T2 Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
T2 Financial Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | T2 Financial Llc 480 Olde Worthington Rd Suite 300 Cincinnati, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,784 |
| Total Mortgage Loan Application Amount | $361,020,000 |
| Average Mortgage Loan Application Amount | $218,000 |
| Highest Mortgage Loan Application Amount | $895,000 |
| Average Applicant Income | $85,333 |
| Highest Applicant Income | $632,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with T2 Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing T2 Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down T2 Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how T2 Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by T2 Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at T2 Financial Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 679 | $ 123,015,000 | $ 181,000 | $ 76,000 |
| Delaware County Ohio | 153 | $ 44,745,000 | $ 292,000 | $ 114,000 |
| Licking County Ohio | 130 | $ 25,350,000 | $ 195,000 | $ 71,000 |
| Fairfield County Ohio | 109 | $ 23,005,000 | $ 211,000 | $ 87,000 |
| Cuyahoga County Ohio | 49 | $ 6,585,000 | $ 134,000 | $ 91,000 |
| Horry County South Carolina | 39 | $ 7,685,000 | $ 197,000 | $ 90,000 |
| Montgomery County Ohio | 35 | $ 5,055,000 | $ 144,000 | $ 65,000 |
| Allegheny County Pennsylvania | 27 | $ 4,805,000 | $ 177,000 | $ 93,000 |
| Union County Ohio | 25 | $ 6,345,000 | $ 253,000 | $ 108,000 |
| Rutherford County Tennessee | 25 | $ 6,215,000 | $ 248,000 | $ 82,000 |
| Lorain County Ohio | 24 | $ 4,550,000 | $ 189,000 | $ 72,000 |
| Knox County Ohio | 20 | $ 3,100,000 | $ 155,000 | $ 71,000 |
| Morrow County Ohio | 19 | $ 3,425,000 | $ 180,000 | $ 69,000 |
| Clark County Ohio | 18 | $ 2,490,000 | $ 138,000 | $ 72,000 |
| Hamilton County Ohio | 18 | $ 3,400,000 | $ 188,000 | $ 62,000 |
| Warren County Ohio | 17 | $ 5,015,000 | $ 295,000 | $ 115,000 |
| Baltimore County Maryland | 16 | $ 4,020,000 | $ 251,000 | $ 73,000 |
| Greene County Ohio | 16 | $ 2,850,000 | $ 178,000 | $ 70,000 |
| Pickaway County Ohio | 16 | $ 3,260,000 | $ 203,000 | $ 70,000 |
| Summit County Ohio | 15 | $ 2,165,000 | $ 144,000 | $ 58,000 |
| Marion County Ohio | 14 | $ 2,030,000 | $ 145,000 | $ 62,000 |
| Medina County Ohio | 13 | $ 3,305,000 | $ 254,000 | $ 86,000 |
| Fayette County Ohio | 12 | $ 1,970,000 | $ 164,000 | $ 58,000 |
| Harford County Maryland | 10 | $ 2,060,000 | $ 206,000 | $ 70,000 |
| Madison County Ohio | 10 | $ 1,980,000 | $ 198,000 | $ 84,000 |
| Butler County Ohio | 9 | $ 1,865,000 | $ 207,000 | $ 116,000 |
| Champaign County Ohio | 9 | $ 1,505,000 | $ 167,000 | $ 80,000 |
| Lake County Ohio | 9 | $ 1,375,000 | $ 152,000 | $ 77,000 |
| Miami County Ohio | 9 | $ 1,675,000 | $ 186,000 | $ 91,000 |
| Portage County Ohio | 8 | $ 1,600,000 | $ 200,000 | $ 81,000 |
| Trumbull County Ohio | 8 | $ 910,000 | $ 113,000 | $ 49,000 |
| Madera County California | 7 | $ 1,945,000 | $ 277,000 | $ 87,000 |
| Sarasota County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 59,000 |
| Howard County Maryland | 6 | $ 1,520,000 | $ 253,000 | $ 84,000 |
| Stark County Ohio | 6 | $ 940,000 | $ 156,000 | $ 68,000 |
| Prince George's County Maryland | 5 | $ 1,855,000 | $ 371,000 | $ 100,000 |
| Clermont County Ohio | 5 | $ 835,000 | $ 167,000 | $ 50,000 |
| Crawford County Ohio | 5 | $ 605,000 | $ 121,000 | $ 51,000 |
| Ross County Ohio | 5 | $ 935,000 | $ 187,000 | $ 75,000 |
| Baltimore City County Maryland | 4 | $ 740,000 | $ 185,000 | $ 73,000 |
| Ashtabula County Ohio | 4 | $ 440,000 | $ 110,000 | $ 47,000 |
| Richland County Ohio | 4 | $ 430,000 | $ 107,000 | $ 39,000 |
| Washington County Pennsylvania | 4 | $ 1,190,000 | $ 297,000 | $ 125,000 |
| Davidson County Tennessee | 4 | $ 1,110,000 | $ 277,000 | $ 116,000 |
| Williamson County Tennessee | 4 | $ 980,000 | $ 245,000 | $ 73,000 |
| Wilson County Tennessee | 4 | $ 890,000 | $ 222,000 | $ 83,000 |
| Fresno County California | 3 | $ 1,015,000 | $ 338,000 | $ 55,000 |
| Kern County California | 3 | $ 975,000 | $ 325,000 | $ 115,000 |
| Orange County California | 3 | $ 1,355,000 | $ 451,000 | $ 135,000 |
| Hernando County Florida | 3 | $ 605,000 | $ 201,000 | $ 72,000 |
| Manatee County Florida | 3 | $ 785,000 | $ 261,000 | $ 53,000 |
