Suntrust Banks, Inc. 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Suntrust Banks, Inc. P.O. Box 4418, Mail Code 663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 21,144 |
| Total Mortgage Loan Application Amount | $4,565,321,000 |
| Average Mortgage Loan Application Amount | $261,333 |
| Highest Mortgage Loan Application Amount | $7,590,000 |
| Average Applicant Income | $153,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Suntrust Banks, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Suntrust Banks, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Suntrust Banks, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Suntrust Banks, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Suntrust Banks, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Suntrust Banks, Inc.'s mortgage activity for 2010.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 2,322 | $ 474,606,000 | $ 204,000 | $ 127,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 1,396 | $ 468,052,000 | $ 257,000 | $ 154,250 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 874 | $ 182,021,000 | $ 208,000 | $ 107,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 806 | $ 84,861,000 | $ 105,000 | $ 100,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 805 | $ 97,258,000 | $ 120,000 | $ 101,000 |
| BALTIMORE-TOWSON, MD | 711 | $ 212,219,000 | $ 298,000 | $ 138,000 |
| CHARLOTTE-GASTONIA-ROCK HILL, NC-SC | 626 | $ 178,360,000 | $ 288,500 | $ 143,500 |
| MEMPHIS, TN-MS-AR | 511 | $ 43,148,000 | $ 60,000 | $ 61,666 |
| LAKELAND-WINTER HAVEN, FL | 503 | $ 6,632,000 | $ 13,000 | $ 36,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 491 | $ 106,280,000 | $ 364,500 | $ 155,000 |
| RICHMOND, VA | 478 | $ 83,824,000 | $ 175,000 | $ 84,000 |
| KNOXVILLE, TN | 460 | $ 66,550,000 | $ 144,000 | $ 97,000 |
| BETHESDA-ROCKVILLE-FREDERICK, MD | 424 | $ 237,033,000 | $ 559,000 | $ 300,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 395 | $ 10,996,000 | $ 27,000 | $ 47,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 374 | $ 60,603,000 | $ 162,000 | $ 148,000 |
| CHATTANOOGA, TN-GA | 329 | $ 25,800,000 | $ 55,500 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC | 314 | $ 188,951,000 | $ 601,000 | $ 337,000 |
| RALEIGH-CARY, NC | 288 | $ 59,502,000 | $ 206,000 | $ 101,000 |
| JACKSONVILLE, FL | 258 | $ 41,338,000 | $ 160,000 | $ 123,000 |
| DURHAM-CHAPEL HILL, NC | 256 | $ 65,585,000 | $ 256,000 | $ 134,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 256 | $ 62,833,000 | $ 245,000 | $ 174,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 250 | $ 45,680,000 | $ 182,000 | $ 188,000 |
| GREENVILLE-MAULDIN-EASLEY, SC | 242 | $ 40,060,000 | $ 165,000 | $ 83,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 216 | $ 8,795,000 | $ 40,000 | $ 59,000 |
| WINSTON-SALEM, NC | 200 | $ 31,229,000 | $ 156,000 | $ 81,000 |
| GREENSBORO-HIGH POINT, NC | 176 | $ 27,404,000 | $ 155,000 | $ 79,000 |
