Suntrust Banks, Inc. Mortgage Lending & HMDA Data, 2006

In 2006, Suntrust Banks, Inc. of Atlanta, GA reported 64,033 mortgage applications totaling $10.0 billion, up 11% from 2005. The average application was for $155,651, and applicants reported an average income of $114,608. 28% of its applications resulted in an originated loan and 26% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (8,611), Washington-Arlington-Alexandria, DC-VA-MD-WV (4,226) and Tampa-St. Petersburg-Clearwater, FL (4,029) (applications in parentheses).

Mortgage Company & Address Suntrust Banks, Inc.
P.O. Box 4418, Mail Code 663
Atlanta, GA 30302
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 64,033
Total Mortgage Loan Application Amount $9,966,815,000
Average Mortgage Loan Application Amount $155,651
Highest Mortgage Loan Application Amount $10,000,000
Average Applicant Income $114,608
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suntrust Banks, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Suntrust Banks, Inc. by County in 2006

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Fulton, Georgia 2,110 $ 365,335,000 $ 173,144 $ 125,000
Orange, Florida 1,769 $ 304,278,000 $ 172,005 $ 125,000
Hillsborough, Florida 1,423 $ 183,331,000 $ 128,834 $ 112,000
Volusia, Florida 1,338 $ 142,727,000 $ 106,671 $ 96,000
Pinellas, Florida 1,317 $ 163,885,000 $ 124,438 $ 105,000
Polk, Florida 1,296 $ 93,669,000 $ 72,275 $ 76,000
Wake, North Carolina 1,137 $ 125,666,000 $ 110,524 $ 105,000
Gwinnett, Georgia 1,108 $ 129,648,000 $ 117,010 $ 91,000
DeKalb, Georgia 1,107 $ 119,711,000 $ 108,140 $ 82,000
Brevard, Florida 1,102 $ 104,284,000 $ 94,631 $ 89,000
Davidson, Tennessee 1,098 $ 91,503,000 $ 83,336 $ 80,000
Cobb, Georgia 1,046 $ 133,956,000 $ 128,065 $ 104,000
Miami-Dade, Florida 1,040 $ 208,576,000 $ 200,553 $ 206,000
Fairfax, Virginia 1,007 $ 255,931,000 $ 254,151 $ 145,000
Hamilton, Tennessee 965 $ 79,396,000 $ 82,275 $ 75,000
Broward, Florida 941 $ 154,979,000 $ 164,696 $ 134,000
Prince George's, Maryland 892 $ 97,238,000 $ 109,011 $ 86,000
Pasco, Florida 865 $ 89,551,000 $ 103,527 $ 89,000
Montgomery, Maryland 856 $ 190,138,000 $ 222,123 $ 167,000
Palm Beach, Florida 717 $ 207,974,000 $ 290,061 $ 240,000
Lee, Florida 715 $ 139,119,000 $ 194,572 $ 126,000
Seminole, Florida 678 $ 108,662,000 $ 160,268 $ 136,000
Lake, Florida 673 $ 85,758,000 $ 127,426 $ 92,000
District of Columbia, District Of Columbia 596 $ 131,160,000 $ 220,067 $ 120,000
Manatee, Florida 587 $ 124,547,000 $ 212,175 $ 101,000
Knox, Tennessee 575 $ 71,108,000 $ 123,666 $ 118,000
Sarasota, Florida 563 $ 139,519,000 $ 247,813 $ 171,000
Mecklenburg, North Carolina 541 $ 90,237,000 $ 166,796 $ 110,000
Clayton, Georgia 520 $ 23,069,000 $ 44,363 $ 66,000
Henry, Georgia 506 $ 42,383,000 $ 83,760 $ 78,000
Shelby, Tennessee 488 $ 40,818,000 $ 83,643 $ 99,000
Beaufort, South Carolina 487 $ 219,877,000 $ 451,492 $ 258,000
Osceola, Florida 485 $ 62,024,000 $ 127,884 $ 96,000
Duval, Florida 469 $ 63,615,000 $ 135,639 $ 111,000
Chatham, Georgia 457 $ 91,750,000 $ 200,765 $ 164,000
Prince William, Virginia 432 $ 91,571,000 $ 211,969 $ 108,000
Hernando, Florida 424 $ 40,392,000 $ 95,264 $ 70,000
Marion, Florida 418 $ 34,784,000 $ 83,215 $ 69,000
Rutherford, Tennessee 397 $ 12,535,000 $ 31,574 $ 57,000
Anne Arundel, Maryland 393 $ 72,429,000 $ 184,297 $ 133,000
Durham, North Carolina 379 $ 52,733,000 $ 139,137 $ 95,000
Baltimore, Maryland 370 $ 72,188,000 $ 195,102 $ 132,000
Greenville, South Carolina 366 $ 31,756,000 $ 86,765 $ 71,000
Henrico, Virginia 362 $ 41,027,000 $ 113,334 $ 78,000
Chesterfield, Virginia 356 $ 48,364,000 $ 135,853 $ 95,000
Cherokee, Georgia 345 $ 46,966,000 $ 136,133 $ 106,000
Charlotte, Florida 342 $ 46,421,000 $ 135,733 $ 94,000
Williamson, Tennessee 339 $ 58,465,000 $ 172,463 $ 145,000
