Sutton Bank Mortgage Lending & HMDA Data, 2007
In 2007, Sutton Bank of Attica, OH reported 2,571 mortgage applications totaling $489.2 million, down 17% from 2006. The average application was for $190,266, and applicants reported an average income of $91,217. 26% of its applications resulted in an originated loan and 50% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (165), Cincinnati-Middletown, OH-KY-IN (158) and Chicago-Naperville-Joliet, IL (140) (applications in parentheses).
| Mortgage Company & Address | Sutton Bank 1 South Main St Attica, OH 44807 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,571 |
| Total Mortgage Loan Application Amount | $489,176,000 |
| Average Mortgage Loan Application Amount | $190,266 |
| Highest Mortgage Loan Application Amount | $1,946,000 |
| Average Applicant Income | $91,217 |
| Highest Applicant Income | $1,559,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Sutton Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook, Illinois | 108 | $ 27,645,000 | $ 255,972 | $ 95,000 |
| Harris, Texas | 91 | $ 15,346,000 | $ 168,637 | $ 104,000 |
| Huron, Ohio | 84 | $ 8,423,000 | $ 100,273 | $ 65,000 |
| Fulton, Georgia | 74 | $ 14,311,000 | $ 193,391 | $ 113,000 |
| Hamilton, Ohio | 64 | $ 8,341,000 | $ 130,328 | $ 73,000 |
| Marion, Indiana | 60 | $ 4,685,000 | $ 78,083 | $ 58,000 |
| Dallas, Texas | 60 | $ 9,363,000 | $ 156,050 | $ 106,000 |
| Hillsborough, Florida | 57 | $ 13,728,000 | $ 240,842 | $ 83,000 |
| Broward, Florida | 52 | $ 12,879,000 | $ 247,673 | $ 105,000 |
| Miami-Dade, Florida | 51 | $ 15,093,000 | $ 295,941 | $ 113,000 |
| Richland, Ohio | 41 | $ 4,695,000 | $ 114,512 | $ 71,000 |
| Los Angeles, California | 38 | $ 17,135,000 | $ 450,921 | $ 144,000 |
| Orange, Florida | 37 | $ 7,689,000 | $ 207,810 | $ 107,000 |
| Erie, Ohio | 36 | $ 3,638,000 | $ 101,055 | $ 65,000 |
| Seneca, Ohio | 35 | $ 3,166,000 | $ 90,457 | $ 59,000 |
| Mecklenburg, North Carolina | 31 | $ 4,326,000 | $ 139,548 | $ 93,000 |
| Butler, Ohio | 31 | $ 3,706,000 | $ 119,548 | $ 60,000 |
| DeKalb, Georgia | 29 | $ 8,230,000 | $ 283,793 | $ 80,000 |
| Duval, Florida | 28 | $ 4,896,000 | $ 174,857 | $ 70,000 |
| Franklin, Ohio | 28 | $ 3,695,000 | $ 131,964 | $ 65,000 |
| Warren, Ohio | 28 | $ 6,831,000 | $ 243,964 | $ 77,000 |
| Ashland, Ohio | 27 | $ 2,816,000 | $ 104,296 | $ 64,000 |
| Montgomery, Ohio | 25 | $ 2,205,000 | $ 88,200 | $ 59,000 |
| Tarrant, Texas | 24 | $ 4,821,000 | $ 200,875 | $ 119,000 |
| Philadelphia, Pennsylvania | 22 | $ 2,223,000 | $ 101,045 | $ 56,000 |
| Pinellas, Florida | 21 | $ 3,329,000 | $ 158,523 | $ 186,000 |
| Clark, Nevada | 21 | $ 5,727,000 | $ 272,714 | $ 171,000 |
| Riverside, California | 20 | $ 6,183,000 | $ 309,150 | $ 124,000 |
| Lucas, Ohio | 20 | $ 2,129,000 | $ 106,450 | $ 73,000 |
| Hennepin, Minnesota | 19 | $ 5,736,000 | $ 301,894 | $ 127,000 |
| San Bernardino, California | 18 | $ 6,660,000 | $ 370,000 | $ 98,000 |
| Collin, Texas | 18 | $ 3,072,000 | $ 170,666 | $ 100,000 |
| Allegheny, Pennsylvania | 17 | $ 1,458,000 | $ 85,764 | $ 79,000 |
| Essex, New Jersey | 16 | $ 3,720,000 | $ 232,500 | $ 93,000 |
| King, Washington | 16 | $ 5,191,000 | $ 324,437 | $ 125,000 |
| Pierce, Washington | 16 | $ 2,719,000 | $ 169,937 | $ 114,000 |
| Maricopa, Arizona | 15 | $ 4,682,000 | $ 312,133 | $ 109,000 |
| Lee, Florida | 15 | $ 4,102,000 | $ 273,466 | $ 114,000 |
| Pasco, Florida | 15 | $ 2,547,000 | $ 169,800 | $ 73,000 |
| St. Louis, Missouri | 15 | $ 1,434,000 | $ 95,600 | $ 62,000 |
| Cuyahoga, Ohio | 15 | $ 1,423,000 | $ 94,866 | $ 64,000 |
| Denton, Texas | 15 | $ 3,880,000 | $ 258,666 | $ 124,000 |
| Fort Bend, Texas | 14 | $ 2,171,000 | $ 155,071 | $ 98,000 |
| San Diego, California | 13 | $ 5,730,000 | $ 440,769 | $ 215,000 |
| St. Louis City, Missouri | 13 | $ 1,130,000 | $ 86,923 | $ 59,000 |
| Bexar, Texas | 13 | $ 1,550,000 | $ 119,230 | $ 122,000 |
| Osceola, Florida | 12 | $ 2,827,000 | $ 235,583 | $ 79,000 |
| Palm Beach, Florida | 12 | $ 3,769,000 | $ 314,083 | $ 115,000 |
| Cobb, Georgia | 12 | $ 1,943,000 | $ 161,916 | $ 90,000 |
| Gwinnett, Georgia | 12 | $ 2,812,000 | $ 234,333 | $ 91,000 |
