Suntrust Banks, Inc. Mortgage Lending & HMDA Data, 2005

In 2005, Suntrust Banks, Inc. of Atlanta, GA reported 57,439 mortgage applications totaling $11.7 billion, up 7% from 2004. The average application was for $204,025, and applicants reported an average income of $94,444. 17% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (6,866), Tampa-St. Petersburg-Clearwater, FL (2,784) and Orlando, FL (2,468) (applications in parentheses).

Mortgage Company & Address Suntrust Banks, Inc.
P.O. Box 4418, Mail Code 663
Atlanta, GA 30302
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 57,439
Total Mortgage Loan Application Amount $11,719,035,000
Average Mortgage Loan Application Amount $204,025
Highest Mortgage Loan Application Amount $30,090,000
Average Applicant Income $94,444
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suntrust Banks, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Suntrust Banks, Inc. by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 1,872 $ 468,301,000 $ 250,160 $ 128,000
Orange, Florida 1,229 $ 302,699,000 $ 246,296 $ 106,000
Fairfax, Virginia 1,166 $ 429,635,000 $ 368,469 $ 128,000
Volusia, Florida 1,129 $ 174,671,000 $ 154,713 $ 68,000
Cobb, Georgia 958 $ 198,393,000 $ 207,090 $ 80,000
Hillsborough, Florida 937 $ 140,174,000 $ 149,598 $ 79,000
Gwinnett, Georgia 937 $ 156,785,000 $ 167,326 $ 79,000
Polk, Florida 914 $ 74,831,000 $ 81,871 $ 68,000
Palm Beach, Florida 864 $ 238,867,000 $ 276,466 $ 84,000
Pinellas, Florida 847 $ 121,927,000 $ 143,951 $ 67,000
Davidson, Tennessee 826 $ 120,611,000 $ 146,018 $ 72,000
Miami-Dade, Florida 790 $ 239,711,000 $ 303,431 $ 147,000
Hamilton, Tennessee 782 $ 73,414,000 $ 93,879 $ 62,000
DeKalb, Georgia 775 $ 135,221,000 $ 174,478 $ 94,000
Broward, Florida 748 $ 171,800,000 $ 229,679 $ 79,000
Beaufort, South Carolina 720 $ 341,735,000 $ 474,631 $ 138,000
Lee, Florida 695 $ 148,841,000 $ 214,159 $ 69,000
Pasco, Florida 673 $ 76,565,000 $ 113,766 $ 78,000
Prince George's, Maryland 664 $ 74,438,000 $ 112,105 $ 80,000
Montgomery, Maryland 626 $ 191,864,000 $ 306,492 $ 121,000
Wake, North Carolina 616 $ 90,505,000 $ 146,923 $ 76,000
Manatee, Florida 614 $ 183,245,000 $ 298,444 $ 81,000
District of Columbia, District Of Columbia 579 $ 173,710,000 $ 300,017 $ 146,000
Sarasota, Florida 568 $ 153,177,000 $ 269,677 $ 71,000
Brevard, Florida 564 $ 75,114,000 $ 133,180 $ 71,000
Knox, Tennessee 543 $ 70,904,000 $ 130,578 $ 81,000
Shelby, Tennessee 524 $ 46,245,000 $ 88,253 $ 82,000
Chatham, Georgia 502 $ 100,461,000 $ 200,121 $ 68,000
Lake, Florida 473 $ 57,700,000 $ 121,987 $ 55,000
Prince William, Virginia 469 $ 124,888,000 $ 266,285 $ 86,000
Seminole, Florida 459 $ 106,092,000 $ 231,137 $ 68,000
Chesterfield, Virginia 451 $ 73,104,000 $ 162,093 $ 67,000
Henrico, Virginia 418 $ 61,667,000 $ 147,528 $ 79,000
Mecklenburg, North Carolina 415 $ 78,812,000 $ 189,908 $ 71,000
Loudoun, Virginia 414 $ 153,193,000 $ 370,031 $ 114,000
Marion, Florida 392 $ 36,498,000 $ 93,107 $ 57,000
Greenville, South Carolina 378 $ 33,695,000 $ 89,140 $ 65,000
Cherokee, Georgia 355 $ 57,804,000 $ 162,828 $ 86,000
Charleston, South Carolina 355 $ 172,817,000 $ 486,808 $ 224,000
Charlotte, Florida 337 $ 59,043,000 $ 175,201 $ 58,000
Duval, Florida 334 $ 57,967,000 $ 173,553 $ 113,000
Forsyth, Georgia 334 $ 76,544,000 $ 229,173 $ 83,000
Hernando, Florida 327 $ 32,881,000 $ 100,553 $ 73,000
Baltimore, Maryland 310 $ 73,671,000 $ 237,648 $ 83,000
Osceola, Florida 307 $ 62,941,000 $ 205,019 $ 63,000
Durham, North Carolina 307 $ 41,884,000 $ 136,429 $ 80,000
Henry, Georgia 303 $ 49,737,000 $ 164,148 $ 70,000
Williamson, Tennessee 301 $ 67,180,000 $ 223,189 $ 110,000
Citrus, Florida 297 $ 33,989,000 $ 114,441 $ 61,000
Rutherford, Tennessee 296 $ 20,491,000 $ 69,226 $ 73,000
Santa Clara, California 286 $ 159,075,000 $ 556,206 $ 149,000
