T2 Financial LLC Mortgage Lending & HMDA Data, 2020

In 2020, T2 Financial LLC of Westerville, OH reported 7,607 mortgage applications totaling $1.7 billion, up 326% from 2019. The average application was for $223,408, and applicants reported an average income of $98,955. 79% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Columbus, OH (2,848), Cincinnati, OH-KY-IN (682) and Myrtle Beach-Conway-North Myrtle Beach, SC-NC (563) (applications in parentheses).

Mortgage Company & Address T2 Financial LLC
480 Olde Worthington Rd Suite 300
Westerville, OH 43082
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 7,607
Total Mortgage Loan Application Amount $1,699,465,000
Average Mortgage Loan Application Amount $223,408
Highest Mortgage Loan Application Amount $1,585,000
Average Applicant Income $98,955
Highest Applicant Income $1,350,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for T2 Financial LLC by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Franklin, Ohio 1,663 $ 350,875,000 $ 210,989 $ 93,000
Horry, South Carolina 553 $ 109,545,000 $ 198,092 $ 90,000
Delaware, Ohio 404 $ 117,400,000 $ 290,594 $ 136,000
Licking, Ohio 332 $ 69,230,000 $ 208,524 $ 74,000
Fairfield, Ohio 281 $ 66,895,000 $ 238,060 $ 100,000
Hamilton, Ohio 253 $ 50,515,000 $ 199,664 $ 92,000
Warren, Ohio 171 $ 41,945,000 $ 245,292 $ 103,000
Cuyahoga, Ohio 160 $ 33,040,000 $ 206,500 $ 132,000
Montgomery, Ohio 157 $ 26,215,000 $ 166,974 $ 84,000
Butler, Ohio 156 $ 28,500,000 $ 182,692 $ 71,000
Milwaukee, Wisconsin 141 $ 25,985,000 $ 184,290 $ 77,000
Wayne, Michigan 109 $ 20,265,000 $ 185,917 $ 62,000
Allegheny, Pennsylvania 102 $ 22,340,000 $ 219,019 $ 122,000
Summit, Ohio 83 $ 17,115,000 $ 206,204 $ 107,000
Waukesha, Wisconsin 82 $ 22,480,000 $ 274,146 $ 104,000
Muskegon, Michigan 80 $ 11,860,000 $ 148,250 $ 58,000
Union, Ohio 69 $ 19,585,000 $ 283,840 $ 132,000
Clermont, Ohio 61 $ 14,245,000 $ 233,524 $ 94,000
Greene, Ohio 61 $ 11,435,000 $ 187,459 $ 98,000
Rutherford, Tennessee 55 $ 13,855,000 $ 251,909 $ 131,000
Baltimore, Maryland 51 $ 12,835,000 $ 251,666 $ 93,000
Medina, Ohio 42 $ 9,270,000 $ 220,714 $ 102,000
Broward, Florida 41 $ 11,505,000 $ 280,609 $ 111,000
Grand Traverse, Michigan 40 $ 8,660,000 $ 216,500 $ 93,000
Ohio, West Virginia 40 $ 6,510,000 $ 162,750 $ 92,000
Lorain, Ohio 39 $ 9,115,000 $ 233,717 $ 100,000
Knox, Tennessee 39 $ 10,265,000 $ 263,205 $ 112,000
Sevier, Tennessee 38 $ 10,890,000 $ 286,578 $ 144,000
Knox, Ohio 37 $ 5,075,000 $ 137,162 $ 58,000
Stark, Ohio 37 $ 6,865,000 $ 185,540 $ 80,000
Ottawa, Michigan 35 $ 7,925,000 $ 226,428 $ 75,000
Wake, North Carolina 31 $ 8,325,000 $ 268,548 $ 144,000
Clark, Ohio 31 $ 4,765,000 $ 153,709 $ 71,000
Pickaway, Ohio 31 $ 5,685,000 $ 183,387 $ 67,000
Bexar, Texas 29 $ 7,045,000 $ 242,931 $ 159,000
Collier, Florida 28 $ 9,570,000 $ 341,785 $ 147,000
Duval, Florida 27 $ 6,765,000 $ 250,555 $ 117,000
Palm Beach, Florida 26 $ 7,080,000 $ 272,307 $ 99,000
Cook, Illinois 26 $ 8,970,000 $ 345,000 $ 112,000
Sarasota, Florida 25 $ 7,695,000 $ 307,800 $ 96,000
Marion, Ohio 25 $ 3,995,000 $ 159,800 $ 65,000
Athens, Ohio 24 $ 3,780,000 $ 157,500 $ 71,000
Oakland, Michigan 23 $ 7,445,000 $ 323,695 $ 112,000
Orange, North Carolina 23 $ 7,665,000 $ 333,260 $ 226,000
Hocking, Ohio 23 $ 4,345,000 $ 188,913 $ 123,000
Harris, Texas 23 $ 6,355,000 $ 276,304 $ 108,000
Madison, Ohio 22 $ 4,550,000 $ 206,818 $ 97,000
