Suntrust Bank Mortgage Lending & HMDA Data, 2013
In 2013, Suntrust Bank of Atlanta, GA reported 66,403 mortgage applications totaling $6.7 billion, up 55% from 2012. The average application was for $100,514, and applicants reported an average income of $92,974. 21% of its applications resulted in an originated loan and 58% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (6,617), Washington-Arlington-Alexandria, DC-VA-MD-WV (5,561) and Tampa-St. Petersburg-Clearwater, FL (3,930) (applications in parentheses).
| Mortgage Company & Address | Suntrust Bank P.O. Box 4418, Mail Code 0663 Atlanta, GA 30302 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 66,403 |
| Total Mortgage Loan Application Amount | $6,674,436,000 |
| Average Mortgage Loan Application Amount | $100,514 |
| Highest Mortgage Loan Application Amount | $19,000,000 |
| Average Applicant Income | $92,974 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Suntrust Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 6,617 | $ 761,251,000 | $ 115,044 | $ 94,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 5,561 | $ 709,864,000 | $ 127,650 | $ 100,105 |
| Tampa-St. Petersburg-Clearwater, FL | 3,930 | $ 279,096,000 | $ 71,016 | $ 70,000 |
| Orlando-Kissimmee-Sanford, FL | 3,611 | $ 272,927,000 | $ 75,582 | $ 77,000 |
| Baltimore-Towson, MD | 1,981 | $ 335,437,000 | $ 169,327 | $ 106,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,948 | $ 255,019,000 | $ 130,913 | $ 96,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1,669 | $ 149,937,000 | $ 89,836 | $ 78,319 |
| Richmond, VA | 1,583 | $ 124,092,000 | $ 78,390 | $ 72,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1,538 | $ 254,584,000 | $ 165,529 | $ 105,557 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1,424 | $ 60,448,000 | $ 42,449 | $ 53,000 |
| Memphis, TN-MS-AR | 1,392 | $ 76,060,000 | $ 54,640 | $ 79,584 |
| Bethesda-Rockville-Frederick, MD | 1,291 | $ 385,417,000 | $ 298,541 | $ 167,000 |
| Miami-Miami Beach-Kendall, FL | 1,230 | $ 145,361,000 | $ 118,179 | $ 111,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,018 | $ 121,490,000 | $ 119,341 | $ 114,000 |
| Lakeland-Winter Haven, FL | 997 | $ 36,596,000 | $ 36,706 | $ 57,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 947 | $ 113,287,000 | $ 119,627 | $ 102,000 |
| Chattanooga, TN-GA | 904 | $ 71,012,000 | $ 78,553 | $ 62,000 |
| Durham-Chapel Hill, NC | 832 | $ 102,531,000 | $ 123,234 | $ 85,000 |
| Knoxville, TN | 802 | $ 82,246,000 | $ 102,551 | $ 102,000 |
| North Port-Bradenton-Sarasota, FL | 790 | $ 70,484,000 | $ 89,220 | $ 82,000 |
| Greenville-Mauldin-Easley, SC | 771 | $ 42,857,000 | $ 55,586 | $ 57,000 |
| Raleigh-Cary, NC | 733 | $ 103,596,000 | $ 141,331 | $ 96,000 |
| Augusta-Richmond County, GA-SC | 730 | $ 45,911,000 | $ 62,891 | $ 66,542 |
| Palm Bay-Melbourne-Titusville, FL | 689 | $ 43,257,000 | $ 62,782 | $ 65,000 |
| Cape Coral-Fort Myers, FL | 686 | $ 46,440,000 | $ 67,696 | $ 73,000 |
| Jacksonville, FL | 685 | $ 96,562,000 | $ 140,966 | $ 110,000 |
| Ocala, FL | 682 | $ 18,717,000 | $ 27,444 | $ 44,000 |
| Greensboro-High Point, NC | 642 | $ 52,831,000 | $ 82,291 | $ 70,000 |
| Roanoke, VA | 631 | $ 31,483,000 | $ 49,893 | $ 54,000 |
