T2 Financial LLC Mortgage Lending & HMDA Data, 2022

In 2022, T2 Financial LLC of Westerville, OH reported 9,030 mortgage applications totaling $2.6 billion, down 21% from 2021. The average application was for $290,665, and applicants reported an average income of $113,927. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,121), Columbus, OH (1,106) and Myrtle Beach-Conway-North Myrtle Beach, SC-NC (600) (applications in parentheses).

Mortgage Company & Address T2 Financial LLC
480 Olde Worthington Rd Suite 300
Westerville, OH 43082
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  
Total Number of Mortgage Applications 9,030
Total Mortgage Loan Application Amount $2,624,710,000
Average Mortgage Loan Application Amount $290,665
Highest Mortgage Loan Application Amount $3,905,000
Average Applicant Income $113,927
Highest Applicant Income $3,845,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for T2 Financial LLC by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 759 $ 215,315,000 $ 283,682 $ 104,000
Franklin, Ohio 706 $ 173,280,000 $ 245,439 $ 100,000
Horry, South Carolina 582 $ 140,530,000 $ 241,460 $ 115,000
Cook, Illinois 307 $ 99,185,000 $ 323,078 $ 125,000
Wake, North Carolina 181 $ 65,855,000 $ 363,839 $ 149,000
Clark, Ohio 121 $ 19,015,000 $ 157,148 $ 71,000
Montgomery, Texas 119 $ 35,295,000 $ 296,596 $ 123,000
Androscoggin, Maine 117 $ 30,965,000 $ 264,658 $ 92,000
Fairfield, Ohio 116 $ 31,040,000 $ 267,586 $ 105,000
Milwaukee, Wisconsin 106 $ 23,200,000 $ 218,867 $ 90,000
Montgomery, Ohio 102 $ 19,970,000 $ 195,784 $ 109,000
Licking, Ohio 100 $ 26,300,000 $ 263,000 $ 89,000
Cuyahoga, Ohio 97 $ 19,475,000 $ 200,773 $ 91,000
Hamilton, Ohio 95 $ 20,395,000 $ 214,684 $ 96,000
Delaware, Ohio 92 $ 32,400,000 $ 352,173 $ 142,000
Cumberland, Maine 90 $ 40,150,000 $ 446,111 $ 121,000
Bexar, Texas 87 $ 27,475,000 $ 315,804 $ 124,000
Galveston, Texas 87 $ 26,015,000 $ 299,022 $ 121,000
Lehigh, Pennsylvania 80 $ 18,070,000 $ 225,875 $ 90,000
Fort Bend, Texas 75 $ 23,515,000 $ 313,533 $ 117,000
Warren, Ohio 73 $ 21,235,000 $ 290,890 $ 110,000
Butler, Ohio 70 $ 17,450,000 $ 249,285 $ 89,000
Montgomery, Pennsylvania 69 $ 23,885,000 $ 346,159 $ 143,000
Northampton, Pennsylvania 65 $ 16,925,000 $ 260,384 $ 130,000
Jefferson, Louisiana 59 $ 14,115,000 $ 239,237 $ 105,000
Dallas, Texas 58 $ 18,500,000 $ 318,965 $ 114,000
Muskegon, Michigan 54 $ 8,570,000 $ 158,703 $ 60,000
Pierce, Washington 51 $ 22,805,000 $ 447,156 $ 136,000
Waukesha, Wisconsin 50 $ 15,380,000 $ 307,600 $ 111,000
Mecklenburg, North Carolina 49 $ 15,975,000 $ 326,020 $ 114,000
Shelby, Tennessee 49 $ 11,445,000 $ 233,571 $ 111,000
Palm Beach, Florida 46 $ 29,280,000 $ 636,521 $ 304,000
Orleans, Louisiana 46 $ 14,640,000 $ 318,260 $ 121,000
York, Maine 44 $ 18,410,000 $ 418,409 $ 105,000
Chatham, Georgia 43 $ 12,845,000 $ 298,720 $ 115,000
Tarrant, Texas 42 $ 13,410,000 $ 319,285 $ 113,000
Tom Green, Texas 42 $ 9,450,000 $ 225,000 $ 89,000
Broward, Florida 41 $ 16,115,000 $ 393,048 $ 222,000
Summit, Ohio 41 $ 7,445,000 $ 181,585 $ 70,000
Knox, Tennessee 40 $ 11,670,000 $ 291,750 $ 83,000
Maricopa, Arizona 39 $ 16,795,000 $ 430,641 $ 164,000
Collin, Texas 39 $ 16,495,000 $ 422,948 $ 144,000
Sumner, Tennessee 37 $ 13,085,000 $ 353,648 $ 102,000
Gwinnett, Georgia 34 $ 15,480,000 $ 455,294 $ 149,000
Brazoria, Texas 32 $ 8,910,000 $ 278,437 $ 116,000
Pickaway, Ohio 31 $ 7,905,000 $ 255,000 $ 95,000
Fulton, Georgia 30 $ 15,070,000 $ 502,333 $ 230,000
Lorain, Ohio 30 $ 8,880,000 $ 296,000 $ 106,000
Philadelphia, Pennsylvania 30 $ 9,070,000 $ 302,333 $ 106,000
Will, Illinois 29 $ 9,135,000 $ 315,000 $ 111,000
Harnett, North Carolina 29 $ 6,945,000 $ 239,482 $ 76,000