Forsyth, Georgia 328 $ 61,106,000 $ 186,298 $ 122,000
Flagler, Florida 325 $ 42,289,000 $ 130,120 $ 103,000
Loudoun, Virginia 322 $ 86,592,000 $ 268,919 $ 141,000
Maricopa, Arizona 321 $ 106,968,000 $ 333,233 $ 129,000
Citrus, Florida 298 $ 32,273,000 $ 108,298 $ 83,000
Guilford, North Carolina 292 $ 30,564,000 $ 104,671 $ 63,000
Muscogee, Georgia 283 $ 27,460,000 $ 97,031 $ 127,000
Horry, South Carolina 279 $ 62,967,000 $ 225,688 $ 222,000
New Hanover, North Carolina 266 $ 74,568,000 $ 280,330 $ 208,000
Virginia Beach, Virginia 255 $ 42,124,000 $ 165,192 $ 125,000
Hall, Georgia 250 $ 41,670,000 $ 166,680 $ 107,000
Whitfield, Georgia 245 $ 25,456,000 $ 103,902 $ 32,000
Alamance, North Carolina 241 $ 14,072,000 $ 58,390 $ 74,000
Charleston, South Carolina 238 $ 114,291,000 $ 480,214 $ 299,000
Highlands, Florida 231 $ 12,866,000 $ 55,696 $ 53,000
Forsyth, North Carolina 229 $ 26,784,000 $ 116,960 $ 96,000
Spartanburg, South Carolina 227 $ 13,311,000 $ 58,638 $ 73,000
Leon, Florida 222 $ 22,913,000 $ 103,211 $ 193,000
Baltimore City, Maryland 217 $ 30,052,000 $ 138,488 $ 133,000
Richmond City, Virginia 216 $ 31,711,000 $ 146,810 $ 97,000
Orange, North Carolina 214 $ 32,712,000 $ 152,859 $ 112,000
St. Lucie, Florida 205 $ 24,425,000 $ 119,146 $ 105,000
Carroll, Georgia 197 $ 9,544,000 $ 48,446 $ 48,000
Anderson, South Carolina 194 $ 11,727,000 $ 60,448 $ 64,000
Collier, Florida 188 $ 74,737,000 $ 397,537 $ 423,000
St. Johns, Florida 188 $ 57,227,000 $ 304,398 $ 197,000
Los Angeles, California 186 $ 83,039,000 $ 446,446 $ 167,000
Howard, Maryland 178 $ 44,883,000 $ 252,151 $ 140,000
Cabarrus, North Carolina 177 $ 16,407,000 $ 92,694 $ 75,000
Paulding, Georgia 176 $ 19,795,000 $ 112,471 $ 74,000
Bay, Florida 175 $ 35,924,000 $ 205,280 $ 162,000
Fayette, Georgia 174 $ 24,432,000 $ 140,413 $ 104,000
Buncombe, North Carolina 170 $ 18,224,000 $ 107,200 $ 77,000
Roanoke City, Virginia 170 $ 9,360,000 $ 55,058 $ 50,000
Alachua, Florida 164 $ 27,926,000 $ 170,280 $ 121,000
Riverside, California 159 $ 64,870,000 $ 407,987 $ 138,000
Sumner, Tennessee 159 $ 13,816,000 $ 86,893 $ 96,000
Dougherty, Georgia 158 $ 11,608,000 $ 73,468 $ 81,000
Alexandria, Virginia 158 $ 42,548,000 $ 269,291 $ 157,000
Rockdale, Georgia 157 $ 11,059,000 $ 70,439 $ 68,000
Harford, Maryland 156 $ 24,498,000 $ 157,038 $ 105,000
Roanoke, Virginia 156 $ 8,282,000 $ 53,089 $ 83,000
Douglas, Georgia 152 $ 10,449,000 $ 68,743 $ 63,000
Hanover, Virginia 152 $ 19,883,000 $ 130,809 $ 84,000
Wilson, Tennessee 149 $ 6,476,000 $ 43,463 $ 64,000
Chesapeake, Virginia 149 $ 14,283,000 $ 95,859 $ 76,000
Frederick, Maryland 147 $ 22,309,000 $ 151,761 $ 116,000
Clay, Florida 146 $ 14,722,000 $ 100,835 $ 90,000
Bibb, Georgia 144 $ 8,091,000 $ 56,187 $ 91,000
San Diego, California 142 $ 69,158,000 $ 487,028 $ 206,000
Charles, Maryland 142 $ 17,085,000 $ 120,316 $ 118,000
Union, North Carolina 141 $ 29,304,000 $ 207,829 $ 142,000
Arlington, Virginia 141 $ 37,407,000 $ 265,297 $ 144,000
Norfolk, Virginia 141 $ 13,405,000 $ 95,070 $ 80,000
Sumter, Florida 140 $ 7,889,000 $ 56,350 $ 58,000
Richmond, Georgia 138 $ 11,333,000 $ 82,123 $ 78,000
Bartow, Georgia 136 $ 11,637,000 $ 85,566 $ 68,000
Glynn, Georgia 134 $ 38,294,000 $ 285,776 $ 192,000
Escambia, Florida 133 $ 23,367,000 $ 175,691 $ 169,000
Coweta, Georgia 127 $ 11,547,000 $ 90,921 $ 73,000
Spotsylvania, Virginia 127 $ 18,907,000 $ 148,874 $ 104,000
Rowan, North Carolina 123 $ 8,866,000 $ 72,081 $ 58,000
Clarke, Georgia 122 $ 12,302,000 $ 100,836 $ 78,000
Pickens, South Carolina 121 $ 14,020,000 $ 115,867 $ 96,000
Washington, Tennessee 120 $ 9,605,000 $ 80,041 $ 82,000
James City, Virginia 117 $ 19,343,000 $ 165,324 $ 107,000
Gaston, North Carolina 115 $ 6,730,000 $ 58,521 $ 69,000
Kern, California 114 $ 31,579,000 $ 277,008 $ 90,000
Franklin, Virginia 114 $ 10,993,000 $ 96,429 $ 84,000
