Synovus Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Synovus Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Synovus Bank Po Box 120 Columbus, GA 31902 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 10,911 |
| Total Mortgage Loan Application Amount | $3,069,285,000 |
| Average Mortgage Loan Application Amount | $256,200 |
| Highest Mortgage Loan Application Amount | $41,005,000 |
| Average Applicant Income | $187,600 |
| Highest Applicant Income | $8,888,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Synovus Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Synovus Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Synovus Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Synovus Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Synovus Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Synovus Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 521 | $ 216,105,000 | $ 414,000 | $ 318,000 |
| Muscogee County Georgia | 438 | $ 76,440,000 | $ 174,000 | $ 132,000 |
| Jefferson County Alabama | 362 | $ 89,740,000 | $ 247,000 | $ 169,000 |
| Cobb County Georgia | 322 | $ 98,180,000 | $ 304,000 | $ 221,000 |
| Gwinnett County Georgia | 300 | $ 77,540,000 | $ 258,000 | $ 153,000 |
| Pinellas County Florida | 266 | $ 73,770,000 | $ 277,000 | $ 154,000 |
| DeKalb County Georgia | 230 | $ 67,190,000 | $ 292,000 | $ 233,000 |
| Cherokee County Georgia | 223 | $ 52,015,000 | $ 233,000 | $ 169,000 |
| Hillsborough County Florida | 195 | $ 51,845,000 | $ 265,000 | $ 180,000 |
| Bartow County Georgia | 187 | $ 71,735,000 | $ 383,000 | $ 125,000 |
| Charleston County South Carolina | 187 | $ 54,185,000 | $ 289,000 | $ 231,000 |
| Chatham County Georgia | 167 | $ 53,165,000 | $ 318,000 | $ 244,000 |
| Escambia County Florida | 157 | $ 36,135,000 | $ 230,000 | $ 208,000 |
| Clarke County Georgia | 153 | $ 38,085,000 | $ 248,000 | $ 211,000 |
| Bulloch County Georgia | 143 | $ 20,775,000 | $ 145,000 | $ 131,000 |
| Pasco County Florida | 139 | $ 22,835,000 | $ 164,000 | $ 96,000 |
| Tuscaloosa County Alabama | 135 | $ 21,905,000 | $ 162,000 | $ 108,000 |
| Lee County Florida | 134 | $ 31,660,000 | $ 236,000 | $ 185,000 |
| Forsyth County Georgia | 134 | $ 43,490,000 | $ 324,000 | $ 248,000 |
| Limestone County Alabama | 133 | $ 33,195,000 | $ 249,000 | $ 110,000 |
| Richland County South Carolina | 130 | $ 29,130,000 | $ 224,000 | $ 158,000 |
| Walton County Georgia | 128 | $ 20,980,000 | $ 163,000 | $ 131,000 |
| Sarasota County Florida | 127 | $ 50,095,000 | $ 394,000 | $ 300,000 |
| Davidson County Tennessee | 124 | $ 60,660,000 | $ 489,000 | $ 274,000 |
| Madison County Alabama | 123 | $ 40,205,000 | $ 326,000 | $ 213,000 |
| Harris County Georgia | 122 | $ 28,270,000 | $ 231,000 | $ 188,000 |
| Santa Rosa County Florida | 121 | $ 29,865,000 | $ 246,000 | $ 171,000 |
| Okaloosa County Florida | 118 | $ 27,890,000 | $ 236,000 | $ 190,000 |
| Floyd County Georgia | 117 | $ 24,555,000 | $ 209,000 | $ 102,000 |
| Manatee County Florida | 116 | $ 45,820,000 | $ 395,000 | $ 271,000 |
| Walker County Alabama | 114 | $ 15,490,000 | $ 135,000 | $ 110,000 |
| Montgomery County Alabama | 113 | $ 20,575,000 | $ 182,000 | $ 202,000 |
| Broward County Florida | 112 | $ 52,930,000 | $ 472,000 | $ 378,000 |
| Lee County Alabama | 106 | $ 20,100,000 | $ 189,000 | $ 122,000 |
