Tcf National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Tcf National Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Tcf National Bank 2508 Louise Ave S (Pcc-2E-L) Sioux Falls, SD 57106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,537 |
| Total Mortgage Loan Application Amount | $1,810,386,000 |
| Average Mortgage Loan Application Amount | $455,666 |
| Highest Mortgage Loan Application Amount | $82,000,000 |
| Average Applicant Income | $69,333 |
| Highest Applicant Income | $3,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Tcf National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Tcf National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Tcf National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Tcf National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Tcf National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Tcf National Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 1,510 | $ 211,759,000 | $ 140,000 | $ 62,000 |
| Hennepin County Minnesota | 425 | $ 269,607,000 | $ 634,000 | $ 90,000 |
| Oakland County Michigan | 307 | $ 91,589,000 | $ 298,000 | $ 73,000 |
| Wayne County Michigan | 269 | $ 16,859,000 | $ 62,000 | $ 58,000 |
| DuPage County Illinois | 244 | $ 34,507,000 | $ 141,000 | $ 70,000 |
| Macomb County Michigan | 207 | $ 58,777,000 | $ 283,000 | $ 65,000 |
| Will County Illinois | 199 | $ 17,003,000 | $ 85,000 | $ 72,000 |
| Dakota County Minnesota | 197 | $ 97,910,000 | $ 497,000 | $ 74,000 |
| Anoka County Minnesota | 189 | $ 27,899,000 | $ 147,000 | $ 69,000 |
| Milwaukee County Wisconsin | 185 | $ 145,796,000 | $ 788,000 | $ 56,000 |
| Washtenaw County Michigan | 171 | $ 39,865,000 | $ 233,000 | $ 79,000 |
| Ramsey County Minnesota | 169 | $ 53,517,000 | $ 316,000 | $ 91,000 |
| Lake County Illinois | 139 | $ 17,582,000 | $ 126,000 | $ 71,000 |
| Livingston County Michigan | 119 | $ 15,081,000 | $ 126,000 | $ 69,000 |
| Kane County Illinois | 82 | $ 51,865,000 | $ 632,000 | $ 63,000 |
| Washington County Minnesota | 77 | $ 14,336,000 | $ 186,000 | $ 84,000 |
| McHenry County Illinois | 73 | $ 33,842,000 | $ 463,000 | $ 71,000 |
| Maricopa County Arizona | 67 | $ 42,499,000 | $ 634,000 | $ 77,000 |
| Kenosha County Wisconsin | 63 | $ 3,380,000 | $ 53,000 | $ 61,000 |
| El Paso County Colorado | 60 | $ 21,668,000 | $ 361,000 | $ 54,000 |
| Adams County Colorado | 53 | $ 33,560,000 | $ 633,000 | $ 67,000 |
| Arapahoe County Colorado | 49 | $ 32,927,000 | $ 671,000 | $ 63,000 |
| Jefferson County Colorado | 47 | $ 9,894,000 | $ 210,000 | $ 71,000 |
| Denver County Colorado | 44 | $ 49,798,000 | $ 1,131,000 | $ 56,000 |
| Sherburne County Minnesota | 38 | $ 5,921,000 | $ 155,000 | $ 83,000 |
| Racine County Wisconsin | 37 | $ 978,000 | $ 26,000 | $ 62,000 |
| Scott County Minnesota | 36 | $ 7,757,000 | $ 215,000 | $ 98,000 |
| Wright County Minnesota | 35 | $ 6,251,000 | $ 178,000 | $ 99,000 |
| Waukesha County Wisconsin | 32 | $ 14,846,000 | $ 463,000 | $ 71,000 |
| Carver County Minnesota | 24 | $ 4,034,000 | $ 168,000 | $ 92,000 |
| Kendall County Illinois | 20 | $ 2,162,000 | $ 108,000 | $ 63,000 |
| Stearns County Minnesota | 20 | $ 1,866,000 | $ 93,000 | $ 80,000 |
| Douglas County Colorado | 19 | $ 5,334,000 | $ 280,000 | $ 152,000 |
| Winnebago County Illinois | 19 | $ 1,431,000 | $ 75,000 | $ 43,000 |
| Minnehaha County South Dakota | 19 | $ 690,000 | $ 36,000 | $ 53,000 |
| Blue Earth County Minnesota | 18 | $ 2,439,000 | $ 135,000 | $ 64,000 |
