Suntrust Banks, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Suntrust Banks, Inc. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 64,033 |
| Total Mortgage Loan Application Amount | $9,966,815,000 |
| Average Mortgage Loan Application Amount | $148,333 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $112,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 8,611 | $ 1,058,361,000 | $ 122,000 | $ 96,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 4,226 | $ 851,424,000 | $ 198,750 | $ 134,750 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 4,029 | $ 477,159,000 | $ 118,000 | $ 100,000 |
| ORLANDO-KISSIMMEE, FL | 3,605 | $ 560,722,000 | $ 155,000 | $ 117,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2,275 | $ 189,076,000 | $ 83,000 | $ 85,000 |
| RICHMOND, VA | 1,429 | $ 183,060,000 | $ 128,000 | $ 87,000 |
| BALTIMORE-TOWSON, MD | 1,419 | $ 273,761,000 | $ 192,000 | $ 133,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,338 | $ 142,727,000 | $ 106,000 | $ 96,000 |
| RALEIGH-CARY, NC | 1,300 | $ 137,067,000 | $ 105,000 | $ 103,000 |
| LAKELAND, FL | 1,296 | $ 93,669,000 | $ 72,000 | $ 76,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,201 | $ 147,506,000 | $ 188,500 | $ 113,000 |
| CHATTANOOGA, TN-GA | 1,185 | $ 95,360,000 | $ 77,000 | $ 74,000 |
| SARASOTA-BRADENTON-VENICE, FL | 1,150 | $ 264,066,000 | $ 229,000 | $ 136,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 1,114 | $ 153,834,000 | $ 119,500 | $ 92,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1,102 | $ 104,284,000 | $ 94,000 | $ 89,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,040 | $ 208,576,000 | $ 200,000 | $ 206,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 1,003 | $ 212,447,000 | $ 211,000 | $ 160,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 941 | $ 154,979,000 | $ 164,000 | $ 134,000 |
| JACKSONVILLE, FL | 855 | $ 154,010,000 | $ 180,000 | $ 130,000 |
| KNOXVILLE, TN | 835 | $ 94,197,000 | $ 112,000 | $ 105,000 |
| DURHAM, NC | 748 | $ 105,917,000 | $ 141,000 | $ 99,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 717 | $ 207,974,000 | $ 290,000 | $ 240,000 |
| CAPE CORAL-FORT MYERS, FL | 715 | $ 139,119,000 | $ 194,000 | $ 126,000 |
| MEMPHIS, TN-MS-AR | 625 | $ 49,461,000 | $ 52,000 | $ 77,000 |
| GREENVILLE, SC | 570 | $ 50,079,000 | $ 87,000 | $ 74,000 |
| SAVANNAH, GA | 547 | $ 101,763,000 | $ 186,000 | $ 156,000 |
| ROANOKE, VA | 539 | $ 36,629,000 | $ 67,000 | $ 72,000 |
| GREENSBORO-HIGH POINT, NC | 422 | $ 42,726,000 | $ 101,000 | $ 68,000 |
| OCALA, FL | 418 | $ 34,784,000 | $ 83,000 | $ 69,000 |
| WILMINGTON, NC | 387 | $ 104,878,000 | $ 271,000 | $ 203,000 |
| WINSTON-SALEM, NC | 378 | $ 35,500,000 | $ 93,000 | $ 85,000 |
| COLUMBUS, GA-AL | 365 | $ 34,653,000 | $ 69,500 | $ 97,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 358 | $ 114,610,000 | $ 320,000 | $ 134,000 |