| NORTH PORT-BRADENTON-SARASOTA, FL | 175 | $ 22,773,000 | $ 130,000 | $ 111,000 |
| ROANOKE, VA | 170 | $ 29,947,000 | $ 176,000 | $ 80,000 |
| SAVANNAH, GA | 152 | $ 54,940,000 | $ 361,000 | $ 211,000 |
| CAPE CORAL-FORT MYERS, FL | 143 | $ 15,070,000 | $ 105,000 | $ 88,000 |
| OCALA, FL | 139 | $ 2,347,000 | $ 16,000 | $ 35,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 129 | $ 20,547,000 | $ 164,000 | $ 103,000 |
| GAINESVILLE, GA | 120 | $ 16,795,000 | $ 139,000 | $ 89,000 |
| TALLAHASSEE, FL | 116 | $ 8,286,000 | $ 71,000 | $ 50,000 |
| CHARLOTTESVILLE, VA | 114 | $ 45,224,000 | $ 396,000 | $ 196,000 |
| ST. LOUIS, MO-IL | 105 | $ 36,462,000 | $ 261,500 | $ 125,000 |
| COLUMBUS, GA-AL | 102 | $ 8,118,000 | $ 55,500 | $ 63,500 |
| PALM COAST, FL | 94 | $ 3,154,000 | $ 33,000 | $ 57,000 |
| ANDERSON, SC | 93 | $ 5,329,000 | $ 57,000 | $ 51,000 |
| MACON, GA | 92 | $ 11,155,000 | $ 121,000 | $ 114,000 |
| PHOENIX-MESA-GLENDALE, AZ | 88 | $ 22,402,000 | $ 254,000 | $ 241,000 |
| LYNCHBURG, VA | 87 | $ 5,986,000 | $ 68,000 | $ 58,000 |
| WILMINGTON, NC | 83 | $ 25,187,000 | $ 303,000 | $ 150,000 |
| CHICAGO-JOLIET-NAPERVILLE, IL | 80 | $ 49,060,000 | $ 613,000 | $ 278,000 |
| ALBANY, GA | 79 | $ 4,910,000 | $ 62,000 | $ 46,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 79 | $ 58,550,000 | $ 741,000 | $ 428,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 74 | $ 8,653,000 | $ 116,000 | $ 69,000 |
| PANAMA CITY-LYNN HAVEN-PANAMA CITY BEACH, FL | 73 | $ 2,835,000 | $ 38,000 | $ 46,000 |
| SPARTANBURG, SC | 70 | $ 4,880,000 | $ 69,000 | $ 58,000 |
| JOHNSON CITY, TN | 64 | $ 5,900,000 | $ 92,000 | $ 64,000 |
| COLUMBIA, SC | 63 | $ 18,632,000 | $ 295,000 | $ 146,000 |
| NAPLES-MARCO ISLAND, FL | 63 | $ 22,874,000 | $ 363,000 | $ 238,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 60 | $ 35,629,000 | $ 593,000 | $ 518,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 59 | $ 2,799,000 | $ 60,500 | $ 48,000 |
| ATHENS-CLARKE COUNTY, GA | 58 | $ 5,615,000 | $ 96,000 | $ 64,000 |
| PORT ST. LUCIE, FL | 58 | $ 10,989,000 | $ 189,000 | $ 118,000 |
| ASHEVILLE, NC | 57 | $ 10,324,000 | $ 181,000 | $ 92,000 |
| KANSAS CITY, MO-KS | 56 | $ 15,334,000 | $ 274,500 | $ 139,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 55 | $ 32,346,000 | $ 588,000 | $ 263,000 |
| DALLAS-PLANO-IRVING, TX | 53 | $ 34,012,000 | $ 641,000 | $ 381,000 |
| BIRMINGHAM-HOOVER, AL | 52 | $ 14,262,000 | $ 274,000 | $ 159,000 |
| GAINESVILLE, FL | 52 | $ 9,221,000 | $ 177,000 | $ 116,000 |
| DENVER-AURORA-BROOMFIELD, CO | 51 | $ 24,213,000 | $ 474,000 | $ 223,000 |
| ROME, GA | 51 | $ 3,105,000 | $ 60,000 | $ 51,000 |
| MORRISTOWN, TN | 47 | $ 3,639,000 | $ 77,000 | $ 57,000 |
| PUNTA GORDA, FL | 47 | $ 6,326,000 | $ 134,000 | $ 112,000 |
| BURLINGTON, NC | 44 | $ 4,712,000 | $ 107,000 | $ 58,000 |
| FLORENCE-MUSCLE SHOALS, AL | 44 | $ 3,211,000 | $ 72,000 | $ 46,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 40 | $ 5,179,000 | $ 129,000 | $ 65,000 |