Horry, South Carolina 274 $ 59,848,000 $ 218,423 $ 116,000
Anne Arundel, Maryland 272 $ 80,137,000 $ 294,621 $ 91,000
Hall, Georgia 259 $ 47,272,000 $ 182,517 $ 68,000
Virginia Beach, Virginia 258 $ 51,263,000 $ 198,693 $ 109,000
Richmond City, Virginia 248 $ 41,812,000 $ 168,596 $ 57,000
Collier, Florida 247 $ 105,427,000 $ 426,829 $ 78,000
Bay, Florida 246 $ 72,417,000 $ 294,378 $ 106,000
Baltimore City, Maryland 246 $ 45,437,000 $ 184,703 $ 59,000
Flagler, Florida 242 $ 66,576,000 $ 275,107 $ 91,000
Spartanburg, South Carolina 242 $ 15,428,000 $ 63,752 $ 66,000
Los Angeles, California 239 $ 132,588,000 $ 554,761 $ 158,000
Maricopa, Arizona 238 $ 86,630,000 $ 363,991 $ 267,000
Muscogee, Georgia 233 $ 21,479,000 $ 92,184 $ 79,000
Guilford, North Carolina 233 $ 20,928,000 $ 89,819 $ 59,000
New Hanover, North Carolina 227 $ 66,391,000 $ 292,471 $ 124,000
Clayton, Georgia 219 $ 22,423,000 $ 102,388 $ 58,000
Alexandria, Virginia 213 $ 68,299,000 $ 320,652 $ 107,000
Alachua, Florida 210 $ 33,956,000 $ 161,695 $ 79,000
Richmond, Georgia 209 $ 17,663,000 $ 84,511 $ 58,000
St. Johns, Florida 201 $ 80,340,000 $ 399,701 $ 194,000
Arlington, Virginia 197 $ 75,433,000 $ 382,908 $ 122,000
Anderson, South Carolina 190 $ 10,492,000 $ 55,221 $ 51,000
Alameda, California 183 $ 88,589,000 $ 484,092 $ 138,000
St. Lucie, Florida 180 $ 23,658,000 $ 131,433 $ 64,000
Paulding, Georgia 177 $ 22,717,000 $ 128,344 $ 92,000
Glynn, Georgia 176 $ 59,196,000 $ 336,340 $ 132,000
Forsyth, North Carolina 173 $ 22,715,000 $ 131,300 $ 86,000
Contra Costa, California 170 $ 78,322,000 $ 460,717 $ 139,000
Orange, North Carolina 170 $ 34,476,000 $ 202,800 $ 62,000
Hanover, Virginia 167 $ 31,632,000 $ 189,413 $ 75,000
San Francisco, California 166 $ 150,507,000 $ 906,668 $ 245,000
Cabarrus, North Carolina 165 $ 16,385,000 $ 99,303 $ 68,000
Dougherty, Georgia 162 $ 17,624,000 $ 108,790 $ 91,000
Worcester, Maryland 161 $ 47,722,000 $ 296,409 $ 110,000
Alamance, North Carolina 160 $ 10,472,000 $ 65,450 $ 55,000
Howard, Maryland 153 $ 46,606,000 $ 304,614 $ 150,000
Leon, Florida 152 $ 20,259,000 $ 133,282 $ 77,000
Chesapeake, Virginia 149 $ 22,246,000 $ 149,302 $ 75,000
Bartow, Georgia 147 $ 16,860,000 $ 114,693 $ 64,000
Harford, Maryland 146 $ 38,754,000 $ 265,438 $ 94,000
San Diego, California 145 $ 65,192,000 $ 449,600 $ 136,000
Washington, Tennessee 145 $ 16,144,000 $ 111,337 $ 79,000
Whitfield, Georgia 141 $ 13,471,000 $ 95,539 $ 61,000
Clarke, Georgia 139 $ 18,511,000 $ 133,172 $ 74,000
Roanoke City, Virginia 139 $ 7,426,000 $ 53,424 $ 70,000
Houston, Georgia 137 $ 12,383,000 $ 90,386 $ 59,000
Sumter, Florida 135 $ 9,130,000 $ 67,629 $ 50,000
Buncombe, North Carolina 134 $ 13,507,000 $ 100,798 $ 71,000
Walton, Florida 133 $ 75,492,000 $ 567,609 $ 114,000
Bibb, Georgia 129 $ 12,382,000 $ 95,984 $ 77,000
Okaloosa, Florida 128 $ 39,153,000 $ 305,882 $ 162,000
Rowan, North Carolina 128 $ 8,773,000 $ 68,539 $ 54,000
Sumner, Tennessee 128 $ 17,553,000 $ 137,132 $ 76,000
Spotsylvania, Virginia 127 $ 26,192,000 $ 206,236 $ 85,000
Columbia, Georgia 124 $ 22,427,000 $ 180,862 $ 115,000
Pickens, South Carolina 124 $ 11,566,000 $ 93,274 $ 47,000
Newport News, Virginia 124 $ 16,449,000 $ 132,653 $ 57,000
Carroll, Georgia 123 $ 12,481,000 $ 101,471 $ 58,000
Stafford, Virginia 119 $ 27,261,000 $ 229,084 $ 82,000
Fayette, Georgia 118 $ 24,357,000 $ 206,415 $ 88,000
Charles, Maryland 117 $ 18,671,000 $ 159,581 $ 69,000
Wilson, Tennessee 117 $ 10,891,000 $ 93,085 $ 68,000
Franklin, Virginia 115 $ 8,470,000 $ 73,652 $ 55,000
Highlands, Florida 114 $ 8,358,000 $ 73,315 $ 57,000
Norfolk, Virginia 112 $ 15,669,000 $ 139,901 $ 83,000
Floyd, Georgia 110 $ 7,067,000 $ 64,245 $ 65,000
Cook, Illinois 110 $ 34,193,000 $ 310,845 $ 169,000
Orange, California 109 $ 56,168,000 $ 515,302 $ 172,000