| PUNTA GORDA, FL | 342 | $ 46,421,000 | $ 135,000 | $ 94,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 316 | $ 34,131,000 | $ 96,500 | $ 102,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 308 | $ 140,584,000 | $ 456,000 | $ 278,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 284 | $ 48,844,000 | $ 171,000 | $ 142,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 279 | $ 62,967,000 | $ 225,000 | $ 222,000 |
| TALLAHASSEE, FL | 275 | $ 26,634,000 | $ 96,000 | $ 171,000 |
| ALBANY, GA | 268 | $ 15,244,000 | $ 56,000 | $ 82,000 |
| DALTON, GA | 267 | $ 27,047,000 | $ 101,000 | $ 33,000 |
| ASHEVILLE, NC | 263 | $ 28,441,000 | $ 108,000 | $ 110,000 |
| GAINESVILLE, GA | 250 | $ 41,670,000 | $ 166,000 | $ 107,000 |
| BURLINGTON, NC | 241 | $ 14,072,000 | $ 58,000 | $ 74,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 237 | $ 45,267,000 | $ 191,000 | $ 167,000 |
| LYNCHBURG, VA | 231 | $ 15,897,000 | $ 68,000 | $ 70,000 |
| SPARTANBURG, SC | 227 | $ 13,311,000 | $ 58,000 | $ 73,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 215 | $ 82,890,000 | $ 385,000 | $ 132,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 213 | $ 46,171,000 | $ 215,500 | $ 115,500 |
| MACON, GA | 204 | $ 23,187,000 | $ 113,000 | $ 88,000 |
| CHARLOTTESVILLE, VA | 196 | $ 35,654,000 | $ 181,000 | $ 139,000 |
| ANDERSON, SC | 194 | $ 11,727,000 | $ 60,000 | $ 64,000 |
| NAPLES-MARCO ISLAND, FL | 188 | $ 74,737,000 | $ 397,000 | $ 423,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 186 | $ 83,039,000 | $ 446,000 | $ 167,000 |
| ATHENS-CLARKE COUNTY, GA | 182 | $ 18,669,000 | $ 102,000 | $ 82,000 |
| PANAMA CITY-LYNN HAVEN, FL | 175 | $ 35,924,000 | $ 205,000 | $ 162,000 |
| GAINESVILLE, FL | 168 | $ 28,298,000 | $ 168,000 | $ 120,000 |
| BRUNSWICK, GA | 145 | $ 38,884,000 | $ 268,000 | $ 181,000 |
| MORRISTOWN, TN | 145 | $ 9,840,000 | $ 67,000 | $ 61,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 142 | $ 69,158,000 | $ 487,000 | $ 206,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 139 | $ 68,789,000 | $ 494,000 | $ 155,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 138 | $ 127,923,000 | $ 926,000 | $ 289,000 |
| JOHNSON CITY, TN | 137 | $ 10,357,000 | $ 75,000 | $ 77,000 |
| DENVER-AURORA, CO | 131 | $ 36,197,000 | $ 276,000 | $ 145,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 129 | $ 36,807,000 | $ 285,000 | $ 196,000 |
| HICKORY-LENOIR-MORGANTON, NC | 126 | $ 12,384,000 | $ 98,000 | $ 89,000 |
| BAKERSFIELD, CA | 114 | $ 31,579,000 | $ 277,000 | $ 90,000 |
| SALISBURY, MD | 112 | $ 14,363,000 | $ 128,000 | $ 137,000 |
| ROME, GA | 111 | $ 6,318,000 | $ 56,000 | $ 55,000 |
| SEBASTIAN-VERO BEACH, FL | 108 | $ 13,860,000 | $ 128,000 | $ 114,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 107 | $ 30,737,000 | $ 252,500 | $ 58,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 106 | $ 35,478,000 | $ 334,000 | $ 137,000 |