| Troup County Georgia | 104 | $ 15,660,000 | $ 150,000 | $ 139,000 |
| Duval County Florida | 102 | $ 33,610,000 | $ 329,000 | $ 308,000 |
| Miami-Dade County Florida | 102 | $ 47,240,000 | $ 463,000 | $ 386,000 |
| Houston County Georgia | 98 | $ 17,100,000 | $ 174,000 | $ 119,000 |
| Oconee County Georgia | 97 | $ 32,485,000 | $ 334,000 | $ 245,000 |
| Coweta County Georgia | 94 | $ 14,840,000 | $ 157,000 | $ 153,000 |
| Palm Beach County Florida | 92 | $ 35,460,000 | $ 385,000 | $ 364,000 |
| Gordon County Georgia | 92 | $ 16,770,000 | $ 182,000 | $ 97,000 |
| Greenville County South Carolina | 91 | $ 27,045,000 | $ 297,000 | $ 269,000 |
| Fayette County Georgia | 90 | $ 28,440,000 | $ 316,000 | $ 288,000 |
| Russell County Alabama | 89 | $ 13,785,000 | $ 154,000 | $ 81,000 |
| Shelby County Alabama | 86 | $ 19,580,000 | $ 227,000 | $ 179,000 |
| Carroll County Georgia | 85 | $ 13,745,000 | $ 161,000 | $ 120,000 |
| Horry County South Carolina | 84 | $ 25,210,000 | $ 300,000 | $ 233,000 |
| Lexington County South Carolina | 83 | $ 19,565,000 | $ 235,000 | $ 124,000 |
| Orange County Florida | 82 | $ 27,250,000 | $ 332,000 | $ 201,000 |
| Barrow County Georgia | 81 | $ 24,085,000 | $ 297,000 | $ 130,000 |
| Lowndes County Georgia | 77 | $ 9,745,000 | $ 126,000 | $ 89,000 |
| Paulding County Georgia | 75 | $ 15,815,000 | $ 210,000 | $ 117,000 |
| Morgan County Alabama | 74 | $ 15,950,000 | $ 215,000 | $ 103,000 |
| Beaufort County South Carolina | 73 | $ 28,175,000 | $ 385,000 | $ 257,000 |
| Collier County Florida | 72 | $ 29,340,000 | $ 407,000 | $ 291,000 |
| Hall County Georgia | 70 | $ 18,230,000 | $ 260,000 | $ 210,000 |
| Glynn County Georgia | 69 | $ 23,075,000 | $ 334,000 | $ 261,000 |
| Columbia County Georgia | 66 | $ 21,690,000 | $ 328,000 | $ 212,000 |
| Bibb County Georgia | 62 | $ 13,620,000 | $ 219,000 | $ 165,000 |
| Leon County Florida | 60 | $ 21,690,000 | $ 361,000 | $ 249,000 |
| Dougherty County Georgia | 54 | $ 7,320,000 | $ 135,000 | $ 117,000 |
| Thomas County Georgia | 54 | $ 5,020,000 | $ 92,000 | $ 92,000 |
| Hamilton County Tennessee | 54 | $ 20,160,000 | $ 373,000 | $ 197,000 |
| Jackson County Georgia | 50 | $ 13,510,000 | $ 270,000 | $ 397,000 |
| Kershaw County South Carolina | 50 | $ 12,770,000 | $ 255,000 | $ 105,000 |
| St. Johns County Florida | 49 | $ 37,685,000 | $ 769,000 | $ 400,000 |
| Polk County Florida | 48 | $ 8,780,000 | $ 182,000 | $ 148,000 |
| Lee County Georgia | 47 | $ 8,425,000 | $ 179,000 | $ 109,000 |
| Clayton County Georgia | 46 | $ 10,400,000 | $ 226,000 | $ 90,000 |
| Pickens County Georgia | 46 | $ 9,780,000 | $ 212,000 | $ 123,000 |
| Richmond County Georgia | 46 | $ 8,570,000 | $ 186,000 | $ 177,000 |
| Williamson County Tennessee | 46 | $ 19,580,000 | $ 425,000 | $ 262,000 |
| Tift County Georgia | 44 | $ 7,030,000 | $ 159,000 | $ 151,000 |
| Berkeley County South Carolina | 44 | $ 10,800,000 | $ 245,000 | $ 164,000 |
| Newton County Georgia | 43 | $ 6,885,000 | $ 160,000 | $ 80,000 |
| Sumter County South Carolina | 42 | $ 8,780,000 | $ 209,000 | $ 183,000 |
| Mobile County Alabama | 39 | $ 8,465,000 | $ 217,000 | $ 112,000 |
| Henry County Georgia | 39 | $ 9,945,000 | $ 255,000 | $ 179,000 |
| Volusia County Florida | 36 | $ 5,100,000 | $ 141,000 | $ 122,000 |
| Douglas County Georgia | 36 | $ 8,060,000 | $ 223,000 | $ 136,000 |
