Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Synovus Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 11,213 |
| Total Mortgage Loan Application Amount | $2,418,705,000 |
| Average Mortgage Loan Application Amount | $277,400 |
| Highest Mortgage Loan Application Amount | $36,505,000 |
| Average Applicant Income | $218,200 |
| Highest Applicant Income | $9,880,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 847 | $ 246,155,000 | $ 290,000 | $ 273,000 |
| Jefferson County Alabama | 432 | $ 98,640,000 | $ 228,000 | $ 193,000 |
| Pinellas County Florida | 380 | $ 76,240,000 | $ 200,000 | $ 175,000 |
| Muscogee County Georgia | 368 | $ 59,340,000 | $ 161,000 | $ 175,000 |
| Cobb County Georgia | 357 | $ 75,805,000 | $ 212,000 | $ 207,000 |
| DeKalb County Georgia | 343 | $ 76,905,000 | $ 224,000 | $ 197,000 |
| Sarasota County Florida | 332 | $ 87,880,000 | $ 264,000 | $ 210,000 |
| Davidson County Tennessee | 276 | $ 78,860,000 | $ 285,000 | $ 165,000 |
| Gwinnett County Georgia | 243 | $ 77,585,000 | $ 319,000 | $ 204,000 |
| Hillsborough County Florida | 213 | $ 44,085,000 | $ 206,000 | $ 247,000 |
| Charleston County South Carolina | 207 | $ 57,985,000 | $ 280,000 | $ 272,000 |
| Chatham County Georgia | 202 | $ 61,670,000 | $ 305,000 | $ 243,000 |
| Cherokee County Georgia | 197 | $ 33,055,000 | $ 167,000 | $ 158,000 |
| Williamson County Tennessee | 181 | $ 43,885,000 | $ 242,000 | $ 195,000 |
| Escambia County Florida | 180 | $ 38,150,000 | $ 211,000 | $ 179,000 |
| Richland County South Carolina | 178 | $ 39,790,000 | $ 223,000 | $ 218,000 |
| Okaloosa County Florida | 172 | $ 31,090,000 | $ 180,000 | $ 167,000 |
| Forsyth County Georgia | 161 | $ 25,045,000 | $ 155,000 | $ 189,000 |
| Duval County Florida | 154 | $ 44,350,000 | $ 287,000 | $ 261,000 |
| Clarke County Georgia | 152 | $ 29,000,000 | $ 190,000 | $ 169,000 |
| Lee County Florida | 149 | $ 30,425,000 | $ 204,000 | $ 174,000 |
| Manatee County Florida | 149 | $ 34,975,000 | $ 234,000 | $ 262,000 |
| Oconee County Georgia | 146 | $ 28,640,000 | $ 196,000 | $ 215,000 |
| Madison County Alabama | 136 | $ 27,200,000 | $ 200,000 | $ 188,000 |
| Bulloch County Georgia | 132 | $ 14,710,000 | $ 111,000 | $ 134,000 |
| Shelby County Alabama | 130 | $ 22,420,000 | $ 172,000 | $ 188,000 |
| Greenville County South Carolina | 123 | $ 25,925,000 | $ 210,000 | $ 172,000 |
| Coweta County Georgia | 116 | $ 14,260,000 | $ 122,000 | $ 116,000 |
| Thomas County Georgia | 113 | $ 10,415,000 | $ 92,000 | $ 124,000 |
| Gordon County Georgia | 110 | $ 11,360,000 | $ 103,000 | $ 102,000 |
| Harris County Georgia | 110 | $ 21,180,000 | $ 192,000 | $ 185,000 |
| Lowndes County Georgia | 107 | $ 13,815,000 | $ 129,000 | $ 155,000 |
| Santa Rosa County Florida | 104 | $ 19,110,000 | $ 183,000 | $ 168,000 |
| Walton County Georgia | 102 | $ 11,170,000 | $ 109,000 | $ 136,000 |
| Fayette County Georgia | 100 | $ 16,400,000 | $ 164,000 | $ 178,000 |
| Lee County Alabama | 97 | $ 17,495,000 | $ 180,000 | $ 148,000 |
| Glynn County Georgia | 91 | $ 31,435,000 | $ 345,000 | $ 294,000 |
| Collier County Florida | 90 | $ 19,250,000 | $ 213,000 | $ 187,000 |
| Troup County Georgia | 89 | $ 12,735,000 | $ 143,000 | $ 194,000 |
| Pasco County Florida | 87 | $ 9,495,000 | $ 109,000 | $ 142,000 |
| St. Johns County Florida | 87 | $ 35,095,000 | $ 403,000 | $ 306,000 |