| WARNER ROBINS, GA | 104 | $ 8,550,000 | $ 82,000 | $ 63,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 103 | $ 36,767,000 | $ 356,000 | $ 157,000 |
| FLORENCE-MUSCLE SHOALS, AL | 97 | $ 5,589,000 | $ 57,000 | $ 57,000 |
| BIRMINGHAM-HOOVER, AL | 94 | $ 20,280,000 | $ 215,000 | $ 103,000 |
| COLUMBIA, SC | 94 | $ 16,846,000 | $ 179,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 94 | $ 59,405,000 | $ 631,000 | $ 203,000 |
| LAS VEGAS-PARADISE, NV | 92 | $ 27,330,000 | $ 297,000 | $ 171,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 91 | $ 14,485,000 | $ 155,500 | $ 92,500 |
| CLEVELAND, TN | 89 | $ 6,863,000 | $ 77,000 | $ 69,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 89 | $ 21,793,000 | $ 244,000 | $ 178,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 88 | $ 8,703,000 | $ 68,500 | $ 63,500 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 81 | $ 4,760,000 | $ 58,000 | $ 70,000 |
| CHARLESTON, WV | 81 | $ 4,561,000 | $ 56,000 | $ 69,000 |
| WINCHESTER, VA-WV | 79 | $ 13,862,000 | $ 131,000 | $ 92,500 |
| BOISE CITY-NAMPA, ID | 71 | $ 13,444,000 | $ 189,000 | $ 177,000 |
| HARRISONBURG, VA | 68 | $ 11,910,000 | $ 175,000 | $ 77,000 |
| WILMINGTON, DE-MD-NJ | 66 | $ 12,135,000 | $ 184,500 | $ 117,000 |
| FAYETTEVILLE, NC | 61 | $ 4,384,000 | $ 71,000 | $ 65,000 |
| DALLAS-PLANO-IRVING, TX | 60 | $ 20,039,000 | $ 333,000 | $ 185,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 54 | $ 8,092,000 | $ 149,000 | $ 93,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 54 | $ 28,157,000 | $ 521,000 | $ 201,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 53 | $ 35,093,000 | $ 634,000 | $ 385,500 |
| ALBUQUERQUE, NM | 51 | $ 9,596,000 | $ 188,000 | $ 138,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 46 | $ 7,751,000 | $ 168,000 | $ 102,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 43 | $ 11,514,000 | $ 267,000 | $ 137,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 41 | $ 10,628,000 | $ 181,666 | $ 138,666 |
| SALT LAKE CITY, UT | 40 | $ 13,518,000 | $ 337,000 | $ 206,000 |
| PHILADELPHIA, PA | 39 | $ 4,635,000 | $ 118,000 | $ 97,000 |
| DANVILLE, VA | 38 | $ 1,600,000 | $ 42,000 | $ 69,000 |
| ST. LOUIS, MO-IL | 38 | $ 9,410,000 | $ 169,000 | $ 97,500 |
| FRESNO, CA | 37 | $ 10,677,000 | $ 288,000 | $ 168,000 |
| INDIANAPOLIS-CARMEL, IN | 36 | $ 10,209,000 | $ 283,000 | $ 138,000 |
| YORK-HANOVER, PA | 36 | $ 7,033,000 | $ 195,000 | $ 106,000 |
| JACKSONVILLE, NC | 35 | $ 9,430,000 | $ 269,000 | $ 244,000 |
| AUBURN-OPELIKA, AL | 34 | $ 4,355,000 | $ 128,000 | $ 126,000 |
| TUCSON, AZ | 34 | $ 7,140,000 | $ 210,000 | $ 115,000 |
| STOCKTON, CA | 33 | $ 13,630,000 | $ 413,000 | $ 204,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 32 | $ 5,232,000 | $ 163,000 | $ 147,000 |
| TACOMA, WA | 31 | $ 9,659,000 | $ 311,000 | $ 157,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 30 | $ 19,196,000 | $ 639,000 | $ 252,000 |