| Albany, GA | 546 | $ 19,666,000 | $ 36,018 | $ 53,000 |
| Winston-Salem, NC | 536 | $ 56,416,000 | $ 105,253 | $ 78,000 |
| Charleston-North Charleston-Summerville, SC | 394 | $ 133,676,000 | $ 339,279 | $ 194,000 |
| Columbus, GA-AL | 360 | $ 23,159,000 | $ 64,330 | $ 63,100 |
| Asheville, NC | 353 | $ 35,889,000 | $ 101,668 | $ 80,000 |
| Punta Gorda, FL | 341 | $ 23,595,000 | $ 69,193 | $ 70,000 |
| Savannah, GA | 341 | $ 45,197,000 | $ 132,542 | $ 133,000 |
| Anderson, SC | 330 | $ 13,322,000 | $ 40,369 | $ 47,000 |
| Riverside-San Bernardino-Ontario, CA | 330 | $ 13,048,000 | $ 39,539 | $ 185,000 |
| Phoenix-Mesa-Glendale, AZ | 316 | $ 11,640,000 | $ 36,835 | $ 138,000 |
| Gainesville, GA | 302 | $ 21,249,000 | $ 70,360 | $ 70,000 |
| Burlington, NC | 283 | $ 17,676,000 | $ 62,459 | $ 60,000 |
| Palm Coast, FL | 282 | $ 14,406,000 | $ 51,085 | $ 66,000 |
| Spartanburg, SC | 275 | $ 12,422,000 | $ 45,170 | $ 53,000 |
| Lynchburg, VA | 273 | $ 11,531,000 | $ 42,238 | $ 56,000 |
| Port St. Lucie, FL | 272 | $ 17,321,000 | $ 63,680 | $ 72,000 |
| Macon, GA | 262 | $ 22,039,000 | $ 84,118 | $ 89,000 |
| Pensacola-Ferry Pass-Brent, FL | 234 | $ 17,815,000 | $ 76,132 | $ 83,000 |
| Tallahassee, FL | 219 | $ 22,541,000 | $ 102,926 | $ 101,000 |
| Houston-Sugar Land-Baytown, TX | 203 | $ 29,858,000 | $ 147,083 | $ 181,000 |
| Charlottesville, VA | 197 | $ 50,430,000 | $ 255,989 | $ 123,000 |
| Charleston, WV | 181 | $ 11,084,000 | $ 61,237 | $ 58,000 |
| Wilmington, NC | 180 | $ 40,861,000 | $ 227,005 | $ 248,000 |
| Las Vegas-Paradise, NV | 175 | $ 7,546,000 | $ 43,120 | $ 208,000 |
| Los Angeles-Long Beach-Glendale, CA | 174 | $ 46,039,000 | $ 264,591 | $ 224,000 |
| Dallas-Plano-Irving, TX | 168 | $ 18,748,000 | $ 111,595 | $ 231,000 |
| Gainesville, FL | 167 | $ 27,230,000 | $ 163,053 | $ 113,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 164 | $ 6,984,000 | $ 42,585 | $ 155,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 163 | $ 8,058,000 | $ 49,435 | $ 66,000 |
| Naples-Marco Island, FL | 161 | $ 18,530,000 | $ 115,093 | $ 84,000 |
| Blacksburg-Christiansburg-Radford, VA | 152 | $ 10,534,000 | $ 69,302 | $ 143,000 |
| Johnson City, TN | 148 | $ 9,198,000 | $ 62,148 | $ 62,000 |
| Rome, GA | 145 | $ 4,741,000 | $ 32,696 | $ 48,000 |
| Columbia, SC | 143 | $ 30,533,000 | $ 213,517 | $ 151,000 |
| Hickory-Lenoir-Morganton, NC | 142 | $ 15,067,000 | $ 106,105 | $ 92,000 |
| Warner Robins, GA | 142 | $ 10,625,000 | $ 74,823 | $ 87,000 |
| Athens-Clarke County, GA | 125 | $ 11,158,000 | $ 89,264 | $ 79,000 |
| Florence-Muscle Shoals, AL | 118 | $ 4,659,000 | $ 39,483 | $ 49,000 |
| Sebastian-Vero Beach, FL | 111 | $ 12,018,000 | $ 108,270 | $ 94,000 |
| Chicago-Joliet-Naperville, IL | 110 | $ 16,045,000 | $ 145,863 | $ 201,000 |
| Harrisonburg, VA | 106 | $ 7,230,000 | $ 68,207 | $ 67,000 |
| Cleveland, TN | 98 | $ 5,894,000 | $ 60,142 | $ 49,000 |
| Brunswick, GA | 93 | $ 17,582,000 | $ 189,053 | $ 160,000 |
| Kingsport-Bristol-Bristol, TN-VA | 88 | $ 4,589,000 | $ 52,147 | $ 51,545 |
| San Diego-Carlsbad-San Marcos, CA | 86 | $ 20,377,000 | $ 236,941 | $ 211,000 |
| Birmingham-Hoover, AL | 84 | $ 19,384,000 | $ 230,761 | $ 136,000 |