Clermont, Ohio 29 $ 6,795,000 $ 234,310 $ 90,000
Ottawa, Michigan 28 $ 8,230,000 $ 293,928 $ 98,000
Carbon, Pennsylvania 28 $ 4,540,000 $ 162,142 $ 70,000
Frederick, Maryland 27 $ 9,835,000 $ 364,259 $ 130,000
Pulaski, Missouri 27 $ 5,605,000 $ 207,592 $ 82,000
Athens, Ohio 27 $ 4,295,000 $ 159,074 $ 73,000
Sevier, Tennessee 27 $ 10,935,000 $ 405,000 $ 221,000
Denton, Texas 27 $ 9,375,000 $ 347,222 $ 131,000
Johnston, North Carolina 26 $ 8,210,000 $ 315,769 $ 108,000
Kennebec, Maine 25 $ 5,205,000 $ 208,200 $ 81,000
Baltimore, Maryland 25 $ 7,295,000 $ 291,800 $ 98,000
Greene, Ohio 25 $ 5,775,000 $ 231,000 $ 98,000
Georgetown, South Carolina 25 $ 7,155,000 $ 286,200 $ 118,000
Kootenai, Idaho 24 $ 9,770,000 $ 407,083 $ 125,000
Kent, Michigan 24 $ 6,250,000 $ 260,416 $ 77,000
Union, Ohio 24 $ 7,370,000 $ 307,083 $ 123,000
Montgomery, Tennessee 24 $ 8,160,000 $ 340,000 $ 100,000
New London, Connecticut 23 $ 8,145,000 $ 354,130 $ 130,000
Baltimore City, Maryland 23 $ 4,935,000 $ 214,565 $ 71,000
Cumberland, North Carolina 23 $ 4,285,000 $ 186,304 $ 146,000
Jefferson, Colorado 22 $ 12,740,000 $ 579,090 $ 154,000
Durham, North Carolina 22 $ 8,800,000 $ 400,000 $ 160,000
Blount, Tennessee 22 $ 6,120,000 $ 278,181 $ 94,000
Davidson, Tennessee 22 $ 7,250,000 $ 329,545 $ 134,000
Washington, Texas 22 $ 6,270,000 $ 285,000 $ 125,000
Arapahoe, Colorado 21 $ 10,625,000 $ 505,952 $ 136,000
El Paso, Colorado 21 $ 8,865,000 $ 422,142 $ 114,000
St. Tammany, Louisiana 21 $ 5,885,000 $ 280,238 $ 97,000
Medina, Ohio 21 $ 5,585,000 $ 265,952 $ 108,000
Liberty, Texas 21 $ 4,795,000 $ 228,333 $ 77,000
Larimer, Colorado 20 $ 8,750,000 $ 437,500 $ 131,000
Pinellas, Florida 20 $ 6,540,000 $ 327,000 $ 150,000
DuPage, Illinois 20 $ 5,770,000 $ 288,500 $ 108,000
Forsyth, North Carolina 20 $ 5,380,000 $ 269,000 $ 101,000
Knox, Ohio 20 $ 4,720,000 $ 236,000 $ 143,000
Nueces, Texas 20 $ 6,580,000 $ 329,000 $ 378,000
Oxford, Maine 19 $ 3,395,000 $ 178,684 $ 75,000
Orange, North Carolina 19 $ 9,695,000 $ 510,263 $ 200,000
Rutherford, North Carolina 19 $ 4,105,000 $ 216,052 $ 93,000
Cass, Texas 19 $ 3,115,000 $ 163,947 $ 90,000
Williamson, Texas 19 $ 7,485,000 $ 393,947 $ 156,000
King, Washington 19 $ 7,385,000 $ 388,684 $ 126,000
Douglas, Colorado 18 $ 11,100,000 $ 616,666 $ 153,000
Brunswick, North Carolina 18 $ 7,000,000 $ 388,888 $ 155,000
Marion, Ohio 18 $ 2,710,000 $ 150,555 $ 84,000
Delaware, Pennsylvania 18 $ 7,440,000 $ 413,333 $ 197,000
Franklin, Pennsylvania 18 $ 4,310,000 $ 239,444 $ 87,000
Rutherford, Tennessee 18 $ 6,990,000 $ 388,333 $ 150,000
Travis, Texas 18 $ 7,730,000 $ 429,444 $ 184,000
Cobb, Georgia 17 $ 6,515,000 $ 383,235 $ 146,000
York, South Carolina 17 $ 5,195,000 $ 305,588 $ 105,000
Midland, Texas 17 $ 4,695,000 $ 276,176 $ 112,000
Sarasota, Florida 16 $ 8,620,000 $ 538,750 $ 188,000
DeKalb, Georgia 16 $ 5,860,000 $ 366,250 $ 103,000
Sagadahoc, Maine 16 $ 5,470,000 $ 341,875 $ 134,000
Middlesex, Massachusetts 16 $ 8,310,000 $ 519,375 $ 151,000
Union, North Carolina 16 $ 5,840,000 $ 365,000 $ 120,000
Williamson, Tennessee 16 $ 8,800,000 $ 550,000 $ 201,000
Morris, Texas 16 $ 2,250,000 $ 140,625 $ 82,000
Collier, Florida 15 $ 8,235,000 $ 549,000 $ 212,000
Hillsborough, Florida 15 $ 5,535,000 $ 369,000 $ 133,000
Lee, Florida 15 $ 4,525,000 $ 301,666 $ 123,000
Lincoln, Maine 15 $ 3,915,000 $ 261,000 $ 142,000
Monroe, Pennsylvania 15 $ 3,985,000 $ 265,666 $ 111,000
Denver, Colorado 14 $ 6,340,000 $ 452,857 $ 127,000
Duval, Florida 14 $ 3,080,000 $ 220,000 $ 101,000
Grand Traverse, Michigan 14 $ 3,610,000 $ 257,857 $ 108,000
Champaign, Ohio 14 $ 2,770,000 $ 197,857 $ 75,000
Hocking, Ohio 14 $ 3,180,000 $ 227,142 $ 99,000
Ector, Texas 14 $ 3,200,000 $ 228,571 $ 80,000