| FORT WORTH-ARLINGTON, TX | 30 | $ 5,680,000 | $ 189,000 | $ 178,000 |
| EDISON, NJ | 29 | $ 11,281,000 | $ 389,000 | $ 165,000 |
| COLUMBUS, OH | 28 | $ 4,715,000 | $ 168,000 | $ 103,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 26 | $ 1,005,000 | $ 38,000 | $ 79,000 |
| NEWARK-UNION, NJ-PA | 26 | $ 8,384,000 | $ 270,000 | $ 76,500 |
| SANTA ROSA-PETALUMA, CA | 26 | $ 11,155,000 | $ 429,000 | $ 175,000 |
| CUMBERLAND, MD-WV | 24 | $ 1,368,000 | $ 62,500 | $ 84,500 |
| BOSTON-QUINCY, MA | 22 | $ 9,291,000 | $ 422,000 | $ 161,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 21 | $ 4,624,000 | $ 220,000 | $ 62,000 |
| COLLEGE STATION-BRYAN, TX | 20 | $ 1,955,000 | $ 97,000 | $ 3,000 |
| SALEM, OR | 20 | $ 4,567,000 | $ 228,000 | $ 111,000 |
| VALDOSTA, GA | 20 | $ 1,423,000 | $ 71,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 19 | $ 5,251,000 | $ 218,000 | $ 92,000 |
| VALLEJO-FAIRFIELD, CA | 19 | $ 7,782,000 | $ 409,000 | $ 130,000 |
| AUSTIN-ROUND ROCK, TX | 18 | $ 5,413,000 | $ 300,000 | $ 214,000 |
| GREENVILLE, NC | 18 | $ 1,295,000 | $ 71,000 | $ 84,000 |
| BEND, OR | 17 | $ 4,262,000 | $ 250,000 | $ 169,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 17 | $ 3,589,000 | $ 211,000 | $ 127,000 |
| SAN ANTONIO, TX | 17 | $ 3,041,000 | $ 178,000 | $ 95,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 15 | $ 5,918,000 | $ 394,000 | $ 162,000 |
| EUGENE-SPRINGFIELD, OR | 15 | $ 1,991,000 | $ 132,000 | $ 92,000 |
| HUNTSVILLE, AL | 15 | $ 1,083,000 | $ 72,000 | $ 128,000 |
| MOBILE, AL | 15 | $ 1,030,000 | $ 68,000 | $ 127,000 |
| RENO-SPARKS, NV | 15 | $ 4,984,000 | $ 332,000 | $ 133,000 |
| SANTA CRUZ-WATSONVILLE, CA | 15 | $ 8,698,000 | $ 579,000 | $ 161,000 |
| WORCESTER, MA | 15 | $ 2,995,000 | $ 199,000 | $ 105,000 |
| FORT COLLINS-LOVELAND, CO | 14 | $ 3,017,000 | $ 215,000 | $ 103,000 |
| HARRISBURG-CARLISLE, PA | 14 | $ 1,985,000 | $ 141,000 | $ 126,000 |
| MODESTO, CA | 14 | $ 5,291,000 | $ 377,000 | $ 102,000 |
| SALINAS, CA | 14 | $ 7,698,000 | $ 549,000 | $ 166,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 13 | $ 2,078,000 | $ 229,000 | $ 169,500 |
| CAMDEN, NJ | 13 | $ 2,577,000 | $ 198,000 | $ 113,000 |
| GOLDSBORO, NC | 13 | $ 1,212,000 | $ 93,000 | $ 101,000 |
| MONTGOMERY, AL | 13 | $ 1,770,000 | $ 136,000 | $ 110,000 |
| OGDEN-CLEARFIELD, UT | 13 | $ 2,059,000 | $ 158,000 | $ 78,000 |
| PRESCOTT, AZ | 13 | $ 4,445,000 | $ 341,000 | $ 129,000 |
| SANTA BARBARA-SANTA MARIA, CA | 13 | $ 4,899,000 | $ 376,000 | $ 133,000 |
| COLORADO SPRINGS, CO | 12 | $ 4,016,000 | $ 334,000 | $ 149,000 |
| HINESVILLE-FORT STEWART, GA | 12 | $ 939,000 | $ 78,000 | $ 76,000 |
| KANSAS CITY, MO-KS | 12 | $ 1,550,000 | $ 134,000 | $ 81,500 |
| PROVO-OREM, UT | 12 | $ 2,709,000 | $ 225,000 | $ 184,000 |
| REDDING, CA | 12 | $ 2,679,000 | $ 223,000 | $ 158,000 |
| ROCKY MOUNT, NC | 12 | $ 571,000 | $ 47,000 | $ 92,000 |