| Haralson County Georgia | 35 | $ 5,485,000 | $ 156,000 | $ 105,000 |
| Hart County Georgia | 34 | $ 6,330,000 | $ 186,000 | $ 133,000 |
| Baldwin County Alabama | 33 | $ 13,675,000 | $ 414,000 | $ 305,000 |
| Charlotte County Florida | 33 | $ 5,605,000 | $ 169,000 | $ 369,000 |
| Greene County Georgia | 32 | $ 37,630,000 | $ 1,175,000 | $ 550,000 |
| Brevard County Florida | 31 | $ 51,245,000 | $ 1,653,000 | $ 242,000 |
| Nassau County Florida | 31 | $ 7,815,000 | $ 252,000 | $ 189,000 |
| Spartanburg County South Carolina | 31 | $ 22,385,000 | $ 722,000 | $ 124,000 |
| Walton County Florida | 30 | $ 27,570,000 | $ 919,000 | $ 751,000 |
| St. Lucie County Florida | 29 | $ 8,425,000 | $ 290,000 | $ 133,000 |
| Elmore County Alabama | 26 | $ 5,250,000 | $ 201,000 | $ 222,000 |
| Osceola County Florida | 26 | $ 4,710,000 | $ 181,000 | $ 246,000 |
| Seminole County Florida | 26 | $ 4,430,000 | $ 170,000 | $ 206,000 |
| St. Clair County Alabama | 25 | $ 3,895,000 | $ 155,000 | $ 88,000 |
| Indian River County Florida | 24 | $ 3,790,000 | $ 157,000 | $ 156,000 |
| Walker County Georgia | 24 | $ 3,490,000 | $ 145,000 | $ 122,000 |
| Madison County Georgia | 23 | $ 4,275,000 | $ 185,000 | $ 156,000 |
| Rabun County Georgia | 23 | $ 23,395,000 | $ 1,017,000 | $ 624,000 |
| Hernando County Florida | 22 | $ 3,480,000 | $ 158,000 | $ 94,000 |
| Sumter County Georgia | 21 | $ 1,885,000 | $ 89,000 | $ 60,000 |
| Dorchester County South Carolina | 21 | $ 3,945,000 | $ 187,000 | $ 129,000 |
| Houston County Alabama | 20 | $ 4,710,000 | $ 235,000 | $ 146,000 |
| Rutherford County Tennessee | 20 | $ 7,040,000 | $ 352,000 | $ 185,000 |
| Murray County Georgia | 19 | $ 2,285,000 | $ 120,000 | $ 86,000 |
| Anderson County South Carolina | 19 | $ 3,925,000 | $ 206,000 | $ 195,000 |
| Bay County Florida | 18 | $ 7,140,000 | $ 396,000 | $ 221,000 |
| Coffee County Alabama | 17 | $ 1,615,000 | $ 95,000 | $ 67,000 |
| Dale County Alabama | 17 | $ 1,735,000 | $ 102,000 | $ 84,000 |
| Rockdale County Georgia | 17 | $ 3,315,000 | $ 195,000 | $ 101,000 |
| Whitfield County Georgia | 17 | $ 2,055,000 | $ 120,000 | $ 114,000 |
| Aiken County South Carolina | 17 | $ 2,865,000 | $ 168,000 | $ 91,000 |
| Lawrence County Alabama | 16 | $ 2,400,000 | $ 150,000 | $ 91,000 |
| Pickens County South Carolina | 16 | $ 9,580,000 | $ 598,000 | $ 344,000 |
| Cullman County Alabama | 15 | $ 5,745,000 | $ 383,000 | $ 195,000 |
| Lake County Florida | 15 | $ 3,245,000 | $ 216,000 | $ 136,000 |
| Putnam County Georgia | 15 | $ 6,255,000 | $ 417,000 | $ 293,000 |
| Dawson County Georgia | 14 | $ 5,290,000 | $ 377,000 | $ 182,000 |
| Effingham County Georgia | 14 | $ 2,570,000 | $ 183,000 | $ 110,000 |
| Florence County South Carolina | 14 | $ 2,190,000 | $ 156,000 | $ 231,000 |
| Oconee County South Carolina | 13 | $ 9,735,000 | $ 748,000 | $ 383,000 |
| Meriwether County Georgia | 12 | $ 3,130,000 | $ 260,000 | $ 247,000 |
| Morgan County Georgia | 12 | $ 5,650,000 | $ 470,000 | $ 385,000 |
| Martin County Florida | 11 | $ 4,595,000 | $ 417,000 | $ 360,000 |
| Camden County Georgia | 11 | $ 2,145,000 | $ 195,000 | $ 112,000 |
| Peach County Georgia | 11 | $ 2,485,000 | $ 225,000 | $ 170,000 |
| Marshall County Alabama | 10 | $ 3,220,000 | $ 322,000 | $ 205,000 |
| Berrien County Georgia | 10 | $ 920,000 | $ 92,000 | $ 92,000 |