| Pinellas County Florida | 3 | $ 675,000 | $ 225,000 | $ 139,000 |
| Macomb County Michigan | 3 | $ 415,000 | $ 138,000 | $ 24,000 |
| Ashland County Ohio | 3 | $ 475,000 | $ 158,000 | $ 57,000 |
| Hocking County Ohio | 3 | $ 815,000 | $ 271,000 | $ 160,000 |
| Mahoning County Ohio | 3 | $ 415,000 | $ 138,000 | $ 91,000 |
| Monroe County Ohio | 3 | $ 675,000 | $ 225,000 | $ 100,000 |
| Ottawa County Ohio | 3 | $ 415,000 | $ 138,000 | $ 43,000 |
| Perry County Ohio | 3 | $ 575,000 | $ 191,000 | $ 59,000 |
| Wayne County Ohio | 3 | $ 375,000 | $ 125,000 | $ 56,000 |
| Beaver County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Westmoreland County Pennsylvania | 3 | $ 535,000 | $ 178,000 | $ 57,000 |
| Bedford County Tennessee | 3 | $ 675,000 | $ 225,000 | $ 78,000 |
| Coffee County Tennessee | 3 | $ 585,000 | $ 195,000 | $ 53,000 |
| Maury County Tennessee | 3 | $ 565,000 | $ 188,000 | $ 66,000 |
| Placer County California | 2 | $ 1,090,000 | $ 545,000 | $ 178,000 |
| San Diego County California | 2 | $ 1,340,000 | $ 670,000 | $ 139,000 |
| Arapahoe County Colorado | 2 | $ 580,000 | $ 290,000 | $ 74,000 |
| Charlotte County Florida | 2 | $ 700,000 | $ 350,000 | $ 95,000 |
| Pasco County Florida | 2 | $ 510,000 | $ 255,000 | $ 74,000 |
| Santa Rosa County Florida | 2 | $ 470,000 | $ 235,000 | $ 257,000 |
| Oakland County Michigan | 2 | $ 540,000 | $ 270,000 | $ 155,000 |
| Allen County Ohio | 2 | $ 260,000 | $ 130,000 | $ 67,000 |
| Belmont County Ohio | 2 | $ 290,000 | $ 145,000 | $ 86,000 |
| Clinton County Ohio | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Highland County Ohio | 2 | $ 240,000 | $ 120,000 | $ 70,000 |
| Scioto County Ohio | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Fayette County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| Lancaster County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Marshall County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 38,000 |
| Bastrop County Texas | 2 | $ 520,000 | $ 260,000 | $ 134,000 |
| Amador County California | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| San Bernardino County California | 1 | $ 475,000 | $ 475,000 | $ 176,000 |
| Santa Clara County California | 1 | $ 895,000 | $ 895,000 | $ 170,000 |
| Adams County Colorado | 1 | $ 475,000 | $ 475,000 | $ 121,000 |
| Douglas County Colorado | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Larimer County Colorado | 1 | $ 375,000 | $ 375,000 | $ 84,000 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 116,000 |
| Duval County Florida | 1 | $ 245,000 | $ 245,000 | $ 164,000 |
| Highlands County Florida | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Hillsborough County Florida | 1 | $ 485,000 | $ 485,000 | $ 273,000 |
| Jefferson County Florida | 1 | $ 155,000 | $ 155,000 | $ 25,000 |
| Miami-Dade County Florida | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Okaloosa County Florida | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Orange County Florida | 1 | $ 305,000 | $ 305,000 | $ 128,000 |
| Seminole County Florida | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| DuPage County Illinois | 1 | $ 415,000 | $ 415,000 | $ 207,000 |
| Allen County Indiana | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Hamilton County Indiana | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 335,000 | $ 335,000 | $ 213,000 |
| St. Joseph County Indiana | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Anne Arundel County Maryland | 1 | $ 515,000 | $ 515,000 | $ 189,000 |
| Frederick County Maryland | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Montgomery County Maryland | 1 | $ 555,000 | $ 555,000 | $ 172,000 |
| Cheboygan County Michigan | 1 | $ 455,000 | $ 455,000 | $ 196,000 |
| Iosco County Michigan | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Kalamazoo County Michigan | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Livingston County Michigan | 1 | $ 435,000 | $ 435,000 | $ 167,000 |
| Wayne County Michigan | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Anoka County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Washington County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 75,000 |
| Athens County Ohio | 1 | $ 185,000 | $ 185,000 | $ 137,000 |
| Brown County Ohio | 1 | $ 95,000 | $ 95,000 | $ 30,000 |