| CLARKSVILLE, TN-KY | 11 | $ 675,000 | $ 61,000 | $ 66,000 |
| LONGVIEW, WA | 11 | $ 1,011,000 | $ 91,000 | $ 47,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 11 | $ 3,615,000 | $ 328,000 | $ 120,000 |
| ANN ARBOR, MI | 10 | $ 2,850,000 | $ 285,000 | $ 130,000 |
| COEUR D'ALENE, ID | 10 | $ 1,973,000 | $ 197,000 | $ 78,000 |
| GREELEY, CO | 10 | $ 2,390,000 | $ 239,000 | $ 441,000 |
| MERCED, CA | 10 | $ 3,323,000 | $ 332,000 | $ 100,000 |
| OKLAHOMA CITY, OK | 10 | $ 2,209,000 | $ 220,000 | $ 141,000 |
| BATON ROUGE, LA | 9 | $ 816,000 | $ 90,000 | $ 32,000 |
| CHICO, CA | 9 | $ 3,343,000 | $ 371,000 | $ 150,000 |
| GRAND JUNCTION, CO | 9 | $ 2,793,000 | $ 310,000 | $ 102,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 9 | $ 2,283,000 | $ 253,000 | $ 168,000 |
| JACKSON, TN | 9 | $ 853,000 | $ 94,000 | $ 100,000 |
| LEXINGTON-FAYETTE, KY | 9 | $ 2,212,000 | $ 245,000 | $ 74,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 9 | $ 1,946,000 | $ 186,500 | $ 87,500 |
| MEDFORD, OR | 9 | $ 1,633,000 | $ 181,000 | $ 72,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 9 | $ 6,095,000 | $ 677,000 | $ 172,000 |
| PITTSBURGH, PA | 9 | $ 1,279,000 | $ 142,000 | $ 99,000 |
| ST. CLOUD, MN | 9 | $ 1,849,000 | $ 205,000 | $ 31,000 |
| AKRON, OH | 8 | $ 1,355,000 | $ 169,000 | $ 80,000 |
| DES MOINES-WEST DES MOINES, IA | 8 | $ 838,000 | $ 104,000 | $ 109,000 |
| ESSEX COUNTY, MA | 8 | $ 2,543,000 | $ 317,000 | $ 129,000 |
| MADISON, WI | 8 | $ 2,083,000 | $ 260,000 | $ 46,000 |
| NAPA, CA | 8 | $ 4,911,000 | $ 613,000 | $ 222,000 |
| NASSAU-SUFFOLK, NY | 8 | $ 4,281,000 | $ 535,000 | $ 185,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 8 | $ 1,807,000 | $ 225,000 | $ 109,000 |
| SPRINGFIELD, MA | 8 | $ 1,145,000 | $ 143,000 | $ 37,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,450,000 | $ 181,000 | $ 133,000 |
| BOULDER, CO | 7 | $ 2,217,000 | $ 316,000 | $ 133,000 |
| FLORENCE, SC | 7 | $ 1,937,000 | $ 276,000 | $ 124,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,539,000 | $ 219,000 | $ 234,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 7 | $ 3,211,000 | $ 458,000 | $ 213,000 |
| ST. GEORGE, UT | 7 | $ 1,250,000 | $ 178,000 | $ 88,000 |
| YUBA CITY, CA | 7 | $ 1,899,000 | $ 271,000 | $ 121,000 |
| ANNISTON-OXFORD, AL | 6 | $ 234,000 | $ 39,000 | $ 35,000 |
| BREMERTON-SILVERDALE, WA | 6 | $ 1,472,000 | $ 245,000 | $ 105,000 |
| JACKSON, MS | 6 | $ 841,000 | $ 140,000 | $ 120,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 6 | $ 555,000 | $ 92,000 | $ 95,000 |
| READING, PA | 6 | $ 926,000 | $ 154,000 | $ 115,000 |
| SPRINGFIELD, MO | 6 | $ 563,000 | $ 93,000 | $ 88,000 |
| ANDERSON, IN | 5 | $ 1,850,000 | $ 370,000 | $ 157,000 |
| ATLANTIC CITY, NJ | 5 | $ 2,844,000 | $ 568,000 | $ 307,000 |
| BELLINGHAM, WA | 5 | $ 1,325,000 | $ 265,000 | $ 91,000 |
| DECATUR, AL | 5 | $ 69,000 | $ 13,000 | $ 45,000 |