Wood, Wisconsin 14 $ 2,600,000 $ 185,714 $ 74,000
Manatee, Florida 13 $ 4,515,000 $ 347,307 $ 126,000
Marion, Florida 13 $ 3,555,000 $ 273,461 $ 73,000
Union, New Jersey 13 $ 7,415,000 $ 570,384 $ 204,000
Iredell, North Carolina 13 $ 3,495,000 $ 268,846 $ 76,000
Fayette, Ohio 13 $ 2,575,000 $ 198,076 $ 69,000
Miami, Ohio 13 $ 3,075,000 $ 236,538 $ 86,000
Stark, Ohio 13 $ 2,755,000 $ 211,923 $ 68,000
Chester, Pennsylvania 13 $ 4,545,000 $ 349,615 $ 162,000
Lancaster, South Carolina 13 $ 3,865,000 $ 297,307 $ 88,000
Bell, Texas 13 $ 3,325,000 $ 255,769 $ 109,000
Thurston, Washington 13 $ 5,545,000 $ 426,538 $ 102,000
Racine, Wisconsin 13 $ 3,125,000 $ 240,384 $ 70,000
Adams, Colorado 12 $ 6,200,000 $ 516,666 $ 130,000
Kane, Illinois 12 $ 2,780,000 $ 231,666 $ 105,000
Franklin, Maine 12 $ 2,180,000 $ 181,666 $ 86,000
Harford, Maryland 12 $ 3,460,000 $ 288,333 $ 91,000
Washington, Maryland 12 $ 2,750,000 $ 229,166 $ 90,000
Cabarrus, North Carolina 12 $ 4,330,000 $ 360,833 $ 110,000
Carteret, North Carolina 12 $ 4,760,000 $ 396,666 $ 189,000
Gaston, North Carolina 12 $ 2,660,000 $ 221,666 $ 101,000
Granville, North Carolina 12 $ 3,340,000 $ 278,333 $ 78,000
Berks, Pennsylvania 12 $ 2,850,000 $ 237,500 $ 120,000
Dauphin, Pennsylvania 12 $ 2,670,000 $ 222,500 $ 79,000
Florence, South Carolina 12 $ 2,370,000 $ 197,500 $ 60,000
Waller, Texas 12 $ 3,810,000 $ 317,500 $ 119,000
St. Lucie, Florida 11 $ 3,295,000 $ 299,545 $ 80,000
Effingham, Georgia 11 $ 3,355,000 $ 305,000 $ 98,000
Essex, Massachusetts 11 $ 4,345,000 $ 395,000 $ 141,000
Alamance, North Carolina 11 $ 2,455,000 $ 223,181 $ 118,000
Cleveland, North Carolina 11 $ 2,135,000 $ 194,090 $ 70,000
Guilford, North Carolina 11 $ 2,205,000 $ 200,454 $ 97,000
Brown, Ohio 11 $ 1,985,000 $ 180,454 $ 63,000
Lake, Ohio 11 $ 2,115,000 $ 192,272 $ 72,000
Cumberland, Pennsylvania 11 $ 3,035,000 $ 275,909 $ 68,000
Campbell, Tennessee 11 $ 2,845,000 $ 258,636 $ 124,000
Hunt, Texas 11 $ 2,805,000 $ 255,000 $ 98,000
Washington, Wisconsin 11 $ 3,445,000 $ 313,181 $ 108,000
Miami-Dade, Florida 10 $ 3,480,000 $ 348,000 $ 137,000
St. Johns, Florida 10 $ 4,610,000 $ 461,000 $ 352,000
Henry, Georgia 10 $ 2,900,000 $ 290,000 $ 97,000
Manistee, Michigan 10 $ 1,520,000 $ 152,000 $ 62,000
Oakland, Michigan 10 $ 2,220,000 $ 222,000 $ 83,000
Morrow, Ohio 10 $ 2,000,000 $ 200,000 $ 71,000
Schuylkill, Pennsylvania 10 $ 2,110,000 $ 211,000 $ 104,000
Kent, Rhode Island 10 $ 2,940,000 $ 294,000 $ 152,000
Kaufman, Texas 10 $ 2,960,000 $ 296,000 $ 88,000
Upshur, Texas 10 $ 2,330,000 $ 233,000 $ 94,000
Walker, Texas 10 $ 2,190,000 $ 219,000 $ 101,000
Los Angeles, California 9 $ 4,265,000 $ 473,888 $ 147,000
Riverside, California 9 $ 3,825,000 $ 425,000 $ 157,000
Boulder, Colorado 9 $ 4,265,000 $ 473,888 $ 145,000
Orange, Florida 9 $ 4,025,000 $ 447,222 $ 157,000
Christian, Kentucky 9 $ 1,225,000 $ 136,111 $ 100,000
Buncombe, North Carolina 9 $ 2,975,000 $ 330,555 $ 114,000
Madison, Ohio 9 $ 1,875,000 $ 208,333 $ 81,000
Richland, Ohio 9 $ 2,455,000 $ 272,777 $ 107,000
Austin, Texas 9 $ 1,585,000 $ 176,111 $ 71,000
Gregg, Texas 9 $ 2,115,000 $ 235,000 $ 90,000
Jefferson, Texas 9 $ 1,735,000 $ 192,777 $ 89,000
San Diego, California 8 $ 4,370,000 $ 546,250 $ 215,000
Weld, Colorado 8 $ 3,020,000 $ 377,500 $ 100,000
Charlotte, Florida 8 $ 2,330,000 $ 291,250 $ 134,000
Seminole, Florida 8 $ 4,200,000 $ 525,000 $ 194,000
Lake, Indiana 8 $ 2,210,000 $ 276,250 $ 90,000
Prince George's, Maryland 8 $ 2,230,000 $ 278,750 $ 85,000
Wayne, Michigan 8 $ 2,140,000 $ 267,500 $ 92,000
Burke, North Carolina 8 $ 1,470,000 $ 183,750 $ 81,000
Chatham, North Carolina 8 $ 3,020,000 $ 377,500 $ 176,000
Franklin, North Carolina 8 $ 2,640,000 $ 330,000 $ 135,000