Douglas, Georgia 109 $ 13,494,000 $ 123,798 $ 79,000
Frederick, Maryland 109 $ 22,424,000 $ 205,724 $ 96,000
James City, Virginia 107 $ 24,480,000 $ 228,785 $ 62,000
Bradley, Tennessee 106 $ 6,332,000 $ 59,735 $ 78,000
Roanoke, Virginia 106 $ 8,004,000 $ 75,509 $ 54,000
Sevier, Tennessee 105 $ 10,081,000 $ 96,009 $ 73,000
Coweta, Georgia 104 $ 22,345,000 $ 214,855 $ 59,000
Union, North Carolina 103 $ 15,978,000 $ 155,126 $ 59,000
Sussex, Delaware 102 $ 36,887,000 $ 361,637 $ 97,000
Escambia, Florida 99 $ 16,923,000 $ 170,939 $ 98,000
Anderson, Tennessee 99 $ 3,737,000 $ 37,747 $ 58,000
Coffee, Georgia 97 $ 3,597,000 $ 37,082 $ 47,000
Hamblen, Tennessee 97 $ 8,590,000 $ 88,556 $ 59,000
Hampton, Virginia 97 $ 9,329,000 $ 96,175 $ 54,000
Hardin, Tennessee 94 $ 4,220,000 $ 44,893 $ 48,000
Lauderdale, Alabama 93 $ 2,899,000 $ 31,172 $ 49,000
Laurens, South Carolina 92 $ 4,640,000 $ 50,434 $ 48,000
Frederick, Virginia 92 $ 19,564,000 $ 212,652 $ 52,000
Indian River, Florida 91 $ 22,167,000 $ 243,593 $ 114,000
DeSoto, Florida 89 $ 4,119,000 $ 46,280 $ 54,000
Troup, Georgia 89 $ 7,061,000 $ 79,337 $ 53,000
Richland, South Carolina 89 $ 15,857,000 $ 178,168 $ 71,000
Randolph, North Carolina 88 $ 5,858,000 $ 66,568 $ 50,000
Kanawha, West Virginia 87 $ 4,681,000 $ 53,804 $ 63,000
Riverside, California 85 $ 35,216,000 $ 414,305 $ 122,000
Blount, Tennessee 85 $ 10,754,000 $ 126,517 $ 75,000
York, Virginia 85 $ 15,112,000 $ 177,788 $ 90,000
Gaston, North Carolina 84 $ 5,226,000 $ 62,214 $ 52,000
Henry, Virginia 83 $ 4,495,000 $ 54,156 $ 57,000
Worth, Georgia 82 $ 1,886,000 $ 23,000 $ 44,000
Davidson, North Carolina 82 $ 5,334,000 $ 65,048 $ 50,000
Albemarle, Virginia 82 $ 25,990,000 $ 316,951 $ 106,000
Effingham, Georgia 81 $ 7,893,000 $ 97,444 $ 59,000
Crittenden, Arkansas 80 $ 2,477,000 $ 30,962 $ 56,000
Wicomico, Maryland 79 $ 11,714,000 $ 148,278 $ 63,000
Davie, North Carolina 79 $ 4,397,000 $ 55,658 $ 47,000
Clay, Florida 76 $ 13,852,000 $ 182,263 $ 73,000
Santa Rosa, Florida 76 $ 13,459,000 $ 177,092 $ 64,000
Culpeper, Virginia 74 $ 13,729,000 $ 185,527 $ 92,000
Jefferson, Alabama 73 $ 16,341,000 $ 223,849 $ 78,000
Walton, Georgia 68 $ 12,607,000 $ 185,397 $ 77,000
Fauquier, Virginia 68 $ 17,772,000 $ 261,352 $ 87,000
Lee, Georgia 67 $ 7,277,000 $ 108,611 $ 100,000
Calvert, Maryland 67 $ 14,107,000 $ 210,552 $ 101,000
Catoosa, Georgia 66 $ 5,581,000 $ 84,560 $ 64,000
Bedford, Virginia 66 $ 10,179,000 $ 154,227 $ 71,000
Jackson, Florida 65 $ 3,615,000 $ 55,615 $ 60,000
Jackson, Georgia 65 $ 9,418,000 $ 144,892 $ 58,000
Rockdale, Georgia 64 $ 9,723,000 $ 151,921 $ 58,000
Clark, Nevada 64 $ 19,496,000 $ 304,625 $ 77,000
Augusta, Virginia 64 $ 4,023,000 $ 62,859 $ 73,000
Suffolk, Virginia 62 $ 8,952,000 $ 144,387 $ 45,000
Dare, North Carolina 61 $ 25,100,000 $ 411,475 $ 280,000
Person, North Carolina 61 $ 3,216,000 $ 52,721 $ 51,000
Multnomah, Oregon 61 $ 13,975,000 $ 229,098 $ 108,000
Sullivan, Tennessee 61 $ 9,398,000 $ 154,065 $ 100,000
Martin, Florida 60 $ 23,164,000 $ 386,066 $ 108,000
Iredell, North Carolina 60 $ 21,587,000 $ 359,783 $ 71,000
Salt Lake, Utah 59 $ 11,907,000 $ 201,813 $ 83,000
Polk, Georgia 58 $ 8,804,000 $ 151,793 $ 89,000
Walker, Georgia 58 $ 3,466,000 $ 59,758 $ 52,000
Franklin, North Carolina 58 $ 3,256,000 $ 56,137 $ 72,000
Hamilton, Ohio 58 $ 10,558,000 $ 182,034 $ 169,000
King, Washington 58 $ 20,103,000 $ 346,603 $ 166,000
San Mateo, California 57 $ 39,161,000 $ 687,035 $ 196,000
York, South Carolina 57 $ 7,303,000 $ 128,122 $ 91,000
Yadkin, North Carolina 56 $ 2,015,000 $ 35,982 $ 43,000
York, Pennsylvania 56 $ 8,902,000 $ 158,964 $ 77,000
Sacramento, California 55 $ 20,161,000 $ 366,563 $ 142,000
Lawrence, Tennessee 55 $ 2,914,000 $ 52,981 $ 50,000
Stanly, North Carolina 54 $ 3,440,000 $ 63,703 $ 69,000