Floyd, Georgia 111 $ 6,318,000 $ 56,918 $ 55,000
Newton, Georgia 111 $ 6,334,000 $ 57,063 $ 74,000
Johnston, North Carolina 111 $ 7,999,000 $ 72,063 $ 95,000
Anderson, Tennessee 111 $ 3,623,000 $ 32,639 $ 55,000
Newport News, Virginia 111 $ 11,111,000 $ 100,099 $ 91,000
Indian River, Florida 108 $ 13,860,000 $ 128,333 $ 114,000
Santa Rosa, Florida 104 $ 21,900,000 $ 210,576 $ 163,000
Houston, Georgia 104 $ 8,550,000 $ 82,211 $ 63,000
Sevier, Tennessee 103 $ 11,341,000 $ 110,106 $ 127,000
DeSoto, Florida 99 $ 6,045,000 $ 61,060 $ 54,000
Albemarle, Virginia 99 $ 18,492,000 $ 186,787 $ 140,000
Calvert, Maryland 98 $ 10,006,000 $ 102,102 $ 107,000
Stafford, Virginia 98 $ 14,162,000 $ 144,510 $ 104,000
Wicomico, Maryland 97 $ 13,010,000 $ 134,123 $ 141,000
York, South Carolina 97 $ 9,597,000 $ 98,938 $ 83,000
Worcester, Maryland 95 $ 25,120,000 $ 264,421 $ 165,000
Santa Clara, California 92 $ 58,377,000 $ 634,532 $ 205,000
Clark, Nevada 92 $ 27,330,000 $ 297,065 $ 171,000
Davidson, North Carolina 92 $ 8,505,000 $ 92,445 $ 83,000
Hamblen, Tennessee 91 $ 6,468,000 $ 71,076 $ 69,000
Randolph, North Carolina 90 $ 6,732,000 $ 74,800 $ 68,000
Bedford, Virginia 90 $ 7,988,000 $ 88,755 $ 88,000
Okaloosa, Florida 89 $ 21,793,000 $ 244,865 $ 178,000
San Francisco, California 88 $ 88,986,000 $ 1,011,204 $ 305,000
Walton, Georgia 88 $ 7,733,000 $ 87,875 $ 75,000
Blount, Tennessee 87 $ 11,759,000 $ 135,160 $ 92,000
Hampton, Virginia 87 $ 5,374,000 $ 61,770 $ 63,000
Catoosa, Georgia 86 $ 6,166,000 $ 71,697 $ 59,000
York, Virginia 86 $ 9,962,000 $ 115,837 $ 105,000
Walker, Georgia 84 $ 5,910,000 $ 70,357 $ 84,000
Brunswick, North Carolina 84 $ 21,467,000 $ 255,559 $ 203,000
Davie, North Carolina 84 $ 6,056,000 $ 72,095 $ 88,000
Cook, Illinois 83 $ 23,689,000 $ 285,409 $ 254,000
Chatham, North Carolina 83 $ 14,406,000 $ 173,566 $ 99,000
Laurens, South Carolina 83 $ 4,303,000 $ 51,843 $ 52,000
Bradley, Tennessee 83 $ 6,187,000 $ 74,542 $ 69,000
Columbia, Georgia 82 $ 17,603,000 $ 214,670 $ 134,000
Troup, Georgia 81 $ 4,885,000 $ 60,308 $ 84,000
Lauderdale, Alabama 80 $ 4,814,000 $ 60,175 $ 58,000
Martin, Florida 79 $ 24,419,000 $ 309,101 $ 236,000
Culpeper, Virginia 79 $ 11,809,000 $ 149,481 $ 79,000
Alameda, California 78 $ 37,973,000 $ 486,833 $ 134,000
Sacramento, California 76 $ 22,740,000 $ 299,210 $ 121,000
Walton, Florida 76 $ 52,288,000 $ 688,000 $ 599,000
Worth, Georgia 74 $ 1,558,000 $ 21,054 $ 89,000
St. Mary's, Maryland 74 $ 8,605,000 $ 116,283 $ 104,000
Granville, North Carolina 73 $ 6,810,000 $ 93,287 $ 54,000
Clark, Washington 73 $ 15,192,000 $ 208,109 $ 99,000
Person, North Carolina 72 $ 6,066,000 $ 84,250 $ 83,000
Jackson, Florida 71 $ 3,575,000 $ 50,352 $ 55,000
Carroll, Maryland 71 $ 12,458,000 $ 175,464 $ 112,000
Coffee, Georgia 67 $ 2,595,000 $ 38,731 $ 193,000
Richland, South Carolina 67 $ 12,546,000 $ 187,253 $ 116,000
Fauquier, Virginia 67 $ 20,421,000 $ 304,791 $ 141,000
Henry, Virginia 67 $ 2,742,000 $ 40,925 $ 47,000
Iredell, North Carolina 66 $ 23,000,000 $ 348,484 $ 165,000
Hardin, Tennessee 66 $ 2,198,000 $ 33,303 $ 56,000
Suffolk, Virginia 66 $ 7,403,000 $ 112,166 $ 88,000
Sussex, Delaware 65 $ 32,785,000 $ 504,384 $ 324,000
Gordon, Georgia 65 $ 6,499,000 $ 99,984 $ 40,000
King, Washington 64 $ 26,167,000 $ 408,859 $ 196,000
Henderson, North Carolina 63 $ 4,373,000 $ 69,412 $ 78,000
Contra Costa, California 61 $ 30,816,000 $ 505,180 $ 182,000
Robertson, Tennessee 60 $ 2,946,000 $ 49,100 $ 69,000
Barrow, Georgia 58 $ 5,709,000 $ 98,431 $ 71,000
Polk, Georgia 57 $ 1,813,000 $ 31,807 $ 58,000
San Bernardino, California 56 $ 18,020,000 $ 321,785 $ 117,000
Cumberland, North Carolina 56 $ 4,147,000 $ 74,053 $ 65,000
Multnomah, Oregon 56 $ 10,278,000 $ 183,535 $ 98,000
Augusta, Virginia 56 $ 3,316,000 $ 59,214 $ 74,000
Accomack, Virginia 55 $ 4,846,000 $ 88,109 $ 68,000