Crawford, Ohio 8 $ 1,290,000 $ 161,250 $ 61,000
Mahoning, Ohio 8 $ 1,440,000 $ 180,000 $ 69,000
Ross, Ohio 8 $ 1,180,000 $ 147,500 $ 59,000
Bucks, Pennsylvania 8 $ 3,610,000 $ 451,250 $ 153,000
Beaufort, South Carolina 8 $ 4,100,000 $ 512,500 $ 191,000
Brazos, Texas 8 $ 2,200,000 $ 275,000 $ 160,000
Ellis, Texas 8 $ 3,110,000 $ 388,750 $ 127,000
Rockwall, Texas 8 $ 2,880,000 $ 360,000 $ 117,000
Snohomish, Washington 8 $ 4,050,000 $ 506,250 $ 133,000
Clark, Wisconsin 8 $ 1,060,000 $ 132,500 $ 58,000
Houston, Alabama 7 $ 2,165,000 $ 309,285 $ 124,000
Brevard, Florida 7 $ 2,515,000 $ 359,285 $ 164,000
Lake, Florida 7 $ 1,775,000 $ 253,571 $ 112,000
Pasco, Florida 7 $ 2,265,000 $ 323,571 $ 125,000
Lake, Illinois 7 $ 2,005,000 $ 286,428 $ 101,000
McHenry, Illinois 7 $ 1,405,000 $ 200,714 $ 134,000
Somerset, Maine 7 $ 1,535,000 $ 219,285 $ 95,000
Craven, North Carolina 7 $ 1,335,000 $ 190,714 $ 97,000
Dare, North Carolina 7 $ 3,225,000 $ 460,714 $ 278,000
Lee, North Carolina 7 $ 1,775,000 $ 253,571 $ 118,000
Logan, Ohio 7 $ 1,745,000 $ 249,285 $ 113,000
Muskingum, Ohio 7 $ 1,155,000 $ 165,000 $ 58,000
Portage, Ohio 7 $ 1,075,000 $ 153,571 $ 60,000
Allegheny, Pennsylvania 7 $ 1,665,000 $ 237,857 $ 64,000
Providence, Rhode Island 7 $ 2,585,000 $ 369,285 $ 117,000
Marion, South Carolina 7 $ 1,185,000 $ 169,285 $ 46,000
Wilson, Tennessee 7 $ 2,315,000 $ 330,714 $ 123,000
Chambers, Texas 7 $ 2,075,000 $ 296,428 $ 102,000
Grayson, Texas 7 $ 1,885,000 $ 269,285 $ 96,000
Guadalupe, Texas 7 $ 2,285,000 $ 326,428 $ 102,000
Berkeley, West Virginia 7 $ 1,985,000 $ 283,571 $ 108,000
Hernando, Florida 6 $ 1,540,000 $ 256,666 $ 99,000
Osceola, Florida 6 $ 2,080,000 $ 346,666 $ 216,000
Volusia, Florida 6 $ 1,850,000 $ 308,333 $ 88,000
Hall, Georgia 6 $ 1,930,000 $ 321,666 $ 114,000
Bonner, Idaho 6 $ 1,980,000 $ 330,000 $ 74,000
Marion, Indiana 6 $ 1,520,000 $ 253,333 $ 123,000
Boone, Kentucky 6 $ 1,680,000 $ 280,000 $ 98,000
Kenton, Kentucky 6 $ 1,330,000 $ 221,666 $ 74,000
Taylor, Kentucky 6 $ 1,200,000 $ 200,000 $ 76,000
Montcalm, Michigan 6 $ 1,210,000 $ 201,666 $ 61,000
Essex, New Jersey 6 $ 3,430,000 $ 571,666 $ 165,000
Rowan, North Carolina 6 $ 1,400,000 $ 233,333 $ 97,000
Allen, Ohio 6 $ 980,000 $ 163,333 $ 56,000
Ashtabula, Ohio 6 $ 680,000 $ 113,333 $ 53,000
Clinton, Ohio 6 $ 970,000 $ 161,666 $ 73,000
Trumbull, Ohio 6 $ 1,010,000 $ 168,333 $ 61,000
Anderson, South Carolina 6 $ 1,130,000 $ 188,333 $ 94,000
Charleston, South Carolina 6 $ 4,690,000 $ 781,666 $ 244,000
Smith, Texas 6 $ 1,300,000 $ 216,666 $ 71,000
Titus, Texas 6 $ 1,280,000 $ 213,333 $ 69,000
Wharton, Texas 6 $ 1,230,000 $ 205,000 $ 70,000
Chesterfield, Virginia 6 $ 2,020,000 $ 336,666 $ 196,000
Marathon, Wisconsin 6 $ 1,610,000 $ 268,333 $ 99,000
Outagamie, Wisconsin 6 $ 1,130,000 $ 188,333 $ 72,000
Fresno, California 5 $ 1,445,000 $ 289,000 $ 95,000
Orange, California 5 $ 3,005,000 $ 601,000 $ 240,000
Lowndes, Georgia 5 $ 1,205,000 $ 241,000 $ 76,000
Rockdale, Georgia 5 $ 1,735,000 $ 347,000 $ 114,000
St. Bernard, Louisiana 5 $ 1,365,000 $ 273,000 $ 75,000
Charles, Maryland 5 $ 2,065,000 $ 413,000 $ 95,000
Montgomery, Maryland 5 $ 1,325,000 $ 265,000 $ 88,000
Suffolk, Massachusetts 5 $ 3,615,000 $ 723,000 $ 172,000
Allegan, Michigan 5 $ 975,000 $ 195,000 $ 49,000
Macomb, Michigan 5 $ 1,645,000 $ 329,000 $ 134,000
Newaygo, Michigan 5 $ 895,000 $ 179,000 $ 86,000
DeSoto, Mississippi 5 $ 1,525,000 $ 305,000 $ 79,000
Phelps, Missouri 5 $ 1,035,000 $ 207,000 $ 91,000
Cape May, New Jersey 5 $ 4,545,000 $ 909,000 $ 663,000
Middlesex, New Jersey 5 $ 2,185,000 $ 437,000 $ 116,000
Morris, New Jersey 5 $ 4,455,000 $ 891,000 $ 345,000
New Hanover, North Carolina 5 $ 2,515,000 $ 503,000 $ 182,000