Accomack, Virginia 54 $ 4,459,000 $ 82,574 $ 59,000
Orange, Virginia 53 $ 9,048,000 $ 170,716 $ 62,000
Caldwell, North Carolina 52 $ 3,310,000 $ 63,653 $ 52,000
Giles, Tennessee 52 $ 1,788,000 $ 34,384 $ 44,000
Maury, Tennessee 52 $ 5,160,000 $ 99,230 $ 76,000
Colquitt, Georgia 50 $ 2,006,000 $ 40,120 $ 46,000
DeSoto, Mississippi 50 $ 3,865,000 $ 77,300 $ 76,000
Brunswick, North Carolina 50 $ 16,018,000 $ 320,360 $ 87,000
Santa Cruz, California 49 $ 27,643,000 $ 564,142 $ 163,000
Wayne, Georgia 49 $ 1,510,000 $ 30,816 $ 60,000
Rockingham, Virginia 49 $ 7,852,000 $ 160,244 $ 74,000
Loudon, Tennessee 48 $ 7,814,000 $ 162,791 $ 186,000
Carroll, Maryland 47 $ 11,776,000 $ 250,553 $ 219,000
Granville, North Carolina 47 $ 2,124,000 $ 45,191 $ 48,000
Gordon, Georgia 46 $ 4,373,000 $ 95,065 $ 80,000
Appling, Georgia 45 $ 1,273,000 $ 28,288 $ 52,000
McDuffie, Georgia 44 $ 1,137,000 $ 25,840 $ 39,000
Newton, Georgia 44 $ 4,993,000 $ 113,477 $ 60,000
St. Mary's, Maryland 44 $ 5,227,000 $ 118,795 $ 90,000
Oakland, Michigan 44 $ 14,079,000 $ 319,977 $ 156,000
Bernalillo, New Mexico 44 $ 6,793,000 $ 154,386 $ 71,000
Johnston, North Carolina 44 $ 2,677,000 $ 60,840 $ 50,000
Oconee, South Carolina 44 $ 5,341,000 $ 121,386 $ 65,000
Manassas, Virginia 44 $ 9,187,000 $ 208,795 $ 98,000
Stokes, North Carolina 43 $ 1,521,000 $ 35,372 $ 42,000
Prince George, Virginia 43 $ 3,493,000 $ 81,232 $ 64,000
Clark, Washington 43 $ 9,298,000 $ 216,232 $ 86,000
Henderson, North Carolina 42 $ 4,855,000 $ 115,595 $ 55,000
Greenwood, South Carolina 42 $ 3,439,000 $ 81,880 $ 66,000
Portsmouth, Virginia 42 $ 4,161,000 $ 99,071 $ 56,000
New Castle, Delaware 41 $ 9,066,000 $ 221,121 $ 71,000
Burke, North Carolina 41 $ 7,239,000 $ 176,560 $ 58,000
Catawba, North Carolina 41 $ 8,871,000 $ 216,365 $ 69,000
Chatham, North Carolina 41 $ 6,428,000 $ 156,780 $ 66,000
Barrow, Georgia 40 $ 5,967,000 $ 149,175 $ 66,000
Bryan, Georgia 40 $ 8,145,000 $ 203,625 $ 84,000
Franklin, Florida 39 $ 37,255,000 $ 955,256 $ 344,000
Cherokee, South Carolina 39 $ 1,598,000 $ 40,974 $ 54,000
Caroline, Virginia 39 $ 6,560,000 $ 168,205 $ 56,000
Harris, Georgia 38 $ 5,930,000 $ 156,052 $ 93,000
Oconee, Georgia 38 $ 7,017,000 $ 184,657 $ 85,000
Harnett, North Carolina 38 $ 1,662,000 $ 43,736 $ 51,000
Washington, Oregon 38 $ 8,530,000 $ 224,473 $ 55,000
Robertson, Tennessee 38 $ 2,258,000 $ 59,421 $ 97,000
Baldwin, Alabama 37 $ 14,476,000 $ 391,243 $ 475,000
San Joaquin, California 37 $ 13,516,000 $ 365,297 $ 111,000
Nassau, Florida 37 $ 19,947,000 $ 539,108 $ 146,000
Clackamas, Oregon 37 $ 14,185,000 $ 383,378 $ 163,000
Lee, Alabama 36 $ 5,639,000 $ 156,638 $ 74,000
Fresno, California 36 $ 8,761,000 $ 243,361 $ 139,000
Kern, California 36 $ 8,009,000 $ 222,472 $ 103,000
Mitchell, Georgia 36 $ 673,000 $ 18,694 $ 37,000
Thomas, Georgia 36 $ 2,582,000 $ 71,722 $ 59,000
Anson, North Carolina 36 $ 1,353,000 $ 37,583 $ 51,000
Powhatan, Virginia 36 $ 7,945,000 $ 220,694 $ 68,000
Shelby, Alabama 35 $ 7,555,000 $ 215,857 $ 107,000
Pima, Arizona 35 $ 9,057,000 $ 258,771 $ 100,000
Solano, California 35 $ 12,967,000 $ 370,485 $ 99,000
Tift, Georgia 35 $ 1,395,000 $ 39,857 $ 58,000
Hennepin, Minnesota 35 $ 7,270,000 $ 207,714 $ 38,000
Berkeley, South Carolina 35 $ 11,558,000 $ 330,228 $ 120,000
Staunton, Virginia 35 $ 2,034,000 $ 58,114 $ 37,000
San Bernardino, California 34 $ 12,267,000 $ 360,794 $ 114,000
Cecil, Maryland 34 $ 7,235,000 $ 212,794 $ 90,000
Haywood, North Carolina 34 $ 3,419,000 $ 100,558 $ 45,000
Gadsden, Florida 33 $ 1,914,000 $ 58,000 $ 57,000
Rockingham, North Carolina 33 $ 1,136,000 $ 34,424 $ 45,000
Hawkins, Tennessee 33 $ 2,005,000 $ 60,757 $ 51,000
Goochland, Virginia 33 $ 13,340,000 $ 404,242 $ 129,000
Lynchburg, Virginia 33 $ 1,931,000 $ 58,515 $ 43,000
Sonoma, California 32 $ 14,540,000 $ 454,375 $ 115,000