| Edison-New Brunswick, NJ | 83 | $ 13,307,000 | $ 160,325 | $ 201,000 |
| Nassau-Suffolk, NY | 80 | $ 3,215,000 | $ 40,187 | $ 193,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 79 | $ 8,271,000 | $ 104,696 | $ 190,468 |
| New York-White Plains-Wayne, NY-NJ | 77 | $ 9,614,000 | $ 124,857 | $ 183,753 |
| Philadelphia, PA | 77 | $ 6,439,000 | $ 83,623 | $ 164,000 |
| Dalton, GA | 73 | $ 4,091,000 | $ 56,041 | $ 35,000 |
| Fort Worth-Arlington, TX | 68 | $ 8,684,000 | $ 127,705 | $ 168,000 |
| Stockton, CA | 66 | $ 3,502,000 | $ 53,060 | $ 140,000 |
| Oakland-Fremont-Hayward, CA | 65 | $ 18,683,000 | $ 287,430 | $ 203,000 |
| Salisbury, MD | 63 | $ 3,254,000 | $ 51,650 | $ 76,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 57 | $ 27,265,000 | $ 478,333 | $ 235,000 |
| Santa Ana-Anaheim-Irvine, CA | 57 | $ 14,579,000 | $ 255,771 | $ 198,000 |
| St. Louis, MO-IL | 56 | $ 8,117,000 | $ 144,946 | $ 195,250 |
| Visalia-Porterville, CA | 55 | $ 1,788,000 | $ 32,509 | $ 120,000 |
| San Antonio-New Braunfels, TX | 53 | $ 2,366,000 | $ 44,641 | $ 152,000 |
| Austin-Round Rock-San Marcos, TX | 52 | $ 8,266,000 | $ 158,961 | $ 194,000 |
| Winchester, VA-WV | 52 | $ 5,048,000 | $ 97,076 | $ 101,000 |
| Fayetteville, NC | 49 | $ 3,415,000 | $ 69,693 | $ 111,000 |
| Morristown, TN | 47 | $ 3,350,000 | $ 71,276 | $ 58,000 |
| Tucson, AZ | 47 | $ 2,284,000 | $ 48,595 | $ 117,000 |
| Camden, NJ | 46 | $ 2,046,000 | $ 44,478 | $ 173,000 |
| Little Rock-North Little Rock-Conway, AR | 45 | $ 9,828,000 | $ 218,400 | $ 146,000 |
| Crestview-Fort Walton Beach-Destin, FL | 43 | $ 5,288,000 | $ 122,976 | $ 149,000 |
| San Francisco-San Mateo-Redwood City, CA | 43 | $ 23,742,000 | $ 552,139 | $ 262,000 |
| Warren-Troy-Farmington Hills, MI | 42 | $ 2,053,000 | $ 48,880 | $ 154,000 |
| Modesto, CA | 41 | $ 1,976,000 | $ 48,195 | $ 125,000 |
| Lake Havasu City-Kingman, AZ | 40 | $ 1,383,000 | $ 34,575 | $ 108,000 |
| Newark-Union, NJ-PA | 39 | $ 5,443,000 | $ 139,564 | $ 223,000 |
| Fresno, CA | 38 | $ 1,281,000 | $ 33,710 | $ 119,000 |
| Auburn-Opelika, AL | 36 | $ 2,547,000 | $ 70,750 | $ 70,000 |
| Bakersfield-Delano, CA | 36 | $ 1,139,000 | $ 31,638 | $ 138,000 |
| New Orleans-Metairie-Kenner, LA | 35 | $ 2,386,000 | $ 68,171 | $ 123,000 |
| Oklahoma City, OK | 33 | $ 2,299,000 | $ 69,666 | $ 136,000 |
| Denver-Aurora-Broomfield, CO | 32 | $ 9,407,000 | $ 293,968 | $ 191,000 |
| Montgomery, AL | 32 | $ 3,107,000 | $ 97,093 | $ 309,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 32 | $ 11,531,000 | $ 360,343 | $ 218,000 |
| Wilmington, DE-MD-NJ | 32 | $ 5,674,000 | $ 177,312 | $ 169,218 |
| Hartford-West Hartford-East Hartford, CT | 30 | $ 1,430,000 | $ 47,666 | $ 150,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 30 | $ 12,313,000 | $ 410,433 | $ 225,833 |
| Hagerstown-Martinsburg, MD-WV | 29 | $ 2,670,000 | $ 92,068 | $ 109,241 |
| Poughkeepsie-Newburgh-Middletown, NY | 29 | $ 2,239,000 | $ 77,206 | $ 146,000 |
| Providence-New Bedford-Fall River, RI-MA | 28 | $ 994,000 | $ 35,500 | $ 174,928 |
| Jackson, MS | 27 | $ 4,223,000 | $ 156,407 | $ 103,000 |
| Tulsa, OK | 27 | $ 1,234,000 | $ 45,703 | $ 145,000 |
| Boston-Quincy, MA | 26 | $ 3,146,000 | $ 121,000 | $ 235,000 |