Frederick, Virginia 55 $ 8,715,000 $ 158,454 $ 90,000
Kanawha, West Virginia 55 $ 2,711,000 $ 49,290 $ 62,000
Orange, California 54 $ 28,157,000 $ 521,425 $ 201,000
Effingham, Georgia 54 $ 4,194,000 $ 77,666 $ 116,000
Jackson, Georgia 54 $ 7,743,000 $ 143,388 $ 88,000
Wayne, Michigan 54 $ 8,092,000 $ 149,851 $ 93,000
Jefferson, Alabama 53 $ 11,577,000 $ 218,433 $ 106,000
Washington, Maryland 53 $ 9,388,000 $ 177,132 $ 84,000
Sullivan, Tennessee 53 $ 6,893,000 $ 130,056 $ 79,000
Franklin, North Carolina 52 $ 3,402,000 $ 65,423 $ 79,000
Portsmouth, Virginia 52 $ 3,455,000 $ 66,442 $ 82,000
Caldwell, North Carolina 51 $ 3,235,000 $ 63,431 $ 70,000
Lawrence, Tennessee 51 $ 2,846,000 $ 55,803 $ 51,000
Botetourt, Virginia 51 $ 4,859,000 $ 95,274 $ 89,000
Gloucester, Virginia 51 $ 5,048,000 $ 98,980 $ 88,000
Loudon, Tennessee 50 $ 7,240,000 $ 144,800 $ 103,000
Amherst, Virginia 50 $ 2,966,000 $ 59,320 $ 62,000
Rockingham, Virginia 50 $ 4,611,000 $ 92,220 $ 74,000
Bernalillo, New Mexico 49 $ 9,301,000 $ 189,816 $ 141,000
Berkeley, South Carolina 48 $ 23,303,000 $ 485,479 $ 246,000
Harris, Georgia 47 $ 5,876,000 $ 125,021 $ 140,000
DeSoto, Mississippi 47 $ 2,371,000 $ 50,446 $ 76,000
Harnett, North Carolina 47 $ 2,610,000 $ 55,531 $ 79,000
Yadkin, North Carolina 47 $ 1,946,000 $ 41,404 $ 48,000
Greenwood, South Carolina 46 $ 2,243,000 $ 48,760 $ 49,000
Ada, Idaho 45 $ 10,225,000 $ 227,222 $ 178,000
Stanly, North Carolina 45 $ 2,377,000 $ 52,822 $ 62,000
Orange, Virginia 45 $ 4,536,000 $ 100,800 $ 80,000
Nassau, Florida 44 $ 17,652,000 $ 401,181 $ 192,000
McDuffie, Georgia 44 $ 1,176,000 $ 26,727 $ 43,000
Maury, Tennessee 44 $ 4,062,000 $ 92,318 $ 82,000
Salem, Virginia 44 $ 2,895,000 $ 65,795 $ 63,000
Anson, North Carolina 43 $ 1,559,000 $ 36,255 $ 45,000
Cheatham, Tennessee 43 $ 1,846,000 $ 42,930 $ 59,000
Giles, Tennessee 43 $ 1,963,000 $ 45,651 $ 47,000
Caroline, Virginia 43 $ 4,844,000 $ 112,651 $ 76,000
Lynchburg, Virginia 43 $ 2,440,000 $ 56,744 $ 50,000
Mitchell, Georgia 42 $ 1,631,000 $ 38,833 $ 47,000
Thomas, Georgia 42 $ 1,513,000 $ 36,023 $ 45,000
Catawba, North Carolina 41 $ 6,655,000 $ 162,317 $ 112,000
Crittenden, Arkansas 40 $ 874,000 $ 21,850 $ 56,000
Appling, Georgia 40 $ 1,021,000 $ 25,525 $ 50,000
Rockingham, North Carolina 40 $ 5,430,000 $ 135,750 $ 102,000
Petersburg, Virginia 40 $ 1,374,000 $ 34,350 $ 49,000
Clackamas, Oregon 39 $ 10,233,000 $ 262,384 $ 133,000
Snohomish, Washington 39 $ 10,600,000 $ 271,794 $ 95,000
Okeechobee, Florida 38 $ 2,046,000 $ 53,842 $ 58,000
Hennepin, Minnesota 38 $ 15,477,000 $ 407,289 $ 209,000
Pinal, Arizona 37 $ 7,642,000 $ 206,540 $ 175,000
Fresno, California 37 $ 10,677,000 $ 288,567 $ 168,000
Denver, Colorado 37 $ 9,746,000 $ 263,405 $ 125,000
Spalding, Georgia 37 $ 2,961,000 $ 80,027 $ 71,000
Cecil, Maryland 37 $ 6,550,000 $ 177,027 $ 97,000
Pender, North Carolina 37 $ 8,843,000 $ 239,000 $ 173,000
Aiken, South Carolina 37 $ 3,154,000 $ 85,243 $ 121,000
Montgomery, Virginia 37 $ 2,916,000 $ 78,810 $ 83,000
Berkeley, West Virginia 37 $ 5,048,000 $ 136,432 $ 102,000
Baldwin, Alabama 36 $ 9,982,000 $ 277,277 $ 202,000
Bryan, Georgia 36 $ 5,819,000 $ 161,638 $ 117,000
Oconee, Georgia 36 $ 5,054,000 $ 140,388 $ 105,000
Wayne, Georgia 36 $ 1,103,000 $ 30,638 $ 54,000
York, Pennsylvania 36 $ 7,033,000 $ 195,361 $ 106,000
Oconee, South Carolina 36 $ 5,156,000 $ 143,222 $ 101,000
Onslow, North Carolina 35 $ 9,430,000 $ 269,428 $ 244,000
Lee, Alabama 34 $ 4,355,000 $ 128,088 $ 126,000
Pima, Arizona 34 $ 7,140,000 $ 210,000 $ 115,000
Colquitt, Georgia 34 $ 1,004,000 $ 29,529 $ 57,000
Queen Anne's, Maryland 34 $ 17,253,000 $ 507,441 $ 284,000
Washington, Oregon 34 $ 7,195,000 $ 211,617 $ 119,000
Salt Lake, Utah 34 $ 8,030,000 $ 236,176 $ 133,000
Goochland, Virginia 34 $ 11,010,000 $ 323,823 $ 192,000
Powhatan, Virginia 34 $ 4,991,000 $ 146,794 $ 78,000