| Candler County Georgia | 10 | $ 1,060,000 | $ 106,000 | $ 111,000 |
| Sumner County Tennessee | 10 | $ 2,770,000 | $ 277,000 | $ 191,000 |
| Franklin County Florida | 9 | $ 5,255,000 | $ 583,000 | $ 542,000 |
| Butts County Georgia | 9 | $ 1,915,000 | $ 212,000 | $ 230,000 |
| Catoosa County Georgia | 9 | $ 1,905,000 | $ 211,000 | $ 92,000 |
| Gilmer County Georgia | 9 | $ 2,365,000 | $ 262,000 | $ 270,000 |
| Jackson County North Carolina | 9 | $ 11,285,000 | $ 1,253,000 | $ 828,000 |
| Chambers County Alabama | 8 | $ 1,130,000 | $ 141,000 | $ 90,000 |
| Cleburne County Alabama | 8 | $ 760,000 | $ 95,000 | $ 71,000 |
| Tallapoosa County Alabama | 8 | $ 5,180,000 | $ 647,000 | $ 524,000 |
| Marion County Florida | 8 | $ 1,220,000 | $ 152,000 | $ 95,000 |
| Jones County Georgia | 8 | $ 1,870,000 | $ 233,000 | $ 109,000 |
| Clarendon County South Carolina | 8 | $ 1,760,000 | $ 220,000 | $ 213,000 |
| Monroe County Florida | 7 | $ 5,295,000 | $ 756,000 | $ 340,000 |
| Bryan County Georgia | 7 | $ 1,055,000 | $ 150,000 | $ 242,000 |
| Colquitt County Georgia | 7 | $ 1,665,000 | $ 237,000 | $ 141,000 |
| Lumpkin County Georgia | 7 | $ 1,965,000 | $ 280,000 | $ 133,000 |
| Monroe County Georgia | 7 | $ 1,725,000 | $ 246,000 | $ 255,000 |
| Oglethorpe County Georgia | 7 | $ 1,085,000 | $ 155,000 | $ 83,000 |
| Talbot County Georgia | 7 | $ 585,000 | $ 83,000 | $ 56,000 |
| Georgetown County South Carolina | 7 | $ 4,775,000 | $ 682,000 | $ 311,000 |
| Lee County South Carolina | 7 | $ 885,000 | $ 126,000 | $ 61,000 |
| Autauga County Alabama | 6 | $ 1,120,000 | $ 186,000 | $ 445,000 |
| Franklin County Georgia | 6 | $ 2,240,000 | $ 373,000 | $ 296,000 |
| Edgefield County South Carolina | 6 | $ 1,850,000 | $ 308,000 | $ 114,000 |
| Jasper County South Carolina | 6 | $ 2,390,000 | $ 398,000 | $ 132,000 |
| Orangeburg County South Carolina | 6 | $ 1,080,000 | $ 180,000 | $ 188,000 |
| Sevier County Tennessee | 6 | $ 5,100,000 | $ 850,000 | $ 523,000 |
| Randolph County Alabama | 5 | $ 535,000 | $ 107,000 | $ 74,000 |
| Talladega County Alabama | 5 | $ 875,000 | $ 175,000 | $ 120,000 |
| Clay County Florida | 5 | $ 3,145,000 | $ 629,000 | $ 409,000 |
| Sumter County Florida | 5 | $ 2,285,000 | $ 457,000 | $ 225,000 |
| Baldwin County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 268,000 |
| Burke County Georgia | 5 | $ 1,075,000 | $ 215,000 | $ 179,000 |
| Crawford County Georgia | 5 | $ 415,000 | $ 83,000 | $ 60,000 |
| Grady County Georgia | 5 | $ 245,000 | $ 49,000 | $ 107,000 |
| Spalding County Georgia | 5 | $ 685,000 | $ 137,000 | $ 125,000 |
| Union County Georgia | 5 | $ 1,445,000 | $ 289,000 | $ 195,000 |
| White County Georgia | 5 | $ 1,435,000 | $ 287,000 | $ 106,000 |
| Macon County North Carolina | 5 | $ 3,325,000 | $ 665,000 | $ 714,000 |
| Mecklenburg County North Carolina | 5 | $ 2,485,000 | $ 497,000 | $ 206,000 |
| Newberry County South Carolina | 5 | $ 2,025,000 | $ 405,000 | $ 255,000 |
| Maury County Tennessee | 5 | $ 995,000 | $ 199,000 | $ 111,000 |
| Wilson County Tennessee | 5 | $ 2,425,000 | $ 485,000 | $ 184,000 |
| Blount County Alabama | 4 | $ 910,000 | $ 227,000 | $ 124,000 |
| Chilton County Alabama | 4 | $ 1,220,000 | $ 305,000 | $ 139,000 |
| DeKalb County Alabama | 4 | $ 410,000 | $ 102,000 | $ 116,000 |
| Henry County Alabama | 4 | $ 1,500,000 | $ 375,000 | $ 153,000 |