| CLEVELAND, TN | 40 | $ 755,000 | $ 18,000 | $ 33,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 40 | $ 31,742,000 | $ 793,000 | $ 321,000 |
| HICKORY-LENOIR-MORGANTON, NC | 39 | $ 8,409,000 | $ 215,000 | $ 163,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 39 | $ 9,380,000 | $ 213,500 | $ 203,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 37 | $ 21,537,000 | $ 582,000 | $ 263,000 |
| SIOUX FALLS, SD | 36 | $ 6,914,000 | $ 192,000 | $ 72,000 |
| AUSTIN-ROUND ROCK-SAN MARCOS, TX | 34 | $ 21,686,000 | $ 637,000 | $ 374,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 32 | $ 7,902,000 | $ 246,000 | $ 98,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 32 | $ 8,987,000 | $ 280,000 | $ 134,000 |
| BRUNSWICK, GA | 31 | $ 12,428,000 | $ 400,000 | $ 228,000 |
| OKLAHOMA CITY, OK | 30 | $ 8,603,000 | $ 286,000 | $ 175,000 |
| CHARLESTON, WV | 29 | $ 3,114,000 | $ 107,000 | $ 83,000 |
| BATON ROUGE, LA | 28 | $ 8,473,000 | $ 302,000 | $ 155,000 |
| WILMINGTON, DE-MD-NJ | 28 | $ 7,980,000 | $ 239,500 | $ 115,000 |
| COLORADO SPRINGS, CO | 27 | $ 7,658,000 | $ 283,000 | $ 106,000 |
| HARRISONBURG, VA | 27 | $ 6,887,000 | $ 255,000 | $ 74,000 |
| DES MOINES-WEST DES MOINES, IA | 26 | $ 4,304,000 | $ 165,000 | $ 60,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 26 | $ 18,647,000 | $ 717,000 | $ 576,000 |
| WARNER ROBINS, GA | 26 | $ 2,104,000 | $ 80,000 | $ 58,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 25 | $ 22,414,000 | $ 896,000 | $ 1,071,000 |
| FORT COLLINS-LOVELAND, CO | 24 | $ 7,050,000 | $ 293,000 | $ 141,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 24 | $ 6,214,000 | $ 258,000 | $ 119,000 |
| PROVO-OREM, UT | 24 | $ 5,367,000 | $ 223,000 | $ 79,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 24 | $ 24,486,000 | $ 1,020,000 | $ 334,000 |
| BOSTON-QUINCY, MA | 23 | $ 11,236,000 | $ 488,000 | $ 182,000 |
| ALBUQUERQUE, NM | 22 | $ 6,796,000 | $ 308,000 | $ 128,000 |
| DALTON, GA | 22 | $ 1,111,000 | $ 50,000 | $ 58,000 |
| HUNTSVILLE, AL | 22 | $ 3,605,000 | $ 163,000 | $ 60,000 |
| MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC | 22 | $ 5,922,000 | $ 269,000 | $ 167,000 |
| SALT LAKE CITY, UT | 22 | $ 9,315,000 | $ 423,000 | $ 193,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 21 | $ 12,739,000 | $ 606,000 | $ 251,000 |
| FAYETTEVILLE, NC | 21 | $ 2,440,000 | $ 116,000 | $ 59,000 |
| HARRISBURG-CARLISLE, PA | 21 | $ 5,252,000 | $ 250,000 | $ 122,000 |
| PHILADELPHIA, PA | 21 | $ 9,389,000 | $ 447,000 | $ 151,000 |
| FORT WORTH-ARLINGTON, TX | 20 | $ 10,538,000 | $ 526,000 | $ 624,000 |
| FORT WAYNE, IN | 19 | $ 2,885,000 | $ 151,000 | $ 62,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 19 | $ 7,920,000 | $ 300,500 | $ 158,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 18 | $ 2,451,000 | $ 124,000 | $ 72,500 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 18 | $ 3,430,000 | $ 168,000 | $ 66,000 |