| Nassau County Florida | 84 | $ 18,470,000 | $ 219,000 | $ 163,000 |
| Tuscaloosa County Alabama | 81 | $ 18,145,000 | $ 224,000 | $ 243,000 |
| Horry County South Carolina | 81 | $ 22,045,000 | $ 272,000 | $ 229,000 |
| Hamilton County Tennessee | 74 | $ 18,520,000 | $ 250,000 | $ 197,000 |
| Walker County Alabama | 73 | $ 6,835,000 | $ 93,000 | $ 103,000 |
| Leon County Florida | 72 | $ 17,100,000 | $ 237,000 | $ 215,000 |
| Orange County Florida | 72 | $ 20,110,000 | $ 279,000 | $ 227,000 |
| Beaufort County South Carolina | 71 | $ 18,145,000 | $ 255,000 | $ 209,000 |
| Carroll County Georgia | 69 | $ 7,895,000 | $ 114,000 | $ 124,000 |
| Houston County Georgia | 69 | $ 7,715,000 | $ 111,000 | $ 144,000 |
| Lexington County South Carolina | 68 | $ 12,300,000 | $ 180,000 | $ 150,000 |
| Richmond County Georgia | 66 | $ 12,210,000 | $ 185,000 | $ 170,000 |
| Montgomery County Alabama | 64 | $ 8,490,000 | $ 132,000 | $ 125,000 |
| Columbia County Georgia | 64 | $ 20,800,000 | $ 325,000 | $ 266,000 |
| Walton County Florida | 58 | $ 25,660,000 | $ 442,000 | $ 284,000 |
| Floyd County Georgia | 58 | $ 10,680,000 | $ 184,000 | $ 248,000 |
| Hall County Georgia | 58 | $ 11,480,000 | $ 197,000 | $ 182,000 |
| Berkeley County South Carolina | 58 | $ 10,490,000 | $ 180,000 | $ 161,000 |
| Spartanburg County South Carolina | 55 | $ 7,965,000 | $ 144,000 | $ 123,000 |
| Russell County Alabama | 54 | $ 4,630,000 | $ 85,000 | $ 112,000 |
| Rutherford County Tennessee | 52 | $ 7,840,000 | $ 150,000 | $ 152,000 |
| Dougherty County Georgia | 51 | $ 5,755,000 | $ 112,000 | $ 172,000 |
| Douglas County Georgia | 51 | $ 5,055,000 | $ 99,000 | $ 143,000 |
| Tift County Georgia | 48 | $ 7,850,000 | $ 163,000 | $ 154,000 |
| Sumter County South Carolina | 48 | $ 5,480,000 | $ 114,000 | $ 122,000 |
| Kershaw County South Carolina | 47 | $ 8,945,000 | $ 190,000 | $ 187,000 |
| Baldwin County Alabama | 44 | $ 16,950,000 | $ 385,000 | $ 272,000 |
| Sumter County Georgia | 40 | $ 5,220,000 | $ 130,000 | $ 78,000 |
| Rabun County Georgia | 38 | $ 33,170,000 | $ 872,000 | $ 497,000 |
| Sumner County Tennessee | 38 | $ 5,870,000 | $ 154,000 | $ 126,000 |
| Bartow County Georgia | 36 | $ 5,130,000 | $ 142,000 | $ 133,000 |
| Lee County Georgia | 36 | $ 13,210,000 | $ 366,000 | $ 136,000 |
| Paulding County Georgia | 36 | $ 2,950,000 | $ 81,000 | $ 103,000 |
| Mobile County Alabama | 35 | $ 9,005,000 | $ 257,000 | $ 181,000 |
| Haralson County Georgia | 34 | $ 2,140,000 | $ 62,000 | $ 82,000 |
| Henry County Georgia | 34 | $ 6,010,000 | $ 176,000 | $ 181,000 |
| Jackson County Georgia | 32 | $ 5,000,000 | $ 156,000 | $ 108,000 |
| Hart County Georgia | 30 | $ 3,510,000 | $ 117,000 | $ 91,000 |
| Pickens County Georgia | 29 | $ 2,965,000 | $ 102,000 | $ 91,000 |
| Newton County Georgia | 27 | $ 3,215,000 | $ 119,000 | $ 76,000 |
| Peach County Georgia | 27 | $ 1,595,000 | $ 59,000 | $ 75,000 |
| Wilson County Tennessee | 25 | $ 5,815,000 | $ 232,000 | $ 191,000 |
| Coffee County Alabama | 24 | $ 2,080,000 | $ 86,000 | $ 132,000 |
| Dale County Alabama | 24 | $ 1,440,000 | $ 60,000 | $ 94,000 |
| Houston County Alabama | 24 | $ 6,190,000 | $ 257,000 | $ 225,000 |
| Barrow County Georgia | 24 | $ 2,190,000 | $ 91,000 | $ 85,000 |
| Elmore County Alabama | 23 | $ 6,815,000 | $ 296,000 | $ 295,000 |
| Murray County Georgia | 22 | $ 1,750,000 | $ 79,000 | $ 71,000 |