| Clermont, Ohio | 12 | $ 2,080,000 | $ 173,333 | $ 46,000 |
| Hamilton, Indiana | 11 | $ 2,591,000 | $ 235,545 | $ 116,000 |
| Suffolk, Massachusetts | 11 | $ 3,454,000 | $ 314,000 | $ 67,000 |
| Shelby, Tennessee | 11 | $ 1,401,000 | $ 127,363 | $ 70,000 |
| Sacramento, California | 10 | $ 3,774,000 | $ 377,400 | $ 130,000 |
| Hardin, Kentucky | 10 | $ 1,409,000 | $ 140,900 | $ 54,000 |
| Union, North Carolina | 10 | $ 5,086,000 | $ 508,600 | $ 297,000 |
| Ottawa, Ohio | 10 | $ 1,355,000 | $ 135,500 | $ 120,000 |
| Denver, Colorado | 9 | $ 1,345,000 | $ 149,444 | $ 69,000 |
| Polk, Florida | 9 | $ 1,251,000 | $ 139,000 | $ 77,000 |
| Will, Illinois | 9 | $ 2,519,000 | $ 279,888 | $ 93,000 |
| Boone, Kentucky | 9 | $ 1,313,000 | $ 145,888 | $ 62,000 |
| Lackawanna, Pennsylvania | 9 | $ 720,000 | $ 80,000 | $ 102,000 |
| Luzerne, Pennsylvania | 9 | $ 711,000 | $ 79,000 | $ 29,000 |
| Greenville, South Carolina | 9 | $ 1,439,000 | $ 159,888 | $ 64,000 |
| Collier, Florida | 8 | $ 2,021,000 | $ 252,625 | $ 175,000 |
| Seminole, Florida | 8 | $ 1,332,000 | $ 166,500 | $ 79,000 |
| Clayton, Georgia | 8 | $ 864,000 | $ 108,000 | $ 40,000 |
| Kane, Illinois | 8 | $ 1,598,000 | $ 199,750 | $ 92,000 |
| Lake, Indiana | 8 | $ 1,176,000 | $ 147,000 | $ 52,000 |
| Jackson, Missouri | 8 | $ 1,664,000 | $ 208,000 | $ 141,000 |
| Forsyth, North Carolina | 8 | $ 1,119,000 | $ 139,875 | $ 64,000 |
| Carroll, Ohio | 8 | $ 705,000 | $ 88,125 | $ 46,000 |
| Mahoning, Ohio | 8 | $ 702,000 | $ 87,750 | $ 41,000 |
| Mercer, Pennsylvania | 8 | $ 662,000 | $ 82,750 | $ 41,000 |
| Brevard, Florida | 7 | $ 1,385,000 | $ 197,857 | $ 115,000 |
| DuPage, Illinois | 7 | $ 2,257,000 | $ 322,428 | $ 112,000 |
| Allen, Indiana | 7 | $ 412,000 | $ 58,857 | $ 41,000 |
| Crawford, Ohio | 7 | $ 449,000 | $ 64,142 | $ 49,000 |
| Summit, Ohio | 7 | $ 837,000 | $ 119,571 | $ 158,000 |
| Northumberland, Pennsylvania | 7 | $ 708,000 | $ 101,142 | $ 43,000 |
| Milwaukee, Wisconsin | 7 | $ 768,000 | $ 109,714 | $ 52,000 |
| Orange, California | 6 | $ 2,947,000 | $ 491,166 | $ 139,000 |
| El Paso, Colorado | 6 | $ 1,267,000 | $ 211,166 | $ 110,000 |
| Hernando, Florida | 6 | $ 1,148,000 | $ 191,333 | $ 59,000 |
| Volusia, Florida | 6 | $ 1,333,000 | $ 222,166 | $ 63,000 |
| Douglas, Georgia | 6 | $ 1,491,000 | $ 248,500 | $ 86,000 |
| Henry, Georgia | 6 | $ 944,000 | $ 157,333 | $ 81,000 |
| McHenry, Illinois | 6 | $ 1,282,000 | $ 213,666 | $ 81,000 |
| Union, New Jersey | 6 | $ 1,362,000 | $ 227,000 | $ 131,000 |
| Suffolk, New York | 6 | $ 1,587,000 | $ 264,500 | $ 30,000 |
| Stark, Ohio | 6 | $ 577,000 | $ 96,166 | $ 45,000 |
| Galveston, Texas | 6 | $ 737,000 | $ 122,833 | $ 110,000 |
| Travis, Texas | 6 | $ 1,718,000 | $ 286,333 | $ 82,000 |
| Augusta, Virginia | 6 | $ 1,159,000 | $ 193,166 | $ 56,000 |
| Pueblo, Colorado | 5 | $ 764,000 | $ 152,800 | $ 75,000 |
| Paulding, Georgia | 5 | $ 794,000 | $ 158,800 | $ 76,000 |
| Porter, Indiana | 5 | $ 738,000 | $ 147,600 | $ 54,000 |
| Campbell, Kentucky | 5 | $ 998,000 | $ 199,600 | $ 107,000 |
| Kenton, Kentucky | 5 | $ 457,000 | $ 91,400 | $ 65,000 |
| East Baton Rouge, Louisiana | 5 | $ 414,000 | $ 82,800 | $ 92,000 |
| Norfolk, Massachusetts | 5 | $ 1,048,000 | $ 209,600 | $ 66,000 |
| Ramsey, Minnesota | 5 | $ 892,000 | $ 178,400 | $ 66,000 |
| Wake, North Carolina | 5 | $ 1,147,000 | $ 229,400 | $ 67,000 |
| Allen, Ohio | 5 | $ 270,000 | $ 54,000 | $ 35,000 |
| Lake, Ohio | 5 | $ 726,000 | $ 145,200 | $ 72,000 |
| Monroe, Pennsylvania | 5 | $ 1,437,000 | $ 287,400 | $ 112,000 |
| Fairfax, Virginia | 5 | $ 2,438,000 | $ 487,600 | $ 532,000 |
| Flagler, Florida | 4 | $ 1,202,000 | $ 300,500 | $ 89,000 |
| Lake, Florida | 4 | $ 930,000 | $ 232,500 | $ 108,000 |
| Manatee, Florida | 4 | $ 957,000 | $ 239,250 | $ 82,000 |
| Marion, Florida | 4 | $ 763,000 | $ 190,750 | $ 63,000 |
| Lake, Illinois | 4 | $ 1,609,000 | $ 402,250 | $ 467,000 |
| Boone, Indiana | 4 | $ 420,000 | $ 105,000 | $ 84,000 |
| Wyandotte, Kansas | 4 | $ 360,000 | $ 90,000 | $ 18,000 |
| Plymouth, Massachusetts | 4 | $ 1,311,000 | $ 327,750 | $ 99,000 |