Monroe, Florida 32 $ 23,795,000 $ 743,593 $ 249,000
Jefferson, Kentucky 32 $ 7,853,000 $ 245,406 $ 101,000
Gloucester, Virginia 32 $ 3,223,000 $ 100,718 $ 96,000
Montgomery, Virginia 32 $ 2,309,000 $ 72,156 $ 56,000
Hamilton, Indiana 31 $ 6,307,000 $ 203,451 $ 91,000
Onslow, North Carolina 31 $ 8,948,000 $ 288,645 $ 162,000
Jefferson, Tennessee 31 $ 1,856,000 $ 59,870 $ 93,000
Marin, California 30 $ 20,935,000 $ 697,833 $ 198,000
Jackson, Oregon 30 $ 8,230,000 $ 274,333 $ 110,000
Aiken, South Carolina 30 $ 3,276,000 $ 109,200 $ 75,000
Cheatham, Tennessee 30 $ 1,830,000 $ 61,000 $ 57,000
Franklin, Tennessee 30 $ 1,768,000 $ 58,933 $ 47,000
Isle of Wight, Virginia 30 $ 5,803,000 $ 193,433 $ 65,000
Louisa, Virginia 30 $ 5,088,000 $ 169,600 $ 54,000
Salem, Virginia 30 $ 1,722,000 $ 57,400 $ 64,000
Russell, Alabama 29 $ 1,097,000 $ 37,827 $ 84,000
Wayne, Michigan 29 $ 4,659,000 $ 160,655 $ 55,000
Currituck, North Carolina 29 $ 18,342,000 $ 632,482 $ 218,000
Monterey, California 28 $ 17,677,000 $ 631,321 $ 173,000
Botetourt, Virginia 28 $ 1,785,000 $ 63,750 $ 48,000
Marion, Indiana 27 $ 4,199,000 $ 155,518 $ 202,000
King William, Virginia 27 $ 2,933,000 $ 108,629 $ 56,000
Shenandoah, Virginia 27 $ 5,299,000 $ 196,259 $ 37,000
Warren, Virginia 27 $ 5,152,000 $ 190,814 $ 76,000
Levy, Florida 26 $ 7,933,000 $ 305,115 $ 64,000
Greene, Georgia 26 $ 14,176,000 $ 545,230 $ 388,000
Pickens, Georgia 26 $ 5,793,000 $ 222,807 $ 88,000
Washoe, Nevada 26 $ 8,918,000 $ 343,000 $ 162,000
Cleveland, North Carolina 26 $ 922,000 $ 35,461 $ 40,000
Wilkes, North Carolina 26 $ 1,673,000 $ 64,346 $ 70,000
Cuyahoga, Ohio 26 $ 3,478,000 $ 133,769 $ 74,000
Dallas, Texas 26 $ 5,655,000 $ 217,500 $ 111,000
Amherst, Virginia 26 $ 1,272,000 $ 48,923 $ 43,000
Okeechobee, Florida 25 $ 2,133,000 $ 85,320 $ 53,000
Cumberland, Maine 25 $ 6,188,000 $ 247,520 $ 74,000
York, Maine 25 $ 7,390,000 $ 295,600 $ 106,000
Carteret, North Carolina 25 $ 7,407,000 $ 296,280 $ 153,000
Cumberland, North Carolina 25 $ 2,237,000 $ 89,480 $ 57,000
Pender, North Carolina 25 $ 5,959,000 $ 238,360 $ 80,000
Tarrant, Texas 25 $ 2,831,000 $ 113,240 $ 90,000
Dinwiddie, Virginia 25 $ 2,136,000 $ 85,440 $ 40,000
Petersburg, Virginia 25 $ 851,000 $ 34,040 $ 46,000
Ada, Idaho 24 $ 4,793,000 $ 199,708 $ 82,000
DuPage, Illinois 24 $ 7,090,000 $ 295,416 $ 82,000
Harris, Texas 24 $ 4,275,000 $ 178,125 $ 103,000
Halifax, Virginia 24 $ 946,000 $ 39,416 $ 51,000
Northampton, Virginia 24 $ 2,097,000 $ 87,375 $ 72,000
Pierce, Washington 24 $ 5,552,000 $ 231,333 $ 109,000
Snohomish, Washington 24 $ 6,119,000 $ 254,958 $ 69,000
El Dorado, California 23 $ 12,396,000 $ 538,956 $ 201,000
Adams, Colorado 23 $ 4,121,000 $ 179,173 $ 66,000
Morgan, Georgia 23 $ 2,278,000 $ 99,043 $ 113,000
Washington, Maryland 23 $ 6,249,000 $ 271,695 $ 131,000
Greene, Missouri 23 $ 2,192,000 $ 95,304 $ 62,000
Hopewell, Virginia 23 $ 1,636,000 $ 71,130 $ 47,000
Patrick, Virginia 23 $ 1,004,000 $ 43,652 $ 45,000
Placer, California 22 $ 11,192,000 $ 508,727 $ 200,000
Dawson, Georgia 22 $ 5,137,000 $ 233,500 $ 64,000
Ware, Georgia 22 $ 1,154,000 $ 52,454 $ 61,000
St. Louis, Missouri 22 $ 4,231,000 $ 192,318 $ 95,000
Gallatin, Montana 22 $ 10,531,000 $ 478,681 $ 343,000
Dorchester, South Carolina 22 $ 2,941,000 $ 133,681 $ 172,000
Georgetown, South Carolina 22 $ 5,598,000 $ 254,454 $ 153,000
Lowndes, Georgia 21 $ 1,521,000 $ 72,428 $ 137,000
Spalding, Georgia 21 $ 2,494,000 $ 118,761 $ 42,000
Will, Illinois 21 $ 3,766,000 $ 179,333 $ 62,000
Jackson, North Carolina 21 $ 13,149,000 $ 626,142 $ 345,000
Saluda, South Carolina 21 $ 750,000 $ 35,714 $ 48,000
Campbell, Tennessee 21 $ 788,000 $ 37,523 $ 41,000
Charlottesville, Virginia 21 $ 4,836,000 $ 230,285 $ 90,000
Colonial Heights, Virginia 21 $ 2,019,000 $ 96,142 $ 67,000
Martinsville, Virginia 21 $ 1,238,000 $ 58,952 $ 41,000