Onslow, North Carolina 5 $ 1,465,000 $ 293,000 $ 95,000
Robeson, North Carolina 5 $ 995,000 $ 199,000 $ 54,000
Coshocton, Ohio 5 $ 755,000 $ 151,000 $ 74,000
Hardin, Ohio 5 $ 1,025,000 $ 205,000 $ 70,000
Adams, Pennsylvania 5 $ 1,365,000 $ 273,000 $ 80,000
Maury, Tennessee 5 $ 1,655,000 $ 331,000 $ 79,000
Roane, Tennessee 5 $ 695,000 $ 139,000 $ 67,000
Comal, Texas 5 $ 1,435,000 $ 287,000 $ 113,000
Fannin, Texas 5 $ 1,175,000 $ 235,000 $ 76,000
Hays, Texas 5 $ 1,655,000 $ 331,000 $ 101,000
Lampasas, Texas 5 $ 1,895,000 $ 379,000 $ 122,000
McLennan, Texas 5 $ 1,115,000 $ 223,000 $ 86,000
Fairfax, Virginia 5 $ 2,495,000 $ 499,000 $ 181,000
Ozaukee, Wisconsin 5 $ 1,715,000 $ 343,000 $ 153,000
Dale, Alabama 4 $ 630,000 $ 157,500 $ 52,000
Jefferson, Alabama 4 $ 810,000 $ 202,500 $ 170,000
Montgomery, Alabama 4 $ 1,350,000 $ 337,500 $ 106,000
Pima, Arizona 4 $ 1,470,000 $ 367,500 $ 236,000
Pinal, Arizona 4 $ 1,120,000 $ 280,000 $ 163,000
Alameda, California 4 $ 1,630,000 $ 407,500 $ 299,000
Contra Costa, California 4 $ 1,070,000 $ 267,500 $ 190,000
Sacramento, California 4 $ 1,340,000 $ 335,000 $ 135,000
San Bernardino, California 4 $ 1,060,000 $ 265,000 $ 110,000
San Joaquin, California 4 $ 1,840,000 $ 460,000 $ 138,000
Fairfield, Connecticut 4 $ 1,390,000 $ 347,500 $ 164,000
Citrus, Florida 4 $ 940,000 $ 235,000 $ 162,000
Polk, Florida 4 $ 950,000 $ 237,500 $ 54,000
Bryan, Georgia 4 $ 1,130,000 $ 282,500 $ 83,000
Cherokee, Georgia 4 $ 1,680,000 $ 420,000 $ 118,000
Douglas, Georgia 4 $ 1,610,000 $ 402,500 $ 178,000
Forsyth, Georgia 4 $ 1,640,000 $ 410,000 $ 110,000
Dearborn, Indiana 4 $ 910,000 $ 227,500 $ 82,000
Hamilton, Indiana 4 $ 1,540,000 $ 385,000 $ 115,000
Hendricks, Indiana 4 $ 960,000 $ 240,000 $ 82,000
Ripley, Indiana 4 $ 870,000 $ 217,500 $ 53,000
Allegany, Maryland 4 $ 470,000 $ 117,500 $ 47,000
Kalkaska, Michigan 4 $ 730,000 $ 182,500 $ 61,000
Wexford, Michigan 4 $ 790,000 $ 197,500 $ 54,000
Jackson, Missouri 4 $ 900,000 $ 225,000 $ 114,000
Catawba, North Carolina 4 $ 1,050,000 $ 262,500 $ 58,000
Davidson, North Carolina 4 $ 740,000 $ 185,000 $ 65,000
Henderson, North Carolina 4 $ 950,000 $ 237,500 $ 71,000
McDowell, North Carolina 4 $ 1,100,000 $ 275,000 $ 60,000
Jefferson, Ohio 4 $ 790,000 $ 197,500 $ 62,000
Ottawa, Ohio 4 $ 1,090,000 $ 272,500 $ 163,000
Perry, Ohio 4 $ 770,000 $ 192,500 $ 46,000
Lancaster, Pennsylvania 4 $ 990,000 $ 247,500 $ 109,000
Lebanon, Pennsylvania 4 $ 1,050,000 $ 262,500 $ 79,000
McKean, Pennsylvania 4 $ 490,000 $ 122,500 $ 43,000
Northumberland, Pennsylvania 4 $ 500,000 $ 125,000 $ 53,000
York, Pennsylvania 4 $ 930,000 $ 232,500 $ 92,000
Washington, Rhode Island 4 $ 1,650,000 $ 412,500 $ 143,000
Anderson, Tennessee 4 $ 990,000 $ 247,500 $ 70,000
Cumberland, Tennessee 4 $ 1,080,000 $ 270,000 $ 79,000
Dickson, Tennessee 4 $ 2,000,000 $ 500,000 $ 188,000
Fayette, Tennessee 4 $ 1,270,000 $ 317,500 $ 112,000
Hamilton, Tennessee 4 $ 1,130,000 $ 282,500 $ 99,000
Jefferson, Tennessee 4 $ 890,000 $ 222,500 $ 91,000
Loudon, Tennessee 4 $ 1,330,000 $ 332,500 $ 104,000
Putnam, Tennessee 4 $ 1,200,000 $ 300,000 $ 83,000
Grimes, Texas 4 $ 1,080,000 $ 270,000 $ 86,000
Harrison, Texas 4 $ 1,190,000 $ 297,500 $ 123,000
Hood, Texas 4 $ 930,000 $ 232,500 $ 111,000
Orange, Texas 4 $ 1,030,000 $ 257,500 $ 97,000
Spokane, Washington 4 $ 1,750,000 $ 437,500 $ 111,000
Sheboygan, Wisconsin 4 $ 940,000 $ 235,000 $ 76,000
Madison, Alabama 3 $ 865,000 $ 288,333 $ 88,000
Cochise, Arizona 3 $ 675,000 $ 225,000 $ 56,000
Sonoma, California 3 $ 1,025,000 $ 341,666 $ 137,000
Alachua, Florida 3 $ 1,055,000 $ 351,666 $ 227,000
Flagler, Florida 3 $ 855,000 $ 285,000 $ 154,000
Monroe, Florida 3 $ 2,395,000 $ 798,333 $ 325,000