| Worcester, Massachusetts | 4 | $ 1,255,000 | $ 313,750 | $ 105,000 |
| Oakland, Michigan | 4 | $ 1,348,000 | $ 337,000 | $ 171,000 |
| Wayne, Michigan | 4 | $ 460,000 | $ 115,000 | $ 60,000 |
| Monmouth, New Jersey | 4 | $ 1,447,000 | $ 361,750 | $ 127,000 |
| Delaware, Ohio | 4 | $ 1,393,000 | $ 348,250 | $ 38,000 |
| Lorain, Ohio | 4 | $ 450,000 | $ 112,500 | $ 36,000 |
| Medina, Ohio | 4 | $ 772,000 | $ 193,000 | $ 65,000 |
| Pickaway, Ohio | 4 | $ 446,000 | $ 111,500 | $ 80,000 |
| Beaver, Pennsylvania | 4 | $ 384,000 | $ 96,000 | $ 70,000 |
| Fayette, Pennsylvania | 4 | $ 249,000 | $ 62,250 | $ 47,000 |
| Lycoming, Pennsylvania | 4 | $ 404,000 | $ 101,000 | $ 58,000 |
| Brazoria, Texas | 4 | $ 1,353,000 | $ 338,250 | $ 133,000 |
| El Paso, Texas | 4 | $ 454,000 | $ 113,500 | $ 57,000 |
| Ellis, Texas | 4 | $ 455,000 | $ 113,750 | $ 136,000 |
| Nueces, Texas | 4 | $ 546,000 | $ 136,500 | $ 64,000 |
| Loudoun, Virginia | 4 | $ 2,470,000 | $ 617,500 | $ 165,000 |
| Alameda, California | 3 | $ 1,376,000 | $ 458,666 | $ 103,000 |
| San Joaquin, California | 3 | $ 906,000 | $ 302,000 | $ 93,000 |
| Arapahoe, Colorado | 3 | $ 281,000 | $ 93,666 | $ 61,000 |
| Fairfield, Connecticut | 3 | $ 1,357,000 | $ 452,333 | $ 219,000 |
| New Haven, Connecticut | 3 | $ 300,000 | $ 100,000 | $ 27,000 |
| Alachua, Florida | 3 | $ 451,000 | $ 150,333 | $ 38,000 |
| Clay, Florida | 3 | $ 382,000 | $ 127,333 | $ 32,000 |
| Sarasota, Florida | 3 | $ 335,000 | $ 111,666 | $ 215,000 |
| Bibb, Georgia | 3 | $ 184,000 | $ 61,333 | $ 65,000 |
| Cherokee, Georgia | 3 | $ 565,000 | $ 188,333 | $ 53,000 |
| Newton, Georgia | 3 | $ 959,000 | $ 319,666 | $ 98,000 |
| Johnson, Indiana | 3 | $ 779,000 | $ 259,666 | $ 93,000 |
| Essex, Massachusetts | 3 | $ 676,000 | $ 225,333 | $ 121,000 |
| Anoka, Minnesota | 3 | $ 937,000 | $ 312,333 | $ 121,000 |
| Dakota, Minnesota | 3 | $ 929,000 | $ 309,666 | $ 131,000 |
| Camden, New Jersey | 3 | $ 550,000 | $ 183,333 | $ 101,000 |
| Hudson, New Jersey | 3 | $ 1,209,000 | $ 403,000 | $ 127,000 |
| Ocean, New Jersey | 3 | $ 1,895,000 | $ 631,666 | $ 593,000 |
| Warren, New Jersey | 3 | $ 401,000 | $ 133,666 | $ 122,000 |
| Cabarrus, North Carolina | 3 | $ 361,000 | $ 120,333 | $ 49,000 |
| Cumberland, North Carolina | 3 | $ 590,000 | $ 196,666 | $ 86,000 |
| Durham, North Carolina | 3 | $ 606,000 | $ 202,000 | $ 84,000 |
| Iredell, North Carolina | 3 | $ 619,000 | $ 206,333 | $ 138,000 |
| Johnston, North Carolina | 3 | $ 174,000 | $ 58,000 | $ 94,000 |
| Clark, Ohio | 3 | $ 254,000 | $ 84,666 | $ 104,000 |
| Licking, Ohio | 3 | $ 483,000 | $ 161,000 | $ 84,000 |
| Morrow, Ohio | 3 | $ 213,000 | $ 71,000 | $ 50,000 |
| Sandusky, Ohio | 3 | $ 217,000 | $ 72,333 | $ 53,000 |
| Tulsa, Oklahoma | 3 | $ 340,000 | $ 113,333 | $ 43,000 |
| Indiana, Pennsylvania | 3 | $ 301,000 | $ 100,333 | $ 38,000 |
| Lehigh, Pennsylvania | 3 | $ 506,000 | $ 168,666 | $ 73,000 |
| Washington, Pennsylvania | 3 | $ 345,000 | $ 115,000 | $ 21,000 |
| Dorchester, South Carolina | 3 | $ 678,000 | $ 226,000 | $ 28,000 |
| York, South Carolina | 3 | $ 889,000 | $ 296,333 | $ 61,000 |
| Cameron, Texas | 3 | $ 292,000 | $ 97,333 | $ 42,000 |
| Danville, Virginia | 3 | $ 171,000 | $ 57,000 | $ 49,000 |
| Newport News, Virginia | 3 | $ 621,000 | $ 207,000 | $ 121,000 |
| Virginia Beach, Virginia | 3 | $ 1,110,000 | $ 370,000 | $ 231,000 |
| Snohomish, Washington | 3 | $ 1,033,000 | $ 344,333 | $ 121,000 |
| Raleigh, West Virginia | 3 | $ 386,000 | $ 128,666 | $ 61,000 |
| Contra Costa, California | 2 | $ 765,000 | $ 382,500 | $ 100,000 |
| El Dorado, California | 2 | $ 210,000 | $ 105,000 | $ 150,000 |
| Solano, California | 2 | $ 599,000 | $ 299,500 | $ 117,000 |
| Tulare, California | 2 | $ 516,000 | $ 258,000 | $ 60,000 |
| Adams, Colorado | 2 | $ 382,000 | $ 191,000 | $ 192,000 |
| Jefferson, Colorado | 2 | $ 470,000 | $ 235,000 | $ 79,000 |
| Hartford, Connecticut | 2 | $ 492,000 | $ 246,000 | $ 101,000 |
| Charlotte, Florida | 2 | $ 475,000 | $ 237,500 | $ 106,000 |
| Indian River, Florida | 2 | $ 539,000 | $ 269,500 | $ 121,000 |
| Bartow, Georgia | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Carroll, Georgia | 2 | $ 221,000 | $ 110,500 | $ 78,000 |