| Bay County Florida | 20 | $ 10,170,000 | $ 508,000 | $ 386,000 |
| Dorchester County South Carolina | 20 | $ 2,920,000 | $ 146,000 | $ 89,000 |
| Whitfield County Georgia | 19 | $ 1,985,000 | $ 104,000 | $ 72,000 |
| Anderson County South Carolina | 19 | $ 3,275,000 | $ 172,000 | $ 167,000 |
| Franklin County Georgia | 18 | $ 2,470,000 | $ 137,000 | $ 92,000 |
| Walker County Georgia | 18 | $ 1,750,000 | $ 97,000 | $ 93,000 |
| Clarendon County South Carolina | 17 | $ 1,265,000 | $ 74,000 | $ 83,000 |
| St. Clair County Alabama | 16 | $ 2,220,000 | $ 138,000 | $ 95,000 |
| Seminole County Florida | 16 | $ 4,780,000 | $ 298,000 | $ 180,000 |
| Florence County South Carolina | 16 | $ 4,000,000 | $ 250,000 | $ 131,000 |
| Broward County Florida | 15 | $ 5,585,000 | $ 372,000 | $ 273,000 |
| Clayton County Georgia | 15 | $ 1,545,000 | $ 103,000 | $ 63,000 |
| Winston County Alabama | 14 | $ 3,430,000 | $ 245,000 | $ 428,000 |
| Palm Beach County Florida | 14 | $ 4,370,000 | $ 312,000 | $ 346,000 |
| Candler County Georgia | 14 | $ 1,170,000 | $ 83,000 | $ 88,000 |
| Autauga County Alabama | 13 | $ 1,305,000 | $ 100,000 | $ 108,000 |
| Osceola County Florida | 13 | $ 6,465,000 | $ 497,000 | $ 254,000 |
| Volusia County Florida | 13 | $ 3,805,000 | $ 292,000 | $ 253,000 |
| Blount County Alabama | 12 | $ 1,450,000 | $ 120,000 | $ 66,000 |
| Limestone County Alabama | 12 | $ 2,250,000 | $ 187,000 | $ 109,000 |
| Polk County Florida | 12 | $ 2,140,000 | $ 178,000 | $ 98,000 |
| Bibb County Georgia | 12 | $ 2,140,000 | $ 178,000 | $ 144,000 |
| Effingham County Georgia | 12 | $ 960,000 | $ 80,000 | $ 125,000 |
| Rockdale County Georgia | 12 | $ 720,000 | $ 60,000 | $ 79,000 |
| Lake County Florida | 11 | $ 2,235,000 | $ 203,000 | $ 344,000 |
| Charlotte County Florida | 10 | $ 2,380,000 | $ 238,000 | $ 160,000 |
| Camden County Georgia | 10 | $ 1,450,000 | $ 145,000 | $ 81,000 |
| Greene County Georgia | 10 | $ 4,890,000 | $ 489,000 | $ 468,000 |
| Madison County Georgia | 10 | $ 700,000 | $ 70,000 | $ 61,000 |
| Aiken County South Carolina | 10 | $ 2,160,000 | $ 216,000 | $ 67,000 |
| Chilton County Alabama | 9 | $ 2,095,000 | $ 232,000 | $ 125,000 |
| Fannin County Georgia | 9 | $ 2,915,000 | $ 323,000 | $ 397,000 |
| Heard County Georgia | 9 | $ 1,015,000 | $ 112,000 | $ 100,000 |
| Marion County Georgia | 9 | $ 975,000 | $ 108,000 | $ 91,000 |
| Oglethorpe County Georgia | 9 | $ 755,000 | $ 83,000 | $ 82,000 |
| Georgetown County South Carolina | 9 | $ 1,995,000 | $ 221,000 | $ 237,000 |
| Oconee County South Carolina | 9 | $ 2,675,000 | $ 297,000 | $ 227,000 |
| Tallapoosa County Alabama | 8 | $ 3,580,000 | $ 447,000 | $ 566,000 |
| Clay County Florida | 8 | $ 1,440,000 | $ 180,000 | $ 146,000 |
| Miami-Dade County Florida | 8 | $ 680,000 | $ 85,000 | $ 89,000 |
| Meriwether County Georgia | 8 | $ 510,000 | $ 63,000 | $ 68,000 |
| Morgan County Georgia | 8 | $ 1,230,000 | $ 153,000 | $ 179,000 |
| Maury County Tennessee | 8 | $ 1,380,000 | $ 172,000 | $ 270,000 |
| Talladega County Alabama | 7 | $ 2,995,000 | $ 427,000 | $ 132,000 |
| Hernando County Florida | 7 | $ 585,000 | $ 83,000 | $ 65,000 |
| Dawson County Georgia | 7 | $ 2,175,000 | $ 310,000 | $ 274,000 |
| Echols County Georgia | 7 | $ 515,000 | $ 73,000 | $ 57,000 |
| Jasper County Georgia | 7 | $ 305,000 | $ 43,000 | $ 229,000 |
