T2 Financial LLC Mortgage Lending & HMDA Data, 2022
In 2022, T2 Financial LLC of Westerville, OH reported 9,030 mortgage applications totaling $2.6 billion, down 21% from 2021. The average application was for $290,665, and applicants reported an average income of $113,927. 75% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (1,121), Columbus, OH (1,106) and Myrtle Beach-Conway-North Myrtle Beach, SC-NC (600) (applications in parentheses).
| Mortgage Company & Address | T2 Financial LLC 480 Olde Worthington Rd Suite 300 Westerville, OH 43082 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 9,030 |
| Total Mortgage Loan Application Amount | $2,624,710,000 |
| Average Mortgage Loan Application Amount | $290,665 |
| Highest Mortgage Loan Application Amount | $3,905,000 |
| Average Applicant Income | $113,927 |
| Highest Applicant Income | $3,845,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records T2 Financial LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Houston-The Woodlands-Sugar Land, TX | 1,121 | $ 321,315,000 | $ 286,632 | $ 108,000 |
| Columbus, OH | 1,106 | $ 286,120,000 | $ 258,698 | $ 103,000 |
| Outside any metro area | 899 | $ 206,745,000 | $ 229,972 | $ 100,749 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 600 | $ 147,530,000 | $ 245,883 | $ 116,200 |
| Chicago-Naperville, IL | 364 | $ 115,790,000 | $ 318,104 | $ 123,000 |
| Cincinnati, OH-KY-IN | 298 | $ 73,160,000 | $ 245,503 | $ 95,503 |
| Raleigh, NC | 215 | $ 76,705,000 | $ 356,767 | $ 143,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 175 | $ 39,845,000 | $ 227,685 | $ 101,725 |
| Milwaukee-Waukesha-West Allis, WI | 172 | $ 43,740,000 | $ 254,302 | $ 99,000 |
| Dallas-Plano-Irving, TX | 161 | $ 56,125,000 | $ 348,602 | $ 122,000 |
| Cleveland-Elyria, OH | 160 | $ 36,390,000 | $ 227,437 | $ 95,000 |
| Portland-South Portland, ME | 150 | $ 64,030,000 | $ 426,866 | $ 117,000 |
| Atlanta-Sandy Springs-Roswell, GA | 149 | $ 60,775,000 | $ 407,885 | $ 148,000 |
| Charlotte-Concord-Gastonia, NC-SC | 140 | $ 43,170,000 | $ 308,357 | $ 105,857 |
| Dayton-Springfield-Kettering, OH | 140 | $ 28,820,000 | $ 205,857 | $ 105,000 |
| New Orleans-Metairie, LA | 138 | $ 37,880,000 | $ 274,492 | $ 110,000 |
| Springfield, OH | 121 | $ 19,015,000 | $ 157,148 | $ 71,000 |
| Lewiston-Auburn, ME | 117 | $ 30,965,000 | $ 264,658 | $ 92,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 115 | $ 43,855,000 | $ 381,347 | $ 131,000 |
| San Antonio-New Braunfels, TX | 104 | $ 32,190,000 | $ 309,519 | $ 119,000 |
| Denver-Aurora-Lakewood, CO | 92 | $ 49,460,000 | $ 537,608 | $ 144,000 |
| Knoxville, TN | 91 | $ 24,725,000 | $ 271,703 | $ 90,000 |
| Montgomery County-Bucks County-Chester County, PA | 90 | $ 32,040,000 | $ 356,000 | $ 146,000 |
| Baltimore-Columbia-Towson, MD | 67 | $ 18,595,000 | $ 277,537 | $ 89,000 |
| Durham-Chapel Hill, NC | 63 | $ 25,265,000 | $ 401,031 | $ 156,000 |
| Memphis, TN-MS-AR | 60 | $ 14,900,000 | $ 248,333 | $ 107,333 |