Pasco, Florida 21 $ 4,425,000 $ 210,714 $ 88,000
Belmont, Ohio 21 $ 3,565,000 $ 169,761 $ 90,000
Lucas, Ohio 21 $ 4,435,000 $ 211,190 $ 141,000
Georgetown, South Carolina 21 $ 4,305,000 $ 205,000 $ 100,000
Racine, Wisconsin 21 $ 4,955,000 $ 235,952 $ 101,000
Kent, Michigan 20 $ 3,330,000 $ 166,500 $ 66,000
Durham, North Carolina 20 $ 6,160,000 $ 308,000 $ 188,000
Lake, Ohio 20 $ 3,710,000 $ 185,500 $ 107,000
Beaver, Pennsylvania 20 $ 2,920,000 $ 146,000 $ 84,000
Fresno, California 19 $ 6,285,000 $ 330,789 $ 88,000
Manatee, Florida 19 $ 5,235,000 $ 275,526 $ 113,000
Hamilton, Indiana 18 $ 4,680,000 $ 260,000 $ 134,000
Mecklenburg, North Carolina 18 $ 4,970,000 $ 276,111 $ 85,000
Fayette, Ohio 18 $ 3,060,000 $ 170,000 $ 62,000
Mahoning, Ohio 18 $ 3,070,000 $ 170,555 $ 112,000
Morrow, Ohio 18 $ 3,430,000 $ 190,555 $ 75,000
Portage, Ohio 18 $ 3,940,000 $ 218,888 $ 88,000
Riverside, California 17 $ 5,215,000 $ 306,764 $ 110,000
Wood, Wisconsin 17 $ 2,235,000 $ 131,470 $ 61,000
Washington, Pennsylvania 16 $ 3,330,000 $ 208,125 $ 76,000
Pierce, Washington 16 $ 4,690,000 $ 293,125 $ 89,000
Washington, Wisconsin 16 $ 4,010,000 $ 250,625 $ 98,000
Miami-Dade, Florida 15 $ 5,225,000 $ 348,333 $ 112,000
Chatham, North Carolina 15 $ 5,195,000 $ 346,333 $ 190,000
Champaign, Ohio 15 $ 1,995,000 $ 133,000 $ 61,000
Miami, Ohio 15 $ 2,655,000 $ 177,000 $ 84,000
Richland, Ohio 15 $ 2,725,000 $ 181,666 $ 83,000
King, Washington 15 $ 5,715,000 $ 381,000 $ 110,000
Lee, Florida 14 $ 4,030,000 $ 287,857 $ 172,000
Baltimore City, Maryland 14 $ 2,680,000 $ 191,428 $ 110,000
Logan, Ohio 14 $ 2,070,000 $ 147,857 $ 106,000
Westmoreland, Pennsylvania 14 $ 3,030,000 $ 216,428 $ 100,000
Los Angeles, California 13 $ 5,595,000 $ 430,384 $ 159,000
Lake, Florida 13 $ 2,705,000 $ 208,076 $ 95,000
Pinellas, Florida 13 $ 3,665,000 $ 281,923 $ 132,000
St. Lucie, Florida 13 $ 2,605,000 $ 200,384 $ 66,000
Brown, Ohio 13 $ 1,795,000 $ 138,076 $ 46,000
Muskingum, Ohio 13 $ 2,425,000 $ 186,538 $ 86,000
Marion, Indiana 12 $ 2,550,000 $ 212,500 $ 113,000
Boone, Kentucky 12 $ 2,920,000 $ 243,333 $ 95,000
Frederick, Maryland 12 $ 4,140,000 $ 345,000 $ 103,000
Butler, Pennsylvania 12 $ 3,280,000 $ 273,333 $ 86,000
Marathon, Wisconsin 12 $ 2,360,000 $ 196,666 $ 81,000
Prince George's, Maryland 11 $ 3,055,000 $ 277,727 $ 88,000
Manistee, Michigan 11 $ 1,995,000 $ 181,363 $ 73,000
Geauga, Ohio 11 $ 2,275,000 $ 206,818 $ 85,000
Wood, Ohio 11 $ 2,205,000 $ 200,454 $ 97,000
Blount, Tennessee 11 $ 2,635,000 $ 239,545 $ 84,000
Davidson, Tennessee 11 $ 2,755,000 $ 250,454 $ 115,000
Maricopa, Arizona 10 $ 2,750,000 $ 275,000 $ 141,000
Madera, California 10 $ 2,670,000 $ 267,000 $ 98,000
San Diego, California 10 $ 3,380,000 $ 338,000 $ 122,000
Brevard, Florida 10 $ 2,800,000 $ 280,000 $ 208,000
Carroll, Maryland 10 $ 3,840,000 $ 384,000 $ 114,000
Macomb, Michigan 10 $ 1,800,000 $ 180,000 $ 66,000
Brunswick, North Carolina 10 $ 2,340,000 $ 234,000 $ 126,000
Shelby, Tennessee 10 $ 2,310,000 $ 231,000 $ 230,000
Fairfax, Virginia 10 $ 4,380,000 $ 438,000 $ 220,000
Snohomish, Washington 10 $ 3,290,000 $ 329,000 $ 104,000
Brooke, West Virginia 10 $ 1,780,000 $ 178,000 $ 75,000
Benzie, Michigan 9 $ 1,845,000 $ 205,000 $ 60,000
Philadelphia, Pennsylvania 9 $ 1,855,000 $ 206,111 $ 73,000
Hillsborough, Florida 8 $ 1,750,000 $ 218,750 $ 107,000
Howard, Maryland 8 $ 2,870,000 $ 358,750 $ 146,000
Preble, Ohio 8 $ 1,110,000 $ 138,750 $ 63,000