| Cincinnati-Middletown, OH-KY-IN | 25 | $ 984,000 | $ 39,360 | $ 137,400 |
| Pittsburgh, PA | 25 | $ 1,608,000 | $ 64,320 | $ 147,000 |
| Valdosta, GA | 25 | $ 6,840,000 | $ 273,600 | $ 41,000 |
| Greenville, NC | 24 | $ 4,105,000 | $ 171,041 | $ 143,000 |
| Indianapolis-Carmel, IN | 24 | $ 1,346,000 | $ 56,083 | $ 130,000 |
| Louisville/Jefferson County, KY-IN | 24 | $ 885,000 | $ 36,875 | $ 173,916 |
| Huntsville, AL | 23 | $ 1,596,000 | $ 69,391 | $ 137,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 23 | $ 4,476,000 | $ 194,608 | $ 153,000 |
| Clarksville, TN-KY | 22 | $ 1,593,000 | $ 72,409 | $ 125,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 22 | $ 2,860,000 | $ 130,000 | $ 172,000 |
| Kansas City, MO-KS | 22 | $ 4,167,000 | $ 189,409 | $ 181,136 |
| McAllen-Edinburg-Mission, TX | 22 | $ 546,000 | $ 24,818 | $ 126,000 |
| Omaha-Council Bluffs, NE-IA | 22 | $ 821,000 | $ 37,318 | $ 133,818 |
| Wichita, KS | 22 | $ 1,498,000 | $ 68,090 | $ 209,000 |
| Worcester, MA | 21 | $ 1,986,000 | $ 94,571 | $ 148,000 |
| Cleveland-Elyria-Mentor, OH | 20 | $ 469,000 | $ 23,450 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 20 | $ 2,685,000 | $ 134,250 | $ 212,000 |
| Cambridge-Newton-Framingham, MA | 19 | $ 4,180,000 | $ 220,000 | $ 203,000 |
| Detroit-Livonia-Dearborn, MI | 19 | $ 357,000 | $ 18,789 | $ 85,000 |
| Florence, SC | 19 | $ 5,584,000 | $ 293,894 | $ 182,000 |
| Huntington-Ashland, WV-KY-OH | 19 | $ 1,164,000 | $ 61,263 | $ 49,947 |
| Brownsville-Harlingen, TX | 18 | $ 563,000 | $ 31,277 | $ 111,000 |
| Grand Rapids-Wyoming, MI | 18 | $ 938,000 | $ 52,111 | $ 137,000 |
| New Haven-Milford, CT | 18 | $ 1,453,000 | $ 80,722 | $ 165,000 |
| Baton Rouge, LA | 17 | $ 924,000 | $ 54,352 | $ 161,000 |
| Lafayette, LA | 17 | $ 494,000 | $ 29,058 | $ 140,000 |
| Mobile, AL | 17 | $ 900,000 | $ 52,941 | $ 130,000 |
| Seattle-Bellevue-Everett, WA | 17 | $ 7,779,000 | $ 457,588 | $ 176,000 |
| Vallejo-Fairfield, CA | 17 | $ 1,233,000 | $ 72,529 | $ 197,000 |
| Harrisburg-Carlisle, PA | 16 | $ 4,975,000 | $ 310,937 | $ 190,000 |
| Yuba City, CA | 16 | $ 590,000 | $ 36,875 | $ 118,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 15 | $ 620,000 | $ 41,333 | $ 137,866 |
| Buffalo-Niagara Falls, NY | 15 | $ 333,000 | $ 22,200 | $ 100,000 |
| El Centro, CA | 15 | $ 442,000 | $ 29,466 | $ 484,000 |
| Albany-Schenectady-Troy, NY | 14 | $ 450,000 | $ 32,142 | $ 134,000 |
| Albuquerque, NM | 14 | $ 990,000 | $ 70,714 | $ 146,000 |
| Columbus, OH | 14 | $ 509,000 | $ 36,357 | $ 124,000 |
| Madera-Chowchilla, CA | 14 | $ 520,000 | $ 37,142 | $ 122,000 |
| Yuma, AZ | 14 | $ 332,000 | $ 23,714 | $ 85,000 |
| Bridgeport-Stamford-Norwalk, CT | 13 | $ 4,058,000 | $ 312,153 | $ 201,000 |
| Danville, VA | 13 | $ 1,184,000 | $ 91,076 | $ 80,000 |
| Scranton--Wilkes-Barre, PA | 13 | $ 492,000 | $ 37,846 | $ 106,000 |
| Shreveport-Bossier City, LA | 13 | $ 1,182,000 | $ 90,923 | $ 151,000 |
| Corpus Christi, TX | 12 | $ 415,000 | $ 34,583 | $ 123,000 |
| Midland, TX | 12 | $ 2,589,000 | $ 215,750 | $ 249,000 |
| Redding, CA | 12 | $ 420,000 | $ 35,000 | $ 152,000 |
| Trenton-Ewing, NJ | 12 | $ 371,000 | $ 30,916 | $ 175,000 |