| Clarke, Georgia | 2 | $ 175,000 | $ 87,500 | $ 24,000 |
| Columbia, Georgia | 2 | $ 199,000 | $ 99,500 | $ 90,000 |
| Muscogee, Georgia | 2 | $ 204,000 | $ 102,000 | $ 37,000 |
| Richmond, Georgia | 2 | $ 164,000 | $ 82,000 | $ 81,000 |
| Rockdale, Georgia | 2 | $ 447,000 | $ 223,500 | $ 103,000 |
| Whitfield, Georgia | 2 | $ 300,000 | $ 150,000 | $ 300,000 |
| Clark, Indiana | 2 | $ 194,000 | $ 97,000 | $ 50,000 |
| DeKalb, Indiana | 2 | $ 200,000 | $ 100,000 | $ 43,000 |
| Fayette, Indiana | 2 | $ 275,000 | $ 137,500 | $ 108,000 |
| Hendricks, Indiana | 2 | $ 277,000 | $ 138,500 | $ 65,000 |
| Kosciusko, Indiana | 2 | $ 403,000 | $ 201,500 | $ 77,000 |
| LaPorte, Indiana | 2 | $ 163,000 | $ 81,500 | $ 50,000 |
| Madison, Indiana | 2 | $ 202,000 | $ 101,000 | $ 72,000 |
| Jefferson, Kentucky | 2 | $ 152,000 | $ 76,000 | $ 15,000 |
| Kennebec, Maine | 2 | $ 50,000 | $ 25,000 | $ 42,000 |
| Harford, Maryland | 2 | $ 128,000 | $ 64,000 | $ 156,000 |
| Middlesex, Massachusetts | 2 | $ 699,000 | $ 349,500 | $ 131,000 |
| Washtenaw, Michigan | 2 | $ 116,000 | $ 58,000 | $ 83,000 |
| Freeborn, Minnesota | 2 | $ 98,000 | $ 49,000 | $ 90,000 |
| DeSoto, Mississippi | 2 | $ 699,000 | $ 349,500 | $ 50,000 |
| St. Charles, Missouri | 2 | $ 445,000 | $ 222,500 | $ 61,000 |
| Washoe, Nevada | 2 | $ 499,000 | $ 249,500 | $ 56,000 |
| Burlington, New Jersey | 2 | $ 557,000 | $ 278,500 | $ 23,000 |
| Cumberland, New Jersey | 2 | $ 335,000 | $ 167,500 | $ 71,000 |
| Schenectady, New York | 2 | $ 159,000 | $ 79,500 | $ 102,000 |
| Gaston, North Carolina | 2 | $ 390,000 | $ 195,000 | $ 296,000 |
| Guilford, North Carolina | 2 | $ 189,000 | $ 94,500 | $ 151,000 |
| Rowan, North Carolina | 2 | $ 248,000 | $ 124,000 | $ 97,000 |
| Ashtabula, Ohio | 2 | $ 207,000 | $ 103,500 | $ 34,000 |
| Brown, Ohio | 2 | $ 238,000 | $ 119,000 | $ 56,000 |
| Hardin, Ohio | 2 | $ 129,000 | $ 64,500 | $ 23,000 |
| Miami, Ohio | 2 | $ 165,000 | $ 82,500 | $ 76,000 |
| Monroe, Ohio | 2 | $ 108,000 | $ 54,000 | $ 24,000 |
| Portage, Ohio | 2 | $ 276,000 | $ 138,000 | $ 32,000 |
| Ross, Ohio | 2 | $ 221,000 | $ 110,500 | $ 113,000 |
| Scioto, Ohio | 2 | $ 74,000 | $ 37,000 | $ 0 |
| Shelby, Ohio | 2 | $ 151,000 | $ 75,500 | $ 12,000 |
| Trumbull, Ohio | 2 | $ 143,000 | $ 71,500 | $ 33,000 |
| Union, Ohio | 2 | $ 102,000 | $ 51,000 | $ 52,000 |
| Wayne, Ohio | 2 | $ 415,000 | $ 207,500 | $ 89,000 |
| Oklahoma, Oklahoma | 2 | $ 191,000 | $ 95,500 | $ 84,000 |
| Armstrong, Pennsylvania | 2 | $ 109,000 | $ 54,500 | $ 26,000 |
| Carbon, Pennsylvania | 2 | $ 92,000 | $ 46,000 | $ 98,000 |
| Northampton, Pennsylvania | 2 | $ 394,000 | $ 197,000 | $ 86,000 |
| Somerset, Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 18,000 |
| Westmoreland, Pennsylvania | 2 | $ 355,000 | $ 177,500 | $ 50,000 |
| Providence, Rhode Island | 2 | $ 665,000 | $ 332,500 | $ 50,000 |
| Anderson, South Carolina | 2 | $ 256,000 | $ 128,000 | $ 51,000 |
| Horry, South Carolina | 2 | $ 528,000 | $ 264,000 | $ 78,000 |
| Laurens, South Carolina | 2 | $ 1,160,000 | $ 580,000 | $ 126,000 |
| Lexington, South Carolina | 2 | $ 386,000 | $ 193,000 | $ 101,000 |
| Bell, Texas | 2 | $ 520,000 | $ 260,000 | $ 68,000 |
| Chambers, Texas | 2 | $ 261,000 | $ 130,500 | $ 83,000 |
| Hays, Texas | 2 | $ 359,000 | $ 179,500 | $ 116,000 |
| Hidalgo, Texas | 2 | $ 293,000 | $ 146,500 | $ 76,000 |
| Johnson, Texas | 2 | $ 744,000 | $ 372,000 | $ 207,000 |
| Midland, Texas | 2 | $ 314,000 | $ 157,000 | $ 131,000 |
| Montgomery, Texas | 2 | $ 261,000 | $ 130,500 | $ 40,000 |
| Rockwall, Texas | 2 | $ 378,000 | $ 189,000 | $ 85,000 |
| Tom Green, Texas | 2 | $ 247,000 | $ 123,500 | $ 30,000 |
| Williamson, Texas | 2 | $ 434,000 | $ 217,000 | $ 174,000 |
| Frederick, Virginia | 2 | $ 555,000 | $ 277,500 | $ 123,000 |
| Norfolk, Virginia | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Prince William, Virginia | 2 | $ 356,000 | $ 178,000 | $ 77,000 |
| Stafford, Virginia | 2 | $ 932,000 | $ 466,000 | $ 160,000 |
| Morgan, West Virginia | 2 | $ 182,000 | $ 91,000 | $ 25,000 |
| Jefferson, Alabama | 1 | $ 77,000 | $ 77,000 | $ 102,000 |