| Lauderdale County Alabama | 4 | $ 1,160,000 | $ 290,000 | $ 93,000 |
| Macon County Alabama | 4 | $ 460,000 | $ 115,000 | $ 67,000 |
| Winston County Alabama | 4 | $ 2,220,000 | $ 555,000 | $ 515,000 |
| Alachua County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 483,000 |
| Flagler County Florida | 4 | $ 3,610,000 | $ 902,000 | $ 424,000 |
| Early County Georgia | 4 | $ 280,000 | $ 70,000 | $ 96,000 |
| Polk County Georgia | 4 | $ 620,000 | $ 155,000 | $ 96,000 |
| Schley County Georgia | 4 | $ 400,000 | $ 100,000 | $ 57,000 |
| Stewart County Georgia | 4 | $ 1,200,000 | $ 300,000 | $ 208,000 |
| Worth County Georgia | 4 | $ 630,000 | $ 157,000 | $ 192,000 |
| Polk County North Carolina | 4 | $ 1,190,000 | $ 297,000 | $ 96,000 |
| Watauga County North Carolina | 4 | $ 3,010,000 | $ 752,000 | $ 445,000 |
| Lancaster County South Carolina | 4 | $ 820,000 | $ 205,000 | $ 91,000 |
| Etowah County Alabama | 3 | $ 1,855,000 | $ 618,000 | $ 141,000 |
| Hale County Alabama | 3 | $ 385,000 | $ 128,000 | $ 60,000 |
| Hendry County Florida | 3 | $ 485,000 | $ 161,000 | $ 67,000 |
| Wakulla County Florida | 3 | $ 425,000 | $ 141,000 | $ 78,000 |
| Bleckley County Georgia | 3 | $ 415,000 | $ 138,000 | $ 50,000 |
| Brooks County Georgia | 3 | $ 435,000 | $ 145,000 | $ 38,000 |
| Chattooga County Georgia | 3 | $ 355,000 | $ 118,000 | $ 69,000 |
| Cook County Georgia | 3 | $ 425,000 | $ 141,000 | $ 104,000 |
| Echols County Georgia | 3 | $ 365,000 | $ 121,000 | $ 106,000 |
| Elbert County Georgia | 3 | $ 465,000 | $ 155,000 | $ 160,000 |
| Habersham County Georgia | 3 | $ 705,000 | $ 235,000 | $ 175,000 |
| Liberty County Georgia | 3 | $ 305,000 | $ 101,000 | $ 114,000 |
| Marion County Georgia | 3 | $ 495,000 | $ 165,000 | $ 92,000 |
| McDuffie County Georgia | 3 | $ 635,000 | $ 211,000 | $ 49,000 |
| Mitchell County Georgia | 3 | $ 365,000 | $ 121,000 | $ 62,000 |
| Pulaski County Georgia | 3 | $ 415,000 | $ 138,000 | $ 70,000 |
| Stephens County Georgia | 3 | $ 195,000 | $ 65,000 | $ 50,000 |
| Avery County North Carolina | 3 | $ 7,055,000 | $ 2,351,000 | $ 2,220,000 |
| Brunswick County North Carolina | 3 | $ 3,325,000 | $ 1,108,000 | $ 596,000 |
| Darlington County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 31,000 |
| Laurens County South Carolina | 3 | $ 805,000 | $ 268,000 | $ 66,000 |
| York County South Carolina | 3 | $ 875,000 | $ 291,000 | $ 257,000 |
| Giles County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 99,000 |
| Knox County Tennessee | 3 | $ 715,000 | $ 238,000 | $ 229,000 |
| Calhoun County Alabama | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Geneva County Alabama | 2 | $ 430,000 | $ 215,000 | $ 77,000 |
| Jackson County Alabama | 2 | $ 80,000 | $ 40,000 | $ 20,000 |
| Lowndes County Alabama | 2 | $ 1,100,000 | $ 550,000 | $ 148,000 |
| Marengo County Alabama | 2 | $ 250,000 | $ 125,000 | $ 35,000 |
| Glades County Florida | 2 | $ 180,000 | $ 90,000 | $ 72,000 |
| Hamilton County Florida | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Highlands County Florida | 2 | $ 240,000 | $ 120,000 | $ 55,000 |
| Taylor County Florida | 2 | $ 290,000 | $ 145,000 | $ 119,000 |
| Emanuel County Georgia | 2 | $ 90,000 | $ 45,000 | $ 123,000 |
| Evans County Georgia | 2 | $ 230,000 | $ 115,000 | $ 111,000 |
| Fannin County Georgia | 2 | $ 1,300,000 | $ 650,000 | $ 574,000 |