Nelson, Virginia 21 $ 5,603,000 $ 266,809 $ 185,000
Stanislaus, California 20 $ 6,821,000 $ 341,050 $ 105,000
Suffolk, Massachusetts 20 $ 6,740,000 $ 337,000 $ 51,000
Fairfax City, Virginia 20 $ 6,801,000 $ 340,050 $ 121,000
Manassas Park, Virginia 20 $ 5,958,000 $ 297,900 $ 58,000
Whatcom, Washington 20 $ 5,907,000 $ 295,350 $ 105,000
Berkeley, West Virginia 20 $ 3,410,000 $ 170,500 $ 59,000
Putnam, West Virginia 20 $ 1,153,000 $ 57,650 $ 59,000
Tulare, California 19 $ 4,551,000 $ 239,526 $ 128,000
Bulloch, Georgia 19 $ 1,664,000 $ 87,578 $ 79,000
Lexington, South Carolina 19 $ 3,435,000 $ 180,789 $ 100,000
Utah, Utah 19 $ 3,159,000 $ 166,263 $ 49,000
Page, Virginia 19 $ 1,799,000 $ 94,684 $ 66,000
Colbert, Alabama 18 $ 1,540,000 $ 85,555 $ 85,000
San Luis Obispo, California 18 $ 7,160,000 $ 397,777 $ 144,000
Arapahoe, Colorado 18 $ 7,169,000 $ 398,277 $ 341,000
Jefferson, Colorado 18 $ 3,191,000 $ 177,277 $ 88,000
Fannin, Georgia 18 $ 4,296,000 $ 238,666 $ 115,000
Putnam, Georgia 18 $ 6,454,000 $ 358,555 $ 189,000
White, Georgia 18 $ 2,318,000 $ 128,777 $ 63,000
Carter, Tennessee 18 $ 1,096,000 $ 60,888 $ 49,000
Marion, Tennessee 18 $ 2,268,000 $ 126,000 $ 76,000
Roane, Tennessee 18 $ 1,793,000 $ 99,611 $ 119,000
Harrisonburg, Virginia 18 $ 2,070,000 $ 115,000 $ 80,000
Mobile, Alabama 17 $ 2,180,000 $ 128,235 $ 102,000
Decatur, Georgia 17 $ 762,000 $ 44,823 $ 53,000
Hart, Georgia 17 $ 2,273,000 $ 133,705 $ 110,000
Jones, Georgia 17 $ 1,392,000 $ 81,882 $ 74,000
Liberty, Georgia 17 $ 1,563,000 $ 91,941 $ 71,000
McIntosh, Georgia 17 $ 3,840,000 $ 225,882 $ 67,000
Middlesex, Massachusetts 17 $ 5,895,000 $ 346,764 $ 94,000
Anoka, Minnesota 17 $ 4,318,000 $ 254,000 $ 84,000
Butler, Ohio 17 $ 2,287,000 $ 134,529 $ 76,000
Cumberland, Pennsylvania 17 $ 2,534,000 $ 149,058 $ 146,000
Fluvanna, Virginia 17 $ 1,515,000 $ 89,117 $ 77,000
Rockbridge, Virginia 17 $ 1,272,000 $ 74,823 $ 76,000
Santa Barbara, California 16 $ 7,519,000 $ 469,937 $ 125,000
Shasta, California 16 $ 3,942,000 $ 246,375 $ 99,000
Denver, Colorado 16 $ 4,633,000 $ 289,562 $ 664,000
El Paso, Colorado 16 $ 4,283,000 $ 267,687 $ 66,000
Mesa, Colorado 16 $ 2,945,000 $ 184,062 $ 65,000
Wakulla, Florida 16 $ 2,489,000 $ 155,562 $ 78,000
Canyon, Idaho 16 $ 1,558,000 $ 97,375 $ 36,000
Fayette, Kentucky 16 $ 2,839,000 $ 177,437 $ 559,000
Dorchester, Maryland 16 $ 2,503,000 $ 156,437 $ 108,000
Kent, Maryland 16 $ 4,727,000 $ 295,437 $ 62,000
Sandoval, New Mexico 16 $ 3,530,000 $ 220,625 $ 34,000
Lincoln, North Carolina 16 $ 3,296,000 $ 206,000 $ 92,000
Macon, North Carolina 16 $ 6,406,000 $ 400,375 $ 136,000
Franklin, Ohio 16 $ 2,828,000 $ 176,750 $ 71,000
Lane, Oregon 16 $ 2,747,000 $ 171,687 $ 36,000
Denton, Texas 16 $ 4,348,000 $ 271,750 $ 116,000
Williamsburg, Virginia 16 $ 4,684,000 $ 292,750 $ 84,000
Winchester, Virginia 16 $ 3,555,000 $ 222,187 $ 79,000
Washington, Arkansas 15 $ 3,200,000 $ 213,333 $ 151,000
Douglas, Colorado 15 $ 4,313,000 $ 287,533 $ 94,000
Kent, Delaware 15 $ 2,769,000 $ 184,600 $ 86,000
Camden, Georgia 15 $ 1,559,000 $ 103,933 $ 145,000
Haralson, Georgia 15 $ 1,833,000 $ 122,200 $ 86,000
Madison, Indiana 15 $ 3,124,000 $ 208,266 $ 111,000
Scott, Iowa 15 $ 2,122,000 $ 141,466 $ 38,000
Warren, Kentucky 15 $ 2,228,000 $ 148,533 $ 61,000
Talbot, Maryland 15 $ 7,122,000 $ 474,800 $ 162,000
Bergen, New Jersey 15 $ 7,303,000 $ 486,866 $ 233,000
Kings, New York 15 $ 7,217,000 $ 481,133 $ 117,000
Pasquotank, North Carolina 15 $ 2,548,000 $ 169,866 $ 68,000
Florence, South Carolina 15 $ 1,965,000 $ 131,000 $ 117,000
Grainger, Tennessee 15 $ 1,001,000 $ 66,733 $ 60,000
Bexar, Texas 15 $ 3,136,000 $ 209,066 $ 49,000
Campbell, Virginia 15 $ 1,013,000 $ 67,533 $ 55,000
Pulaski, Virginia 15 $ 867,000 $ 57,800 $ 54,000
Waynesboro, Virginia 15 $ 1,226,000 $ 81,733 $ 53,000