| Coshocton County Ohio | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Guernsey County Ohio | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Hardin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Logan County Ohio | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Lucas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 62,000 |
| Muskingum County Ohio | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Putnam County Ohio | 1 | $ 265,000 | $ 265,000 | $ 191,000 |
| Seneca County Ohio | 1 | $ 335,000 | $ 335,000 | $ 130,000 |
| Tuscarawas County Ohio | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Van Wert County Ohio | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Tioga County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Aiken County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Cannon County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Cheatham County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Montgomery County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Sumner County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
| Ellis County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Midland County Texas | 1 | $ 265,000 | $ 265,000 | $ 65,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 101,000 |
| Cowlitz County Washington | 1 | $ 305,000 | $ 305,000 | $ 46,000 |
| King County Washington | 1 | $ 695,000 | $ 695,000 | $ 160,000 |
| Kitsap County Washington | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Snohomish County Washington | 1 | $ 385,000 | $ 385,000 | $ 108,000 |
| Spokane County Washington | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Brooke County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 44,000 |
| Hancock County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 33,000 |
| Marshall County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Wood County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
Mortgage Loan Application Detail Totals for T2 Financial Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $273,590,000 | $194,000 | $595,000 | $80,000 | $632,000 |
| Refinancing | 228 | $55,780,000 | $244,000 | $895,000 | $85,000 | $334,000 |
| Cash-out Refinancing | 146 | $31,650,000 | $216,000 | $845,000 | $91,000 | $361,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,299 | $273,105,000 | $210,000 | $895,000 | $89,000 | $632,000 |
| Black or African American | 209 | $36,485,000 | $174,000 | $555,000 | $61,000 | $174,000 |
| Asian | 172 | $31,190,000 | $181,000 | $535,000 | $59,000 | $236,000 |
| Hispanic | 60 | $11,240,000 | $187,000 | $475,000 | $70,000 | $176,000 |
| Not Provided | 26 | $5,620,000 | $216,000 | $485,000 | $98,000 | $282,000 |
| Not applicable | 11 | $2,275,000 | $206,000 | $415,000 | $61,000 | $176,000 |
| American Indian or Alaskan Native | 3 | $485,000 | $161,000 | $185,000 | $49,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,140 | $242,460,000 | $212,000 | $895,000 | $92,000 | $632,000 |
| FHA-insured (Federal Housing Administration) | 485 | $83,715,000 | $172,000 | $425,000 | $63,000 | $206,000 |
| VA-guaranteed (Veterans Administration) | 132 | $30,300,000 | $229,000 | $555,000 | $64,000 | $213,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $4,545,000 | $168,000 | $315,000 | $58,000 | $83,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,476 | $303,210,000 | $205,000 | $895,000 | $83,000 | $558,000 |
| Application Withdrawn By Applicant | 196 | $37,320,000 | $190,000 | $695,000 | $75,000 | $334,000 |
| File Closed For Incompleteness | 60 | $12,400,000 | $206,000 | $845,000 | $91,000 | $632,000 |
| Application Denied By Financial Institution | 52 | $8,090,000 | $155,000 | $405,000 | $57,000 | $153,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,732 | $352,930,000 | $203,000 | $895,000 | $82,000 | $632,000 |
| Credit History | 37 | $5,725,000 | $154,000 | $405,000 | $56,000 | $147,000 |
| Debt-To-Income Ratio | 6 | $880,000 | $146,000 | $275,000 | $51,000 | $110,000 |
| Employment History | 4 | $730,000 | $182,000 | $215,000 | $39,000 | $66,000 |
| Collateral | 4 | $560,000 | $140,000 | $185,000 | $60,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $195,000 | $195,000 | $195,000 | $153,000 | $153,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.