| Grand Rapids-Wyoming, MI | 59 | $ 15,945,000 | $ 270,254 | $ 86,000 |
| Savannah, GA | 58 | $ 17,330,000 | $ 298,793 | $ 110,000 |
| Muskegon, MI | 54 | $ 8,570,000 | $ 158,703 | $ 60,000 |
| Fayetteville, NC | 52 | $ 11,230,000 | $ 215,961 | $ 107,000 |
| Tacoma-Lakewood, WA | 51 | $ 22,805,000 | $ 447,156 | $ 136,000 |
| Akron, OH | 48 | $ 8,520,000 | $ 177,500 | $ 68,000 |
| Fort Worth-Arlington, TX | 48 | $ 15,540,000 | $ 323,750 | $ 112,000 |
| Philadelphia, PA | 48 | $ 16,510,000 | $ 343,958 | $ 140,000 |
| Tampa-St. Petersburg-Clearwater, FL | 48 | $ 15,880,000 | $ 330,833 | $ 135,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 46 | $ 29,280,000 | $ 636,521 | $ 304,000 |
| Austin-Round Rock, TX | 43 | $ 17,775,000 | $ 413,372 | $ 166,000 |
| Phoenix-Mesa-Scottsdale, AZ | 43 | $ 17,915,000 | $ 416,627 | $ 164,000 |
| San Angelo, TX | 42 | $ 9,450,000 | $ 225,000 | $ 89,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 41 | $ 16,115,000 | $ 393,048 | $ 222,000 |
| Clarksville, TN-KY | 34 | $ 9,520,000 | $ 280,000 | $ 99,264 |
| Washington-Baltimore-Arlington, DC | 32 | $ 11,160,000 | $ 348,750 | $ 123,000 |
| Winston-Salem, NC | 31 | $ 7,985,000 | $ 257,580 | $ 90,000 |
| Orlando-Kissimmee-Sanford, FL | 30 | $ 12,080,000 | $ 402,666 | $ 168,000 |
| North Port-Sarasota-Bradenton, FL | 29 | $ 13,135,000 | $ 452,931 | $ 161,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 29 | $ 10,815,000 | $ 372,931 | $ 116,241 |
| Newark, NJ-PA | 28 | $ 16,710,000 | $ 596,785 | $ 210,857 |
| Cambridge-Newton-Framingham, MA | 27 | $ 12,655,000 | $ 468,703 | $ 147,000 |
| Seattle-Bellevue-Everett, WA | 27 | $ 11,435,000 | $ 423,518 | $ 128,000 |
| Jacksonville, FL | 26 | $ 8,320,000 | $ 320,000 | $ 205,000 |
| Longview, TX | 25 | $ 6,065,000 | $ 242,600 | $ 94,000 |
| Coeur D'Alene, ID | 24 | $ 9,770,000 | $ 407,083 | $ 125,000 |
| Corpus Christi, TX | 23 | $ 6,955,000 | $ 302,391 | $ 341,000 |
| Harrisburg-Carlisle, PA | 23 | $ 5,705,000 | $ 248,043 | $ 74,000 |
| Norwich-New London, CT | 23 | $ 8,145,000 | $ 354,130 | $ 130,000 |
| Providence-Warwick, RI-MA | 23 | $ 8,355,000 | $ 363,260 | $ 137,478 |
| Colorado Springs, CO | 21 | $ 8,865,000 | $ 422,142 | $ 114,000 |
| Fort Collins, CO | 20 | $ 8,750,000 | $ 437,500 | $ 131,000 |
| Hagerstown-Martinsburg, MD-WV | 19 | $ 4,735,000 | $ 249,210 | $ 96,631 |
| Killeen-Temple, TX | 19 | $ 5,605,000 | $ 295,000 | $ 111,000 |
| Chambersburg-Waynesboro, PA | 18 | $ 4,310,000 | $ 239,444 | $ 87,000 |
| Indianapolis-Carmel-Anderson, IN | 18 | $ 5,050,000 | $ 280,555 | $ 97,000 |
| Midland, TX | 18 | $ 5,200,000 | $ 288,888 | $ 117,000 |
| Hickory-Lenoir-Morganton, NC | 17 | $ 3,635,000 | $ 213,823 | $ 71,000 |
| Warren-Troy-Farmington Hills, MI | 17 | $ 4,205,000 | $ 247,352 | $ 94,000 |
| Beaumont-Port Arthur, TX | 16 | $ 3,570,000 | $ 223,125 | $ 91,000 |
| Elgin, IL | 16 | $ 3,980,000 | $ 248,750 | $ 117,000 |
| Asheville, NC | 15 | $ 4,335,000 | $ 289,000 | $ 101,000 |
