Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Synovus Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 15,214 |
| Total Mortgage Loan Application Amount | $3,568,660,000 |
| Average Mortgage Loan Application Amount | $340,200 |
| Highest Mortgage Loan Application Amount | $19,505,000 |
| Average Applicant Income | $235,000 |
| Highest Applicant Income | $6,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 1,138 | $ 322,330,000 | $ 283,000 | $ 273,000 |
| Jefferson County Alabama | 568 | $ 146,380,000 | $ 257,000 | $ 208,000 |
| DeKalb County Georgia | 518 | $ 109,370,000 | $ 211,000 | $ 213,000 |
| Cobb County Georgia | 489 | $ 102,745,000 | $ 210,000 | $ 191,000 |
| Sarasota County Florida | 445 | $ 118,915,000 | $ 267,000 | $ 200,000 |
| Pinellas County Florida | 438 | $ 98,590,000 | $ 225,000 | $ 179,000 |
| Charleston County South Carolina | 434 | $ 112,030,000 | $ 258,000 | $ 224,000 |
| Davidson County Tennessee | 402 | $ 109,860,000 | $ 273,000 | $ 209,000 |
| Gwinnett County Georgia | 352 | $ 50,430,000 | $ 143,000 | $ 143,000 |
| Muscogee County Georgia | 334 | $ 50,300,000 | $ 150,000 | $ 152,000 |
| Hillsborough County Florida | 305 | $ 75,825,000 | $ 248,000 | $ 212,000 |
| Forsyth County Georgia | 290 | $ 41,570,000 | $ 143,000 | $ 180,000 |
| Clarke County Georgia | 273 | $ 50,555,000 | $ 185,000 | $ 138,000 |
| Cherokee County Georgia | 265 | $ 42,005,000 | $ 158,000 | $ 187,000 |
| Williamson County Tennessee | 249 | $ 68,655,000 | $ 275,000 | $ 209,000 |
| Lee County Florida | 231 | $ 48,695,000 | $ 210,000 | $ 169,000 |
| Richland County South Carolina | 229 | $ 54,335,000 | $ 237,000 | $ 207,000 |
| Chatham County Georgia | 221 | $ 75,255,000 | $ 340,000 | $ 318,000 |
| Manatee County Florida | 212 | $ 53,410,000 | $ 251,000 | $ 199,000 |
| Duval County Florida | 197 | $ 50,055,000 | $ 254,000 | $ 255,000 |
| Oconee County Georgia | 192 | $ 42,770,000 | $ 222,000 | $ 210,000 |
| Escambia County Florida | 184 | $ 35,520,000 | $ 193,000 | $ 139,000 |
| Okaloosa County Florida | 178 | $ 32,920,000 | $ 184,000 | $ 152,000 |
| Greenville County South Carolina | 178 | $ 38,700,000 | $ 217,000 | $ 201,000 |
| Orange County Florida | 175 | $ 79,685,000 | $ 455,000 | $ 271,000 |
| Leon County Florida | 156 | $ 32,240,000 | $ 206,000 | $ 155,000 |
| Madison County Alabama | 153 | $ 32,925,000 | $ 215,000 | $ 170,000 |
| Collier County Florida | 153 | $ 51,565,000 | $ 337,000 | $ 265,000 |
| Coweta County Georgia | 153 | $ 20,885,000 | $ 136,000 | $ 150,000 |
| Troup County Georgia | 142 | $ 17,750,000 | $ 125,000 | $ 204,000 |
| Shelby County Alabama | 139 | $ 29,575,000 | $ 212,000 | $ 203,000 |
| Carroll County Georgia | 138 | $ 17,610,000 | $ 127,000 | $ 106,000 |
| Broward County Florida | 133 | $ 66,105,000 | $ 497,000 | $ 294,000 |
| Miami-Dade County Florida | 132 | $ 73,080,000 | $ 553,000 | $ 277,000 |
| Lexington County South Carolina | 127 | $ 25,855,000 | $ 203,000 | $ 154,000 |
| Palm Beach County Florida | 124 | $ 52,460,000 | $ 423,000 | $ 276,000 |
| Harris County Georgia | 124 | $ 23,030,000 | $ 185,000 | $ 180,000 |