| Tuscaloosa, AL | 12 | $ 1,602,000 | $ 133,500 | $ 102,000 |
| York-Hanover, PA | 12 | $ 701,000 | $ 58,416 | $ 106,000 |
| Colorado Springs, CO | 11 | $ 1,309,000 | $ 119,000 | $ 138,000 |
| Jacksonville, NC | 11 | $ 789,000 | $ 71,727 | $ 131,000 |
| Decatur, AL | 10 | $ 771,000 | $ 77,100 | $ 70,000 |
| Dothan, AL | 10 | $ 769,000 | $ 76,900 | $ 105,000 |
| Goldsboro, NC | 10 | $ 188,000 | $ 18,800 | $ 106,000 |
| Hinesville-Fort Stewart, GA | 10 | $ 535,000 | $ 53,500 | $ 52,000 |
| Jonesboro, AR | 10 | $ 160,000 | $ 16,000 | $ 93,000 |
| Merced, CA | 10 | $ 297,000 | $ 29,700 | $ 117,000 |
| Rochester, NY | 10 | $ 774,000 | $ 77,400 | $ 119,000 |
| St. George, UT | 10 | $ 418,000 | $ 41,800 | $ 146,000 |
| Anniston-Oxford, AL | 9 | $ 975,000 | $ 108,333 | $ 124,000 |
| Gulfport-Biloxi, MS | 9 | $ 267,000 | $ 29,666 | $ 111,000 |
| Jackson, TN | 9 | $ 1,305,000 | $ 145,000 | $ 83,000 |
| Killeen-Temple-Fort Hood, TX | 9 | $ 269,000 | $ 29,888 | $ 89,000 |
| Odessa, TX | 9 | $ 335,000 | $ 37,222 | $ 168,000 |
| Salt Lake City, UT | 9 | $ 4,145,000 | $ 460,555 | $ 207,000 |
| San Luis Obispo-Paso Robles, CA | 9 | $ 342,000 | $ 38,000 | $ 152,000 |
| Terre Haute, IN | 9 | $ 157,000 | $ 17,444 | $ 108,000 |
| Atlantic City-Hammonton, NJ | 8 | $ 338,000 | $ 42,250 | $ 147,000 |
| Cape Girardeau-Jackson, MO-IL | 8 | $ 220,000 | $ 27,500 | $ 90,000 |
| El Paso, TX | 8 | $ 280,000 | $ 35,000 | $ 117,000 |
| Gary, IN | 8 | $ 285,000 | $ 35,625 | $ 115,000 |
| Houma-Bayou Cane-Thibodaux, LA | 8 | $ 296,000 | $ 37,000 | $ 139,000 |
| Jackson, MI | 8 | $ 267,000 | $ 33,375 | $ 119,000 |
| Kankakee-Bradley, IL | 8 | $ 224,000 | $ 28,000 | $ 91,000 |
| Michigan City-La Porte, IN | 8 | $ 241,000 | $ 30,125 | $ 107,000 |
| Rocky Mount, NC | 8 | $ 252,000 | $ 31,500 | $ 47,000 |
| Wichita Falls, TX | 8 | $ 280,000 | $ 35,000 | $ 113,000 |
| Beaumont-Port Arthur, TX | 7 | $ 225,000 | $ 32,142 | $ 95,000 |
| Boise City-Nampa, ID | 7 | $ 1,459,000 | $ 208,428 | $ 198,000 |
| Des Moines-West Des Moines, IA | 7 | $ 716,000 | $ 102,285 | $ 139,000 |
| Evansville, IN-KY | 7 | $ 699,000 | $ 99,857 | $ 94,428 |
| Fort Smith, AR-OK | 7 | $ 1,270,000 | $ 181,428 | $ 133,142 |
| Hanford-Corcoran, CA | 7 | $ 231,000 | $ 33,000 | $ 93,000 |
| Laredo, TX | 7 | $ 172,000 | $ 24,571 | $ 72,000 |
| Rockingham County-Strafford County, NH | 7 | $ 244,000 | $ 34,857 | $ 160,000 |
| Santa Rosa-Petaluma, CA | 7 | $ 875,000 | $ 125,000 | $ 247,000 |
| Binghamton, NY | 6 | $ 105,000 | $ 17,500 | $ 71,000 |
| Canton-Massillon, OH | 6 | $ 250,000 | $ 41,666 | $ 182,000 |
| Kalamazoo-Portage, MI | 6 | $ 112,000 | $ 18,666 | $ 74,000 |
| Manchester-Nashua, NH | 6 | $ 212,000 | $ 35,333 | $ 142,000 |
| Milwaukee-Waukesha-West Allis, WI | 6 | $ 248,000 | $ 41,333 | $ 187,000 |
| Springfield, MA | 6 | $ 292,000 | $ 48,666 | $ 162,000 |
| Springfield, MO | 6 | $ 708,000 | $ 118,000 | $ 164,000 |
| Akron, OH | 5 | $ 87,000 | $ 17,400 | $ 80,000 |
| Bremerton-Silverdale, WA | 5 | $ 85,000 | $ 17,000 | $ 29,000 |
| Cumberland, MD-WV | 5 | $ 278,000 | $ 55,600 | $ 92,800 |
| Honolulu, HI | 5 | $ 235,000 | $ 47,000 | $ 164,000 |
| Lubbock, TX | 5 | $ 249,000 | $ 49,800 | $ 162,000 |