Jefferson, West Virginia 15 $ 3,652,000 $ 243,466 $ 80,000
Peach, Georgia 14 $ 671,000 $ 47,928 $ 49,000
Polk, Iowa 14 $ 2,404,000 $ 171,714 $ 70,000
Johnson, Kansas 14 $ 4,641,000 $ 331,500 $ 157,000
Queen Anne's, Maryland 14 $ 4,504,000 $ 321,714 $ 105,000
Plymouth, Massachusetts 14 $ 5,015,000 $ 358,214 $ 114,000
Caswell, North Carolina 14 $ 2,436,000 $ 174,000 $ 89,000
Wayne, North Carolina 14 $ 1,712,000 $ 122,285 $ 49,000
Philadelphia, Pennsylvania 14 $ 1,805,000 $ 128,928 $ 49,000
Jasper, South Carolina 14 $ 2,728,000 $ 194,857 $ 55,000
Dickson, Tennessee 14 $ 474,000 $ 33,857 $ 68,000
Chittenden, Vermont 14 $ 2,394,000 $ 171,000 $ 75,000
New Kent, Virginia 14 $ 2,664,000 $ 190,285 $ 73,000
Pittsylvania, Virginia 14 $ 968,000 $ 69,142 $ 59,000
Tuscaloosa, Alabama 13 $ 1,574,000 $ 121,076 $ 89,000
Yavapai, Arizona 13 $ 3,087,000 $ 237,461 $ 82,000
Butte, California 13 $ 4,480,000 $ 344,615 $ 104,000
Hartford, Connecticut 13 $ 2,477,000 $ 190,538 $ 76,000
Terrell, Georgia 13 $ 805,000 $ 61,923 $ 88,000
Twiggs, Georgia 13 $ 368,000 $ 28,307 $ 44,000
Sedgwick, Kansas 13 $ 2,799,000 $ 215,307 $ 360,000
Flathead, Montana 13 $ 4,507,000 $ 346,692 $ 232,000
Middlesex, New Jersey 13 $ 4,076,000 $ 313,538 $ 138,000
Craven, North Carolina 13 $ 891,000 $ 68,538 $ 64,000
Fayette, Tennessee 13 $ 1,022,000 $ 78,615 $ 59,000
Montgomery, Tennessee 13 $ 1,403,000 $ 107,923 $ 55,000
Polk, Tennessee 13 $ 647,000 $ 49,769 $ 61,000
Lancaster, Virginia 13 $ 4,695,000 $ 361,153 $ 192,000
Madison, Virginia 13 $ 2,505,000 $ 192,692 $ 78,000
Radford, Virginia 13 $ 578,000 $ 44,461 $ 38,000
Randolph, Alabama 12 $ 337,000 $ 28,083 $ 45,000
Pinal, Arizona 12 $ 2,363,000 $ 196,916 $ 79,000
Benton, Arkansas 12 $ 1,621,000 $ 135,083 $ 265,000
Putnam, Florida 12 $ 1,761,000 $ 146,750 $ 130,000
Genesee, Michigan 12 $ 1,592,000 $ 132,666 $ 83,000
Macomb, Michigan 12 $ 2,192,000 $ 182,666 $ 66,000
Jefferson, Missouri 12 $ 1,726,000 $ 143,833 $ 73,000
St. Charles, Missouri 12 $ 1,636,000 $ 136,333 $ 63,000
St. Louis City, Missouri 12 $ 1,308,000 $ 109,000 $ 45,000
Transylvania, North Carolina 12 $ 4,654,000 $ 387,833 $ 345,000
Vance, North Carolina 12 $ 568,000 $ 47,333 $ 62,000
Lorain, Ohio 12 $ 1,848,000 $ 154,000 $ 64,000
Adams, Pennsylvania 12 $ 2,730,000 $ 227,500 $ 84,000
Sequatchie, Tennessee 12 $ 1,154,000 $ 96,166 $ 67,000
Collin, Texas 12 $ 5,828,000 $ 485,666 $ 265,000
Weber, Utah 12 $ 1,927,000 $ 160,583 $ 72,000
King George, Virginia 12 $ 2,536,000 $ 211,333 $ 68,000
Northumberland, Virginia 12 $ 4,860,000 $ 405,000 $ 121,000
Southampton, Virginia 12 $ 277,000 $ 23,083 $ 41,000
Cabell, West Virginia 12 $ 260,000 $ 21,666 $ 59,000
Ventura, California 11 $ 4,959,000 $ 450,818 $ 133,000
Eagle, Colorado 11 $ 6,173,000 $ 561,181 $ 221,000
Gilmer, Georgia 11 $ 2,100,000 $ 190,909 $ 134,000
Lumpkin, Georgia 11 $ 2,037,000 $ 185,181 $ 92,000
Monroe, Georgia 11 $ 1,437,000 $ 130,636 $ 98,000
Somerset, Maryland 11 $ 1,790,000 $ 162,727 $ 55,000
Calhoun, Michigan 11 $ 770,000 $ 70,000 $ 27,000
Clay, Missouri 11 $ 1,518,000 $ 138,000 $ 65,000
Suffolk, New York 11 $ 5,966,000 $ 542,363 $ 207,000
Pitt, North Carolina 11 $ 1,129,000 $ 102,636 $ 67,000
Watauga, North Carolina 11 $ 2,354,000 $ 214,000 $ 141,000
Colleton, South Carolina 11 $ 4,173,000 $ 379,363 $ 167,000
McNairy, Tennessee 11 $ 847,000 $ 77,000 $ 89,000
Travis, Texas 11 $ 2,785,000 $ 253,181 $ 152,000
Charles City, Virginia 11 $ 2,822,000 $ 256,545 $ 79,000
Clarke, Virginia 11 $ 2,547,000 $ 231,545 $ 90,000
Poquoson, Virginia 11 $ 3,405,000 $ 309,545 $ 114,000
Rappahannock, Virginia 11 $ 2,646,000 $ 240,545 $ 97,000
Smyth, Virginia 11 $ 295,000 $ 26,818 $ 41,000
Tallapoosa, Alabama 10 $ 2,780,000 $ 278,000 $ 290,000
Nevada, California 10 $ 3,237,000 $ 323,700 $ 142,000
San Benito, California 10 $ 5,889,000 $ 588,900 $ 124,000