| Beaufort County South Carolina | 122 | $ 29,830,000 | $ 244,000 | $ 209,000 |
| Glynn County Georgia | 119 | $ 55,755,000 | $ 468,000 | $ 383,000 |
| Gordon County Georgia | 119 | $ 13,805,000 | $ 116,000 | $ 118,000 |
| Walton County Georgia | 119 | $ 18,345,000 | $ 154,000 | $ 134,000 |
| Bulloch County Georgia | 115 | $ 13,295,000 | $ 115,000 | $ 130,000 |
| Berkeley County South Carolina | 114 | $ 23,390,000 | $ 205,000 | $ 114,000 |
| Hamilton County Tennessee | 113 | $ 26,575,000 | $ 235,000 | $ 253,000 |
| Pasco County Florida | 112 | $ 14,700,000 | $ 131,000 | $ 123,000 |
| Santa Rosa County Florida | 105 | $ 22,225,000 | $ 211,000 | $ 169,000 |
| Montgomery County Alabama | 96 | $ 19,230,000 | $ 200,000 | $ 305,000 |
| St. Johns County Florida | 94 | $ 46,220,000 | $ 491,000 | $ 420,000 |
| Fayette County Georgia | 94 | $ 20,720,000 | $ 220,000 | $ 249,000 |
| Columbia County Georgia | 90 | $ 32,310,000 | $ 359,000 | $ 325,000 |
| Floyd County Georgia | 87 | $ 13,695,000 | $ 157,000 | $ 163,000 |
| Lee County Alabama | 86 | $ 12,900,000 | $ 150,000 | $ 115,000 |
| Thomas County Georgia | 86 | $ 8,200,000 | $ 95,000 | $ 134,000 |
| Nassau County Florida | 85 | $ 18,755,000 | $ 220,000 | $ 166,000 |
| Tuscaloosa County Alabama | 84 | $ 19,360,000 | $ 230,000 | $ 137,000 |
| Spartanburg County South Carolina | 84 | $ 26,790,000 | $ 318,000 | $ 98,000 |
| Lowndes County Georgia | 80 | $ 8,130,000 | $ 101,000 | $ 117,000 |
| Houston County Georgia | 73 | $ 7,315,000 | $ 100,000 | $ 94,000 |
| Richmond County Georgia | 72 | $ 9,360,000 | $ 130,000 | $ 76,000 |
| Douglas County Georgia | 68 | $ 8,140,000 | $ 119,000 | $ 107,000 |
| Walker County Alabama | 67 | $ 6,155,000 | $ 91,000 | $ 186,000 |
| Horry County South Carolina | 65 | $ 19,015,000 | $ 292,000 | $ 188,000 |
| Seminole County Florida | 63 | $ 22,315,000 | $ 354,000 | $ 246,000 |
| Rutherford County Tennessee | 63 | $ 8,005,000 | $ 127,000 | $ 124,000 |
| Baldwin County Alabama | 62 | $ 23,990,000 | $ 386,000 | $ 377,000 |
| Hall County Georgia | 61 | $ 13,695,000 | $ 224,000 | $ 215,000 |
| Walton County Florida | 59 | $ 27,025,000 | $ 458,000 | $ 377,000 |
| Charlotte County Florida | 58 | $ 8,920,000 | $ 153,000 | $ 136,000 |
| Russell County Alabama | 57 | $ 5,235,000 | $ 91,000 | $ 64,000 |
| Dorchester County South Carolina | 56 | $ 8,370,000 | $ 149,000 | $ 106,000 |
| Dougherty County Georgia | 53 | $ 9,985,000 | $ 188,000 | $ 108,000 |
| Sumner County Tennessee | 53 | $ 9,385,000 | $ 177,000 | $ 159,000 |
| Rabun County Georgia | 52 | $ 48,550,000 | $ 933,000 | $ 794,000 |
| Sumter County South Carolina | 52 | $ 5,260,000 | $ 101,000 | $ 135,000 |
| Paulding County Georgia | 50 | $ 6,350,000 | $ 127,000 | $ 124,000 |
| Jackson County Georgia | 43 | $ 7,915,000 | $ 184,000 | $ 143,000 |
| Mobile County Alabama | 42 | $ 11,060,000 | $ 263,000 | $ 208,000 |
| Newton County Georgia | 42 | $ 3,820,000 | $ 90,000 | $ 73,000 |
| Volusia County Florida | 41 | $ 6,135,000 | $ 149,000 | $ 124,000 |
| Kershaw County South Carolina | 41 | $ 7,275,000 | $ 177,000 | $ 165,000 |