| Morgantown, WV | 5 | $ 995,000 | $ 199,000 | $ 60,000 |
| Napa, CA | 5 | $ 1,158,000 | $ 231,600 | $ 190,000 |
| Peoria, IL | 5 | $ 151,000 | $ 30,200 | $ 122,000 |
| Rockford, IL | 5 | $ 175,000 | $ 35,000 | $ 142,000 |
| Sumter, SC | 5 | $ 124,000 | $ 24,800 | $ 81,000 |
| Waco, TX | 5 | $ 207,000 | $ 41,400 | $ 189,000 |
| Bellingham, WA | 4 | $ 2,485,000 | $ 621,250 | $ 301,000 |
| Boulder, CO | 4 | $ 1,965,000 | $ 491,250 | $ 235,000 |
| College Station-Bryan, TX | 4 | $ 1,159,000 | $ 289,750 | $ 221,000 |
| Dayton, OH | 4 | $ 78,000 | $ 19,500 | $ 92,000 |
| Dover, DE | 4 | $ 662,000 | $ 165,500 | $ 169,000 |
| Las Cruces, NM | 4 | $ 163,000 | $ 40,750 | $ 134,000 |
| Lexington-Fayette, KY | 4 | $ 948,000 | $ 237,000 | $ 180,000 |
| Madison, WI | 4 | $ 134,000 | $ 33,500 | $ 71,000 |
| Niles-Benton Harbor, MI | 4 | $ 150,000 | $ 37,500 | $ 162,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 4 | $ 224,000 | $ 56,000 | $ 47,000 |
| Peabody, MA | 4 | $ 1,286,000 | $ 321,500 | $ 270,000 |
| Prescott, AZ | 4 | $ 195,000 | $ 48,750 | $ 100,000 |
| Provo-Orem, UT | 4 | $ 1,320,000 | $ 330,000 | $ 235,000 |
| Sioux Falls, SD | 4 | $ 1,335,000 | $ 333,750 | $ 373,000 |
| South Bend-Mishawaka, IN-MI | 4 | $ 240,000 | $ 60,000 | $ 311,000 |
| Springfield, IL | 4 | $ 82,000 | $ 20,500 | $ 107,000 |
| State College, PA | 4 | $ 163,000 | $ 40,750 | $ 190,000 |
| Utica-Rome, NY | 4 | $ 206,000 | $ 51,500 | $ 66,000 |
| Wheeling, WV-OH | 4 | $ 290,000 | $ 72,500 | $ 86,750 |
| Abilene, TX | 3 | $ 78,000 | $ 26,000 | $ 137,000 |
| Alexandria, LA | 3 | $ 142,000 | $ 47,333 | $ 141,000 |
| Ann Arbor, MI | 3 | $ 153,000 | $ 51,000 | $ 62,000 |
| Barnstable Town, MA | 3 | $ 965,000 | $ 321,666 | $ 190,000 |
| Bloomington, IN | 3 | $ 81,000 | $ 27,000 | $ 120,000 |
| Danville, IL | 3 | $ 160,000 | $ 53,333 | $ 74,000 |
| Fort Collins-Loveland, CO | 3 | $ 599,000 | $ 199,666 | $ 115,000 |
| Holland-Grand Haven, MI | 3 | $ 135,000 | $ 45,000 | $ 149,000 |
| Lawton, OK | 3 | $ 60,000 | $ 20,000 | $ 111,000 |
| Lewiston, ID-WA | 3 | $ 95,000 | $ 31,666 | $ 88,000 |
| Lima, OH | 3 | $ 65,000 | $ 21,666 | $ 153,000 |
| Norwich-New London, CT | 3 | $ 148,000 | $ 49,333 | $ 142,000 |
| Ocean City, NJ | 3 | $ 140,000 | $ 46,666 | $ 523,000 |
| Ogden-Clearfield, UT | 3 | $ 632,000 | $ 210,666 | $ 197,000 |
| Pascagoula, MS | 3 | $ 903,000 | $ 301,000 | $ 142,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,423,000 | $ 474,333 | $ 174,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,337,000 | $ 445,666 | $ 202,000 |
| Spokane, WA | 3 | $ 95,000 | $ 31,666 | $ 174,000 |
| Texarkana, Tx-Texarkana, AR | 3 | $ 127,000 | $ 42,333 | $ 135,000 |
| Youngstown-Warren-Boardman, OH-PA | 3 | $ 128,000 | $ 42,666 | $ 62,333 |
| Bangor, ME | 2 | $ 23,000 | $ 11,500 | $ 47,000 |
| Battle Creek, MI | 2 | $ 75,000 | $ 37,500 | $ 200,000 |
| Champaign-Urbana, IL | 2 | $ 56,000 | $ 28,000 | $ 120,000 |
| Chico, CA | 2 | $ 175,000 | $ 87,500 | $ 425,000 |
| Columbia, MO | 2 | $ 1,137,000 | $ 568,500 | $ 448,000 |
| Elkhart-Goshen, IN | 2 | $ 38,000 | $ 19,000 | $ 133,000 |
| Flint, MI | 2 | $ 130,000 | $ 65,000 | $ 80,000 |
| Fort Wayne, IN | 2 | $ 841,000 | $ 420,500 | $ 158,000 |