| Jackson County Michigan | 17 | $ 1,899,000 | $ 111,000 | $ 77,000 |
| Chisago County Minnesota | 15 | $ 2,190,000 | $ 146,000 | $ 87,000 |
| Lake County Indiana | 13 | $ 1,219,000 | $ 93,000 | $ 56,000 |
| Boulder County Colorado | 11 | $ 21,308,000 | $ 1,937,000 | $ 99,000 |
| St. Clair County Michigan | 9 | $ 6,728,000 | $ 747,000 | $ 48,000 |
| Broomfield County Colorado | 6 | $ 1,686,000 | $ 281,000 | $ 191,000 |
| Pueblo County Colorado | 6 | $ 786,000 | $ 131,000 | $ 67,000 |
| Boone County Illinois | 6 | $ 725,000 | $ 120,000 | $ 57,000 |
| DeKalb County Illinois | 6 | $ 476,000 | $ 79,000 | $ 65,000 |
| Calhoun County Michigan | 6 | $ 372,000 | $ 62,000 | $ 42,000 |
| Lenawee County Michigan | 6 | $ 863,000 | $ 143,000 | $ 85,000 |
| Benton County Minnesota | 6 | $ 409,000 | $ 68,000 | $ 85,000 |
| McLeod County Minnesota | 6 | $ 673,000 | $ 112,000 | $ 95,000 |
| Olmsted County Minnesota | 6 | $ 27,649,000 | $ 4,608,000 | $ 72,000 |
| Pinal County Arizona | 5 | $ 491,000 | $ 98,000 | $ 46,000 |
| Isanti County Minnesota | 5 | $ 631,000 | $ 126,000 | $ 63,000 |
| St. Louis County Minnesota | 5 | $ 579,000 | $ 115,000 | $ 88,000 |
| Wood County Wisconsin | 5 | $ 341,000 | $ 68,000 | $ 28,000 |
| Monroe County Michigan | 4 | $ 2,978,000 | $ 744,000 | $ 68,000 |
| Nicollet County Minnesota | 4 | $ 324,000 | $ 81,000 | $ 66,000 |
| St. Croix County Wisconsin | 4 | $ 2,567,000 | $ 641,000 | $ 33,000 |
| Grundy County Illinois | 3 | $ 355,000 | $ 118,000 | $ 42,000 |
| Kankakee County Illinois | 3 | $ 222,000 | $ 74,000 | $ 85,000 |
| Ingham County Michigan | 3 | $ 391,000 | $ 130,000 | $ 73,000 |
| Aitkin County Minnesota | 3 | $ 318,000 | $ 106,000 | $ 70,000 |
| Cass County Minnesota | 3 | $ 346,000 | $ 115,000 | $ 132,000 |
| Mower County Minnesota | 3 | $ 300,000 | $ 100,000 | $ 63,000 |
| Pine County Minnesota | 3 | $ 247,000 | $ 82,000 | $ 109,000 |
| Marathon County Wisconsin | 3 | $ 256,000 | $ 85,000 | $ 81,000 |
| Mesa County Colorado | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Weld County Colorado | 2 | $ 429,000 | $ 214,000 | $ 84,000 |
| LaSalle County Illinois | 2 | $ 235,000 | $ 117,000 | $ 121,000 |
| LaPorte County Indiana | 2 | $ 285,000 | $ 142,000 | $ 90,000 |
| Genesee County Michigan | 2 | $ 281,000 | $ 140,000 | $ 37,000 |
| Oscoda County Michigan | 2 | $ 137,000 | $ 68,000 | $ 72,000 |
| Saginaw County Michigan | 2 | $ 98,000 | $ 49,000 | $ 52,000 |
| Kanabec County Minnesota | 2 | $ 274,000 | $ 137,000 | $ 87,000 |
| Le Sueur County Minnesota | 2 | $ 386,000 | $ 193,000 | $ 57,000 |
| Morrison County Minnesota | 2 | $ 125,000 | $ 62,000 | $ 36,000 |
| Lincoln County South Dakota | 2 | $ 16,000 | $ 8,000 | $ 57,000 |
| Harris County Texas | 2 | $ 24,440,000 | $ 12,220,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 18,817,000 | $ 9,408,000 | $ 0 |
| Fond du Lac County Wisconsin | 2 | $ 4,095,000 | $ 2,047,000 | $ 34,000 |
| Outagamie County Wisconsin | 2 | $ 5,056,000 | $ 2,528,000 | $ 10,000 |
| Walworth County Wisconsin | 2 | $ 216,000 | $ 108,000 | $ 34,000 |
| Mohave County Arizona | 1 | $ 100,000 | $ 100,000 | $ 21,000 |
| Los Angeles County California | 1 | $ 11,455,000 | $ 11,455,000 | $ 0 |
| Clear Creek County Colorado | 1 | $ 64,000 | $ 64,000 | $ 442,000 |
| Garfield County Colorado | 1 | $ 424,000 | $ 424,000 | $ 127,000 |
| Summit County Colorado | 1 | $ 281,000 | $ 281,000 | $ 279,000 |
| Orange County Florida | 1 | $ 21,850,000 | $ 21,850,000 | $ 0 |
| Polk County Florida | 1 | $ 21,840,000 | $ 21,840,000 | $ 0 |