| VALDOSTA, GA | 18 | $ 1,404,000 | $ 78,000 | $ 163,000 |
| KENNEWICK-PASCO-RICHLAND, WA | 17 | $ 4,609,000 | $ 271,000 | $ 129,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 17 | $ 5,205,000 | $ 306,000 | $ 320,000 |
| SEBASTIAN-VERO BEACH, FL | 17 | $ 8,597,000 | $ 505,000 | $ 389,000 |
| WINCHESTER, VA-WV | 17 | $ 2,176,000 | $ 128,000 | $ 54,000 |
| OGDEN-CLEARFIELD, UT | 16 | $ 3,829,000 | $ 239,000 | $ 91,000 |
| FRESNO, CA | 15 | $ 3,616,000 | $ 241,000 | $ 65,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 15 | $ 9,903,000 | $ 692,000 | $ 570,500 |
| YORK-HANOVER, PA | 15 | $ 2,082,000 | $ 138,000 | $ 55,000 |
| BELLINGHAM, WA | 14 | $ 4,605,000 | $ 328,000 | $ 129,000 |
| GREENVILLE, NC | 14 | $ 2,774,000 | $ 198,000 | $ 98,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 14 | $ 6,821,000 | $ 487,000 | $ 316,000 |
| WICHITA, KS | 14 | $ 1,969,000 | $ 140,000 | $ 111,000 |
| AMARILLO, TX | 11 | $ 1,687,000 | $ 153,000 | $ 69,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 11 | $ 4,643,000 | $ 422,000 | $ 334,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 11 | $ 2,722,000 | $ 247,000 | $ 127,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 11 | $ 3,935,000 | $ 336,000 | $ 173,500 |
| PITTSBURGH, PA | 11 | $ 3,581,000 | $ 325,000 | $ 453,000 |
| SALISBURY, MD | 11 | $ 925,000 | $ 84,000 | $ 59,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 11 | $ 6,316,000 | $ 574,000 | $ 192,000 |
| ALBANY-SCHENECTADY-TROY, NY | 10 | $ 2,131,000 | $ 213,000 | $ 78,000 |
| GREAT FALLS, MT | 10 | $ 1,499,000 | $ 149,000 | $ 43,000 |
| FLORENCE, SC | 9 | $ 1,818,000 | $ 202,000 | $ 88,000 |
| VISALIA-PORTERVILLE, CA | 9 | $ 2,092,000 | $ 232,000 | $ 112,000 |
| BAKERSFIELD-DELANO, CA | 8 | $ 825,000 | $ 103,000 | $ 60,000 |
| CASPER, WY | 8 | $ 1,373,000 | $ 171,000 | $ 51,000 |
| DANVILLE, VA | 8 | $ 2,595,000 | $ 324,000 | $ 248,000 |
| GREELEY, CO | 8 | $ 2,276,000 | $ 284,000 | $ 107,000 |
| INDIANAPOLIS-CARMEL, IN | 8 | $ 2,025,000 | $ 253,000 | $ 109,000 |
| JACKSON, TN | 8 | $ 748,000 | $ 93,000 | $ 42,000 |
| MISSOULA, MT | 8 | $ 1,737,000 | $ 217,000 | $ 68,000 |
| MOBILE, AL | 8 | $ 1,071,000 | $ 133,000 | $ 86,000 |
| MONTGOMERY, AL | 8 | $ 2,976,000 | $ 372,000 | $ 226,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 8 | $ 5,124,000 | $ 640,000 | $ 451,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 8 | $ 1,036,000 | $ 129,000 | $ 108,000 |
| BILLINGS, MT | 7 | $ 1,166,000 | $ 166,000 | $ 60,000 |
| BOWLING GREEN, KY | 7 | $ 2,322,000 | $ 331,000 | $ 141,000 |
| CHEYENNE, WY | 7 | $ 1,106,000 | $ 158,000 | $ 104,000 |
| CLARKSVILLE, TN-KY | 7 | $ 1,269,000 | $ 174,000 | $ 63,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 7 | $ 1,759,000 | $ 251,000 | $ 95,000 |
| EDISON-NEW BRUNSWICK, NJ | 7 | $ 4,170,000 | $ 595,000 | $ 247,000 |
| JACKSON, MS | 7 | $ 2,007,000 | $ 286,000 | $ 183,000 |