Chester, Pennsylvania 8 $ 2,500,000 $ 312,500 $ 153,000
Wilson, Tennessee 8 $ 2,250,000 $ 281,250 $ 57,000
Prince William, Virginia 8 $ 2,760,000 $ 345,000 $ 115,000
Stafford, Virginia 8 $ 2,110,000 $ 263,750 $ 75,000
Orange, California 7 $ 2,695,000 $ 385,000 $ 235,000
Sacramento, California 7 $ 2,475,000 $ 353,571 $ 113,000
Dearborn, Indiana 7 $ 1,435,000 $ 205,000 $ 85,000
Harford, Maryland 7 $ 2,005,000 $ 286,428 $ 138,000
Allegan, Michigan 7 $ 1,135,000 $ 162,142 $ 50,000
New Hanover, North Carolina 7 $ 865,000 $ 123,571 $ 158,000
Allen, Ohio 7 $ 995,000 $ 142,142 $ 69,000
Ross, Ohio 7 $ 1,305,000 $ 186,428 $ 88,000
Trumbull, Ohio 7 $ 1,095,000 $ 156,428 $ 68,000
Fayette, Pennsylvania 7 $ 1,215,000 $ 173,571 $ 89,000
Maury, Tennessee 7 $ 1,575,000 $ 225,000 $ 77,000
Chesterfield, Virginia 7 $ 1,945,000 $ 277,857 $ 158,000
Marshall, West Virginia 7 $ 925,000 $ 132,142 $ 72,000
Stanislaus, California 6 $ 2,190,000 $ 365,000 $ 125,000
Orange, Florida 6 $ 1,540,000 $ 256,666 $ 104,000
Volusia, Florida 6 $ 1,330,000 $ 221,666 $ 95,000
Kalamazoo, Michigan 6 $ 1,250,000 $ 208,333 $ 43,000
Adams, Ohio 6 $ 740,000 $ 123,333 $ 55,000
Clinton, Ohio 6 $ 870,000 $ 145,000 $ 47,000
Charleston, South Carolina 6 $ 2,100,000 $ 350,000 $ 70,000
Campbell, Tennessee 6 $ 1,460,000 $ 243,333 $ 114,000
Roane, Tennessee 6 $ 1,080,000 $ 180,000 $ 58,000
Sumner, Tennessee 6 $ 2,020,000 $ 336,666 $ 108,000
Williamson, Tennessee 6 $ 2,100,000 $ 350,000 $ 152,000
Collin, Texas 6 $ 2,040,000 $ 340,000 $ 104,000
Montgomery, Texas 6 $ 2,090,000 $ 348,333 $ 125,000
Jefferson, Colorado 5 $ 2,495,000 $ 499,000 $ 114,000
St. Johns, Florida 5 $ 1,595,000 $ 319,000 $ 160,000
Kenton, Kentucky 5 $ 885,000 $ 177,000 $ 86,000
Leelanau, Michigan 5 $ 1,715,000 $ 343,000 $ 131,000
Darke, Ohio 5 $ 525,000 $ 105,000 $ 45,000
Hancock, Ohio 5 $ 965,000 $ 193,000 $ 83,000
Jefferson, Ohio 5 $ 385,000 $ 77,000 $ 42,000
Perry, Ohio 5 $ 1,215,000 $ 243,000 $ 132,000
Scioto, Ohio 5 $ 735,000 $ 147,000 $ 73,000
Wayne, Ohio 5 $ 1,295,000 $ 259,000 $ 84,000
Cumberland, Pennsylvania 5 $ 925,000 $ 185,000 $ 73,000
Delaware, Pennsylvania 5 $ 1,495,000 $ 299,000 $ 147,000
Montgomery, Pennsylvania 5 $ 1,375,000 $ 275,000 $ 106,000
Bedford, Tennessee 5 $ 1,085,000 $ 217,000 $ 47,000
Comal, Texas 5 $ 1,345,000 $ 269,000 $ 91,000
Spotsylvania, Virginia 5 $ 1,335,000 $ 267,000 $ 158,000
Alameda, California 4 $ 2,210,000 $ 552,500 $ 170,000
San Bernardino, California 4 $ 1,450,000 $ 362,500 $ 148,000
Adams, Colorado 4 $ 1,150,000 $ 287,500 $ 110,000
Larimer, Colorado 4 $ 1,280,000 $ 320,000 $ 129,000
Weld, Colorado 4 $ 1,160,000 $ 290,000 $ 77,000
Hernando, Florida 4 $ 800,000 $ 200,000 $ 112,000
Marion, Florida 4 $ 780,000 $ 195,000 $ 55,000
Polk, Florida 4 $ 810,000 $ 202,500 $ 64,000
Whiteside, Illinois 4 $ 300,000 $ 75,000 $ 47,000
Wexford, Michigan 4 $ 650,000 $ 162,500 $ 50,000
Cabarrus, North Carolina 4 $ 1,150,000 $ 287,500 $ 100,000
Gaston, North Carolina 4 $ 760,000 $ 190,000 $ 73,000
Onslow, North Carolina 4 $ 830,000 $ 207,500 $ 179,000
Coshocton, Ohio 4 $ 580,000 $ 145,000 $ 97,000
Ottawa, Ohio 4 $ 800,000 $ 200,000 $ 174,000
Bucks, Pennsylvania 4 $ 1,250,000 $ 312,500 $ 202,000
Lycoming, Pennsylvania 4 $ 910,000 $ 227,500 $ 137,000
McMinn, Tennessee 4 $ 450,000 $ 112,500 $ 37,000
Dallas, Texas 4 $ 1,130,000 $ 282,500 $ 87,000
Alexandria, Virginia 4 $ 1,830,000 $ 457,500 $ 232,000
Loudoun, Virginia 4 $ 1,320,000 $ 330,000 $ 119,000