| Spalding County Georgia | 7 | $ 795,000 | $ 113,000 | $ 60,000 |
| Lee County South Carolina | 7 | $ 375,000 | $ 53,000 | $ 398,000 |
| Cheatham County Tennessee | 7 | $ 885,000 | $ 126,000 | $ 193,000 |
| Morgan County Alabama | 6 | $ 570,000 | $ 95,000 | $ 142,000 |
| Randolph County Alabama | 6 | $ 1,270,000 | $ 211,000 | $ 280,000 |
| Martin County Florida | 6 | $ 1,970,000 | $ 328,000 | $ 268,000 |
| Bryan County Georgia | 6 | $ 2,330,000 | $ 388,000 | $ 271,000 |
| Crawford County Georgia | 6 | $ 230,000 | $ 38,000 | $ 49,000 |
| Gilmer County Georgia | 6 | $ 790,000 | $ 131,000 | $ 136,000 |
| Liberty County Georgia | 6 | $ 1,190,000 | $ 198,000 | $ 2,509,000 |
| Lumpkin County Georgia | 6 | $ 670,000 | $ 111,000 | $ 587,000 |
| Stephens County Georgia | 6 | $ 510,000 | $ 85,000 | $ 74,000 |
| Pickens County South Carolina | 6 | $ 1,770,000 | $ 295,000 | $ 363,000 |
| Montgomery County Tennessee | 6 | $ 1,480,000 | $ 246,000 | $ 131,000 |
| Alachua County Florida | 5 | $ 575,000 | $ 115,000 | $ 121,000 |
| Brevard County Florida | 5 | $ 1,765,000 | $ 353,000 | $ 399,000 |
| Gulf County Florida | 5 | $ 2,525,000 | $ 505,000 | $ 342,000 |
| Monroe County Florida | 5 | $ 2,925,000 | $ 585,000 | $ 862,000 |
| Brooks County Georgia | 5 | $ 365,000 | $ 73,000 | $ 69,000 |
| Colquitt County Georgia | 5 | $ 745,000 | $ 149,000 | $ 38,000 |
| Grady County Georgia | 5 | $ 665,000 | $ 133,000 | $ 51,000 |
| Macon County North Carolina | 5 | $ 2,495,000 | $ 499,000 | $ 473,000 |
| Fairfield County South Carolina | 5 | $ 2,435,000 | $ 487,000 | $ 388,000 |
| McCormick County South Carolina | 5 | $ 1,885,000 | $ 377,000 | $ 441,000 |
| Cleburne County Alabama | 4 | $ 360,000 | $ 90,000 | $ 50,000 |
| Etowah County Alabama | 4 | $ 1,540,000 | $ 385,000 | $ 231,000 |
| Flagler County Florida | 4 | $ 1,100,000 | $ 275,000 | $ 227,000 |
| Gadsden County Florida | 4 | $ 930,000 | $ 232,000 | $ 244,000 |
| Putnam County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 205,000 |
| Buncombe County North Carolina | 4 | $ 4,300,000 | $ 1,075,000 | $ 176,000 |
| Forsyth County North Carolina | 4 | $ 2,820,000 | $ 705,000 | $ 771,000 |
| Jasper County South Carolina | 4 | $ 640,000 | $ 160,000 | $ 84,000 |
| Robertson County Tennessee | 4 | $ 280,000 | $ 70,000 | $ 143,000 |
| Calhoun County Alabama | 3 | $ 155,000 | $ 51,000 | $ 82,000 |
| Chambers County Alabama | 3 | $ 405,000 | $ 135,000 | $ 49,000 |
| DeKalb County Alabama | 3 | $ 465,000 | $ 155,000 | $ 224,000 |
| Jackson County Alabama | 3 | $ 865,000 | $ 288,000 | $ 80,000 |
| Marshall County Alabama | 3 | $ 385,000 | $ 128,000 | $ 220,000 |
| Sumter County Florida | 3 | $ 465,000 | $ 155,000 | $ 56,000 |
| Berrien County Georgia | 3 | $ 725,000 | $ 241,000 | $ 111,000 |
| Cook County Georgia | 3 | $ 95,000 | $ 31,000 | $ 102,000 |
| Crisp County Georgia | 3 | $ 795,000 | $ 265,000 | $ 86,000 |
| Elbert County Georgia | 3 | $ 315,000 | $ 105,000 | $ 50,000 |
| Habersham County Georgia | 3 | $ 795,000 | $ 265,000 | $ 211,000 |
| Lanier County Georgia | 3 | $ 255,000 | $ 85,000 | $ 110,000 |
| Mitchell County Georgia | 3 | $ 185,000 | $ 61,000 | $ 100,000 |
| Tattnall County Georgia | 3 | $ 105,000 | $ 35,000 | $ 166,000 |
| Jackson County North Carolina | 3 | $ 1,645,000 | $ 548,000 | $ 958,000 |
| Mecklenburg County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 259,000 |