| Bibb County Georgia | 40 | $ 10,200,000 | $ 255,000 | $ 263,000 |
| Hart County Georgia | 40 | $ 4,980,000 | $ 124,000 | $ 99,000 |
| Henry County Georgia | 37 | $ 5,505,000 | $ 148,000 | $ 117,000 |
| Wilson County Tennessee | 37 | $ 6,085,000 | $ 164,000 | $ 159,000 |
| Tift County Georgia | 36 | $ 5,530,000 | $ 153,000 | $ 206,000 |
| Lee County Georgia | 35 | $ 4,915,000 | $ 140,000 | $ 251,000 |
| Clayton County Georgia | 34 | $ 5,180,000 | $ 152,000 | $ 77,000 |
| Anderson County South Carolina | 34 | $ 4,570,000 | $ 134,000 | $ 111,000 |
| Brevard County Florida | 32 | $ 10,950,000 | $ 342,000 | $ 271,000 |
| Haralson County Georgia | 32 | $ 2,550,000 | $ 79,000 | $ 94,000 |
| Bartow County Georgia | 31 | $ 4,205,000 | $ 135,000 | $ 154,000 |
| Murray County Georgia | 31 | $ 2,835,000 | $ 91,000 | $ 71,000 |
| Walker County Georgia | 31 | $ 3,815,000 | $ 123,000 | $ 187,000 |
| Houston County Alabama | 29 | $ 6,205,000 | $ 213,000 | $ 221,000 |
| Limestone County Alabama | 29 | $ 3,395,000 | $ 117,000 | $ 95,000 |
| Barrow County Georgia | 29 | $ 4,455,000 | $ 153,000 | $ 97,000 |
| Peach County Georgia | 29 | $ 2,225,000 | $ 76,000 | $ 76,000 |
| Whitfield County Georgia | 29 | $ 3,315,000 | $ 114,000 | $ 111,000 |
| Elmore County Alabama | 28 | $ 13,640,000 | $ 487,000 | $ 464,000 |
| Martin County Florida | 27 | $ 7,865,000 | $ 291,000 | $ 245,000 |
| Rockdale County Georgia | 27 | $ 3,295,000 | $ 122,000 | $ 70,000 |
| Lake County Florida | 26 | $ 5,710,000 | $ 219,000 | $ 125,000 |
| Coffee County Alabama | 24 | $ 3,950,000 | $ 164,000 | $ 270,000 |
| Franklin County Georgia | 23 | $ 2,175,000 | $ 94,000 | $ 122,000 |
| Madison County Georgia | 22 | $ 1,770,000 | $ 80,000 | $ 69,000 |
| Pickens County Georgia | 22 | $ 3,060,000 | $ 139,000 | $ 103,000 |
| Camden County Georgia | 21 | $ 2,125,000 | $ 101,000 | $ 114,000 |
| Sumter County Georgia | 21 | $ 1,535,000 | $ 73,000 | $ 45,000 |
| Polk County Florida | 20 | $ 3,390,000 | $ 169,000 | $ 161,000 |
| Hernando County Florida | 19 | $ 2,275,000 | $ 119,000 | $ 47,000 |
| Clarendon County South Carolina | 19 | $ 2,485,000 | $ 130,000 | $ 140,000 |
| St. Clair County Alabama | 18 | $ 1,690,000 | $ 93,000 | $ 129,000 |
| Tallapoosa County Alabama | 17 | $ 8,145,000 | $ 479,000 | $ 424,000 |
| Pickens County South Carolina | 17 | $ 10,965,000 | $ 645,000 | $ 612,000 |
| Clay County Florida | 16 | $ 3,570,000 | $ 223,000 | $ 239,000 |
| St. Lucie County Florida | 16 | $ 5,780,000 | $ 361,000 | $ 310,000 |
| Dawson County Georgia | 16 | $ 2,730,000 | $ 170,000 | $ 198,000 |
| Maury County Tennessee | 16 | $ 1,730,000 | $ 108,000 | $ 87,000 |
| Morgan County Alabama | 15 | $ 1,515,000 | $ 101,000 | $ 107,000 |
| Greene County Georgia | 15 | $ 7,155,000 | $ 477,000 | $ 589,000 |
| Aiken County South Carolina | 15 | $ 3,615,000 | $ 241,000 | $ 170,000 |
| Candler County Georgia | 14 | $ 1,400,000 | $ 100,000 | $ 79,000 |
| Morgan County Georgia | 14 | $ 2,110,000 | $ 150,000 | $ 125,000 |
| Oconee County South Carolina | 14 | $ 5,600,000 | $ 400,000 | $ 264,000 |
| Bay County Florida | 13 | $ 4,455,000 | $ 342,000 | $ 365,000 |