Kitsap, Washington 4 $ 1,670,000 $ 417,500 $ 198,000
Douglas, Colorado 3 $ 1,305,000 $ 435,000 $ 149,000
Bay, Florida 3 $ 735,000 $ 245,000 $ 92,000
Charlotte, Florida 3 $ 525,000 $ 175,000 $ 39,000
Nassau, Florida 3 $ 665,000 $ 221,666 $ 24,000
Seminole, Florida 3 $ 855,000 $ 285,000 $ 95,000
Madison, Indiana 3 $ 845,000 $ 281,666 $ 14,000
Campbell, Kentucky 3 $ 515,000 $ 171,666 $ 63,000
Jefferson, Kentucky 3 $ 605,000 $ 201,666 $ 90,000
Charles, Maryland 3 $ 995,000 $ 331,666 $ 79,000
Washington, Maryland 3 $ 745,000 $ 248,333 $ 72,000
Antrim, Michigan 3 $ 785,000 $ 261,666 $ 77,000
Mecosta, Michigan 3 $ 505,000 $ 168,333 $ 85,000
Oceana, Michigan 3 $ 535,000 $ 178,333 $ 67,000
Van Buren, Michigan 3 $ 395,000 $ 131,666 $ 49,000
Washtenaw, Michigan 3 $ 995,000 $ 331,666 $ 104,000
Rutherford, North Carolina 3 $ 665,000 $ 221,666 $ 161,000
Union, North Carolina 3 $ 1,005,000 $ 335,000 $ 133,000
Ashtabula, Ohio 3 $ 545,000 $ 181,666 $ 117,000
Lawrence, Ohio 3 $ 515,000 $ 171,666 $ 82,000
Shelby, Ohio 3 $ 685,000 $ 228,333 $ 61,000
Van Wert, Ohio 3 $ 505,000 $ 168,333 $ 63,000
Dauphin, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 134,000
Franklin, Pennsylvania 3 $ 425,000 $ 141,666 $ 65,000
Lancaster, Pennsylvania 3 $ 545,000 $ 181,666 $ 90,000
Lehigh, Pennsylvania 3 $ 645,000 $ 215,000 $ 77,000
Northampton, Pennsylvania 3 $ 1,035,000 $ 345,000 $ 125,000
York, Pennsylvania 3 $ 595,000 $ 198,333 $ 86,000
Greenville, South Carolina 3 $ 695,000 $ 231,666 $ 149,000
Lexington, South Carolina 3 $ 1,125,000 $ 375,000 $ 151,000
Marion, South Carolina 3 $ 225,000 $ 75,000 $ 28,000
Cumberland, Tennessee 3 $ 525,000 $ 175,000 $ 52,000
Grainger, Tennessee 3 $ 455,000 $ 151,666 $ 43,000
Hamblen, Tennessee 3 $ 635,000 $ 211,666 $ 88,000
Hamilton, Tennessee 3 $ 555,000 $ 185,000 $ 171,000
Jefferson, Tennessee 3 $ 525,000 $ 175,000 $ 77,000
Monroe, Tennessee 3 $ 375,000 $ 125,000 $ 35,000
Morgan, Tennessee 3 $ 245,000 $ 81,666 $ 51,000
Rhea, Tennessee 3 $ 915,000 $ 305,000 $ 120,000
Fort Bend, Texas 3 $ 975,000 $ 325,000 $ 161,000
Guadalupe, Texas 3 $ 525,000 $ 175,000 $ 77,000
Orange, Texas 3 $ 395,000 $ 131,666 $ 121,000
Hampton, Virginia 3 $ 485,000 $ 161,666 $ 38,000
Thurston, Washington 3 $ 955,000 $ 318,333 $ 98,000
Whatcom, Washington 3 $ 935,000 $ 311,666 $ 101,000
Berkeley, West Virginia 3 $ 775,000 $ 258,333 $ 75,000
Hancock, West Virginia 3 $ 485,000 $ 161,666 $ 75,000
Jefferson, West Virginia 3 $ 885,000 $ 295,000 $ 72,000
Clark, Wisconsin 3 $ 445,000 $ 148,333 $ 56,000
Ozaukee, Wisconsin 3 $ 745,000 $ 248,333 $ 123,000
Walworth, Wisconsin 3 $ 925,000 $ 308,333 $ 212,000
El Dorado, California 2 $ 540,000 $ 270,000 $ 131,000
Kern, California 2 $ 190,000 $ 95,000 $ 66,000
Santa Clara, California 2 $ 1,050,000 $ 525,000 $ 168,000
Sonoma, California 2 $ 570,000 $ 285,000 $ 49,000
Tulare, California 2 $ 360,000 $ 180,000 $ 58,000
Ventura, California 2 $ 890,000 $ 445,000 $ 126,000
Alachua, Florida 2 $ 500,000 $ 250,000 $ 126,000
Clay, Florida 2 $ 520,000 $ 260,000 $ 94,000
Indian River, Florida 2 $ 510,000 $ 255,000 $ 70,000
Suwannee, Florida 2 $ 630,000 $ 315,000 $ 73,000
Wakulla, Florida 2 $ 420,000 $ 210,000 $ 100,000
DuPage, Illinois 2 $ 690,000 $ 345,000 $ 115,000
Will, Illinois 2 $ 590,000 $ 295,000 $ 103,000
Allen, Indiana 2 $ 460,000 $ 230,000 $ 157,000
Boone, Indiana 2 $ 560,000 $ 280,000 $ 139,000
Henry, Indiana 2 $ 150,000 $ 75,000 $ 40,000