| DOVER, DE | 5 | $ 866,000 | $ 173,000 | $ 46,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 792,000 | $ 158,000 | $ 97,000 |
| LANCASTER, PA | 5 | $ 635,000 | $ 127,000 | $ 98,000 |
| MANCHESTER-NASHUA, NH | 5 | $ 1,375,000 | $ 275,000 | $ 49,000 |
| OLYMPIA, WA | 5 | $ 837,000 | $ 167,000 | $ 65,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 5 | $ 982,000 | $ 196,000 | $ 109,000 |
| SANTA FE, NM | 5 | $ 1,676,000 | $ 335,000 | $ 156,000 |
| SHREVEPORT-BOSSIER CITY, LA | 5 | $ 556,000 | $ 111,000 | $ 100,000 |
| SPOKANE, WA | 5 | $ 1,091,000 | $ 218,000 | $ 123,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 5 | $ 267,000 | $ 51,000 | $ 75,500 |
| BOWLING GREEN, KY | 4 | $ 665,000 | $ 166,000 | $ 109,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 4 | $ 393,000 | $ 86,500 | $ 47,000 |
| DOTHAN, AL | 4 | $ 345,000 | $ 86,000 | $ 65,000 |
| GULFPORT-BILOXI, MS | 4 | $ 365,000 | $ 91,000 | $ 87,000 |
| HANFORD-CORCORAN, CA | 4 | $ 747,000 | $ 186,000 | $ 94,000 |
| JONESBORO, AR | 4 | $ 82,000 | $ 20,000 | $ 39,000 |
| OCEAN CITY, NJ | 4 | $ 1,620,000 | $ 405,000 | $ 192,000 |
| ROCHESTER, NY | 4 | $ 667,000 | $ 166,000 | $ 133,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 601,000 | $ 200,000 | $ 127,000 |
| BINGHAMTON, NY | 3 | $ 244,000 | $ 81,000 | $ 24,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 181,000 | $ 60,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 3 | $ 768,000 | $ 256,000 | $ 125,000 |
| CHEYENNE, WY | 3 | $ 396,000 | $ 132,000 | $ 95,000 |
| DAYTON, OH | 3 | $ 371,000 | $ 123,000 | $ 94,000 |
| FLINT, MI | 3 | $ 350,000 | $ 116,000 | $ 35,000 |
| GRAND RAPIDS-WYOMING, MI | 3 | $ 523,000 | $ 174,000 | $ 105,000 |
| IDAHO FALLS, ID | 3 | $ 323,000 | $ 107,000 | $ 109,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 3 | $ 700,000 | $ 233,000 | $ 139,000 |
| LAKE CHARLES, LA | 3 | $ 226,000 | $ 75,000 | $ 101,000 |
| MADERA, CA | 3 | $ 712,000 | $ 237,000 | $ 60,000 |
| MORGANTOWN, WV | 3 | $ 93,000 | $ 31,000 | $ 58,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 3 | $ 65,000 | $ 20,000 | $ 38,500 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 3 | $ 610,000 | $ 180,000 | $ 71,000 |
| STATE COLLEGE, PA | 3 | $ 371,000 | $ 123,000 | $ 92,000 |
| SUMTER, SC | 3 | $ 249,000 | $ 83,000 | $ 68,000 |
| TRENTON-EWING, NJ | 3 | $ 538,000 | $ 179,000 | $ 86,000 |
| TULSA, OK | 3 | $ 528,000 | $ 176,000 | $ 177,000 |
| TUSCALOOSA, AL | 3 | $ 858,000 | $ 286,000 | $ 151,000 |
| YAKIMA, WA | 3 | $ 652,000 | $ 217,000 | $ 73,000 |
| ANCHORAGE, AK | 2 | $ 351,000 | $ 175,000 | $ 314,000 |
| BARNSTABLE TOWN, MA | 2 | $ 589,000 | $ 294,000 | $ 101,000 |
| BATTLE CREEK, MI | 2 | $ 165,000 | $ 82,000 | $ 22,000 |
| COLUMBIA, MO | 2 | $ 689,000 | $ 344,000 | $ 109,000 |
| CORVALLIS, OR | 2 | $ 556,000 | $ 278,000 | $ 99,000 |
| ELIZABETHTOWN, KY | 2 | $ 225,000 | $ 112,000 | $ 77,000 |
| FLAGSTAFF, AZ | 2 | $ 354,000 | $ 177,000 | $ 62,000 |