Okaloosa, Florida 3 $ 1,745,000 $ 581,666 $ 232,000
Sumter, Florida 3 $ 715,000 $ 238,333 $ 75,000
Clayton, Georgia 3 $ 865,000 $ 288,333 $ 107,000
Columbia, Georgia 3 $ 1,375,000 $ 458,333 $ 305,000
Coweta, Georgia 3 $ 1,395,000 $ 465,000 $ 177,000
Fayette, Georgia 3 $ 1,065,000 $ 355,000 $ 94,000
Liberty, Georgia 3 $ 625,000 $ 208,333 $ 204,000
Paulding, Georgia 3 $ 1,105,000 $ 368,333 $ 132,000
Spalding, Georgia 3 $ 765,000 $ 255,000 $ 93,000
Kendall, Illinois 3 $ 1,115,000 $ 371,666 $ 109,000
Winnebago, Illinois 3 $ 545,000 $ 181,666 $ 72,000
Warren, Kentucky 3 $ 755,000 $ 251,666 $ 81,000
Plaquemines, Louisiana 3 $ 985,000 $ 328,333 $ 164,000
St. John the Baptist, Louisiana 3 $ 715,000 $ 238,333 $ 110,000
Carroll, Maryland 3 $ 1,145,000 $ 381,666 $ 134,000
Howard, Maryland 3 $ 1,445,000 $ 481,666 $ 98,000
Wicomico, Maryland 3 $ 1,065,000 $ 355,000 $ 95,000
Barry, Michigan 3 $ 845,000 $ 281,666 $ 109,000
Benzie, Michigan 3 $ 475,000 $ 158,333 $ 41,000
Oceana, Michigan 3 $ 515,000 $ 171,666 $ 42,000
Van Buren, Michigan 3 $ 495,000 $ 165,000 $ 50,000
Texas, Missouri 3 $ 415,000 $ 138,333 $ 70,000
Rockingham, New Hampshire 3 $ 1,655,000 $ 551,666 $ 207,000
Hudson, New Jersey 3 $ 1,095,000 $ 365,000 $ 166,000
Ocean, New Jersey 3 $ 1,525,000 $ 508,333 $ 210,000
Alexander, North Carolina 3 $ 745,000 $ 248,333 $ 68,000
Columbus, North Carolina 3 $ 535,000 $ 178,333 $ 77,000
Currituck, North Carolina 3 $ 1,305,000 $ 435,000 $ 231,000
Davie, North Carolina 3 $ 835,000 $ 278,333 $ 74,000
Nash, North Carolina 3 $ 695,000 $ 231,666 $ 65,000
Polk, North Carolina 3 $ 1,245,000 $ 415,000 $ 262,000
Wayne, North Carolina 3 $ 695,000 $ 231,666 $ 132,000
Wilkes, North Carolina 3 $ 795,000 $ 265,000 $ 69,000
Belmont, Ohio 3 $ 685,000 $ 228,333 $ 168,000
Huron, Ohio 3 $ 245,000 $ 81,666 $ 61,000
Lucas, Ohio 3 $ 705,000 $ 235,000 $ 106,000
Preble, Ohio 3 $ 685,000 $ 228,333 $ 59,000
Tuscarawas, Ohio 3 $ 585,000 $ 195,000 $ 58,000
Washington, Ohio 3 $ 525,000 $ 175,000 $ 70,000
Wayne, Ohio 3 $ 685,000 $ 228,333 $ 130,000
Washington, Pennsylvania 3 $ 845,000 $ 281,666 $ 94,000
Lexington, South Carolina 3 $ 845,000 $ 281,666 $ 81,000
Williamsburg, South Carolina 3 $ 465,000 $ 155,000 $ 40,000
Lawrence, Tennessee 3 $ 585,000 $ 195,000 $ 43,000
Monroe, Tennessee 3 $ 1,115,000 $ 371,666 $ 161,000
Morgan, Tennessee 3 $ 525,000 $ 175,000 $ 85,000
Robertson, Tennessee 3 $ 995,000 $ 331,666 $ 89,000
White, Tennessee 3 $ 585,000 $ 195,000 $ 83,000
Bandera, Texas 3 $ 545,000 $ 181,666 $ 65,000
Bowie, Texas 3 $ 1,055,000 $ 351,666 $ 92,000
Gillespie, Texas 3 $ 935,000 $ 311,666 $ 78,000
Hardin, Texas 3 $ 805,000 $ 268,333 $ 92,000
Howard, Texas 3 $ 535,000 $ 178,333 $ 60,000
Jasper, Texas 3 $ 705,000 $ 235,000 $ 85,000
Lamar, Texas 3 $ 755,000 $ 251,666 $ 114,000
Lee, Texas 3 $ 685,000 $ 228,333 $ 76,000
Polk, Texas 3 $ 735,000 $ 245,000 $ 117,000
San Jacinto, Texas 3 $ 1,065,000 $ 355,000 $ 128,000
San Patricio, Texas 3 $ 375,000 $ 125,000 $ 106,000
Webb, Texas 3 $ 435,000 $ 145,000 $ 80,000
Wise, Texas 3 $ 1,085,000 $ 361,666 $ 96,000
Wood, Texas 3 $ 625,000 $ 208,333 $ 71,000
Henrico, Virginia 3 $ 645,000 $ 215,000 $ 64,000
Orange, Virginia 3 $ 935,000 $ 311,666 $ 89,000
Spotsylvania, Virginia 3 $ 1,305,000 $ 435,000 $ 190,000
Kitsap, Washington 3 $ 1,285,000 $ 428,333 $ 108,000
Lewis, Washington 3 $ 1,075,000 $ 358,333 $ 105,000
Yakima, Washington 3 $ 815,000 $ 271,666 $ 36,000
Kanawha, West Virginia 3 $ 1,745,000 $ 581,666 $ 265,000
Preston, West Virginia 3 $ 475,000 $ 158,333 $ 179,000
Benton, Arkansas 2 $ 580,000 $ 290,000 $ 177,000
El Dorado, California 2 $ 740,000 $ 370,000 $ 97,000
Madera, California 2 $ 860,000 $ 430,000 $ 75,000
Placer, California 2 $ 1,020,000 $ 510,000 $ 99,000