Johnson, Indiana 2 $ 320,000 $ 160,000 $ 73,000
Ripley, Indiana 2 $ 470,000 $ 235,000 $ 55,000
Warrick, Indiana 2 $ 370,000 $ 185,000 $ 118,000
Fayette, Kentucky 2 $ 560,000 $ 280,000 $ 60,000
Genesee, Michigan 2 $ 390,000 $ 195,000 $ 103,000
Livingston, Michigan 2 $ 790,000 $ 395,000 $ 146,000
Mason, Michigan 2 $ 230,000 $ 115,000 $ 100,000
Montcalm, Michigan 2 $ 190,000 $ 95,000 $ 65,000
Newaygo, Michigan 2 $ 160,000 $ 80,000 $ 41,000
St. Joseph, Michigan 2 $ 270,000 $ 135,000 $ 0
Tuscola, Michigan 2 $ 140,000 $ 70,000 $ 113,000
Pulaski, Missouri 2 $ 320,000 $ 160,000 $ 108,000
Buncombe, North Carolina 2 $ 570,000 $ 285,000 $ 103,000
Cleveland, North Carolina 2 $ 250,000 $ 125,000 $ 58,000
Craven, North Carolina 2 $ 510,000 $ 255,000 $ 38,000
Harnett, North Carolina 2 $ 400,000 $ 200,000 $ 58,000
Johnston, North Carolina 2 $ 650,000 $ 325,000 $ 154,000
Macon, North Carolina 2 $ 260,000 $ 130,000 $ 53,000
Moore, North Carolina 2 $ 700,000 $ 350,000 $ 162,000
Wayne, North Carolina 2 $ 310,000 $ 155,000 $ 33,000
Ashland, Ohio 2 $ 570,000 $ 285,000 $ 106,000
Columbiana, Ohio 2 $ 420,000 $ 210,000 $ 113,000
Crawford, Ohio 2 $ 370,000 $ 185,000 $ 54,000
Erie, Ohio 2 $ 230,000 $ 115,000 $ 64,000
Highland, Ohio 2 $ 330,000 $ 165,000 $ 243,000
Huron, Ohio 2 $ 200,000 $ 100,000 $ 68,000
Meigs, Ohio 2 $ 380,000 $ 190,000 $ 84,000
Mercer, Ohio 2 $ 270,000 $ 135,000 $ 97,000
Monroe, Ohio 2 $ 370,000 $ 185,000 $ 88,000
Putnam, Ohio 2 $ 380,000 $ 190,000 $ 142,000
Tuscarawas, Ohio 2 $ 330,000 $ 165,000 $ 71,000
Wyandot, Ohio 2 $ 250,000 $ 125,000 $ 67,000
Lawrence, Pennsylvania 2 $ 140,000 $ 70,000 $ 54,000
Aiken, South Carolina 2 $ 400,000 $ 200,000 $ 61,000
Beaufort, South Carolina 2 $ 900,000 $ 450,000 $ 168,000
Kershaw, South Carolina 2 $ 460,000 $ 230,000 $ 80,000
Richland, South Carolina 2 $ 300,000 $ 150,000 $ 88,000
Coffee, Tennessee 2 $ 530,000 $ 265,000 $ 71,000
Dickson, Tennessee 2 $ 490,000 $ 245,000 $ 75,000
Meigs, Tennessee 2 $ 210,000 $ 105,000 $ 43,000
Union, Tennessee 2 $ 860,000 $ 430,000 $ 155,000
Tarrant, Texas 2 $ 590,000 $ 295,000 $ 263,000
Travis, Texas 2 $ 840,000 $ 420,000 $ 108,000
Arlington, Virginia 2 $ 530,000 $ 265,000 $ 158,000
Culpeper, Virginia 2 $ 340,000 $ 170,000 $ 57,000
Fluvanna, Virginia 2 $ 220,000 $ 110,000 $ 64,000
James City, Virginia 2 $ 460,000 $ 230,000 $ 112,000
Louisa, Virginia 2 $ 920,000 $ 460,000 $ 90,000
Virginia Beach, Virginia 2 $ 690,000 $ 345,000 $ 110,000
Clark, Washington 2 $ 720,000 $ 360,000 $ 377,000
Spokane, Washington 2 $ 350,000 $ 175,000 $ 65,000
Kanawha, West Virginia 2 $ 310,000 $ 155,000 $ 123,000
Wood, West Virginia 2 $ 340,000 $ 170,000 $ 80,000
Kenosha, Wisconsin 2 $ 510,000 $ 255,000 $ 89,000
Portage, Wisconsin 2 $ 280,000 $ 140,000 $ 79,000
Sheboygan, Wisconsin 2 $ 390,000 $ 195,000 $ 109,000
Taylor, Wisconsin 2 $ 190,000 $ 95,000 $ 45,000
Pima, Arizona 1 $ 405,000 $ 405,000 $ 271,000
Yuma, Arizona 1 $ 185,000 $ 185,000 $ 1,135,000
Contra Costa, California 1 $ 495,000 $ 495,000 $ 70,000
Del Norte, California 1 $ 85,000 $ 85,000 $ 63,000
Marin, California 1 $ 265,000 $ 265,000 $ 70,000
Monterey, California 1 $ 365,000 $ 365,000 $ 115,000
Placer, California 1 $ 145,000 $ 145,000 $ 36,000
San Benito, California 1 $ 295,000 $ 295,000 $ 47,000
San Luis Obispo, California 1 $ 265,000 $ 265,000 $ 50,000
San Mateo, California 1 $ 455,000 $ 455,000 $ 63,000
Solano, California 1 $ 445,000 $ 445,000 $ 145,000