| Oglethorpe County Georgia | 13 | $ 1,425,000 | $ 109,000 | $ 84,000 |
| Cullman County Alabama | 12 | $ 2,720,000 | $ 226,000 | $ 262,000 |
| Winston County Alabama | 12 | $ 4,940,000 | $ 411,000 | $ 608,000 |
| Meriwether County Georgia | 12 | $ 880,000 | $ 73,000 | $ 83,000 |
| Dale County Alabama | 11 | $ 1,365,000 | $ 124,000 | $ 92,000 |
| Effingham County Georgia | 11 | $ 1,205,000 | $ 109,000 | $ 234,000 |
| Macon County North Carolina | 11 | $ 9,565,000 | $ 869,000 | $ 552,000 |
| Florence County South Carolina | 11 | $ 3,175,000 | $ 288,000 | $ 149,000 |
| York County South Carolina | 11 | $ 1,535,000 | $ 139,000 | $ 143,000 |
| Blount County Alabama | 10 | $ 960,000 | $ 96,000 | $ 83,000 |
| Marshall County Alabama | 10 | $ 2,170,000 | $ 217,000 | $ 104,000 |
| Alachua County Florida | 10 | $ 3,910,000 | $ 391,000 | $ 277,000 |
| Osceola County Florida | 10 | $ 2,050,000 | $ 205,000 | $ 108,000 |
| Georgetown County South Carolina | 10 | $ 4,420,000 | $ 442,000 | $ 472,000 |
| Robertson County Tennessee | 10 | $ 1,240,000 | $ 124,000 | $ 114,000 |
| Citrus County Florida | 9 | $ 3,475,000 | $ 386,000 | $ 386,000 |
| Indian River County Florida | 9 | $ 4,705,000 | $ 522,000 | $ 613,000 |
| Monroe County Florida | 9 | $ 9,885,000 | $ 1,098,000 | $ 1,091,000 |
| Gilmer County Georgia | 9 | $ 1,495,000 | $ 166,000 | $ 121,000 |
| Screven County Georgia | 9 | $ 735,000 | $ 81,000 | $ 144,000 |
| Jackson County North Carolina | 9 | $ 5,115,000 | $ 568,000 | $ 687,000 |
| Cheatham County Tennessee | 9 | $ 1,755,000 | $ 195,000 | $ 104,000 |
| Montgomery County Tennessee | 9 | $ 1,465,000 | $ 162,000 | $ 90,000 |
| Flagler County Florida | 8 | $ 1,990,000 | $ 248,000 | $ 178,000 |
| Catoosa County Georgia | 8 | $ 1,420,000 | $ 177,000 | $ 98,000 |
| Putnam County Georgia | 8 | $ 2,680,000 | $ 335,000 | $ 410,000 |
| Orangeburg County South Carolina | 8 | $ 640,000 | $ 80,000 | $ 73,000 |
| Cleburne County Alabama | 7 | $ 605,000 | $ 86,000 | $ 77,000 |
| Marion County Florida | 7 | $ 575,000 | $ 82,000 | $ 72,000 |
| McDuffie County Georgia | 7 | $ 685,000 | $ 97,000 | $ 60,000 |
| Mecklenburg County North Carolina | 7 | $ 22,815,000 | $ 3,259,000 | $ 421,000 |
| Autauga County Alabama | 6 | $ 970,000 | $ 161,000 | $ 89,000 |
| Randolph County Alabama | 6 | $ 880,000 | $ 146,000 | $ 140,000 |
| Talladega County Alabama | 6 | $ 2,780,000 | $ 463,000 | $ 98,000 |
| Gadsden County Florida | 6 | $ 790,000 | $ 131,000 | $ 81,000 |
| Brooks County Georgia | 6 | $ 590,000 | $ 98,000 | $ 41,000 |
| Fannin County Georgia | 6 | $ 3,480,000 | $ 580,000 | $ 690,000 |
| Talbot County Georgia | 6 | $ 510,000 | $ 85,000 | $ 52,000 |
| Turner County Georgia | 6 | $ 490,000 | $ 81,000 | $ 104,000 |
| Calhoun County South Carolina | 6 | $ 780,000 | $ 130,000 | $ 156,000 |
| Chilton County Alabama | 5 | $ 805,000 | $ 161,000 | $ 287,000 |
| Etowah County Alabama | 5 | $ 965,000 | $ 193,000 | $ 125,000 |
| Putnam County Florida | 5 | $ 2,975,000 | $ 595,000 | $ 270,000 |
| Crawford County Georgia | 5 | $ 155,000 | $ 31,000 | $ 84,000 |