| Jo Daviess County Illinois | 1 | $ 33,000 | $ 33,000 | $ 67,000 |
| Ogle County Illinois | 1 | $ 61,000 | $ 61,000 | $ 44,000 |
| Sangamon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 94,000 |
| Shelby County Illinois | 1 | $ 97,000 | $ 97,000 | $ 299,000 |
| Porter County Indiana | 1 | $ 100,000 | $ 100,000 | $ 131,000 |
| Starke County Indiana | 1 | $ 50,000 | $ 50,000 | $ 22,000 |
| Vermillion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Warren County Indiana | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Boone County Kentucky | 1 | $ 25,093,000 | $ 25,093,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 7,380,000 | $ 7,380,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 32,967,000 | $ 32,967,000 | $ 0 |
| Arenac County Michigan | 1 | $ 29,000 | $ 29,000 | $ 62,000 |
| Baraga County Michigan | 1 | $ 200,000 | $ 200,000 | $ 246,000 |
| Bay County Michigan | 1 | $ 79,000 | $ 79,000 | $ 47,000 |
| Chippewa County Michigan | 1 | $ 53,000 | $ 53,000 | $ 105,000 |
| Eaton County Michigan | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Emmet County Michigan | 1 | $ 109,000 | $ 109,000 | $ 134,000 |
| Huron County Michigan | 1 | $ 176,000 | $ 176,000 | $ 46,000 |
| Kalamazoo County Michigan | 1 | $ 197,000 | $ 197,000 | $ 89,000 |
| Kent County Michigan | 1 | $ 13,500,000 | $ 13,500,000 | $ 0 |
| Luce County Michigan | 1 | $ 36,000 | $ 36,000 | $ 65,000 |
| Marquette County Michigan | 1 | $ 60,000 | $ 60,000 | $ 105,000 |
| Van Buren County Michigan | 1 | $ 400,000 | $ 400,000 | $ 106,000 |
| Becker County Minnesota | 1 | $ 221,000 | $ 221,000 | $ 128,000 |
| Clearwater County Minnesota | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Cook County Minnesota | 1 | $ 415,000 | $ 415,000 | $ 247,000 |
| Cottonwood County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Crow Wing County Minnesota | 1 | $ 158,000 | $ 158,000 | $ 91,000 |
| Faribault County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 12,000 |
| Goodhue County Minnesota | 1 | $ 22,000 | $ 22,000 | $ 23,000 |
| Itasca County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 197,000 |
| Lake County Minnesota | 1 | $ 41,000 | $ 41,000 | $ 45,000 |
| Meeker County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 106,000 |
| Mille Lacs County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 94,000 |
| Rice County Minnesota | 1 | $ 168,000 | $ 168,000 | $ 35,000 |
| Steele County Minnesota | 1 | $ 112,000 | $ 112,000 | $ 31,000 |
| Wadena County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 286,000 |
| Ward County North Dakota | 1 | $ 290,000 | $ 290,000 | $ 106,000 |
| Cuyahoga County Ohio | 1 | $ 12,565,000 | $ 12,565,000 | $ 0 |
| Stark County Ohio | 1 | $ 11,200,000 | $ 11,200,000 | $ 0 |
| Summit County Ohio | 1 | $ 7,651,000 | $ 7,651,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 7,500,000 | $ 7,500,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| McCook County South Dakota | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| King County Washington | 1 | $ 15,000,000 | $ 15,000,000 | $ 0 |
| Whitman County Washington | 1 | $ 18,420,000 | $ 18,420,000 | $ 0 |
| Adams County Wisconsin | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| Burnett County Wisconsin | 1 | $ 67,000 | $ 67,000 | $ 59,000 |
| Dane County Wisconsin | 1 | $ 19,750,000 | $ 19,750,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 50,000 |
| Lincoln County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Oneida County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Pierce County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 36,000 |