| Wake County North Carolina | 3 | $ 75,000 | $ 25,000 | $ 154,000 |
| Calhoun County South Carolina | 3 | $ 365,000 | $ 121,000 | $ 131,000 |
| Colleton County South Carolina | 3 | $ 1,845,000 | $ 615,000 | $ 342,000 |
| Darlington County South Carolina | 3 | $ 2,615,000 | $ 871,000 | $ 86,000 |
| Newberry County South Carolina | 3 | $ 435,000 | $ 145,000 | $ 100,000 |
| York County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 126,000 |
| Dickson County Tennessee | 3 | $ 845,000 | $ 281,000 | $ 50,000 |
| Cherokee County Alabama | 2 | $ 470,000 | $ 235,000 | $ 368,000 |
| Cullman County Alabama | 2 | $ 280,000 | $ 140,000 | $ 54,000 |
| Geneva County Alabama | 2 | $ 630,000 | $ 315,000 | $ 229,000 |
| Citrus County Florida | 2 | $ 160,000 | $ 80,000 | $ 82,000 |
| Franklin County Florida | 2 | $ 540,000 | $ 270,000 | $ 1,203,000 |
| Indian River County Florida | 2 | $ 1,570,000 | $ 785,000 | $ 350,000 |
| Banks County Georgia | 2 | $ 270,000 | $ 135,000 | $ 148,000 |
| Catoosa County Georgia | 2 | $ 170,000 | $ 85,000 | $ 28,000 |
| Chattahoochee County Georgia | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Emanuel County Georgia | 2 | $ 170,000 | $ 85,000 | $ 80,000 |
| Jenkins County Georgia | 2 | $ 140,000 | $ 70,000 | $ 106,000 |
| Macon County Georgia | 2 | $ 100,000 | $ 50,000 | $ 151,000 |
| Monroe County Georgia | 2 | $ 110,000 | $ 55,000 | $ 90,000 |
| Polk County Georgia | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Stewart County Georgia | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Taylor County Georgia | 2 | $ 840,000 | $ 420,000 | $ 328,000 |
| Webster County Georgia | 2 | $ 110,000 | $ 55,000 | $ 93,000 |
| White County Georgia | 2 | $ 290,000 | $ 145,000 | $ 39,000 |
| Worth County Georgia | 2 | $ 130,000 | $ 65,000 | $ 86,000 |
| Avery County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Polk County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Rutherford County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 169,000 |
| Swain County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 471,000 |
| Transylvania County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 287,000 |
| Bedford County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 367,000 |
| Campbell County Tennessee | 2 | $ 1,060,000 | $ 530,000 | $ 136,000 |
| Lincoln County Tennessee | 2 | $ 250,000 | $ 125,000 | $ 292,000 |
| Marshall County Tennessee | 2 | $ 80,000 | $ 40,000 | $ 53,000 |
| Sequatchie County Tennessee | 2 | $ 1,300,000 | $ 650,000 | $ 350,000 |
| Sevier County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 227,000 |
| White County Tennessee | 2 | $ 40,000 | $ 20,000 | $ 19,000 |
| Barbour County Alabama | 1 | $ 15,000 | $ 15,000 | $ 11,000 |
| Bibb County Alabama | 1 | $ 275,000 | $ 275,000 | $ 110,000 |
| Bullock County Alabama | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Butler County Alabama | 1 | $ 45,000 | $ 45,000 | $ 619,000 |
| Crenshaw County Alabama | 1 | $ 55,000 | $ 55,000 | $ 462,000 |
| Fayette County Alabama | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Hale County Alabama | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Henry County Alabama | 1 | $ 15,000 | $ 15,000 | $ 80,000 |
| Pike County Alabama | 1 | $ 255,000 | $ 255,000 | $ 170,000 |
| Fairfield County Connecticut | 1 | $ 445,000 | $ 445,000 | $ 642,000 |