| Lumpkin County Georgia | 5 | $ 435,000 | $ 87,000 | $ 156,000 |
| Polk County Georgia | 5 | $ 485,000 | $ 97,000 | $ 246,000 |
| Spalding County Georgia | 5 | $ 735,000 | $ 147,000 | $ 76,000 |
| Terrell County Georgia | 5 | $ 575,000 | $ 115,000 | $ 115,000 |
| Polk County North Carolina | 5 | $ 1,465,000 | $ 293,000 | $ 156,000 |
| Transylvania County North Carolina | 5 | $ 2,985,000 | $ 597,000 | $ 420,000 |
| Wake County North Carolina | 5 | $ 2,285,000 | $ 457,000 | $ 245,000 |
| Lee County South Carolina | 5 | $ 475,000 | $ 95,000 | $ 77,000 |
| Bibb County Alabama | 4 | $ 720,000 | $ 180,000 | $ 179,000 |
| Hendry County Florida | 4 | $ 650,000 | $ 162,000 | $ 95,000 |
| Wakulla County Florida | 4 | $ 650,000 | $ 162,000 | $ 125,000 |
| Colquitt County Georgia | 4 | $ 560,000 | $ 140,000 | $ 64,000 |
| Crisp County Georgia | 4 | $ 1,720,000 | $ 430,000 | $ 152,000 |
| Jones County Georgia | 4 | $ 630,000 | $ 157,000 | $ 113,000 |
| Monroe County Georgia | 4 | $ 1,500,000 | $ 375,000 | $ 347,000 |
| Greenwood County South Carolina | 4 | $ 1,170,000 | $ 292,000 | $ 322,000 |
| Laurens County South Carolina | 4 | $ 320,000 | $ 80,000 | $ 109,000 |
| Cherokee County Alabama | 3 | $ 655,000 | $ 218,000 | $ 183,000 |
| Dallas County Alabama | 3 | $ 1,855,000 | $ 618,000 | $ 384,000 |
| Geneva County Alabama | 3 | $ 775,000 | $ 258,000 | $ 197,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,475,000 | $ 491,000 | $ 585,000 |
| Baldwin County Georgia | 3 | $ 945,000 | $ 315,000 | $ 480,000 |
| Chattahoochee County Georgia | 3 | $ 185,000 | $ 61,000 | $ 91,000 |
| Grady County Georgia | 3 | $ 215,000 | $ 71,000 | $ 127,000 |
| Hancock County Georgia | 3 | $ 685,000 | $ 228,000 | $ 432,000 |
| Stephens County Georgia | 3 | $ 965,000 | $ 321,000 | $ 169,000 |
| Worth County Georgia | 3 | $ 745,000 | $ 248,000 | $ 184,000 |
| Watauga County North Carolina | 3 | $ 1,435,000 | $ 478,000 | $ 694,000 |
| Cherokee County South Carolina | 3 | $ 595,000 | $ 198,000 | $ 421,000 |
| Colleton County South Carolina | 3 | $ 575,000 | $ 191,000 | $ 109,000 |
| Newberry County South Carolina | 3 | $ 145,000 | $ 48,000 | $ 120,000 |
| Saluda County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 135,000 |
| Sevier County Tennessee | 3 | $ 755,000 | $ 251,000 | $ 230,000 |
| Chambers County Alabama | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Henry County Alabama | 2 | $ 480,000 | $ 240,000 | $ 556,000 |
| Jackson County Alabama | 2 | $ 440,000 | $ 220,000 | $ 275,000 |
| Lauderdale County Alabama | 2 | $ 370,000 | $ 185,000 | $ 161,000 |
| Lawrence County Alabama | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Columbia County Florida | 2 | $ 310,000 | $ 155,000 | $ 145,000 |
| Franklin County Florida | 2 | $ 820,000 | $ 410,000 | $ 241,000 |
| Gulf County Florida | 2 | $ 1,820,000 | $ 910,000 | $ 717,000 |
| Jackson County Florida | 2 | $ 610,000 | $ 305,000 | $ 76,000 |
| Bryan County Georgia | 2 | $ 100,000 | $ 50,000 | $ 133,000 |
| Butts County Georgia | 2 | $ 60,000 | $ 30,000 | $ 110,000 |
| Elbert County Georgia | 2 | $ 70,000 | $ 35,000 | $ 69,000 |