| Gadsden, AL | 2 | $ 507,000 | $ 253,500 | $ 139,000 |
| Iowa City, IA | 2 | $ 38,000 | $ 19,000 | $ 180,000 |
| Jefferson City, MO | 2 | $ 45,000 | $ 22,500 | $ 160,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 120,000 | $ 60,000 | $ 144,000 |
| Lafayette, IN | 2 | $ 70,000 | $ 35,000 | $ 128,000 |
| Lansing-East Lansing, MI | 2 | $ 40,000 | $ 20,000 | $ 124,000 |
| Lebanon, PA | 2 | $ 470,000 | $ 235,000 | $ 130,000 |
| Lewiston-Auburn, ME | 2 | $ 20,000 | $ 10,000 | $ 104,000 |
| Lincoln, NE | 2 | $ 20,000 | $ 10,000 | $ 99,000 |
| Longview, TX | 2 | $ 64,000 | $ 32,000 | $ 64,000 |
| Medford, OR | 2 | $ 60,000 | $ 30,000 | $ 50,000 |
| Monroe, MI | 2 | $ 53,000 | $ 26,500 | $ 120,000 |
| Muncie, IN | 2 | $ 130,000 | $ 65,000 | $ 204,000 |
| Muskegon-Norton Shores, MI | 2 | $ 73,000 | $ 36,500 | $ 109,000 |
| Olympia, WA | 2 | $ 43,000 | $ 21,500 | $ 239,000 |
| Owensboro, KY | 2 | $ 31,000 | $ 15,500 | $ 52,000 |
| Pine Bluff, AR | 2 | $ 35,000 | $ 17,500 | $ 103,000 |
| Pittsfield, MA | 2 | $ 41,000 | $ 20,500 | $ 216,000 |
| Racine, WI | 2 | $ 60,000 | $ 30,000 | $ 68,000 |
| Reading, PA | 2 | $ 235,000 | $ 117,500 | $ 177,000 |
| Reno-Sparks, NV | 2 | $ 75,000 | $ 37,500 | $ 86,000 |
| San Angelo, TX | 2 | $ 63,000 | $ 31,500 | $ 223,000 |
| Santa Fe, NM | 2 | $ 848,000 | $ 424,000 | $ 679,000 |
| Sherman-Denison, TX | 2 | $ 65,000 | $ 32,500 | $ 36,000 |
| Syracuse, NY | 2 | $ 32,000 | $ 16,000 | $ 105,000 |
| Toledo, OH | 2 | $ 13,000 | $ 6,500 | $ 69,000 |
| Topeka, KS | 2 | $ 65,000 | $ 32,500 | $ 76,000 |
| Tyler, TX | 2 | $ 105,000 | $ 52,500 | $ 145,000 |
| Victoria, TX | 2 | $ 110,000 | $ 55,000 | $ 112,000 |
| Vineland-Millville-Bridgeton, NJ | 2 | $ 80,000 | $ 40,000 | $ 58,000 |
| Amarillo, TX | 1 | $ 67,000 | $ 67,000 | $ 224,000 |
| Billings, MT | 1 | $ 573,000 | $ 573,000 | $ 549,000 |
| Bloomington-Normal, IL | 1 | $ 10,000 | $ 10,000 | $ 120,000 |
| Bowling Green, KY | 1 | $ 45,000 | $ 45,000 | $ 140,000 |
| Cedar Rapids, IA | 1 | $ 30,000 | $ 30,000 | $ 129,000 |
| Columbus, IN | 1 | $ 480,000 | $ 480,000 | $ 394,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 10,000 | $ 10,000 | $ 65,000 |
| Decatur, IL | 1 | $ 15,000 | $ 15,000 | $ 122,000 |
| Duluth, MN-WI | 1 | $ 504,000 | $ 504,000 | $ 299,000 |
| Eau Claire, WI | 1 | $ 60,000 | $ 60,000 | $ 334,000 |
| Eugene-Springfield, OR | 1 | $ 517,000 | $ 517,000 | $ 165,000 |
| Fargo, ND-MN | 1 | $ 35,000 | $ 35,000 | $ 210,000 |
| Grand Junction, CO | 1 | $ 53,000 | $ 53,000 | $ 112,000 |
| Greeley, CO | 1 | $ 15,000 | $ 15,000 | $ 90,000 |
| Hattiesburg, MS | 1 | $ 8,000 | $ 8,000 | $ 106,000 |
| Hot Springs, AR | 1 | $ 30,000 | $ 30,000 | $ 57,000 |
| Johnstown, PA | 1 | $ 41,000 | $ 41,000 | $ 62,000 |
| Kingston, NY | 1 | $ 13,000 | $ 13,000 | $ 74,000 |
| Kokomo, IN | 1 | $ 10,000 | $ 10,000 | $ 4,000 |
| Lake Charles, LA | 1 | $ 18,000 | $ 18,000 | $ 40,000 |
| Lancaster, PA | 1 | $ 100,000 | $ 100,000 | $ 311,000 |
| Lawrence, KS | 1 | $ 15,000 | $ 15,000 | $ 111,000 |
| Manhattan, KS | 1 | $ 60,000 | $ 60,000 | $ 176,000 |
| Oshkosh-Neenah, WI | 1 | $ 50,000 | $ 50,000 | $ 132,000 |
| Rapid City, SD | 1 | $ 12,000 | $ 12,000 | $ 45,000 |
| Salinas, CA | 1 | $ 100,000 | $ 100,000 | $ 114,000 |