| Cape Coral-Fort Myers, FL | 15 | $ 4,525,000 | $ 301,666 | $ 123,000 |
| East Stroudsburg, PA | 15 | $ 3,985,000 | $ 265,666 | $ 111,000 |
| Naples-Immokalee-Marco Island, FL | 15 | $ 8,235,000 | $ 549,000 | $ 212,000 |
| Odessa, TX | 14 | $ 3,200,000 | $ 228,571 | $ 80,000 |
| Youngstown-Warren-Boardman, OH-PA | 14 | $ 2,450,000 | $ 175,000 | $ 65,000 |
| Canton-Massillon, OH | 13 | $ 2,755,000 | $ 211,923 | $ 68,000 |
| Florence, SC | 13 | $ 2,565,000 | $ 197,307 | $ 66,000 |
| Greensboro-High Point, NC | 13 | $ 2,645,000 | $ 203,461 | $ 103,000 |
| Ocala, FL | 13 | $ 3,555,000 | $ 273,461 | $ 73,000 |
| Olympia-Tumwater, WA | 13 | $ 5,545,000 | $ 426,538 | $ 102,000 |
| Racine, WI | 13 | $ 3,125,000 | $ 240,384 | $ 70,000 |
| Riverside-San Bernardino-Ontario, CA | 13 | $ 4,885,000 | $ 375,769 | $ 142,000 |
| Pittsburgh, PA | 12 | $ 2,740,000 | $ 228,333 | $ 81,000 |
| Port St. Lucie, FL | 12 | $ 3,480,000 | $ 290,000 | $ 78,000 |
| Reading, PA | 12 | $ 2,850,000 | $ 237,500 | $ 120,000 |
| Burlington, NC | 11 | $ 2,455,000 | $ 223,181 | $ 118,000 |
| New York-Newark, NY | 11 | $ 5,455,000 | $ 495,909 | $ 183,000 |
| Greenville-Anderson-Mauldin, SC | 10 | $ 2,900,000 | $ 290,000 | $ 102,000 |
| Miami-Miami Beach-Kendall, FL | 10 | $ 3,480,000 | $ 348,000 | $ 137,000 |
| Richmond, VA | 10 | $ 3,130,000 | $ 313,000 | $ 153,000 |
| Boulder, CO | 9 | $ 4,265,000 | $ 473,888 | $ 145,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,705,000 | $ 300,555 | $ 110,000 |
| Gary, IN | 9 | $ 2,395,000 | $ 266,111 | $ 86,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 4,455,000 | $ 495,000 | $ 180,000 |
| Lake County-Kenosha County, IL-WI | 9 | $ 2,495,000 | $ 277,222 | $ 107,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 4,265,000 | $ 473,888 | $ 147,000 |
| Mansfield, OH | 9 | $ 2,455,000 | $ 272,777 | $ 107,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 9 | $ 3,535,000 | $ 392,777 | $ 119,000 |
| Boston, MA | 8 | $ 4,970,000 | $ 621,250 | $ 161,000 |
| Charleston-North Charleston, SC | 8 | $ 5,240,000 | $ 655,000 | $ 215,000 |
| College Station-Bryan, TX | 8 | $ 2,200,000 | $ 275,000 | $ 160,000 |
| Detroit-Dearborn-Livonia, MI | 8 | $ 2,140,000 | $ 267,500 | $ 92,000 |
| Greeley, CO | 8 | $ 3,020,000 | $ 377,500 | $ 100,000 |
| Oakland-Hayward-Berkeley, CA | 8 | $ 2,700,000 | $ 337,500 | $ 245,000 |
| Punta Gorda, FL | 8 | $ 2,330,000 | $ 291,250 | $ 134,000 |
| San Diego-Carlsbad, CA | 8 | $ 4,370,000 | $ 546,250 | $ 215,000 |
| Toledo, OH | 8 | $ 2,160,000 | $ 270,000 | $ 136,000 |
| Dothan, AL | 7 | $ 2,165,000 | $ 309,285 | $ 124,000 |
| Kansas City, MO-KS | 7 | $ 1,895,000 | $ 270,714 | $ 153,000 |
| New Bern, NC | 7 | $ 1,335,000 | $ 190,714 | $ 97,000 |
| Palm Bay-Melbourne-Titusville, FL | 7 | $ 2,515,000 | $ 359,285 | $ 164,000 |
| Sherman-Denison, TX | 7 | $ 1,885,000 | $ 269,285 | $ 96,000 |
| St. Louis, MO-IL | 7 | $ 1,995,000 | $ 285,000 | $ 71,000 |
| Appleton, WI | 6 | $ 1,130,000 | $ 188,333 | $ 72,000 |