| Habersham County Georgia | 2 | $ 410,000 | $ 205,000 | $ 45,000 |
| Jasper County Georgia | 2 | $ 230,000 | $ 115,000 | $ 69,000 |
| Jenkins County Georgia | 2 | $ 70,000 | $ 35,000 | $ 43,000 |
| Liberty County Georgia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Lincoln County Georgia | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Macon County Georgia | 2 | $ 120,000 | $ 60,000 | $ 343,000 |
| Marion County Georgia | 2 | $ 120,000 | $ 60,000 | $ 68,000 |
| McIntosh County Georgia | 2 | $ 30,000 | $ 15,000 | $ 54,000 |
| Mitchell County Georgia | 2 | $ 50,000 | $ 25,000 | $ 85,000 |
| Upson County Georgia | 2 | $ 790,000 | $ 395,000 | $ 92,000 |
| Wayne County Georgia | 2 | $ 500,000 | $ 250,000 | $ 160,000 |
| Buncombe County North Carolina | 2 | $ 650,000 | $ 325,000 | $ 0 |
| Clay County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 771,000 |
| Orange County North Carolina | 2 | $ 2,570,000 | $ 1,285,000 | $ 531,000 |
| Jasper County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 146,000 |
| Bradley County Tennessee | 2 | $ 1,910,000 | $ 955,000 | $ 359,000 |
| Cannon County Tennessee | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Dickson County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 112,000 |
| Franklin County Tennessee | 2 | $ 1,020,000 | $ 510,000 | $ 269,000 |
| Shelby County Tennessee | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Sullivan County Tennessee | 2 | $ 40,000 | $ 20,000 | $ 42,000 |
| Washington County Tennessee | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Barbour County Alabama | 1 | $ 25,000 | $ 25,000 | $ 17,000 |
| Bullock County Alabama | 1 | $ 25,000 | $ 25,000 | $ 151,000 |
| Calhoun County Alabama | 1 | $ 75,000 | $ 75,000 | $ 89,000 |
| Coosa County Alabama | 1 | $ 525,000 | $ 525,000 | $ 664,000 |
| DeKalb County Alabama | 1 | $ 275,000 | $ 275,000 | $ 210,000 |
| Escambia County Alabama | 1 | $ 45,000 | $ 45,000 | $ 159,000 |
| Fayette County Alabama | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Greene County Alabama | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Lowndes County Alabama | 1 | $ 95,000 | $ 95,000 | $ 35,000 |
| Macon County Alabama | 1 | $ 95,000 | $ 95,000 | $ 27,000 |
| Maricopa County Arizona | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Fairfield County Connecticut | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Baker County Florida | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Dixie County Florida | 1 | $ 85,000 | $ 85,000 | $ 957,000 |
| Glades County Florida | 1 | $ 105,000 | $ 105,000 | $ 472,000 |
| Sumter County Florida | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Appling County Georgia | 1 | $ 75,000 | $ 75,000 | $ 109,000 |
| Atkinson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 43,000 |
| Banks County Georgia | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Berrien County Georgia | 1 | $ 45,000 | $ 45,000 | $ 77,000 |
| Chattooga County Georgia | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Cook County Georgia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Dade County Georgia | 1 | $ 185,000 | $ 185,000 | $ 36,000 |