| Apache, Arizona | 1 | $ 160,000 | $ 160,000 | $ 39,000 |
| Coconino, Arizona | 1 | $ 526,000 | $ 526,000 | $ 158,000 |
| Pinal, Arizona | 1 | $ 374,000 | $ 374,000 | $ 360,000 |
| Yell, Arkansas | 1 | $ 100,000 | $ 100,000 | $ 54,000 |
| Fresno, California | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Madera, California | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Merced, California | 1 | $ 385,000 | $ 385,000 | $ 237,000 |
| Monterey, California | 1 | $ 389,000 | $ 389,000 | $ 94,000 |
| Placer, California | 1 | $ 617,000 | $ 617,000 | $ 180,000 |
| Santa Clara, California | 1 | $ 640,000 | $ 640,000 | $ 0 |
| Stanislaus, California | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Eagle, Colorado | 1 | $ 740,000 | $ 740,000 | $ 180,000 |
| Larimer, Colorado | 1 | $ 320,000 | $ 320,000 | $ 0 |
| New Castle, Delaware | 1 | $ 196,000 | $ 196,000 | $ 60,000 |
| District of Columbia, District Of Columbia | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Martin, Florida | 1 | $ 332,000 | $ 332,000 | $ 130,000 |
| Putnam, Florida | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| St. Johns, Florida | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| St. Lucie, Florida | 1 | $ 215,000 | $ 215,000 | $ 89,000 |
| Wakulla, Florida | 1 | $ 152,000 | $ 152,000 | $ 78,000 |
| Barrow, Georgia | 1 | $ 160,000 | $ 160,000 | $ 108,000 |
| Camden, Georgia | 1 | $ 223,000 | $ 223,000 | $ 63,000 |
| Glynn, Georgia | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Houston, Georgia | 1 | $ 84,000 | $ 84,000 | $ 38,000 |
| Lowndes, Georgia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Stephens, Georgia | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Towns, Georgia | 1 | $ 190,000 | $ 190,000 | $ 60,000 |
| Ada, Idaho | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| Boone, Illinois | 1 | $ 160,000 | $ 160,000 | $ 129,000 |
| Crawford, Illinois | 1 | $ 50,000 | $ 50,000 | $ 36,000 |
| DeKalb, Illinois | 1 | $ 153,000 | $ 153,000 | $ 60,000 |
| Kendall, Illinois | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Livingston, Illinois | 1 | $ 122,000 | $ 122,000 | $ 56,000 |
| Madison, Illinois | 1 | $ 58,000 | $ 58,000 | $ 59,000 |
| McLean, Illinois | 1 | $ 129,000 | $ 129,000 | $ 48,000 |
| Peoria, Illinois | 1 | $ 120,000 | $ 120,000 | $ 50,000 |
| Rock Island, Illinois | 1 | $ 68,000 | $ 68,000 | $ 79,000 |
| Clay, Indiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Dearborn, Indiana | 1 | $ 170,000 | $ 170,000 | $ 112,000 |
| Delaware, Indiana | 1 | $ 104,000 | $ 104,000 | $ 67,000 |
| Elkhart, Indiana | 1 | $ 86,000 | $ 86,000 | $ 50,000 |
| Floyd, Indiana | 1 | $ 76,000 | $ 76,000 | $ 107,000 |
| Gibson, Indiana | 1 | $ 100,000 | $ 100,000 | $ 34,000 |
| Henry, Indiana | 1 | $ 113,000 | $ 113,000 | $ 39,000 |
| Howard, Indiana | 1 | $ 44,000 | $ 44,000 | $ 23,000 |
| Morgan, Indiana | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Noble, Indiana | 1 | $ 49,000 | $ 49,000 | $ 39,000 |
| Ripley, Indiana | 1 | $ 118,000 | $ 118,000 | $ 29,000 |
| Rush, Indiana | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Scott, Indiana | 1 | $ 153,000 | $ 153,000 | $ 53,000 |
| Shelby, Indiana | 1 | $ 152,000 | $ 152,000 | $ 100,000 |
| St. Joseph, Indiana | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Tippecanoe, Indiana | 1 | $ 109,000 | $ 109,000 | $ 62,000 |
| Vanderburgh, Indiana | 1 | $ 82,000 | $ 82,000 | $ 28,000 |
| Wayne, Indiana | 1 | $ 94,000 | $ 94,000 | $ 44,000 |
| Wells, Indiana | 1 | $ 63,000 | $ 63,000 | $ 50,000 |
| Black Hawk, Iowa | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Buchanan, Iowa | 1 | $ 47,000 | $ 47,000 | $ 156,000 |
| Louisa, Iowa | 1 | $ 86,000 | $ 86,000 | $ 49,000 |
| Polk, Iowa | 1 | $ 122,000 | $ 122,000 | $ 86,000 |
| Ford, Kansas | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Johnson, Kansas | 1 | $ 310,000 | $ 310,000 | $ 150,000 |
| Reno, Kansas | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Sedgwick, Kansas | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Sherman, Kansas | 1 | $ 53,000 | $ 53,000 | $ 23,000 |