San Joaquin, California 33 $ 13,630,000 $ 413,030 $ 204,000
Kent, Maryland 33 $ 5,425,000 $ 164,393 $ 105,000
Jefferson, Tennessee 33 $ 2,542,000 $ 77,030 $ 50,000
Dallas, Texas 33 $ 9,820,000 $ 297,575 $ 128,000
Charlottesville, Virginia 33 $ 7,404,000 $ 224,363 $ 102,000
Manassas, Virginia 33 $ 4,860,000 $ 147,272 $ 100,000
Prince George, Virginia 33 $ 2,157,000 $ 65,363 $ 58,000
Campbell, Virginia 32 $ 1,738,000 $ 54,312 $ 65,000
Shelby, Alabama 31 $ 7,325,000 $ 236,290 $ 106,000
Franklin, Florida 31 $ 26,537,000 $ 856,032 $ 556,000
Fannin, Georgia 31 $ 5,924,000 $ 191,096 $ 160,000
Morgan, Georgia 31 $ 3,086,000 $ 99,548 $ 65,000
Tift, Georgia 31 $ 1,338,000 $ 43,161 $ 71,000
Oakland, Michigan 31 $ 8,847,000 $ 285,387 $ 145,000
Currituck, North Carolina 31 $ 8,001,000 $ 258,096 $ 131,000
Pierce, Washington 31 $ 9,659,000 $ 311,580 $ 157,000
Fairfield, Connecticut 30 $ 19,196,000 $ 639,866 $ 252,000
Monroe, Georgia 30 $ 13,225,000 $ 440,833 $ 95,000
Burke, North Carolina 30 $ 1,995,000 $ 66,500 $ 75,000
Dare, North Carolina 30 $ 14,188,000 $ 472,933 $ 228,000
Cuyahoga, Ohio 30 $ 4,967,000 $ 165,566 $ 100,000
Louisa, Virginia 30 $ 4,604,000 $ 153,466 $ 80,000
New Castle, Delaware 29 $ 5,585,000 $ 192,586 $ 137,000
Franklin, Tennessee 29 $ 1,726,000 $ 59,517 $ 56,000
Tarrant, Texas 29 $ 5,626,000 $ 194,000 $ 180,000
Navajo, Arizona 28 $ 4,642,000 $ 165,785 $ 6,000
Arapahoe, Colorado 28 $ 7,011,000 $ 250,392 $ 153,000
Lee, Georgia 28 $ 1,585,000 $ 56,607 $ 81,000
Carteret, North Carolina 28 $ 8,466,000 $ 302,357 $ 237,000
Isle of Wight, Virginia 28 $ 4,105,000 $ 146,607 $ 88,000
Staunton, Virginia 28 $ 1,494,000 $ 53,357 $ 62,000
San Mateo, California 27 $ 17,534,000 $ 649,407 $ 179,000
Adams, Colorado 27 $ 3,881,000 $ 143,740 $ 167,000
Dade, Georgia 27 $ 2,375,000 $ 87,962 $ 85,000
Dawson, Georgia 27 $ 7,877,000 $ 291,740 $ 155,000
Hawkins, Tennessee 27 $ 1,548,000 $ 57,333 $ 69,000
Russell, Alabama 26 $ 1,043,000 $ 40,115 $ 68,000
Sonoma, California 26 $ 11,155,000 $ 429,038 $ 175,000
Canyon, Idaho 26 $ 3,219,000 $ 123,807 $ 176,000
Wilkes, North Carolina 26 $ 1,915,000 $ 73,653 $ 53,000
Campbell, Tennessee 26 $ 416,000 $ 16,000 $ 60,000
Fluvanna, Virginia 26 $ 2,256,000 $ 86,769 $ 120,000
Warren, Virginia 26 $ 5,272,000 $ 202,769 $ 101,000
Talbot, Maryland 25 $ 3,936,000 $ 157,440 $ 154,000
Franklin, Ohio 25 $ 3,438,000 $ 137,520 $ 89,000
Halifax, Virginia 25 $ 632,000 $ 25,280 $ 33,000
Gadsden, Florida 24 $ 1,180,000 $ 49,166 $ 77,000
Northampton, Virginia 24 $ 4,176,000 $ 174,000 $ 103,000
Pulaski, Virginia 24 $ 1,150,000 $ 47,916 $ 54,000
Marin, California 23 $ 21,403,000 $ 930,565 $ 357,000
Putnam, Florida 23 $ 2,312,000 $ 100,521 $ 87,000
Haywood, North Carolina 23 $ 5,539,000 $ 240,826 $ 462,000
Martinsville, Virginia 23 $ 1,017,000 $ 44,217 $ 62,000
Page, Virginia 23 $ 1,326,000 $ 57,652 $ 66,000
Putnam, West Virginia 23 $ 1,719,000 $ 74,739 $ 90,000
Wakulla, Florida 22 $ 2,153,000 $ 97,863 $ 77,000
Camden, Georgia 22 $ 3,149,000 $ 143,136 $ 138,000
Murray, Georgia 22 $ 1,591,000 $ 72,318 $ 44,000
St. Louis, Missouri 22 $ 6,726,000 $ 305,727 $ 220,000
Cleveland, North Carolina 22 $ 1,330,000 $ 60,454 $ 58,000
Cherokee, South Carolina 22 $ 1,006,000 $ 45,727 $ 39,000
Dorchester, South Carolina 22 $ 2,990,000 $ 135,909 $ 130,000
Nelson, Virginia 22 $ 6,011,000 $ 273,227 $ 254,000
New Kent, Virginia 22 $ 1,751,000 $ 79,590 $ 64,000
Cabell, West Virginia 22 $ 897,000 $ 40,772 $ 83,000
Greene, Georgia 21 $ 9,085,000 $ 432,619 $ 379,000
Watauga, North Carolina 21 $ 6,401,000 $ 304,809 $ 292,000
Grainger, Tennessee 21 $ 830,000 $ 39,523 $ 41,000
Amelia, Virginia 21 $ 3,222,000 $ 153,428 $ 67,000
Fairfax City, Virginia 21 $ 4,566,000 $ 217,428 $ 84,000
Baldwin, Georgia 20 $ 2,381,000 $ 119,050 $ 118,000
Bulloch, Georgia 20 $ 2,376,000 $ 118,800 $ 258,000
