 3 | $ 385,000 | $ 128,000 | $ 84,000 |
| WENATCHEE, WA | 3 | $ 491,000 | $ 163,000 | $ 97,000 |
| AMARILLO, TX | 2 | $ 660,000 | $ 330,000 | $ 143,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 248,000 | $ 124,000 | $ 51,000 |
| CEDAR RAPIDS, IA | 2 | $ 144,000 | $ 72,000 | $ 34,000 |
| CORVALLIS, OR | 2 | $ 282,000 | $ 141,000 | $ 27,000 |
| ERIE, PA | 2 | $ 122,000 | $ 61,000 | $ 62,000 |
| FARGO, ND-MN | 2 | $ 279,000 | $ 139,000 | $ 52,000 |
| FOND DU LAC, WI | 2 | $ 155,000 | $ 77,000 | $ 41,000 |
| FORT WAYNE, IN | 2 | $ 119,000 | $ 59,000 | $ 31,000 |
| JACKSON, TN | 2 | $ 266,000 | $ 133,000 | $ 133,000 |
| JANESVILLE, WI | 2 | $ 198,000 | $ 99,000 | $ 41,000 |
| LAREDO, TX | 2 | $ 270,000 | $ 135,000 | $ 85,000 |
| LIMA, OH | 2 | $ 30,000 | $ 15,000 | $ 35,000 |
| LOGAN, UT-ID | 2 | $ 288,000 | $ 144,000 | $ 85,000 |
| LUBBOCK, TX | 2 | $ 210,000 | $ 105,000 | $ 53,000 |
| MONROE, MI | 2 | $ 247,000 | $ 123,000 | $ 76,000 |
| POCATELLO, ID | 2 | $ 272,000 | $ 136,000 | $ 0 |
| ROCHESTER, MN | 2 | $ 380,000 | $ 190,000 | $ 23,000 |
| SHEBOYGAN, WI | 2 | $ 500,000 | $ 250,000 | $ 94,000 |
| SHERMAN-DENISON, TX | 2 | $ 284,000 | $ 142,000 | $ 243,000 |
| TOLEDO, OH | 2 | $ 135,000 | $ 67,000 | $ 27,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 2 | $ 138,000 | $ 69,000 | $ 47,000 |
| ANCHORAGE, AK | 1 | $ 390,000 | $ 390,000 | $ 175,000 |
| APPLETON, WI | 1 | $ 67,000 | $ 67,000 | $ 0 |
| BLOOMINGTON, IN | 1 | $ 158,000 | $ 158,000 | $ 154,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 80,000 | $ 80,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| CASPER, WY | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| ELMIRA, NY | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| FARMINGTON, NM | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| FLAGSTAFF, AZ | 1 | $ 650,000 | $ 650,000 | $ 216,000 |
| GADSDEN, AL | 1 | $ 25,000 | $ 25,000 | $ 95,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 63,000 | $ 63,000 | $ 78,000 |
| IDAHO FALLS, ID | 1 | $ 116,000 | $ 116,000 | $ 33,000 |
| IOWA CITY, IA | 1 | $ 50,000 | $ 50,000 | $ 175,000 |
| JACKSON, MI | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| JONESBORO, AR | 1 | $ 15,000 | $ 15,000 | $ 120,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| LA CROSSE, WI-MN | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| LAFAYETTE, LA | 1 | $ 106,000 | $ 106,000 | $ 58,000 |
| LONGVIEW, WA | 1 | $ 141,000 | $ 141,000 | $ 120,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 128,000 | $ 128,000 | $ 72,000 |
| MISSOULA, MT | 1 | $ 187,000 | $ 187,000 | $ 52,000 |
| MUNCIE, IN | 1 | $ 44,000 | $ 44,000 | $ 28,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 482,000 | $ 482,000 | $ 218,000 |
| OCEAN CITY, NJ | 1 | $ 1,600,000 | $ 1,600,000 | $ 658,000 |
| PITTSFIELD, MA | 1 | $ 78,000 | $ 78,000 | $ 172,000 |
| READING, PA | 1 | $ 183,000 | $ 183,000 | $ 53,000 |
| ROCKFORD, IL | 1 | $ 166,000 | $ 166,000 | $ 0 |
| SAN JUAN-CAGUAS-GUAYNABO, PR | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| SIOUX FALLS, SD | 1 | $ 148,000 | $ 148,000 | $ 180,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 66,000 | $ 66,000 | $ 144,000 |