| NEW HAVEN-MILFORD, CT | 7 | $ 1,400,000 | $ 200,000 | $ 93,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 2,059,000 | $ 294,000 | $ 199,000 |
| AKRON, OH | 6 | $ 408,000 | $ 68,000 | $ 53,000 |
| IDAHO FALLS, ID | 6 | $ 865,000 | $ 144,000 | $ 57,000 |
| LANCASTER, PA | 6 | $ 1,493,000 | $ 248,000 | $ 77,000 |
| POCATELLO, ID | 6 | $ 734,000 | $ 122,000 | $ 60,000 |
| ROCKY MOUNT, NC | 6 | $ 193,000 | $ 32,000 | $ 46,000 |
| SPRINGFIELD, MO | 6 | $ 1,113,000 | $ 185,000 | $ 165,000 |
| AUBURN-OPELIKA, AL | 5 | $ 224,000 | $ 44,000 | $ 64,000 |
| BOISE CITY-NAMPA, ID | 5 | $ 1,121,000 | $ 224,000 | $ 101,000 |
| BOULDER, CO | 5 | $ 3,034,000 | $ 606,000 | $ 187,000 |
| CAMDEN, NJ | 5 | $ 1,622,000 | $ 324,000 | $ 96,000 |
| COLUMBIA, MO | 5 | $ 851,000 | $ 170,000 | $ 109,000 |
| FARGO, ND-MN | 5 | $ 830,000 | $ 164,000 | $ 75,000 |
| GRAND FORKS, ND-MN | 5 | $ 701,000 | $ 136,000 | $ 47,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 5 | $ 1,587,000 | $ 317,000 | $ 112,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 5 | $ 843,000 | $ 108,000 | $ 57,000 |
| LEXINGTON-FAYETTE, KY | 5 | $ 1,685,000 | $ 337,000 | $ 213,000 |
| MODESTO, CA | 5 | $ 1,317,000 | $ 263,000 | $ 179,000 |
| SYRACUSE, NY | 5 | $ 759,000 | $ 151,000 | $ 75,000 |
| WORCESTER, MA | 5 | $ 1,161,000 | $ 232,000 | $ 109,000 |
| DECATUR, AL | 4 | $ 725,000 | $ 181,000 | $ 69,000 |
| EL PASO, TX | 4 | $ 1,134,000 | $ 283,000 | $ 151,000 |
| LAS VEGAS-PARADISE, NV | 4 | $ 519,000 | $ 129,000 | $ 100,000 |
| PEABODY, MA | 4 | $ 2,179,000 | $ 544,000 | $ 138,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 930,000 | $ 218,000 | $ 52,500 |
| PUEBLO, CO | 4 | $ 626,000 | $ 156,000 | $ 51,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 4 | $ 2,747,000 | $ 686,000 | $ 293,000 |
| SANTA FE, NM | 4 | $ 3,156,000 | $ 789,000 | $ 446,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 493,000 | $ 83,000 | $ 49,500 |
| SPOKANE, WA | 4 | $ 1,343,000 | $ 335,000 | $ 128,000 |
| TUCSON, AZ | 4 | $ 3,624,000 | $ 906,000 | $ 416,000 |
| TULSA, OK | 4 | $ 2,019,000 | $ 504,000 | $ 194,000 |
| WENATCHEE-EAST WENATCHEE, WA | 4 | $ 3,582,000 | $ 895,000 | $ 630,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 3 | $ 251,000 | $ 83,000 | $ 40,000 |
| BREMERTON-SILVERDALE, WA | 3 | $ 2,499,000 | $ 833,000 | $ 347,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 3 | $ 471,000 | $ 157,000 | $ 135,000 |
| COLLEGE STATION-BRYAN, TX | 3 | $ 1,006,000 | $ 335,000 | $ 93,000 |
| DOVER, DE | 3 | $ 1,138,000 | $ 379,000 | $ 196,000 |
| FAIRBANKS, AK | 3 | $ 606,000 | $ 202,000 | $ 70,000 |
| FORT SMITH, AR-OK | 3 | $ 631,000 | $ 210,000 | $ 147,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 3 | $ 416,000 | $ 138,000 | $ 49,000 |
| JOPLIN, MO | 3 | $ 503,000 | $ 167,000 | $ 53,000 |
| LINCOLN, NE | 3 | $ 566,000 | $ 188,000 | $ 63,000 |
| MADISON, WI | 3 | $ 1,298,000 | $ 432,000 | $ 119,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 700,000 | $ 233,000 | $ 81,000 |