Yuba, California 1 $ 315,000 $ 315,000 $ 136,000
Arapahoe, Colorado 1 $ 255,000 $ 255,000 $ 208,000
Boulder, Colorado 1 $ 355,000 $ 355,000 $ 65,000
Denver, Colorado 1 $ 325,000 $ 325,000 $ 96,000
El Paso, Colorado 1 $ 315,000 $ 315,000 $ 71,000
Gilpin, Colorado 1 $ 405,000 $ 405,000 $ 109,000
Park, Colorado 1 $ 345,000 $ 345,000 $ 66,000
Pitkin, Colorado 1 $ 345,000 $ 345,000 $ 460,000
Citrus, Florida 1 $ 105,000 $ 105,000 $ 62,000
Columbia, Florida 1 $ 105,000 $ 105,000 $ 41,000
Escambia, Florida 1 $ 205,000 $ 205,000 $ 140,000
Flagler, Florida 1 $ 275,000 $ 275,000 $ 95,000
Leon, Florida 1 $ 125,000 $ 125,000 $ 100,000
Monroe, Florida 1 $ 195,000 $ 195,000 $ 152,000
Okaloosa, Florida 1 $ 375,000 $ 375,000 $ 155,000
Osceola, Florida 1 $ 105,000 $ 105,000 $ 44,000
Santa Rosa, Florida 1 $ 515,000 $ 515,000 $ 1,190,000
Walton, Florida 1 $ 415,000 $ 415,000 $ 64,000
Lake, Illinois 1 $ 515,000 $ 515,000 $ 246,000
Williamson, Illinois 1 $ 215,000 $ 215,000 $ 287,000
Bartholomew, Indiana 1 $ 195,000 $ 195,000 $ 83,000
Cass, Indiana 1 $ 105,000 $ 105,000 $ 54,000
Elkhart, Indiana 1 $ 55,000 $ 55,000 $ 40,000
Franklin, Indiana 1 $ 275,000 $ 275,000 $ 162,000
Hendricks, Indiana 1 $ 325,000 $ 325,000 $ 141,000
Howard, Indiana 1 $ 115,000 $ 115,000 $ 52,000
Lake, Indiana 1 $ 145,000 $ 145,000 $ 50,000
Miami, Indiana 1 $ 35,000 $ 35,000 $ 15,000
Monroe, Indiana 1 $ 515,000 $ 515,000 $ 127,000
Morgan, Indiana 1 $ 75,000 $ 75,000 $ 30,000
Orange, Indiana 1 $ 215,000 $ 215,000 $ 0
Vanderburgh, Indiana 1 $ 155,000 $ 155,000 $ 93,000
Vigo, Indiana 1 $ 75,000 $ 75,000 $ 36,000
Wayne, Indiana 1 $ 35,000 $ 35,000 $ 30,000
Bell, Kentucky 1 $ 95,000 $ 95,000 $ 139,000
Garrard, Kentucky 1 $ 105,000 $ 105,000 $ 26,000
Greenup, Kentucky 1 $ 175,000 $ 175,000 $ 94,000
Hart, Kentucky 1 $ 265,000 $ 265,000 $ 256,000
Madison, Kentucky 1 $ 225,000 $ 225,000 $ 151,000
Anne Arundel, Maryland 1 $ 295,000 $ 295,000 $ 87,000
Garrett, Maryland 1 $ 355,000 $ 355,000 $ 111,000
Montgomery, Maryland 1 $ 335,000 $ 335,000 $ 57,000
Worcester, Maryland 1 $ 105,000 $ 105,000 $ 73,000
Alcona, Michigan 1 $ 355,000 $ 355,000 $ 217,000
Cass, Michigan 1 $ 395,000 $ 395,000 $ 244,000
Cheboygan, Michigan 1 $ 455,000 $ 455,000 $ 203,000
Clinton, Michigan 1 $ 235,000 $ 235,000 $ 85,000
Emmet, Michigan 1 $ 105,000 $ 105,000 $ 77,000
Ionia, Michigan 1 $ 155,000 $ 155,000 $ 54,000
Iosco, Michigan 1 $ 125,000 $ 125,000 $ 0
Kalkaska, Michigan 1 $ 145,000 $ 145,000 $ 33,000
Lapeer, Michigan 1 $ 425,000 $ 425,000 $ 85,000
Monroe, Michigan 1 $ 95,000 $ 95,000 $ 49,000
Roscommon, Michigan 1 $ 185,000 $ 185,000 $ 118,000
Saginaw, Michigan 1 $ 515,000 $ 515,000 $ 282,000
Jasper, Missouri 1 $ 115,000 $ 115,000 $ 54,000
Alamance, North Carolina 1 $ 315,000 $ 315,000 $ 70,000
Alleghany, North Carolina 1 $ 305,000 $ 305,000 $ 476,000
Caswell, North Carolina 1 $ 505,000 $ 505,000 $ 230,000
Cherokee, North Carolina 1 $ 105,000 $ 105,000 $ 23,000
Cumberland, North Carolina 1 $ 65,000 $ 65,000 $ 80,000
Currituck, North Carolina 1 $ 1,025,000 $ 1,025,000 $ 565,000
Davidson, North Carolina 1 $ 155,000 $ 155,000 $ 56,000
Forsyth, North Carolina 1 $ 335,000 $ 335,000 $ 112,000
Franklin, North Carolina 1 $ 415,000 $ 415,000 $ 102,000
Henderson, North Carolina 1 $ 255,000 $ 255,000 $ 42,000
Lincoln, North Carolina 1 $ 65,000 $ 65,000 $ 65,000
Madison, North Carolina 1 $ 255,000 $ 255,000 $ 285,000
Mitchell, North Carolina 1 $ 195,000 $ 195,000 $ 66,000