| ST. GEORGE, UT | 1 | $ 261,000 | $ 261,000 | $ 300,000 |
| STATE COLLEGE, PA | 1 | $ 365,000 | $ 365,000 | $ 250,000 |
| SYRACUSE, NY | 1 | $ 209,000 | $ 209,000 | $ 430,000 |
| TOPEKA, KS | 1 | $ 40,000 | $ 40,000 | $ 91,000 |
| TYLER, TX | 1 | $ 244,000 | $ 244,000 | $ 99,000 |
| VICTORIA, TX | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| WACO, TX | 1 | $ 58,000 | $ 58,000 | $ 0 |
| WILLIAMSPORT, PA | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30,112 | $8,044,639,000 | $251,980 | $5,825,000 | $137,200 | $9,999,000 |
| Refinancing | 15,455 | $3,310,253,000 | $266,489 | $30,090,000 | $137,531 | $9,999,000 |
| Home Improvement | 11,872 | $364,143,000 | $110,233 | $7,264,000 | $159,366 | $4,921,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 33,601 | $10,457,492,000 | $276,640 | $10,540,000 | $140,060 | $9,999,000 |
| White | 14,032 | $807,232,000 | $181,454 | $30,090,000 | $260,030 | $8,778,000 |
| Not Provided | 4,649 | $224,942,000 | $52,909 | $5,778,000 | $110,590 | $7,500,000 |
| Black or African American | 3,362 | $134,133,000 | $44,736 | $7,264,000 | $117,631 | $5,108,000 |
| Hispanic | 1,241 | $60,820,000 | $56,071 | $6,500,000 | $66,785 | $1,157,000 |
| Asian | 330 | $22,694,000 | $251,666 | $1,200,000 | $408,555 | $1,741,000 |
| American Indian or Alaskan Native | 159 | $7,313,000 | $37,200 | $350,000 | $50,600 | $500,000 |
| Native Hawaiian or Other Pacific Islander | 65 | $4,409,000 | $62,000 | $400,000 | $73,000 | $1,556,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 57,415 | $11,716,132,000 | $240,784 | $30,090,000 | $134,725 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 20 | $2,255,000 | $112,357 | $201,000 | $50,500 | $111,000 |
| VA-guaranteed (Veterans Administration) | 4 | $648,000 | $160,333 | $222,000 | $65,666 | $114,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 33,044 | $10,294,936,000 | $275,980 | $7,600,000 | $146,260 | $9,999,000 |
| Application Denied By Financial Institution | 10,405 | $430,318,000 | $50,696 | $9,821,000 | $96,393 | $4,921,000 |
| Loan Originated | 9,810 | $754,767,000 | $424,800 | $30,090,000 | $355,960 | $8,778,000 |
| Application Approved But Not Accepted | 4,099 | $232,419,000 | $51,733 | $600,000 | $90,266 | $5,000,000 |
| Application Withdrawn By Applicant | 78 | $6,410,000 | $78,444 | $356,000 | $77,777 | $540,000 |
| File Closed For Incompleteness | 3 | $185,000 | $66,000 | $80,000 | $74,000 | $152,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 6,885 | $232,783,000 | $34,916 | $6,500,000 | $68,708 | $4,921,000 |
| Debt-To-Income Ratio | 2,554 | $140,081,000 | $58,789 | $9,821,000 | $61,736 | $664,000 |
| Collateral | 519 | $29,412,000 | $57,266 | $1,761,000 | $82,066 | $2,106,000 |
| Other | 205 | $13,735,000 | $56,842 | $606,000 | $82,526 | $1,798,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 189 | $12,157,000 | $66,100 | $401,000 | $143,100 | $716,000 |
| Credit Application Incomplete | 30 | $1,166,000 | $26,777 | $100,000 | $68,555 | $186,000 |
| Employment History | 18 | $691,000 | $37,750 | $228,000 | $70,500 | $143,000 |
| Unverifiable Information | 5 | $293,000 | $54,500 | $125,000 | $71,000 | $196,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.