| GADSDEN, AL | 2 | $ 222,000 | $ 111,000 | $ 72,000 |
| GARY, IN | 2 | $ 227,000 | $ 113,000 | $ 47,000 |
| HOT SPRINGS, AR | 2 | $ 224,000 | $ 112,000 | $ 73,000 |
| MISSOULA, MT | 2 | $ 862,000 | $ 431,000 | $ 216,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 457,000 | $ 228,000 | $ 0 |
| NORWICH-NEW LONDON, CT | 2 | $ 273,000 | $ 136,000 | $ 590,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 2 | $ 407,000 | $ 203,000 | $ 113,000 |
| PUEBLO, CO | 2 | $ 751,000 | $ 375,000 | $ 35,000 |
| RACINE, WI | 2 | $ 139,000 | $ 69,000 | $ 8,000 |
| ROCKFORD, IL | 2 | $ 58,000 | $ 29,000 | $ 66,000 |
| SPRINGFIELD, IL | 2 | $ 153,000 | $ 76,000 | $ 179,000 |
| SYRACUSE, NY | 2 | $ 159,000 | $ 79,000 | $ 46,000 |
| WICHITA, KS | 2 | $ 173,000 | $ 86,000 | $ 54,000 |
| ALTOONA, PA | 1 | $ 56,000 | $ 56,000 | $ 56,000 |
| BLOOMINGTON-NORMAL, IL | 1 | $ 109,000 | $ 109,000 | $ 0 |
| BROWNSVILLE-HARLINGEN, TX | 1 | $ 80,000 | $ 80,000 | $ 0 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 216,000 | $ 216,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 192,000 | $ 192,000 | $ 58,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 60,000 | $ 60,000 | $ 102,000 |
| CORPUS CHRISTI, TX | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| DULUTH, MN-WI | 1 | $ 218,000 | $ 218,000 | $ 143,000 |
| EL CENTRO, CA | 1 | $ 46,000 | $ 46,000 | $ 0 |
| EVANSVILLE, IN-KY | 1 | $ 464,000 | $ 464,000 | $ 375,000 |
| FARMINGTON, NM | 1 | $ 79,000 | $ 79,000 | $ 0 |
| FORT SMITH, AR-OK | 1 | $ 30,000 | $ 30,000 | $ 95,000 |
| HOLLAND-GRAND HAVEN, MI | 1 | $ 39,000 | $ 39,000 | $ 43,000 |
| JACKSON, MI | 1 | $ 88,000 | $ 88,000 | $ 0 |
| JANESVILLE, WI | 1 | $ 148,000 | $ 148,000 | $ 73,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 1 | $ 168,000 | $ 168,000 | $ 83,000 |
| KOKOMO, IN | 1 | $ 720,000 | $ 720,000 | $ 766,000 |
| LANSING-EAST LANSING, MI | 1 | $ 92,000 | $ 92,000 | $ 101,000 |
| LAS CRUCES, NM | 1 | $ 108,000 | $ 108,000 | $ 240,000 |
| LAWRENCE, KS | 1 | $ 446,000 | $ 446,000 | $ 146,000 |
| LAWTON, OK | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| LINCOLN, NE | 1 | $ 634,000 | $ 634,000 | $ 350,000 |
| MONROE, MI | 1 | $ 66,000 | $ 66,000 | $ 87,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 54,000 | $ 54,000 | $ 180,000 |
| PASCAGOULA, MS | 1 | $ 60,000 | $ 60,000 | $ 109,000 |
| PEORIA, IL | 1 | $ 106,000 | $ 106,000 | $ 72,000 |
| RAPID CITY, SD | 1 | $ 42,000 | $ 42,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 1 | $ 141,000 | $ 141,000 | $ 103,000 |
| SHERMAN-DENISON, TX | 1 | $ 3,000 | $ 3,000 | $ 24,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 152,000 | $ 152,000 | $ 96,000 |
| TERRE HAUTE, IN | 1 | $ 160,000 | $ 160,000 | $ 88,000 |
| TOLEDO, OH | 1 | $ 40,000 | $ 40,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 177,000 | $ 177,000 | $ 74,000 |
| WATERLOO-CEDAR FALLS, IA | 1 | $ 99,000 | $ 99,000 | $ 48,000 |