| MOUNT VERNON-ANACORTES, WA | 3 | $ 839,000 | $ 279,000 | $ 134,000 |
| NEWARK-UNION, NJ-PA | 3 | $ 592,000 | $ 197,000 | $ 70,000 |
| OLYMPIA, WA | 3 | $ 451,000 | $ 150,000 | $ 68,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 3 | $ 774,000 | $ 258,000 | $ 114,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 3 | $ 914,000 | $ 304,000 | $ 147,000 |
| READING, PA | 3 | $ 376,000 | $ 125,000 | $ 97,000 |
| ROCHESTER, MN | 3 | $ 638,000 | $ 212,000 | $ 80,000 |
| ROCHESTER, NY | 3 | $ 336,000 | $ 112,000 | $ 82,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 3 | $ 496,000 | $ 165,000 | $ 58,000 |
| SCRANTON--WILKES-BARRE, PA | 3 | $ 585,000 | $ 195,000 | $ 61,000 |
| SPRINGFIELD, MA | 3 | $ 412,000 | $ 137,000 | $ 83,000 |
| TUSCALOOSA, AL | 3 | $ 240,000 | $ 80,000 | $ 32,000 |
| ANNISTON-OXFORD, AL | 2 | $ 318,000 | $ 159,000 | $ 51,000 |
| BEND, OR | 2 | $ 931,000 | $ 465,000 | $ 285,000 |
| BUFFALO-NIAGARA FALLS, NY | 2 | $ 290,000 | $ 145,000 | $ 48,000 |
| COLUMBUS, OH | 2 | $ 165,000 | $ 82,000 | $ 111,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 162,000 | $ 81,000 | $ 33,500 |
| DETROIT-LIVONIA-DEARBORN, MI | 2 | $ 322,000 | $ 161,000 | $ 46,000 |
| DUBUQUE, IA | 2 | $ 223,000 | $ 111,000 | $ 96,000 |
| GADSDEN, AL | 2 | $ 318,000 | $ 159,000 | $ 109,000 |
| GOLDSBORO, NC | 2 | $ 155,000 | $ 77,000 | $ 34,000 |
| GRAND JUNCTION, CO | 2 | $ 420,000 | $ 210,000 | $ 83,000 |
| HATTIESBURG, MS | 2 | $ 13,000 | $ 6,000 | $ 40,000 |
| HINESVILLE-FORT STEWART, GA | 2 | $ 29,000 | $ 14,000 | $ 48,000 |
| JACKSONVILLE, NC | 2 | $ 140,000 | $ 70,000 | $ 81,000 |
| JONESBORO, AR | 2 | $ 8,000 | $ 4,000 | $ 39,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 414,000 | $ 207,000 | $ 80,000 |
| LAFAYETTE, IN | 2 | $ 137,000 | $ 68,000 | $ 30,000 |
| LAFAYETTE, LA | 2 | $ 388,000 | $ 194,000 | $ 63,000 |
| MANHATTAN, KS | 2 | $ 456,000 | $ 228,000 | $ 156,000 |
| MANKATO-NORTH MANKATO, MN | 2 | $ 334,000 | $ 167,000 | $ 58,000 |
| MORGANTOWN, WV | 2 | $ 406,000 | $ 203,000 | $ 72,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 94,000 | $ 47,000 | $ 62,000 |
| PEORIA, IL | 2 | $ 209,000 | $ 104,000 | $ 34,000 |
| PINE BLUFF, AR | 2 | $ 100,000 | $ 50,000 | $ 54,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 787,000 | $ 393,000 | $ 172,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| ST. GEORGE, UT | 2 | $ 1,313,000 | $ 656,000 | $ 2,046,000 |
| STOCKTON, CA | 2 | $ 152,000 | $ 76,000 | $ 145,000 |
| TACOMA, WA | 2 | $ 1,099,000 | $ 549,000 | $ 271,000 |
| TOPEKA, KS | 2 | $ 405,000 | $ 202,000 | $ 97,000 |
| TYLER, TX | 2 | $ 584,000 | $ 292,000 | $ 166,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 93,000 | $ 46,000 | $ 232,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 2 | $ 299,000 | $ 149,000 | $ 61,000 |
| YAKIMA, WA | 2 | $ 299,000 | $ 149,000 | $ 39,000 |
| ABILENE, TX | 1 | $ 240,000 | $ 240,000 | $ 113,000 |