| Heard County Georgia | 2 | $ 90,000 | $ 45,000 | $ 60,000 |
| Jasper County Georgia | 2 | $ 240,000 | $ 120,000 | $ 135,000 |
| Macon County Georgia | 2 | $ 200,000 | $ 100,000 | $ 117,000 |
| Montgomery County Georgia | 2 | $ 50,000 | $ 25,000 | $ 91,000 |
| Pike County Georgia | 2 | $ 280,000 | $ 140,000 | $ 58,000 |
| Tattnall County Georgia | 2 | $ 430,000 | $ 215,000 | $ 46,000 |
| Towns County Georgia | 2 | $ 1,210,000 | $ 605,000 | $ 298,000 |
| Turner County Georgia | 2 | $ 160,000 | $ 80,000 | $ 128,000 |
| Twiggs County Georgia | 2 | $ 380,000 | $ 190,000 | $ 123,000 |
| Upson County Georgia | 2 | $ 320,000 | $ 160,000 | $ 55,000 |
| Washington County Georgia | 2 | $ 770,000 | $ 385,000 | $ 203,000 |
| Wilcox County Georgia | 2 | $ 220,000 | $ 110,000 | $ 96,000 |
| Forrest County Mississippi | 2 | $ 790,000 | $ 395,000 | $ 216,000 |
| Jackson County Mississippi | 2 | $ 520,000 | $ 260,000 | $ 97,000 |
| Haywood County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 462,000 |
| Swain County North Carolina | 2 | $ 1,060,000 | $ 530,000 | $ 205,000 |
| Transylvania County North Carolina | 2 | $ 1,080,000 | $ 540,000 | $ 702,000 |
| Wake County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 246,000 |
| Cherokee County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 43,000 |
| Marion County South Carolina | 2 | $ 200,000 | $ 100,000 | $ 112,000 |
| Cumberland County Tennessee | 2 | $ 780,000 | $ 390,000 | $ 134,000 |
| Lincoln County Tennessee | 2 | $ 640,000 | $ 320,000 | $ 140,000 |
| Marion County Tennessee | 2 | $ 740,000 | $ 370,000 | $ 125,000 |
| Robertson County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 200,000 |
| Sequatchie County Tennessee | 2 | $ 990,000 | $ 495,000 | $ 310,000 |
| Shelby County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 123,000 |
| Barbour County Alabama | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Bibb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Butler County Alabama | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Cherokee County Alabama | 1 | $ 75,000 | $ 75,000 | $ 92,000 |
| Choctaw County Alabama | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Colbert County Alabama | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Covington County Alabama | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Escambia County Alabama | 1 | $ 205,000 | $ 205,000 | $ 228,000 |
| Fayette County Alabama | 1 | $ 75,000 | $ 75,000 | $ 204,000 |
| Franklin County Alabama | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Lamar County Alabama | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Marion County Alabama | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Washington County Alabama | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 109,000 |
| Columbia County Florida | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Dixie County Florida | 1 | $ 425,000 | $ 425,000 | $ 279,000 |
| Gulf County Florida | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Ben Hill County Georgia | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Brantley County Georgia | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Chattahoochee County Georgia | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Crisp County Georgia | 1 | $ 55,000 | $ 55,000 | $ 322,000 |