Nash, North Carolina 1 $ 165,000 $ 165,000 $ 119,000
Rowan, North Carolina 1 $ 285,000 $ 285,000 $ 106,000
Watauga, North Carolina 1 $ 415,000 $ 415,000 $ 313,000
Wilson, North Carolina 1 $ 185,000 $ 185,000 $ 32,000
Yancey, North Carolina 1 $ 405,000 $ 405,000 $ 177,000
Auglaize, Ohio 1 $ 95,000 $ 95,000 $ 109,000
Carroll, Ohio 1 $ 105,000 $ 105,000 $ 46,000
Guernsey, Ohio 1 $ 485,000 $ 485,000 $ 260,000
Hardin, Ohio 1 $ 125,000 $ 125,000 $ 38,000
Harrison, Ohio 1 $ 125,000 $ 125,000 $ 181,000
Morgan, Ohio 1 $ 195,000 $ 195,000 $ 149,000
Paulding, Ohio 1 $ 95,000 $ 95,000 $ 67,000
Vinton, Ohio 1 $ 95,000 $ 95,000 $ 44,000
Washington, Ohio 1 $ 105,000 $ 105,000 $ 40,000
Williams, Ohio 1 $ 275,000 $ 275,000 $ 155,000
Armstrong, Pennsylvania 1 $ 55,000 $ 55,000 $ 40,000
Carbon, Pennsylvania 1 $ 145,000 $ 145,000 $ 191,000
Erie, Pennsylvania 1 $ 205,000 $ 205,000 $ 54,000
Jefferson, Pennsylvania 1 $ 65,000 $ 65,000 $ 90,000
Lebanon, Pennsylvania 1 $ 215,000 $ 215,000 $ 110,000
Luzerne, Pennsylvania 1 $ 185,000 $ 185,000 $ 85,000
Somerset, Pennsylvania 1 $ 95,000 $ 95,000 $ 167,000
Tioga, Pennsylvania 1 $ 105,000 $ 105,000 $ 64,000
Dillon, South Carolina 1 $ 225,000 $ 225,000 $ 35,000
Dorchester, South Carolina 1 $ 175,000 $ 175,000 $ 83,000
Florence, South Carolina 1 $ 205,000 $ 205,000 $ 52,000
Greenwood, South Carolina 1 $ 285,000 $ 285,000 $ 167,000
Jasper, South Carolina 1 $ 475,000 $ 475,000 $ 163,000
Newberry, South Carolina 1 $ 125,000 $ 125,000 $ 53,000
York, South Carolina 1 $ 255,000 $ 255,000 $ 119,000
Anderson, Tennessee 1 $ 325,000 $ 325,000 $ 105,000
Bledsoe, Tennessee 1 $ 95,000 $ 95,000 $ 35,000
Cocke, Tennessee 1 $ 155,000 $ 155,000 $ 72,000
Franklin, Tennessee 1 $ 165,000 $ 165,000 $ 208,000
Greene, Tennessee 1 $ 325,000 $ 325,000 $ 0
Hardeman, Tennessee 1 $ 115,000 $ 115,000 $ 52,000
Overton, Tennessee 1 $ 145,000 $ 145,000 $ 82,000
Putnam, Tennessee 1 $ 95,000 $ 95,000 $ 79,000
Robertson, Tennessee 1 $ 225,000 $ 225,000 $ 50,000
Scott, Tennessee 1 $ 105,000 $ 105,000 $ 55,000
Smith, Tennessee 1 $ 245,000 $ 245,000 $ 114,000
Sullivan, Tennessee 1 $ 125,000 $ 125,000 $ 141,000
Unicoi, Tennessee 1 $ 155,000 $ 155,000 $ 79,000
Van Buren, Tennessee 1 $ 285,000 $ 285,000 $ 60,000
Burnet, Texas 1 $ 515,000 $ 515,000 $ 457,000
Caldwell, Texas 1 $ 185,000 $ 185,000 $ 69,000
Denton, Texas 1 $ 225,000 $ 225,000 $ 85,000
Ellis, Texas 1 $ 405,000 $ 405,000 $ 135,000
Hays, Texas 1 $ 325,000 $ 325,000 $ 117,000
Kaufman, Texas 1 $ 245,000 $ 245,000 $ 266,000
Lamar, Texas 1 $ 235,000 $ 235,000 $ 327,000
Midland, Texas 1 $ 275,000 $ 275,000 $ 0
Milam, Texas 1 $ 125,000 $ 125,000 $ 36,000
Rockwall, Texas 1 $ 165,000 $ 165,000 $ 95,000
Williamson, Texas 1 $ 165,000 $ 165,000 $ 138,000
Albemarle, Virginia 1 $ 285,000 $ 285,000 $ 565,000
Bedford, Virginia 1 $ 125,000 $ 125,000 $ 41,000
Botetourt, Virginia 1 $ 295,000 $ 295,000 $ 49,000
Fauquier, Virginia 1 $ 465,000 $ 465,000 $ 179,000
Isle of Wight, Virginia 1 $ 155,000 $ 155,000 $ 69,000
King George, Virginia 1 $ 215,000 $ 215,000 $ 143,000
Lynchburg, Virginia 1 $ 235,000 $ 235,000 $ 95,000
Manassas, Virginia 1 $ 145,000 $ 145,000 $ 68,000
Nelson, Virginia 1 $ 245,000 $ 245,000 $ 565,000
Newport News, Virginia 1 $ 215,000 $ 215,000 $ 39,000
Roanoke City, Virginia 1 $ 405,000 $ 405,000 $ 83,000
Rockingham, Virginia 1 $ 435,000 $ 435,000 $ 100,000
Warren, Virginia 1 $ 725,000 $ 725,000 $ 0
Westmoreland, Virginia 1 $ 135,000 $ 135,000 $ 189,000