| WENATCHEE, WA | 1 | $ 220,000 | $ 220,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23,644 | $6,214,854,000 | $262,000 | $10,000,000 | $149,000 | $9,999,000 |
| Refinancing | 20,538 | $3,127,149,000 | $152,000 | $8,000,000 | $122,000 | $9,999,000 |
| Home Improvement | 19,851 | $624,812,000 | $31,000 | $2,300,000 | $66,000 | $5,004,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 22,962 | $7,758,623,000 | $337,000 | $10,000,000 | $171,000 | $9,999,000 |
| White | 22,777 | $1,321,668,000 | $58,000 | $7,668,000 | $87,000 | $7,777,000 |
| Not Provided | 8,231 | $471,208,000 | $57,000 | $1,250,000 | $94,000 | $5,459,000 |
| Black or African American | 6,089 | $212,692,000 | $34,000 | $3,750,000 | $58,000 | $3,600,000 |
| Hispanic | 2,735 | $118,934,000 | $43,000 | $1,343,000 | $66,000 | $2,860,000 |
| Asian | 795 | $60,341,000 | $75,000 | $4,825,000 | $111,000 | $2,665,000 |
| American Indian or Alaskan Native | 288 | $14,740,000 | $51,000 | $418,000 | $86,000 | $755,000 |
| Native Hawaiian or Other Pacific Islander | 156 | $8,609,000 | $55,000 | $400,000 | $93,000 | $996,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 64,019 | $9,965,079,000 | $155,000 | $10,000,000 | $115,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 10 | $1,061,000 | $106,000 | $170,000 | $62,000 | $115,000 |
| VA-guaranteed (Veterans Administration) | 4 | $675,000 | $168,000 | $246,000 | $76,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 22,331 | $7,605,365,000 | $340,000 | $8,000,000 | $176,000 | $9,999,000 |
| Loan Originated | 18,161 | $1,261,744,000 | $69,000 | $10,000,000 | $98,000 | $7,777,000 |
| Application Denied By Financial Institution | 16,376 | $653,142,000 | $39,000 | $7,668,000 | $59,000 | $4,190,000 |
| Application Approved But Not Accepted | 7,139 | $445,169,000 | $62,000 | $750,000 | $95,000 | $3,600,000 |
| Application Withdrawn By Applicant | 24 | $1,284,000 | $53,000 | $136,000 | $76,000 | $300,000 |
| File Closed For Incompleteness | 2 | $111,000 | $55,000 | $72,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 10,497 | $310,641,000 | $29,000 | $7,668,000 | $54,000 | $4,190,000 |
| Debt-To-Income Ratio | 4,495 | $244,674,000 | $54,000 | $5,000,000 | $58,000 | $1,260,000 |
| Collateral | 742 | $51,460,000 | $69,000 | $3,500,000 | $102,000 | $2,700,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 284 | $22,522,000 | $79,000 | $1,250,000 | $119,000 | $946,000 |
| Other | 211 | $16,430,000 | $77,000 | $620,000 | $95,000 | $1,000,000 |
| Credit Application Incomplete | 81 | $4,911,000 | $60,000 | $244,000 | $90,000 | $250,000 |
| Employment History | 47 | $1,152,000 | $24,000 | $160,000 | $49,000 | $200,000 |
| Unverifiable Information | 18 | $1,342,000 | $74,000 | $333,000 | $87,000 | $330,000 |
| Mortgage Insurance Denied | 1 | $10,000 | $10,000 | $10,000 | $38,000 | $38,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.