| Polk County Wisconsin | 1 | $ 30,000 | $ 30,000 | $ 92,000 |
| Rock County Wisconsin | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Sheboygan County Wisconsin | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Vilas County Wisconsin | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Washburn County Wisconsin | 1 | $ 174,000 | $ 174,000 | $ 147,000 |
| Waupaca County Wisconsin | 1 | $ 96,000 | $ 96,000 | $ 20,000 |
| Winnebago County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
Mortgage Loan Application Detail Totals for Tcf National Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,210 | $441,112,000 | $199,000 | $27,000,000 | $74,000 | $850,000 |
| Home Improvement | 2,186 | $74,370,000 | $34,000 | $20,000,000 | $68,000 | $620,000 |
| Home Purchase | 1,141 | $1,294,904,000 | $1,134,000 | $82,000,000 | $66,000 | $3,500,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,349 | $358,808,000 | $107,000 | $2,556,000 | $75,000 | $3,500,000 |
| Hispanic | 826 | $73,029,000 | $88,000 | $418,000 | $56,000 | $756,000 |
| Black or African American | 530 | $36,727,000 | $69,000 | $424,000 | $61,000 | $500,000 |
| Not Provided | 396 | $50,723,000 | $128,000 | $800,000 | $78,000 | $850,000 |
| Asian | 313 | $30,625,000 | $97,000 | $424,000 | $72,000 | $600,000 |
| Not applicable | 88 | $1,256,818,000 | $14,282,000 | $82,000,000 | $0 | $0 |
| American Indian or Alaskan Native | 21 | $1,655,000 | $78,000 | $251,000 | $65,000 | $118,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $2,001,000 | $142,000 | $267,000 | $89,000 | $143,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,843 | $1,697,432,000 | $350,000 | $82,000,000 | $71,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 686 | $111,537,000 | $162,000 | $468,000 | $63,000 | $756,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,417,000 | $177,000 | $290,000 | $65,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,298 | $741,978,000 | $322,000 | $32,967,000 | $77,000 | $3,500,000 |
| Application Denied By Financial Institution | 1,712 | $447,065,000 | $261,000 | $39,490,000 | $60,000 | $850,000 |
| Application Withdrawn By Applicant | 658 | $435,846,000 | $662,000 | $82,000,000 | $79,000 | $850,000 |
| Loan Purchased By The Institution | 596 | $85,746,000 | $143,000 | $309,000 | $55,000 | $278,000 |
| File Closed For Incompleteness | 240 | $37,449,000 | $156,000 | $414,000 | $82,000 | $500,000 |
| Application Approved But Not Accepted | 33 | $62,302,000 | $1,887,000 | $47,000,000 | $76,000 | $255,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 717 | $58,821,000 | $82,000 | $7,500,000 | $51,000 | $454,000 |
| Credit History | 540 | $48,319,000 | $89,000 | $20,000,000 | $62,000 | $850,000 |
| Unverifiable Information | 182 | $47,606,000 | $261,000 | $39,490,000 | $83,000 | $620,000 |
| Other | 133 | $265,504,000 | $1,996,000 | $29,738,000 | $56,000 | $251,000 |
| Collateral | 107 | $21,812,000 | $203,000 | $4,640,000 | $78,000 | $500,000 |
| Employment History | 17 | $2,554,000 | $150,000 | $432,000 | $46,000 | $110,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 16 | $2,449,000 | $153,000 | $265,000 | $62,000 | $137,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Tcf National Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Tcf National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Dakota, download the full spreadsheet
with aggregated HMDA statistics today.