| Columbia, SC | 6 | $ 2,210,000 | $ 368,333 | $ 121,000 |
| Gainesville, GA | 6 | $ 1,930,000 | $ 321,666 | $ 114,000 |
| Lima, OH | 6 | $ 980,000 | $ 163,333 | $ 56,000 |
| Montgomery, AL | 6 | $ 1,800,000 | $ 300,000 | $ 105,000 |
| Tyler, TX | 6 | $ 1,300,000 | $ 216,666 | $ 71,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 6 | $ 2,050,000 | $ 341,666 | $ 169,500 |
| Wausau, WI | 6 | $ 1,610,000 | $ 268,333 | $ 99,000 |
| Wilmington, NC | 6 | $ 3,030,000 | $ 505,000 | $ 172,000 |
| Anaheim-Santa Ana-Irvine, CA | 5 | $ 3,005,000 | $ 601,000 | $ 240,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 1,765,000 | $ 353,000 | $ 260,800 |
| Chattanooga, TN-GA | 5 | $ 1,275,000 | $ 255,000 | $ 110,000 |
| Crestview-Fort Walton Beach-Destin, FL | 5 | $ 3,845,000 | $ 769,000 | $ 260,000 |
| Fresno, CA | 5 | $ 1,445,000 | $ 289,000 | $ 95,000 |
| Gettysburg, PA | 5 | $ 1,365,000 | $ 273,000 | $ 80,000 |
| Jacksonville, NC | 5 | $ 1,465,000 | $ 293,000 | $ 95,000 |
| Morristown, TN | 5 | $ 1,125,000 | $ 225,000 | $ 89,000 |
| Ocean City, NJ | 5 | $ 4,545,000 | $ 909,000 | $ 663,000 |
| Rockingham County-Strafford County, NH | 5 | $ 2,285,000 | $ 457,000 | $ 161,000 |
| Valdosta, GA | 5 | $ 1,205,000 | $ 241,000 | $ 76,000 |
| Waco, TX | 5 | $ 1,115,000 | $ 223,000 | $ 86,000 |
| Birmingham-Hoover, AL | 4 | $ 810,000 | $ 202,500 | $ 170,000 |
| Bridgeport-Stamford-Norwalk, CT | 4 | $ 1,390,000 | $ 347,500 | $ 164,000 |
| Charleston, WV | 4 | $ 1,920,000 | $ 480,000 | $ 209,000 |
| Cumberland, MD-WV | 4 | $ 470,000 | $ 117,500 | $ 47,000 |
| Gainesville, FL | 4 | $ 1,280,000 | $ 320,000 | $ 178,000 |
| Homosassa Springs, FL | 4 | $ 940,000 | $ 235,000 | $ 162,000 |
| Lakeland-Winter Haven, FL | 4 | $ 950,000 | $ 237,500 | $ 54,000 |
| Lancaster, PA | 4 | $ 990,000 | $ 247,500 | $ 109,000 |
| Lebanon, PA | 4 | $ 1,050,000 | $ 262,500 | $ 79,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4 | $ 1,310,000 | $ 327,500 | $ 119,000 |
| Rocky Mount, NC | 4 | $ 850,000 | $ 212,500 | $ 60,000 |
| Salisbury, MD-DE | 4 | $ 1,320,000 | $ 330,000 | $ 95,000 |
| Sheboygan, WI | 4 | $ 940,000 | $ 235,000 | $ 76,000 |
| Spokane-Spokane Valley, WA | 4 | $ 1,750,000 | $ 437,500 | $ 111,000 |
| Stockton-Lodi, CA | 4 | $ 1,840,000 | $ 460,000 | $ 138,000 |
| Tucson, AZ | 4 | $ 1,470,000 | $ 367,500 | $ 236,000 |
| Weirton-Steubenville, WV-OH | 4 | $ 790,000 | $ 197,500 | $ 62,000 |
| Wichita, KS | 4 | $ 640,000 | $ 160,000 | $ 67,000 |
| York-Hanover, PA | 4 | $ 930,000 | $ 232,500 | $ 92,000 |
| Beckley, WV | 3 | $ 395,000 | $ 131,666 | $ 128,000 |
| Bowling Green, KY | 3 | $ 755,000 | $ 251,666 | $ 81,000 |
| Bremerton-Silverdale, WA | 3 | $ 1,285,000 | $ 428,333 | $ 108,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,025,000 | $ 341,666 | $ 207,000 |
| Goldsboro, NC | 3 | $ 695,000 | $ 231,666 | $ 132,000 |
| Hinesville, GA | 3 | $ 625,000 | $ 208,333 | $ 204,000 |
| Huntsville, AL | 3 | $ 865,000 | $ 288,333 | $ 88,000 |
| Laredo, TX | 3 | $ 435,000 | $ 145,000 | $ 80,000 |