Putnam, Georgia 20 $ 9,390,000 $ 469,500 $ 658,000
Allegany, Maryland 20 $ 1,079,000 $ 53,950 $ 118,000
Macon, North Carolina 20 $ 7,095,000 $ 354,750 $ 237,000
Pasquotank, North Carolina 20 $ 2,693,000 $ 134,650 $ 75,000
Brazos, Texas 20 $ 1,955,000 $ 97,750 $ 3,000
Harris, Texas 20 $ 3,224,000 $ 161,200 $ 154,000
Winchester, Virginia 20 $ 4,816,000 $ 240,800 $ 136,000
Solano, California 19 $ 7,782,000 $ 409,578 $ 130,000
Douglas, Colorado 19 $ 10,196,000 $ 536,631 $ 200,000
Levy, Florida 19 $ 2,181,000 $ 114,789 $ 77,000
Jones, Georgia 19 $ 1,032,000 $ 54,315 $ 70,000
Danville, Virginia 19 $ 881,000 $ 46,368 $ 79,000
Dinwiddie, Virginia 19 $ 2,263,000 $ 119,105 $ 85,000
Hopewell, Virginia 19 $ 537,000 $ 28,263 $ 42,000
Manassas Park, Virginia 19 $ 2,370,000 $ 124,736 $ 70,000
Pittsylvania, Virginia 19 $ 719,000 $ 37,842 $ 59,000
Radford, Virginia 19 $ 619,000 $ 32,578 $ 61,000
Rockbridge, Virginia 19 $ 1,821,000 $ 95,842 $ 87,000
Jefferson, West Virginia 19 $ 4,343,000 $ 228,578 $ 194,000
Hardee, Florida 18 $ 1,755,000 $ 97,500 $ 61,000
Monroe, Florida 18 $ 15,087,000 $ 838,166 $ 611,000
Gilmer, Georgia 18 $ 1,737,000 $ 96,500 $ 91,000
Haralson, Georgia 18 $ 711,000 $ 39,500 $ 60,000
Pickens, Georgia 18 $ 3,304,000 $ 183,555 $ 133,000
Dorchester, Maryland 18 $ 2,925,000 $ 162,500 $ 99,000
Pitt, North Carolina 18 $ 1,295,000 $ 71,944 $ 84,000
Stokes, North Carolina 18 $ 714,000 $ 39,666 $ 43,000
Tipton, Tennessee 18 $ 1,611,000 $ 89,500 $ 310,000
Harrisonburg, Virginia 18 $ 7,299,000 $ 405,500 $ 86,000
Colbert, Alabama 17 $ 775,000 $ 45,588 $ 52,000
Placer, California 17 $ 7,200,000 $ 423,529 $ 172,000
White, Georgia 17 $ 2,515,000 $ 147,941 $ 138,000
Deschutes, Oregon 17 $ 4,262,000 $ 250,705 $ 169,000
Lexington, South Carolina 17 $ 3,545,000 $ 208,529 $ 115,000
King George, Virginia 17 $ 2,549,000 $ 149,941 $ 117,000
King William, Virginia 17 $ 1,441,000 $ 84,764 $ 73,000
Shenandoah, Virginia 17 $ 2,293,000 $ 134,882 $ 88,000
Mohave, Arizona 16 $ 2,433,000 $ 152,062 $ 63,000
Ware, Georgia 16 $ 276,000 $ 17,250 $ 38,000
Lake, Illinois 16 $ 4,847,000 $ 302,937 $ 136,000
Hamilton, Indiana 16 $ 5,470,000 $ 341,875 $ 111,000
Marion, Indiana 16 $ 4,414,000 $ 275,875 $ 187,000
Jackson, North Carolina 16 $ 7,440,000 $ 465,000 $ 291,000
Lincoln, North Carolina 16 $ 1,809,000 $ 113,062 $ 79,000
Moore, North Carolina 16 $ 2,852,000 $ 178,250 $ 113,000
Hamilton, Ohio 16 $ 5,800,000 $ 362,500 $ 130,000
Fayette, Tennessee 16 $ 3,112,000 $ 194,500 $ 99,000
Greene, Virginia 16 $ 1,491,000 $ 93,187 $ 74,000
Mobile, Alabama 15 $ 1,030,000 $ 68,666 $ 127,000
Santa Cruz, California 15 $ 8,698,000 $ 579,866 $ 161,000
Jefferson, Colorado 15 $ 3,344,000 $ 222,933 $ 88,000
Lumpkin, Georgia 15 $ 2,070,000 $ 138,000 $ 81,000
Madison, Georgia 15 $ 678,000 $ 45,200 $ 76,000
DuPage, Illinois 15 $ 4,989,000 $ 332,600 $ 117,000
Kane, Illinois 15 $ 3,127,000 $ 208,466 $ 81,000
Somerset, Maryland 15 $ 1,353,000 $ 90,200 $ 115,000
Middlesex, Massachusetts 15 $ 5,918,000 $ 394,533 $ 162,000
Worcester, Massachusetts 15 $ 2,995,000 $ 199,666 $ 105,000
Marshall, Mississippi 15 $ 625,000 $ 41,666 $ 50,000
Washoe, Nevada 15 $ 4,984,000 $ 332,266 $ 133,000
Lane, Oregon 15 $ 1,991,000 $ 132,733 $ 92,000
Marion, Oregon 15 $ 3,183,000 $ 212,200 $ 114,000
Marion, Tennessee 15 $ 1,120,000 $ 74,666 $ 62,000
Roane, Tennessee 15 $ 1,348,000 $ 89,866 $ 94,000
Randolph, Alabama 14 $ 233,000 $ 16,642 $ 29,000
Monterey, California 14 $ 7,698,000 $ 549,857 $ 166,000
Stanislaus, California 14 $ 5,291,000 $ 377,928 $ 102,000
Larimer, Colorado 14 $ 3,017,000 $ 215,500 $ 103,000
Butts, Georgia 14 $ 544,000 $ 38,857 $ 58,000
Heard, Georgia 14 $ 224,000 $ 16,000 $ 41,000
Caroline, Maryland 14 $ 619,000 $ 44,214 $ 84,000
Washington, Minnesota 14 $ 3,223,000 $ 230,214 $ 84,000
Lee, North Carolina 14 $ 777,000 $ 55,500 $ 55,000