San Francisco, California 2 $ 970,000 $ 485,000 $ 268,000
Santa Clara, California 2 $ 810,000 $ 405,000 $ 130,000
Solano, California 2 $ 910,000 $ 455,000 $ 781,000
Stanislaus, California 2 $ 570,000 $ 285,000 $ 73,000
Gilpin, Colorado 2 $ 770,000 $ 385,000 $ 102,000
Park, Colorado 2 $ 1,120,000 $ 560,000 $ 243,000
Summit, Colorado 2 $ 970,000 $ 485,000 $ 109,000
New Haven, Connecticut 2 $ 740,000 $ 370,000 $ 62,000
Escambia, Florida 2 $ 830,000 $ 415,000 $ 126,000
Walton, Florida 2 $ 2,100,000 $ 1,050,000 $ 302,000
Barrow, Georgia 2 $ 410,000 $ 205,000 $ 69,000
Bartow, Georgia 2 $ 860,000 $ 430,000 $ 119,000
Bulloch, Georgia 2 $ 410,000 $ 205,000 $ 55,000
Evans, Georgia 2 $ 310,000 $ 155,000 $ 75,000
Houston, Georgia 2 $ 220,000 $ 110,000 $ 87,000
Pierce, Georgia 2 $ 550,000 $ 275,000 $ 100,000
Tattnall, Georgia 2 $ 690,000 $ 345,000 $ 138,000
Union, Georgia 2 $ 690,000 $ 345,000 $ 162,000
Shoshone, Idaho 2 $ 390,000 $ 195,000 $ 111,000
Champaign, Illinois 2 $ 470,000 $ 235,000 $ 100,000
St. Clair, Illinois 2 $ 430,000 $ 215,000 $ 41,000
Ohio, Indiana 2 $ 620,000 $ 310,000 $ 107,000
Douglas, Kansas 2 $ 370,000 $ 185,000 $ 167,000
Sedgwick, Kansas 2 $ 290,000 $ 145,000 $ 40,000
Grant, Kentucky 2 $ 760,000 $ 380,000 $ 97,000
Tangipahoa, Louisiana 2 $ 480,000 $ 240,000 $ 149,000
Hancock, Maine 2 $ 1,790,000 $ 895,000 $ 332,000
Waldo, Maine 2 $ 470,000 $ 235,000 $ 80,000
Barnstable, Massachusetts 2 $ 1,270,000 $ 635,000 $ 323,000
Bristol, Massachusetts 2 $ 1,180,000 $ 590,000 $ 132,000
Norfolk, Massachusetts 2 $ 1,120,000 $ 560,000 $ 189,000
Bay, Michigan 2 $ 250,000 $ 125,000 $ 46,000
Genesee, Michigan 2 $ 290,000 $ 145,000 $ 81,000
Kalamazoo, Michigan 2 $ 290,000 $ 145,000 $ 44,000
Leelanau, Michigan 2 $ 460,000 $ 230,000 $ 139,000
Roscommon, Michigan 2 $ 220,000 $ 110,000 $ 17,000
Washtenaw, Michigan 2 $ 370,000 $ 185,000 $ 58,000
Hennepin, Minnesota 2 $ 710,000 $ 355,000 $ 130,000
Dent, Missouri 2 $ 310,000 $ 155,000 $ 51,000
Lincoln, Missouri 2 $ 820,000 $ 410,000 $ 77,000
St. Louis, Missouri 2 $ 550,000 $ 275,000 $ 112,000
Douglas, Nebraska 2 $ 710,000 $ 355,000 $ 143,000
Strafford, New Hampshire 2 $ 630,000 $ 315,000 $ 91,000
Monmouth, New Jersey 2 $ 840,000 $ 420,000 $ 178,000
Sussex, New Jersey 2 $ 640,000 $ 320,000 $ 114,000
Warren, New Jersey 2 $ 310,000 $ 155,000 $ 78,000
Caldwell, North Carolina 2 $ 370,000 $ 185,000 $ 59,000
Haywood, North Carolina 2 $ 410,000 $ 205,000 $ 101,000
Lenoir, North Carolina 2 $ 210,000 $ 105,000 $ 127,000
Montgomery, North Carolina 2 $ 420,000 $ 210,000 $ 95,000
Moore, North Carolina 2 $ 820,000 $ 410,000 $ 131,000
Person, North Carolina 2 $ 410,000 $ 205,000 $ 63,000
Pitt, North Carolina 2 $ 570,000 $ 285,000 $ 118,000
Randolph, North Carolina 2 $ 440,000 $ 220,000 $ 136,000
Stokes, North Carolina 2 $ 450,000 $ 225,000 $ 60,000
Warren, North Carolina 2 $ 490,000 $ 245,000 $ 197,000
Watauga, North Carolina 2 $ 490,000 $ 245,000 $ 78,000
Wilson, North Carolina 2 $ 390,000 $ 195,000 $ 156,000
Yadkin, North Carolina 2 $ 580,000 $ 290,000 $ 91,000
Yancey, North Carolina 2 $ 450,000 $ 225,000 $ 62,000
Highland, Ohio 2 $ 250,000 $ 125,000 $ 57,000
Meigs, Ohio 2 $ 460,000 $ 230,000 $ 70,000
Pike, Ohio 2 $ 300,000 $ 150,000 $ 56,000
Shelby, Ohio 2 $ 240,000 $ 120,000 $ 46,000
Wyandot, Ohio 2 $ 550,000 $ 275,000 $ 79,000
Luzerne, Pennsylvania 2 $ 390,000 $ 195,000 $ 44,000
Westmoreland, Pennsylvania 2 $ 230,000 $ 115,000 $ 117,000
Greenville, South Carolina 2 $ 940,000 $ 470,000 $ 96,000
Oconee, South Carolina 2 $ 200,000 $ 100,000 $ 40,000
Pickens, South Carolina 2 $ 830,000 $ 415,000 $ 132,000
Richland, South Carolina 2 $ 1,020,000 $ 510,000 $ 163,000
Spartanburg, South Carolina 2 $ 750,000 $ 375,000 $ 116,000