| Madison, WI | 3 | $ 1,105,000 | $ 368,333 | $ 115,000 |
| Morgantown, WV | 3 | $ 475,000 | $ 158,333 | $ 179,000 |
| New York-Jersey City-White Plains, NY-NJ | 3 | $ 1,095,000 | $ 365,000 | $ 166,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 1,155,000 | $ 385,000 | $ 145,000 |
| Rockford, IL | 3 | $ 545,000 | $ 181,666 | $ 72,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 1,355,000 | $ 451,666 | $ 114,000 |
| Santa Rosa, CA | 3 | $ 1,025,000 | $ 341,666 | $ 137,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 485,000 | $ 161,666 | $ 53,000 |
| Sierra Vista-Douglas, AZ | 3 | $ 675,000 | $ 225,000 | $ 56,000 |
| Texarkana, TX-AR | 3 | $ 1,055,000 | $ 351,666 | $ 92,000 |
| The Villages, FL | 3 | $ 715,000 | $ 238,333 | $ 75,000 |
| Wheeling, WV-OH | 3 | $ 685,000 | $ 228,333 | $ 168,000 |
| Yakima, WA | 3 | $ 815,000 | $ 271,666 | $ 36,000 |
| Abilene, TX | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Ann Arbor, MI | 2 | $ 370,000 | $ 185,000 | $ 58,000 |
| Barnstable Town, MA | 2 | $ 1,270,000 | $ 635,000 | $ 323,000 |
| Bay City, MI | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Champaign-Urbana, IL | 2 | $ 470,000 | $ 235,000 | $ 100,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 360,000 | $ 180,000 | $ 53,000 |
| Flint, MI | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Fond Du Lac, WI | 2 | $ 800,000 | $ 400,000 | $ 126,000 |
| Fort Smith, AR-OK | 2 | $ 460,000 | $ 230,000 | $ 95,000 |
| Greenville, NC | 2 | $ 570,000 | $ 285,000 | $ 118,000 |
| Hammond, LA | 2 | $ 480,000 | $ 240,000 | $ 149,000 |
| Kalamazoo-Portage, MI | 2 | $ 290,000 | $ 145,000 | $ 44,000 |
| Lawrence, KS | 2 | $ 370,000 | $ 185,000 | $ 167,000 |
| Louisville/Jefferson County, KY-IN | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Lubbock, TX | 2 | $ 230,000 | $ 115,000 | $ 98,000 |
| Madera, CA | 2 | $ 860,000 | $ 430,000 | $ 75,000 |
| McAllen-Edinburg-Mission, TX | 2 | $ 830,000 | $ 415,000 | $ 140,000 |
| Modesto, CA | 2 | $ 570,000 | $ 285,000 | $ 73,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 700,000 | $ 350,000 | $ 111,000 |
| New Haven-Milford, CT | 2 | $ 740,000 | $ 370,000 | $ 62,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 710,000 | $ 355,000 | $ 143,000 |
| San Francisco-Redwood City-South San Francisco, CA | 2 | $ 970,000 | $ 485,000 | $ 268,000 |
| Shreveport-Bossier City, LA | 2 | $ 980,000 | $ 490,000 | $ 124,000 |
| Spartanburg, SC | 2 | $ 750,000 | $ 375,000 | $ 116,000 |
| Springfield, MA | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Vallejo-Fairfield, CA | 2 | $ 910,000 | $ 455,000 | $ 781,000 |
| Warner Robins, GA | 2 | $ 220,000 | $ 110,000 | $ 87,000 |
| Albany, GA | 1 | $ 375,000 | $ 375,000 | $ 122,000 |