| Baker County Florida | 1 | $ 575,000 | $ 575,000 | $ 0 |
| Hamilton County Florida | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Highlands County Florida | 1 | $ 295,000 | $ 295,000 | $ 587,000 |
| Jackson County Florida | 1 | $ 365,000 | $ 365,000 | $ 266,000 |
| Jefferson County Florida | 1 | $ 155,000 | $ 155,000 | $ 475,000 |
| Madison County Florida | 1 | $ 895,000 | $ 895,000 | $ 0 |
| Taylor County Florida | 1 | $ 345,000 | $ 345,000 | $ 294,000 |
| Wakulla County Florida | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Baldwin County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Ben Hill County Georgia | 1 | $ 75,000 | $ 75,000 | $ 22,000 |
| Butts County Georgia | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Charlton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 42,000 |
| Clinch County Georgia | 1 | $ 45,000 | $ 45,000 | $ 127,000 |
| Coffee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 224,000 |
| Dade County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Early County Georgia | 1 | $ 335,000 | $ 335,000 | $ 346,000 |
| Hancock County Georgia | 1 | $ 85,000 | $ 85,000 | $ 25,000 |
| Jones County Georgia | 1 | $ 25,000 | $ 25,000 | $ 33,000 |
| Lincoln County Georgia | 1 | $ 305,000 | $ 305,000 | $ 213,000 |
| Pike County Georgia | 1 | $ 35,000 | $ 35,000 | $ 81,000 |
| Screven County Georgia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Talbot County Georgia | 1 | $ 105,000 | $ 105,000 | $ 105,000 |
| Terrell County Georgia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Towns County Georgia | 1 | $ 1,575,000 | $ 1,575,000 | $ 354,000 |
| Twiggs County Georgia | 1 | $ 45,000 | $ 45,000 | $ 97,000 |
| Union County Georgia | 1 | $ 475,000 | $ 475,000 | $ 400,000 |
| Upson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Wayne County Georgia | 1 | $ 125,000 | $ 125,000 | $ 162,000 |
| Wilcox County Georgia | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Wilkinson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Emmet County Michigan | 1 | $ 375,000 | $ 375,000 | $ 256,000 |
| Lafayette County Mississippi | 1 | $ 135,000 | $ 135,000 | $ 683,000 |
| Flathead County Montana | 1 | $ 155,000 | $ 155,000 | $ 248,000 |
| Santa Fe County New Mexico | 1 | $ 2,205,000 | $ 2,205,000 | $ 3,585,000 |
| Queens County New York | 1 | $ 205,000 | $ 205,000 | $ 15,000 |
| Cabarrus County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 74,000 |
| Durham County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 296,000 |
| Henderson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 267,000 |
| Orange County North Carolina | 1 | $ 1,425,000 | $ 1,425,000 | $ 629,000 |
| Rockingham County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 94,000 |
| Watauga County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 190,000 |
| Cherokee County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Chesterfield County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Dillon County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Lancaster County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 232,000 |
| Saluda County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Bradley County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 217,000 |
| Cannon County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 53,000 |