DeKalb, Tennessee 2 $ 430,000 $ 215,000 $ 93,000
Hickman, Tennessee 2 $ 380,000 $ 190,000 $ 55,000
McMinn, Tennessee 2 $ 440,000 $ 220,000 $ 79,000
Scott, Tennessee 2 $ 310,000 $ 155,000 $ 53,000
Union, Tennessee 2 $ 550,000 $ 275,000 $ 62,000
Anderson, Texas 2 $ 250,000 $ 125,000 $ 66,000
Andrews, Texas 2 $ 600,000 $ 300,000 $ 101,000
Camp, Texas 2 $ 520,000 $ 260,000 $ 61,000
Cherokee, Texas 2 $ 370,000 $ 185,000 $ 100,000
Colorado, Texas 2 $ 610,000 $ 305,000 $ 90,000
Gaines, Texas 2 $ 160,000 $ 80,000 $ 41,000
Hidalgo, Texas 2 $ 830,000 $ 415,000 $ 140,000
Houston, Texas 2 $ 550,000 $ 275,000 $ 188,000
Limestone, Texas 2 $ 820,000 $ 410,000 $ 581,000
Lubbock, Texas 2 $ 230,000 $ 115,000 $ 98,000
Parker, Texas 2 $ 820,000 $ 410,000 $ 116,000
Rusk, Texas 2 $ 430,000 $ 215,000 $ 63,000
Taylor, Texas 2 $ 590,000 $ 295,000 $ 98,000
Prince William, Virginia 2 $ 680,000 $ 340,000 $ 128,000
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Mortgage Loan Application Detail Totals for T2 Financial LLC in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 7,667 $2,236,925,000 $291,000 $3,905,000 $112,000 $3,845,000
Cash-out Refinancing 838 $248,890,000 $297,000 $2,275,000 $116,000 $1,950,000
Refinancing 427 $117,815,000 $275,000 $1,525,000 $135,000 $2,013,000
Other Purpose 62 $15,580,000 $251,000 $635,000 $178,000 $457,000
Home Improvement 30 $4,840,000 $161,000 $525,000 $116,000 $494,000
Not Applicable 6 $660,000 $110,000 $185,000 $116,000 $153,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,513 $1,603,205,000 $290,000 $3,905,000 $119,000 $3,845,000
Hispanic 1,262 $330,730,000 $262,000 $1,685,000 $93,000 $1,094,000
Black or African American 1,082 $320,760,000 $296,000 $1,375,000 $96,000 $595,000
Asian 560 $176,070,000 $314,000 $2,685,000 $123,000 $1,950,000
Not Provided 557 $175,685,000 $315,000 $1,345,000 $140,000 $2,016,000
American Indian or Alaskan Native 39 $12,815,000 $328,000 $1,265,000 $107,000 $368,000
Native Hawaiian or Other Pacific Islander 16 $5,220,000 $326,000 $645,000 $113,000 $350,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,137 $1,839,855,000 $299,000 $3,905,000 $129,000 $3,845,000
FHA-insured (Federal Housing Administration) 2,157 $540,445,000 $250,000 $835,000 $78,000 $517,000
VA-guaranteed (Veterans Administration) 597 $217,525,000 $364,000 $2,275,000 $105,000 $905,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 139 $26,885,000 $193,000 $375,000 $63,000 $121,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,765 $1,940,935,000 $286,000 $3,905,000 $112,000 $2,226,000
Application Approved But Not Accepted 1,206 $356,240,000 $295,000 $2,245,000 $124,000 $2,016,000
Application Denied By Financial Institution 639 $177,325,000 $277,000 $2,955,000 $98,000 $1,950,000
Application Withdrawn By Applicant 420 $150,210,000 $357,000 $3,005,000 $154,000 $3,845,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 8,391 $2,447,385,000 $291,000 $3,905,000 $115,000 $3,845,000
Debt-To-Income Ratio 229 $70,055,000 $305,000 $2,175,000 $75,000 $462,000
Other 133 $36,725,000 $276,000 $1,545,000 $128,000 $800,000
Credit History 99 $25,735,000 $259,000 $1,365,000 $93,000 $309,000
Insufficient Cash (Downpayment, Closing Cost) 59 $17,365,000 $294,000 $2,955,000 $101,000 $989,000
Collateral 52 $11,110,000 $213,000 $635,000 $107,000 $388,000
Unverifiable Information 42 $10,420,000 $248,000 $595,000 $130,000 $1,950,000
Employment History 24 $5,510,000 $229,000 $415,000 $80,000 $213,000
Credit Application Incomplete 1 $405,000 $405,000 $405,000 $160,000 $160,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess T2 Financial LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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