| Alexandria, LA | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Bangor, ME | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Baton Rouge, LA | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Bellingham, WA | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Bloomsburg-Berwick, PA | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Boise City, ID | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Brownsville-Harlingen, TX | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Cape Girardeau, MO-IL | 1 | $ 195,000 | $ 195,000 | $ 31,000 |
| Cheyenne, WY | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Chico, CA | 1 | $ 375,000 | $ 375,000 | $ 242,000 |
| Columbus, GA-AL | 1 | $ 425,000 | $ 425,000 | $ 159,000 |
| Columbus, IN | 1 | $ 365,000 | $ 365,000 | $ 171,000 |
| Dalton, GA | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Dover, DE | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| El Paso, TX | 1 | $ 225,000 | $ 225,000 | $ 38,000 |
| Elkhart-Goshen, IN | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Gadsden, AL | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 455,000 | $ 455,000 | $ 175,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| Jackson, MS | 1 | $ 275,000 | $ 275,000 | $ 217,000 |
| Janesville-Beloit, WI | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Kankakee, IL | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 335,000 | $ 335,000 | $ 123,000 |
| Lake Charles, LA | 1 | $ 325,000 | $ 325,000 | $ 169,000 |
| Lansing-East Lansing, MI | 1 | $ 175,000 | $ 175,000 | $ 124,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 285,000 | $ 285,000 | $ 176,000 |
| Longview, WA | 1 | $ 365,000 | $ 365,000 | $ 139,000 |
| Lynchburg, VA | 1 | $ 645,000 | $ 645,000 | $ 154,000 |
| Macon-Bibb County, GA | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Manchester-Nashua, NH | 1 | $ 645,000 | $ 645,000 | $ 241,000 |
| Mobile, AL | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Oklahoma City, OK | 1 | $ 205,000 | $ 205,000 | $ 390,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 485,000 | $ 485,000 | $ 222,000 |
| Panama City, FL | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Pueblo, CO | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Redding, CA | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| San Rafael, CA | 1 | $ 335,000 | $ 335,000 | $ 132,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 865,000 | $ 865,000 | $ 231,000 |
| Sebastian-Vero Beach, FL | 1 | $ 405,000 | $ 405,000 | $ 120,000 |
| Springfield, MO | 1 | $ 395,000 | $ 395,000 | $ 85,000 |
| State College, PA | 1 | $ 375,000 | $ 375,000 | $ 225,000 |
| Sumter, SC | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Wenatchee, WA | 1 | $ 395,000 | $ 395,000 | $ 395,000 |
| Wilmington, DE-MD-NJ | 1 | $ 335,000 | $ 335,000 | $ 129,000 |
| Worcester, MA-CT | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Yuba City, CA | 1 | $ 375,000 | $ 375,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for T2 Financial LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,667 | $2,236,925,000 | $291,000 | $3,905,000 | $112,000 | $3,845,000 |
| Cash-out Refinancing | 838 | $248,890,000 | $297,000 | $2,275,000 | $116,000 | $1,950,000 |