| Calloway, Kentucky | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Fayette, Kentucky | 1 | $ 94,000 | $ 94,000 | $ 90,000 |
| Grant, Kentucky | 1 | $ 184,000 | $ 184,000 | $ 25,000 |
| Graves, Kentucky | 1 | $ 42,000 | $ 42,000 | $ 19,000 |
| Johnson, Kentucky | 1 | $ 170,000 | $ 170,000 | $ 58,000 |
| Logan, Kentucky | 1 | $ 76,000 | $ 76,000 | $ 29,000 |
| Webster, Kentucky | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Lafayette, Louisiana | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| Sabine, Louisiana | 1 | $ 189,000 | $ 189,000 | $ 105,000 |
| St. John the Baptist, Louisiana | 1 | $ 218,000 | $ 218,000 | $ 86,000 |
| Cumberland, Maine | 1 | $ 299,000 | $ 299,000 | $ 72,000 |
| Oxford, Maine | 1 | $ 102,000 | $ 102,000 | $ 239,000 |
| York, Maine | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Anne Arundel, Maryland | 1 | $ 252,000 | $ 252,000 | $ 77,000 |
| Baltimore City, Maryland | 1 | $ 179,000 | $ 179,000 | $ 128,000 |
| Barnstable, Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Bristol, Massachusetts | 1 | $ 490,000 | $ 490,000 | $ 118,000 |
| Hampden, Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 47,000 |
| Alpena, Michigan | 1 | $ 200,000 | $ 200,000 | $ 47,000 |
| Branch, Michigan | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Ingham, Michigan | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Jackson, Michigan | 1 | $ 60,000 | $ 60,000 | $ 99,000 |
| Kent, Michigan | 1 | $ 94,000 | $ 94,000 | $ 167,000 |
| Lenawee, Michigan | 1 | $ 99,000 | $ 99,000 | $ 34,000 |
| Livingston, Michigan | 1 | $ 215,000 | $ 215,000 | $ 64,000 |
| Benton, Minnesota | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Isanti, Minnesota | 1 | $ 138,000 | $ 138,000 | $ 67,000 |
| Kanabec, Minnesota | 1 | $ 127,000 | $ 127,000 | $ 39,000 |
| Otter Tail, Minnesota | 1 | $ 97,000 | $ 97,000 | $ 32,000 |
| Sherburne, Minnesota | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Stearns, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 20,000 |
| Lamar, Mississippi | 1 | $ 118,000 | $ 118,000 | $ 20,000 |
| Boone, Missouri | 1 | $ 128,000 | $ 128,000 | $ 244,000 |
| Christian, Missouri | 1 | $ 117,000 | $ 117,000 | $ 220,000 |
| Greene, Missouri | 1 | $ 126,000 | $ 126,000 | $ 90,000 |
| Jasper, Missouri | 1 | $ 68,000 | $ 68,000 | $ 19,000 |
| Jefferson, Missouri | 1 | $ 72,000 | $ 72,000 | $ 30,000 |
| Yellowstone, Montana | 1 | $ 194,000 | $ 194,000 | $ 50,000 |
| Johnson, Nebraska | 1 | $ 72,000 | $ 72,000 | $ 31,000 |
| Cheshire, New Hampshire | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Rockingham, New Hampshire | 1 | $ 322,000 | $ 322,000 | $ 71,000 |
| Strafford, New Hampshire | 1 | $ 192,000 | $ 192,000 | $ 86,000 |
| Mercer, New Jersey | 1 | $ 157,000 | $ 157,000 | $ 42,000 |
| Middlesex, New Jersey | 1 | $ 508,000 | $ 508,000 | $ 155,000 |
| Passaic, New Jersey | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Salem, New Jersey | 1 | $ 200,000 | $ 200,000 | $ 62,000 |
| Curry, New Mexico | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Otero, New Mexico | 1 | $ 126,000 | $ 126,000 | $ 29,000 |
| Sandoval, New Mexico | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
| Santa Fe, New Mexico | 1 | $ 569,000 | $ 569,000 | $ 480,000 |
| Erie, New York | 1 | $ 143,000 | $ 143,000 | $ 70,000 |
| Monroe, New York | 1 | $ 119,000 | $ 119,000 | $ 67,000 |
| Nassau, New York | 1 | $ 450,000 | $ 450,000 | $ 131,000 |
| Onondaga, New York | 1 | $ 79,000 | $ 79,000 | $ 58,000 |
| Orange, New York | 1 | $ 230,000 | $ 230,000 | $ 57,000 |
| Rockland, New York | 1 | $ 450,000 | $ 450,000 | $ 96,000 |
| Tioga, New York | 1 | $ 90,000 | $ 90,000 | $ 34,000 |
| Ulster, New York | 1 | $ 470,000 | $ 470,000 | $ 100,000 |
| Westchester, New York | 1 | $ 493,000 | $ 493,000 | $ 120,000 |
| Alamance, North Carolina | 1 | $ 83,000 | $ 83,000 | $ 34,000 |
| Ashe, North Carolina | 1 | $ 129,000 | $ 129,000 | $ 42,000 |
| Buncombe, North Carolina | 1 | $ 226,000 | $ 226,000 | $ 44,000 |
| Caldwell, North Carolina | 1 | $ 40,000 | $ 40,000 | $ 16,000 |
| Granville, North Carolina | 1 | $ 193,000 | $ 193,000 | $ 100,000 |