| DeKalb County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Franklin County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 275,000 |
| Hardeman County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Marion County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 319,000 |
| Putnam County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 720,000 |
| Roane County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Warren County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 78,000 |
| Alexandria County Virginia | 1 | $ 705,000 | $ 705,000 | $ 0 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 5,045 | $633,135,000 | $125,000 | $2,305,000 | $166,000 | $4,800,000 |
| Refinancing | 3,463 | $741,215,000 | $214,000 | $6,405,000 | $207,000 | $9,880,000 |
| Home Purchase | 2,447 | $983,675,000 | $401,000 | $36,505,000 | $250,000 | $8,435,000 |
| Home Improvement | 188 | $24,440,000 | $130,000 | $3,685,000 | $165,000 | $1,819,000 |
| Cash-out Refinancing | 70 | $36,240,000 | $517,000 | $1,105,000 | $303,000 | $1,600,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,194 | $1,717,980,000 | $209,000 | $6,005,000 | $205,000 | $9,880,000 |
| Not Provided | 1,336 | $252,790,000 | $189,000 | $2,775,000 | $196,000 | $3,000,000 |
| Black or African American | 688 | $101,700,000 | $147,000 | $2,255,000 | $114,000 | $1,218,000 |
| Not applicable | 452 | $223,590,000 | $494,000 | $36,505,000 | $0 | $0 |
| Asian | 241 | $71,685,000 | $297,000 | $2,005,000 | $202,000 | $1,736,000 |
| Hispanic | 238 | $37,080,000 | $155,000 | $1,335,000 | $144,000 | $1,800,000 |
| American Indian or Alaskan Native | 19 | $2,815,000 | $148,000 | $555,000 | $158,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,665,000 | $185,000 | $505,000 | $250,000 | $975,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,213 | $2,418,705,000 | $215,000 | $36,505,000 | $197,000 | $9,880,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,668 | $1,725,420,000 | $225,000 | $36,505,000 | $203,000 | $9,880,000 |
| Application Denied By Financial Institution | 1,981 | $290,055,000 | $146,000 | $3,005,000 | $134,000 | $3,600,000 |
| Application Approved But Not Accepted | 1,235 | $225,425,000 | $182,000 | $2,005,000 | $236,000 | $4,800,000 |
| Application Withdrawn By Applicant | 275 | $135,735,000 | $493,000 | $2,255,000 | $280,000 | $3,748,000 |
| File Closed For Incompleteness | 43 | $39,755,000 | $924,000 | $3,005,000 | $446,000 | $1,736,000 |
| Loan Purchased By The Institution | 11 | $2,315,000 | $210,000 | $345,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,232 | $2,128,650,000 | $230,000 | $36,505,000 | $211,000 | $9,880,000 |
| Debt-To-Income Ratio | 1,066 | $159,710,000 | $149,000 | $3,005,000 | $77,000 | $1,324,000 |
| Collateral | 430 | $59,200,000 | $137,000 | $1,005,000 | $205,000 | $3,600,000 |
| Credit History | 364 | $46,990,000 | $129,000 | $1,485,000 | $187,000 | $3,000,000 |
| Other | 105 | $17,875,000 | $170,000 | $825,000 | $200,000 | $1,700,000 |
| Unverifiable Information | 11 | $3,735,000 | $339,000 | $1,505,000 | $208,000 | $493,000 |
| Credit Application Incomplete | 3 | $1,205,000 | $401,000 | $525,000 | $609,000 | $1,312,000 |
| Employment History | 1 | $705,000 | $705,000 | $705,000 | $229,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $635,000 | $635,000 | $635,000 | $211,000 | $211,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.