Surry, North Carolina 14 $ 858,000 $ 61,285 $ 65,000
Philadelphia, Pennsylvania 14 $ 1,481,000 $ 105,785 $ 57,000
Bexar, Texas 14 $ 2,721,000 $ 194,357 $ 112,000
Patrick, Virginia 14 $ 821,000 $ 58,642 $ 79,000
Yavapai, Arizona 13 $ 4,445,000 $ 341,923 $ 129,000
Santa Barbara, California 13 $ 4,899,000 $ 376,846 $ 133,000
Decatur, Georgia 13 $ 487,000 $ 37,461 $ 49,000
New York, New York 13 $ 12,924,000 $ 994,153 $ 403,000
Wayne, North Carolina 13 $ 1,212,000 $ 93,230 $ 101,000
Adams, Pennsylvania 13 $ 2,545,000 $ 195,769 $ 114,000
Jasper, South Carolina 13 $ 2,975,000 $ 228,846 $ 116,000
Carter, Tennessee 13 $ 503,000 $ 38,692 $ 43,000
Clarke, Virginia 13 $ 3,277,000 $ 252,076 $ 114,000
Shasta, California 12 $ 2,679,000 $ 223,250 $ 158,000
Hart, Georgia 12 $ 2,131,000 $ 177,583 $ 934,000
Liberty, Georgia 12 $ 939,000 $ 78,250 $ 76,000
Lowndes, Georgia 12 $ 1,066,000 $ 88,833 $ 103,000
Cumberland, Maine 12 $ 2,925,000 $ 243,750 $ 36,000
Sherburne, Minnesota 12 $ 2,357,000 $ 196,416 $ 52,000
Middlesex, New Jersey 12 $ 3,730,000 $ 310,833 $ 118,000
Chowan, North Carolina 12 $ 3,664,000 $ 305,333 $ 127,000
Bedford, Tennessee 12 $ 778,000 $ 64,833 $ 63,000
Monroe, Tennessee 12 $ 944,000 $ 78,666 $ 90,000
Union, Tennessee 12 $ 467,000 $ 38,916 $ 70,000
Collin, Texas 12 $ 2,999,000 $ 249,916 $ 156,000
Denton, Texas 12 $ 6,631,000 $ 552,583 $ 401,000
Travis, Texas 12 $ 4,703,000 $ 391,916 $ 267,000
Utah, Utah 12 $ 2,709,000 $ 225,750 $ 184,000
Lancaster, Virginia 12 $ 2,014,000 $ 167,833 $ 178,000
Waynesboro, Virginia 12 $ 556,000 $ 46,333 $ 46,000
Madison, Alabama 11 $ 621,000 $ 56,454 $ 115,000
El Paso, Colorado 11 $ 3,908,000 $ 355,272 $ 152,000
Columbia, Florida 11 $ 1,346,000 $ 122,363 $ 190,000
Banks, Georgia 11 $ 601,000 $ 54,636 $ 73,000
Meriwether, Georgia 11 $ 1,049,000 $ 95,363 $ 105,000
Union, Georgia 11 $ 2,768,000 $ 251,636 $ 158,000
Anoka, Minnesota 11 $ 2,540,000 $ 230,909 $ 57,000
Caswell, North Carolina 11 $ 836,000 $ 76,000 $ 95,000
Perquimans, North Carolina 11 $ 1,457,000 $ 132,454 $ 86,000
Colleton, South Carolina 11 $ 7,364,000 $ 669,454 $ 432,000
Georgetown, South Carolina 11 $ 4,608,000 $ 418,909 $ 296,000
Montgomery, Tennessee 11 $ 675,000 $ 61,363 $ 66,000
Putnam, Tennessee 11 $ 383,000 $ 34,818 $ 22,000
Madison, Virginia 11 $ 1,358,000 $ 123,454 $ 62,000
Rappahannock, Virginia 11 $ 4,169,000 $ 379,000 $ 184,000
Cowlitz, Washington 11 $ 1,011,000 $ 91,909 $ 47,000
Merced, California 10 $ 3,323,000 $ 332,300 $ 100,000
Weld, Colorado 10 $ 2,390,000 $ 239,000 $ 441,000
Burke, Georgia 10 $ 567,000 $ 56,700 $ 62,000
Peach, Georgia 10 $ 438,000 $ 43,800 $ 71,000
Pike, Georgia 10 $ 733,000 $ 73,300 $ 52,000
Warren, Georgia 10 $ 451,000 $ 45,100 $ 92,000
Kootenai, Idaho 10 $ 1,973,000 $ 197,300 $ 78,000
Suffolk, Massachusetts 10 $ 5,021,000 $ 502,100 $ 136,000
Washtenaw, Michigan 10 $ 2,850,000 $ 285,000 $ 130,000
Bergen, New Jersey 10 $ 6,619,000 $ 661,900 $ 706,000
Kings, New York 10 $ 6,531,000 $ 653,100 $ 154,000
Robeson, North Carolina 10 $ 439,000 $ 43,900 $ 28,000
Lorain, Ohio 10 $ 1,334,000 $ 133,400 $ 59,000
Cocke, Tennessee 10 $ 496,000 $ 49,600 $ 43,000
Greene, Tennessee 10 $ 971,000 $ 97,100 $ 56,000
Charles City, Virginia 10 $ 2,582,000 $ 258,200 $ 143,000
Poquoson, Virginia 10 $ 1,591,000 $ 159,100 $ 87,000
Smyth, Virginia 10 $ 581,000 $ 58,100 $ 63,000
Southampton, Virginia 10 $ 504,000 $ 50,400 $ 81,000
Milwaukee, Wisconsin 10 $ 1,819,000 $ 181,900 $ 145,000
Butte, California 9 $ 3,343,000 $ 371,444 $ 150,000
Ventura, California 9 $ 6,095,000 $ 677,222 $ 172,000
Mesa, Colorado 9 $ 2,793,000 $ 310,333 $ 102,000
Habersham, Georgia 9 $ 976,000 $ 108,444 $ 64,000
Oglethorpe, Georgia 9 $ 635,000 $ 70,555 $ 58,000
Pierce, Georgia 9 $ 440,000 $ 48,888 $ 54,000
Ramsey, Minnesota 9 $ 1,728,000 $ 192,000 $ 73,000
Essex, New Jersey 9 $ 3,498,000 $ 388,666 $ 115,000