| ALTOONA, PA | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| AMES, IA | 1 | $ 121,000 | $ 121,000 | $ 30,000 |
| ANN ARBOR, MI | 1 | $ 186,000 | $ 186,000 | $ 86,000 |
| BARNSTABLE TOWN, MA | 1 | $ 697,000 | $ 697,000 | $ 271,000 |
| BINGHAMTON, NY | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 1 | $ 800,000 | $ 800,000 | $ 414,000 |
| CANTON-MASSILLON, OH | 1 | $ 180,000 | $ 180,000 | $ 42,000 |
| CAPE GIRARDEAU-JACKSON, MO-IL | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| CEDAR RAPIDS, IA | 1 | $ 134,000 | $ 134,000 | $ 0 |
| COLUMBUS, IN | 1 | $ 146,000 | $ 146,000 | $ 65,000 |
| CORPUS CHRISTI, TX | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
| CUMBERLAND, MD-WV | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| DOTHAN, AL | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| FLAGSTAFF, AZ | 1 | $ 956,000 | $ 956,000 | $ 315,000 |
| GARY, IN | 1 | $ 187,000 | $ 187,000 | $ 81,000 |
| GRAND RAPIDS-WYOMING, MI | 1 | $ 19,000 | $ 19,000 | $ 45,000 |
| GREEN BAY, WI | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| GULFPORT-BILOXI, MS | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| HANFORD-CORCORAN, CA | 1 | $ 87,000 | $ 87,000 | $ 425,000 |
| HOT SPRINGS, AR | 1 | $ 82,000 | $ 82,000 | $ 43,000 |
| JEFFERSON CITY, MO | 1 | $ 123,000 | $ 123,000 | $ 31,000 |
| LANSING-EAST LANSING, MI | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| LAS CRUCES, NM | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
| LAWRENCE, KS | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| LEBANON, PA | 1 | $ 4,000 | $ 4,000 | $ 97,000 |
| LUBBOCK, TX | 1 | $ 832,000 | $ 832,000 | $ 542,000 |
| MADERA-CHOWCHILLA, CA | 1 | $ 43,000 | $ 43,000 | $ 105,000 |
| MANSFIELD, OH | 1 | $ 10,000 | $ 10,000 | $ 37,000 |
| MEDFORD, OR | 1 | $ 194,000 | $ 194,000 | $ 103,000 |
| NAPA, CA | 1 | $ 113,000 | $ 113,000 | $ 110,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 908,000 | $ 908,000 | $ 783,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 270,000 | $ 270,000 | $ 57,000 |
| OWENSBORO, KY | 1 | $ 158,000 | $ 158,000 | $ 46,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 1 | $ 10,000 | $ 10,000 | $ 59,000 |
| PRESCOTT, AZ | 1 | $ 280,000 | $ 280,000 | $ 110,000 |
| RACINE, WI | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| RENO-SPARKS, NV | 1 | $ 1,165,000 | $ 1,165,000 | $ 659,000 |
| SALEM, OR | 1 | $ 44,000 | $ 44,000 | $ 195,000 |
| SALINAS, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 350,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 407,000 | $ 407,000 | $ 149,000 |
| SUMTER, SC | 1 | $ 177,000 | $ 177,000 | $ 102,000 |
| TEXARKANA, TX-TEXARKANA, AR | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
| TOLEDO, OH | 1 | $ 3,000 | $ 3,000 | $ 10,000 |
| TRENTON-EWING, NJ | 1 | $ 825,000 | $ 825,000 | $ 396,000 |
| UTICA-ROME, NY | 1 | $ 69,000 | $ 69,000 | $ 47,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 237,000 | $ 237,000 | $ 0 |