York, Virginia 1 $ 95,000 $ 95,000 $ 37,000
Benton, Washington 1 $ 245,000 $ 245,000 $ 127,000
Cowlitz, Washington 1 $ 365,000 $ 365,000 $ 42,000
Lewis, Washington 1 $ 345,000 $ 345,000 $ 68,000
Pacific, Washington 1 $ 275,000 $ 275,000 $ 180,000
Yakima, Washington 1 $ 155,000 $ 155,000 $ 29,000
Cabell, West Virginia 1 $ 355,000 $ 355,000 $ 105,000
Jackson, West Virginia 1 $ 95,000 $ 95,000 $ 0
Morgan, West Virginia 1 $ 405,000 $ 405,000 $ 107,000
Nicholas, West Virginia 1 $ 265,000 $ 265,000 $ 200,000
Adams, Wisconsin 1 $ 255,000 $ 255,000 $ 253,000
Dodge, Wisconsin 1 $ 325,000 $ 325,000 $ 136,000
Door, Wisconsin 1 $ 155,000 $ 155,000 $ 100,000
Fond du Lac, Wisconsin 1 $ 225,000 $ 225,000 $ 75,000
Lincoln, Wisconsin 1 $ 75,000 $ 75,000 $ 27,000
Oconto, Wisconsin 1 $ 155,000 $ 155,000 $ 114,000
Oneida, Wisconsin 1 $ 215,000 $ 215,000 $ 156,000
Outagamie, Wisconsin 1 $ 185,000 $ 185,000 $ 83,000
Price, Wisconsin 1 $ 75,000 $ 75,000 $ 38,000
St. Croix, Wisconsin 1 $ 285,000 $ 285,000 $ 128,000
Waupaca, Wisconsin 1 $ 195,000 $ 195,000 $ 69,000

Mortgage Loan Application Detail Totals for T2 Financial LLC in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,089 $861,785,000 $210,000 $1,585,000 $85,000 $1,200,000
Refinancing 2,601 $631,275,000 $242,000 $1,025,000 $117,000 $1,350,000
Cash-out Refinancing 917 $206,405,000 $225,000 $875,000 $110,000 $962,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,608 $1,262,220,000 $225,000 $1,585,000 $103,000 $1,200,000
Asian 703 $151,625,000 $215,000 $755,000 $75,000 $749,000
Black or African American 566 $112,470,000 $198,000 $755,000 $78,000 $476,000
Hispanic 300 $69,010,000 $230,000 $605,000 $98,000 $1,135,000
Not applicable 189 $46,865,000 $247,000 $505,000 $108,000 $564,000
Not Provided 174 $39,720,000 $228,000 $515,000 $119,000 $409,000
American Indian or Alaskan Native 21 $5,375,000 $255,000 $435,000 $105,000 $520,000
Native Hawaiian or Other Pacific Islander 5 $1,255,000 $251,000 $415,000 $93,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,814 $1,332,390,000 $229,000 $1,205,000 $111,000 $1,350,000
FHA-insured (Federal Housing Administration) 1,291 $243,755,000 $188,000 $535,000 $61,000 $339,000
VA-guaranteed (Veterans Administration) 358 $100,050,000 $279,000 $1,585,000 $67,000 $675,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 144 $23,270,000 $161,000 $355,000 $52,000 $100,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,981 $1,345,785,000 $225,000 $1,585,000 $101,000 $1,200,000
Application Withdrawn By Applicant 1,313 $287,855,000 $219,000 $1,205,000 $97,000 $1,350,000
Application Denied By Financial Institution 176 $35,410,000 $201,000 $515,000 $76,000 $870,000
File Closed For Incompleteness 137 $30,415,000 $222,000 $515,000 $90,000 $510,000
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 7,431 $1,664,055,000 $223,000 $1,585,000 $100,000 $1,350,000
Debt-To-Income Ratio 87 $18,075,000 $207,000 $515,000 $76,000 $360,000
Credit History 42 $8,010,000 $190,000 $495,000 $65,000 $188,000
Employment History 22 $4,200,000 $190,000 $485,000 $94,000 $870,000
Collateral 19 $4,205,000 $221,000 $515,000 $95,000 $520,000
Insufficient Cash (Downpayment, Closing Cost) 6 $920,000 $153,000 $225,000 $36,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess T2 Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet with aggregated HMDA statistics today.

Download the Ohio Lender List