Fairfield, Connecticut 10 $ 9,618,000 $ 961,800 $ 253,000
Hardee, Florida 10 $ 454,000 $ 45,400 $ 41,000
Hendry, Florida 10 $ 1,441,000 $ 144,100 $ 115,000
Butts, Georgia 10 $ 881,000 $ 88,100 $ 57,000
Madison, Georgia 10 $ 1,040,000 $ 104,000 $ 57,000
Kane, Illinois 10 $ 2,706,000 $ 270,600 $ 125,000
Orleans, Louisiana 10 $ 2,844,000 $ 284,400 $ 429,000
Essex, Massachusetts 10 $ 4,240,000 $ 424,000 $ 149,000
Worcester, Massachusetts 10 $ 2,137,000 $ 213,700 $ 57,000
Livingston, Michigan 10 $ 2,365,000 $ 236,500 $ 106,000
Ramsey, Minnesota 10 $ 2,644,000 $ 264,400 $ 73,000
Marshall, Mississippi 10 $ 265,000 $ 26,500 $ 43,000
Hillsborough, New Hampshire 10 $ 2,080,000 $ 208,000 $ 51,000
Rockingham, New Hampshire 10 $ 3,698,000 $ 369,800 $ 111,000
Ocean, New Jersey 10 $ 2,889,000 $ 288,900 $ 130,000
Westchester, New York 10 $ 6,941,000 $ 694,100 $ 308,000
Moore, North Carolina 10 $ 908,000 $ 90,800 $ 70,000
Warren, Ohio 10 $ 1,924,000 $ 192,400 $ 89,000
Bucks, Pennsylvania 10 $ 2,129,000 $ 212,900 $ 65,000
Edgefield, South Carolina 10 $ 1,000,000 $ 100,000 $ 52,000
Coffee, Tennessee 10 $ 557,000 $ 55,700 $ 81,000
Greene, Tennessee 10 $ 1,353,000 $ 135,300 $ 85,000
Smith, Tennessee 10 $ 894,000 $ 89,400 $ 58,000
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Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 30,112 $8,044,639,000 $251,980 $5,825,000 $137,200 $9,999,000
Refinancing 15,455 $3,310,253,000 $266,489 $30,090,000 $137,531 $9,999,000
Home Improvement 11,872 $364,143,000 $110,233 $7,264,000 $159,366 $4,921,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 33,601 $10,457,492,000 $276,640 $10,540,000 $140,060 $9,999,000
White 14,032 $807,232,000 $181,454 $30,090,000 $260,030 $8,778,000
Not Provided 4,649 $224,942,000 $52,909 $5,778,000 $110,590 $7,500,000
Black or African American 3,362 $134,133,000 $44,736 $7,264,000 $117,631 $5,108,000
Hispanic 1,241 $60,820,000 $56,071 $6,500,000 $66,785 $1,157,000
Asian 330 $22,694,000 $251,666 $1,200,000 $408,555 $1,741,000
American Indian or Alaskan Native 159 $7,313,000 $37,200 $350,000 $50,600 $500,000
Native Hawaiian or Other Pacific Islander 65 $4,409,000 $62,000 $400,000 $73,000 $1,556,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 57,415 $11,716,132,000 $240,784 $30,090,000 $134,725 $9,999,000
FHA-insured (Federal Housing Administration) 20 $2,255,000 $112,357 $201,000 $50,500 $111,000
VA-guaranteed (Veterans Administration) 4 $648,000 $160,333 $222,000 $65,666 $114,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 33,044 $10,294,936,000 $275,980 $7,600,000 $146,260 $9,999,000
Application Denied By Financial Institution 10,405 $430,318,000 $50,696 $9,821,000 $96,393 $4,921,000
Loan Originated 9,810 $754,767,000 $424,800 $30,090,000 $355,960 $8,778,000
Application Approved But Not Accepted 4,099 $232,419,000 $51,733 $600,000 $90,266 $5,000,000
Application Withdrawn By Applicant 78 $6,410,000 $78,444 $356,000 $77,777 $540,000
File Closed For Incompleteness 3 $185,000 $66,000 $80,000 $74,000 $152,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 6,885 $232,783,000 $34,916 $6,500,000 $68,708 $4,921,000
Debt-To-Income Ratio 2,554 $140,081,000 $58,789 $9,821,000 $61,736 $664,000
Collateral 519 $29,412,000 $57,266 $1,761,000 $82,066 $2,106,000
Other 205 $13,735,000 $56,842 $606,000 $82,526 $1,798,000
Insufficient Cash (Downpayment, Closing Cost) 189 $12,157,000 $66,100 $401,000 $143,100 $716,000
Credit Application Incomplete 30 $1,166,000 $26,777 $100,000 $68,555 $186,000
Employment History 18 $691,000 $37,750 $228,000 $70,500 $143,000
Unverifiable Information 5 $293,000 $54,500 $125,000 $71,000 $196,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Suntrust Banks, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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