| Dodge County Georgia | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Dooly County Georgia | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Hancock County Georgia | 1 | $ 405,000 | $ 405,000 | $ 220,000 |
| Jefferson County Georgia | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Jenkins County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lanier County Georgia | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| McIntosh County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Screven County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Taylor County Georgia | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Terrell County Georgia | 1 | $ 125,000 | $ 125,000 | $ 169,000 |
| Toombs County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Ware County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Wayne County Georgia | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Wilkinson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Kenton County Kentucky | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Clay County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Harrison County Mississippi | 1 | $ 1,305,000 | $ 1,305,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 308,000 |
| Caldwell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 505,000 |
| Catawba County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 309,000 |
| Cherokee County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Clay County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 228,000 |
| Columbus County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Durham County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 454,000 |
| Henderson County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 685,000 | $ 685,000 | $ 265,000 |
| Orange County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Montgomery County Ohio | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Calhoun County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Chester County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Chesterfield County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Colleton County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 76,000 |
| Fairfield County South Carolina | 1 | $ 825,000 | $ 825,000 | $ 252,000 |
| Greenwood County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 645,000 |
| McCormick County South Carolina | 1 | $ 455,000 | $ 455,000 | $ 1,475,000 |
| Anderson County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 240,000 |
| Bradley County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 1,063,000 |
| Campbell County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 185,000 |
| Cheatham County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Coffee County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Dickson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 111,000 |
| Fentress County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Macon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 64,000 |
| Marshall County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Meigs County Tennessee | 1 | $ 1,015,000 | $ 1,015,000 | $ 906,000 |
| Montgomery County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| Moore County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Putnam County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Warren County Tennessee | 1 | $ 1,435,000 | $ 1,435,000 | $ 487,000 |