| Harnett, North Carolina | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Montgomery, North Carolina | 1 | $ 86,000 | $ 86,000 | $ 86,000 |
| Moore, North Carolina | 1 | $ 209,000 | $ 209,000 | $ 97,000 |
| Nash, North Carolina | 1 | $ 99,000 | $ 99,000 | $ 46,000 |
| Onslow, North Carolina | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Orange, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Wilson, North Carolina | 1 | $ 62,000 | $ 62,000 | $ 200,000 |
| Clinton, Ohio | 1 | $ 194,000 | $ 194,000 | $ 138,000 |
| Darke, Ohio | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Fairfield, Ohio | 1 | $ 140,000 | $ 140,000 | $ 119,000 |
| Fulton, Ohio | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Geauga, Ohio | 1 | $ 104,000 | $ 104,000 | $ 47,000 |
| Greene, Ohio | 1 | $ 245,000 | $ 245,000 | $ 73,000 |
| Marion, Ohio | 1 | $ 50,000 | $ 50,000 | $ 120,000 |
| Mercer, Ohio | 1 | $ 224,000 | $ 224,000 | $ 78,000 |
| Preble, Ohio | 1 | $ 70,000 | $ 70,000 | $ 49,000 |
| Putnam, Ohio | 1 | $ 177,000 | $ 177,000 | $ 101,000 |
| Tuscarawas, Ohio | 1 | $ 84,000 | $ 84,000 | $ 22,000 |
| Wood, Ohio | 1 | $ 98,000 | $ 98,000 | $ 151,000 |
| Wyandot, Ohio | 1 | $ 125,000 | $ 125,000 | $ 109,000 |
| Pottawatomie, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Sequoyah, Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 62,000 |
| Lincoln, Oregon | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Multnomah, Oregon | 1 | $ 206,000 | $ 206,000 | $ 113,000 |
| Adams, Pennsylvania | 1 | $ 360,000 | $ 360,000 | $ 264,000 |
| Berks, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Blair, Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 47,000 |
| Butler, Pennsylvania | 1 | $ 620,000 | $ 620,000 | $ 190,000 |
| Cambria, Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Centre, Pennsylvania | 1 | $ 133,000 | $ 133,000 | $ 64,000 |
| Clinton, Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Dauphin, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 98,000 |
| Delaware, Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Erie, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Huntingdon, Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Lancaster, Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 60,000 |
| Potter, Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 55,000 |
| Schuylkill, Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 23,000 |
| Snyder, Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 53,000 |
| Union, Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 42,000 |
| Warren, Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Aiken, South Carolina | 1 | $ 68,000 | $ 68,000 | $ 58,000 |
| Beaufort, South Carolina | 1 | $ 1,295,000 | $ 1,295,000 | $ 0 |
| Berkeley, South Carolina | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Calhoun, South Carolina | 1 | $ 130,000 | $ 130,000 | $ 43,000 |
| Cherokee, South Carolina | 1 | $ 157,000 | $ 157,000 | $ 65,000 |
| Florence, South Carolina | 1 | $ 102,000 | $ 102,000 | $ 102,000 |
| Lancaster, South Carolina | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| McCormick, South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Orangeburg, South Carolina | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Spartanburg, South Carolina | 1 | $ 88,000 | $ 88,000 | $ 98,000 |
| Lincoln, South Dakota | 1 | $ 106,000 | $ 106,000 | $ 77,000 |
| Minnehaha, South Dakota | 1 | $ 99,000 | $ 99,000 | $ 144,000 |
| Claiborne, Tennessee | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Clay, Tennessee | 1 | $ 69,000 | $ 69,000 | $ 39,000 |
| Davidson, Tennessee | 1 | $ 128,000 | $ 128,000 | $ 49,000 |
| Giles, Tennessee | 1 | $ 237,000 | $ 237,000 | $ 84,000 |
| Madison, Tennessee | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Perry, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Sevier, Tennessee | 1 | $ 127,000 | $ 127,000 | $ 98,000 |
| Aransas, Texas | 1 | $ 640,000 | $ 640,000 | $ 284,000 |
| Comal, Texas | 1 | $ 445,000 | $ 445,000 | $ 194,000 |
| Coryell, Texas | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Gregg, Texas | 1 | $ 68,000 | $ 68,000 | $ 71,000 |