| Refinancing | 427 | $117,815,000 | $275,000 | $1,525,000 | $135,000 | $2,013,000 |
| Other Purpose | 62 | $15,580,000 | $251,000 | $635,000 | $178,000 | $457,000 |
| Home Improvement | 30 | $4,840,000 | $161,000 | $525,000 | $116,000 | $494,000 |
| Not Applicable | 6 | $660,000 | $110,000 | $185,000 | $116,000 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,513 | $1,603,205,000 | $290,000 | $3,905,000 | $119,000 | $3,845,000 |
| Hispanic | 1,262 | $330,730,000 | $262,000 | $1,685,000 | $93,000 | $1,094,000 |
| Black or African American | 1,082 | $320,760,000 | $296,000 | $1,375,000 | $96,000 | $595,000 |
| Asian | 560 | $176,070,000 | $314,000 | $2,685,000 | $123,000 | $1,950,000 |
| Not Provided | 557 | $175,685,000 | $315,000 | $1,345,000 | $140,000 | $2,016,000 |
| American Indian or Alaskan Native | 39 | $12,815,000 | $328,000 | $1,265,000 | $107,000 | $368,000 |
| Native Hawaiian or Other Pacific Islander | 16 | $5,220,000 | $326,000 | $645,000 | $113,000 | $350,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,137 | $1,839,855,000 | $299,000 | $3,905,000 | $129,000 | $3,845,000 |
| FHA-insured (Federal Housing Administration) | 2,157 | $540,445,000 | $250,000 | $835,000 | $78,000 | $517,000 |
| VA-guaranteed (Veterans Administration) | 597 | $217,525,000 | $364,000 | $2,275,000 | $105,000 | $905,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 139 | $26,885,000 | $193,000 | $375,000 | $63,000 | $121,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,765 | $1,940,935,000 | $286,000 | $3,905,000 | $112,000 | $2,226,000 |
| Application Approved But Not Accepted | 1,206 | $356,240,000 | $295,000 | $2,245,000 | $124,000 | $2,016,000 |
| Application Denied By Financial Institution | 639 | $177,325,000 | $277,000 | $2,955,000 | $98,000 | $1,950,000 |
| Application Withdrawn By Applicant | 420 | $150,210,000 | $357,000 | $3,005,000 | $154,000 | $3,845,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,391 | $2,447,385,000 | $291,000 | $3,905,000 | $115,000 | $3,845,000 |
| Debt-To-Income Ratio | 229 | $70,055,000 | $305,000 | $2,175,000 | $75,000 | $462,000 |
| Other | 133 | $36,725,000 | $276,000 | $1,545,000 | $128,000 | $800,000 |
| Credit History | 99 | $25,735,000 | $259,000 | $1,365,000 | $93,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 59 | $17,365,000 | $294,000 | $2,955,000 | $101,000 | $989,000 |
| Collateral | 52 | $11,110,000 | $213,000 | $635,000 | $107,000 | $388,000 |
| Unverifiable Information | 42 | $10,420,000 | $248,000 | $595,000 | $130,000 | $1,950,000 |
| Employment History | 24 | $5,510,000 | $229,000 | $415,000 | $80,000 | $213,000 |
| Credit Application Incomplete | 1 | $405,000 | $405,000 | $405,000 | $160,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into T2 Financial LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess T2 Financial LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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