Mortgage Loan Application Detail Totals for Synovus Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,638 | $1,757,990,000 | $379,000 | $17,825,000 | $187,000 | $5,323,000 |
| Other Purpose | 2,709 | $495,895,000 | $183,000 | $5,005,000 | $206,000 | $5,280,000 |
| Refinancing | 1,714 | $523,850,000 | $305,000 | $41,005,000 | $245,000 | $7,113,000 |
| Home Improvement | 1,653 | $238,305,000 | $144,000 | $3,255,000 | $177,000 | $8,888,000 |
| Cash-out Refinancing | 197 | $53,245,000 | $270,000 | $1,405,000 | $123,000 | $931,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,016 | $1,899,340,000 | $270,000 | $5,155,000 | $207,000 | $8,888,000 |
| Black or African American | 1,475 | $290,395,000 | $196,000 | $3,525,000 | $106,000 | $1,580,000 |
| Not Provided | 1,094 | $374,760,000 | $342,000 | $3,835,000 | $271,000 | $5,280,000 |
| Hispanic | 592 | $145,520,000 | $245,000 | $3,005,000 | $172,000 | $3,497,000 |
| Not applicable | 315 | $207,575,000 | $658,000 | $41,005,000 | $0 | $0 |
| Asian | 291 | $93,065,000 | $319,000 | $3,005,000 | $187,000 | $4,366,000 |
| American Indian or Alaskan Native | 28 | $7,560,000 | $270,000 | $1,725,000 | $129,000 | $570,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $4,110,000 | $411,000 | $3,255,000 | $65,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,631 | $2,726,735,000 | $283,000 | $41,005,000 | $212,000 | $8,888,000 |
| FHA-insured (Federal Housing Administration) | 948 | $244,740,000 | $258,000 | $605,000 | $86,000 | $741,000 |
| VA-guaranteed (Veterans Administration) | 244 | $78,410,000 | $321,000 | $795,000 | $112,000 | $528,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 88 | $19,400,000 | $220,000 | $405,000 | $74,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,709 | $1,961,445,000 | $292,000 | $41,005,000 | $209,000 | $7,113,000 |
| Application Denied By Financial Institution | 2,379 | $462,325,000 | $194,000 | $3,785,000 | $150,000 | $8,888,000 |
| Application Withdrawn By Applicant | 1,140 | $454,600,000 | $398,000 | $5,005,000 | $195,000 | $3,747,000 |
| Application Approved But Not Accepted | 532 | $132,970,000 | $249,000 | $5,005,000 | $278,000 | $4,726,000 |
| File Closed For Incompleteness | 109 | $46,685,000 | $428,000 | $2,295,000 | $230,000 | $1,549,000 |
| Loan Purchased By The Institution | 42 | $11,260,000 | $268,000 | $555,000 | $84,000 | $206,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,532 | $2,606,960,000 | $305,000 | $41,005,000 | $211,000 | $7,113,000 |
| Debt-To-Income Ratio | 1,421 | $287,325,000 | $202,000 | $3,785,000 | $105,000 | $8,888,000 |
| Other | 402 | $67,570,000 | $168,000 | $3,005,000 | $271,000 | $5,280,000 |
| Credit History | 279 | $46,565,000 | $166,000 | $1,345,000 | $153,000 | $4,843,000 |
| Collateral | 168 | $31,980,000 | $190,000 | $1,705,000 | $226,000 | $1,834,000 |
| Unverifiable Information | 75 | $17,035,000 | $227,000 | $1,505,000 | $163,000 | $2,400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $9,000,000 | $375,000 | $1,815,000 | $170,000 | $1,280,000 |
| Employment History | 10 | $2,850,000 | $285,000 | $465,000 | $69,000 | $182,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Synovus Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Synovus Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.