| Henderson, Texas | 1 | $ 182,000 | $ 182,000 | $ 114,000 |
| Hill, Texas | 1 | $ 500,000 | $ 500,000 | $ 151,000 |
| Kaufman, Texas | 1 | $ 90,000 | $ 90,000 | $ 31,000 |
| Matagorda, Texas | 1 | $ 121,000 | $ 121,000 | $ 46,000 |
| McLennan, Texas | 1 | $ 133,000 | $ 133,000 | $ 54,000 |
| Milam, Texas | 1 | $ 66,000 | $ 66,000 | $ 42,000 |
| Parker, Texas | 1 | $ 276,000 | $ 276,000 | $ 90,000 |
| Smith, Texas | 1 | $ 1,538,000 | $ 1,538,000 | $ 456,000 |
| Sutton, Texas | 1 | $ 108,000 | $ 108,000 | $ 83,000 |
| Webb, Texas | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Chesapeake, Virginia | 1 | $ 359,000 | $ 359,000 | $ 161,000 |
| Chesterfield, Virginia | 1 | $ 176,000 | $ 176,000 | $ 50,000 |
| Hampton, Virginia | 1 | $ 256,000 | $ 256,000 | $ 0 |
| Henrico, Virginia | 1 | $ 160,000 | $ 160,000 | $ 37,000 |
| Nottoway, Virginia | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Page, Virginia | 1 | $ 161,000 | $ 161,000 | $ 70,000 |
| Portsmouth, Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Richmond City, Virginia | 1 | $ 100,000 | $ 100,000 | $ 95,000 |
| Roanoke, Virginia | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Roanoke City, Virginia | 1 | $ 99,000 | $ 99,000 | $ 145,000 |
| Rockingham, Virginia | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Clark, Washington | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Spokane, Washington | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Thurston, Washington | 1 | $ 314,000 | $ 314,000 | $ 57,000 |
| Summers, West Virginia | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Wood, West Virginia | 1 | $ 500,000 | $ 500,000 | $ 22,000 |
| Brown, Wisconsin | 1 | $ 243,000 | $ 243,000 | $ 200,000 |
| Dane, Wisconsin | 1 | $ 144,000 | $ 144,000 | $ 58,000 |
| Lincoln, Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 49,000 |
| Racine, Wisconsin | 1 | $ 188,000 | $ 188,000 | $ 60,000 |
| St. Croix, Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 102,000 |
| Washington, Wisconsin | 1 | $ 380,000 | $ 380,000 | $ 144,000 |
Mortgage Loan Application Detail Totals for Sutton Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,784 | $350,459,000 | $196,000 | $1,946,000 | $94,000 | $1,430,000 |
| Refinancing | 773 | $137,219,000 | $177,000 | $1,641,000 | $85,000 | $1,559,000 |
| Home Improvement | 14 | $1,498,000 | $107,000 | $386,000 | $80,000 | $207,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,130 | $189,094,000 | $167,000 | $1,890,000 | $93,000 | $1,559,000 |
| Black or African American | 722 | $137,076,000 | $189,000 | $1,190,000 | $86,000 | $1,041,000 |
| Hispanic | 343 | $77,042,000 | $224,000 | $1,946,000 | $87,000 | $828,000 |
| Not Provided | 269 | $60,419,000 | $224,000 | $1,500,000 | $97,000 | $797,000 |
| Asian | 58 | $17,282,000 | $297,000 | $1,350,000 | $113,000 | $744,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $4,819,000 | $200,000 | $475,000 | $71,000 | $248,000 |
| American Indian or Alaskan Native | 13 | $2,343,000 | $180,000 | $460,000 | $71,000 | $175,000 |
| Not applicable | 12 | $1,101,000 | $91,000 | $350,000 | $111,000 | $401,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,571 | $489,176,000 | $190,000 | $1,946,000 | $91,000 | $1,559,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 1,274 | $269,985,000 | $211,000 | $1,946,000 | $99,000 | $1,430,000 |
| Loan Originated | 666 | $96,829,000 | $145,000 | $1,641,000 | $66,000 | $565,000 |
| Application Approved But Not Accepted | 597 | $118,129,000 | $197,000 | $1,400,000 | $104,000 | $1,559,000 |
| File Closed For Incompleteness | 26 | $3,135,000 | $120,000 | $305,000 | $60,000 | $185,000 |
| Application Withdrawn By Applicant | 8 | $1,098,000 | $137,000 | $304,000 | $53,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 13 | $2,468,000 | $189,000 | $456,000 | $74,000 | $171,000 |
| Credit History | 4 | $369,000 | $92,000 | $174,000 | $75,000 | $85,000 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sutton Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sutton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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