| Decatur County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Dooly County Georgia | 1 | $ 65,000 | $ 65,000 | $ 94,000 |
| Echols County Georgia | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Evans County Georgia | 1 | $ 365,000 | $ 365,000 | $ 1,249,000 |
| Heard County Georgia | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Lamar County Georgia | 1 | $ 245,000 | $ 245,000 | $ 216,000 |
| Lanier County Georgia | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Miller County Georgia | 1 | $ 1,565,000 | $ 1,565,000 | $ 0 |
| Pierce County Georgia | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Pulaski County Georgia | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Taliaferro County Georgia | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Taylor County Georgia | 1 | $ 45,000 | $ 45,000 | $ 46,000 |
| Toombs County Georgia | 1 | $ 505,000 | $ 505,000 | $ 205,000 |
| Twiggs County Georgia | 1 | $ 145,000 | $ 145,000 | $ 120,000 |
| Union County Georgia | 1 | $ 55,000 | $ 55,000 | $ 99,000 |
| Webster County Georgia | 1 | $ 15,000 | $ 15,000 | $ 102,000 |
| White County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Wilkes County Georgia | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Honolulu County Hawaii | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Bourbon County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Hancock County Maine | 1 | $ 2,505,000 | $ 2,505,000 | $ 3,620,000 |
| Sunflower County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Wilkinson County Mississippi | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 1,704,000 |
| Henderson County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 338,000 |
| Johnston County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 181,000 |
| Abbeville County South Carolina | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Barnwell County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 103,000 |
| Chester County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Chesterfield County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 32,000 |
| Darlington County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Edgefield County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 348,000 |
| Lancaster County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Anderson County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 49,000 |
| Bedford County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Campbell County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Giles County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Hickman County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 64,000 |
| Knox County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 253,000 |
| Macon County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Marshall County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Putnam County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 325,000 |
| Roane County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 649,000 |