Union, New Jersey 9 $ 2,410,000 $ 267,777 $ 111,000
Beaufort, North Carolina 9 $ 766,000 $ 85,111 $ 92,000
Craven, North Carolina 9 $ 1,597,000 $ 177,444 $ 65,000
Nash, North Carolina 9 $ 392,000 $ 43,555 $ 99,000
Richmond, North Carolina 9 $ 436,000 $ 48,444 $ 60,000
Rutherford, North Carolina 9 $ 709,000 $ 78,777 $ 108,000
Vance, North Carolina 9 $ 312,000 $ 34,666 $ 19,000
Jackson, Oregon 9 $ 1,633,000 $ 181,444 $ 72,000
Chester, Pennsylvania 9 $ 1,653,000 $ 183,666 $ 169,000
Cannon, Tennessee 9 $ 130,000 $ 14,444 $ 53,000
Madison, Tennessee 9 $ 853,000 $ 94,777 $ 100,000
Falls Church, Virginia 9 $ 2,991,000 $ 332,333 $ 146,000
Northumberland, Virginia 9 $ 1,616,000 $ 179,555 $ 113,000
Westmoreland, Virginia 9 $ 1,292,000 $ 143,555 $ 114,000
Williamsburg, Virginia 9 $ 1,765,000 $ 196,111 $ 139,000
Cleburne, Alabama 8 $ 73,000 $ 9,125 $ 34,000
Montgomery, Alabama 8 $ 826,000 $ 103,250 $ 103,000
St. Clair, Alabama 8 $ 1,322,000 $ 165,250 $ 92,000
Napa, California 8 $ 4,911,000 $ 613,875 $ 222,000
Nevada, California 8 $ 3,140,000 $ 392,500 $ 247,000
Tulare, California 8 $ 1,450,000 $ 181,250 $ 133,000
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Mortgage Loan Application Detail Totals for Suntrust Banks, Inc. in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 23,644 $6,214,854,000 $262,000 $10,000,000 $149,000 $9,999,000
Refinancing 20,538 $3,127,149,000 $152,000 $8,000,000 $122,000 $9,999,000
Home Improvement 19,851 $624,812,000 $31,000 $2,300,000 $66,000 $5,004,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 22,962 $7,758,623,000 $337,000 $10,000,000 $171,000 $9,999,000
White 22,777 $1,321,668,000 $58,000 $7,668,000 $87,000 $7,777,000
Not Provided 8,231 $471,208,000 $57,000 $1,250,000 $94,000 $5,459,000
Black or African American 6,089 $212,692,000 $34,000 $3,750,000 $58,000 $3,600,000
Hispanic 2,735 $118,934,000 $43,000 $1,343,000 $66,000 $2,860,000
Asian 795 $60,341,000 $75,000 $4,825,000 $111,000 $2,665,000
American Indian or Alaskan Native 288 $14,740,000 $51,000 $418,000 $86,000 $755,000
Native Hawaiian or Other Pacific Islander 156 $8,609,000 $55,000 $400,000 $93,000 $996,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 64,019 $9,965,079,000 $155,000 $10,000,000 $115,000 $9,999,000
FHA-insured (Federal Housing Administration) 10 $1,061,000 $106,000 $170,000 $62,000 $115,000
VA-guaranteed (Veterans Administration) 4 $675,000 $168,000 $246,000 $76,000 $106,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 22,331 $7,605,365,000 $340,000 $8,000,000 $176,000 $9,999,000
Loan Originated 18,161 $1,261,744,000 $69,000 $10,000,000 $98,000 $7,777,000
Application Denied By Financial Institution 16,376 $653,142,000 $39,000 $7,668,000 $59,000 $4,190,000
Application Approved But Not Accepted 7,139 $445,169,000 $62,000 $750,000 $95,000 $3,600,000
Application Withdrawn By Applicant 24 $1,284,000 $53,000 $136,000 $76,000 $300,000
File Closed For Incompleteness 2 $111,000 $55,000 $72,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 10,497 $310,641,000 $29,000 $7,668,000 $54,000 $4,190,000
Debt-To-Income Ratio 4,495 $244,674,000 $54,000 $5,000,000 $58,000 $1,260,000
Collateral 742 $51,460,000 $69,000 $3,500,000 $102,000 $2,700,000
Insufficient Cash (Downpayment, Closing Cost) 284 $22,522,000 $79,000 $1,250,000 $119,000 $946,000
Other 211 $16,430,000 $77,000 $620,000 $95,000 $1,000,000
Credit Application Incomplete 81 $4,911,000 $60,000 $244,000 $90,000 $250,000
Employment History 47 $1,152,000 $24,000 $160,000 $49,000 $200,000
Unverifiable Information 18 $1,342,000 $74,000 $333,000 $87,000 $330,000
Mortgage Insurance Denied 1 $10,000 $10,000 $10,000 $38,000 $38,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Suntrust Banks, Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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