| Springfield, OH | 1 | $ 12,000 | $ 12,000 | $ 90,000 |
| St. Cloud, MN | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 20,000 | $ 20,000 | $ 92,000 |
| Wausau, WI | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
Mortgage Loan Application Detail Totals for Suntrust Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 42,154 | $681,786,000 | $16,000 | $8,985,000 | $63,000 | $9,999,000 |
| Refinancing | 17,526 | $3,199,859,000 | $182,000 | $19,000,000 | $129,000 | $9,999,000 |
| Home Purchase | 6,723 | $2,792,791,000 | $415,000 | $5,000,000 | $187,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 32,224 | $1,527,353,000 | $47,000 | $8,985,000 | $77,000 | $9,999,000 |
| Black or African American | 13,107 | $272,257,000 | $20,000 | $5,320,000 | $49,000 | $6,615,000 |
| Not applicable | 8,901 | $4,256,001,000 | $478,000 | $19,000,000 | $222,000 | $9,999,000 |
| Hispanic | 5,222 | $159,999,000 | $30,000 | $2,000,000 | $58,000 | $5,500,000 |
| Not Provided | 4,890 | $353,607,000 | $72,000 | $4,362,000 | $115,000 | $6,371,000 |
| Asian | 1,238 | $69,824,000 | $56,000 | $2,678,000 | $78,000 | $2,611,000 |
| American Indian or Alaskan Native | 607 | $24,261,000 | $39,000 | $2,529,000 | $76,000 | $6,936,000 |
| Native Hawaiian or Other Pacific Islander | 214 | $11,134,000 | $52,000 | $2,400,000 | $111,000 | $9,999,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 64,954 | $6,462,542,000 | $99,000 | $19,000,000 | $94,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 1,214 | $169,822,000 | $139,000 | $381,000 | $44,000 | $307,000 |
| VA-guaranteed (Veterans Administration) | 235 | $42,072,000 | $179,000 | $405,000 | $54,000 | $180,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 38,692 | $1,165,012,000 | $30,000 | $8,985,000 | $60,000 | $9,999,000 |
| Loan Originated | 13,838 | $940,906,000 | $67,000 | $19,000,000 | $102,000 | $9,999,000 |
| Loan Purchased By The Institution | 8,842 | $4,188,258,000 | $473,000 | $5,850,000 | $224,000 | $9,999,000 |
| Application Approved But Not Accepted | 4,741 | $367,263,000 | $77,000 | $2,800,000 | $88,000 | $3,430,000 |
| Application Withdrawn By Applicant | 290 | $12,997,000 | $44,000 | $440,000 | $120,000 | $704,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 25,986 | $514,426,000 | $19,000 | $8,985,000 | $55,000 | $9,999,000 |
| Debt-To-Income Ratio | 7,823 | $226,841,000 | $28,000 | $1,600,000 | $53,000 | $5,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,361 | $266,048,000 | $112,000 | $4,000,000 | $95,000 | $7,300,000 |
| Other | 1,246 | $98,181,000 | $78,000 | $5,320,000 | $99,000 | $9,999,000 |
| Collateral | 617 | $33,973,000 | $55,000 | $1,422,000 | $83,000 | $3,530,000 |
| Credit Application Incomplete | 505 | $20,720,000 | $41,000 | $401,000 | $108,000 | $1,500,000 |
| Unverifiable Information | 142 | $4,228,000 | $29,000 | $350,000 | $120,000 | $5,100,000 |
| Employment History | 12 | $595,000 | $49,000 | $217,000 | $61,000 | $300,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Suntrust Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Suntrust Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.
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