| Smith County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Trousdale County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Harris County Texas | 1 | $ 1,305,000 | $ 1,305,000 | $ 105,000 |
| Fairfax County Virginia | 1 | $ 165,000 | $ 165,000 | $ 210,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 7,469 | $971,135,000 | $130,000 | $6,005,000 | $169,000 | $6,600,000 |
| Home Purchase | 3,746 | $1,434,070,000 | $382,000 | $19,505,000 | $235,000 | $5,269,000 |
| Refinancing | 3,448 | $918,850,000 | $266,000 | $10,005,000 | $237,000 | $5,264,000 |
| Home Improvement | 293 | $52,775,000 | $180,000 | $17,255,000 | $133,000 | $1,740,000 |
| Cash-out Refinancing | 258 | $191,830,000 | $743,000 | $14,005,000 | $401,000 | $5,643,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,007 | $2,488,835,000 | $226,000 | $10,005,000 | $214,000 | $6,600,000 |
| Not Provided | 1,576 | $408,520,000 | $259,000 | $12,005,000 | $226,000 | $5,643,000 |
| Black or African American | 1,243 | $192,265,000 | $154,000 | $3,005,000 | $95,000 | $3,300,000 |
| Hispanic | 565 | $108,195,000 | $191,000 | $6,005,000 | $161,000 | $2,922,000 |
| Not applicable | 408 | $252,810,000 | $619,000 | $19,505,000 | $0 | $0 |
| Asian | 347 | $94,235,000 | $271,000 | $2,405,000 | $196,000 | $1,908,000 |
| American Indian or Alaskan Native | 29 | $7,515,000 | $259,000 | $1,805,000 | $336,000 | $5,269,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,430,000 | $102,000 | $275,000 | $159,000 | $365,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,214 | $3,568,660,000 | $234,000 | $19,505,000 | $203,000 | $6,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,362 | $2,545,080,000 | $245,000 | $19,505,000 | $212,000 | $5,187,000 |
| Application Denied By Financial Institution | 2,905 | $448,765,000 | $154,000 | $6,005,000 | $133,000 | $4,531,000 |
| Application Approved But Not Accepted | 1,348 | $282,520,000 | $209,000 | $5,755,000 | $250,000 | $6,600,000 |
| Application Withdrawn By Applicant | 420 | $216,950,000 | $516,000 | $12,005,000 | $307,000 | $3,628,000 |
| Loan Purchased By The Institution | 97 | $19,935,000 | $205,000 | $565,000 | $96,000 | $816,000 |
| File Closed For Incompleteness | 82 | $55,410,000 | $675,000 | $10,005,000 | $449,000 | $5,269,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 12,309 | $3,119,895,000 | $253,000 | $19,505,000 | $220,000 | $6,600,000 |
| Debt-To-Income Ratio | 1,603 | $249,805,000 | $155,000 | $2,965,000 | $79,000 | $756,000 |
| Collateral | 641 | $93,165,000 | $145,000 | $6,005,000 | $204,000 | $4,344,000 |
| Credit History | 425 | $54,645,000 | $128,000 | $1,605,000 | $175,000 | $3,996,000 |
| Other | 212 | $43,230,000 | $203,000 | $1,265,000 | $193,000 | $1,920,000 |
| Unverifiable Information | 17 | $6,515,000 | $383,000 | $2,005,000 | $605,000 | $4,531,000 |
| Employment History | 4 | $1,100,000 | $275,000 | $725,000 | $154,000 | $515,000 |
| Credit Application Incomplete | 2 | $100,000 | $50,000 | $55,000 | $161,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $205,000 | $205,000 | $205,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.