| WACO, TX | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| WHEELING, WV-OH | 1 | $ 10,000 | $ 10,000 | $ 62,000 |
| WILLIAMSPORT, PA | 1 | $ 5,000 | $ 5,000 | $ 11,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 1 | $ 3,000 | $ 3,000 | $ 31,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 9,128 | $74,877,000 | $8,000 | $1,900,000 | $46,000 | $5,824,000 |
| Home Purchase | 7,225 | $2,279,548,000 | $315,000 | $5,450,000 | $155,000 | $9,999,000 |
| Refinancing | 4,791 | $2,210,896,000 | $461,000 | $7,590,000 | $259,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 10,477 | $4,358,471,000 | $416,000 | $7,590,000 | $212,000 | $9,999,000 |
| White | 5,924 | $143,813,000 | $24,000 | $6,037,000 | $58,000 | $5,824,000 |
| Black or African American | 2,601 | $24,972,000 | $9,000 | $637,000 | $42,000 | $2,655,000 |
| Hispanic | 1,009 | $12,421,000 | $12,000 | $663,000 | $38,000 | $500,000 |
| Not Provided | 867 | $19,673,000 | $22,000 | $466,000 | $64,000 | $2,028,000 |
| Asian | 143 | $4,470,000 | $31,000 | $417,000 | $58,000 | $317,000 |
| American Indian or Alaskan Native | 90 | $1,169,000 | $12,000 | $75,000 | $46,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $332,000 | $10,000 | $81,000 | $87,000 | $1,283,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 16,149 | $3,629,580,000 | $224,000 | $7,590,000 | $152,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 4,799 | $902,112,000 | $187,000 | $746,000 | $67,000 | $800,000 |
| VA-guaranteed (Veterans Administration) | 196 | $33,629,000 | $171,000 | $650,000 | $52,000 | $225,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 10,265 | $4,277,412,000 | $416,000 | $6,350,000 | $216,000 | $9,999,000 |
| Application Denied By Financial Institution | 7,772 | $94,867,000 | $12,000 | $1,300,000 | $46,000 | $5,824,000 |
| Loan Originated | 2,373 | $166,508,000 | $70,000 | $7,590,000 | $64,000 | $1,732,000 |
| Application Approved But Not Accepted | 725 | $25,568,000 | $35,000 | $985,000 | $80,000 | $2,804,000 |
| Application Withdrawn By Applicant | 9 | $966,000 | $107,000 | $343,000 | $50,000 | $132,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,461 | $43,571,000 | $7,000 | $483,000 | $44,000 | $5,824,000 |
| Debt-To-Income Ratio | 1,648 | $26,015,000 | $15,000 | $1,300,000 | $38,000 | $600,000 |
| Other | 267 | $10,400,000 | $38,000 | $630,000 | $75,000 | $1,502,000 |
| Collateral | 201 | $6,098,000 | $30,000 | $320,000 | $79,000 | $1,283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 123 | $4,712,000 | $38,000 | $637,000 | $97,000 | $1,653,000 |
| Credit Application Incomplete | 57 | $3,827,000 | $67,000 | $663,000 | $70,000 | $537,000 |
| Unverifiable Information | 9 | $220,000 | $24,000 | $80,000 | $58,000 | $115,000 |
| Employment History | 6 | $24,000 | $4,000 | $10,000 | $24,000 | $32,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Banks, Inc.'s 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Banks, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.